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The Shelby County Chamber BUSINESS CONNECTIONS
Over the past few weeks weeks, our favorite restaurants, hotels, shops, salons, theaters, markets and other Shelby County businesses have seen a decline in visitors. There are, however, many constructive and responsible ways in which we can continue to support our local businesses: ushop online with Shelby County
businesses uordering food to go uusing available curbside service for our groceries & other purchases ubuying gift cards or certificates – to use TODAY, or for a later date. Gift cards & certificates = immediate cash flow…& cash flow is the lifeblood for our Shelby County businesses uwhere appropriate, tip as gen-
erously as you can Business-2-Business Resources: uHot Deals Hot Deals are a unique way to offer fellow Chamber Investors exclusive savings. Participation is free, and the program allows businesses to drive customers to purchasing their products & services. Hot deals can be found on the home page at
shelbychamber.org. uWho’s Who of Shelby County Businesses (business.shelbychamber.org/list/) When posting on social media use the hashtag #ShopShelbyCounty so that others can see what our Shelby County business community has to offer during this unique time.
Birmingham Regional COVID-19 Business Impact Assessment Your Shelby County Chamber and 58, INC. are partnering with the Birmingham Business Alliance (BBA), the Birmingham Regional Economic Development Alliance and Central Six Alabama Works, in partnership with our local and state governments, to determine how our Shelby County business community is being impacted. All businesses in the seven-county Birmingham region (Jefferson, Shelby, St. Clair, Walker, Chilton, Blount and Bibb) are being asked to take five minutes to complete this assessment to help us develop and advo-
cate for the most relevant solutions that will keep our region thriving during these uncertain times. The data you provide will only be shared with our response team of economic and workforce development partners unless you indicate otherwise. You may skip any question you prefer not to answer. The survey can be found on the Chamber’s website, shelbychamber. org. Thank you, in advance, for your time and responses. If there is anything your Chamber or 58, INC can do for you over the coming weeks, please don’t hesitate to let us know.
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Healthy Lifestyles Expo
Brookwood Baptist Health - Shelby
Central Alabama Wellness
Featured Speaker: Lemeshia Chambers, Brookwood Baptist Health - Shelby
Juice Plus
M4A
Safe House of Shelby County
St. Vincent’s Health System - Ascension
Stone Creek Dental Care
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Birmingham Internal Medicine Associates
COVID-19 Business Toolkit The Shelby County Chamber and its collaborative partner 58, INC. have established a COVID-19 Business Toolkit that is available today on the Chamber’s website (www.
shelbychamber.org). The toolkit has been created to provide Shelby County businesses with a one-stop location for resources and information they can use during the current
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business environment. The Chamber’s staff will be working with several agencies and 58, INC. to update the Business Toolkit to add additional resources which
Shelby County businesses can access over the next several weeks. As additional resources are added, the Chamber and 58, INC. will keep the business community updated.
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Ambassador of the Month Congratulations to Allen Young for achieving Ambassador of the Month. Allen is the owner of Vacation Concierge, a full service travel agency located here in Shelby County. As an avid traveler, Allen decided to turn his passion into a profession and has helped clients plan trips all over the world. In the past year the company has grown to add three additional experienced, qualified agents to better serve the growing needs of the business. Allen enjoys helping people with all types of travel needs. From the simple get-a-way to the extravagant multi-generational group trips, Vacation Concierge can help with it all. One of Allen’s greatest joys in business is helping newlyweds plan the perfect Honeymoon experience. And the best part
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for his client’s, the services are FREE! Allen has been married to his college sweetheart, Krista, for 30 years and they have two amazing children. He loves spending time with his family & friends, checking out the latest Birmingham area restaurant scene, and traveling to new and exciting places. If you have any leisure travel needs, you can contact Allen at 205-601-4355 or allen@vacationconcierge.org.
Snapshots
Your Chamber at work
The Shelby County Chamber’s February Board of Directors Meeting at Chelsea City Hall
Facebook: 26 “new likes”, 423 “views”, 5,149 “post reaches” and 3,676 “total likes”. Twitter: 36 “tweets”, 6,827 “tweet impressions”, 36 “profile visits”, 7 “mentions” 3,091 “followers”, Instagram: 1,227 “posts”, 1,107 “followers”. LinkedIn: 431 “followers” Responded to 58 requests for business & community information. Notarized 2 documents for Shelby County Companies.
Help Us Help You
A Mardi Gras themed CoffeeNET hosted by iBERIABANK of Pelham
Please take a few minutes to share with us how your Chamber & 58, INC. can assist you. We’re putting the finishing touches on some webinars we’re going to offer, but we’d welcome your feedback on the types of information & programs you need over the coming days & weeks. 1) Please share with us what type of business topics would be of most value & assistance to you, your colleagues and your business now 2) Would “virtual networking opportunities” -- via Zoom or some other application – be something that would be of value to you and your business during the upcoming weeks? Please send responses to the Chamber’s general mailbox at info@shelbychamber.org.
February “Chamber Connections” Luncheon From Left: John Samaniego (Shelby County Sheriff), Clay Hammac, Kathy Copeland and Alan Miller
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February 15 - March 13, 2020
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U.s. Small Business Administration Fact Sheet – Economic Injury Disaster Loans Alabama Declaration 16364 (Disaster Al-00104) DATED: 03/20/2020 Incident: CORONAVIRUS (COVID-19) Occurring: January 31, 2020 & continuing. Includes All counties within the State of Alabama Application Filing Deadline: December 21, 2020 Disaster Loan Assistance Available: Economic Injury Disaster Loans (EIDLs) Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. Credit Requirements: • Credit History – Applicants must have a credit history acceptable to SBA. • Repayment – Applicants must show the ability to repay the loan. • Collateral – Collateral is required for all EIDL loans over $25,000. SBA takes real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but SBA will require the borrower to pledge collateral that is available.
Interest Rates: The interest rate is determined by formulas set by law and is fixed for the life of the loan. The maximum interest rate for this program is 3.750 percent. Terms: The law authorizes loan terms up to a maximum of 30 years. SBA will determine an appropriate installment payment based on the financial condition of each borrower, which in turn will determine the loan term. Loan Amount Limit: The law limits EIDLs to $2,000,000 for alleviating economic injury caused by the disaster. The actual amount of each loan is limited to the economic injury determined by SBA, less business interruption insurance and other recoveries up to the administrative lending limit. SBA also considers potential contributions that are available from the business and/or its owner(s) or affiliates. If a business is a major source of employment, SBA has the authority to waive the $2,000,000 statutory limit. Loan Eligibility Restrictions: Noncompliance – Applicants who have not complied with the terms of previous SBA loans may not be eligible. This includes borrowers who did not maintain required flood insurance and/or hazard insurance on previous SBA loans. Note: Loan applicants should
check with agencies / organizations administering any grant or other assistance program under this declaration to determine how an approval of SBA disaster loan might affect their eligibility. Refinancing: Economic injury disaster loans cannot be used to refinance long term debts. Insurance Requirements: To protect each borrower and the Agency, SBA may require you to obtain and maintain appropriate insurance. By law, borrowers whose damaged or collateral property is located in a special flood hazard area must purchase and maintain flood insurance. SBA requires that flood insurance coverage be the lesser of 1) the total of the disaster loan, 2) the insurable value of the property, or 3) the maximum insurance available. Applicants may apply online, receive additional disaster assistance information and download applications at https:// disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800)659-2955 or email disastercustomer service@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard-of-hearing may call (800)877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
2020 Census – Shelby County COUNTS! We hope that you will take the time to complete the 2020 Census. It takes less than 10 minutes to complete. This process will determine how federal funding is allocated to communities and
states. Numbers gathered from the Census are used to determine how many representatives in Congress a state gets for the next 10 years. It is also used to determine the number of rep-
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resentatives in the state legislature. If a state’s population is under-counted, it could lose representatives. Please take the time to complete the 2020 Census.
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F i n d U s O n l i ne |
TSCC Officers and Board of Directors OFFICERS Chamber Chair Ms. Kathy Copeland White Rock Quarries– Vincent Hills Chair-Elect Mr. Chris Grace Barge Design Solutions, Inc. Vice Chair, Business Development & Support Dr. Jay Crisman 280 Animal Medical Center Vice Chair, Communications & Marketing Ms. Carol Bruser University of Montevallo Vice Chair, Community & Career Development Mr. Daniel Listi Shelby Baptist Medical Center Vice Chair, Finance & Administration Mr. Bill Keller Renasant Bank Vice Chair, Governmental Affairs Mr. Brian Massey St. Vincent’s Health System Vice Chair, Investor Relations Ms. Alison Howell Steineker Alabama Power Company
Vice Chair, Tourism & Recreation Mr. Alex Dudchock Shelby County Immediate Past Chair Mr. Bill Connor America’s First Federal Credit Union DIRECTORS Mr. John Collier Regions Bank
Ms. Brittani Morris State Farm Insurance Brittani Morris Agency Mr. Casey Morris McLeod Software Mr. Fred Smith Vulcan Termite & Pest Control Mr. Rux Bentley Rux Carter Insurance
Mr. Lee Dorrill Blue Cross Blue Shield of Alabama
Mr. Keith Brown Jefferson State Community College
Ms. Kelly Thrasher Fox Hand Arendall, Harrison, Sale LLC
Ms. Laura Clarke Synovus Bank
Mr. Kevin Morris America’s First Federal Credit Union Mr. Tim Benefield Buffalo Rock Company Ms. April Harry Warren, Averett, LLC Keith Richards Taziki’s Mediterranean Café’ Mike Swinson Spire Alabama, Inc. Ms. Mechelle Wilder ARC Realty Mr. Paul Barber Valent Group Mr. Matthew Hogan Bama Budweiser of Shelby County
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Mr. Jeff Purvis A. C. Legg, Inc. Ms. Bridgette Jordan Smith City of Vincent Mr. Craig Sorensen SouthWest Water Company Mr. Daniel Holmes Shelby County Newspapers, Inc. Ms. Khiari McAlpin Vinehouse Nursery Ms. Diane Thomas PostNet of Chelsea
(*) Serving a one-year term in 2020
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New Members
(February 1-February 25, 2020) u12 Stones Staffing & Consulting Alabaster u3 Sons Cabinets Chelsea uAckee Design Alabaster uAlabama Army National Guard Pelham Armory Montgomery uAprio, LLP Birmingham uGranger, Thagard & Associates, Inc. Birmingham uGreystone Self Storage, LLC Birmingham uHatching Hope Alabaster uLa Paz Restaurant & Catering Birmingham uMotivated Movers Pelham uMyers Enterprises LLC - Keller Williams Birmingham uPDPH Travel - Pixie Dust & Pirate Hooks/ Savvy Travel Group Birmingham uPelham Dental Care Pelham uPinspiration Birmingham Chelsea uSalvatore’s Pizza & Pasta Birmingham uShabby Chik/Kidz Pelham uTim James, Inc. Greenville
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