Delhi’s Smog: Medical Insurance the Most Protective Way to Go
Air pollution in the National Capital Region is not new. But this year’s level of air pollution raised everyone’s eyebrow, pushing hundreds into the grave. The pollution level reaches five times above the normal limit of the air quality. If CNN report’s is to go by, Delhi was declared the most polluted city in the world. The smog in Delhi NCR triggered people to take precautionary measures. No doubt, pollution is life-threating. It’s wise to get your and your family health insured.
Medical Insurance With the hazardous air pollution, the importance of medical insurance has emerged. It has become the real need, not for Delhities but people across the country. You should look for the best health insurance plan so that you and your family members are financially protected against any health issues.
Anyway, nobody would wish to land in a debt-trap or unplanned crisis after your demise. Death, because poor quality air can lead to several life-threatening diseases such as cancer, congestive heart attacks, respiratory problems, etc. This calls for the best medical insurance for family.
Here’s how you can cut cost of your medical insurance premium.
Split Your Cover You want you cover each member of your family, right? It doesn’t mean you buy the same plan for everyone. It won’t make any financial sense. Try to insure each member on different plans, but on the same policy. This enables you to pick different plans depending on each family member’s needs and their life stage. This will reduce the cost.
Choose Two-Year Policies Many insurers in India are offering two-year health policies these days. Go for them. You can save great on your premium rates.
Avail Kid’s Offers Do you have a kid? You should know that kids are not treated in high-tech hospitals. A plan having hi-tech hospitals in the insurer’s network area is suitable for your kids. Buy a plan for your children, which is relevant to their needs. You can easily reduce the premium rates.
Be healthy and fit The important aspect you should consider. Even if you are living in a high-polluted area, you can adopt some protective steps like wear N95 mask, 3M 8210m mask, etc, avoid going out, especially in the morning, diesel
cars, choose public transport means, etc. This will not only cut the premium costs, but also help you stay healthy and fit.
Conclusion It is important to know misfortune never comes after giving a clue, so you should always be ready to fight against any hazardous situation like pollution and best medical insurance for family can help you to a great extent.