Bangor Students’ Union’s Festive English Language Newspaper
ISSN 1755-7585
Issue No. 209
Christmas Issue 2009
LOAN-FREE THIS CHRISTMAS
INSIDE:
Willow gets an umbrella
We have a chat with Peggy Sue
Student anger at University response to loans crisis Liz Stevens & Jo Caulfield
E
leven weeks, or roughly 77 days. At the time of writing that was the amount of time that had elapsed in semester one of this academic year. 77 days had passed since students were supposed to receive the first payment of their student loan, yet 77 days later and around 70,000 students are still yet to see a penny. In Bangor, there are still a large number of students in this situation, many of whom will not receive their loans until after Christmas. As such, they’re scraping the bottom of their overdrafts to pay rent and buy food. It is surprising then, given these statistics that the University’s money support scheme hasn’t been handing out more loans and grants to their students in need… and the
question here, is why? Bangor University offers a hardship fund to help students in crisis. According to their website: “the Hardship Fund provides financial help to ‘home’ students who face difficulty in meeting their living costs for whatever reason, whether it is due to their personal circumstances (e.g. mature students, or disabled students), or because they fall into hardship unexpectedly. Assistance is given in the form of a non-repayable grant.” Surely, under this criteria all students who are yet to receive their loans have therefore fallen “into hardship unexpectedly” and should be eligible. It seems this isn’t the case. It is important to note at this stage that the University has (through their Money Support Unit) given out £147,000 in hard-
ship loans so far this year, which is an impressive figure and one which the University deserves praise for. Some of the students who’ve received this money have become eligible due to their student loan problems. However, Seren has been approached by a number of students who feel inadequately supported by their University. One of these students is 1st year Imogen Lewis, who attempted to apply for a hardship loan after being told by the Student Loans Company that her application could take until week 10 to process. Entering week 11, she is still to receive her loan. “I can’t pay my hall fees and it’s really stressful. I went to the Money Support Unit and they’ve been a bit rude about it. Although they say they do understand the situation, they’re still quite
standoffish.” She went on to say: “I enquired about the Hardship Fund but was told as I wasn’t in the priority group and therefore was refused.” When Miss Lewis demonstrated that she could not pay her next month’s rent due to her overdraft limit; “I just told there was nothing they could do about it. That was it.” This isn’t an isolated case. A second year student (who wishes to remain anonymous) also tried to apply for a hardship loan over the summer after, due to unexpected family circumstances, having to move to Bangor permanently. “I was at the bottom of my overdraft by May this year and then, when it turned out I had to pay 4 months rent over the summer, I went to the
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