14901 24 7 by TREB Executive Marketing LLC

14901.24.7 Cover_LiveEditCover 10/8/2015 9:19 AM Page 1

In this issue: Top Questions to Ask on Home Insurance

THE

Real EstateBook速 Volume 24, Issue 7

NORTH KING AND SNOHOMISH COUNTIES, WA

COVER HOME: Immaculate, beautifully remodeled Arlington home on 5 park like acres. Property details on page 6. Get more photos and details from your phone.

CONTACT: Wendy Smith (360) 454-0629 Hallmark Homes NW, LLC 4salebywendy@gmail.com

Text P837104 to 85377

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401.

TO ADVERTISE, CONTACT: Sharman Burnam 360-333-9566 RealEstatePS@aol.com

fÇÉ{ÉÅ|á{ 14901.24.7 WRESnoh 10/9/2015 1:47 PM Page 1

Windermere

R E A L E S TAT E

Windermere Real Estate / Snohomish, Inc.

BUILD YOUR OWN HOME

UPDATED SILVER LAKE RAMBLER

SNOHOMISH 10 Acres near cross streets of 171st & Dubuque. Hard-to-find quality acreage, potential for two custom homes! Survey on file. Snohomish School District. $199,000 360-568-1537

EVERETT - Easy living 3 BD, 1.5 BA W/ updated kitchen w/ eating bar. 9,000+ SF lot w/ 26x16 deck & with hot tub, fire pit, & 10x20 shop. Near I-5, Boeing, Costco & Silver Lake. $325,000 360-568-1537

LAKE STEVENS Private Community Waterfront Beach! Bright & Spacious well kept home w/ landscaped corner lot. Generous Kitchen. Gated beach access, RV/boat parking. $275,000 360-568-1537

SULTAN - Remodeled mid-century modern. Gorgeous chef’s kitchen w/ indoor rotisserie, master en-suite w/ jetted tub & walk-in closet, gleaming hardwoods, and finished basement. $339,500 360-568-1537

EVERETT 3 BD, 2 BA in great loaction! Formal dining rm & lg open kitchen w/. eating space. Fully fenced, private yard w. fruit trees & shed. Room for Rv/boat parking. $305,000 360-568-1537

ARLINGTON - Magnificent 3212 SF w/ 3 BD, family room, & office. Large oak floored kitchen, formal living & dining. Lg patio + finished 1000 SF daylight basement. 1296 SF garage. $449,000 360-568-1537

MONROE 3BD, 3 BA home on almost 7 acres minutes from Downtown. Huge shop 220 amp wired & 2 lg outbuildings. Private wooded area & landscaped yard. $399,000 360-568-1537

SNOHOMISH - 2500+ SF w/ designer touches throughout. Beautiful cherry floors, rock surround FP & curved archways. Master suite w/ sitting area. Detached 3 car garage/shop. $444,950 360-568-1537

WELCOME TO LONG BAY!

LARGE RAMBLER ON HUGE CORNER LOT

PRIVACY & SECLUSION

BEST HOUSE IN TOWN

CUSTOM HOME ON 1/3 ACRE

PEACEFUL 10 ACRE SETTING

Office: (360) 568-1537

wre.sno@windermere.com

Windermere Real Estate / Snohomish, Inc

731 2nd St, Snohomish, WA 98290

14901.24.7 EdmondsRE 10/9/2015 4:26 PM Page 1

425-921-2200 www.edmondsrealty.net Edmonds Realty, for the Entire Puget Sound Area $6

,00

Dennis Howard Owner

Lucille Noël Owner

MUKILTEO - ON THE 13TH HOLE 4 BD on large lot, circular floor plan, gorgeous vaulted entry, spindled staircase. High-end finishes, wainscoting, crown moulding. Living w/ marble fplc & cathedral ceiling. MLS/ID:798983 Text P725702 to 85377 $2

,95

,00

MUKILTEO - STRIKING SOUND & MOUNTAIN VIEWS 4 BD, 2 BA w/ new 50 year roof. Master bath w/ 5 piece MB. Newer furnace/water heater. Grand staircase. 3,618 SF of elegance! Huge 2nd rec rm. MLS/ID:844567 Text P818977 to 85377 $4

,99

SOLD EDMONDS - AFFORDABLE TOWNHOUSE Freshly painted. Custom storage systems. Master bedroom w/ deck & storage locker. Guest BD w/ custom storage. Patio and enclosed yard. Near I-5, bus lines. MLS/ID:838041 Text P818135 to 85377 ,1 $2

,00

FOR RENT Commercial & Residential

Edmonds Realty is fully equipped to meet all your needs, from helping you find a rental at the right price to managing your investment property. To see a list of properties available, visit

EN T

EDMONDS - 5 BD, 2.5 BA on wonderful cul de sac near Chase Lake Elementary and Edmonds Woodway High. 2nd Kitchen downstairs. Huge level fenced back yard. RV Parking, irrigation system. MLS/ID:808948 Text P244654 to 85377 $5

EVERETT - COMMERCIAL 210’ Evergreen Way frontage Zoned B2. Located in highest density mixed use zone of Evergreen Revitalization Plan. Two buildings. Multiple development possibilities. MLS/ID:847337 Text P473060 to 85377

FO RR

SOLD

,00

EVERETT - COMMERCIAL Commercial Duplex - 70 feet of Evergreen Way retail / commercial street frontage. Complete remodel! Mfg, fab, medical, dental, coffee, restaurant, retail, spa, so many uses! MLS/ID:851128 Text P312594 to 85377

Services offered • Day to day operations & maintenance • Collections & Accounts Payable • Reporting & statement preparation • Yearly budgets & More

Call 425-921-2200 to discuss how Edmonds Realty can make owning investment properties trouble free.

www.EdmondsRealty.net/commercialresidential-rentals.html

14901.24.7 WendySmith 10/9/2015 1:44 PM Page 1

HUD

Save

Thousands!

Homes!!

Equal Housing Opportunity

FREE HUD Home list call 360-454-0629 or visit www.Hudhomestore.com 0 ,0 0 $1

D ST E

CAMANO ISL Open floor plan3 BD, 2 BA MH w/ vaulted ceilings & wood burning stove. Deck off front entrance. Nice .24 acre yard. Home needs some TLC. #R312

0 8, 00 $7

HUD Home

For More Info Text P196097 to 85377

AFFORDABLE OPPORTUNITY 3 BD, 2 BA MH on fully fenced .61 acre lot w/ large shop/garage. Rv parking, community clubhouse & beach rights. #R312

JU ST

$1 For More Info Text P833425 to 85377

CUTE CABIN STYLE HOME on nearly 1/4 acre secluded lot. 3 BD w/ one on main floor. Vaulted ceilings, skylights & wood burning fireplace. Storage shed. #R308

HUD Home

MARYSVILLE Duplex in quiet neighborhood. New on market! Each duplex side features 2 bedrooms, 2.5 bathrooms, spacious living room, large yard and upper deck. #R315

For More Info Call (360) 454-0629

,0 0

,9 5

For More Info Text P837106 to 85377

For More Info Text P247866 to 85377

For More Info Text P297395 to 85377

3 CAR GARAGE 3 BD, 2 BA rambler w/ lots of room for all your toys! Close to Boeing & I-5 for easy commute. Lg family rm w/ vaulted ceilings & formal sitting area. #R301

,9 5

,0 0

ABSOLUTELY ADORABLE Arlington 3 BD, 1.5 BA. Large living room w/ fireplace, sun rm/dining w/ built in hutch. Wood floors throughout. Detached 2 car garage. #R290

For More Info Text P196165 to 85377

SPECTACULAR 3 BD, 3 BA, 4500 SF custom on 1 acre. Hardwood floors & Italian marble, chefâ&#x20AC;&#x2122;s dream kitchen, screen porch, lg deck. Possible MIL. 3 car garage. #R265

Wendy Smith

Page 4

HUD Home

,0 0

HUD Home

For More Info Text P758286 to 85377

IMMACULATE Gleneagle on 5th Fairway! Exceptionally maintained 5 BD, 2.75 BA w/3 car garage. Main flr BD/BA, hdwd floors, eat-in kitchen. Beautifully landscaped. #R282

(360) 454-0629 4salebywendy@gmail.com

14901.24.7 Karen Himalaya_9300.QXT 10/9/2015 1:33 PM Page 1

FREE 4% down payment assistance CLASS

Marysville Windermere. 2015 New Loan Programs.

Call 425-238-2023 for class schedule.

Karen Eckerson

(425) 238-2023

Windermere Real Estate / JS

0 ,0

BREATHTAKING VIEWS Remodeled Kitchen w/ Corian, rich Hickory Cabinets, NEW laminate floors & SS appliances. Workshop. Three beaches. Text P813819 to 85377 $3

00 9,

0 ,0

www.karen.withwre.com

PARK-LIKE SETTING! 3 BD, 2 BA on main w/ master ensuite. Boasts full sized chef’s kitchen. Lower level 2 BD, 1 BA w/kitchen & family rm. Shop + more! Text P823292 to 85377 $1

DIAMOND POINT Building lot on private cul de sac. Just a short drive to Sequim. Airstrip access & Community beach w/ small boat launch. Text T11925159 to 85377

keckerson@windermere.com

9 ,9

BED & BREAKFAST Victorian built in 1896. Commercial kitchen. On the main hwy in Davenport WA, with great exposure. Double lot, large garage. Text P487548 to 85377

0 ,0

D! SOL

BETTER THAN NEW 4 BD, 2.5 BA craftsman w/ soaring cathedral ceilings. Birch cabinetry, crown molding, tile surround fireplace, white millwork. Text P813820 to 85377 $2

0 ,0

D! SOL

NORTH EVERETT 3 BD, 2 BA rambler. Lg kitchen w/ new counters & oversize eating area. Newer vinyl windows, roof & hot water heater. Deck & private yard. Text P743099 to 85377

Our Focus Is Residential Property Management

We specialize in managing residential properties in Snohomish and Skagit Counties

Let us help you get the most out of your investment For more information, Call 425-870-9282. www.HimalayaPropertyManagement.com

“OUR FOCUS IS ON YOUR INVESTMENT”

Now Accepting New Properties Stacey Salyer

Designated Broker

Stacey@HimalayaHomes.com

Melanie Maddy Property Manager

Melanie@HimalayaHomes.com

Page 5

14901.24.7 masthead_Masthead_Full 10/9/2015 1:34 PM Page 1

ON THE COVER

REMODELED ARLINGTON HOME ON 5 ACRES

Poolhouse

IMMACULATE 4 BD, 4 BA, 5725 SF home on 5 park like acres. This lovely home features on the main level a gourmet kitchen w/ a butlers pantry, formal living room, sitting room, office, family room & a large master suite w/ a huge master bath & walk in closet. Downstairs is a kitchen, second master suite, bonus room 2 more bedrooms, work out room & 2.5 more baths! This has a separate entry or enter from the house. Outside is a shop, putting green, orchard and about 3 acres of pasture. Mountain views! $649,000 For more information, Text P837104 to 85377

Wendy Smith (360) 454-0629

4salebywendy@gmail.com

Real Estate solutions for Real people.

Own a house you don't want? Need to move soon? We buy houses & property.

LOCAL PRINT * DIRECT MAIL

For Advertising information in THE REAL ESTATE BOOK North King & Snohomish Counties featuring.... Arlington = Stanwood = Camano Island = Tulalip Marysville = Lake Stevens = Granite Falls Snohomish = Monroe = Sultan = Everett Mill Creek = Mukilteo = Lynnwood = Bothell Woodinville = Redmond = Kirkland Bellevue = Edmonds = Shoreline

Scan the QR Code to shop homes from your mobile phone!

SnoCo Investments CALL NOW (360) 348-7420 info@snocoinvestments.com

Mary Dessein Manager www.SnoCoInvestments.com

Page 6

Sharman Burnam (360) 333-9566 NKSads@aol.com

ONLINE Visit www.TheRealEstateBook.com to search properties.

ONLINE * SOCIAL * MOBILE

14901.24.7 AmericanDream_0100 10/9/2015 1:11 PM Page 1

14901.24.7 VictorKloch 10/9/2015 1:45 PM Page 1

Need a quote for your home?

Are You Paying Too Much For Home or Auto Insurance?

Call, fax, fax, or email email your your Call, quote request. request. quote

PHONE FAX

(425) 212-3533 (866) 313-6088 victor@allstate.com

Kloch Insurance Group

Saving money is just a phone call away!

Sample Homeowners Rate Quote

Auto * Boat * RV * Motorcycle Home * Rental * Business Flood * Umbrellas

Dwelling Other Structures Personal Property Loss of Use Personal Liability Each Ocurrence Medical Payments to Others Annual Premium

$265,000 $26,500 $198,750 $26,500 $300,000 $1,000 $626

PLEASE CALL TO CONFIRM RATES ON YOUR HOUSE.

ating Celebr

Victor Kloch (425) 212-3533 Direct (866) 313-6088 Fax victor@allstate.com Page 8

(clock)

-2015 2 0 0 2

When was the last time you reviewed your home’s insurance coverage? As your life changes, so do your insurance needs, says the Insurance Information Institute (I.I.I.). Now is the perfect time to get your insurance policy in order by taking the time to ask yourself the following:

Is my home covered for its full rebuilding cost? Review your policy to make sure that you have enough insurance to rebuild your home. If you have made major improvementstoyourhome,suchasadding a new room, enclosing a porch or expanding a kitchen or bathroom, you risk being underinsured if you don’t adjust your homeowner’s insurance coverage limits.

Do I have enough coverage for expensive items? Have you bought or received any valuable jewelry since you purchased/renewed your policy? When was the last time you had the items you owned appraised? Standard homeowners insurance has dollar limits for the theft of certain types of expensive items like jewelry, furs and silverware. This means that the insurer will only pay the amount specified in the policy – generally $1,000 to $2,000. To insure these items to their full dollar value, consider a special personal property endorsement or floater.

Source: iii.org

Do I have enough liability insurance to fully protect my assets? Standard homeowner’s liabilities pay for judgments against you and your legal fees up to a limit set in the policy. However, in our litigious society, you may want to have additional protection—that’s what an umbrella liability policy provides. An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowner’s, renter’s, condo, or auto policy. If your assets have recently increased, you’ll have more to lose and may want to consider this extra layer of protection.

Should I rent out my house during the vacation period? Whether you own a second home that you plan to lease to a tenant, or want to rent out your primary residence, the first step is to call your insurance professional. Depending on the rental scenario, your standard homeowner’s policy may not cover losses incurred while your home is rented out. In that case, you should consider a more specialized insurance policy.

Top Ways to Improve Your Home for $100 or Less!

You may think that improving your home will deflate your wallet, but this is not always the case. To help you out, we have created a list of our favorite home improvement projects that can be done for under $100. After all, who DOESNâ&#x20AC;&#x2122;T want to save money?

1. Turn a Closet into a Home Office. This project will help you save money and will even add an extra room to your home. Just unhinge the door then remove the closet’s hanging rods and replace them with shelves. A deep shelf should be used for the desktop and place 2 shallow shelves above for storage. What you need: One 20-by-24-by-¾-inch and two 12-by-24by-¾-inch white melamine shelves, metal standards, and shelf brackets, all by Elfa, about $95; The Container Store.

2. Doorway Display Create a unique look by installing a shelf above the doorway and paint it to match the trim. Add a touch of flair by displaying pottery or other types of décor. What you need: 40-inch-long 1x6 red oak shelf and two 7-inch Classic Oak Brackets, about $32; Rockler.

3. Boost your Windows Did you know you could make your windows look even bigger than they actually are? Use hanging drapes at ceiling height to upsize small windows. What you need: Pair of 108-inch Brimfield 4-in-1 Panel Drapes in Carafe, about $70; JCPenney.

4. Add Stained Glass Windows to your Bath It’s no surprise that stained glass makes any bathroom look elegant. If you can’t find a window to fit perfectly, you can easily hang one from chains in front of the existing window. What you need: eBay store Bell Antique Mall has Art Deco windows similar to shown, starting at $69; Ebay.

5. Wall-Mount Bedside Table You can easily install a wall-mount end table in your bedroom by using wood corbels with a slate roof shingle on top. What you need: Two 6-inch oak Legacy hand-carved corbels, about $80; Van Dykes Restorers. 7-by-13-inch salvaged shingle, about $5; Recycling The Past - Architectural Salvage

6. Add Detail to your Bedroom Pump up the color and detail in your bedroom (or any other room) by installing a chair rail. Then, paint the wall below a soothing color. This project is an easy and inexpensive way to improve your home. What you need: Enough red oak Colonial-style moldings to wrap the walls of an 8-by-10-foot room, about $75; Baird Brothers.

Kids Starting College? Consider Expanding Your Investment Is your son or daughter heading off to college? Before forking over money to pay for room and board along with already-expensive tuition, you may want to consider buying a house or condo for your kid to live in while attending college. As a parent, you’ll be making the most of your investment while providing them a nice, safe place to live off-campus.

Here are some advantages of being a property owner in a college area.

1. Place to Stay During Visits. If your son or daughter is occupying the property, take advantage of your investment (and check on its condition). When you’re in town for your favorite college’s football game, there’s no need to pay for a hotel room when you have a place of your own! 2. Save Money. Paying room and board for your son or daughter can be overpriced on-cam-

pus and almost always has a super tiny living space. Investing in property off-campus can be much cheaper and more spacious. If they have roommates, you’ll also have rent money coming in every month.

3. Lots of Renters. A huge benefit to owning a property in a college town is the large population of renters who are ready to write a check. There are also fewer room vacancies when school is in session, so there is a larger demand among college students to find a place to live off-campus. 4. Possible Tax Savings and Investment Potential. Everyone’s financial situation is different, but you may be able to score some tax savings and potential investment earnings from the transaction. Contact a local real estate professional to discuss your own situation and the possible monetary benefits. 5. Area Sells Itself. The majority of properties in college towns are surrounded by entertainment, events and easily accessible public transportation. When you are ready to sell, chances are, your property will be in demand. 6. A Home After College. Is your son or daughter thinking about staying around the same area

once they graduate college? Many do. If so, you may want to think about selling the property to them when they graduate so they’ll have a place to live for a few years while they’re working at their first job. They will be building equity while everyone else from college is still paying rent.

As your son or daughter enters this new exciting phase in his or her life, there are many ways that you, as a parent, can ensure they have the best possible college living experience. With all that you invest into your child’s college education including already-expensive tuition, why not expand your investment?

14901.24.7 Heritage 10/9/2015 1:28 PM Page 1

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7/6/12

10:51 AM

MOBILE FEATURES IN OUR PRINT ADS

Text Codes*

found for listings in this magazine allow mobile phone users to instantly view a mobile site for more photos and details about the listing. Send text codes to

“85377” for more information.

**Standard text messaging fees apply.

Learn about our marketing strategy for your home @

RealEstateBookMediaKit.com

Real Estate’s Most Trusted Multimedia Brand

Scan code to shop homes now.

Page 1

14901.24.7 Haug Folk_0100 10/9/2015 1:28 PM Page 1

Trust •

Se rv i c e •

Lilyan Folk

E xperience •

425.319.7197 lilyanfolk@comcast.net $612,000

SOUND VIEWS!! Completely updated in ‘08. Chef’s dream kitchen w/5 burner gas range & pot faucet, 2 dishwashers, 2 convection ovens, + abundant storage & heated tile floor. 2 masters + den/office/ 3rd BD. Double French doors lead to lg master w/ view & spa-like bath w/oversized tiled shower, jetted tub & heated tile floor. 2nd master BD w/full BA, double sinks & skylight. Utility/mud room, low energy hot tub, greenhouse, 4 view decks, garage w/workspace, and MORE! Text P272438 to 85377

Brenda Haug 866-768-7910 Designated Broker/Owner

425-290-2125 (cell)

Land • Residential • HUD • Foreclosures

brenda.haug@hotmail.com www.brendasbestbuys.net

Making your dreams affordable 28 years of experience Text P777847 to 85377 1 $3

9 9,

EAGLE HEIGHTS 4 BD, 2.5 BA, 1932 SF. Formal living rm & Dining rm. Big family room w/gas fireplace. Great location! Fannie Mae HomePath Property.

Text P780528 to 85377

9 $2

00 8,

CHARMING 3 BD, 2.5 BA w/full basement & Mt views on .92 acre lot. Master on main flr. Deck & covered patio. 3 car garage w/RV door & RV carport too.

Text P769378 to 85377 $2

MARKET STREET CONDO Granite counter tops & tile floors in kitchen w/ newer stainless appliances. Assigned parking. On bus line. Private patio/deck.

Text P821538 to 85377

7 $9

0 5,

QUALITY 3 BD, 2.5 BA 3340 SF w/ ADA design. Master on main & chair lift in garage. Gardens,waterfall & patio in fenced back yard. Gen, heat pump.

Text P785377 to 85377 $3

0 ,9

BEAUTIFUL 4 BD, 2.5 BA w/Formal living & Dining rms w/hardwood floors.Big kitchen w/solid slab granite counter tops. Fannie Mae Home Path Property.

Text P822356 to 85377

5 ,9

PRIVATE Near Lake Ki in 7 Lakes area. Bonus rm, family rm, dining rm & living rm! Big open kitchen w/ pantry. HUGE lot w/ RV pkg, outbuilding. Must See! Page 15

14901.24.7 EagleMort_PamV 10/9/2015 1:26 PM Page 1

Page 16

10201.24.7 Cherie_0100 10/9/2015 1:21 PM Page 1

CHERIE RUCHTY Owner, Designated Broker

1402-C 7th Street Marysville, WA 98270 For more photos/info, Text P782168 to 85377

EVERETT Spacious open concept w/ kitchen, dining, living, gas fireplace, office/den and powder room bath on main level. Kitchen w/ eating area, walk-in pantry, newer appliances and new composite sink. Upper level w/ open landing, 4 spacious BD. 2 car garage. $389,950

425-238-7977

cheried@msn.com Office: 360-659-9751 www.KeystoneRentalsRealEstate.com Specializing in Property Management For more photos/info, Text P836524 to 85377

MARYSVILLE Low bank waterfront! Multilevel custom home w/ views of mountains water & sunsets. Master on main floor. Upstairs 2 BD + bonus rm. Wood burning stove, propane fireplace, and boiler heat systems. 2nd parcel w/ garage + workshop. Private boat launch! $668,000

Page 17

10201.24.7 COPAC 10/9/2015 1:11 PM Page 1

2014 AWARD OF EXCELLENCE

14901.24.7 SummerSun_0100 10/9/2015 1:40 PM Page 1

14901.24.7 MikeKillmer_1202 10/9/2015 1:54 PM Page 1

Great

HUD Homes

$$ Save Thousands $$

To see more info, text the T Code to 85377 TULALIP

LYNNWOOD

Text P813846 to 85377

Text P680364 to 85377

FIRETRAIL 3 BD, 2 BA, Over 1492 SF, Built in 2009, .46 Acres, Gourmet Kitchen Ad#835546 SNOHOMISH

Text P777020 to 85377

NEWER HOME 4 BD, 2.5 BA, 1 Acre, 2 Fireplaces, Granite Counters, SS Appliances Ad#822202 KINGSTON

.95 ACRES 3 BD, 1 BA, 1442 SF, Large Rambler, Some Updates, 4-Car Garage/Shop Ad#767949

SNOHOMISH

Text P833862 to 85377

HISTORIC SNOHOMISH 3 BD, 2.5 BA, 1777 SF, Main Floor Hardwoods, Gourmet Kitchen Ad#848062 MARYSVILLE

GRANT MONEY BUYER CLASS

FREE Grant Money Towards Down Payment 425-876-4663

Text P833861 to 85377

NORTH MARYSVILLE 3 BD, 2 BA, Huge Fenced Backyard w/ 3 Decks, Family Rm, Master Suite Ad#852323 MARYSVILLE

Call Today

and Ask for Your

FREE

Text P813845 to 85377

JEFFERSON BEACH 3 BD, 2 BA, OVER 1819 SF, .6 Private Acres, 2-Car Garage, Woodstove Ad#804491

HUD Photo List! (877) 736-8036 Or go to

www.mygovphotolist.com

Text P813844 to 85377

WELL MAINTAINED 3 BD 2 BA, Family Room w/Fireplace, Covered Deck, RV Parking, Shop/Shed Ad#833696

HUD Homes Specialist

Michael Killmer

(877) 736-8036 Michael@MikeKillmer.com

14901.24.7 C21 10/9/2015 1:20 PM Page 1

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14901.24.7 Quarters_9300.QXT 10/9/2015 1:39 PM Page 1

GORGEOUS VIEW PROPERTY 5.5 Acres in private, gated community of Pinnacle Ridge. This is exceptionally beautiful, buildable acreage with views of the Cascade Mountain Range and Mt. Pilchuck. Build your dream home amidst all this beauty. Definitely equestrian possibilities. Wildlife abounds! Public water is already on the property. Corners are flagged. Home plans are available. So many possibilities. $159,950 For more photos and information, Text T1121049 to 85377.

]âwç f~Éã (206) 523-0613

judysk@johnlscott.com www.TheSkowTeam.com John L. Scott/Lake Stevens

W AN

NICE 4 BD, 2 BA w/ spacious, fenced backyard for outdoor activities. French doors off dining area to a large deck which is ideal for BBQ's or entertaining. Newer 30 year composition roof & Hardiplank siding. Oak cabinets in the kitchen with stainless finish dishwasher & stove. Easy care laminate flooring in the living & dining areas. Walking distance to all schools. Minutes to shopping and I-5. $272,950 For more photos & info, Text P834635 to 85377

Robin Hammond MS, GRI, ASP (425) 343-2584

Windermere Real Estate / JS

robinhammond@windermere.com

ctÅ _xtÅxÜ

RE/MAX GATEWAY 914 15th St. Anacortes WA 98221

(360) 631-7518

leamerpam@gmail.com

9 29 1,

0 ,0

100 FEET OF SIMILK BAY WATERFRONT Concrete bulkhead & boat ramp! Fabulous view of Mount Baker and beautiful bay. Grow your own oysters! Quality craftsmanship with too many luxurious amenities to list. To see more photos, Text P813837 to 85377

1.93 acres & 3500 SF shop $

9 33

0 ,0

LUXURY APPOINTMENTS & valley views! 3 BD, 3.5 BA, 2343 SF condo. Hardwood floors, slab granite. Master bedrooms on main & lower level. Rec room + 2 BD & BA on lower level. Text P813836 to 85377 Page 22

9 36

0 ,0

NEW CONSTRUCTION! 3 BD, 3.5 BA, 2417 SF w/ spacious kitchen & eating bar. Hardwood floors, slab granite, tile finishes. Gorgeous master suites on main & lower level. Two gas fireplaces. Text P813835 to 85377

D IL BU

ER H

LOTS FROM $84,500 TO $140,000 Nookachamp Hills, minutes from I-5, shopping, theatres and restaurants. Water sports, walking trails & golf near. Utilities incl. Skagit PUD water at lots. Text P757338 to 85377

14901.24.7 DougWilliams_9300.QXT 10/9/2015 2:20 PM Page 1

DOUG WILLIAMS ABR, ABRM, CRS, EPRO, GRI

dwilliams@remax.net 425-418-9542

NORTHWEST REALTORS

CHARMING & CLASSIC

MOUNTAIN & VALLEY VIEWS

3 BD SEPTIC INSTALLED

EVERETT 1928 built 3 BD near restaurants, shopping,Everett Marina, Navy Homeport. Formal dining & eat-in kitchen. Unifnished basement.

SNOHOMISH 1.32 ACRES Updated kitchenw/ granite counters. Two decks. 4 BD, 2.75 BA Basement w/ office, BD, exercise room & potential ADU.

GOLD BAR Terrific level lot w/ river access & mt views. Power & water on the lot! Easy to build! Great Price! Hiking, skiing, biking, swimming.

$309,000 Text P276354 to 85377

$450,000 Text P198183 to 85377

$69,950 Text T1585238 to 85377

WASHINGTON HUD HOME BUYING SEMINAR TIPS & SECRETS

Great for 1st Time Home Buyers or Investors. Limited Seating. 6120 Grove, Marysville Library November 3, 2015 6-8 PM

How to buy a HUD-owned home

MARYSVILLE - Text P820902 to 85377 AMAZING KITCHEN! Nice white cabinets keep the space bright & open feel with pass through to dining area. Rec room w/ wood burning fireplace & lg deck. Spacious garage w/ room for storage, cars & work DEAL OF THE MONTH bench. Newer roof.

MARYSVILLE - Text P809730 to 85377 FRESHLY PAINTED New carpets. Kitchen w/ slab granite & stainless steel appliances. Upstairs has 3 BD + 4th downstairs w/ family room, laundry area with space for office, and access to a lower level deck. Additional upper deck.

*What is a HUD Home? *Where can you find HUD homes for sale? *How much do you qualify for and what will your monthly payments be? *How to make an offer on a HUD home, and More. For More Information or to Register

Call 425-239-1184

MARYSVILLE - Text P130043 to 85377 PRICE REDUCED HUD Condo in Marysville. Condo w/ 2 Master BD w/ private full BA. Largest room has double closet & private balcony. Open living area & French doors to patio & nice grassy area. FHA Case #561-925943. Sold As Is.

Do You Know

the Current Market Value of your home? If you are interested in selling, Please call for a Complimentary Value Update of your home.

HUD HOMES Terrific Values - Save Thousands

425-239-1184

Text any “P Code” to 85377 for Instant Viewing on your Phone

Keller Williams NW RE, LLC

CKRealEstateTeam.com

14901.24.7 LeaderOne_Full Page - Basic 10/9/2015 1:54 PM Page 1

Ask me about Down Payment Assistance Programs and Tax Breaks for first time homebuyers 425-328-6798

Jenie Jones

NMLS ID 114563 Sr. Loan Originator 425.328.6798 jeniejones@leader1.com www.JenieJones.com

1802 Pacific Ave. Everett WA 98201 Page 24

425-328-6798

LeaderOne Financial Corporation 11020 King Street, Suite 390; Overland Park, KS 66210, NMLS ID #12007. You may view our license information on the Nationwide Mortgage Licensing System (NMLS) at www.nmlsconsumeraccess.org. LeaderOne Financial Corporation is licensed with the Washington Department of Financial Institutions, License No. CL-12007, Branch License No. CL-266464.

Signs You’re Ready to List Your Home

Do you ever find yourself going back and forth about whether or not to sell your home? ¬As you contemplate your decision, there are many factors to consider, including the current state of the real estate market as well as your lifestyle, and financial situation.

Yes

After years of housing recovery, we are continuing to experience a shortage of inventory among homes for sale in today’s real estate market. Fortunately for you, it’s a total seller’s market right now. According to the National Association of REALTORS®, there was a recent 6.1 percent increase of existing-home sales. This is the highest annual rate since September of 2013. Here are 5 signs it’s time to sell your home.

You’re running out of living space.

You’re not emotionally attached to your home anymore.

If you’re getting frustrated because you are feeling overcrowded in your home, or if you don’t have enough space for guests to sleep, then you may be ready to sell. Maybe your kids are outgrowing their rooms (literally) or you’re thinking about adding to your family. These are all signs that it’s about that time.

As you start going through the selling process, things will be a lot more difficult for you and your REALTOR® if you still have some sort of emotional attachment to your home. Being this attached decreases the likelihood that you’ll even want to listen to the real estate agent’s advice. In order to sell, you need to be able to view your house as a product.

Should I sell? 3

You can afford it.

Your equity is a force to be reckoned with.

This is one of most significant factors when it comes to selling your home and moving somewhere else. Are you financially ready to make the leap? Review all costs and expenses related to selling, including moving costs, as well as the down payment and closing costs on your new home.

Ever since the housing market crashed, homeowners now have a tendency to be skeptical about putting their home on the market to sell. Thankfully, real estate has come back in full force. Increasing numbers of homeowners are getting their positive equity back and negative equity rates are at their lowest since 2012. Now is the perfect time to see where your equity stands. Do some research and have your home reappraised.

You are ready to make your decision. Making the decision to sell your home can be difficult, but you don’t have to do it alone. By partnering with a trustworthy real estate professional, you’ll get expert advice that will make the selling process a breeze. By considering all factors and working closely with a pro, you’ll be able to decide what is best for you and your family.

So, the choice is yours. Are you ready to list your home?

Home Office Design with Productivity in Mind It’s a common piece of advice from effective home-based workers that you should start each day as if you were going to work in an office outside your home. (Translation: take a shower and don’t work in your pajamas.) The philosophy behind this tidbit is easy to understand. The same axiom can apply to your home office. Is it tucked in a dark corner of the spare bedroom? Is your desk beside a bed covered in old toys? Is your filing cabinet stuffed in the closet under clothes? If your home office doesn’t feel professional and uplifting, how productive, and happy can you be spending eight or more hours a day there? Decorating your home office isn’t an art, but following some basic principles of office design, can help create an organized, effective and productivity-enhancing space.

Luxuriate in light.

“You are stuck in your office – albeit at home – all day, working and slaving away, staring at the same wall, and some bland office furniture you got at a garage sale,” writes Herman Chan in Home Business Magazine. “Spending all those hours in the same spot, it would behoove you to splurge on one luxury piece.” Chan suggests an inspiring piece of furniture, but you can also create a luxe effect – with only a modest “splurge” – by decorating with lighting elements such as a skylight. Add a solar-powered fresh air skylight and an energy-efficient solar-powered blind to your home office and the products, as well as the installation, can be eligible for a 30 percent federal tax credit as a green home improvement. If your home office happens to be located in a renovated attic space, roof windows, which are very much like skylights but are in-reach, can offer natural light, and fresh air plus access to the roof for debris removal, maintenance or for emergency access.

Organize with attractive storage. If your idea of home office storage includes the cardboard boxes you used to transport files from the last job you had outside your home, it’s time to revisit your organizational plan. A cluttered, disorganized home office can cause you to misplace important documents and can make you feel overwhelmed. As more people have begun working from home, office furniture manufacturers have branched out from the sterile-looking metal storage units ubiquitous in workplaces across the country. Today, it’s easy to find attractive storage options that fit with virtually any home office decor. If you just can’t find a file cabinet that speaks to your soul, why not try some alternative storage options? Move that beautiful sideboard you inherited from grandma – that just never fit anywhere else in your house – into your home office and use it for filing. Not in love with any of the desk options available at your local office store? Hit an antique shop and find an antique desk or even a dining table that you adore. Remember to keep furnishings and storage solutions size-appropriate for the room so your home office doesn’t feel crowded.

Choose a wall color that facilitates focus. Even if your home office will be in the guest room that you just painted last year, it may be a good idea to repaint. Not only does a fresh coat of paint make a room feel energized and new, repainting gives you the opportunity to put a color on the wall that’s office-appropriate. In an interview by Chris Bailey of the blog “A Life of Productivity,” color psychologist and author Angela Wright suggests that your home office color scheme needs to match the type of work you do because different colors create different effects. For example, Wright says, blue might be stimulating if you do a lot of mental work in your home office. Additionally, yellow could encourage creativity, and green might be soothing if your work is particularly stressful, and balance is important.

Working from home offers many advantages, including the opportunity to decorate your home office the way you want. By following some basic steps and incorporating your own personality, you can create a home office where you’ll be productive and happy throughout the workday.

Function over Fuss:

Empty Nesters Want LowMaintenance Yards One of the first questions new empty nesters face is: what do we do with the nest? Some are eager to downsize and sell, while others choose to stay put. No matter the decision, the property is likely due for a makeover aimed at making routine upkeep more manageable. One of the key areas to tackle is the yard and garden. Here are tips for transforming a yard’s maintenance-hungry features into alternatives that offer fun and functionality without the fuss.

Create no mow zones

Switch to lawn care “lite”

The lawn is often a yard’s highest maintenance feature. One simple way to reduce lawn maintenance is to strategically stop mowing certain parts of the yard, while continuing to maintain more desirable areas.

With less lawn, why hang on to oversized lawn care equipment? Today, there are new compact choices scaled to yards under 1/4 acre including cordless electric mulching mowers, battery-powered edgers, and programmable directional lawn sprinklers.

Delineate the divide between mowed lawn and wilder spaces with a strategically placed stone wall or wooden fence. Adding clusters of ornamental grasses or shrubs along the new lawn’s edge also works to soften the border transition. For a bit of fun, sow some un-mown areas with wildflower seeds. Add green trails for impromptu strolls or walks by cutting a circular path through the no-mow zone. Post birdhouses or feeders along the route for bird watching.

Swap some turf for landscape beds Freestanding landscape islands of trees, shrubs, bulbs, and perennials are appealing low-maintenance features that can reduce lawn area. Landscape beds are also a solution for difficult to maintain stretches like steep slopes, rough terrain, and curbside strips.

Deck the yard for fun and folly Converting open spaces to outdoor entertaining areas is another way to reduce yard maintenance. Paved patios and decks make perfect places to sit, barbecue, dine, or simply enjoy being outdoors. New composite decking, bricks and paving stones are definitely low upkeep installations. Other ideas include fire pits, outdoor fireplaces, gravel paths, and terraces.

Uncontained enthusiasm for containers Downsizing elaborate garden beds is another area to explore. A booming trend among boomers, container plantings add accent color and seasonal drama to decks, patios, paths, and other outdoor spaces. For lower maintenance, choose fewer but bigger pots. Just a few large containers of colorful plants will have a major impact. They also retain soil moisture better than smaller pots and need watering less often.

Life in an empty nest can be a time of rediscovery. Reducing lawn and garden upkeep is one way boomers can free up time for other more entertaining pursuits!

14901.24.7 RudolphHall_0100 10/9/2015 1:32 PM Page 1

JON RUDOLPH

DAN HALL

Managing Broker

Broker

425-348-8522

www.JonRudolph.com

425-418-6464

Homes • Lives • Dreams 4 $3

GREAT FIXER Tons of potential! Downtown Snohomish Commercially zoned 8040 SF lot. Bring your paint brush, broom & imagination! For more photos & information, Text P321166 to 85377

HOMES WA N T E D

Text P782436 to 85377

HOME & SHOP 3 BD, 1.75 BA on 6.54 acres. Vaulted ceilings, lg island kitchen, big deck. 30x48 shop w/ 220 power. Level lot. Buyer bonus! For more photos & information, Text P835669 to 85377

I Have Buyers Looking For: 1. Snohomish or Monroe Rambler w/ 1200+ SF & at least 1/2 acre 2. Contractor looking for fixer home. Snohomish Co. Cash Buyer. Call Agent Direct at: 425-348-8522.

JaniceSeth Text P312686 to 85377

50 7,

dan.hall@frontier.com

(425) 359-7747 janiceseth@gmail.com

Call me today for a FREE Market Analysis of your home or property!

GORGEOUS Text P782436 to 85377 4BD, 3.5 BA, 5000+ SF on 1.21 acres. 2-story entry w/ Juliet balcony, study w/ wood wainscoting, 8’ french doors. Gourmet kitchen w/ Bertazzoni Italia double oven, 8x5 Calcutta marble isl. 4 car garage, RV pkg, Guesthouse. Cov’d deck w/ FP, BBQ Stub. Snohomish $1,425,000 GORGEOUS REMODEL Text P312687 to 85377 Brand new kitchen w/ custom cabinets & slab granite. New wood floors. Updated wiring & plumbing, new windows, and new carpet & paint. Master suite w/ heated floors in BA. Lg garage + detached 160 SF studio/workshop. Huge level & fenced yard. Everett $279,950

5 Great Locations to Serve you From: BELLEVUE

MARYSVILLE

BOTHELL

EVERETT

POSSESSION BAY Beautifully appointed 3 BD, 2 BA open concept rambler w/ vaulted ceilings & skylights. Traditional kitchen w/ eating nook. Huge Master w/ 5 piece en suite bath & walk-in closet. Manicured landscape w/ drip irrigation system. Unfinished basement. Mukilteo $449,000

OVER 12 ACRES Riparian parcel, creek, zoned 17.03.075, possible short-plat for two dwellings per acre. Two sides w/ road frontage. Great investment for home builder, equestrian estate. Two outbuildings on site, one w/ electricity. Close to Cameloch Golf Course and shopping. Camano Isl $245,000

NORTHGATE

Page 29

14901.24.7 ReddenPeterson 10/9/2015 1:43 PM Page 1

Natalee Thurston N T

14901.24.7 Thurston 10/9/2015 1:42 PM Page 1

(877) 254-3003

Windermere Real Estate/JS

www.WashingtonHomeSold.com Natalee@WashingtonHomeSold.com

NATALEE KNOWS HOW TO SELL HOMES, CALL HER TODAY TO LIST YOURS

LD O S LAKE STEVENS

LD O S MONROE

LD O S SNOHOMISH

LOCATION~LOCATION~LOCATION St.Mortiz at Mill Creek located next to the Mill Creek Country Club. Quiet & secure 2 bedrooms + office/den/guest room, 2 full baths, master bedroom with walk-in closet, vanity area and full bath. Large windows & balcony overlook a lush NW greenbelt of trees. Kitchen is the perfect size for this easy lifestyle. For more photos, Text P326090 to 85377

LD O S SNOHOMISH

These are a few of the homes that I have SOLD in the last 6 months and I can sell yours too! All you need to do is call:

425-343-5225

LD O S SEATTLE

LD O S MOUNT VERNON

LD O S SNOHOMISH

LD O S LAKE STEVENS

Windermere Real Estate/JS • 801 State Ave. • Marysville, WA 98270 • Office: (360) 653-2509

Page 31

14901.24.7 EagleMort_AmyTrim 10/9/2015 4:09 PM Page 1

Amy Trim Mortgage Banker NMLS #183983

(425) 501-9436

AmyTrim@eaglehm.com www.eaglehomemortgage.com/amytrim Page 32

14901.24.7 JenniferMH 10/9/2015 1:32 PM Page 1

Jennifer McGuire Henshaw MLS, CRS Member, ABR, ASP, CDPE, SCCAR. RE/MAX Hall of Fame

No r thwe st

Cell:

(206) 250-3726

JenniferMcGuire@remax.net www.JenniferMcGuire.com

Choose Experience, Knowledge and a Broker you Trust!

I am dedicated to providing the finest service available, while keeping up to date on the current market trends. I have great knowledge of the greater Seattle area and have sold predominately in King and Snohomish county. With the real estate industry becoming more sophisticated and challenging every day, you need a professional broker who understands the industry and the market, and who will take the time to stay ahead of the game. 4 $2

95 4,

JUST LISTED! Updated 3 BD, 2.5 BA w/ 2 Car garage. Kitchen w/ stainless steel appliances & breakfast bar. Downstairs office/living area or use for formal dining. Brand new carpet and paint throughout. Faux wood blinds, and W/D included. Convenient location in Smokey Point near shopping, Costco, Target, restaurants & great access to I-5. Lakewood Schools. Includes free One Year Home Warranty. For more photos & information, Text P205031 to 85377

7 $3

95 9,

D SO L

EXCELLENT LOCATION & GREAT COMMUNITY 3 BD, 1.75 BA w/ large kitchen w/ eat-in area, formal dining room, living room. Downstairs offers family room, bonus room, laundry area & access to large fully fenced yard. Spacious lot is perfect for outdoor BBQs or gardening. New roof in 2014, efficient gas forced air, hardwood floors. Tons of storage! For more photos & information, Text P753728 to 85377

6 $2

95 4,

D SO L

ONE OF THE BEST! Amazing opportunity to own one of the best townhouses in the Crossings. Open great rm floor plan w/ gorgeous hardwood floors. Chef's kitchen w/ large island, tile counter tops & rich cabinets. Family room has cozy gas FP & overlooks the Trex deck patio & backyard. Upstairs open loft area. Back yard perfect for outdoor BBQ's or year round fun. Great access to I-5. 1-yr HM warranty. Text P143662 to 85377

Visit my website www.JenniferMcGuire.com and SEARCH all properties for sale, or read my satisfied Client testimonials.

Victor Kloch (clock) Direct: (425)

212-3533 313-6088 victor@allstate.com

Fax: (866)

Auto * Boat * RV * Motorcycle Home * Rental * Business Flood * Umbrellas

Page 33

14901.24.7 LG_TwinBrooks 10/9/2015 1:43 PM Page 1

14901.24.7 WilliamsRE_0100 10/9/2015 1:45 PM Page 1

WILLIAMS REAL ESTATE BROKERS Call for more information

(877) 265-9697

www.williamsbrokers.com

WARM & INVITING 2338 SF, 3 BD, 2 BA near Hilton Lake on shy 1/3 acre lot on a quiet cul-de-sac. Hardwood floors, large kitchen with eating space & breakfast bar with S/S appliances and beautiful tile work. Expansive living area w/ fire place and huge picture windows for lots of light. The rec rm is large with a wood fireplace and bar area. Huge Deck off of Kitchen is perfect for evening dining. R812 For more information, Text P784502 to 85377

Page 35

14901.24.7 Torset Snohomish 10/9/2015 1:42 PM Page 1

2014 AWARD OF EXCELLENCE WINNER

Michelle Torset Listing Specialist

360-333-3959 888-643-4112 Certified Residential Specialist

The Torset Team

A team of services providing quality care

•

Buyer Specialist

Listing Specialist

Full time help line 425-789-6270 Full service REALTOR office

www.TheTorsetTeam.com

WESTERN REALTY

The perfect time to LIST your home FOR SALE! BUYERS are looking so don't miss your best OPPORTUNITY.

“Michelle Torset scored in the top 7% for client satisfaction out of approximately 25,000+ realtors that are licensed in the greater Seattle area.” -Seattle Magazine

MUKILTEO

SOUND VIEWS! MIles of beach just down the trail! Beautiful upgraded remodeled 5 BD, 2498 SF w/ expansive view deck. Basement plumbed for possible MIL. New appliances, furnace, flooring, carpets & more. Great Mukilteo Schools. $489,900 For more photos & info, Text P687333 to 85377

LOOKING TO BUY A HOME?

LaDon Torset

Buyer’s Specialist

206-786-8021

MOUNT VERNON

You want an agent that has the time & expertise in finding properties that fit your budget and your wish list. aSearch tools at www.TheTorsetTeam.com Easily search for: aBANK OWNED LISTINGS; aFREE Access to the NWMLS with updated information 24/7; aAvailable to tour homes on your schedule!

Rick Vannoy

Buyer’s Specialist

425-344-2971

SNOHOMISH

WELL MAINTAINED New 36x20 shop! 3 BD, 1.5 BA w/ bright & cheery interior. Nice layout w/ large living area. Freshly painted, new furnace in 2013, very large deck out back to relax and enjoy with fire pit. RV parking & 5 covered areas to park. Nice yard. $240,000 Text P102727 to 85377

Ben Cole

Buyer’s Specialist

360-540-4834

HOME W/ GUEST SUITE & HUGE SHOP on 4.3 acres. 3000 SF Shop of your Dreams! 5 roll-up doors with office. 1100 SF MIL suite plus separate artesian well. Main home w/ 3 BD, 2.5 BA, new furnace, 50 yr roof, new deck. Lovely acreage w/ gardens, pond & stream! $715,000 Text T100942 to 85377

Call for more info on our next Home Buyer Happy Hour Event! Learn about the 6 down payment assistance ($0 down) programs we have!

Dan Keller Mortgage Advisor MLO # 115349

Direct: (425) 350-7136 As seen on FOX Business www.TheDanKellerGroup.com