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THE WARE AGENCY, CELESTIA WARE III

Q: Who You Are: Tell us about yourself. What's your story, and how did you end up in the insurance industry?

A: Celestia Ware III is an established Insurance Professional Leader, Community Service Leader, and Philanthropist. I was born in St. Louis MO and raised in Bowling Green KY. I’m a Graduate of Kentucky State University and I holds a Master’s degree from Tennessee State University and Middle Tennessee State University. I live in Nolensville TN I have the skill sets to execute a wide range of Property and Casualty strategies designed to minimize loss ratios while increasing growth I view myself as a team leader with a proven track record of developing and training direct reports on underwriting procedures while ensuring compliance with state guidelines I have a strong background in working with claims discipline including Auto, Bodily Injury, Training, and SIU. I’m also experienced in Commercial Insurance for the Middle Market Segment.

I’m the CEO and Principal Owner for the Ware Enterprise LLC. Celestia is the Principal Agent for Ware Insurance Agency. Our agency is a full-service insurance agency we offer insurance products for Auto, Life, Home, and Commercial Business.

Q: Your Mission: What keeps you motivated to help people with their insurance needs?

A: My motivation is to promote an agency with love and care for all clients Also, I believe in being patient, thoughtful, and merciful in all aspect of life and business Giving back to the community is a big part of my motivation due to the fact as a child growing up in a family with limited resources. I want to be a pillar for the community and known as valuable resource for insurance regardless of race, creed, or financial status.

I have a servant heart and l just love helping and educating the Middle TN market. It’s a true blessing that I get to help protect families and their personal assets.

Q: Common Misconception: What's one thing people often get wrong about insurance that you wish they knew?

A: That insurance companies don’t want to pay for claims. And that is not true, insurance companies are designed to put you back in your pre-existing condition and not to make you better or to provide upgrades.

Q: Future Tip: Share one important piece of advice for our readers to keep in mind about insurance as they plan for the future. Especially with the increase in pricing this year.

A: I would advise all families to review everything that they find value in relation to their life from family, to homes, cars, and businesses, then speak with their insurance coach on how they can protect those assets.

The inflation in today market has caused a significant increase in all lines of business for the insurance industry. I recommend that family treat their insurance needs like they do their health and get multiple checkups throughout the year to make sure that they are properly insured

A good insurance agent is going to inquiry with their clients to make sure their office meeting is meeting the demand in this intense economy

The “Why” in my giving is because I truly have a heart for helping people. I’m blessed by those who have and continuously pour into me. You must “Pay It Forward” when it is your turn.

I will close with this statement “My recommendation would be to get a local insurance coach to discuss your insurance needs for your family or business "It's not relevant until it’s your reality" seek proper counsel before it is too late”

Q: Lastly, could you share how you and your agency contribute to the Middle TN community beyond providing insurance services?

A: The Ware Agency is part of the Davidson and Williamson Chamber of Commerce. We serve on New Member Advisory Group and the Ambassador Team for the Davidson County Chamber of Commerce. For the Williamson Chamber of Commerce we serve on the Black Business Coalition, Small Business Council and in the Ambassador Program for the Chamber.

I’m the Vice President of NAREB the Nashville Board(National Association of Real Estate Broker) The Ware agency has done blood drives in partnership with the American Red Cross Our office sponsors an annual ice cream social for the Boys and Girls of Williamson County We also partner with No-Shave November, and I was selected to Leadership Middle TN Class of 2025

The “Why” in my giving is because I truly have a heart for helping people I’m blessed by those who have and continuously pour into me You must “Pay It Forward” when it is your turn

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