Sva 5 14 tampa final

MAY 2014

TM

SINCE 1980 — VolUME 34 • NUMBER 5

THE MAGGI PLAN FOR RETIREMENT or the Government Plan?

THREE WAYS TO GET HEALTHIER FROM THE INSIDE OUT

PAGe 7

genetic testing and weight loss

PAGe 12

Let’s compare a new savings plan called “My Retirement Account” (MyRA) with a better plan: the “MAGGI PLAN.” In the State of the Union

By Robert & Chris Maggi, Maggi Tax & Financial Advisory Grp. address, President Obama said he would direct the U.S. Department of the Treasury to create a new savings plan called “My Retirement Account.” Do you know what this is?

At Maggi Tax & Financial Group, Inc. we have been asked a lot of questions about this plan—how to get it, where to get it and how much it costs. Now we have created a better plan, called “The Maggi Plan.” The Maggi Plan is a simple plan, and a plan you can understand.

“My Retirement Account” is a pilot program that could be available as soon as December 2014. It is supposed to be safe, incurring low set-up and administrative costs. The contributions would buy U.S. government bonds through the G Fund, the same fund used in government employee thrift savings plans.

In my opinion, “My Retirement Account” is not the best available plan for several reasons. First, the returns are ridiculously low. Based on current estimates, returns would range from 1-3 percent. What is the benefit of a low rate? Low rates do not make a good retirement plan.

Second, this looks to me like a way for the government to sell its debt to the American people. The Federal Reserve has begun to taper quantitative easing. The government must find

somebody to buy those bonds if the Federal Reserve moves in the direction of reduction or discontinuity. To me, the timing of the proposal seems questionable at best.

Finally, the intent is to tax these plans in a similar fashion to Roth IRAs. The contribution is not deductible. However, the gains can be withdrawn without taxation. As most of these people will be on the lower end of the income tables, they would continue to be in the lowest tax tables in retirement.

With the standard deduction and personal exemption for a couple over the age of 65 being $22,700, it is unlikely that contributing to “My Retirement Account” would ever incur serious taxes. The 10 percent bracket is the next $18,750 over the $22,700. The 15 percent tax bracket is approximately $54,000 more above that.

Simply stated, it would be more beneficial to invest your retirement dollars elsewhere. The best option is “The Maggi Plan.”

Folks, we think the crash is See MAGGI, Page 27

50+ Travels:

Tips on Choosing the Perfect Tour or Cruise

SENIORS AND SOCIAL MEDIA

PAGE 22

For many baby boomers, travel is a favorite leisure activity. Whether crossing something off a bucket list or indulging in a passion, the 50 and older crowd is active and adventurous.

Organized tours and cruises are among the top choices for boomer vacations, and the good news is that there are hundreds of options.

“Some travelers over 50 may prefer a relaxing itinerary among people their own age, while others want to be on-the-go with people of all ages,” said Clay Buckley, lifestyle vice president at AARP Services, Inc. “Luckily, the options in cruises and tours are vast enough to suit any style, budget and need.”

Buckley recommends boomer travelers consider the following when planning a cruise or tour:

• Trip activity level: Travelers should determine objectives for their trips. Is it

to rest and relax? Learn? Enjoy lots of activities? Tours and cruises often have themes and all have set itineraries, so it’s important See TRAVEL, Page 27

Senior Voice America…in print, on the web and on the air with Health, Wealth & Wisdom. Tune in to AM 1250 WHNZ Monday thru Friday, from 7 to 9 p.m. as Publisher Evan Gold brings you the information to live an active mature lifestyle. ime T w e N ot!

Visit our new website, Tampa Bay’s leading news source Sl for seniors, www.seniorvoiceamerica.com.

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Senior Voice America MAY 2014

MAY 2014

Senior Voice America

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Health Roundup

Four Things that May Help You Maintain Digestive Balance Even if your New Year’s resolutions are a thing of the past, it’s possible to get back on track by identifying easy-to-follow changes that don’t require huge alterations in your lifestyle.

Sherri Shepherd knows a thing or two about busy schedules and how they can complicate healthy intentions. Shepherd, actress, comedienne, Emmy award-winning co-host of The View and Align spokeswoman, is constantly on-the-go and has developed a few health resolutions that fit into her packed schedule.

Hydrate Hydration is key to overall health and wellness and water is a simple substitute for any unhealthy beverages already being consumed. Water can help your body fight constipation and is great for your skin. Next time you have a soda craving, try water with lemon for a healthy, flavorful hydrator.

Stay Healthy On The Go Staying healthy when you are constantly away from home or running around town can prove to be challenging and stressful. After a long day, unhealthy options can seem more appealing and derail your healthy intentions. Preparation is the key to avoiding diet pitfalls. Carry a healthy snack with you or pencil in a stop at a healthy restaurant before you leave the house for the day.

with probiotics, visit www.AlignGI.com.

Fortify Your System

Get Active

Probiotics, the healthy bacteria found naturally in our bodies, are essential for many vital bodily functions and can help to build a healthy digestive system as well as maintain natural balance. However, these bacteria are fragile, and common issues such as changes in diet and schedule, stress and travel can disrupt them.

“Juggling my busy schedule and the stress that sometimes comes with it can throw my body out of sync. Taking a probiotic supplement regularly is an easy way to maintain my digestive balance and keep me in my groove,” Shepherd said.

To learn more about how to naturally help build and support digestive health

With life constantly throwing us curveballs and unexpected turns, it’s important to recognize the need for balance in life. Take time to relax and adopt healthy hobbies like meditation and exercise. Get gutsy and try something you’ve wanted to do, but never had the confidence to try—and then bask in the sense of accomplishment you feel.

These small lifestyle changes, like staying hydrated and adding a probiotic supplement to your diet, can help contribute to overall health and well being and make your healthy goals more attainable.

TMTM

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Senior Voice America MAY 2014

FROM THE PUBLISHER

TM TM

It’s Just the Way it Goes

It’s been about eight years since I lost my mother and it still seems like yesterday. And as our

Senior Voice America, Inc. P.O. BOX 1379 Lutz, FL 33548-1379 Phone (813) 444-1011 • Fax (813) 422-7966 www.seniorvoiceamerica.com Staff

last (of 4) child graduates high school I think back to when I was his age. I try and remember if I did the right things on mother’s day, on her birthday or just any day she needed something from me.

Unfortunately I know I fell short on some occasions.

It’s sad and disheartening that for some of us we think there is always going to be more time and

then you realize the clock has stopped and you have run out of it. You can’t go back and undo what has been done, you can’t send another card or make up for lost time. There just is no more time.

Publisher: Evan Gold evan@seniorvoiceamerica.com

So what do you do at that point and where do you go? And on the other side you watch it now hap-

Associate Publisher: Timm Harmon timm@seniorvoiceamerica.com

love interest that takes up their attention. You call, but are relegated to sending and receiving text

Managing Editor/Broadcast Producer: Deb Goldman deb@seniorvoiceamerica.com

pening to you. Your kids move on to going out with their own friends, leaving for college or finding a messages since their lives are so busy. Or at least they think it is, I mean they have to get to the next level of their video game, right?

But some of them get it and some sooner than later. They realize what’s really important and

that staying close or in regular communication means something to us. But the irony is trying to fig-

Editor: Lauren Potts lauren@seniorvoiceamerica.com

ure out if how you raised them was that big of a factor. Heck, we have four kids, rose them the same

Creative Director: Lourdes M. Sáenz lourdes@seniorvoiceamerica.com

to do. And some will be like me and realize what is important, but come to that realization a little

ADVERTISING REPRESENTATIVES • (813) 444-1011 Timm Harmon timm@seniorvoiceamerica.com

and some get it and others don’t. Some are just going to be who they are and do what they are going too late.

So for all the moms out there, as well as wherever my mother might be, I wish all of you a Hap-

py Mother’s Day and really hope you have a joyous day. And remember, there are few things as wonderful as hearing from your mom and being told she loves you. I do miss that the most.

Evan Gold

Join our sales team. For information about opportunities throughout Florida and North America, email timm@seniorvoiceamerica.com.

FROM THE EDITOR

Contributors Abne M. Eisenberg • Glenn Gillen

For My Mother, Who Taught Me About Magic

Laurie Closson • Morgan Lamphere

Joe Pippen • Jon Lynn • Kelly Miller

When I was a little girl, I believed in fairies.

I spent half my time imagining how fairies might look and live, roaming the forest behind our house in search of forgotten fairy garments, fashioning palaces out of Kleenex boxes and tree bark— and pretending to be a fairy myself, much to the amusement of our neighbors.

One day, I started writing to the fairies. I left my letters folded up in the cups of tulips or tucked beneath tree roots. Unbeknownst to me, my mother saw me. And for the next year, she wrote back.

In beautiful letters painstakingly crafted from scraps of purple paper, my mother wrote back as a fairy named Lilac who faced the same struggles that I did. Though hers was a world of glimmering wings and dresses spun from raindrops, she too dealt with timeouts from her elders, the occasional unkindness of friends and classmates, and many other matters very dear to the heart of a little girl.

One day, the fairies had to move away. I was growing up. The last letter was from the Fairy Queen herself, who thanked me for being a friend to her subjects and reminded me of the important things I would need to keep practicing as I got older: things like faith, kindness and laughter.

Though the letters came to an end, the magic did not. My mother had given me the space to let my imagination flourish. She had given me the warmth of a friendship no less real for its mysteriousness. She was magical with that very particular kind of magic that lets daughters know they have been well and truly loved.

This Mother’s Day, there is no gift I can give my mother to equal the wonder and delight of my year as a friend of the fairies. I have watched her tackle painful life challenges far removed from the fantastical world she created for me. I have seen faith, kindness and laughter keep my parents together, endure through long illness, and grow my sister and I into women who will face life with bravery and grace.

One day, I will have a daughter of my own who finds a tiny letter in the garden. I have learned a very particular kind of magic.

Nick Thomas • Robert & Chris Maggi Sally Allison • Jean Mlincek Dick Dedrick • Ro Martinez Would you like to write for Senior Voice America?

Please email editor@seniorvoiceamerica.com.

Senior Voice is a Proud Member of Better Living for Seniors The Guardian Association of Pinellas County The Florida Assisted Living Association Senior Voice America is published monthly and is distributed free of charge, courtesy of its advertisers.

Distribution area includes Pinellas, Hillsborough, Pasco, Sarasota and Manatee counties. Articles and advertising contained in this issue do not necessarily reflect the opinion or endorsement of the publisher, who does not verify advertiser claims and reserves the right to refuse or discontinue any advertising.

Tune in to 1250am WHNZ. Monday – Friday From 7-9pm

Lauren Potts

MAY 2014

Senior Voice America

Health Roundup

New Health Findings Help Combat Common Ailments From high blood pressure to cancer, serious ailments may strike despite our best efforts to maintain good health.

As medical advancements and treatment options develop rapidly, conventional medical wisdom can sometimes lag behind innovations in disease management. Meanwhile, there’s often too little attention paid to nutrition’s role in maintaining good health.

“Our healthcare system is a disease model, not a prevention model, and reimbursement is based upon sickness, not wellness. We need to better integrate all facets of care,” said Dr. Steven V. Joyal, chief medical officer at Life Extension, Inc., an organization dedicated to increasing the functional human lifespan.

It’s this thinking that spurred Life Extension’s 2014 edition of the “Disease Prevention and Treatment Book.” From cancer to multiple sclerosis, the book offers 1,400 pages of information on integrating pharmaceutical treatment options, nutritional support and lifestyle changes for optimal health. Here’s a sneak preview of some of the topics covered in the book.

High Blood Pressure As a major risk factor for heart disease, stroke, congestive heart failure and kidney disease, high blood pressure threatens the life of every third American adult.

Intensive lifestyle changes can assist in blood pressure management. When this isn’t enough, pharmaceutical options can help. For example, blood pressure is best controlled with lower doses of multiple antihypertensive medications rather than a single large dose of medication. This can also help reduce side effects.

“Many patients are lulled into a false sense of security by normal blood pressure readings at their periodic doctor’s visits. But quite frequently, patients experience gaps in control, putting them at risk for stroke and heart attack,” Joyal said.

Consider some of Joyal’s recommendations: • With an inexpensive at-home blood pressure monitor, take readings at multiple times through- out the day, tracking values over time. Your doctor can determine whether to modify your treatment regimen based upon the results.

• Stay fit and exercise. A healthy body weight and high degree of cardiorespiratory fitness reduce hypertension risk, and if you already have high blood pressure, exercise can help you achieve better control.

• Hold the salt. High sodium intake can make high blood pressure worse. Read labels. Even if you aren’t reaching for salt, many pre-packaged convenience foods, meats and cheeses contain significant amounts of sodium.

• Get plenty of beneficial nutrients, especially potassium and magnesium, which are important for vascular health.

Rheumatoid Arthritis Rheumatoid arthritis poses a risk to more than physical comfort. Systemic inflammation hastens the onset of other age-related diseases, including cardiovascular disease.

“For optimal longevity, we need to integrate lifestyle changes with pharmaceutical treatments, rather than blindly assume that all a patient needs is more medication,” Joyal said.

In addition to doctor-prescribed treatments, Life Extension researchers have found several nutrients that help support health in rheumatoid arthritis patients: • Fish oil • Krill oil blend • Gamma linolenic acid • Vitamin D • Vitamin B6 • Green tea extract • Quercetin • Folate By taking advantage of new findings in medicine and science, optimal health may be better achieved.

More information about integrating lifestyle changes into treatment plans for various medical challenges can be found at www.LifeExtension.com/dpt.

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Senior Voice America MAY 2014

self help

Seeing Is Believing (Or Maybe Not)

I was driving down the road, minding my own business, when I happened to glance over toward the passenger seat.

I gasped. There, out of the corner of my eye, I saw a Tarantula-sized spider!

I was frantic to pull over, hop out of the car and run to Tennessee. Then, smack-dab in front of me, I saw three more spiders! I yelled, grabbed the keys out of the ignition, and almost pulled my seatbelt out of the door with me because I could not get it unbuckled fast enough.

That was my first encounter with what ophthalmologists call “floaters,” the shadows cast in one’s field of vision when vitreous gel in the eye breaks away from the retina. I was told that floaters could appear as dots or squiggles.

Squiggles? Anyone know a therapy group for arachnophobia?

No one ever warned me about this kind of thing, or about a zillion other things that begin to happen to the eye as we age. I knew to expect glasses in my 40s, but I was hoping bifocals would be a long way off.

I hated the visible line on the lenses. To me, that horizontal line looked like someone had keyed the lens straight across the middle. I had visions of having to perch my bifocals near the tip of my nose—which, in my case, would be four inches away from my face. I never did like that look.

Fortunately, trifocals were an option by the time I needed reading glasses. No visible line! I felt rather smug walking into the optometrist’s to pick

By Jean Mlincek

them up, believing that nary a soul would detect I was at “that age.”

Ha! I must have looked like a fool stumbling around the place. The embarrassing bifocal line was gone, but so was any coherent vision of the room.

“They will take some getting used to, ma’am,” said the optometrist, who led me to a chair as everyone in the room watched my wobbly progress.

When the optometrist bent over me to adjust the frames, her face lunged at me like something out of a 3D movie, her every move exaggerated.

“Who’s going to help me realize I am reaching for one cup of coffee in the morning and not three?” I asked.

Right at that moment, I would have treasured a pair of authentic, lined bifocals.

Once I got home, I started questioning my choice of trifocals. Was I doomed to a life of disorientation? Of feeling walls?

Feeling faces?

The more I concentrated, the more I saw only my nose. I felt certain that I was going to become cross-eyed, perhaps permanently.

Thankfully, I did learn some tricks for overcoming the initial disorientation I experienced wearing trifocals: Move your head, not your eyes, when looking at objects; look out the top of the lens for distance, the midsection for objects somewhat close, and the bottom third of the lens for reading.

Now I am praying I never have to deal with other eye problems, such as glaucoma, cataracts or macular degeneration.

We’re talking just the eyes here, folks. There are other problems that come with age—like brain fog and flatulence, to name two.

H-E-L-P!

Jean Mlincek is a freelance writer residing in St. Petersburg, FL.

MAY 2014

Senior Voice America

Health Roundup Three Ways to Get Healthier From the Inside Out Caring for your heart is an essential part of leading a healthy life. You can improve your heart health today just by taking a few steps in the right direction.

Iconic television, stage and screen actor Tony Danza makes his health a top priority, even when faced with a busy schedule. Danza knows the importance of diet, exercise and “doing good to feel good.” Here are some of his health and wellness tips: •

Turn Your Daily Habits Into Exercise.

Most people know that exercise, in addition to a healthy diet, plays a key role in bettering your overall health. However, many people have trouble fitting exercise into their busy schedules or think they have to look to costly private trainers in order to see results. Yet exercise can be as easy and cost-efficient as taking the stairs instead of the elevator or going for a walk on your lunch break.

Encourage others to join you on these mini exercise sessions. Having a support system of people who are also looking for ways to be healthier can help keep you going on your journey to better health.

•

Get Your Fiber Up. According to the Ameri- can Dietetic Association, most Americans are not getting the recommended daily amount of 25-38 grams of fiber. Many people know that fiber can help promote digestive health, but

Page 7

Dr. Barbara Calderón

Board Certified Internal Medicine & Geriatrics

few know that it can also promote heart health.

Diets low in saturated fat and cholesterol that also include seven grams of soluble fiber per day from sources like psyllium husk, the fiber in Metamucil, may reduce the risk of heart disease by lowering cholesterol. One adult dose of Metamucil has at least 2.1 grams of this soluble fiber.

“Metamucil has been an important part of my health regimen for over 20 years. It’s a simple way to get multiple health benefits and an extra fiber boost since it can be hard to get all the fiber you need from food alone,” Danza said.

•

Do Good; Feel Good. Overall health and wellness also comes from how you feel about yourself as an individual. Danza makes giving back to the community a regular practice and lists it among his healthy habits.

“Giving back is good for the soul and really warms the heart. You will be amazed to see how much you do for yourself as a person, when you are helping and giving back to others,” Danza said.

There are many ways to work healthy routines into your daily life. More tips and information on healthy living are available on Metamucil’s Facebook page at www.facebook.com/Metamucil.

pting -Day Acce e Now and Sam ble! s t ila n a e v i Pat re A a w s e t n N intme Appo

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With complete heath care services, we offer everything from routine checkups to treatment of minor emergencies. Above all, we offer patients the kind of old-fashioned, personalized service that’s hard to find these days.

• Physical Exams • Diabetes Care • Asthma, COPD, Allergies, Bronchitis & Pneumonia • Thyroid Disease • Lab and EKG On-site

Regular office Hours: Monday thru Friday 8 a.m.-5p.m.

(Lunch 12:30 PM -1:30PM)

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813.909.0760

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813.932.0996

Experience our personalized service for yourself.

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Senior Voice America MAY 2014

CANCER ANSWERS MOFFITT.org | www.facebook.com/MoffittCancerCenter | twitter.com/MoffittNews | youtube.com/user/MoffittNews

Florida is #2 for Skin Cancer Nationwide

Women Are Especially at Risk At a time when many other cancers are on the decline, the most deadly form of skin cancer, melanoma, is on the rise. It’s also increasing faster in women than in men, according to Dr. Jane Messina, a Moffitt Cancer Center dermatopathologist and senior member in the Department of Cutaneous Oncology.

The National Cancer Institute reported that incidences of melanoma have been rising an average of 2.6 percent each year over the last decade. Melanoma is now the sixth most common cancer in men and the seventh most common in women. That translates into an estimated 76,100 new cases of melanoma in 2014 alone, according to the American Cancer Society (ACS).

Unhealthy Lifestyles May Contribute to Risk Two factors may be contributing to the jump in melanoma cases. According to Messina, lifestyle and public awareness have a big impact on risk.

Public health campaigns have encouraged more people to visit their doctors for cancer screenings. This has resulted in more frequent as well as earlier diagnosis when the cancer is most treatable.

As such, lifestyle is the factor that is cause for concern.

Although a history of severe, blistering sunburns increases the risk of skin cancer, an individual’s total lifetime sun exposure to UV radiation also plays a role. That’s especially challenging for Florida residents. The ACS expects more than 5,300 cases of melanoma to be diagnosed in Florida this year. Florida is number two in the United States for melanoma, trailing only California.

“Florida’s warm climate encourages an outdoor lifestyle and a style of dress that exposes more of the body to sunlight,” Messina said. “Typical dress for many young women is tank tops and shorts. Retirees living in Florida frequently take up activities such as golf and fishing, placing them at risk for increased sun exposure.

And kids are outside playing sports year-round wearing short-sleeve shirts and no hats. Florida is a hotbed for skin cancer.”

Tanning beds are another culprit, especially for young women who outnumber men 10-1 in tanning bed use, says Dr. Messina. The Centers for Dis-

ease Control and Prevention reported that indoor tanning beds can increase the risk of melanoma in young adults by a staggering 75 percent.

What’s the solution? In addition to taking standard precautions—such as applying sunscreen, wearing a hat, staying out of the sun during peak hours of intensity and not using a tanning bed—Messina promoted the idea of obtaining a full-body check from your physician on a yearly basis.

Melanoma can develop anywhere, including under the fingernails and on the soles of the feet. In men, however, melanoma is most common in places that are chronically exposed to the sun, such as the face, back of the hands, legs and arms. In women, melanoma typically develops on the shoulders, backs of the legs, neck and chest, all areas that are usually covered and get acute intermittent exposure, according to Messina.

Melanoma is now the second most common cancer in young women ages 20-39 and the No. 2 cause of death in women ages 25-30.

One of the Biggest Breakthroughs in 30 Years Like all cancers, early detection of melanoma is critical. For decades, the five-year survival rate for late-stage melanoma has been just 10 percent, compared to 98 percent for early stage.

Fortunately, Moffitt physician-scientists hope those dismal numbers may be changing.

Moffitt researchers laid the groundwork for a revolutionary new combination therapy for the treatment of advanced melanoma (melanoma that cannot be removed surgically or has spread to other areas of the body). The newly FDA-approved therapy Mekinist (trametinib) in combination with Tafinlar (dabrafenib) is one of the biggest advancements in melanoma treatment in the past 30 years.

“The new drug combination raises the progression-free survival to nine months compared to five months with standard therapy,” Messina said. “That was previously unheard of and [is] very exciting news. Prevention is still vital, but now we can offer patients with latestage disease more hope.”

To schedule an appointment or to find out more, call 1-888-MOFFITT or visit MOFFITT.org.

MAY 2014

Senior Voice America

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senior writers

The Write Retirement: Senior Citizens Take to the Page Do not despair, senior citizens. As the authors in our featured series are about to show us, it is never too late to realize your dreams.

Before retirement, we are all busy with the demands of our careers, parenthood and other responsibilities. When we retire, it is time to take a deep breath and ask ourselves some important questions: “What do I really want to do with the rest of my life? What is on my bucket list?”

The answers may surprise you. Serendipity may even take over.

Sheri Page, first-time author of “Use your Noodle, Doodle!” turned her newfound passion for writing into a fulfilling pastime. It all began with an accident: Her exuberant Labrador-poodle mix knocked down her elderly mother and Grandma broke her hip.

Page turned the accident into a story, using real people and a real event to address the real issues children face when grandparents experience serious illnesses or accidents.

Page’s original project was to write a hand-bound book for her mother’s 80th birthday. As a children’s librarian, her mother had a lot of books signed by their authors in her library. When family members read Page’s book, they thought she should try to publish it. Seeing the value of a book that could reassure children upset or frightened by a grandparent’s illness or accident, Page decided to do just that. Thus Page’s book began its journey to publication.

With 30 years experience as an occupational therapist for children, and with four adult children and six grandchildren in her blended family, Page knew a lot about children, but little about the process of getting a book published. There were some roadblocks. An early reviewer found the story too scary for children. The first foray into publishing was unsuccessful. To top it off, she needed an artist.

First, Page approached a high school art student. He did not quite run screaming from the room, but he seemed overwhelmed and she never heard from him again. After that, the project sat for a while as Page did grandmotherly things with her grandchildren and traveled.

“It became a looming project that wanted completion,” Page said.

Finally, one year ago, she again embarked on the publishing process.

Page, who lives in Seattle, found professional artist Jenny Frohwerk right in her city. Frohwerk had already illustrated another children’s book, and her sensitive watercolors were perfect for this very personal book.

Even better, Frohwerk met the family and the family dog, and even studied family photos to make the illustrations genuine. As a result, the grandmother in the story actually resembles Page’s mother, all her grandchildren are rendered true to life, and the Labradoodle—Bode is real life and “Doodle” in the book—was portrayed accurately as well. Frohwerk’s art gave authentic life to the tender story.

The main character of the book is the author’s real grandchild, Claire, who lives in the Tampa Bay Area. In actuality, Claire was not yet born at the time of the accident. However, to make the story appealing to children, Page put her granddaughter into the story. In kid parlance, “how cool is that?”

Page often visits Claire and her family in Tampa, so Page chose a Tampa public

By Laurie Closson

relations firm, Sharpe Public Relations, to publicize the book. Then she found a publisher, Classic Day/ Peanutbutter Publishers, in the Seattle area. Finally, all of the pieces came together.

The book’s title, “Use your Noodle, Doodle!,” derives from the saying, “use your noodle,” one that Page’s dad was fond of using to encourage his kids to think for themselves. As aforementioned, “Doodle” is also the name of the story’s Labradoodle dog.

By the way, Bode himself has been vindicated: He is now a well trained therapy dog at Grandma’s retirement community. Grandma has recovered from her broken pelvis and is active in her community. She keeps a copy of the new book in the basket of her walker, and is one of the story’s most compelling salespeople!

Sheri Page is now enjoying the book-signing phase of her project. In January, she read the story at Claire’s school in Tampa. In February, she was able to read the story at the elementary school in Washington State where her niece attends kindergarten.

With its humor, vivid characters and valuable lessons, “Use your Noodle, Doodle!” makes a great gift for grandchildren. It is for sale at www.amazon.com and www.useyournoodledoodle.com.

Review of Ten Stupid Things Aging Americans Do to Mess Up Their Lives and Financial Situation

You do NOT want to be a victim! You’ve worked hard to have what you have. You deserve to enjoy it and feel secure. Do yourself a favor and read Joyce Holly’s “Ten Stupid Things Aging Americans Do to Mess Up Their Lives and Financial Situation.”

Holly knows this topic well and gives you concrete information so you can act on her recommendations, learning to better protect yourself and/or someone you love.

This book is instructive and clear. It’s presented in a way that is not overwhelming, but it will spur you on to action. Holly’s stories of real life situations will compel you to protect your interests so you do not end up a victim.

By Sally Allison

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Senior Voice America MAY 2014

opinion

The Death of English

In 2010, Gene Weingarten published a devastating article in the Washington Post. In it, Weingarten explored the downfall of the English language. Above the article was a cartoon of a tombstone that read, “In Loving Memory – ENGLISH.” Weingarten wrote that the English language passed away at 1,617 years of age after being ill for a long time, survived by a shadow of its former self.

The article presented a series of symptoms from which the terminally ill patient suffered. According to Weingarten, signs of English’s failing health continue to appear in various branches of the media today.

Weingarten addressed the misspelling of the word “pronunciation” as “pronounciation.” This mistake appeared in a number of prestigious newspapers. Weingarten also poked fun at the Lewiston (Maine) Sun Journal, which referred to the “spading and neutering” of animals, instead of the correct “spaying.”

He then addressed the Miami Herald, which reported on someone who “eeks out a living,” instead of the correct “ekes out a living.” Weingarten then targeted the Fredericksburg Free Lance-Star, which described professional football as a “doggy dog world” instead of a “dog-eat-dog world.” Lastly, Weingarten lampooned those who refer to prostate cancer as “prostrate cancer.”

Proper English used to be a popular major in leading colleges and universi-

By Professor Abné M. Eisenberg

ties. From my perspective, this is no longer the case. More practical disciplines such as economics, political science, journalism and communication seem to have replaced it.

Today, texting appears to be the illegitimate stepchild of proper English. In the old days, we didn’t write the way we talked because there was no mechanism to reproduce the speed of conversation. Texting, however, makes this possible. It involves the brute mechanics of writing to form a spontaneous, economical and convenient means of communication for those lacking the knowledge of proper grammar.

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MAY 2014

Senior Voice America

future planning

The Cremation Alternative

National Cremation Society was founded in 1973 in Pinellas County, Fla. in response to consumer demand for an affordable alternative to the traditional funeral. Today we simply call ourselves National Cremation®.

Our name says it all. We are a national company that specializes in cremations. We hold an A+ rating from the Better Business Bureau, and we care for hundreds of families each year.

During the past three decades, cremation has tripled in popularity. Cremation is far more affordable and flexible than traditional funerals. It’s also gentler on the environment, and it provides unique opportunities for spiritual self-expression.

National Cremation specializes in and promotes advanced planning. This process, also known as “pre-arrangement” or “pre-need,” is manageable and straightforward. A pre-need plan will protect your loved ones later, and grant your family and dearest friends the time to grieve your loss and celebrate your life—instead of wrestling with confusing choices during a painful time.

Our plan also saves your family from hidden charges. Your services are all arranged and paid for in advance. Your family won’t have to worry about a thing.

Pre-arranging allows you to stay in full control: You choose what you want and how you want things to be done.

Additionally, a pre-arrangement guarantees a price for the future. Costs rise every year and will continue to do so, but a pre-arrangement with National Cremation is protected. In accordance with state law, your monies are placed into a state-mandated trust fund, and held and invested for future need. Further, National Cremation files trust fund reports with each state in which we do business.

National Cremation offers an easy payment plan: You decide whether you prefer to pay in full, with one lump sum, or in a series of smaller, more manageable payments. If circumstances allow, paying in full will often cost you less than the convenience of paying over time.

However, if you prefer or need an installment plan, feel free to ask us about our policies.

Our caring, state-licensed pre-arrangement consultant is available for appointments in the comfort of your own home, or at our office at 4945 East Bay Drive, Clearwater, FL 33764. We are ready to help guide you through plan options and answer your questions. Our licensed counselors are also available to speak to organizations and church groups upon request. If you would like to attend a luncheon seminar, please contact us for a location near you.

Cremation is too important a decision to entrust to anyone but National Cremation. With our pre-need plan, everything is included and nothing is left to chance. Call us now at 1-800-627-7456 or visit our website at www.nationalcremation.com to explore all of your choices.

Page 11

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Senior Voice America MAY 2014

Health Roundup

Genetic Testing for Weight Management Would you like to improve your weight loss program and keep the weight off permanently?

Genetic testing developed by Stanford University may provide an effective solution for permanent weight loss. Genetic testing can determine if a person has characteristics that influence weight gain. These characteristics are called variants.

For example, one variant could cause a person to absorb more fat than is normal. This individual would benefit from a lower-fat diet.

At the same time, other individuals require more than 13 percent of their total caloric intake to be from monosaturated fats (i.e. olive oil) in order to remain healthy.

There are five variants that have been identified. As illustrated above, these variants help explain why the same diet can cause one person to lose weight and the other to gain weight.

These variants also help explain why some people seem to eat anything they want, not exercise, and not gain weight (fast metabolizers), while others seem to eat very little food, exercise regularly, and not lose a pound (slow metabolizers).

Genetic testing can help us determine what we should eat, what we should not eat, and the proper carbohydrate, protein and fat ratios for our optimum weight management.

Genetic testing can also tell an individual the kind and intensity of exercise from which he or she will benefit the most. For example, there is a variant that can cause men to gain body fat if they do heavy weightlifting.

Genetic testing can also help determine if an individual has absorption, utiliDISCOUNT PRESCRIPTION DRUGS zation or metabolism problems with vitamins B, C, D, E and more. As vitamin B is involved in every metabolic process in the body, this information can be lifesaving for individuals who may need to increase their vitamin B intake Two Locations - Apollo Beach and Sun City Center by as much as 700 percent.

Viagra 100mg $4 & up (per pill) Additionally, genetic testing provides insight into heart health. Heart disease is the Cialis 20mg $4.50 & up (per pill) No. 1 cause of death in the United States, and certain variants predispose an individual to greater risks. Genetic testing can help an individual learn how to refrain from exCymbalta 30mg #100 $146 pressing this variant.

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MAY 2014

Let’s Talk

Senior Voice America

The Importance of Social Inclusion: Don’t “Go It Alone”

When I was growing up, my family didn’t have a lot of money. Most of our entertainment and socialization took place at home around a buffet of food. Friends and neighbors alike could often be found at our house, laughing and talking while enjoying food and the company of others.

Today, this form of recreation is also popular in many adult communities. While financial constraints are not as much of a factor anymore, neighborhood entertainment can appeal to some seniors who may be experiencing memory or mobility loss.

When was your last party? Did you invite a neighbor or go with a friend?

For those who live in a community that does not have a clubhouse or common gathering area, there are many alternatives for entertainment and friendship. Senior centers, churches, and the local library or VFW are all great options. In addition, consider calling Care Placement Home Health Agency to arrange for a social companion as well as secure transport to community events.

I know a senior gentleman who has begun to isolate himself. As a result, he feels depressed, and because he is becoming more forgetful, he chooses to stay home.

He could go to activities in his mobile home park, but he doesn’t. People have even stopped asking him to social gatherings because he kept refusing their invitations.

However, I believe that if someone were there to go with him, he would be more than willing to attend these events.

Sometimes we don’t go the extra mile to include others—mostly because we want to be polite and we don’t want to seem pushy. In some cases, however, pushy works, and may even be essential. It lets the person know that someone does care and that his or her presence is desired at the social event. This knowledge can lead to feelings of increased self-worth.

Depression, loss of independence, not being able to drive and perhaps even being removed from one’s home and placed in another location can all add to a person’s feelings of insecurity. People in these situations may begin to think it’s better to stay home alone instead of going out and socializing. This mindset may be an indication of depression.

According to the American Association for the Advancement of Science, extreme loneliness can lead to a shorter life span for seniors.

If we try harder to include our neighbors and friends by inviting them to our social gatherings, it will help us, too. It’s good to realize we are not alone and to be reminded that it is far more enjoyable to share food and good times with someone else.

Don’t give up on the neighbor or friend who refuses at first. Try and try again! The payoff is worth it.

Let’s get out and party…and be sure to take a friend!

If you have a concern, viewpoint or comment regarding this article, Let’s Talk!

By Nurse Ruth, RN, LHRM

Provided by Ruth Fanovich, RN, LHRM, Owner, Care Placement Home Health Agency, Inc. and RMF Care Management, Inc. www.CarePlacementHH.com.

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Senior Voice America MAY 2014

Senior Happenings cated on Ybor City’s main drag, 7th Avenue, with stages in several historic locations and enclosed parking lots – including the historic Centennial Park. 5:00 p.m. - 2:00 a.m.

Taste of Pinellas 2014

Albert Whitted Park May 9 & 10

MYTHBUSTERS: THE EXPLOSIVE EXHIBITION

MOSI May 1 - 8

Don’t miss the last days of Discovery Channel’s Emmy-nominated series which uncovers truths behind popular myths by mixing scientific method with gleeful curiosity and old-fashioned ingenuity in MythBusters: The Explosive Exhibition. The exhibition creates hands-on, interactive experiences for guests of all ages by combining popular scientific facts with innovative, family-friendly displays. MOSI s guests will learn about myths, the MythBusters and what experimenting is all about by participating in a series of fun, hands-on experiences and live demonstrations.

Experiments cover topics such as flight, friction, gravity, speed and combustion.

MOSI is located at 4801 East Fowler Ave., Tampa, FL. For more information (813) 987-6000 or www. mosi.org.

Walk on the Wild Side

New Port Richey Art Gallery May 2 - 31

“Walk on the Wild Side” is the theme during this month’s art exhibition. Debut on Friday, May 2 at an open house reception. On display will be works from Gallery professional artists featuring abstract, digital art, collage, expressionistic and surrealistic media.

The featured artist for the month is John Howie, local artist who will exhibit his unique, abstract acrylic with ink paintings. Rounding out the show will be an exhibit by students from the River Ridge High School of New Port Richey.

The Gallery is located at 6231 Grand Blvd., New Port Richey, FL. For more information (727) 8486500.

Go Red For Women Luncheon

A La Carte Event Pavilion May 8

This event celebrates the power of women, encourages a passionate call to action and raises funds to support education, research, and community programs dedicated to helping women reduce their risk of heart disease. More than 300 prominent female leaders from corporate, medical, educational and social communities expected to be in attendance. Keynote speech from Tampa Bay Rays nutritionist, Cynthia Sass. 10:30 a.m. to 1:00 p.m.

The A La Carte Event Pavilion is located at 4050 Dana Shores Drive, Tampa, FL. More information (800) AHA-USA-1 or www.goredforwomen.org.

The 33rd Annual WMNF Tropical Heatwave

Ybor City May 9 & 10

An extravaganza of eclectic and exotic entertainment! Since 1982, Tropical Heatwave has been a rite of spring for fans of eclectic music. Once just a Cuban Club event, Tropical Heatwave now spreads all over Ybor City, presenting an incredible lineup of diverse entertainment with more than 60 bands on multiple stages. Great music and parties on several venues lo-

Taste of Pinellas brings an updated combination of local food, celebrity headliners, phenomenal music and family fun to an all-new venue this spring. Proceeds benefitting All Children’s Hospital. Headliners will feature: May 9 - Four-time Grammy winner and legendary “Heart Breaker” Pat Benatar & Neil Giraldo, three-time Grammy winner Bruce Hornsby & The Noisemakers, plus “Arena Rock” icons Loverboy! May 10 - The incomparable Blues Brothers starring Dan Aykroyd and Jim Belushi, plus “The World’s Greatest Party Band” with over 100 million records sold, KC & the Sunshine Band! General Admission tickets are $22.50 per-person in advance, or $25.00 at the gate.

Gates open at 3:30 p.m. Friday and 3:00 p.m. Saturday.

The Albert Whitted Park is located at 480 Bayshore Dr. SE., St. Petersburg, FL. For more information www.TasteofPinellas.com .

Mother’s Day Tea & Luncheon

Town ’N Country Senior Center May 9

The second annual celebration of Mother’s Day will take place at 1:00 p.m. Entertainment by Steve Fowler. (Ladies Only - $5.00 per person/must have a ticket to attend.) Don’t forget your hat.

The Town ‘N Country Senior Center is located at 7606 Paula Dr., Tampa, FL. For more information contact Lauri Radice at (813) 873-6336.

Award of Merit Fundraiser

Tcotkog May 10

You don’t want to miss this event. Come Celebrate Joy! Senior citizens in service 50 years to community, and young philanthropist-in-Training. An event of fellowship, music, special guests of honor, gala activities, food, Awards of Merit and much, silent auction, and much, more. Contact Person: Ms. Teresa Mosley,Booster Progam Coordinator. This fundraiser event will provide outreach services to the community, scholarships, and charity of its choice. 11:30 a.m.

Tcotkog Ext. 13 is located at 4010 N. Short 30th St., Tampa, FL. For more information Premiere Showing of CROPMania!

Florida State Fairgrounds May 10

Friends of Joshua House Foundation, Inc. annouce the Scrapbooking Event for CropManiacs!

All Guests Receive: Reserved seating (4 feet for Deluxe Guests & 6 feet for VIP,) food and beverages all day (morning snack, lunch, dinner, desserts, snacks and drinks,) make n’ takes throughout the day, entry into door prize drawings and table prize drawings, goody bag. 10:00 a.m. - 10:00 p.m. $65 deluxe guests, $100 VIP guests.

The Florida State Fairgrounds is located at 4800 US Hwy. 301 North, Tampa, FL. For more information www.friendsofjoshuahouse.org.

For a suggested donation of $5, wristbands will be sold to the Children’s Play Area which includes inflatable jumpers, rockwall and miniature train rides. Admission to the park is free. Food and beverages will be available.

Largo Central Park is located at 101 Central Park Dr., Largo, FL. For more information (727) 586-7415.

Mother’s Day Free at the Zoo

Lowry Park Zoo May 10 & 11

Moms matter at the Zoo! Bring mom to Tampa’s Lowry Park Zoo Mother’s Day weekend and she gets in for free! This weekend moms receive free admission with the purchase of their son’s or daughter’s full-priced admission ticket (paid ticket can be child or adult admission, as applicable). 9:30 a.m. to 5:00 p.m.

Lowry Park Zoo is located at 1101 W. Sligh Ave., Tampa, FL. For more information (813) 935-8552 or www.lowryparkzoo.com.

MIDFLORIDA Mayfaire by-the-Lake

Polk Museum of Art May 10 &11

Midflorida Mayfaire by-the-Lake began as a crafts fair on the lawn of the Lakeland Public Library and has grown into one of Florida’s premier outdoor art festivals, attracting about 65,000 visitors and is listed among Sunshine Artist magazine’s “Top 100 Best Fine Art Shows.” Mayfaire is a juried show that will feature the work of approximately 165 artists displaying their jewelry, sculptures, paintings and more.

Live entertainment will be presented on the stage in front of the Lakeland Public Library, and the Children’s Art Tent and Kids Zone will again be located in the Museum parking lot. Parking is free at nearby Florida Southern College, and shuttle service to the parking lots and around the lake is provided free of charge. Beginning at 5:00 p.m., Mayfaire Saturday Night moves the fun to the Lake Mirror Promenade for a free street dance party and fireworks display.

Music will be provided by MPiRE. In addition, about 1,200 athletes are expected to participate in the 34rd Annual Mayfaire Classic 5K Road Race & Walk, sponsored by the LakelandRunnersClub.org. The race begins at 7:00 p.m. at Lake Mirror Center. Free.

Event location 800 E. Palmetto St., Lakeland, FL. For more information (863)688-7743 or www.polkmuseumofart.org.

Mother’s Day Brunch at Maestro’s

Straz Center May 11

Join us for Mother’s Day and honor mom or that special woman in your life during brunch at Maestro’s Restaurant at the Straz Center. 11 a.m. and 1:30 p.m.

Regularly priced tickets are $35.95 per person; $16.95 for children under 12, free for children under 3. Tax and gratuity not included.

Maestro’s is located at 1010 North W.C. MacInnes Place, Tampa, FL. For more information (813) 2297827 or www.strazcenter.org.

Alligator Walk

Boyd Hill Nature Preserve May 11

Explore the swamps and marshes from the safety of the boardwalks, in search of Florida’s state reptile.

Saturday in the Park with Mom 11:30 a.m. Cost $3/$1.50.

Boyd Hill Nature Preserve is located at 101 CounLargo Central Park try Club Way South, St. Petersburg, FL. For more inMay 10 (727) 893-7326 or http://www.

Saturday in the Park with Mom - Sun Coast Family formation stpeteparksrec.org/boyd-hill-nature-preserve.html.

Health Fest is a community event celebrating mothers and promoting healthy families. The event includes annual health and wellness expo live music, children’s activities, entertainment and Town ’N Country Senior Center educational experiences for family members of all May 13 ages. Performances by clowns, jugglers and magicians. Emphasizing a comprehensive health perspecJoin us for this great opportunity to learn more tive, this event will feature a Health & Wellness Fair. about your health during this expo with vendors, free

MAY 2014

Senior Voice America

Page 15

Senior Happenings theme for this year’s Reverse Raffle is “Sport Your Team”. Cash prizes will be awarded to the best dressed and best theme decorated table. The event begins with cocktails at 6:30 p.m. followed by a catered dinner. Ticket prices are $30.00 per person which entitles the ticket holder to dinner and an opportunity to win cash and other fantastic door prizes EVENING WITH THE CHEFS throughout the evening. Tickets for this fun–filled Sheraton Sand Key Resort evening are limited to the first 300, so get yours today May 15 by phoning (863) 421-3700.

Local nonprofit The Ryan Wells Foundation invites Lake Eva Banquet Hall is located at 555 Ledwith you to Evening with the Chefs from 6:30 p.m. - 9:30 Ave., Haines City, FL. For more information www. p.m. Join renowned chefs from the Bay Area includ- hainescity.com. ing the Sheraton Sand Key Resort, Parkshore Grill, Mystic Fish, Sandpearl Resort, Island Way Grill, GupFlorida State Square and Round Dance Convention py s, Caf Ponte, William Dean Chocolates and Vinoy The Lakeland Center Renaissance Resort as they work side-by-side with loMay 23 - 25 cal culinary students from Pinellas County High Florida Federation of Square Dancers presents this Schools and pTEC to intrigue your palate with goursquare dancing convention that expects to bring more met appetizers, entrees and desserts. The evening will than 600 attendees to Polk County. The Florida Fedalso feature wine, spirits and craft beers, live entertainment, a silent and live auction, and presentations eration of Square Dancers, through its five associations and many clubs, welcomes all square and round of student scholarships and school donations.

The Sheraton Sand Key Resort is located at 1160 dancers from around the world to come and dance Gulf Boulevard, Clearwater Beach, FL. For more in- with us. In Florida, you will find friendly hospitality and fellowship which will provide a thoroughly enjoyformation (727) 787-7863. able square and round dancing experience. Florida’s callers and cuers are some of the best to be found 3rd Annual Red, White and Craft Brews Fest anywhere.

Armed Forces History Museum Admission $27.00 per person if purchased before May 17 May 23, $30.00 per person if purchased at the conBack by Popular Demand: AFHMs 3rd annual vention box office. beer fest. More than 70 craft brews will be on hand 2nd Annual Tampa Bay Margarita Festival for this event. The event has been expanded this year to include live music by Cutty Jones, photo booth Curtis Hixon Waterfront Park and cheese pairing with various specialty beers.

May 24 Food trucks will also be on hand and guests will be Spend your Memorial Day weekend with us at the provided with a beer pairing list to complement their Tampa Bay Margarita Festival!

What’s better than a food purchases. A souvenir cup will be given to the cold refreshing margarita on a hot day with your first 300 in attendance. 21 and older only with ID. friends over great live music, games, sand sculpture, 5:00 p.m. to 9:00 p.m. Just $25 includes touring the and end the day with a bang when a large fireworks museum. show explodes right above you. 2:00 p.m. - 10:00 p.m.

Limited quantities on tickets. Presale G. A. - $10 (reg.

Water Ski Show $20) Presale VIP - $75 (reg. $100) Lake Silver in Winter Haven Curtis Hixon Waterfront Park is located at 600 N May 17 Ashley Dr., Tampa, FL. For more information www.

The Cypress Gardens Water Ski Team (reestab- tampamargaritafest.com. lished in 2012 by former theme park employees) is Walk a Mile for a Child back and has a new home on Lake Silver in Winter Haven, FL. Interesting tidbit – the age range for the Al Lopez Park majority of the team? mid-40s to a few in their 60s!

May 24 Shows take place the 3rd Saturday of every month and Eckerd is honored to present the 2014 2nd Annual begin at 6:00 p.m. (March – October). Bring lawn “Walk a Mile for a Child” event in recognition of the chairs for seating. Admission is free.

2800 children served in the Hillsborough County fosLake Silver is located at 100 S. Lake Silver Dr. ter care system. This event is intended to invite a NW, Winter Haven, FL. For more information (863) concerned community member to walk a “mile” or 521-2808 or www.cypressgardenswaterskiteam. run a “5K” on the behalf of each child. Yes; that com. means we need a minimum of 2,800 citizen to help “raise hope” for the children involved in our local fosFun Family 5K & Pool Party ter care system. Your decision to “walk or run” sends Highland Recreation Complex a strong message to our children that “they matter” May 17 and will never be forgotCome out for a day of fun to celebrate a healthy ten! Eckerd believes in lifestyle with your family! Each runner receives a t- providing second chances shirt and some snacks after the race. Enjoy a cool dip and we are looking for in the Highland Family Aquatics Center after the race! your assistance in helping 8:00 a.m. - 10:30 a.m. Pool closes at 10:30 a.m. and all us “remember our chilrace participants must have proper swim wear and dren and preserve their must exit the pool area by the first regularly sched- future”. Check-in and uled session. Individual Registration- $15 by May 10, Participant Packet Pick$25 after. Family of 4 Registration- $40 by May 10, Up: 6:30 am – 7:30 a.m. $50 after.

7:45 a.m. – start of the 5K The Highland Recreation Complex is located at run. 8:30 a.m. - opening 400 Highland NE Ave., Largo, FL. For more informa- ceremony. 9:00 a.m. start of walk. tion (727)518-3016.

Al Lopez Park is locat19th Annual Reverse Raffle ed at 4810 N Himes Ave., Tampa, FL. For more inLake Eva Banquet Hall formation www.eckerd.

May 17 The Haines City Leisure Services Department will org/walk. health screening, literature and door prizes. Starts at 9:30 a.m.

The Town ‘N Country Senior Center is located at 7606 Paula Dr., Tampa, FL. For more information contact Lauri Radice at (813) 873-6336.

host this fundraiser with all proceeds going toward the annual July 4th event, Thunder on the Ridge. The

HURRICANE EXPO

MOSI May 31 The Tampa Bay Hurricane Expo is a free, entertaining and informative event for the entire community. There will be dozens of vendors on display, representing private companies and government agencies, to take the mystery out of storm season preparation and make the homework for family disaster planning a little easier. Residents also will be able to look up their evacuation zone and visit the 72-hour emergency supply display, showing the quantity of supplies needed by a family to survive 72 hours following a disaster. A panel of meteorologists from local news stations and experts from the National Weather Service and local emergency management offices will address attendees questions at 11 a.m. and 1 p.m. A business disaster toolkit workshop will be held at 12 p.m., where business owners can learn how to make plans to ensure that their businesses will stay afloat after a disaster. A resiliency/survivor’s panel will be held at 10 a.m., where you can hear real stories from people who experienced and recovered from a disaster, and from experts on steps you can take to prepare yourself and your home now.

MOSI is located at 4801 East Fowler Ave., Tampa, FL. For more information (813) 987-6000 or www. mosi.org.

Archaeology Works: Hunting Tech

Weedon Island Preserve Cultural and Natural History Center May 31 How would you put dinner on the table if you were living in prehistoric Florida? Archaeologists look at how artifacts like stone tools change through time to learn about advances in ancient hunting technology.

Learn about these changes as well as the atlatl, a prehistoric hunting tool used in Florida, and make your own to take home with you. Recommended for all ages. 10:00 a.m. Free but limited amount of seats available.

The Weedon Island Preserve is located at 1800 Weedon Dr. NE, St Petersburg, FL. For more information please contact (727) 453-6500

Email Your

Senior Happenings to: Lourdes@Seniorvoiceamerica.com

The Deadline for the June Issue is May 15th

Page 16

Senior Voice America MAY 2014

self help

Tips for Seniors to Avoid Moving Scams Selling their homes and moving to new retirement communities can be physically and emotionally exhausting for seniors. On top of all the tasks associated with deciding what to keep or discard and relocating to a new home, the last thing seniors want to deal with is a potential moving scam.

The National Council on Aging (NCOA) reports that seniors are often targets of scams because they are expected to have accumulated savings over their lifetime. However, low-income older adults are also at risk.

From August 2012 to August 2013, the Better Business Bureau had 1.4 million inquiries and 9,000 complaints about moving companies.

“Complaints to BBB about movers are primarily about damaged or lost goods, and final prices in excess of original estimates,” said Mallory Wojciechowski, spokesperson for BBB of Eastern North Carolina.

How can seniors avoid moving scams? Check out the following tips: • Step away from the Internet: Seniors are more susceptible to Internet fraud because they are slower to adopt new technology. Instead of

relying on websites, ask around for suggestions.

Chances are your neighbors may have used a reputable company that they can recommend.

• Ask local real estate agents: They know local movers and will most likely know which ones have the best reputations.

• Vet the companies or have someone else vet them: Look at companies that have a physical location in your area and that have been in business for 10 years or more. According to Morgan Lamphere, director of sales and marketing at the SearStone continuing care retirement community in Cary, N.C., their future residents have access to the Moving Made Easy® program from Moving Station.

“Moving Station prescreens van lines and only recommends respected companies, easing the minds of our future residents,” Lamphere said.

• Ask for an in-home estimate: Move estimates are usually based on not only distance, but also the weight of the items being moved. Never

By Glenn Gillen

accept estimates over the phone from companies that will not send a representa- tive to your home. Seniors are often targeted for tele- phone scams because they make twice as many

purchases over the phone as average Americans.

• Get in-home estimates from three different companies, and be suspicious of extremely low quotes: Dis- reputable movers often lowball the estimate but then tack on unreasonable charges at the end.

• If your move is interstate, ask the company for its U.S. Dept. of Transportation license and Motor Carrier number, and then verify it at www.protectyourmove.gov.

• Ask for references and take the time to call them: That way you can get a true evaluation from past customers.

• Don’t pay up front, and don’t pay cash: “Seniors are often perceived as easier to persuade, and are often asked to pay cash upfront for these types of services,” Wojciechowski said.

• Ask for pickup and delivery dates in writing.

• Ask for a bill of lading: This is a written contract that sets forth terms and conditions of your move, and is required for all intrastate and interstate moves. Read it carefully and keep a

copy until the move is completed to your satisfaction.

• Take inventory of your items to be moved: Ask the movers to prepare a written inventory, or prepare your own. Take photos or video of your valuable property prior to the move so you will

be better able to note any damage after shipment.

• Ask for the truck to be weighed: The company may trick you into thinking the truck is heavier than it is, and raise the price. Make sure you

are only paying for what you need.

• Consider getting full-value protection: Investing in full-value protection means any lost or damaged articles will be repaired or re- placed, or a cash settlement will be made to re- pair the item or replace it at current market value.

• Ask, ask and ask: Don’t be afraid of bothering the workers. You have a right to know every-

thing. You are paying good money for your belongings to be transferred and should ask as many questions as you would like.

If, after the move, you are not satisfied with the service you received, let the company know as soon as possible. If needed, file a written complaint with the company no later than nine months after delivery.

For interstate moves, contact the Federal Motor Carrier Safety Administration at 1-888-368-7238 or http://nccdb.fmcsa.dot.gov. Note, however, that FMCSA cannot resolve claims.

For complaints about intrastate moves, contact your state Attorney General’s office and lodge a complaint.

MAY 2014

Senior Voice America

tinseltown talks

Jane Powell Reflects

By Nick Thomas

In April, multitalented actress Jane Powell celebrated her 85th

birthday.

Best remembered for two large-scale MGM musicals in the 1950s, Powell starred in eighteen other feature films from 1944-1958, and in later years she acted on television and in theater to great acclaim.

On the big screen, she gave reliably good performances as an actress who could sing and dance with the best of them. In “A Date with Judy” (1948) she held her own against the brilliant Elizabeth Taylor; she matched Fred Astaire step for step in “Royal Wedding” (1951); and she crooned alongside Debbie Reynolds in “Hit the Deck” (1955).

Born Suzanne Burce in Portland, Ore., she first performed on radio and in local theater.

“I started professional singing training when I was 10, and dancing when I was 2,” Powell said.

At first, young Suzanne expressed little interest in an entertainment career, but her mother had other ideas. While vacationing with the family in Hollywood in 1943, Powell won a talent contest and signed a contract with Universal Studios the next day. She was 14.

“I didn’t particularly want to do it,” Powell said, “but [my] parents had this planned.”

Within months, Powell was preparing for her first film, “Song of the Open Road.” She played, quite prophetically, a child film star named Jane Powell. The character’s name app e a le d

to the heads of the studio, and Suzanne was rechristened as Jane.

Today, Powell’s best-known films are “Seven Brides for Seven Brothers” with Howard Keel and “Royal Wedding” with Fred Astaire. The latter featured two of Astaire’s famous solos, one dancing on a ceiling and the other dancing with a coat rack.

Also in “Royal Wedding,” Powell and Astaire go head to head in a charming vaudevillian-type skit, matching witty banter and singing and dancing to a song with the longest title of any song in an MGM musical: “How Could You Believe Me When I Said I Love You When You Know I’ve Been A Liar All My Life?”

That routine showcased Powell’s onscreen energy, enthusiasm and comic talent perfectly. Powell called Astaire the consummate performer.

“After you worked with Fred, you just didn’t want to work with anyone else,” Powell said.

However, life for young stars in the 1940s and 1950s could be tough. The major studios dominated the film industry and actors had little say about role selection, often being readily typecast. They could, essentially, be rented out to other companies at the whim of the studios.

“The studios groomed young actors to be stars,” Powell said.

“It was hard to make friends socially. I never had any ‘girls’ nights’ or sleepovers.”

Despite being pushed into a Hollywood career and the pressures of work, the stress never showed in Powell’s performances, which were always upbeat and energetic.

Still, as the 1950s drew to a close, so did the era of lavish Hollywood musicals.

“They were expensive to make and the studio system dissolved,” Powell said. “Audiences became more sophisticated and wanted more of a story plot.”

Nevertheless, the MGM classics remain popular today with older audiences who look back on that film period with fondness, as well as with younger viewers who are fascinated by the early Hollywood era.

“People still love to watch the old musicals,” Powell said.

Nick Thomas teaches at Auburn University in Montgomery, Ala. He has written features, columns and interviews for more than 400 magazines and newspapers.

Visit him online at www.getnickt.com.

Above: With Liz Taylor in “A Date with Judy,” Left: With Fred Astaire in “Royal Wedding.”

Page 17

Page 18

Senior Voice America MAY 2014

FINANCES

Understanding Your Retirement RMD (Required Minimum Distribution) As a retiree, you may have Social Security, a pension, and qualified plans such as an IRA, 401(k) or 403(b), or nonqualified funds such as money market accounts or certificates of deposit at a bank. How and when to withdraw the funds are significant decisions that can affect your retirement as well as your income tax status. Plan to withdraw your retirement funds when it will have the least effect on you and your lifestyle!

Most people can only withdraw 4-6 percent of their retirement funds if they want to ensure that they and their spouses will not outlive their retirement nest eggs.

Most advisors suggest that you withdraw your non-qualified assets first, before withdrawing your tax-qualified retirement assets. Otherwise, you could experience a tax hike. Withdrawals from an IRA or other tax-deferred plan will be taxed at the ordinary income tax rate and added to your regular income, producing a potentially higher income tax rate. This could cause you to run out of retirement income sooner.

For example, if you withdrew qualified money and added it to your regular taxable income, your income tax rate would increase from 10-20 percent. If you needed to net $40,000 on a withdrawal, you would have to withdraw $50,000 and pay $10,000 in taxes, leaving you a net after tax of $40,000. This is why advisors suggest that you withdraw after-tax retirement money first.

Tax-deferred funds are subject to RMDs, or required minimum distribution rules. At 70.5 years of age, most people must begin taking withdrawals from their taxable IRA or retirement plan accounts.

The minimum annual withdrawal amount is based on age 97. If you were 70 years old and had to begin withdrawing retirement funds that year, you could simply subtract your age, 70, from 97: You would be required to withdraw one-twentyseventh of your funds.

To illustrate, if you had $250,000 in qualified funds, you could simply divide 27 into the $250,000: Your RMD would be $9259.26. Most people then round that number up to $9260.

Remember, the amount will be subject to the appropriate income tax rate. Fur-

By Jon Lynn

ther, as you age, your RMD will change. At age 80, you will divide your qualified assets by 17 (the difference between 80 and 97). On the same $250,000, your RMD would be $14,706 (rounded up).

Knowing the rules on taxation and which funds to withdraw first can have a dramatic impact on your retirement lifestyle.

Jon Lynn has been assisting people with implementing their retirement plans and can be reached by phone at (813) 774-1862, by email at clynnlutz@aol.com, or via his website at www.retirementcpr4u.com.

MAY 2014

Senior Voice America

Page 19

ASK OUR ATTORNEY

Estate Planning Becoming Judgment Proof Q. How can I protect myself from lawsuits?

A. This question has many interesting twists and turns, and an individual must be careful in taking steps that avoid one problem while creating another problem. An example of this would be a doctor shifting all of his assets to his wife’s name in order to avoid malpractice liability, and then his wife’s negligence causes an automobile accident, where she is sued for personal injury, or his wife’s spending all the money in the estate, or his wife’s filing for divorce.

The following is a list of items to consider to avoid lawsuits that can turn into judgments: Homestead Property: ½ acre of municipal property and up to 160 acres of non-municipal property is exempt from execution. One planning possibility would be to take monies out of stocks, bonds, etc., and to pay off the homestead mortgage.

Tenants by the Entireties: Property held as tenancy by the entireties is immune from execution for claims against one spouse because both spouses are considered to have full ownership, and they are unable to transfer without the consent of both. Therefore, if one spouse is often placed in situations with a high degree of liability, it is fairly safe to own assets under tenancy by entireties.

However, property held in this manner may be subject to attack when both husband and wife are sued jointly. It should be noted that property owned in this manner is not protected after the death of the “non-debtor” spouse, as creditors may then proceed against the “debtor” spouse. If the “debtor” spouse dies first, the assets are protected.

Other exempt assets: Other types of assets that are exempt from execution are as follows (partial list only):

1. Personal property of up to $1,000;

2. All benefits under Florida Retirement System, state and county

retirement systems, and Teachers’ Retirement;

3. Workers Compensation and Unemployment Compensation;

4. Certain types of life insurance and annuities;

5. Disability income benefits.

Irrevocable Trusts: Where the grantor has not retained the right to alter, amend or revoke the trust and has not retained any other interests, such a trust is generally exempt from execution.

with

Health, Wealth & Wisdom Sharing the best senior information!

From medical experts to timely financial information; Relevant news for seniors and mature adults; a healthy perspective on life & intelligent discussion and news from around the Bay Area Tune in as Evan and Deb bring you experts that will enhance your everyday life and bring a smile to your face.

ime New Tot! Sl

Monday - Friday from 7-9 p.m. on 1250am WHNZ radio

We want to hear your Voice…Call-ins welcome!

follow us on Facebook and Twitter www.seniorvoiceamerica.com

Deb and Evan

Page 20

Senior Voice America MAY 2014

from

home Health corner

Q: From Michelle M., St. Petersburg, Fla.: My mother is becoming quite frail, and I want to arrange home care for her. She has been fiercely independent her whole life and will be resistant to help. How do I start the conversation with her so she will be more accepting?

A: Michelle, know that this is not an uncommon situation in which to find yourself. First, it’s important to start the conversation before there is a crisis, such as a fall, that could result in a serious injury. Consider the following guidelines:

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• If your mom is married, her spouse should be present.

• All, some or one of the adult children should be present.

• A favorite family member, such as a niece or nephew, should be included.

• Sibling(s) should be present.

• A family doctor or other respected professional, such as an attorney or geriatric care manager, should help facilitate the conversation.

Start with small steps, small decisions and small changes. Sometimes an assessment by an “outside expert” can be a good way to begin. At first, your mom may deny that there is a problem at all.

However, a “successful” conversation does not mean that you both reach complete agreement. You have made progress simply by starting the conversation and beginning the process of change and planning for the future. Be prepared to have several talks over a period of time. Being supportive and sympathetic about the difficulty of change and your mom’s fears, as well as her loss of independence, will help ease her defensiveness and make her more receptive to what you are saying.

Remember that she is still the expert on her situation. Listen thoughtfully to her ideas as you present your concerns and suggestions. Rather than telling her what she must do to change, ask her to help you assess the problem and welcome her input on possible solutions. Ultimately, she must “own” the solution. You may be surprised to discover that she is also worried or feels unsafe, and she may even be comforted to learn that support is available.

Q: From Dennis P., Palm Harbor, Fla.: My parents bought long-term care insurance about 15 years ago. Should this pay for their home care services they need today?

A: Dennis, it’s difficult to say for sure without reading the fine print of the policy. We have seen older policies cover only nursing home care, but as home care becomes one of the most popular options for our seniors (and a lower cost option), more policies are including home care. The policy will specify what steps need to be taken before the benefits can begin, such as a clinical assessment and documenting of the ADLs (activities of daily living) that the senior needs assistance with, and possibly a waiting period. Know the maximum daily benefit amount and the lifetime maximum benefit so you and your parents can plan accordingly.

Home Care Corner brought you by Denise Seaman, Owner of CareMinders Home Care serving Pinellas, Pasco and Hillsborough Counties. dseaman@careminders.com, 727-330-7804.

Email your questions to Deb Goldman at deb@seniorvoiceamerica.com.

To subscribe to SVA call (813) 444-1011

or see order form on page 27

MAY 2014

Senior Voice America

NOSTALGIA

Road

Before I Die...

I’ve got a short bucket list.

By Dick Dedrick There were no such lists in my day. Just pipe dreams.

Some called it wishful thinking. I guess wishful thinking was considered a waste of time back then.

Anyway, No. 1 on my list is to spend a summer’s night sleeping in a Pullman car.

The 1930s gave us the streamliners: The Rock Island Rocket, the Burlington Zephyr, the Santa Fe Super Chief. I remember watching the 6:00 p.m. Zephyr zooming through town, people eating in the dining car. There were also lots of movies with folks having a drink in the club car and sleeping in the Pullman car.

What a way to travel! Lying there in the upper berth, watching the world go by.

Watching every farm and little town. Every big city.

No. 2 on my list? Spend a rainy afternoon in a tree house.

Our next door neighbors had a tree house. They were an old retired couple with no kids. I remember asking them if I could climb up.

They told me, “Better not, Richard. We don’t know how safe it is.”

That’s as close as I ever came. But I can imagine a spring afternoon and a gentle rain. I can imagine myself up there about 20 feet or so, reading a Captain Marvel comic, sipping a couple Grapettes and munching Red Seal potato chips.

That’s my bucket list. How ‘bout yours?

My Kind of Love Young love, first luh-huve … that’s how Sonny James and Tab Hunter sang it back in the fabulous fifties. Paul Anka called it “Puppy Love.”

I can’t think of any other songs offhand, but I can pass along some advice that was given to me years ago: If you’re looking for love, listen for laughter. Neither can exist alone for long. Love without laughter becomes shallow and mindless. Laughter without love becomes hollow and heartless. Love and laughter need each other.

And there was this lovers’ question: Do we bring out the best in each other?

Some may get misty-eyed when they see a young couple walking hand-in-hand. Give me an old couple walking hand-in-hand. Better still, a guy with a limp pushing his wife in a wheelchair. Or this 80-something man I noticed in church, patting his wife’s knee in time with the hymn they were singing.

I remember my dad buying my mother a diamond engagement ring for their golden anniversary. Up until then, she’d worn a plain $20 ring.

Proudly. Then there’s my granddad, years ago, telling Grandma, “You still make the world’s best potato salad!”

Even though my wife picked it up at the store.

For more trips down memory lane, visit NostalgiaTrain.com.

Page 21

in the community

Learn About Medicare with the Florida Department of Elder Affairs Volunteers Interested in Helping Others with Medicare Welcome

The Area Agency on Aging of Pasco-Pinellas, Inc. and the Florida Department of Elder Affairs are offering professional, comprehensive training on the basics of Medicare in a three-day program to individuals interested in volunteering with the SHINE (Serving Health Insurance Needs of Elders) Program.

Volunteers are needed to provide services to Medicare beneficiaries, their caregivers and family members. As a SHINE volunteer, you serve your community by performing at least one of the following functions: Provide Medicare and health insurance information, counseling and assistance in person or over the phone; deliver educational presentations or speeches; distribute educational and promotional materials in your community; provide training and leadership to other volunteers; or assist with general program support.

Turning 65 is a milestone for many people, as it is the age when subjects like Medicare become more important. The SHINE Program has nearly 500 volunteer counselors throughout the state, and could use many more to assist the more than 3.5 million aged or disabled Medicare beneficiaries in Florida.

The Area Agency on Aging of Pasco-Pinellas, Inc. and the Florida Department of Elder Affairs will train interested individuals to provide information and personal assistance regarding Medicare through its SHINE program. Volunteering with SHINE helps you gain an understanding of the complex world of Medicare for yourself or your loved ones, and it empowers you to help others in your community.

For more information, please call the local Elder Helpline at 1-800-96ELDER or contact Susan Samson, SHINE Liaison, at (727) 570-9696 x234. Visit us online at www.floridashine.org.

Page 22

Senior Voice America MAY 2014

self help

Seniors and Social Media

Many young people think that older Americans just don’t “get” social media. However, seniors now comprise the fastest-growing demographic of social media users in the United States. In 2013, 43 percent of Americans over 65 used at least one social networking site, compared with 26 percent in 2010 and one percent in 2008.

Seniors tend to be more private and cautious than younger generations, but once they see the potential benefits of certain types of social media, they do participate to the extent to which they are comfortable.

Here is an overview of the most popular social media platforms, along with some of their features and benefits that may be of use to older Americans.

By Morgan Lamphere

Facebook

Facebook is a website (with a mobile application) designed to rekindle and preserve existing social connections using on online forum for sharing personal messages, written updates, photos and videos. Users invite others to connect with them, and in return can accept or reject invitations to connect with other individuals. Users can also “like” their favorite brands, groups, charities, TV shows and more, and receive updates from those organizations’ Facebook accounts. Facebook has more than 1.3 billion users worldwide.

Facebook can provide seniors with the ability to keep in touch with family members as well as learn about their day-to-day activities through posted messages.

One grandfather in North Carolina said he was on Facebook in order to see photos of his grandchildren posted in photo albums uploaded by his children.

The SearStone continuing care retirement community in Cary, N.C., has a Facebook page for its residents, their extended families, and employees (www.facebook. com/SearStoneRetirementCommunity). They use the forum to post updates, photos, local activities and interesting facts about the area.

In 2013, Huffington Post reported that Facebook could serve as a resource for older individuals to help prevent cognitive decline, according to a study conducted

by Jannelle Wohltmann with the University of Arizona’s Department of Psychology.

LinkedIn

LinkedIn is a social media platform primarily for business connections.

With a website and a mobile application, it currently has more than 277 million users.

While it may seem odd for retired or semi-retired seniors to use LinkedIn, it’s also a way to keep in touch with former business contacts who may not necessarily be considered friends. According to Social Media Today, 70.6 percent of LinkedIn users utilize it to reconnect with past business connections.

LinkedIn users can also join various groups with some sort of business connection. There are groups devoted to certain professions, associations, interests, geographic regions, and even current and former employees of certain companies (e.g., Current and Ex IBM Employees Group). In addition to networking with individuals, LinkedIn users can also “follow” companies and keep abreast of the latest news from those organizations.

Pinterest

Pinterest is a website (with a mobile application) that allows users to share, collect and organize a variety of different items of interest represented by photos or graphics. Think of it as a very large virtual personal bulletin board. Pinterest has more than 70 million users, the majority of whom are women.

The most popular shared images or “pins” contain recipes, home décor, arts and crafts, fashion, fitness tips and DIY ideas. Many consumer brands also have Pinterest pages and share their content in little images that can in turn be re-pinned to a user’s own Pinterest “board.”

LinkedIn

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Twitter

Twitter is a micro-blogging website and mobile application, allowing users to type messages in brief updates of 140 or fewer characters. Users can also “follow” other Twitter accounts, and in turn others may follow them. There are more than 645 million Twitter accounts.

Many feel that Twitter is most valuable as a means of instant communication.

News organizations and even police departments “tweet” important messages to the public that can be viewed on computers or mobile devices, like an iPad or smartphone. During the manhunt after the Boston Marathon, the Boston Police Department regularly tweeted updates to its followers.

Local businesses often tweet their daily specials or special deals to their followers.

Users can also share links, photos and videos on Twitter. Or they can “retweet” a message from another account to their own followers.

Twitter has also popularized the use of “hashtags” (words or phrases preceded by the # symbol). Hashtags are a short way of explaining what the tweet is about. By monitoring or just clicking on certain hashtags, users can view instant online conversations about a particular topic.

Depending on their needs, interests and comfort level with technology, seniors can easily test out one or more social media platforms and explore them before deciding which websites would be of value. Many community colleges and continuing education centers now offer seminars on social media.

Social media will never replace face-to-face interactions, but it does provide other ways to stay connected to friends, family and former colleagues. It is also a good means of learning more about what’s happening in the world today.

MAY 2014

Senior Voice America

Page 23

mother’s day

A Mother’s (and Grandmother’s) Love Mother’s Day honors the women who personify unconditional love. A mother’s lifelong bond with her child continues when her own child has children, and her role shifts to that of grandmother.

Grandmothers are special mothers.

Mothers sacrifice sleep to nurse their children through sickness and wait up to hear about first dates.

They heal scrapes and drive their kids to sleepovers. They spoil their children with baked cookies and new school clothes—and ask very little in return.

“My mom has sacrificed her time to get me to acting and modeling classes on weekends and doesn’t mind traveling to auditions and jobs. I couldn’t have made it without her!” said Kayla David, 12.

Grandmothers often make sacrifices as well. They may babysit on date nights or care regularly for grandchildren while the parents are at work. They help nurture and raise their grandchildren.

Money may be tight for mothers and grandmothers, but they always seem to find a way to help with necessary expenses. Grandmothers often save their money, even though they may be on a fixed income, to help their grandkids with getting an education or purchasing that first car.

We owe much of our success to these special women. Show your mother and grandmother you love them every day. Send them flowers. Help them with household chores.

My mom sacrificed a great deal for me. She believed in my business so much she invested in it financially and made it possible for me to publish my book, Modeling at Any Age.

For this and so much more … love you, Mom!

Modeling at Any Age is a step-by-step, comprehensive guide for acting, modeling and how to flourish in the industry. For more information, visit www.modelingatanyagebook.net.

By Ro Martinez

Photos: Angela Mann Photography www.angelamannphotography.com Hair & Makeup (mom and child): Monique McLaughlin www.makeupandhairbymonique.com Stylist (mom and child): Sandra D www.sandraddoesfashion.com

Be a part of the Adventure... the Relaxation... the Fun... Be a part of the Enchantment!

3 night Bahamas cruise departing Port Canaveral, FL Sailing to Nassau and Royal Caribbean’s Private Island, Coco Cay on...

ENCHANTMENT of the SEAS

The Evan & Deb Cruise 2014!

September 12 -15, 2014

Come sail away for a fun filled 3 night cruise to the Bahamas aboard this beautiful ship! Enjoy many activities with Health, Wealth and Wisdom hosts, Evan and Deb, including a private cocktail party and other events of interest to the senior community. Appreciate the luxury and comfort of the ship, including a Spa, outdoor pool, rock climbing wall and more. Try your luck in the Casino, dance the night away at Boleros Nightclub or Viking Crown Lounge or take in a Broadway Style show! In Nassau, take an excursion to Atlantis or join the fun at Señor Frogs. Enjoy Royal Caribbean’s private island, Coco Cay, by just relaxing, snorkeling or kayaking. Don’t miss out on the fun. Cabins are limited, so book early!

* Rates starting from $300.00 *

per person, double occupancy. Taxes & fees: $71.91 per person.

- Deposit $100.00 per person due at time of booking. - Final Payments due date 6/29/14 (Book early for best cabin availability and prices.) *Additional cabin categories available. Price above is per person, based on double occupancy interior stateroom.

Prices are capacity controlled and maybe withdrawn at any time. All prices are current at the time of printing and subject to change.

Nancy M. Clark - Cruise, Land and Tour Consultant (813) 527-6574 • Toll Free (855) 222-SAIL • nclark@cruiseplanners.com • www.ACruiseForMe.com

Page 24

Senior Voice America MAY 2014

Entertainment The D*Word – A Musical

Straz Center May 1 - June 1 The D* Word is a 90-minute musical that follows the woes and wows of four single and single-again women who meet after a night of speed dating. Join Erica, DeeDee, Kate and Jen as they learn the art of happily EVEN after featuring songs from I Will Survive and Hot Stuff to Before He Cheats and Turn Me On! This laugh-out-loud celebration will have you singing and dancing along to the best break-up/make-up songs ever! Join me and celebrate life happily EVEN after!

Tues.-Thurs. 7:30 p.m., Fri. 8:00 p.m., Sat. 2:00 p.m. and 8:00 p.m., Sun. 2:00 p.m. and 7:30 p.m. Tickets are $46.50-$81.50.

Il Divo

Straz Center May 9 Il Divo – the record-breaking classical crossover group that has sold more than 26 million albums worldwide – will bring A Musical Affair: The Greatest Songs of Broadway Live to theaters across the United States and Canada. The engagement supports the group’s sixth studio album, A Musical Affair. It’s their first compilation of songs inspired by Broadway shows such as The Phantom of the Opera, Carousel and West Side Story. Il Divo is the world’s first and most successful classical crossover group. The foursome has sold more than 26 million albums worldwide, achieved over 50 number one records, received 160 gold and platinum sales awards in more than 33 countries and staged four groundbreaking world tours. The international quartet is comprised of tenor Urs Buhler of Switzerland, baritone Carlos Marin of Spain, pop artist Sébastien Izambard of France and tenor David Miller from the United States. As Il Divo first came to fruition in 2003, this year’s album and complementary concert series marks a milestone for the four singers as they commemorate the success of a 10-year career together. 8:00 p.m. Tickets $53 to $128.50.

Chelsea Handler

Ruth Eckerd Hall May 9 Superstar comedian, author and talk show host, Chelsea Handler, is set to embark on a national stand-up comedy tour in support of the release of her fifth book, Uganda Be Kidding Me. A leading nonfiction author, Handler had three books ranked at #1, #2 and #3 on the bestseller lists simultaneously on March 28, 2010 and currently has four bestselling books in print, a remarkable feat for any author.

7:00 p.m. Enjoy a sumptuous dinner prior to the performance for only $25 per person (includes tax). Doors open two hours prior to the performance. Due to limited seating, we suggest advance purchase. Show tickets are priced at $97.25, $92.25 and $67.25. $175 Dinner Package includes a

premium seat, pre-show dinner and a voucher for free valet parking.

TFO Rock Series: The Music of The Eagles

The Mahaffey Theatre May 9 Revisit all of your favorite songs from the Eagles. With five No. 1 singles, six Grammy ® awards and six No. 1 albums, memories of the past come soaring back in The Music of the Eagles, a tribute to the band’s amazing vocal harmonies. The Florida Orchestra and the band will bring on the hits: “Heartache Tonight,” “Take It Easy,” “Desperado,” “Tequila Sunrise,” “Witchy Woman,” “One of These Nights,” “Hotel California” and many more. Enjoy the band and voices of veteran rock vocalists Terry Brock, Glenn DeLaune and John Hines. Brent Havens conducts. 8:00 p.m.

Tickets $35 - $75.

Next Generation Ballet’s Sleeping Beauty Lite

Straz Center May 10 Part of the Kid Time series for ages 5-8.

Evil fairy Carabosse curses Princess Aurora when she pricks her finger on a spindle.

But the Lilac Fairy amends the curse, leaving Aurora to sleep for 100 years only to be awoken by the kiss of a prince. 2:00 p.m. 4:00 p.m. Regularly priced tickets are $12.50.

The Fab Four

Ruth Eckerd Hall May 10 The Fab Four, a tribute to The Beatles, will perform at the Capitol Theatre. With their precise attention to detail, uncanny, note-for-note live renditions of Beatles’ songs, the Fab Four will make you think you are watching the real thing. This incredible stage show includes three costume changes representing every era of the Beatles ever-changing career. They’ll perform record-perfect live performances of such classics as Can’t Buy Me Love, Yesterday, A Day In The Life, Twist And Shout, Here Comes The Sun and Hey Jude. 8:00 p.m. Tickets are $37.50 and $47.50.

The Historic Capitol Theatre is located at 405 Cleveland St., Clearwater, FL. We Will Rock You

Straz Center May 13 - 18 From London’s West End, the worldwide smash hit musical by Queen and Ben Elton features the greatest hits of the legendary British rock group, Queen. This hilarious, multi-award-winning and record-breaking phenomenon boasts a fantastic score of killer Queen tunes such as “Another One Bites the Dust,” “Crazy Little Thing Called Love,” “We Are the Champions,” “Bohemian Rhapsody” and, of course, “We Will Rock You.” Recommended for ages 12+. Tues.-Thurs. 7:30 p.m., Fri. 8:00 p.m., Sat. 2:00 p.m. and 8:00 p.m., Sun. 2:00 p.m. and 7:30 p.m.

Tickets are $46.50-$81.50.

Gipsy Kings

The Mahaffey Theatre May 14 The Gipsy Kings burst into the U.S. music scene in 1987 with their self-titled album and the single, “Bamboleo” performed in their native Gipsy language. This multiGrammy™-winning group’s celebration of their 25th anniversary will be a family affair at The Mahaffey Theater. The Kings will be joined by Ole Noys, comprised of three of their sons. The Kings are known for their style of music called “Rumba Flamenca” or “Rumba Gitano” which combines traditional flamenco styles with Western Pop and Latin rhythms, Latin and Cuban styles, Arabic, reggae, jazz and gypsy styles. The band speaks French and performs in the Spanish dialect of Gitane, a mixture of Spanish, French and Catalan.

Their songs are filled with gratifying words of living life with happiness and hopeless romance. The Gipsy Kings have sold more than 25 million records worldwide and have set a record for the most nominations for the World Music Grammy. They received a Grammy for Best World Music Album for Savor Flamenco and have certainly earned their title as Kings! 7:30 p.m. Tickets $52.50 - $92.50.

Gladys Knight

Ruth Eckerd Hall May 15 Multiple Grammy winner Gladys Knight returns to Ruth Eckerd Hall for her first performance at this venue since 2010.

The great ones endure, and Gladys Knight has long been on one of the greatest. Very few singers over the last fifty years have matched her unassailable artistry. This super star has enjoyed #1 hits in pop, R&B and Adult Contemporary, and has triumphed in film, television and live performance. This year Knight released her much anticipated 8th solo album, Another Journey, featuring the hit I Who Have Nothing. 8:00 p.m. Tickets are priced at $150*, $95, $79, $55. (*$150 tickets include a premium seat, pre-show dinner, and a voucher for free valet parking.) Enjoy a sumptuous dinner prior to the performance for only $20 per person (includes tax). Doors open two hours prior to the performance. Due to limited seating, we suggest advance purchase.

Disney On Ice presents Let’s Celebrate!

Tampa Bay Times Forum May 15 - 18 Celebrate with Disney On Ice and turn an ordinary day into an extraordinary one!

Disney On Ice presents it’s new ice production featuring a magical montage of Disney characters celebrating holidays and festivals from around the world. Classic and contemporary Disney songs, an original storyline, brilliant costumes and high energy action will have audiences celebrating some of the world’s most popular events.

More than 50 characters from 16 Disney stories will converge and take audiences on a thrilling world tour to exotic destinations like Brazil for a Carnival parade, Hawaii for a luau party and Japan for a Cherry Blossom festival.

Rinkside Dining Seats are available for this show and include a view of the show from one of the best seats in the house with floor level rinkside seating and a food and beverage package served in the Lexus Lounge upon your arrival that is available through the first intermission. Prices do not include service fees. For times visit http://www.tampabaytimesforum.com.

Tickets $15 - $75.

Lady Antebellum

Midflorida Credit Union Amphitheatre May 17 Seven-time Grammy award-winning trio Lady Antebellum extended their Take Me Downtown Tour, adding this stop in the Tampa Bay area. Lady Antebellum’s latest album, Golden, was released last May. The tour takes its name from the album’s lead single, “Downtown.” Moore’s hit singles include “Somethin’ ‘Bout a Truck,” “Beer Money” and “Hey Pretty Girl.” Meanwhile, Musgraves’ debut single, “Merry Go ‘Round,” as hit the top ten list.

Accompanying the super star trio are Joe Nichols and Billy Currington. 7:00 p.m.

Tickets $29.20 - $301.40.

Foreigner, Styx, Don Felder

Ruth Eckerd Hall May 20 Combined, they’ve sold more than 250 million albums worldwide. They’ve had 36 #1 and Top 10 smash hit singles that are still being spun on Classic Rock radio more than 500,000 times every year. They’ve performed thousands of concerts worldwide to countless crowds. Now it’s time for three of the most legendary names in rock to come together for a massive U.S. Summer tour. Foreigner and Styx, with very special guest Don Felder (former Eagles guitarist/songwriter) will join forces for the “The Soundtrack of Summer”, a threemonth U.S. trek. Responsible for some of rock and roll’s most enduring anthems including “Juke Box Hero,” “ Feels Like The First Time,” “Urgent,” “Head Games,” “Say You Will,” and the worldwide #1 hit, “I Want To Know What Love Is,” Foreigner continues to rock the charts more than thirty years into the game. Spawned from a Chicago basement in the early ‘70s, Styx would eventually transform into the virtual arena rock prototype by the late ‘70s and early ‘80s, due to a fondness for big rockers and soaring power ballads. They’ve released 15 studio albums, six best-of compilations and four live albums, garnering eight Top Ten singles. Styx has sold more than 30 million albums worldwide. 7:00 p.m. Tickets are priced at $200*, $135, $105 and $85. (*$200 Dinner Package includes a premium seat, pre-show dinner and a voucher for free valet parking.) En-

MAY 2014

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Entertainment joy a sumptuous dinner prior to the performance for only $20 per person (includes tax). Doors open two hours prior to the performance. Due to limited seating, we suggest advance purchase.

Michael Jackson THE IMMORTAL World Tour

Tampa Bay Times Forum May 20 & 21 The Estate of Michael Jackson and Cirque du Soleil announced, Michael Jackson THE IMMORTAL World Tour, one of the top 10 grossing music tours of all time.

Since its world premiere in Montreal in October 2011, this electrifying production has thrilled audiences all over the world.

Created by Cirque du Soleil and directed

by Jamie King, the production features 49 international dancers, musicians, and acrobats, it is presented in a rock concert format that combines the excitement and innovation of Michael Jackson’s music and choreography with Cirque du Soleil’s unparalleled creativity.

The underpinnings of THE IMMORTAL World Tour are Michael Jackson’s powerful, inspirational music and lyrics— the driving force behind the show— brought to life with extraordinary power and breathless intensity. Unforgettable performances with global messages of love, peace and unity, and the band includes some of the same artists who previously worked side by side with Michael.

8:00 p.m. Tickets $50 - $125.

TFO Coffee: Earth, Wind, Fire & Water

The Mahaffey Theatre May 22 Wake up with the sounds of Earth, Wind, Fire & Water with the Florida Orchestra. This morning Coffee Concert features highlights from Handel’s Royal Fireworks Overture, Copland’s Variations on a Shaker Melody, Respighi’s Fountains of Rome, J. Strauss’ Thunder and Lightning Polka and Smetana’s Ma Vlast among other works. Stuart Malina conducts.

Complimentary coffee and doughnuts will be served prior to the performance.

11:00 a.m. Tickets $24 - $42.

Sunset Music Festival

Raymond James Stadium May 24 & 25 Now expanded for two days, Sunset Music Festival will play host to performances from artists all around the globe and some spectacular visuals to boot.

We’ve got many exciting new features for the 2014 edition, so get ready for surprises and adventures everywhere you look. SMF is gearing up to bring talent from all around the globe right to the heart of Tampa. Our fun-filled days and nights will be soundtracked by some of the biggest names in dance music today with styles ranging from techno, disco, house, drum and bass, trap, trance, and everything in between. Food and beverage vendors. Fireworks, lasers, LEDs and crazy stage visuals. 2:00 p.m. to midnight. General Admission Two Day Pass $129.00. VIP Two Day Pass $209.00.

Raymond James Stadium is located at 4201 N Dale Mabry Hwy., Tampa, FL. For more information www.smftampa.com.

From songs like “Can’t Fight This Feeling”, “One Lonely Night” and “Break His Spell”, REO Speedwagon has proven to be a band that has made a lasting impact in the world of rock and roll. Throughout their amazing, long spanning career as a band, REO Speedwagon has played in concert while on tour to venues around the world. Although REO Speedwagon began their career so long ago, this band is still a very relevant band today. 9:00 p.m. Tickets $92.65.

Zac Brown Band

Midflorida Credit Union Amphitheatre May 29 & 30

It’s a Memorial Day weekend of overtures, marches and Americana favorites, including an Armed Forces Salute, Washington Post March, Colonel Bogey March, Yankee Doodle, Copland’s Hoedown and Saturday Night Waltz, music by John Williams and more. Bob Bernhardt, conductor. 7:30 p.m.

Zac Brown Band the country/folk band based in Atlanta, Georgia consists of Zac Brown (lead vocals, guitar), Jimmy De Martini (fiddle, vocals), John Driskell Hopkins (bass guitar, vocals), Coy Bowles (guitar, keyboards), Chris Fryar (drums), Clay Cook (guitar, keyboards, mandolin, steel guitar, vocals), and Daniel de los Reyes (percussion). The band has toured successfully throughout the United States since 2009 and have recorded five studio albums which charted ten Number One singles on the Billboard country charts: “Chicken Fried”, “Toes”, “Highway 20 Ride”, “Free”, “As She’s Walking Away”, “Colder Weather”, “Knee Deep”, “Keep Me In Mind”, “Goodbye in Her Eyes”, and “Sweet Annie”, in addition to the singles “Whatever It Is”, “No Hurry”, and “Jump Right In”, which peaked at number 2, and “The Wind”, which peaked at number 11.

7:00 p.m. Tickets $45 - $350.

REO Speedwagon

Blast Friday with Edgar Winter Band

Seminole Hotel and Casino May 25

Cleveland Street District May 30

TFO: A Stars and Stripes

Ruth Eckerd Hall May 25

Originally formed out of the University of Illinois in 1967, REO Speedwagon is a band that experienced both enormous amounts of musical popularity, as well as experiencing a somewhat often line up change. No matter which members joined and left the band the one thing that remained a constant throughout their career is the fact that REO Speedwagon made hit albums and singles that have made them one of rock’s biggest bands of all time.

Happy 100th Birthday Pinellas Get your special autoGraphed edition of pinellas peninsula by author June hurley younG

ONLY $20

plus $3 shipping and handling Make $23 check or Money order payable to June Hurley Young send with your name and address to: June Hurley Young • 362 89th Ave., N.E. St. Petersburg, FL 33702

Blast Friday was established in 2009 as downtown Clearwater’s free, familyfriendly street festival. Supported by the City of Clearwater, the Cleveland Street District and the Downtown Development Board and produced by Ruth Eckerd Hall On The Road, Blast Friday hosts 10 events per year bringing more than 40,000 people to downtown Clearwater. The bands perform on an outdoor stage. Rain or Shine. 5:30 p.m. VIP tickets $25 (when available, include seating in front of the stage with one serving of beer and pizza.)

VENUE ADDRESSES AND CONTACT INFORMATION The American Stage Theater — 163 3rd Street North, St. Petersburg, FL 33701.

Telephone: (727) 823-7529. www.americanstage.org Midflorida Credit Union Amphitheatre 4802 N. US Highway 301 Tampa, FL 33610 Telephone: (813) 740-2446. www.midflorida.com/amphitheatre The Historic Capitol Theatre 405 Cleveland Street Clearwater, FL 33755 Telephone: (727) 791-7400. www.rutheckerdhall.com The Lakeland Center — 701 W. Lime St. Lakeland, FL 33815.

Telephone: (863) 834-8100 www.thelakelandcenter.com The Mahaffey Theater — 400 1st. St. South, St. Petersburg, FL 33701.

Telephone: (727) 892-5798. www.themahaffey.com Ruth Eckerd Hall — 1111 McMullen Booth Rd. Clearwater, FL 33759.

Telephone: (727) 791-7400. www.rutheckerdhall.com Ramon Theater 15 East Wall Street Frostproof, Florida 33843 Telephone: (863) 635-7222 www.ramontheater.com The Straz Center — 1010 North Macinnes Place, Tampa, FL 33602.

Telephone: (813) 229-7827. www.strazcenter.org The Tampa Bay Times Forum — 401 Channelside Dr. Tampa, FL 33602.

Telephone: (813) 301-6500. www.tampabaytimesforum.com The Tarpon Springs Performing Art Center — 324 Pine Street Tarpon Springs, FL. 34688 Telephone: (727) 942-5605. www.tarponarts.org Van Wezel Hall — 777 N. Tamiami Trail, Sarasota. FL 34236.

Telephone: (941) 955-7676. www.vanwezel.org

When It Comes to Entertaining Get out from behind your mask and list your Event for Freeright here on the SVA ENTERTAINMENT PAGES!

Email your event information no later than the 15th of the month for the following month listings to: entertainment@seniorvoiceamerica.com

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Senior Voice America MAY 2014

Senior to Senior Woman Seeking Man S W F NS ND looking for M NS 58-65, likes to walk, flea markets, dining, relaxing at home. Only sincere reply, I’m 55+, 5’3”, 125 lbs., LTR. Feel free to leave a message. Pasco County (813) 788-1342.

Wanted Sr 70+ gentleman, for friend nothing more or less. Likes good conversation, music, books, food, church, grandchildren and honest people. Make my phone ring. Bradenton (941) 773-9181.

Attraction Italian 66, 5’2” blue eyes, WD W F SD NS ISO healthy youthful country SD SOH M for dating.

Beard ok. Enjoys spots, walks, nature, daily workouts, and music. Zephyrhills (813) 779-5871.

I am a Jamaican lady looking for a friend that loves life, fun, good SOH. I am 62, age does not matter, just be a good person. Clearwater (727) 219-3594.

Mature inquisitive S W F, seeks NS, creative, cultured gentleman in Sarasota area to explore life.

Sarasota (941) 400-8293.

S W F NS ND, seeks man 70-80 for fun, LTR. I bicycle, have a kayak, dance, cards, walks, SD. Just want to share life. I’m attractive Redhead. Largo (727) 2443565.

S W F NS ND C young 67, 5’3” shapely, honest, very loving, great cook, tennis, travel, outdoors, energetic, have charisma. Largo (727) 614-3019.

S W F European ISO tall NS ND SOH honest, sincere, ethical, healthy gentleman, 70-80 yrs. young, LTR, please call. Hudson (727) 226-9380.

Christian lady, 70 ISO christian gentleman, LTR NS SD W for travel, music, dancing, church, may we be soul mates. Largo email:cooperrose8@aol.com.

D W F seeking gentleman 50s to 60s who is outgoing with a great SOH. Enjoys dancing, and must be financially secure. I am a very attractive petite lady with a vivacious personality. Clearwater (727) 474-5040.

man Seeking WOMan

Senior to Senior Abbreviations M: Male F: Female S: Single D: Divorced WD: Widowed W: White B: Black H: Hispanic J: Jewish

C: Christian ISO: In Search Of LTR: Long Term Relationship NS: Non-Smoker ND: Non-Drinker SD: Social Drinker SOH: Sense of Humor

S W M ISO good friend to go places, do things.

An open minded, honest sincere M in St. Pete. Age is no factor, I am 76. St. Petersburg (773) 505-4402.

friend Seeking friend

Meet that Someone Special with a FREE listing in Senior to Senior Charming Prince, tall male, 65 yrs. young, homeowner, seeking soul mate, Caucasian female, slim, for LTR. Someone who loves yoga or Tai-chi. St. Petersburg (727) 623-9532. Call in AM. WD S W M, 65 yrs. young, retired marine looking for slim lady, ISO 55-65, race doesn’t matter, SD. St. Petersburg (727) 827-2059.

S W M 53, down to earth, enjoys long walks, music and would like to meet a S W F NS for a LTR. New Port Richey (201) 294-7579.

S W M tall, slim, active 60s, ISO attractive honest sincere NS lady. Age, race not important. St. Petersburg (727) 322-6197.

S W M 54, country raised VA SD ISO F enjoys bonfires, fishing, boating, most activities outside. No games, sincere, passionate F only. Plant City (813) 986-2145.

S W M NS ND 5’6”, late 60s ISO retired W F or A F fun, daytime adventures, shopping, togetherness, TV, cruises, a little crazy like me. Tyrone mall (727) 545-4148.

Questing free spirit, fit healthy English S W M 70s, 5’8” 135 lbs., into natural living, classical music/ movies, miracles, candle light dinners, seeks friend to explore/enjoy life with. St. Petersburg (727) 384-4908.

S W M mid70s, looking for that special lady. Fun loving, romantic, togetherness, walking try new things. Brandon (813) 654-0164.

S W M looking for single lady, 70s, NS who is affectionate, caring, likes to dance, go to bingo and travel. Live in St. Petersburg (727) 803-6190.

Looking for best friend, male or female. W F NS ND, ISO a good friend for shopping, eating, or enjoying good company. Tired of loneliness. Tampa (813) 8025640.

S W M ISO M/F LTR 35-60, likes many, dislikes few. Looking for friendship/relationship. Open-minded, will try anything & everything new. Very passionate. St. Pete (727) 278-2937.

I am 49 M, in good shape, ISO 50-60s in shape M for friendship. Please be open minded. Tarpon Springs (550) 792-8727.

ISO M or F to have a yard or garage sale in St. Pete or Largo, Pinellas Pk. NS please Largo (727) 3198899.

S W F NS slender, 5’6” youthful 70. ISO travel, companion F/M and friend to share cultural events, movies, concerts, etc. Snow Bird in Sun City Center.

(571) 218-6673.

Everyone needs friends. I am an outgoing petite D W F from New York and new to the area. Let’s talk and become friends. Clearwater (727) 474-5040.

Hello, I’m 49, B M in good shape. I’d like to talk and watch movies looking for W/M for friendship and open minded. Tarpon Springs (727) 550-7928.

Senior to Senior™ Mail to: Senior Voice America

P.O. BOX 1379, Lutz, FL 33548-1379 Email: sr2sr@seniorvoiceamerica.com Fax: (813) 422-7966

EMAIL: sr2sr@seniorvoiceamerica.com

MAY 2014 From MAGGI Page 1

still coming. A major economic catastrophe is almost upon us. Seeming to appear out of nowhere, the drop will occur over two to five years.

Are you prepared?

Think about it. If you do the math, we cannot sustain earnings if incomes are flat to down for more than two decades. In my opinion, our trading partners, China and Japan, are a mess and will have their own bubbles to deal with. Europe not only has insolvent banks, but insolvent countries.

At Maggi Tax & Financial Group, Inc., we can help.

“The Maggi Plan. A simple plan. A plan you can understand.”

The Maggi Plan for your retirement is a plan that you can understand. It includes Income Planning, Tax Planning, Investment Planning, and IRA and Roth Planning as well as College Planning. We solve your retirement concerns, because the Maggi Plan is a plan that insurance and financial professionals can make work for you.

Robert & Chris Maggi have helped so many clients with the Maggi Plan because it is easy to understand.

Visit www.maggitax.com and learn how the Maggi Plan is better than the government plan.

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• The miracle of leveraging: Pennies that buy dollars. Dollars that can do the work of many dollars.

That’s why the Maggi Plan is a retirement plan that’s simple and easy to understand. We

Senior Voice America

Page 27

can protect, grow and yes, leverage the assets of the greatest saving generation that ever lived— our parents. We can show you how to keep your assets in the family without giving up control of those assets.

Remember, we don’t make people rich. People become rich using their own unique abilities.

We prevent people from ever being poor. We provide income that you cannot outlive. We provide money at the exact time it is needed.

That’s the Maggi Plan. Get it today.

We have just opened a third office in St. Petersburg, and we have an office in Palm Harbor as well as an office in Tampa. You can hear us every Saturday on 970 WFLA at 5 a.m. and again at 5 p.m. on the Maggi Tax & Financial Hour, a show about the Maggi Plan. We also play the show every Tuesday on 1250 WHNZ at 11 a.m., and you can listen to Robert & Chris every night on the Health, Wealth & Wisdom show with Evan & Deb. They do the daily market update at 7:13 p.m.

Robert and Chris Maggi will have their first book on sale very soon. Simply call for a copy.

Look for Robert & Chris Maggi on ABC TV talking about the “Maggi Plan.” Visit www.maggitax.com and give them a call at 727-799-1701 or 813-909-0022 and get the “Maggi Plan” today for your retirement.

Visit www.maggitax.com and be sure to visit www.xraymybrokerageaccount.com for a FREE PORTFOLIO ANAYLSIS. Offices in Tampa and Pinellas Tampa office: 813-909-0022 Pinellas office: 727-799-1701

From TRAVEL Page 1 to know what to expect before you go.

• Destination: Some cruises and tours head for far-reaching places and little- known ports of call, while others stick to more mainstream destinations. Others

combine the two. Travelers should consider the appeal of all legs of their trip.

Some also like to take trips that enable them to add on other destinations or more days to the end or beginning of the trip.

• Timing and budget: Prices for tours and cruises may be lower in off seasons such as spring and fall, and may also help travelers avoid weather extremes.

Also, single travelers should be aware that some trips charge for lodging based on double occupancy. In addition, the cost to get to and from the trip should be

factored into a trip budget. For example, you may have to fly to and from a cruise port.

• Size: From intimate, small-group excursions by van or small boat, to large tours

via bus or cruise ship, size makes a difference. Travelers should be realistic about their desire to be around large or small groups for extended periods and

their need for independent travel or time alone. They should also be aware that

some cruises and tours cater specifically to families.

• Physical limitations: Travelers with physical limitations or special medical

needs should assess their ability to engage in the trip itinerary. They should also check whether medical care is readily available or accessible while on the trip.

• Discounts: Vacationers should remember they can save on their trip by seeking out available discounts. For example, from cruises to rental cars, a variety of travel discounts are available to AARP members.

According to Buckley, discount providers are selected after a rigorous process to ensure AARP members receive valuable offers and the quality of service they’ve come to expect. More information about discounts and limited-time offers on cruises and tours is available to AARP members at www.aarpdiscounts.com.

By taking these factors into consideration, you can make the most of your next vacation.

Dr. Bonnie Sanchez, ABPM

Dr. Narmo Ortiz, FACFAS, CWS

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Senior Voice America MAY 2014