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A History of Theatre IN DOWNTOWN SHAWNEE
By Linda Agee
tainment. Theatre was a big business during the early 1900’s so Jake Jones expanded his holdings in 1927 by building the 436-seat Criterion at 309 East Main at a cost of $100,000. It was a grand theatre in which world famous composer and band leader John Phillip Sousa performed. According to Ronny Jones, the Criterion had two stage doors that opened to the alley and train tracks ran down the alley. Traveling shows would load scenery in from a box car through one door and out into another box car through the other door. Shawnee was often a one or two-day stop for traveling shows that played Tulsa, then Okla-
Ronny Jones’ family has a long history of theatre ownership in Shawnee, beginning in 1914 when his grandfather Jake Jones, Sr. purchased the Cozy Theatre on Main Street. The Cozy Theatre was renamed The Ritz in 1926 and was the longest continuously running theatre in the state operated by the same family until it closed in 1988. The Jones family donated the Ritz to The Society for Revitalization of Downtown Shawnee in 2000 and last year ownership transitioned to another non-profit Safe Events for Families (SEFF). Movies are no longer shown at the Ritz, but the auditorium is still used for plays, concerts and other forms of enter-
homa City. Ronny said the Criterion closed in the mid 1950’s, “a casualty of television.” The front lobby was remodeled into three small storefronts. The auditorium, balcony, stage and basement were used for equipment and concession storage for several years until a nearby store caught fire and took the Criterion with it. The Jones family recently donated the two lots on which the Criterion Theatre formerly stood to the city to be used as part of the city’s planned Town Square. Jake Jones’ children Johnny and Ruby acquired the Hornbeck Theatre in 1954 along with several other theatres. The Hornbeck was later remodeled into a spacious piggyback twin theatre. The Penthouse Theatre (upstairs) occupies what was originally the balcony. These twin theatres along with others in Shawnee are currently owned by Jones Theatres, Inc. and operated in a joint venture with international chain AMC Theatres. Jones Theatres, Inc., recently received a matching facade grant from the Historic Shawnee Alliance (HSA) to complete renovations to the facade. For more information, you can visit their web site at www.jonestheatres.com.
DOWNTOWN SHAWNEE
Future Town Square The Historic Shawnee Alliance (HSA) recently proposed developing an area in downtown Shawnee as a Town Square and obtained approval from the city to proceed with utilizing the Celebration of Life Park for this purpose. The Jones Family who owned two lots adjacent to the park where the Criterion Theatre once stood, agreed to donate those lots to the city so the space would be of sufficient size for a Town Square. Although the Celebration of Life Park will retain its name, the Jones Family will have naming rights to the Square and a plaque commemo-
rating the Criterion and its founder Jake Jones will be placed there. A design concept for the Town Square was included in Phase I of the city’s contract with CLS & Associates for Park Planning and Design as part of the overall Woodland Park design. Once the design is completed and accepted by the city, the HSA will begin raising funds to help pay for improvements to the park. Wikipedia defines a Town Square as: “An open public space commonly found in the heart of a traditional town used for community gatherings”. Their make-up is
varied, often with sidewalks and landscaping encompassing a central focal point like a statue or fountain. But they share a common theme as a place where people of all ages go to relax, eat, play, visit, and be entertained. Now that Streetscape Phase II is complete, downtown has taken on a whole new look with beautiful new streets and sidewalks, quaint street lights, bicycle racks, brick intersections
and landscaping and there will soon be new signage. The Town Square is expected to complement this. With the city’s new ordinance allowing ground floor residency in downtown Shawnee, a Town Square within walking distance to entertainment, shops, and eateries would be a definite attraction to people interested in urban living.
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The key to good caregiving:
A HEALTHY CAREGIVER signs, including:
suggestions:
Denial about the disease and its effect
Find time for yourself. It's normal
on the person who has been diagnosed.
Anger at the person with Alzheimer's
or frustration that he or she can't do the things they used to be able to do.
Social withdrawal from friends
and activities that used to make you feel good.
Anxiety about the future and facing another day.
Depression that breaks your spirit and affects your ability to cope.
Exhaustion that makes it nearly
impossible to complete necessary daily tasks.
(BPT) - It is estimated that more than 15 million Americans provide unpaid care for people with Alzheimer’s and other dementias. For the vast majority, the deeply personal responsibility of caring for a loved one with a devastating disease constitutes a “labor of love,” but caregiving can take a severe emotional and physical toll on those providing it. In fact, 59 percent of family caregivers of people with Alzheimer's and other dementias rate their emotional stress as high or very high, according to the Alzheimer's Association. A leading contributor is the fact that caring for a person living with Alzheimer's or another dementia poses special challenges. People in the middle to later stages of Alzheimer's disease experience losses in judgment, orientation and the ability to understand and communicate effectively, leaving family caregivers to help manage these issues. An even greater stressor for many, however, are the personality and behavioral changes that accompany the disease.
"It's normal to feel guilty, angry or even abandoned when someone you care about has Alzheimer's disease," Drew says. "It's so important to recognize these feelings and get the support you need, so you don't put your own health at risk."
Become an educated caregiver.
Understand the disease, its progression and accompanying behavioral and physical changes. Know resources in your community that can help.
Build a support network. Orga-
nize friends and family who want to help provide care and support. Access local support groups or online communities to connect with other caregivers. If stress becomes overwhelming, seek professional help.
Take care of yourself. Try to eat
well, exercise and get plenty of rest. Making sure that you are healthy can help you be a better caregiver.
Accept changes. Eventually your
loved one will need more intensive kinds of care. Research care options now so you are ready for the changes as they occur.
Know you're doing your best.
It's normal to lose patience or feel like your care may fall short sometimes. You're doing the best you can. For support and encouragement, consider joining an online or in-person support group.
"With Alzheimer's disease, family and friends experience a series of losses," says Ruth Drew, director of Family and Information Services at the Alzheimer's Association. "Watching a family member gradually lose their abilities day by day is extremely painful and stressful."
Caregiver stress warning signs Given that people with Alzheimer's typically live four to eight years after diagnosis, it's important for caregivers to take steps to protect their own health. Managing caregiver stress is essential and benefits both the caregiver and the person under their care. An important first step is recognizing common warning
to need a break from caregiving duties. No one can do it all by themselves. Consider taking advantage of respite care or help from family and friends to spend time doing something you enjoy.
Stay healthy by managing stress To help manage caregiver stress, the Alzheimer's Association offers these
It's important that caregivers not isolate themselves, Drew said. Help is available. "No one should go through caring for someone with Alzheimer's alone and no one has to," Drew says. "Connecting with other caregivers and support organizations can help you find the information, resources and emotional support needed to help stay physically and emotionally strong so you can take care of yourself while you provide care to others."
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Some benefits of growing older Many people are quick to think of growing older in a negative light. Although there certainly are some side effects of aging that one may wish to avoid, people may find that the benefits of growing older outweigh the negatives. Seniors are a rapidly growing segment of the population. In the United States, the Administration on Aging states that the older population — persons 65 years or older — numbered 46.2 million in 2014 (the latest year for which data is available). Statistics Canada reports that, in July 2015, estimates indicated that there were more persons aged 65 years and older in Canada than children aged 0 to 14 years for the first time in the country’s history. Nearly one in six Canadians (16.1%) was at least 65 years old. With so many people living longer, it’s time to celebrate the perks of getting older rather than the drawbacks. Here are some great benefits to growing old.
• Higher self-esteem: The inse-
curities of youth give way as one ages, and older people have less negativity and
higher self-esteem. A University of Basel study of people ranging in ages from 18 to 89 found that regardless of demographic and social status, the older one gets the higher self-esteem climbs. Qualities like self-control and altruism can contribute to happiness.
• Financial perks: Seniors are enti-
tled to discounts on meals, museum entry fees, movies, and other entertainment if they’re willing to disclose their ages. Discounts are available through an array of venues if one speaks up. Seniors also can enjoy travel perks, with slashed prices on resorts, plane tickets and more. The U.S. National Park Service offers citizens age 62 and older lifetime passes to more than 2,000 federal recreation sites for just $10 in person ($20 online or via mail).
• Reasoning and problem-solving skills: Brain scans reveal that older
adults are more likely to use both hemispheres of their brans simultaneously — something called bilateralization. This can sharpen reasoning skills. For exam-
ple, in a University of Illinois study, older air traffic controllers excelled at their cognitively taxing jobs, despite some losses in shortterm memory and visual spatial processing. Older controllers proved to be experts at navigating, juggling multiple aircrafts simultaneously and avoiding collisions.
• Less stress: As people grow older,
they are able to differentiate their needs from wants and focus on more important goals. This can alleviate worry over things that are beyond one’s control. Seniors may realize how little the opinions
of others truly mean in the larger picture, thereby feeling less stress about what others think of them. Growing older may involve gray hair or wrinkling skin, but there are many positive things associated with aging. LP173831
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Options when paying for
LONG-TERM CARE • Long-term care insurance:
According to WebMD, commercial insurers offer private policies referred to as long-term care insurance. These policies may cover services such as care at home, adult day care, assisted living facilities, and nursing homes. However, plans vary widely. In addition, the cost for care and eligibility requirements may change as a person ages, so it’s best to purchase this insurance while young and relatively healthy.
• Government assistance:
Aging has its side effects, as it’s inevitable that individuals’ bodies and minds will change as they approach their golden years. Illnesses, disabilities and other conditions may speed up the changes in certain individuals. While many seniors continue to live independently well into their golden years, some require long-term care. The decision to move an elderly relative into a long-term care facility can be difficult. In addition to the emotional effects of such a decision, families must deal with the financial repercussions. Long-term care services can be costly, and many general healthcare insurance plans do not cover long-term care. The U.S. Department of Health and Human Services offers that an assisted living facility may cost roughly $3,300 per month for a one-bedroom unit, while a nursing home may cost between $6,200 and $6,900. Seniors or families who have enough income and savings may be able to pay for longterm care services without assistance. But those who cannot afford to do so may need to utilize different programs or resources to pay for long-term care.
Government health programs may pay for a portion of certain care but not all of the services offered by long-term care facilities. For example Medicare is the Federal health insurance program for people age 65 and older and for some people younger than 65 who are disabled. Medicare generally does not pay for long-term help with daily activities. Medicare pays for very limited skilled nursing home care after a hospital stay, but not for many assisted living facilities. Medicaid is another option that pays for health services and long-term care for low-income people of any age. First, applicants must determine their eligibility for Medicaid. Medicaid is typically only available after most personal assets have been depleted. Even with Medicaid, a resident of a long-term care facility may need to pay a portion of the care out of pocket. What’s more, as part of the application for Medicaid, a “look back” at assets is required to deter gifting assets in order to qualify. Paying for long-term care requires planning well in advance of when such services may be needed. TF16B588
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The latest advancements in college education ARE HAPPENING DIGITALLY (BPT) - The face of education in the United States is changing. Many of today's universities are embracing digital technology to deliver instruction in ways not available to previous generations. We have seen the digital instruction methods evolve from the use of learning aides such as computers, digital projectors and DVD players to online learning, which allows students the flexibility to tackle their coursework at a time and pace that works best for them. Some advanced technologies can seamlessly link two or more classrooms for simultaneous instruction, ultimately expanding student access to courses and professors to participate together in one synchronous learning experience. An innovative classroom format can instill important virtual collaboration skills and encourage interaction with tools like remote wireless content sharing and twoway whiteboard displays, as are found in DeVry University's extended classrooms.
Addressing the evolving needs of today's student Video-connected classrooms are generally equipped with voice-activated motion cameras, facial-recognition software, high-definition wide-screen monitors - complete with picture-in-picture views, desktop cameras and interactive two-way touch-screen whiteboards. This technology is designed to help students learn and interact with their fellow classmates no matter where they are taking the class. DeVry also recently launched its new video connected classroom technology that seamlessly links 23 DeVry campus locations for simultaneous instruction - depending on the program, course and extended classroom availability. "Our students tell us they appreciate having a variety of courses available, and taught in ways that fit their schedules and preferences," said Robert Paul, presi-
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dent of DeVry University. "The connected classroom technology allows students to have real-time visual interaction with faculty and fellow classmates. These high-tech classrooms exemplify our investment in academic experiences that are collaborative yet personalized, with student engagement at the core."
Preparing for a digital future
DeVry's extended classrooms are just one example of technological innovations taking place in the classroom setting. Over the next year, the university plans to invest heavily in technology to enhance the student experience by offering these additional on-campus capabilities: • Tech playgrounds at select campus locations throughout the country, put-
Saturday, March 11, 2017 • 7
ting students in touch with innovative technology in imaginative settings. • Hardware and software upgrades, including adding thousands of new computers in campuses nationwide, to revitalize existing desktop stations and network labs. • Internet bandwidth increases to improve wireless capabilities and provide a faster, more seamless learning experience.
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The benefits of hiring
PROFESSIONAL CONTRACTORS The DIY movement has inspired many homeowners to tackle home repair and remodeling projects on their own. DIY projects can be rewarding, and many homeowners who have embraced the DIY movement have discovered talents they never before knew they had. But no matter how simple popular home renovation television shows make remodeling projects appear, homeowners should know that such undertakings are far more difficult than they appear on television. Homeowners who overestimate their abilities and the time they have to complete projects can cost themselves substantial amounts of money. In fact, there are a variety of reasons homeowners might want to work with professional contractors when tackling home improvement projects.
Experience
A trial and error approach can work with various projects and problems. But applying such an approach to home improvement projects is risky and potentially dangerous, not to mention costly. Experienced professional contractors with strong track records (seek recommendations from friends or neighbors)
won’t have to go through trial and error and are therefore more likely than DIYers to complete a project on time and on budget.
Inspiration
One oft-overlooked benefit of working with professional contractors is the likelihood that they can draw up ideas for projects that homeowners might otherwise never have thought up on their own. Homeowners without specific ideas in mind can ask contractors to come up with various scenarios before committing to a particular one. Veteran contractors can draw on years of experience to create designs that DIYers might be incapable of coming up with and/or incapable of seeing through to completion.
Cost
Conventional wisdom suggests it’s less expensive to do something yourself than to hire someone else to do it for you, but that’s not necessarily true of home improvement projects. Labor costs typically account for a substantial amount of professionally contracted projects, but homeowners can cut those costs by volunteering to do some of the simpler
EXPECT THE UNEXPECTED when renovating a home
According to projections released in 2015 by Harvard University’s Joint Center for Housing Studies, a growing number of people in the United States planned to renovate their homes in 2016. The report estimated that spending on remodeling and repairs in 2016 would climb 8.6 percent to $310 billion, a figure that is close to the peak reached in 2006. While it is still too soon to tabulate all of the figures from 2016, a quick glance at the data indicates renovations have increased across the country. And one only need travel through communities to see a greater number of contractors and homeowners working on homes. Tackling any renovation project is an exercise in patience. Renovations can impede on daily activities and cause a certain level of upheaval in homeowners’ lives. Homeowners planning renovations also may find that they must have some
wiggle room when it comes to both their budgets and their expectations. Remodeling, particularly with regard to older homes, may unveil unforeseen issues that only arise in the face of the renovation. So what can homeowners expect during a renovation? The following are a few issues that might arise during home improvement projects.
• Dirt and noise: Homeowners can
count on dust, debris and noise throughout the renovation process. Dust appears when walls come down or go up, and construction teams typically erect temporary walls or tarps to contain the debris. Air filtering systems also can limit dust particles. Noise is unavoidable. If it becomes troublesome, arrange to be outside of the home when the bulk of the construction is taking place.
• Delays or schedule changes:
tasks themselves. In addition, contractors often purchase materials at a much lower cost than individual homeowners because contractors buy in bulk. So while labor costs might be lower on DIY projects, the cost of materials can offset those savings.
Resale value
Many homeowners renovate their homes with eyes on improving the resale value of those homes. But if homeowners want to showcase a newly remodeled kitchen when selling their homes, they should Even the best contractors cannot control every aspect of the job. They rely on subcontractors and vendors to do portions of the work. Materials may not always arrive on time, or they may fall short of homeowners’ expectations. This can push back the project schedule. Homeowners should hope for everything to be done on time, but it can be less stressful if homeowners anticipate delays and be a pleasant surprise if there are no delays.
be prepared for prospective buyers to ask who worked on the project. Fearing potential problems down the road, some buyers might be put off by homes that were remodeled by DIYers and not professional contractors. Renovating a home on your own can be a rewarding project for homeowners. But it’s important that homeowners recognize the many benefits of working with professional contractors before making any final decisions with regard to who will tackle their next project. SH172749 Budgeting for hidden costs, expecting delays and coping with the upheaval to daily schedules are par for the remodeling course. However, the end result is often well worth the time and effort. SH172755
• Hidden issues: Contractors may
uncover all sorts of issues that need to be addressed before a project can progress. Examples include the presence of asbestos (common in older homes), plumbing problems, incorrectly wired electrical systems, and leaks or moisture issues. These problems also can impact the cost of the project, so set aside some money in the budget for unforeseen expenses. Chances are you are going to need some extra money to handle a few surprises during the project. It’s important to expect the unexpected when embarking on home renovations.
Homeowners often discover hidden problems when delving into renovations. Budgeting for remediation can help remove some of the stress of unexpected delays and concerns.
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Post-winter garden prep
Lawns and gardens can bear the brunt of winter weather and are often in need of tender loving care by the time spring arrives. Preparing a garden for spring and summer involves assessing any damage that harsh weather might have caused. As temperatures climb, gardeners can heed the following post-winter garden preparation tips in an effort to ensure some successful gardening in the months ahead.
• Assess the damage. Even if winter was mild, gar-
dens might still have suffered some damage. Inspect garden beds and any fencing or barriers designed to keep wildlife from getting into the garden. Before planting anew, fix any damage that Mother Nature or local wildlife might have caused over the past several months.
• Clear debris. Garden beds and surrounding landscapes
that survived winter without being damaged might still be littered with debris. Remove fallen leaves, branches and even litter that blew about on windy winter days before planting season. Make sure to discard any debris effectively so it does not find its way back into the garden.
• Turn the greenhouse into a clean house.
Spring cleaning is not just for the interior of a home. Cleaning a greenhouse in advance of spring can help gardeners
evict any overwintering pests that can threaten plant life once spring gardening season arrives. A thorough cleaning, which should include cleaning the inside of greenhouse glass and washing flower pots and plant trays, also can prevent plant diseases from surviving into spring.
• Check for pests. Speak with a local gardening profes-
sional to determine if there are any local pests to look out for and how to recognize and remove these pets from gardens. Pests may hibernate in the soil over the winter, and such unwelcome visitors can make it difficult for gardens to thrive come spring and summer.
• Assess plant location. If plants, flowers or gar-
dens have struggled in recent years or never grew especially vibrant, then gardeners may want to assess the location of their plant life before spring gardening season begins. Some plants may not be getting enough sunlight in certain locations on a property, while others might be overexposed to the sun during spring and summer. Moving plants that are not thriving prior to the start of spring gardening season may be just what gardens need to flourish in the coming weeks. Spring gardening season is right around the corner, so now is an ideal time to prepare gardens for the warmer seasons ahead. GT174905
How to take care of your trees Lawns and gardens tend to draw the bulk of homeowners’ attention come spring and summer. But it’s important that property owners tend to the trees that dot their property as well. The types of trees homeowners have on their property may influence when it’s time to trim and prune the trees. Homeowners concerned about tree maintenance should speak with local landscaping professionals and tree services about caring for the trees on their specific properties, but there are a few tricks to pruning trees that homeowners should keep in mind when dusting off their gardening tools.
• Prune at the right time. The
Arbor Day Foundation® notes that pruning during dormancy (i.e., winter) is the most common practice. Pruning in late winter, after the season’s coldest temperatures have passed, can lead to impressive and healthy growth in the spring. The ADF advises that some trees, including maple and birches, may bleed sap during pruning. But this is normal and should cease as the tree
starts to bloom. Novice landscapers should confirm with landscaping professionals about the best time to prune trees on their properties to ensure they are not inadvertently harming the trees or making them more vulnerable to fungus.
• Use appropriate tools. When
removing branches, use sharp tools to minimize damage to the bark. The ADF notes that young trees are best pruned with one-hand pruning shears with curved blades. For trees with high branches, use a pole pruner or hire a professional tree service. Novices should avoid anything too risky when pruning their trees, leaving the more difficult jobs to the professionals.
• Follow the rules of pruning.
When pruning trees, the ADF advises homeowners follow the one-third and a quarter rules of pruning. In adherence to these rules, no more than a quarter of a tree’s crown is removed in a single season, and main side branches are at least one-third smaller than the diame-
ter of the trunk. When trimming deciduous trees, homeowners should never prune up from the bottom more than one-third of the tree’s total height. Finally, where possible, homeowners should aim for side branches that form angles that are one-third off vertical to form 10 o’clock or 2 o’clock angles with the trunk.
• Water correctly. Like lawns and
gardens, trees need water to thrive. Insufficient watering can make it hard for trees to thrive in summer, but overwatering can be harmful, too. The ADF suggests that watering each tree for 30 seconds with a steady stream of water from a garden hose equipped with a diffuser nozzle should be sufficient. Newly planted trees may need more help as they try to establish deep root systems, so consider laying mulch around newly planted trees. Mulch helps the soil retain moisture and form deeper, stronger root systems. Trees maintenance should be a priority as homeowners once again start tending to their lawns and gardens. More information about caring for trees is available at www.arborday.org. GT164993
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What it takes to be a
TEAM PLAYER
The ability to communicate, interact and work collectively with others is both a rofessional and personal asset. But in certain ways, the reliance on technology has made working as a team more complicated. People have grown accustomed to spendng large quantities of time alone working at computers or on phones and tablets, poentially compromising their ability to work directly with others when the need arises. According to Monster.com, when it comes to choosing a candidate for a new job r promotion, employers consistently say they want a team player. That means it’s dvantageous for professionals looking to further their careers to brush up on their eam-building and social skills. So what does it mean to be a team player exactly? The following are some traits of eam players.
Meets deadlines: People working together on a project have their own unique esponsibilities regarding such projects. It’s important that the end result is produced n time; otherwise, the entire group pays the price. Employees who care about their eams consistently meet their deadlines, making things easier for their fellow team members as a result. Adapts easily: Team players are willing to adapt to change and take others’
uggestions. Professional flexibility and openness to ideas are important traits, as you ust may learn something from team members when you try things their way.
Listens attentively: In order for a team to function, every member has to listen
o what his or her coworkers are saying. This also includes being receptive to criticism without lashing out. Listening can sometimes be more important than speaking.
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and ideas. This includes using language that is constructive, honest and respectful.
• Participates frequently: Even when his or her own work is done, a team player does not shy away from taking on the tasks of others to ensure a project is completed on time. This also can include offering tips or pointers.
• Happily shares the spotlight: Never the glory hog, a team player is content to stand in the spotlight alongside coworkers. Team players make sure everyone is involved and recognized equally, and even take their share of the blame when things go awry. EL166136
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(405) 395-5800 Cornerstone Hospital Shawnee is a 34 bed hospital offering extended acute care in-patient services. Cornerstone offers a full range of diagnostic, therapeutic and rehabilitative services to meet the complex needs of patients with multiple system involvement. Our patients require daily physician oversight and benefit from an interdisciplinary treatment approach and an individualized plan of care. Cornerstone is known for clinical excellence driven by evidence-based practice and compassionate care from a multidisciplinary team. Cornerstone is the convergence of the science of healing and the art of caring.
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Saturday, March 11, 2017 • 15
THE SHAWNEE NEWS-STAR • LOOK WHO’S LOCAL!
6 simple ways to greener living
Protecting the planet is a goal for millions of people across the globe. And that’s a good thing, as the planet is increasingly in need of help.
windows can warm up a space and illuminate it adequately.
Behaviors few people may give a second thought to can dramatically impact the planet in a negative way. For example, according to Worldwatch Institute, 100 billion plastic bags are thrown away each year, less than 1 percent find their way into recycling bins. The end result of that waste is the deaths of around 1 billion birds and mammals each year due to the ingestion of plastic.
organization TreeHugger says currently there are around 700 million cars on the road, producing 900 million tons of carbon dioxide each year. Bicycling or walking to the store or school, and carpooling to work can help reduce these emissions.
If that information elicits deep emotions, perhaps this is the year to embrace a more eco-friendly lifestyle. Recycling and reusing is a good place to start, but there are other ways to embrace green-living practices in everyday life.
• Plan a spring garden. Explore the possibil-
ities of a vegetable garden and planting some fruit trees. Growing your own food can reduce reliance on commercially imported food products. Plus, the plants and other greenery will contribute to the environment in a positive way, by providing animal habitats and filtering the air.
• Rely on fresh air and natural light. To
cool or even warm up a home, use outdoor air rather than turning on the HVAC system the moment you feel uncomfortable. Natural sunlight coming through
• Reduce reliance on motor vehicles. The
• Use natural cleaning ingredients. Vine-
gar, baking soda and citrus oils can be used to clean and deodorize, reducing reliance on harmful cleaning chemicals.
• Opt for paperless whenever possible.
Reduce paper waste by signing up for paperless billing and receipts. Try paying bills electronically, which will cut down on the number of paper bills and envelopes that end up in the trash.
• Conduct a home energy audit. Find out
if your home is hemorrhaging energy and money by conducting a home energy audit. A professional energy audit will check for water and air leaks, HVAC system efficiency, insulation levels, window quality, and much more. Many people resolve to live more eco-friendly lifestyles at the dawn of a new year, and such resolutions can produce positive results for years to come. TF16C644
Growing your own food is one way to live a more eco-friendly lifestyle.
Reduce energy costs while
ENSURING HOMES STAY COOL When attempting to cool their homes, many homeowners’ first instinct may be to adjust the air conditioning thermostat. But there are other, more energy-efficient methods to cooling a home. According to the International Association of Certified Home Inspectors, as much as half of the energy used in homes goes toward heating and cooling. The following are a handful of ways to make heating and cooling a home more eco-friendly.
Insulate
Insulation often is associated with warmth, and rightfully so, as it is used to protect a home from cold weather. However, insulation also is effective at cooling homes. Many insulation materials work by slowing down the way heat moves through materials and into spaces. Proper insulation can provide effective resistance to the flow of heat, meaning it
can help block hot air from flowing into the interior of a home. Insulation will help reduce the amount of work a cooling system will have to do to cool a home thanks to the flow of heat.
Replace air filters
Air filters trap dust, debris and other microscopic particles so they are not circulating in the air or clogging up vents. Over time, air filters can become so bogged down with dirt that air cannot move through a home very easily, forcing cooling systems to work harder. Simply replacing the filters can help cooling systems work more efficiently.
Adjust the thermostat
Programmable thermostats allow homeowners to adjust their cooling systems for when they are home and when they are out. Air conditioners can be set at higher temperatures when residents are at work or school, and then lowered before resi-
dents arrive home.
Try evaporative coolers
Sometimes called “swamp coolers,” these devices can be effective in regions with low humidity. The U.S. Department of Energy notes that these coolers evaporate water into the air to provide a natural and energy-efficient means of cooling a home. When operating an evaporative cooler, windows are opened part way to allow warm indoor air to escape as it is replaced by cooled air. Unlike central air conditioning systems that recirculate the same air, evaporative coolers provide a steady stream of fresh air into the house. Plus, they consume only about one-quarter of the energy consumed by more traditional air conditioners.
Ceiling fans
Fans help to circulate air throughout
a home and create an effective draft. Ceiling fans are usually most effective at circulating air throughout a room. The larger the blades, the more air that can be offset by the fan. Many fans operate quietly and effectively. In some locations, fans may be all that’s needed to cool a space. In others, fans may work in conjunction with air conditioners to enable homeowners to raise the thermostat by about 4 F. Keeping a home cool and saving money in the process is possible by making a few tweaks to the cooling system. SH172788
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Where to find rebates, tax credits and rewards for energy-efficient home improvements (BPT) - If you’re planning to make some home improvements this year, you’re probably thinking about energy-efficient options, knowing they can save you money in the long run. However, many eco-friendly home improvements that help lower your energy bills can also pay off right away in the form of rebates and tax credits. Whether you’re considering installing an energy-efficient tankless water heater, putting solar panels on your house, or adding a skylight, chances are you can find a program that will put cash back in your pocket for improving your home’s energy efficiency. Here is where to look for rebates, tax credits and rewards for your energy-efficient home improvements:
Qualifying improvements When you think of energy efficiency, insulation and appliances probably come to mind. But a number of improvements can help reduce your home’s energy consumption, and many of them qualify for tax credits, rebates and incentives from a variety of sources. The kind of improvements that can make your home more efficient and get you some cash back typically include: • Solar energy systems (such as solar panels) • Tankless water heaters • Solar-powered appliances • Energy-efficient windows and doors • Skylights and solar-powered blinds • Wood or wood-pellet stoves • Home wind turbines
Manufacturer rebates and incentives Makers of energy-efficient products and appliances often offer their own rebates to homeowners for making eco-friendly upgrades. If you’re considering an energy-efficient upgrade such as installing new windows, HVAC system or tankless water heater, be sure to ask the retailer or installer about any available manufacturer’s rebates.
For example, now through at least Feb. 15, 2017, you can get up to a $650 rebate on select tankless water heaters from Noritz. The average American household spends nearly 18 percent of its energy use on heating water, at a cost of $200-$600 per year, according to the U.S. Energy Information Administration. Tankless water heaters are more energy-efficient because they only heat water when you need it, rather than constantly consuming fuel to keep water hot in a tank. To learn more about tankless water heaters and the rebate, visit www.noritz.com.
Federal tax credits Although many tax credits for energy-efficient home improvements expired at the end of 2016, some are still available. The federal government offers a tax credit of up to 30 percent for home solar energy systems through Dec. 31, 2019, and there’s no upper limit on the credit, according to EnergyStar.gov. If you’ll be making energy-efficient home improvements, be sure to talk to your professional tax preparer about any credits or deductions that may be available to you from the federal government.
State-level programs In addition to federal programs, a number of states offer their own incentives to encourage homeowners to make energy-efficient improvements. For example, Alabama allows homeowners to deduct 100 percent of the purchase price and installation costs of a wood-burning heating system. In Minnesota, homeowners can borrow up to $20,000 at 4.99 percent interest to make energy-efficient improvements such as water heaters, lighting, furnaces, air conditioners, insulation, windows, tankless water heaters and more. You can find a searchable Database of State Incentives for Renewables & Efficiency at www.dsireusa.org. Utility company incentives Many utility companies also offer programs designed to help homeowners reduce energy consumption and save money. Typical programs include free LED or CFL bulbs to replace incandescent bulbs in a home, and rebates or discounts for installing energy-efficient HVAC equipment or programmable thermostats. The best way to find out what programs your local utility offers is to check out their website or give them a call. You can also find state-specific lists of programs at www. dsireusa.org. Energy-efficient home improvements pay off over the long-term by reducing your home’s energy consumption and utility bills. With a little bit of planning and legwork, you can also find rebates, tax credits and incentive programs that will also repay your eco-friendly investment right away. To learn more, visit Noritz.com, www.direusa. org, energy.gov, energystar.gov and irs.gov.
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Saturday, March 11, 2017 • 17
Different roles for the
FATHER OF THE BRIDE Popular movies and televisions shows give the impression that the job of the father of the bride in a wedding is ultimately about making sure the festivities are adequately funded. In the movies, fathers fret about the costs of everything from flowers to photos. But gone are the days when the father of the bride bankrolls his daughter’s entire wedding. The Knot’s “2014 Real Wedding Survey” reported that, on average, the bride’s parents contribute 43 percent of the total cost of a wedding; the bride and groom contribute another 43 percent; the groom's parents spend 12 percent; the remaining 2 percent of the budget is paid for by family members or friends. That frees up Dad for other roles in wedding planning. With some creativity, couples can find ways to incorporate the father of the bride into the festivities in even more productive ways.
• Wedding sites: Assign dear old dad the important task of looking at potential
wedding reception sites prior to visiting them yourself. He may have certain connections through work or attended business or leisure occasions at catering halls and other venues. Dad’s connections can pay off. Let him impart his negotiating skills and find the best deals with the ideal backdrop for the festivities.
• Wardrobe: Let your father assist the best man and other groomsmen in secur-
ing their tuxedos or other wardrobe essentials. Dad also can step in and return rented items following the wedding.
• Beverages: Dad may be fitting to keep tabs on what is occurring at the bar during the reception, ensuring that guests’ needs are being met. He also can keep an eagle eye trained on anyone who may have overindulged and needs to take a break.
• Speech: Give your father an opportunity to shine by letting him make a speech.
Remember, this is a momentous day for Dad as well, as he may be trying to come to terms with his daughter starting a new life.
• Father-daughter song: Let Dad pick father-daughter song, and go with his choice even if you had something else in mind.
• Ceremony: Even if you prefer a less traditional wedding ceremony, let your
father walk you down the aisle. This will likely be a moment he’ll remember for years to come. Expand the father of the bride’s role in the wedding by assigning him tasks where he can put his style, experience and excitement to good use. BR171678
18 • Saturday, March 11, 2017
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Saturday, March 11, 2017 • 19
How to handle an old 401(k)
Upon making the transition to a new job or retiring, many people are unsure about what to do with their 401(k) or other retirement plans linked to their employer. Handling this transition can be costly, and many men and women might benefit from the advice of a professional financial advisor to help them navigate these waters without breaking the bank. Some men and women may think they’re forced to cash out their retirement accounts when moving on to new companies. But, depending on a person’s age, that’s a potentially costly option that can incur heavy penalties. Fortunately, cashing out is not the only option men and women have as they try to figure out what to do with their retirement accounts after retiring or moving on to new companies.
Keep the money with your former employer
Some employers allow former employers to keep their retirement savings in their plans. This allows men and women to avoid early withdrawal penalties and lets them continue to defer paying taxes on retirement savings accounts until they reach retirement age and need to start withdrawing money. Another benefit to keeping money in an employer retirement plan even after you leave the company is it protects you if there are rollover restrictions governing any additional accounts you might have transferred the money into. Employers who do allow former employees to keep their money in retirement plans likely included certain language in
those plans that govern how the account is managed after employees leave the company. For example, former employees may no longer be able to contribute to the plan or take out plan loans. In addition, when the time comes to withdraw money, you may or may not be allowed to make partial withdrawals from accounts linked to former employers. Read the fine print to determine if keeping the plan with a former employer makes the most sense for you.
Rollover into your new employer’s retirement plan
Some people have the option to rollover a 401(k) from a previous employer into their new employer’s plan. But not all companies allow this. If you are allowed to do so, this can make the transition that much easier while still allowing tax-deferred growth on your assets. In addition, if you can rollover into your new employer’s plan, you may be allowed to take out loans based on the amount of your combined plan instead of just loans against new contributions. Rollover and plan loan eligibility should be confirmed with your new employer. Before rolling over money into your new employer’s plan, confirm your investment options under the new plan. If they pale in comparison to an IRA, you might want to rollover your retirement assets into an IRA that offers more investment options.
In today’s world, it seems every moment is spent on the go – work, school, sports, family vacations and more. So you need a bank that goes where you go. That’s why First National Bank & Trust Co. has intentionally put together services that keep pace with your schedule. With our technology and friendly customer care, you can take us with you anywhere you go.
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Rollover into an IRA
Many men and women look to rollover an old 401(k) into an IRA, as traditional and Roth IRAs may offer a wider variety of investment options than a previous or current employer’s retirement plan. Taxes differ depending on which type of IRA you choose to roll your funds into, so discuss your IRA options with your financial advisor to determine if this is the best way to go. EL156254
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20 • Saturday, March 11, 2017
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How to maintain
Darrin Cornelius
(aka Toolbox) Owner/Technician 39504 45th Street Shawnee, OK 74804
CAR VALUE
over the long-term When shopping for a new car, savvy buyers know finding the right car involves more than just finding the most comfortable or flashy vehicle. Numerous factors, including resale value, determine what makes a car the right car for a particular buyer. Various websites and automotive resources rank vehicles based on their potential resale value, and drivers can do much to ensure their cars and trucks maintain that resale value over the longterm.
• Pay attention to the exterior.
Much like homes with strong curb appeal can help homeowners get the best price for their homes when those homes are on the market, vehicles that look good can make strong first impressions on prospective buyers. Address any dings or dents on the car before putting it on the market, and make sure the car gets a thorough washing and waxing prior to showcasing it for potential buyers. Upon purchasing new vehicles, drivers with their minds on maintaining resale values can park their cars or trucks in garages as often as possible to protect them from the elements. In addition, when parking in public, avoid tight parking spaces that can increase the likelihood that other drivers will ding or dent the vehicle when entering or exiting their own cars.
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• Keep maintenance receipts.
• Protect the interior. A
well-maintained interior will impress buyers on multiple levels. Preowned buyers may feel more comfortable buying cars with well-maintained interiors that still make them feel as if they’re buying a new vehicle. Vehicles with well-maintained interiors also give buyers the impression that sellers care about the vehicle and prioritized maintenance. Avoid eating in the car, and immediately address any spills
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or stains. When taking the vehicle to a car wash, spend the extra money to have the interior cleaned as well. Seat covers can help protect cloth and leather interiors from spills, stains and cracking. Another way to maintain resale value is to keep all maintenance receipts from the moment the vehicle is purchased. Preowned vehicle buyers are making substantial investments when buying preowned cars, and many will want to be certain they’re investing in the right cars and trucks. Documentation with regards to the vehicle’s maintenance can assuage any fears buyers may have and help sellers get the most money possible when putting their cars on the market. Maintaining resale value is a concern for new car buyers who want to get the best returns on their automotive investments. SC173879
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Saturday, March 11, 2017 • 21
Six factors driving the cost of your new HVAC system System type
From gas furnaces and split system air conditioners to heat pumps and packaged heating and cooling units, there are multiple ways to heat and cool your home. Most people replacing all or part of an HVAC system will opt to stick with the same type of system they're replacing. However, you may find a different option will work better. Different types of systems come with different product and installation costs. Before deciding what's right for your home, research your options and talk to a qualified dealer about benefits and costs of each.
Ductwork
When you're installing a new HVAC system, it's important the ductwork in your home works with the type of system you've chosen, and that it's been properly installed and maintained. Improper ductwork can create hot or cold spots in a home, reduce system efficiency and even allow the growth of mold from condensation. An HVAC professional can help you assess if your ductwork is in good shape before you invest in a new heating and cooling system.
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(BPT) - More than half of homes in the U.S were built before 1980, according to U.S. Census figures. With most home heating and ventilation systems lasting around 20 years, millions of American homeowners will be looking at replacing their HVAC systems this year. If you'll be among them, understanding the factors that influence the cost of a system could help save you money in the long run. "The cost of HVAC systems can vary widely, and most people who face replacing a system have never gone through the process before," says Steve Hoffins, director of marketing, Luxaire, a heating and cooling systems manufacturer. "Sorting through your options can be challenging. However, finding the right system for your home can greatly influence energy efficiency, your home's comfort and its resale value." Here are six factors that affect the cost of installing a new heating and cooling system, and what you should know about each:
The size of your home
You can probably guess that the larger the home, the bigger the system you'll need to adequately heat and cool it. If a system is too small for the home, it will work harder, be less energy efficient and possibly wear out sooner. However, too big isn't better, either. In fact, says Hoffins, "Most homes have heating and cooling systems larger than they actually need." A system that's too large for a home can create uneven temperatures, poor humidity control, maintenance problems and a loss of efficiency. Research can help you identify the size HVAC system that's just right for your home. You can also ask your product dealer to provide a load calculation and energy analysis for your home.
Energy efficiency
Replacing an HVAC system affords you the chance to improve your home's energy efficiency and save money over the long term. A quality, energy-efficient HVAC system may cost more than a less efficient one, but you can anticipate recouping the expense, plus additional savings over the lifetime of the system.
Certain types of accessories can make your new HVAC function more efficiently and provide you with greater ease of use. If your furnace is 20 years old, chances are good your thermostat is the same age, so you'll want to replace that, too. Programmable thermostats can be reasonably priced and help enhance the energy efficiency of your HVAC system. Other accessories such as an electronic air cleaner can help enhance the air quality inside your home. You'll want to carefully consider the accessories you'll be adding, and factor them into the total anticipated cost of your new HVAC system.
How you'll pay for it
Replacing an HVAC system costs thousands of dollars. If you don't have enough cash saved to cover the cost, you may choose to finance all or part of the expense. You could use a credit card, but high interest rates mean you could end up paying thousands more in interest for your HVAC system. Manufacturer or dealer financing may be a lower-cost option. For example, select participating Luxaire contractors offer financing with appealing terms such as deferred interest, no interest with equal monthly payments and convenient monthly payment options. To learn more about Luxaire home comfort systems, visit www.luxaire. com or follow @ LuxaireHVAC on Twitter.
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How to transform A FIXER-UPPER The real estate market will always have its ups and downs, but real estate is an oft-profitable investment. Real estate investors do their investing for various reasons. Some see a house as a place to hang their hats for years and years, while others look at properties as nothing more than investments. Buying a home with the intent to fix it up and resell it is called a “fix and flip.” In such situations, investors buy homes at below-market prices before refurbishing the homes with the goal of recouping their initial investment and then some when the homes are ultimately put back on the market. Flipping has become popular for both expert remodelers and novice investors. RealtyTrac®, the nation’s leading source for comprehensive housing data, noted in its “Year-End and Q4 2015 U.S. Home Flipping” report that 5.5 percent of all single family home and condo sales during the year were flipped properties. This marked an increase from the same time the previous year. Investing in a fixer-upper requires a leap of faith and a vision of what the home can look like in the future. Turning a real estate lemon into lemonade requires certain skills and a good measure of patience. The following are some guidelines to get anyone started.
• Don’t bite off more than you can chew. Make an honest assessment of
your abilities and which renovations, if any, you can handle. If you are unskilled or inexperienced working with your hands, then it can be easy for an investment property to quickly become a money pit. Before purchasing a property, hire a trained home inspector to tour the home with you and point out all of the areas that will need renovation. With this list, begin getting estimates on how much money the work will entail. Determine if this fits with your budget or not. You do not want to invest so much that it exceeds what you could feasibly recoup when it comes time to sell.
• Overlook cosmetic things when visiting properties. Cosmetic issues include all of the easily replaceable items in a home, such as carpeting, appliances, interior paint colors and cabinetry. Focus on the bones of the house — the architectural integrity and those little touches that you envision having a “wow” factor.
• Seek the help of experts. Some flippers think they’ll save the most money
by doing all of the work themselves. This isn’t always the case. Professional architects, designers and contractors may help you save money. Contractors have an intimate knowledge of where to buy materials and may be able to negotiate prices based on wholesale or trade costs. In addition, experts can help you avoid common pitfalls because they’ve already done this type of work time and again. It’s smart to rely on expert advice, even if it means investing a little bit more.
• Save money by doing some work yourself. While the pros may tackle
the more complex parts of a given project, such as rewiring electricity or changing the
footprint of a home, you can still be involved. Ask to participate in demolition, such as taking down walls or removing old materials from the home. Such participation may be fun, and it can save you substantial amounts of money on labor.
• Recognize that not everything must be completely redone. Real-
ize that, in some instances, a coat of paint and some new accents may be all you need to transform a space. For example, if kitchen cabinets are in good condition, see if they can be refaced or painted instead of replaced entirely. Install new door pulls/handles to add visual interest. Look for some ready-made items, such as bookshelves, instead of installing custom carpentry.
• Think about what the buyer wants and not what you want. Ren-
ovate with an eye toward prospective buyers’ needs. Keep things neutral and accommodating. Research the latest trends to understand what buyers might be seeking in a home. You want potential buyers to envision themselves moving right in. Renovating a fixer-upper takes time, but it can be a worthwhile project, and one that can help anyone turn a profit in a booming real estate market. FH168344
Did you know? Real estate agents help buyers and sellers through the often complicated process of navigating the real estate market. Individuals not only want to find an agent with expertise, but also one with whom they have a strong rapport. By asking agents certain questions up front, prospective home buyers and sellers can find the right real estate agent for their needs and save time and money in the process. The following tips can help buyers and sellers find the right agent.
• Find out how long the agent has been in the business, including how many homes he or she turns over on average. Think about using an agent who is a full-time real estate professional, rather than one who only dabbles part-time. • Consider which geographic areas the agent handles. It’s best to find an agent who is familiar with a particular town, city or even subdivision. • Assess the agent’s personality and ability to remain calm under pressure. He or she can then extend that placid demeanor on to buyers or sellers who may be feeling stressed by the prospect of home ownership. TF16C629
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Building Center
603 E. Independence - Shawnee, OK 74804 • 405-275-4900 1600 N. Milt Phillips - Seminole, OK 74868 • 405-382-5195 Mon-Fri 7:30 a.m. - 6:00 p.m. • Sat 7:30 a.m. - 5:00 p.m. • Closed Sunday • www.whiteace.com
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