Car accidents: When is it my fault? In a car accident, tempers may rage in determining the facts of who is at fault. In the case that it is your fault, you may have to deal with the responsibility to cover all the damages of your car and the other person’s car damage. These insurance fees can pile up quickly and leave you with little financial freedom. Below is a list of ways that will help you determine how to tell who is at fault, what to do when this unfortunately happens to you, and how to be prepared for it.
The Law’s Opinion After an accident, look around and try and notice any violations of traffic laws. Was there a stop sign that the other person didn’t see? Did you forget to yield to a pedestrian? Were they speeding in a school zone? Knowing the basics in these situations can lead to an easy way to determine who was at fault. Police officers know the law better than you will. Always make sure to call the police for an accident and have them put there official opinion into the mix.
Common Collisions This doesn’t refer to all occasions, but most of the time, if a car is rear-ended, than the car who hit the other car is in the fault. Another rule of thumb is a car taking a left hand turn is most often at fault when an accident results from this turn.
The Power of Notes Taking notes on the commentary that the other driver says typically can be a ray of truth on your rainy day. Without thinking, a driver might say things such as “I didn’t see you” or express apology for hitting the other person. In police reports, these statements can help an insurance company decide on who was at fault or takes the blame in an accident.
Consult Witnesses After a collision, drivers often may not want to admit who was at fault. People are biased towards themselves and may not realize what actually happened. Asking people who were able to see the collision can often give a great unbiased insight on what actually happened. Having these witnesses write down their name, number, and what they remember from seeing the collision can be of great worth when trying to decide who was at fault.
Being Prepared for the Worst Nobody likes to plan for when these accidents happen but making a few steps of preparation can go a long way. Small things like keeping a pen and paper in your car for when this happens or always making sure to have your phone on you when you drive can go a long way.
The Power of Auto Insurance In the end, having good coverage from your auto insurance is the most important thing. Accidents will happen but being prepared with auto insurance will help save your day. Find auto insurance in Sparks, Nevada to make sure that you are always prepared for when the worst comes. Having a totaled car shouldn’t mean an empty bank account.