The Real Estate Book of Skagit, Island & San Juan Counties, WA: Volume 40, Issue 9. by TREB Executive Marketing LLC

SKAGIT, ISLAND & SAN JUAN COUNTIES, WA

HOME & LIFESTYLE GUIDE Volume 40, Issue 9

Samish Island

WATERFRONT LUXURY ON NEARLY 3 ACRES Text R932936 to 52187

PRSRT STD US POSTAGE PAID BLAINE, WA PERMIT NO. 106

ECRWSS Postal Customer

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RealEstateBook.com To Advertise, Call Sharman @ 360-333-9566

JACKIE LINDEMAN Century 21 North Homes 360-770-9080 Cover home on page 6. 8/19/2018 3:08:33 PM

TEAM DRINA

A Tradition of Trust!

WWW.DRINAMCCORKLE.COM

BUILD IN FIDALGO BAY ESTATES

Gated community of acre+ lots with custom homes minutes to Anacortes. Beautiful 1.068 acre lot borders the Forest Lands for added privacy & hiking trails. Serene & natural setting with Eagles soaring above. Natural gas, city water & septic design for 4 bedroom, plans are available.

MLS:1219955 | $149,000 | Text R614139 to 52184

I'M NEARLY SOLD OUT OF LISTINGS!

If you would like your home to be next, give me a call at 360-661-4472! ANACORTES - $370,000

SKYLINE - $476,050

SOLD SHELTER BAY - $222,000

SIMILK BAY - $704,000

SOLD LA CONNER - $250,000

SOLD

SOLD KIKET BAY - $2,019,999

SOLD

DRINA MCCORKLE B r o k e r, C R S , S R E S Jane Davidson, Broker 360-610-7231 janed@johnlscott.com

360-661-4472

drina@drinamccorkle.com ANACORTES 3201 COMMERCIAL AVE ANACORTES, WA EACH OFFICE IS OWNED AND OPERATED INDEPENTLY.

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R E A L

E S T A T E

8/19/2018 3:10:05 PM

Bert Clay

Direct: 360.202.5430 bertclay@johnlscott.com bertclay.johnlscott.com

Anacortes Residential Properties

Gorgeous Townhome!

Relaxing Coastal Lifestyle

2BD 2.75BA 2136sf with spacious kitchen/great room, master w/ensuite, guest bdrm and bath on main level. Large flex room could be used as office or guest room. Enjoy life with great views of Guemes Channel, San Juan Islands. Short walk to San Juan ferries, Ship Harbor Beach and the Guemes Channel Trail. MLS:1303234 $610,000

Level entry with open floor plan. Great for entertaining, including a gourmet kitchen and cozy wet bar. Lower level has bonus room and third bedroom, full bath and patio. Ample closets throughout, and large storage area with wine rack. Watch eagles and osprey from your deck at sunset. Short walk to beach, trails, and parks. MLS:1341904 $664,000

Text R841581 to 52187

Text R936042 to 52187

R E A L

E S T A T E

This office is independently owned and operated.

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$1 ,3 95 ,0 00 $4

ENJOY THE SERENITY & LUXURY OF THIS EXQUISITE WATERFRONT ESTATE! Distinctive ﬁnishes & walls of windows from every room that capture the stunning views of Saratoga Passage, Penn Cove & Mt Baker. Rich with granites, hardwoods, & architectural details! Wake to amazing sunrises & watch eagles soar over the enchanting gardens w/ terraced patios, outdoor ﬁreplace & artists studio. Direct access to the community beach to enjoy great clamming, crabbing, & more! For more photos & information, Text R711742 to 52187

PRIDE OF OWNERSHIP SHOWS! Lovely 3BD 2.5BA home situated on a quiet cul-de-sac w/ views of the bay & Mt Baker! New laminate ﬂoors throughout the main level & a spacious kitchen w/ breakfast bar & newer ss appliances. Master w/ walk-in closet & ensuite bathroom w/ soaking tub. Huge bonus room w/ gorgeous water & Mt Baker views! Enjoy outdoor entertaining on the beautiful stamped concrete patio overlooking the nicely landscaped yard. RV parking & dog run. For more photos & information, Text R912615 to 52187

www.MichelleFoggin.com

Michelle Foggin

(360) 333-1549

michellefoggin@remax.net

GATEWAY

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8/19/2018 3:09:25 PM

360-630-9692 laura@laurabird.net

2017 Award Of Excellence Winner

www.laurabird.net

SOLD

SHELTER BAY 4BD + 2 bonus rooms, huge great room w/ vaulted ceilings, & kitchen of your dreams! Shop/garage w/ 3 bays. Tall bay door is 14x21. SOLD! for $323,000

IL TE

SO MANY EXTRAS! 3BD 2BA, bonus rooms, gazebo, shop/shed, carports, and even some unﬁnished basement. Original oak ﬂoors. Updated windows. SOLD! for $285,000

LT O

LEVEL 5 ACRES Great level residential building lot in the Methow Valley. Okanogan County Planning says one home plus one accessory dwelling unit can be built on this beautiful property. Great view of surrounding hills and not in ﬂood plain. Electricity at the street and nearby wells produce good water ﬂow. Corners and property lines clearly marked from recent survey. Located near the popular towns of Twisp and Winthrop. Build here! $77,000 Text R612846 to 52187

SOLD

MAIN FLOOR MASTER Great 4BD 3BA 2434sf home! Kitchen is open to living room with bamboo floors and gas fireplace. Stainless appliances, gas fireplace, gas heat and hot water, 3 bathrooms, and a huge bonus loft. 2nd master on upper level. New carpet and fresh paint inside and out. All appliances stay. You can see Mount Baker from your front deck or relax on back deck overlooking your fenced backyard. $399,900 To see more photos, Text R912654 to 52187

SOLD

WATERFRONT CONDO in Old Town Mukilteo overlooking Puget Sound & mountains. Secure building w/ gym, party room, boat lift, pool, and more. SOLD! for $595,000

Kim Grayson Mortgage Loan Officer

NMLS#290800

360.708.9313 “The best compliment I can receive is the referral of friends and family!” Page 5

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On The Cover On The Cover

SAMISH ISLAND LUXURY WATERFRONT ON SHY 3 ACRES

Jackie Lindeman 360-770-9080

jackielindeman21@yahoo.com

Immaculate Waterfront Luxury Home on 2.93 Acres on Beautiful Samish Island oﬀers amazing Bay, Island and Sunsets as only the Northwest can oﬀer. Views from nearly every room. 3686 sq. ft. of living area with the Master Bedroom on the Main Level, A Gourmet Kitchen Newly Remodeled (2017-2018) with High End Appliances and Quartz Countertops. A Separate Guest House adjoins the Pool & Spa. Totally Updated 1000 sq.ft. Heated Shop with Custom Shelving & Cabinetry, Compressor, Air Filtration and More! .....all with 210 ft. waterfront. $1,300,000 To see more photos & information, Text R932936 to 52187

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Service with Expertise and Style Margi Houghton

360-202-0041

margi@windermere.com

Windermere ANACORTES PROPERTIES

margihoughton.com

BOATER'S DREAM HOME & PRIVATE DOCK

HISTORIC OLD TOWN DUPLEX

Custom waterfront home w 39' dock w/power, water & 3-car garage. One level 2300SF home, gourmet kitchen w/cherry cabinets, walk in pantry, bar, granite counters & Brazilian cherry floors. Lrg office or 3rd bdrm. Glass enclosed solarium w/natural gas outlet. Lrg Master Suite. All Skyline Amenities are included. MLS#1321404 $995,000

One-level duplex just blocks away from the park, library, theater, restaurants and shops. Each unit is 1192 SF, 2BD/1.75BA open floor plan. The large windows in the living room bring in lots of light. One unit is vacant for viewing and the other has long term tenant. Two over sized one car garages are in back. MLS#1330300 $588,000

CUSTOM WATERFRONT HOME

STUNNING WATERFRONT HOME

Completely remodeled. 210’ of waterfront, path to beach w/view deck. Great room, vaulted ceilings, wall of windows, Gas FP, bamboo flooring & large decks. New modern kitchen, high end SS appl’s, Bosch gas stove, butcher block island. Main level master, lower level family rm w/FP, 1BD 3/4BA. Loft guest rm. MLS#1271830 $798,500

Beautiful, high bank waterfront, 3213 SF home with spectacular views. Living room w/marble fireplace, vaulted ceilings, wall of windows, Chef’s kitchen w/island. Dining room w/gas FP. Family room w/Morse wood stove. Large deck. Upper level: Large landing, master suite + 1BD/1BA, studio loft. MLS#1271300 $679,000

100' LOW BANK WATERFRONT HOME

ISLAND VIEW HOME

Rare 2.78 acre lot w/100 feet of beach. 1288 SF home, 3BD/1.5BA, one level, open floor plan for dining/kitchen area, two decks for entertaining. Two car garage w/bonus room. Solar panels on roof gives ample power & annual credit from PSE back to owner is $3200. Moorage buoy. MLS#1281341 $698,000

Well maintained, 4 BD/1.75 BA, 1753 SF home with views. Large living room, wood fireplace, a wall of windows and access to a deck for enjoying the views. Access to a second deck with stairs to a magical backyard w/fruit trees and wildlife. Two car attached garage. Near parks, schools, Fidalgo Pool. MLS#1342780 $395,000

VIEW LOT WITH COTTAGE

SOUTHERN VIEW LOT

Wonderful view lot above a well-built cottage. Main level has tile floors, fir stairs/banister, 2 BR loft, custom bath w/tile shower & covered porch. Large storage building. Moorage & beach rights at three coves. MLS#1271229 $250,000

Gently sloping with beautiful views to the South of the Guemes Channel and islands. Septic system has been installed. This lot has a water share with the Holiday Hideaway Water Company. It is only an five minute ferry ride from Anacortes. Beach rights. Moorage possible. Adjacent lot also available. MLS#1272749 $198,000

See more photos at: 10201.40.9 MargiHoughton.indd 1

margihoughton.com 8/19/2018 3:22:30 PM

ABR: ABR- Accredited Buyer's Representative CRS: CRS- Certified Residential Specialist EPRO: EPRO- e-PRO SRES: SRES- Seniors Real Estate Specialist

Anacortes - $675,000

CUSTOM 1 LEVEL VIEW HOME 3BD 2.5BA 2089sf overlooking the sound with breathtaking views of Mount Baker. Main level living, timeless finishes and fine craftsmanship. Grand room features vaulted ceilings, hardwood floors and a wall of view windows that open to the expansive deck. Custom Douglas Fir built-ins throughout. Large 3 car garage & 600+ sq foot bonus storage under house. Close proximity to shopping, marinas and local parks. To see more photos, Text R934478 to 52187

Anacortes - $325,000

MARINER’S RIDGE CONDO One level living! 3BD 1.75BA with hardwood floors, stainless steel appliances and vaulted ceilings. Large Master has walk through closet to private master bath with shower. Close to amenities and a quick commute location to NAS Whidbey. 1 car garage + parking spot. Text R934476 to 52187

Guemes Island - $215,000

Campbell Lake - $415,000

Guemes Island - $149,000

STUNNING, PRIVATE 22+ ACRES Great location for small farm or horses. Conservation easement protects land from farther subdivision. Quiet and Gorgeous. Text R936047 to 52187

BUILD YOUR DREAM LAKE HOME Campbell Lake 2.25 acre parcel w/ 230’ of waterfront. 1680 sq foot garage/hangar. Septic system designed and approved. Text R461099 to 52187

3 LOTS ON HOLIDAY BLVD One lot is hooked up to water/power w/ septic installed. Private Beach rights. Water rights with Holiday Hideaway Water Association. Text P213114 to 52187

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Kristine Stultz 360-708-9967

kristinestultz@gmail.com

www.kristinestultz.com Anacortes - $1,150,000

BEAUTIFUL ARCHITECTURAL CRAFTSMAN 3BD 2.75BA 3214sf on private lot. Custom attention to detail with views of the sound & Mt Baker. Large master upstairs w/ gas fireplace, cherry built in & en suite bath. Additional upstairs bedroom suite w/fireplace & attached bath. Large bonus room over the 3 car garage + bedroom/den on main level. Park-like garden/entertaining areas. To see more photos, Text R934480 to 52187

Anacortes - $465,000

Anacortes - $299,000 SINGLE LEVEL LIVING 2BD 2BA condo/villa with views of Sound & Mt Baker. Tall Ceilings & open floor plan with gas fireplace in living/ dining area. Travertine floors, Granite counter tops w/beautiful maple cabinetry in the kitchen. Large Master w/jetted tub & double sinks. One Car covered carport w/storage area. Quiet location w/ hiking trails, shopping, restaurants, medical facilities & short drive to NAS. Text R934479 to 52187

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TWO HOUSES IN ONE! Delightful multi-unit construction with huge investment potential. Remodeled 2BD 2BA in downstairs unit, with room for 2 dining areas & bonus room with enough space to make a playroom, office or second living space. Upstairs 1BD 1BA unit with a full sized kitchen, laundry, and dining and living spaces with wonderful views of Mt Baker. Tons of storage spaces throughout the house. Great access to Route 20! Text R948275 to 52187

8/19/2018 3:26:26 PM

Debbie Macy 360.391.2422 www.DebbieMacy.com DebbieMacy@Windermere.com

Windermere REAL ESTATE

Windermere Real Estate / Anacortes 3018 Commercial Ave Anacortes WA 98221 800.327.5291

2017 Award Of Excellence Winner

Just Listed!

WATERFRONT HOME w/panoramic views from Canada to the Skagit Flats. Unique NW craftsman home featuring rock fireplace, vaulted ceilings, black walnut kitchen cabinets. Main floor master. Fruit orchard, greenhouse, large shop and the best seafood beach! $795,000 For more photos and information, Text R939387 to 52187

PERFECT FOR GARDENERS Great smaller home on 2.5 acres w/ view of bay & Cascade Range. Room for shop and parking. Hardwood floors, vinyl windows, coved ceilings. $350,000 Text R841506 to 52187

CHARMING TRADITIONAL HOME on 15± acres. Minutes to ferry on Guemes Island. Generously sized kitchen w/breakfast nook, fun separate living space in outbuilding. $399,000 Text R822354 to 52187

ONE-OF-A-KIND Premiere boathouse at the Gateway to the San Juans. 85x24 structure. Galvanized steel, concrete float design, gangway access, remote control doors. $650,000 Text P1003234 to 52187

R O C A N A

BUILD HERE 5 acres on south Fidalgo Island with views of Mt. Baker, Cascades, Campbell lake & Similk bay. Community well, underground utilities are at building site. $599,000 Text R777877 to 52187

PARADISE FOUND! 5 acre parcel perfect for your farm within 1/2 mile to ferry. 24x42 metal four horse barn, Paddocks, hay barn, 60x140 sanded arena, 1.5±- acres fenced pasture. $395,000 Text R939384 to 52187

DESIRABLE SKYLINE 13,068 sq ft building lot w/ easy build potential for a rambler or partial daylight basement. Great location to the zip-line park, Tugboat beach park, & marina. $138,500 Text R906381 to 52187

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Lori Clark

360-840-5214

COUPEVILLE

EXQUISITELY DESIGNED CUSTOM HOME 2+BD 2.5BA 3042sf home on 2.37 acres. Captivating views of Olympic Mountains, San Juan Islands, and extraordinary sunsets. High-end systems & designer materials throughout. Elegantly appointed open floor plan, great room with 12’ ceilings, floor to ceiling stone fireplace, chef's kitchen, Quartz counter tops, hardwood floors, more! $820,000 To see more photos, Text R941619 to 52187

OAK HARBOR

EVER DREAMED OF LIVING ON A GOLF COURSE? Well maintained 3BD 2.5BA 2192sf 2-story home on just over 1/4 acre. Large picturesque windows add natural light and the golf course view is a bonus. The kitchen has an eating bar ﬁt for entertaining a large group and includes additional storage space. Spacious deck to enjoy the scenery. New furnace, roof approx 4 years old. $395,000 To see more photos, Text R867895 to 52187

LoriClark@cbbain. com

ANACORTES

BREATHTAKING WATER VIEWS! Stunning views of the San Juan Islands, in your private oasis. High-bank waterfront home with lush greenery around you. Potential for extra income! Main level 2BD 1.75BA w/ ﬂoor to ceiling stone ﬁreplace & walls of windows for enjoying the views. Lower level updated MIL + upper level 1BD 1BA w/ view deck. Just under an acre. $745,000 To see more photos, Text R867894 to 52187

OAK HARBOR

SWEET HOME ON A LARGE CORNER LOT Freshly painted home w/ large decks on over 1/3 of an acre. Nice sized yard with plenty of fruit trees, including pears, apples, and more. Storage shed and a couple of fenced-in areas for your pups and chickens. Within walking distance to downtown shops, restaurants, parks and more. Close to NAS Whidbey. $189,900 Text R930244 to 52187

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8/19/2018 3:23:06 PM

KAREN EVERETT

360.202.7373 | kareneverett@cbbain.com Fabulous Guemes Island, Anacortes and beyond! Broker with many years experience helping folks get their goals accomplished. See you on the ferry :)

ND LA LA GU

LA IS ES GU

AMAZING VIEWS Gorgeous 2587sf home on 5.82 acres on the ﬂank of Mt. Constitution. Guest apt. $975,000 Text R798674 to 52187

IS CA S OR

CRATER LAKE BEACH CLUB 4BD 2.75BA 2542sf on tranquil 3/4 acre lot. Decks w/ view on all 3 ﬂoors. $565,000 Text R900005 to 52187

THE TOWER HOUSE 100' of sandy no-bank WF on 2+ acres. 4-story home + apt above garage. $1,190,000 Text R681337 to 52187

AC O

2017 Award Of Excellence Winner

BLUE RIBBON STEEL BARN 36x54 open span structure. Water share & 3BD septic for many possibilities! $175,000 Text R883295 to 52187

20 ACRE FARM 3BD farmhouse w/Ray Lowman stone ﬁreplace. 15 acres hay ﬁelds. 1,984sf barn. $625,000 Text R876291 to 52187

180° VIEWS Cottage w/loft + 240sf bonus room w/ BA over garage/shop on 0.72 acres high-bank WF. $598,000 Text R681339 to 52187

Call me for LAND OPPORTUNITIES on Guemes Island

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ASK AN EXPERT Can a Home Inspection Help the Mortgage Process Along? Today’s Ask the Expert column features Dan Steward, President of Pillar to Post Home Inspectors. Q: Should sellers get a home inspection to help the mortgage process along?

of rushing to pay a higher price for the work, or worse, having to deduct from the agreed upon price. In fact, you can show the report and a receipt proving the problem was already addressed by a licensed professional.

A: If you’re a seller, it behooves you to get your own home inspection prior to putting your house on the market. But why spend money on one when the buyer will surely get their own?

Having a good report readily available also shows the buyer that you’ve most likely been maintaining the property all along, which is another terriﬁc plus when selling.

Buyers that see a recent home inspection along with the listing sheet already realize that the asking price of the home is likely justiﬁed. They can rest assured that there are no scary surprises waiting for them upon closing. And you can hasten an offer by having that report right in front of serious buyers when they’re considering putting in an offer.

Mitigating risk is key when selling a home. Since laws regarding disclosures vary from state to state, for the most part, you as the seller are responsible even after a closing if something has been hidden or unreported to the buyer. Taking the time to ﬁnd a reputable home inspector to perform your own inspection will allow you to have repairs made for a cost that suits your budget, instead of having to deal with credits the buyer may ask for as the result of their home inspection. By getting a pre-inspection, you have proof that home maintenance issues, to the best of your knowledge, didn’t exist at the time of sale.

This also establishes a sense of trust between the buyer and the seller from the start. It shows the buyer that you care enough to get details and minor problems with the house detected and ﬁxed before they even put in an offer. If your home inspector shows you minor items that may come up in the buyer’s home inspection, you can have the issues looked at and repaired before the buyer even has their report done. You will have time for bids on a job instead

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The only instance when it may not pay for a seller to proceed with a pre-inspection is when they’re selling a ﬁxer-upper. In this case, the buyer already knows what to expect, and they should have a thorough home inspection completed before signing on the dotted line.

6/29/18 10:44 AM

SAVE MONEY THROUGH ENERGY-EFFICIENT UPGRADES As much as half of the average homeownerâ&#x20AC;&#x2122;s monthly utility expenses go toward cooling and heating, according to the U.S. Department of Energy (DOE). For many households, that makes energy the largest home-related expense each month, next to a mortgage payment. Fortunately, numerous technological advances are making it easier than ever to manage home energy use. In fact, the DOE estimates you can save as much as 10 percent a year on energy costs by simply adjusting the temperature up or down when youâ&#x20AC;&#x2122;re away during the day. Installing a programmable thermostat that never forgets to adjust on a busy morning and kicks back on before you arrive home can help you earn these savings and reduce energy consumption.

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HOME AUTOMATION Newer smart, programmable thermostats can be controlled remotely by internet-connected devices, such as tablets and smartphones. Some models can also monitor your energy usage and system efficiency, providing data to help you make further adjustments to how you operate your HVAC system.

Lighting is another major energy challenge. However, smart light bulbs let you adjust your home’s ambiance (and energy usage) with just a couple of quick taps. Paired with motion sensors that detect movement (or a lack thereof) and adjust lighting accordingly, smart bulbs can help reduce the waste of energy caused by lighting unused rooms. Similarly, smartphone applications that connect to other appliances, utilities and home features offer the best of personalized comfort and convenience while providing tools to help minimize your home’s energy consumption. RENEWABLE ENERGY Another option to offset some of your home’s energy and utility costs is generating your own renewable energy through solar or wind power systems. Installation depends on many variables, such as how much energy you use, local codes and standards, and whether the house and surrounding terrain are situated to allow you to capture adequate natural power. For a home under construction, your builder should be able to offer guidance; for an existing home, contacting a local renewable energy organization or state office is a smart first step.

ZONED CLIMATE CONTROL If you’re like most homeowners, there are parts of your house that simply don’t get much use or only get used during certain times of the day. Maintaining the temperature in those uninhabited areas can be costly and wasteful. As an alternative, an option such as zoned climate control allows you to stay comfortable in the rooms you use without spending a fortune on energy bills.

While a zoned system is generally considered a premium home feature, it isn’t unattainable and actually offers long-term savings, due to its energy-efficient operation. The home is divided into zones, designated by floors, rooms or areas - however the homeowner chooses - which eliminate the “all on” feature of traditional air conditioners. A system like Mitsubishi Electric Cooling & Heating’s Zoned Comfort Solutions offers a true zoning-system with convenient controls and automation, along with whisper-quiet operation. Both ducted and non-ducted units are available depending on the space and occupant needs. Additionally, some models have advanced filtration features to help eliminate allergens, contributing to improved air quality. For a new build, installing a zoned system from the outset is relatively simple. However, zoned systems are also a possible solution for replacing your home’s HVAC system or rectifying a problem with a single uncomfortable room. Pairing the system with sensors or remote app controls can bring operating costs even lower through computerized automation.

COST CONTROL A state-of-the-art zoned climate control system can be configured to your specific needs, but all the customization options can make it tricky to predict how much your installation might cost. Taking into account these variables can give you a better sense of how much you’ll be spending.

LABOR This is what you will pay a licensed HVAC contractor to install the system (and remove your old one, if necessary). Contractors’ labor prices vary widely, but expect to spend an amount roughly equal to your equipment cost, depending on your geographic location and the complexity of the installation.

NEW EQUIPMENT Each system includes an outdoor unit, indoor unit(s), controls and parts including the refrigerant line-set, wiring and electrical accessories. Conditioning one room or zone comes at a significantly different price than cooling and heating a home with eight or more zones. Generally, new equipment comes in between $3,000-$15,000, depending on the number of zones and size of the home.

UNIQUE SITUATIONS Some homes, such as older homes, high-performance homes and homes in extreme cold-weather regions, often require auxiliary heat or specialized designs or equipment, all of which can impact the cost of the system. For example, with Mitsubishi Electric’s Zoned Comfort Solutions, 100 percent heating down to a 5° F outdoor temperature can be attained.

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6/29/18 10:45 AM

SE VEN REA S O N S W HY ESCR OW S FALL OU T By Barbara Pronin Let’s start with the contingency period every buyer has – usually 10 to 20 days at the beginning of a 30-60 day escrow. That’s the time when buyers should be nailing down their loan and making sure the property is what they thought it was when they made their offer. But they do have the option to walk away at will, which leads to reason number one: 1. The buyer gets cold feet – One option is to keep the contingency period short and work with the buyer and the seller’s agent to resolve contingency issues. 2. Buyer can’t get the loan – Experienced agents make certain the buyers are pre-qualified and specify in the contract that they have been approved for the loan. In fact, because ‘stuff happens,’ it can be a good idea for the buyers to have a ‘back-up loan’ in their pocket. 3. Inspection reveals a problem – Say it’s something the seller didn’t know about – asbestos in the ceiling, or a cracked firebox. Savvy agents keep a list of capable tradespeople who can do the repairs at a reasonable cost, which is often enough to save the sale. 4. The appraisal is low - There is little control over who the appraiser is, but the lender should help out, and the listing agent should meet the appraiser at the property to make sure he sees relevant comps.

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5. Buyers can’t come up with down payment – Here again, the savvy agent would have done due diligence and verified the buyer’s source of funds. If the buyer has not demonstrated that funds are liquid and available, an offer shouldn’t have been made. 6. Buyer won’t prove ability to buy – In some cultures, it’s considered an insult to be asked to prove ability to pay. Experienced agents determine right away if this is a cultural issue or a negotiating ploy. Either way, the escrow should not have been opened until the issue has been satisfactorily addressed. 7. Buyer wants to renegotiate – This, too, can be a cultural issue with buyers from countries where contracts are not respected, and who try to re-negotiate at the last minute, thinking they have you over a barrel. Knowledgeable agents address this early, making it clear at the outset that no request for re-negotiation will be accepted after the agreed-upon contingency period. Bear in mind that buyers never want a house as much as at the time they make an offer. It’s important to use that initial enthusiasm to make the contract as airtight as possible. Barbara Pronin is an award-winning writer based in Orange County, Calif. A former news editor with more than 30 years of experience in journalism and corporate communications, she has specialized in real estate topics for over a decade.

6/29/18 10:45 AM

JACKI MAYO Managing Broker 360-770-1670

ANYA MAYO BROKER REALTOR 360-941-4988 Info@MayoHomeTeam.com

www.IslandHomes4Sale.com $515,000 - OAK HARBOR / LYLE RIDGE CIR

$264,900 - GUEMES ISLAND / SHAW ST

ALMOST HALF ACRE 4BD 2.5BA 3778sf w/ impressive foyer entry. Kitchen w/ barn doors on either end and granite counters w/ massive center island. Huge media room upstairs. Backyard is fully fenced. Just Listed - Call for Details!

ENJOY ISLAND LIFESTYLE Fully remodeled 3BD 1.75BA w/ spacious covered deck & water views. New HE furnace, seamless gutters, insulation, ﬂoor coverings, vinyl window & more. Cheaper than Rent! To see more photos, Text R876275 to 52187

$375,000 - GUEMES ISLAND / SOUTH SHORE RD

$815,000 - GUEMES ISLAND / SOUTH SHORE RD

OPEN CONCEPT CABIN Large barn/outbuilding w/ finished space, 2 walk-in coolers & commercial kitchen, 2nd floor BA & office. Generator system. Orchard & gorgeous flower garden on 1.49 acres. To see more photos, Text R773844 to 52187

MAJESTICALLY RESTORED 100' waterfront! 3BD 1.75BA 2919sf on 5 acres surrounded by conservancy land. Hardwood ﬂoors, Dutch parlor stove, 50yr roof, Bosch instant hot water. 1928sf bsmt garage. To see more photos, Text R876270 to 52187

$750,000 - GUEMES ISLAND / WEST SHORE RD

$199,000 - GUEMES ISLAND / WEST SHORE DR

PRIVACY ON 5 ACRES Nearly 3000sf main home w/ 19’ open beam ceilings, instant hot water system & radiant ﬂoor heating. Ponds w/ giant Koi, fruit trees, & large garden space. 1200sf guest cottage too! To see more photos, Text R873196 to 52187

ON THE QUIET SIDE 9.59 acre lot w/ privacy and serenity on all sides. Build on the SW corner for your peekaboo water view. Lot certiﬁcation in hand. Perc test on ﬁle. Very good wells in the surrounding areas. To see more photos, Text R824347 to 52187

NEW PRICE!

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AMERICAN DREAM REAL ESTATE SERVICES, INC.

SEE MORE! Text the Property Code to 52187 & see more photos & information!

1202 COMMERCIAL AVENUE, ANACORTES, WA 98221

360-588-1515 • Fax: 360-588-1500 • Toll Free 1-866-588-1515

IN N

VI W

SUNSET COVE Top of the World view of Rosario Strait! Luxury 3BD 2.5BA 2898sf condo. Sunroom, great rm w/ 3-sided fireplace, gourmet kitchen. $1,150,000 Text R923101 to 52187

PLEASANT RIDGE ‘’Cottage Werks’’ designed 4BD 2.5BA 2962sf w/ epic views of Skagit Valley & Mt Baker! Energy efficient w/ main floor master. $1,150,000 Text R930221 to 52187

ST EW

SEDRO WOOLLEY Cute 3BD on .22 acre lot w/ nice view of the mountains! 1 car carport, gardens and large yard. Easy location with recent upgrades! $255,000 Text R937629 to 52187

S LI

www.adrhomes.net

ANACORTES Quality 4BD 2.5BA 2877sf Craftsman w/ views north on flat 1/2 acre. Main floor master suite & den/office. Vaulted bonus room. $825,000 Text R939389 to 52187

ANACORTES Beautiful 3BD 2.5BA 2207sf NW Craftsman. Wine cooler, outdoor BBQ station, sprinkler system.En suite guest BD and office. $799,950 Text R873178 to 52187

ANACORTES 3BD 2BA rambler walking distance to beach. Large lot & shop. Perfect for Horses, gardens and potential views. Don’t miss this one! $349,000 Text R811693 to 52187

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PO IN TE

ANACORTES 3000+sf Log Home on 3.32 acres! Viking appliances, maple floors & granite counters. 36x60 shop w/ office/bath & kitchen. $849,000 Text R926671 to 52187

A N A C O R T E S 1+ acre High Bank WF.4BD 3BA home + MIL. Views from all rooms! Landscaped w/ fire pit, wrap deck. Private beaches, moorage. $599,000 Text R827112 to 52187

M AR IN E

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W NE

ANACORTES 4BD 3.5BA 3744sf w/ views of city, bay and Mt Baker. Large kitchen with gas fireplace. Rec room over garage w/ BA & office. $570,000 Text R854720 to 52187

NE W

ANACORTES Saltwater views! 3BD 3BA 3388sf w/ master on main. 1.22 acres w/ couthern exposure. 3 car garage. 2nd lot w/ shop + 2 tideland lots. $1,285,000 Text R631300 to 52187

B F

A N A C O R T E S Clearidge 3BD 2BA rambler. Eat-in kitchen, laundry room, large garage & great deck for BBQs. Close to Washington Park. $399,000 Text R895172 to 52187

PINNACLE LOT 0.25 acre premiere view lot, perched above the Sound. Inside city limits & ready to build. Breathtaking views & short walk to beach. $362,000 Text R652826 to 52187

Fulfilling Northwest Family Dreams! Page 14

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KAREN PETERSEN 360-202-0643

BRENDA HARTER 360-770-5178

karenpetersen@johnlscott.com

R E A L

brendaharter@johnlscott.com

E S T A T E

John L Scott Real Estate - Anacortes

This office is independently owned and operated.

To see more photos, Text R280198 to 52187 STANWOOD Outstanding views of Skagit Bay on 42+ acres of farmland, gardens, woods & stream. Classic 5BD 4.5BA 6698sf farmhouse w/ formal living room, dining room, library and stunning staircase to a well-lit loft. Equestrian barn 100 year old equestrian barn, zen gardens with heated koi pond, waterfalls and gazebo, plus a walking trail to the creek. $1,400,000

Text R942071 to 52187 MOUNT VERNON Adorable 4BD 1.75BA near schools, parks, hospital. Amazing storage space w/ built-ins & large attic. Hardwood floors. Detached 1-car garage off alley. $299,000

Text P638445 to 52187

Text R867907 to 52187

Text R401029 to 52187

SEDRO WOOLLEY 3.88 acres of great Recreational Property with Clear Lake & Skagit River just down the hill for fishing, boating, & water skiing! Power is available. $55,000

OAK HARBOR 3BD 2.5BA 2044sf on 1.76 acres. Formal living & dining. Kitchen w/ tile counters, family room w/oak floors and a wood stove that heats the whole house. $395,000

CONCRETE Historic 8000sf commercial building (currently liquor/convenience store) + 3BD 3000sf apartment upstairs + beauty salon next door. Storage space in the rear. $200,000

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WHIDBEY ISLAND

Terri Neilon

Acorn Properties, Inc.

360-679-4585 • (800) 225-0919

32800 Hwy 20, Oak Harbor, WA 98277 • Each office independently owned and operated.

Terri Neilon, Designated Broker 632-4895

Kathi Phillips

Paige & Tony Bates

EAGLE CREST Elegant 3BD 1.75BA one level, zero lot line home. Cathedral ceilings, hard wood flooring, great room designed living room with gas fireplace & dining area w/ custom built in cabinets. $329,000 Text R845060 to 52187

PATTON’S HIDEAWAY Enjoy Country living minutes from city. Complete remodel incl floors, roof, cabinetry, appliances & more. Kitchen w/new cabinetry, island, pantry & stainless appliances. 300’ deep lot. $344,000 Text R714266 to 52187

COUPEVILLE Waterfront 3BD 2.5BA 2972sf w/ commanding views of San Juans & Olympic Mtns. Gourmet kitchen loaded w/ upgrades. Luxurious master suite. Amazing 5+ car garage, shop area & bath. Parklike setting. $895,000 Text R848870 to 52187

COUPEVILLE Tree lined circular driveway leads to this custom 4BD 3+BA 2991sf home w/ formal & casual spaces. Kitchen is cook’s delight! Master suite w/ vaulted ceilings, skylights, jetted tub, & custom shower. $495,000 Text R934494 to 52187

OAK HARBOR Room to roam! Ranch style 3BD 2.5BA 2039sf home on 0.76 acres. Large family room, formal dining area, sunken living room with cozy fireplace. Covered deck. 30x36 shop with power & room for 4+ cars! $349,900 Text R857769 to 52187

OAK HARBOR 4BD 2.5BA 2079sf w/ estate sized lot. Vaulted ceilings, coffered ceiling in the dining room and family room with a cozy propane gas fireplace. Kitchen w/ propane gas cooktop & center island. $414,900 Text R932956 to 52187

Nick Ricci

Katie Trolson

Alisha Legaspi

Wayne Locke

Christina Schultz COUPEVILLE 3BD 2.5BA 2133sf in O A K H A R B O R Move in ready! OAK HARBOR Beautifully remodeled

Sheila Davies

Pondilla Estates with community beach access. Great room design, soaring vaulted ceilings, living room with gas fireplace & wood flooring. Lower level family room & bonus room. $425,000 Text R758519 to 52187

Spacious two story condo features new paint, new laminate flooring and new carpet! HOA dues include water, sewer, garbage, ground maintenance, fire insurance. One car garage. $219,900 Text R758504 to 52187

4BD 2BA w/ new roof, vinyl windows, hardwood floors, forced air heat, white mill work and doors. Chef’s kitchen w/ granite & SS appls. Fenced yard, mature landscaping and deck. $329,000 Text R906399 to 52187

OAK HARBOR Top floor Summer Wind condo features kitchen with oak cabinetry & eating bar, newer appliances including microhood. Dining area by slider opens to balcony. Minutes to downtown & NAS Whidbey. $189,750 Text R843693 to 52187

OAK HARBOR Minutes from town! 3BD 2.5BA 2674sf w/ covered front porch. Den/office, formal dining, great kitchen w/ island. Tile floors w/radiant heat. Bonus room over garage. 2.3 acres w/ 2 outbuildings. $579,950 Text R867932 to 52187

OAK HARBOR 3BD 2.5BA 2073sf townhome built in 2016. Main floor master. Open kitchen w/ stainless appliances & breakfast bar. Spacious great room. Upper level family rm + office/den. $325,000 Text R928598 to 52187

Chas Webster

Jim Neilon

Cristie Arnold

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To View All NWMLS Listings, Visit Our Website www.OnWhidbey.pro

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Maria Hulett 360-632-3532

K O A

O A

H A

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JUST LISTED! Ready for new owners. 3BD 2BA 1758sf on 0.3 acre lot. Upstairs features a loft for oﬃce or playroom and master suite with full bath. Kitchen w/ beautiful Corian counter tops, living room w/ ﬁreplace, dining room, 2 car garage. Close to NASWI, Hillcrest Elementary School and High School. $349,950 For more photos, Text R939326 to 52187

H A

O R

donymaria@msn.com www.islandpremierpropertiesllc.com

GREAT INVESTMENT ON WHIDBEY ISLAND! Two parcels! Motel in town consists of 16 units, fully furnished with full kitchens, plus a manager’s apartment with 1,195 sq ft., 2 beds, 1 bath, kitchen, natural gas, living room, oﬃce and laundry. 4 Storage units. Well maintained. Can be used as motel, extended stay, or apartments (separate utility meters). Addtl 1/2 acre vacant parcel (zoned C1) provides opportunity for additional development. Utilities in street and access from Midway or SE 4th Ave. $2,195,000 To see more information & photos, Text R848887 to 52187

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Windermere Lopez Island

HILLTOP HOME

Unmatched privacy in a community w/ shared water system, high speed internet & dock. 2 BR/1.75 BA w/ fenced garden, greenhouse, raised beds & fruit trees + forest backdrop. #1286740 $445,000

Text R824349 to 52187

MID ISLAND FARMHOUSE & OWL

Old Lopez charm! 3 BR/2 BA & 700 s.f. guest house + garage, fruit cellar & shop. Fenced garden, gazebo & fruit trees. 2 tax parcels provides possibilities. #1263137 $649,000

Text R748779 to 52187

WATERFRONT ARTIST’S RETREAT

.93 ACS is the setting for this charming & elegant 2 BR/ 1.75 BA home w/ stellar views from each room. Tide pool, beach & small dock are all unique & hand built. #1321134 $969,000

Text R895176 to 52187

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HOME AND ACREAGE

Bring your animals! 2 BR/ 1 BA Rambler w/ full basement sited on a sunny & level 19+ AC walking distance to the village. 2 historic barns, pond & new fencing along the road. #445625 $495,000

Text R922027 to 52187

FISHERMAN BAY VIEWS

Custom designed home w/ expansive windows & skylights. Fenced garden, mature fruit trees, “want-to-be” studio & storage shed. Whiskey Hill Dock a plus! #1270179 $545,000

Text R792250 to 52187

SUNNY “OLD LOPEZ” FARM

25 ACS w/ southern exposure & water views from unique 2 BR home attached to a barn. Studio space has 3/4 ba & corner kitchen. 2 fenced garden areas & fruit trees. #1282383 $955,000

Text R794412 to 52187

8/19/2018 3:24:03 PM

360-468-3344 Toll Free: 866-468-3344 www.wrelopez.com 182 Lopez Rd, Lopez Island, WA 98261

SOUTH END STARTER LOT

Southend interior lot near Hunter Bay Dock. Community 50’ beach frontage w/ small park nearby. Includes a share in the new community water desalinization system. #1080654 $79,000

Text R240318 to 52187

LARGE LOT ABOVE FISHERMAN BAY

1.41 ACS at very top of peaceful Mariner Hill w/ water, power & phone to lot line. Boat launch, marinas & float plane access are at the bottom of the hill. #1166656 $289,000

Text R470827 to 52187

EXTRAORDINARY 5.7 ACRES

550' west facing, completely private, unspoiled land on Humphrey Head. Community water, Community Beach, and power to the lot line. Overlooks the marina and Shoal Bay. Winding drive to building site. #1332805 $700,000

Text R922012 to 52187

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HUMPHREY HEAD ACREAGE

5.2 mostly wooded acres, rocky outcropping and ledges, room for a garden, a pond and several possible building sites. Near ferry, marina at Shoal Bay and 12 minutes from the Village. #1333120 $172,000

Text R922003 to 52187

MUST SEE MOZART LANE

Undeveloped west facing north end acreage filled w/ madrona & fir trees & blanketed by native salal. 152’ of WF and sunset views. New home or island getaway? You decide. #1296883 $275,000

Text R835859 to 52187

HOME AND ACREAGE

Passive solar design 2BR/ 1.75 BA home on 5 ACS. 2,475 sq ft interior with an attached 2 car garage, full basement, greenhouse, garden design & fiber-optic internet. #1264032 $575,000

Text R802011 to 52187

8/19/2018 3:24:04 PM

Jackie Lindeman

Sharon Stokes

Sandi Riley

360-770-9080 jackielindeman21@ yahoo.com

360.661.6164 sharon@ sharonstokes.com

360.770.8670 SandiRiley@ Century21.com

North Homes Realty, Inc 526 E. College Way, Mt Vernon WA 98273

Use your “SmartPhone” to TEXT for more pictures & info!

SAMISH ISLAND Waterfront 3BD 2.5BA 3686sf on shy 3 acres. Main level Master. Guest House, pool & spa. Bay, island & sunset views! $1,300,000 Text R932936 to 52187

ANACORTES Unique & private 1/3 acre w/ view from upper yard. 3BD 2.5BA + den. Large wood deck & hot tub. Private stone patio. $450,000 Text R839613 to 52187

BURLINGTON One level 3BD 2BA on large corner lot in quiet neighborhood close to shopping, I-5, Maiben, Rotary and Skagit River Parks $289,900 Text R897375 to 52187

ANACORTES Luxury 3BD 2.5BA 3134sf w/ views in Spinnaker Cove. Master suite on main level. Large family room w/ stone patio. $725,000 Text R841500 to 52187

OAK HARBOR Great starter or investment! 3BD 1.75BA w/ nice kitchen & spacious living/dining. Large yard, lots of guest/RV parking. $164,500 Text R792749 to 52187

OAK HARBOR 3BD Craftsman w/ loaded w/ traditional charm. New interior paint. Close to all services. Near marina w/ partial view. $255,000 Text R912669 to 52187

SEDRO WOOLLEY West side 3BD 2.5BA close to services, schools, & easy I-5 access. Fenced yard. Open design ﬂoor plan. $297,500 Text R924584 to 52187

MONTREAUX 55+ Gorgeous 3BD 2.5BA 2779sf by Landed Gentry. Open plan, no steps on main ﬂoor. Granite kitchen. Covered patio. $534,500 Text R796671 to 52187

MOUNT VERNON 55+ living in one of Washington’s ‘’Top 5’’ parks. Privacy gates, large clubhouse w/ indoor pool. RV parking available. $120,000 Text R860987 to 52187

PRESSENTIN CREEK 3BD 2BA open plan home w/ large covered deck + Skagit River nearby. Over 1/2 acre. Ramp entry, level yard. $213,000 Text R820296 to 52187

CONCRETE Park-like shy 1/2 acre w/circular drive. New comp roof, new paint inside & out.Bonus rm. 24x30 garage w/greenhouse area. $228,900 Text R881275 to 52187

LYMAN 5+ acres in private setting w/ potential for lovely valley & foothills views. Community water share can be purchased. Power @ street. $104,500 Text R839603 to 52187

Call Your

TEAM Of the Century

for any home in this book

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This is why you move to America’s #1 Cities and work with the #1 team! North Homes Realty, Inc

Anita Kohl

Lynn Curley

Connie Moulaison

360.961.7795 anitakohl@ Century21.com

360-708-3445 lynnchs@gmail.com

360.770.1341 moulaison.connie@ gmail.com

SKYLINE 3BD 2.5BA 2102sf overlooking Burrows Bay & Skyline marina. Maintenance free yard. Large deck to enjoy sunsets. Wired for gen. $579,900 Text R796681 to 52187

MOUNT VERNON 2BD 2BA 2016sf w/ walkout basement & oﬃce on 5.55 acres. Huge wrap-around deck. Oversize detached garage. $500,000 Text R904905 to 52187

CONCRETE Beautiful Upper Skagit recreational lot w/ power & water. Just bring your RV and spend weekends or all summer at the river. $14,950 Text T1008662 to 52187

MOUNT VERNON Elegant 4BD 3BA 3112sf estate. Dramatic entry, formal living room, river rock ﬁreplace, built in speakers, gourmet kitchen. $679,000 Text R816253 to 52187

MARYSVILLE Lovely, traditional 3BD 1.5BA rambler. Newer comp roof & siding. Park-like fenced yard w/ Guest house/artist studio. $345,000 Text R939395 to 52187

LAKE STEVENS 9+ acres adjacent to Lake Stevens and Marysville UGAs. Potential views of mountains & sound. Approx 1 acre cleared. $2,200,000 Text R782880 to 52187

CONCRETE Beautiful 1/2 acre lot in Cape Horn area, MHs ok. You can still get your piece of paradise with this nice lot. Has lots of potential. $45,000 Text R352926 to 52187

MARBLEMOUNT Oﬀ-Grid tiny home w/ AirBNB potential! 2 large loft areas, wood burning ﬁreplace, climbing bookcase/staircase. $45,950 Text R820276 to 52187

MARBLEMOUNT 2 options w/drilled wells & power. 9.6 acres w/ mtn views are breath-taking. 6.31 acres w/ 4BD septic & 220 power. $162,000 each Text R560847 to 52187

SKAGIT HIGHLANDS 3BD 2.5BA 2064sf open concept. Roomy kitchen w/ double pantries. Bonus loft. Fenced corner lot w/ patio & ﬁre pit. $339,900 Text R926666 to 52187

SEDRO WOOLLEY Can you say Mini Farm? Dukes Hill 3BD farmhouse on 3+ acres. 1000sf shop. RV space w/ seperate power & septic. $399,000 Text R934410 to 52187

BURLINGTON 2 homes overlooking Gage’s Lake. 1200’+ frontage. 2 large shops on property with lots of room for work and/or storage. $975,000 Text R560924 to 52187

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SICBA

HOME

TOUR

Where Dreams Become Reality

TOUR Spectacular HOMES

in Skagit, Island, & N Snohomish Counties

Featured Home: Cascade Custom Homes & Design 2017 Overall Home Tour Award Winner

SEPTEMBER 14th, 15th, 16th

2018

Fri: 2pm - 7pm // Sat: 10am - 6pm // Sun: 10am - 3pm Tour 13 custom homes in Skagit, Island & North Snohomish Counties. Step inside, get inspired, meet the Builders and TAKE THE TOUR! Find Info & Purchase Tickets at

www.SICBAHomeTour.com

Adults $10 and Kids 15 & Under are FREE. Your ticket is good for all 3 days of the Tour. Page 23

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RN ON VE OU NT

1/2 ACRE LOT 4BD 2.5BA 2813sf. Great rm, gas fplc, bonus rm, walk-in closet, heat pump for heat & A/C. tankless water heater, SS appliances. MLS:1245476 $575,000 Text R695664 to 52187

Kim Woodmansee Your real estate specialist in Skagit County

ST AN

W OO D

360 421.5469 W OO D

MAIN LEVEL MASTER 4BD 2.5BA 2315sf. Covered front porch. Great room w/gas ﬁreplace and stone surround. Kitchen w/SS appls, gas range, granite counters. MLS:1335180 $415,000 Text R922178 to 52187 DR OW OO LL EY

OU NT

RN ON

Ask me your real estate questions.

COMPLETED! 4BD 2.75BA 1987sf split entry. Vaulted great room w/gas ﬁreplace. Kitchen w/ Aristocraft cabinets. Lower level family rm & 4th BD. MLS:1257541 $350,000 Text R731493 to 52187

BONUS ROOM 3BD 2.5BA 2481sf w/ den & bonus room. Vaulted entry to great room w/gas ﬁreplace. Heat pump for heat/AC. 3 car garage. Fenced. MLS:1254894 $545,000 Text R722440 to 52187

LARGE COVERED PATIO 3BD 2BA 2301sf rambler w/ den. Model home. Open concept vaulted great room w/gas ﬁreplace. Kitchen w/slab granite. Large lot. MLS:1254962 $570,000 Text R722435 to 52187

13 New Homes from the mid $400’s RAMBLERS & 2-STORIES 1630 to 2196 SF 2 - 3 Car Garages

Open: Weds - Sun, 1 to 4

PHASE 2 READY!

PHASE ONE - SOLD OUT!

(IN GREEN)

DIRECTIONS: I-5 Exit 227, East on College Way, Left on Martin to SummerSun Estates in Mount Vernon

KIM WOODMANSEE 360-421-5469

kimwoodmansee@johnlscott.com

R E A L E S T A T E JOHN L SCOTT/SKAGIT

KimWoodmansee.JohnLScott.com

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SICBA

HOME

TOUR

Come see our beautiful Model Home on the Skagit/Island Counties Builders Association (SICBA) Home Tour

Where Dreams Become Reality

More information & ticket purchase at www.SICBAHomeTour.com

1824 Rio Vista, Burlington 34 Lots Available Now!

34 Lots Available

in Burlington, Skagit County

Lot Sizes: 7,600 - 13,617 SF

Letter of Authorization, MLS # 1298798, held by Kim Woodmansee, JLS/Skagit

Ramblers: 1,701 - 2,007 SF 2 Stories: 1,924 - 2,961 SF Prices from the low $400's

FOR DIRECTIONS set your GPS to: 1824 Rio Vista in Burlington

Your personal mortgage advisor Whether youâ&#x20AC;&#x2122;re purchasing, refinancing, or investing, I can help you find the loan that fits your life. 2124 Riverside Drive, Suite 211 Mount Vernon, WA 98273 360-419-5218

Call me today.

EMILY GRIFFIN

Loan Officer, NMLS# 1568839

(360) 420-6175

egriffin@guildmortgage.net

Guild Mortgage Company is an Equal Housing Lender. Co. NMLS #3274. All loans subject to underwriter approval; terms and conditions may apply. (18-5558)

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FIVE SMART WAYS TO AVOID A DELAY IN CLOSING By Barbara Pronin Closing day is a red-letter day for buyers, sellers and their agents – the long-awaited time when final papers are signed, monies are disbursed, and everyone goes home happy. In a perfect world, there would be no hitch in having funds wired from the bank. A cancelled deposit check would never go missing, and the moving van scheduled for Thursday morning would never need to be postponed. But we don’t live in a perfect world, and seasoned agents know how vital it is to work with clients, lenders and closing agents in order to avoid delays. “I never assume a closing will go smoothly until I’ve talked with my buyers, dotted a few i’s and crossed a few t’s,” said Kathy Murphy, a top-producer with CENTURY 21 Town & Country Realty in Royal Oak, Michigan. With that in mind, here are five ways to avoid delays in closing: Preview the paperwork – If the buyers are obtaining financing, they receive their Loan Estimate within three days of sending in their loan application, and receive their Closing Disclosure three days before closing. Be certain they read them carefully, double checking the loan and down payment amounts, interest rates, etc., as well as all of their personal information. A minor discrepancy or a simple misspelling could cause a delay unless it is promptly addressed. Read the preliminary title report – Request a copy and review it to be certain there are no “clouds” on title. Many issues, such as an unpaid contractor’s bill, can and should be easily cleared. Your buyers should understand that the title insurance purchased will protect them against any issues that may

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crop up later, but that the policy is effective only from closing day forward. Sidestep last-minute mortgage issues – Check in with the buyer’s lender frequently to be certain no needed documents are missing and they are on track for the scheduled closing. Resolve final walk-through problems – A final walk-through with your buyers a few days before closing may reveal items that need to be resolved, such as a broken plate glass window or the light fixtures the sellers agreed to leave are missing. Work with the seller’s agent to determine the best and quickest way to resolve the problem, which could include the seller paying cash for repairs, or negotiating a credit for the buyer at closing. Head off cash flow hitches – Be sure the buyers are aware of the escrow company’s policy regarding final closing funds. In most cases, funds must be wired to the escrow company the day before closing. Your buyers should be certain they have arranged the wiring instructions so that funds reach the closing agent in time. Take extra care to avoid the possibility of cyber-fraud by giving the buyer the phone number to the escrow company and reminding them to verify the wire instructions prior to authorizing their bank to send money on their behalf. Barbara Pronin is an award-winning writer based in Orange County, Calif. A former news editor with more than 30 years of experience in journalism and corporate communications, she has specialized in real estate topics for over a decade.

6/29/18 10:45 AM

QUESTIONS TO ASK BEFORE HIRING A MOVING COMPANY

Moving can be a stressful, time-consuming and frustrating experience. The excitement of relocating to your new home can be quickly perturbed by the annoyances of moving day, which is why most homeowners choose to hire a moving company to do the job for them. However, your personal belongings are important to you, and, as such, it doesn’t do any good to hire a mediocre moving team that might damage your delicate items, misplace or lose important things, or break irreplaceable heirlooms. If you’re new to the moving game, here are five important questions to ask any company you’re seeking to employ:

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Do you have any references? No matter the job, references are a large part of what secures your trust and comfort in the person’s ability to perform the task effectively. When looking for movers, be sure to ask the company if they can provide references or a link to some reviews of their business, just to be sure they’re legit. Ask friends or family in the area that you trust and have used a moving service; they might be able to give you a list of good companies from which you can start your search.

What specific services do you offer? Moving companies vary in terms of what they’re willing to do for you. There are some companies that might refuse to move large items, and only provide the lifting and packing of smaller items. Before you call a moving company, be sure to know exactly what items you need to have moved. If you ask questions, and the response is anything but what you’re looking for, at the very least, you should look around for better options.

Do you offer in-home estimates? Knowing what needs to be moved is one thing, but understanding the cost of labor to get the job done is another. Finding a company that will come out to your place and give you an estimate is a great way to compare different companies in your area, as well as provide a safeguard against possible price-gouging. Be sure to get everything in writing, and secure the departure and arrival dates to avoid any potential hiccups that may hinder your progress along the way. In-home estimates are also a great way to figure out if the company can move a larger item that may be in question.

Will you draw up an inventory of my items? Apart from the cost of the actual move, this is perhaps the most important question to ask. Moving is not only expensive, it’s also the surest way to lose something you can’t replace. Finding a moving company that will create a detailed and organized list of your stuff will ensure that it all arrives safely and securely, and that nothing is lost in the process.

What happens if something is damaged? You found a company you can trust and afford, but what will the company do if they accidentally break something of yours? Most offer optional coverage packages to repair or replace items that are damaged or broken. Unfortunately, the more complete the coverage, the more expensive it will be. But in the long run, the smart move is to get the best coverage you can for the items you’re moving, and feel the relaxation that comes with not worrying about your stuff. You also want to choose a company that is properly licensed and insured, and has proof of such. Adapted from a blog article by Haley Kieser on RISMedia’s Housecall. This material is meant for general illustration and/or informational purposes only. Although the information has been gathered from sources believed to be reliable, no representation is made as to its accuracy. This material is not intended to be construed as legal, tax or investment advice. You are encouraged to consult your legal, tax or investment professional for specific advice. Reprinted with permission from RISMedia. ©2018. All rights reserved.

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PROPERTY PROFILES VS. PRELIMINARY TITLE REPORTS There are several steps in the process of purchasing real estate. Reviewing property profile reports and preliminary title reports is an important and necessary step, and it’s important to know the differences between the two products. PROPERTY PROFILE What is a Property Profile? A Property Profile report is a snapshot of the financial and ownership status of a property generated by customer service. It can help determine: • The owner of the property • The loans and liens that may exist on the property What is the benefit of a Property Profile in a real estate transaction? Property Profiles are the quickest method of obtaining a cursory view of the property in question. Information is quick, but not vetted.

A Property Profile package typically consists of the following information: • Comparable market analysis • Vesting deed/current owner • Open deeds of trust/mortgages • Plat map of the property • Tax status for current year • HOA liens • City liens • Solar agreements * • UCC financing statement * • Any other document recorded on the property *When specifically requested.

PRELIMINARY TITLE REPORT What is a Preliminary Title Report (PR)? A Preliminary Title Report is an offer to issue insurance. It’s a starting point for the title company to eventually issue a policy of insurance. It shows the full ownership of a specific parcel of land, with the liens and encumbrances thereon, together with recorded matters that will be expected from the policy of insurance if not addressed and removed before escrow closes. Significant time, energy and resources go into producing a PR. What role does a Preliminary Title Report play in the real estate process? A Preliminary Title Report lists the conditions under which the title company will issue a particular type of title insurance policy. It shows if anyone, other than the seller, has a legal claim on the property. The PR may be reviewed and discussed by the parties to the real estate transaction, providing the opportunity to seek the removal of items referenced in the report which are objectionable to the buyer prior to the transfer of title. The Preliminary Report is not a written historical representation as to the condition of title and

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may not list all liens, defects, and encumbrances affecting title to the land, it merely reports the current ownership and matters that the title company will exclude from coverage if a title insurance policy should later be issued. A Preliminary Title Report identifies the following: • Title defects, liens of record or encumbrances that must be satisfied prior to issuing a title insurance policy • Legal and equitable ownership • Covenants, Conditions and Restrictions (CC&Rs) or recorded restrictions which have been placed in a prior deed or contained in recorded documents • Detailed easement information • Thorough real property tax information • Status of the property • Possible lien items that need to be cleared prior to the close of escrow Should you have any other questions about Property Profile or Preliminary Title Report, be sure to contact your local title insurance company.

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GET AWAY! Walking distance of lake, pools etc. Offers slab/patio, storage, utilities. Arrive when you want, stay as long as you want! Gated community offers year-round fishing. $27,950 Text R827119 to 52187

EAGLEMONT GOLF COURSE Immaculate 4BD 3+BA 3358sf w/ tile & hardwood floors, white shutters & blinds. Kitchen w/granite. Master w/ en suite Jacuzzi tub. $665,000 Text R503497 to 52187

EAGLEMONT GOLF COURSE Classic 7BD 4.5BA 5243sf on 12th Fairway. Curved staircase. Family room, wet bar, pool table, sauna, fireplace down. Downstairs BD/BA & bonus room. $854,000 Text R661934 to 52187

ONE OF A KIND LAKEFRONT Approx 1500’ frontage pristine trout fishing lake. Private wooded setting located on a dead end road. Water catchment system permit. $599,000 Text R401493 to 52187

O RN VE M

NOOKACHAMP HILLS Large lot overlooks a private lake for you to enjoy. Less than 10 minute drive to the city of Mount Vernon. All utilities are stubbed to the lot. $155,000 Text R155521 to 52187

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EAGLEMONT GOLF COURSE 5BD 4BA 4803sf + finished MIL suite/daylight basement. Bonus room on each floor. Office with French doors on main floor. 3 car garage. Large deck. $599,900 Text R816269 to 52187

PARK-LIKE SETTING 2 ponds & waterfall! 3BD 2BA split plan. Spacious master w/ soaking tub. Island kitchen w/ glass front cabinets. Large shop. Cov’d deck. $333,000 Text R791519 to 52187

10 ACRE DEVELOPMENT PROPERTY Beautiful wooded property with territorial view and open park-like setting. Includes vintage home with basement and detached garage. $835,000 Text R832315 to 52187

WELL LOVED! Features hardwood floors; updated plumbing (incl sinks & bathtub); new roof in 2017; Fujitzu ductless heating system; major electrical work. Garden space. $220,000 Text R941012 to 52187

CALL ONE OF OUR AGENTS FOR YOUR REAL ESTATE NEEDS DAYNA TELIDETZKI................360-708-8452 MARLENE MCCALIB................360-202-2484 SUZANNE JENKINS.................360-941-2983 BRETT TACKER........................360-840-7931 JOANN BOUDREAU...................360-391-0746 RUSS LANKER.......................360-708-1117

360-424-0300

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ELVA HUNTER.......................360-202-3086 JOHN HUNTER......................360-202-3854 CELIA MILLER.......................360-391-6065 SHIRLEY BERTHOLF.................360-840-1863 ANNETTE JOHANSEN................928-377-7101 YOLANDA SAKUMA................360-421-0435

CARLA FISCHER.....................360-982-0010 DANYA WOLF (DESIGNATEDBROKER) ...360-708-8294

www.SkagitTraditionRealty.com

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HOMES • LAND • REC PROPERTY s y e l l a V t realty 360-853-8155 Wes Specializing in Eastern Skagit County Real Estate

Office

360-982-0447

360-333-1640

vwrealty@frontier.com Open Daily - Sundays by Appointment

W AT E

30 years in the same location! Hwy 20 @ Sauk Valley Road, Concrete WA

GUEST HOUSE TREED DOUBLE LOT on Sauk River. Ideal for relaxing or vacationing. 2BD 1BA MH + RV hook-up. Enjoy a BBQ at the ﬁrepit! MLS:1278870 $94,900 Text R785460 to 52187

3+ ACRES ON SKAGIT RIVER 2800sf ADA accesible Main House + 2BD 1BA Guest House. Large gazebo w/ ﬁre pit. Boat ramp too! MLS:1294326 $499,000 Text R820286 to 52187

CUSTOM CRAFTSMANSHIP New 3BD 2BA rambler. Great rm w/ vaulted ceilings, custom cabinets, Quartz counters. Covered patio. MLS:1346476 $359,500 Text R945089 to 52187

THE NICEST RV LOT on the Cascade River. The river pools in front & gives you a swimming hole, attracting steelhead. Graded lot. MLS:1340731 $65,000 Text R931938 to 52187

60’ ON THE RIVER in the Cascade River Park. 5th wheel trailer & large deck right on the river. Several storage sheds. Nice wooded lot. MLS:1282802 $50,000 Text R792726 to 52187

LAKE TYEE RETREAT Amazing views of lake & mountains. Right on the lake! 29’ Alpenlite 5th wheel sleeps 7. Includes 12’ Sea Nymph boat. MLS:1321039 $89,500 Text R885082 to 52187

110’ ON THE RIVER Relax by the river and enjoy the outdoors. Close to all the out door actives. Eagle watching trips just down the street. MLS:1227563 $46,000 Text R640804 to 52187

REMODELED 12x37 park model w/ new wood ceilings, walls & ﬂoors. Covered porch w/ stone & timber table. 2 sheds. Backs to forest. MLS:1220135 $99,000 Text R614759 to 52187

COMFORTABLE SWMH w/ large deck all covered by metal structure. 10x30 shop + portable shed. Large, sunny lot, great for a garden. MLS:1324796 $50,000 Text R895182 to 52187