VERNON & AREA
Armstrong Enderby Lumby
This listing is proudly presented by the
Heidi Lussi Real Estate Team
Outstanding Quality Home with Amazing Views. 5 Beds, 4 Baths 3760sqft. Private Backyard Oasis. Visit p.13 for more information Call 250-503-3487 or visit www.heidilussi.com
Issue 20 • Oct 15 - Oct 28, 2017
Greg Barteluk
Robin Baycroft*
Glenn Beach RE/MAX Vernon
RE/MAX Armstrong
Mike Beck
Larry Bennetto
Murray Bennetto
Maria Besso
Krista Blankley*
Stefe Brenner*
Kathy Broderick*
Mark Collett
Don Cowan
Doug Cuthbert*
Ryan Danchuk
Brandy DeBartolo
Don Defeo*
Jane Field
Judy Fischer
Debbie Fisher
Gord Fowler
Jacquie Friesen RE/MAX Vernon
RE/MAX Armstrong
Roger Gates
Marty Gilbert*
Kyle Goulet
Michelle Johnson
Bev Jones
Greg Kalyniuk
Don Kassa
Christie King
Heidi Klein*
John Kristian*
Woody Kuraoka
Dan Lochhead
Bonita Lundquist*
Heidi Lussi* RE/MAX Vernon
RE/MAX Commercial Solutions
Graeme Magee
Ken Magel
RE/MAX Enderby
RE/MAX Commercial Solutions
Stewart Pearson*
Damian Pighin*
Ashley Prenioslo
Teresa Prince
Dave Pusey*
Claire Radford*
Rodney Shanks
Pratab Sidhu
Shawna Sidhu*
RE/MAX Vernon
RE/MAX Vernon
RE/MAX Vernon
RE/MAX Commercial Solutions
RE/MAX Vernon
RE/MAX Commercial Solutions
RE/MAX Priscilla
Armstrong
RE/MAX Vernon
RE/MAX Vernon
RE/MAX Vernon
RE/MAX Enderby
RE/MAX Lumby
RE/MAX Vernon
RE/MAX Enderby
RE/MAX Vernon
RE/MAX Vernon
RE/MAX Vernon
RE/MAX Vernon
Commercial Solutions
2555 Pleasant Valley Blvd 5405 26 St Armstrong, BC V0E1B0 Vernon, BC V1T 7G4 250.546.3119 250.503.3477
RE/MAX Armstrong
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Priscilla Sookarow Cheryl Soleway RE/MAX Priscilla
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Graysen Marsh
RE/MAX Vernon
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Lisa Salt*
Chris Santos
Brent Stevenson
Vernon
Vernon (Silver Star Office)
908 George St Box 188 Enderby, BC V0E 1V0 250.838.0025
2095 Shuswap Ave Lumby, BC V0E 2G0 250.547.9266
5603 27 Street Vernon, BC V1T 8Z5 250.549.4161
108-152 Silver Lode Lane V1B 3W9 250.549.4161
*Denotes Personal Real Estate Corporation
RE/MAX Vernon
Alan Stier
RE/MAX Vernon
RE/MAX Priscilla
Alex Wambold
Cliff Wenger
RE/MAX Vernon
Each office independently owned and operated.
RE/MAX Lumby
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Tammy Stein
Lumby
RE/MAX Vernon
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RE/MAX Vernon
Enderby
RE/MAX Vernon
Jayme McKillop Shane McMorran*
RE/MAX Vernon
RE/MAX Vernon
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RE/MAX Vernon
Shelby Bouchard RE/MAX Vernon
Matthew Bower RE/MAX Vernon
Sandra Bradley* RE/MAX Vernon
Norm Brenner*
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We hope you enjoy our magazine brought to you by the RE/MAX REALTORS of the North Okanagan and Silver Star Media Inc. ®
®
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Tour 1000’s of homes online at SaltFowler.com PI T R
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Lisa Salt* & Gord Fowler
LOCK 'N LEAVE
MLS 10142677
With a serene and secluded location, this handsome log cabin on over 5 acres is truly the retreat of your dreams! $549,900 MLS 10136281
K EL A M
IC IF R R TE
POTENTIAL-FILLED The opportunities are endless within this multiple home compound with breathtaking Swan Lake views! $1,290,000
MLS 10141818
www.SaltFowler.com |
ACREAGE LIVING WITH INCOME POTENTIAL Incredible lake and mountain views are in the inspiration for this open-concept 7-bedroom property!
$1,295,000
9000 SQFT. SHOP
Enjoy the simple life within this spectacular 5 bedroom log home on 20 acres, the ideal means to get away from it all! $890,000 MLS 10138953 PO O L
N K R TU &
E MLS 10141951
MLS 10142782
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$689,000
IA G R C A R
*Denotes Personal Real Estate Corporation
A four-bedroom family property walking distance to schools and activities, the ideal spot to raise the kids!
H O
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WATERFALL
A spectacular executive-level property filled to the brim with custom design and highend appointments, this handsome Beverly Hills Estates home on 1.13 acres is the ultimate fusion of design and function.
$1,090,000
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GREAT NEIGHBORHOOD
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$249,900
MLS 10142739
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FIRST TIME BUYER Investor Alert or First Time Home Buyer! Check out this three bedroom plus den ½ duplex with in-law suite! Nice revenue stream.
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$649,900
$599,999
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GREAT POTENTIAL
This 22-acre property combines with a turnkey home for the ultimate package filled with income and expansion opportunity!
BRIGHT AND OPEN
A four-bedroom home filled with thoughtful updates and incredible extras, the ideal home for entertaining!
LA
$465,000
PRIVATE LOG BEAUTY
RT !
MLS 10142359
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$229,999
A three bedroom, partially-detached townhome within The Outback, the ideal means to low-maintenance and stress free vacation home ownership!
SA LT W AT ER
MABEL LAKE LOT Allow the surrounding landscape to astound you and be your guide in the endless potential this 80-acre lot offers!
MLS 10136201
Vernon
CUSTOM HOME
With luxurious extras and thoughtful design throughout, this executive home will go fast. Take a look today! $1,399,900
MLS 10140354
It’s not the market… it’s the marketing.
SU
CUL-DE-SAC CHARM
GREAT VIEWS A five-bedroom property with copious updates throughout and space for all, the perfect family home!
Minutes from local schools, this family-friendly property offers abundant space both inside & out! MLS 10139476
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685 Mt. Thor Drive Sunday Oct 15, 12:00-1:30pm
COLDSTREAM VIEWS
MAIN FLR MASTER
Simply allow your own inspiration to bring this charming Coldstream home to it’s full potential. Backs onto officially protected habitat where almost every day you can view the wildlife.
Spectacular lake, mountain, and valley views set the tone for this bright and open-concept 5-bedrooom, 3-bathroom property!
$649,900
$675,000
629 Mt. Ida Drive Sunday Oct 15, 2:00-3:30pm
CUSTOM FINISHES
ATTENTION TO DETAIL
Newer than this simply does not exist! This four bedroom two-storey home is currently nearing completion & awaiting its first residents! From $739,900 MLS 10137740
Stunning inside and out, this executive-level Middleton Mountain 5-bedroom home boasts panoramic and unobstructed Kalamalka Lake views! $1,299,900
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MLS 10140565
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MLS 10140166
1057 Mt. Begbie Drive Sunday Oct 15, 12:00-1:30pm
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MLS 10142843
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678 Upland Drive Sunday Oct 15, 2:00-3:30pm
MLS 10142031
$549,999
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$529,500
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CLOSE TO KIN BEACH
The hard work has been done for you within this well-appointed and updated three bedroom, two full bathroom family home! $449,999 MLS 10137915
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MLS 10130934
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3830 15th Avenue Sunday Oct 15, 12:00-1:30pm
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$154,900
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2304 21 Street Sunday Oct 15, 12:00-1:30pm
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IDEAL SPOT
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6110 Okanagan Landing Road Sunday Oct 15, 2:00-3:30pm
#108 - 5484 25 Avenue Sunday Oct 15, 12:00-1:30pm
Peace and Quiet, yet minutes away from it all. This lovely three bedroom property offers the best of both worlds.
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The best of both worlds, this country home on 10.7 mostly flat acres is only minutes away from all the downtown amenities you could ever need!
Whether it’s a minor mortgage helper or extensive income potential you search for, this extensive property is prepared to fulfill your needs!
DREAM WINERY
SUMMER PARADISE
This farm is ideally situated to support any large-scale fruit production operation including apples, cherries, blueberries, or grapes.
Executive contemporary lakefront property with all the extras plus a view that just won’t quit. Prepare to be amazed today!
$824,900
$949,900
$1,690,000
COUNTRY LIVING
MLS 10137097
OPPORTUNITY RICH
MLS 10141340
Call 250.549.7258 TODAY and
MLS 10129947
$1,949,999
MLS 10133571
Shane McMorran
Tracy Lauriente
Personal Real Estate Corporation
Cell: 250.938.4000 shane@teammcmorran.ca teammcmorran.ca
250.540.4143
vernonbcproperty.com tracylauriente@gmail.com 00
9 9,
9 $5 Vernon
7024 Emerald Court, Vernon
5 bdrm, 3 bath home in Bella Vista area features views of Okanagan Lake, fruit trees, beautiful landscaped yard, multiple decks, in-ground sprinkler, freshly painted, updated flooring, new roof & hwt as well as suite potential + much more! MLS 10141181
6490 Agassiz Road
mls#10139587
$619,000
A hobbyist's dream on 0.83 acres! Triple garage, double bay shop, and workshop! The spacious home has an updated kitchen with island & great storage, 2 bedrooms, den, living and family room up. Summer kitchen and separate entrance to basement.
210 – 3805 30 Ave mls#10139724
$229,900
2 bedrooms, 2 bathrooms in sought after Avenue West. 55+, walk to downtown, friendly neighbors, secure underground parking, in-suite laundry, enclosed sun porch, and A/C for year round comfort!
7787 Hwy 97A mls#10133435
$477,000
Buy or sell with me and use this trailer for free for your local move.
Vernon
298 Old Salmon Arm Road, Enderby
Lovely 3 bed, 2 bath Rancher on almost 2 acres. Includes a guest suite. Workshop, craft shop, studio, fire pit, and a beautiful forest with paths and a babbling brook. Private & enchanting.
Open House: Sunday, Oct 15th 1:00-3:00pm
5430 Learmouth Road mls#10141333
$829,000
Gracious living on 4.97 acres. Every room in this gorgeous home is oversized! Fantastic kitchen w/ large island, loads of storage. Large shop + coverall; bring your hobbies or horses. View for miles!
I have a buyer looking for
8630 Okanagan Landing Rd mls#10125622
$899,000
Stunning, estate sized 9.3 acres above Okanagan Lake with spectacular panoramic views from a variety of building sites. Close to lake access, boat launch, and Yacht Club.
Family home in Bella Vista or Ok Landing
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Immaculate 3 bedroom 2 bathroom home on 2.87 acres on the North side of Enderby. With the flooring, kitchen and bathrooms updated there is nothing to do but unpack. The views off of the generous size deck at the back of the home are amazing, from the landscaped yard to the Enderby cliffs! MLSÂŽ10142026
$549,900
YOURREALESTATEPAGES.COM | 7
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#45- 4701 Pleasant Valley Rd, Vernon Affordable living in a little piece of paradise! 717 sq.ft. single wide, 2 bed, 1 bath, carport, and 2 sheds. Many updates, 55+, Quiet Park with mature trees. $69,900 MLS# NEW
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2501 15th Street, Vernon Unique East Hill Property C1 zoning, 3 strata residential suites, plus commercial leasehold, and thriving business $1,200,000 MLS# NEW
Maria Besso (250) 308-1152 | mariabesso@shaw.ca | www.mariabesso.remax.ca
Vernon
250.309.0039 chris@chrisholm.ca
Brenda Ellis
Brent Stevenson
Shelby Bouchard
REALTOR®
REALTOR®
250.549.0023
250.309.9969
250.308.4310
REALTOR®
Diane Callbeck Client Care Specialist (unlicensed)
Kendra Scarrott Executive Assistant (unlicensed)
your listing You Deserve
Your Home
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Home staging consultation HD photography package HD property videos Professional floorplans Custom property booklets Open houses Listings translated to over 70 languages
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Because the world is online, so are all of our listings.
Vernon
Deb
Deveau REALTOR®
View our listings + 100's more at ChrisHolmRealEstate.ca
Judy
Your Key to the North Okanagan
n r Ow You s Buy usines B
Fischer REALTOR®
REALTOR®
1406 Johnston Avenue, Enderby Call Deb & Judy @ The Key Team - MLS10124663
Enderby
*Personal Real Estate Corporation
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$99,000
70 A $279-289,000
Brielle View – Unit 7, 8, 9, 10 – ½ Strata Duplex, New Construction under $300K Call Deb & Judy @ The Key Team - MLS10142215 cres
cres
24 A
20 A
900B Belvedere Street, Enderby Call Deb & Judy @ The Key Team - MLS10141263
Lundquist*
908 George St. Enderby, BC
Lot
$149,900
Bonita
1-888-609-7764 250-838-0025
$599,900 $890,000 24 Rohan-Peters Road, Enderby Call Deb & Judy @ The Key Team - MLS10138953
$459,000 410 Hidden Lake Road, Enderby Call Deb & Judy @ The Key Team - MLS10140448
1463 Mabel Lake Road, Enderby Home & shop with amazing valley & river views. Artesian well, Listed below tax assessed value. Call Bonita Lundquist PREC 250-306-8184 - MLS 10112710
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JANE FIELD Cell 250.938.2830 Office 250.503.3755 Toll Free 1.888.503.3755
jane@vernonrealestate.ca
OPEN HOUSE: Sunday, Oct15th 12:30-2:00 pm #1-6600 Okanagan Ave Excellent location in the complex! This unit has a great view of valley and hills beyond without overlooking other units. This is an end unit that enjoys the common area green belt beside it. Visitor parking is nearby. Attractive open concept design. Mezzanine overlooks great room from second storey. This feature makes it feel really spacious. Master bedroom on main. Full en-suite. Well kept and beautifully appointed. Granite counter-tops in Kitchen. Close to sought after Okanagan Landing school. Also close to Kin and Paddle Wheel beach parks, Vernon Yacht Club, The Outboard Beach Pub, Marshall Fields Park and indoor soccer arena. There are tennis courts at Paddlewheel park. MLS: 10141204 $419,900
Vernon
RRS
5603 - 27th Street Vernon, BC V1T 8Z5
that will move you Thinking of Selling? Call me for a FREE market evaluation* *Some restrictions apply
250.938.2830
Home & Travel
Auto & RV
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All Insurance Services
2
Business & Farm
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Registered Relocation Specialist
Experience
We provide protection options as unique as you are. 250-545-5311 www.jmins.com
3923 32 St. Vernon, BC V1T 5P2 Monday thru Friday: 7:30-5:30, Saturday: 9:00-5:00
New Listing! #309 & #408 - 3800 28A Street Presenting a one bedroom AND a two bedroom home for the first time homeowner or savvy investor. Buy one or both of these spacious homes with in unit laundry. MLS®NEW #309 – 2 bed, 1 bath for $152,900 #408 – 1 bed, 1 bath for $129,900 Vernon
YOURREALESTATEPAGES.COM | 9
2 Development Properties R5 Zoning. This will allow up to a maximum of 66 Units. mls# 10136066
RH3 Condo / Apartment Style Up to 6 stories in height. mls# 10136072
Lot 3
Lot 2
www.your5starteam.com
Offered at $2,500,000
Offered at $1,200,000
Cliff Wenger REALTOR®
P. 250.549.4161 C. 250.309.0289 TF. 1.800.667.2040 cliff@your5starteam.com
Tammy Stein REALTOR®
P. 250.549.4161 C. 250.306.9974 TF. 1.800.667.2040 tammy@your5starteam.com
Vernon
READY TO START THAT KITCHEN PROJECT?
O: 250-549-4161 C: 250-938-2604 doncowan@remax.net
Don Cowan 0
90
3, 16
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$1
We are here to help from start to finish!
MEET OUR QUALIFIED DESIGNERS
#102-9804 Silver Star Road Fully furnished Studio unit in Wintergreen at Creekside including Queen size Murphy bed & leather hide a bed as well as all the bedding & dishes, ready to enjoy. One of the largest studio floor plans. Close to lockers and hot tub, with easy access to Silver Queen lift, skating and tubing. Upgraded with vinyl plank flooring. MLS# 10142198
$
,9 80
Vernon
#210-4305 Bellevue Drive Great for investors or first time buyers! 2 bdrm, 2 bath condo in Lakeview Terrace. Recently upgraded and includes newer carpets and entry flooring, repainted or replaced doors and more. This is an end unit on the quiet side of the complex, and has a lake view. Priced for action at $189,900. Contact me for an informed showing. MLS# 10140000
With over 30 years selling Real Estate in Vernon, I know the market.
Contact me for your free no obligation Market Evaluation.
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10
Hutch "N" Son 250-558-8728 sidhutch@gmail.com
Vernon
hutchinson.connor@gmail.com 250-309-1633
w Nerice P
#304 -103 George St, Enderby
12311 Husband Rd, Coldstream
3906 21 Ave, Vernon
2105 19 Ave, Vernon
Unbeatable value as an investment or for a first time buyer getting into the market! Top floor, 2 bedroom, 1 bath home in great condition in quiet and well cared for strata complex.
Beautiful views of Kalamalka Lake w/ private mature backyard. Hardwood, updated kitchen, Jacuzzi tub, built in vac & a great floor plan for entertaining. Lots of extra parking.
Fantastic updated Mission Hill home with a brand new one bedroom suite. Great family home with a spacious deck off the front and back of the home to enjoy the city view.
Great location in desirable area of East Hill! The home has a single attached garage + separate driveway w/ a 22x24 workshop & RV parking. Suite potential w/ separate entrance.
MLS速10142105
MLS速10138367
MLS速10139532
MLS速10138240
$124,900
585 Nighthawk Ave
$414,900
Rancher on a Double Lot
Dawn Taylor Personal Real Estate Corporation
DawnTaylor.ca 250-309-4092
#150 9510 Hwy 97
$349,900
Brand New Modular
$419,900
10271 Columbia Way
$75,000
Westshores Estates
$367,000
482 Jay Ave
$349,000
Lease Prepaid To 2043!
2 beds, 2 baths, den, open plan, 624 sqft detached garage, garden.
2 beds, den, 2 baths, open main floor, 9ft ceilings, central air, double garage being added.
0.41 acre building lot, Lake access only minutes away. Suitable for a level entry home.
2 beds, 2 baths, open plan, fenced backyard, garage, looks over greenspace.
562 Meadowlark Ave
244 Grouse Avenue
185 Valerian Lane
194 Falcon Ave
e siv clu x E
$413,000
Short Walk from Beach
$279,900
Minutes from Private Beach
$948,000
Silver Star Mountain
$159,900
View of Okanagan Lake
2 bdrm, 2 bath rancher. Extra large lot w/ parking, Single car gargage. Open plan, Oak Kitchen
3 beds, 2.5 baths, front and back patio area, hot tub, storage shed, fenced back yard.
5 bed 4 bath home. Built on 3 levels with over 4100 sq. ft. Gourmet kitchen, Large garage.
3 bedrs, 1 bath, 2 minute walk from the beach & boat launch. Room to park a boat or an RV
1067 Mt Fosthall Dr
0000 Highway 97 Vernon
427 Hummingbird Ave.
LOT 6 Whatshan Lake
$475,000
Fabulous Family Home
Vernon
$589,900
3 beds, den, 3 baths, oak kitchen, fully fenced yard, A/C, RV parking, garage.
$259,900
Beautiful Kalamalka Lakeview 5.19 acre property at the South end of Vernon at the Kekuli Bay Turnoff. Zoned LH.
$299,900
Looking for New??
3 bedroom, 2 bathroom, 2 story home on a spacious corner lot in Parker Cove.
$379,900
Waterfront lot/ Park-like Setting Turnkey lakefront property! RV, storage shed, canoe, dock. Septic, water, 200 amp service.
DonKassa
REALTOR ® SERVICES Over 45 years of combined experience
Don Kassa (left) REALTOR®
Ryan Danchuk (middle) REALTOR®
Tracie Gobelle (right) Administrator
250.549.4161
DonKassa.com donkassa@donkassa.com The Beach House, a fun 5 bedroom family home on an 86' by 165' lot on exclusive Beachcomber Bay Road. Beachcomber Bay Road is a quiet side road, not common in the North Okanagan. The home is nicely upgraded, has a large partially covered main floor deck and a large covered patio area on the lakefront. The home is positioned well back from the lake to provide a large lakefront lawn area. Triple carport for your toys, good parking and a separate shop/storage area. MLS#10139702
8066 Beachcomber Bay Rd
$1,748,000
In rural Armstrong, a quiet, private location at the end of a rural road. 34 acres with approximately 27 acres in alfalfa. The two bedroom home has a two bedroom suite currently rented. An older second home cannot be used for residential. Property provides fruit trees and quiet. Access off Whitaker and Prouty Roads. MLS#10136168
1799 Whitaker Road
$448,000 At Silver Star Mountain Resort in the Ridge Subdivision. This home has an exceptional main living area on the top floor which has a family room an open concept area with attractive use of beam work and wood flooring. Numerous windows in this south facing area. Each of the bedrooms has an ensuite bathroom. This home has a cost effective geothermal heating and cooling system, on demand Rinnai hot water heater and a double garage. GST is paid. MLS#10137793
9864 Cathedral Drive
New
1461 Springfield Rd, Kelowna
$764,000
Lot 1 Mclennan Rd
$449,900 A commercial building in a convenient location in Vernon's busy north end.. Close to Village Green Mall and big box stores. 29th Street has recently been nicely upgraded. Just under 4600 sq. ft. plus a 300+ sq. ft. mezzanine. Currently comprised of a large retail/showroom space, a warehouse space, two office spaces, and two bathrooms. Property is zoned C11 for a variety of uses. Please do not disturb current tenants. All yard areas paved.
New
MLS#10142557
4413 29 Street
$768,000 A wonderful lakeshore home, ideal for family living on a 111 by 288 ft, 0.65 acre lot w/ 98ft of water frontage. This is a multi level split with 5 bedrooms, family room, wine cellar and more. There is a quality wharf, one boat lift, and a beach cabana. There is a remote control entry gate, yard lighting, and excess parking. MLS#10123913
Very unique property here, completely renovated 3 bedroom home with a newer detached double garage with a office space above. Garage/office has a washroom, full cable and internet, plumbed for a washer & dryer and its own deck. Property is zoned RU2 allowing for minor and major home based businesses. Everything is done, house is like new and property is fully landscaped. Tons of parking, would be a excellent location for a home based business. MLS#10143073
$599,800
$859,000 Sweeping views from the Spallumcheen valley to Kal Lake from this 4.97 acre dream property. Adjacent to the Grey Canal walking trail and only 8 minutes from town the lot has great South Western exposure allowing for incredible sunsets. Numerous building sites, you can choose to build in the trees or right above the rocky bluffs. Well is in with plenty of water at 9GPM. MLS#10139734
Highly desirable 3 bedroom, 3 bathroom Forest Cabin at The Outback Lakeside Resort on Okanagan Lake. Featuring 2 large bedroom suites with full baths, plus an entirely separate bedroom/bathroom suite with its own entrance for guests. Stunning vaulted ceilings with exposed beams, an open living, dining, and kitchen area, and full floor to ceiling windows in the living room offering views of the gorgeous natural surroundings. MLS#10140265
#59- 9845 Eastside Road
Vernon
7994 Tronson Road
$2,100,000
To view more listings please visit www.DonKassa.com or www.SilverStarProperties.ca
Inspection 250-540-1323 Rex Rainsforth, MEd, RHI Residential - Commercial FREE Thermal Imaging rex_insp@telus.net
okanaganhomeinspections.ca
Mattress 250-309-7596 Up to 50% off from the big box stores MattressStoreAtYourDoor.com
Flooring Flooring for every budget
250-558-0401 endoftheroll.com
Glass (250) 542-9309 2809- 45 Ave. Vernon, BC V1T 3N5 www.HLGlass.com
Blinds Canada's #1 choice for Window Covering
250-275-2735 budgetblinds.com
Heidi Lussi PREC Steve Wikkerink REALTOR® Beate Schmidt REALTOR® Susan Olney Administrative Coordinator
We are NEVER too busy for your referrals
The
Heidi Lussi Real Estate Team
www.heidilussi.com | 250-503-3487 | info@heidilussi.com 751 Mt. Ida Drive New Price
108 Silversage Terrace New
Vernon
1800 46th Avenue New
Open House: Oct 15, 1:00-3:00pm
Kal Lake views & outstanding craftsmanship! Providing over 4000sqft boasting 5 bedrooms 4 of which are upstairs. Incredible master suite w/ private deck. Fully developed custom floor plan. Private landscaped yard & oversized garage all on 1/3rd acre lot. All the bells & whistles! $918,750 MLS®:10141980
1/3 acre lot in Prestigious gated Watermark subdivision at the Rise fully serviced lot unobstructed lake and mountain view room for a pool. $360,000 MLS® NEW
Excellent starter or investment home. Close to shopping, schools, parks & shopping. 2+1 bedrooms, 2 full bath, garage, large bright kitchen with eating bar, newly painted, carpets, laminate, deck.
7458 Fleming Rd
15290 Old Mission Rd
4300 East Vernon Road
$400,000 MLS®:10143042
New Price
4 bed, 3 bath + finished basement. Indoor swimming pool with lake view. Privacy & unobstructed lake & mountain view from both levels. Landscaped, fenced yard, 0.68 Acres, Subdivision Potential. $625,000 MLS®:10139826
3.62 acres with vineyard that produces grapes for award winning wineries. Great ranch style home with open layout and breathtaking views 180 degree lake views. Set among a private setting with detached shop and attached garage. Opportunity knocks. $939,000 MLS®:10139308
Minutes from town, 9.88 acres, flat land Deluxe Rancher with daylight basement Barn, shop, hay/ equipment storage. Extensive recent upgrades. $1,680,000 MLS®10140230
For ALL listings visit www.heidilussi.com
BCREA Mortgage Rate Forecast BCREA Mortgage Rate Forecast INTEREST
RATE LIFT-OFF
September 2017 September 20
14BCREA HOUSING FORECAST UPDATE
HIGHLIGHTS
Mortgage Rate Outlook
February 2017 September 2017 September 2017
Mortgage MortgageRate RateForecast Forecast
Since our second quarter forecast, our projected rise in the first half of 2017. That Interest Rate Outlook Interest Rate Outlook quarterly growth in thequarterly first halfgrowth of 2017.inThat mortgage as the Bank oaccelerated u shas i nrates gpace Fhitthat oofthree-year rgrowth eexcess c a has s thigh Sum a r y —rates F ihas r soccurred t Q uand a r accelerated, ter meant thatm excess accelerated ofH growth meant • 5-yearpace fixed mortgage of Canada—spurred by economic growth that far exceeded capacity in the economy, capacity in the economy, referred tobut by economists Given the rapid expansion in the itCanadian economy, it Given the rapid expansion in the Canadian economy, is • Rapid economic growth, still noreferred sign to by economists its outlook—turned suddenly hawkish. Bank Unitgap,” Salesis rapidly Average MLS® The Price ($) surprised and central banks as the “output being and central banks as the “output gap,” is rapidly being clear the stimulus introduced to offset falling oil prices clear the stimulus introduced to offset falling oil prices is of inflation with a 25-basis point increase in July and then again in 2016 2017F because 2018F 2017F 2018F Areaeliminated. The output gap it is important it required.2016 eliminated.Board The output gap is important because no longerthe required. However, the policy direction going no longer However, policy direction going • Bank of Canada tightening, but how quickly? September, taking585,745 its overnight rate back to 1 per cent, 10,028 8,500 599,000 used byasthe Bank of future Canada as9,250 a guide toforward future is used by the Bank ofisCanada a guide to forward is chronic less clear, given608,000 the chronic undershooting o is less clear, given the undershooting of Victoria where it was before the precipitous drop in oil prices that 27.5% -7.8% -8.1% 12.3% 2.3% 1.5% economy operating above its potential, inflation. An economyinflation. operatingAn above its potential, the Bank’s inflation target over the past year. the Bank’s inflation target over the past year. shocked the Canadian economy$396,000 in 2014. After the July 10,532 9,400to do, should 8,750 $383,192 $402,000 as the is on be as the Canadian is Canadian on track toeconomy do, should betrack Vancouver Islandeconomy interest rate hike, markets widely expected at least one 26.6% -10.7% -6.9% 12.8% 3.3% 1.5% Mortgage Outlook inflationary. monetary policy acts with long andRate inflationary. Since monetary policySince acts with long and If sustained If sustained economic growth andeconomic a closinggrowth of the and a closing of the HIGHLIGHTS additional rate increase in the fall, and so bond$291,000 markets Mortgage Rate Outlook 417 390 345 $284,471 $288,000 variable quelling expected would variableRiver lags,Sunshine quelling expected future inflation would future inflation current output gap bring inflation, the Bank will Powell Coast lags, current output gap bring higher inflation, the higher Bankinwill Since our second forecast, HIGHLIGHTS and lenders had quarter already in our the projected Septemberrise increase 9.4% -6.5% -11.5% 15.3% priced 1.2% 1% in Since ourall second forecast, our rise necessitate higherSignificantly, interest ratesalltoday. Significantly, necessitate higher interest rates today. likely embark on aprojected more sustained cycle of rate increas likely embark on aquarter more sustained cycle of rate increases mortgage rates has occurred and accelerated, as the Bank Mortgage Rate Forecast by 35,750 the time it occurred. 34,000 1,017,228 942,000 963,000 • 5-year mortgage rates hit40,880 three-year high mortgage rates has occurred and accelerated, as the Bank measures of monitored by the Bank of Canada measures offixed inflation monitored byinflation the Bank of Canada Greater Vancouver to close the wide gap between its current target rate to close the wide gap between its current target rate of Canada—spurred by economic growth that far exceeded • 5-year fixed mortgage rates hit three-year high -5.2% -16.8% 5.1% 12.7% the 5-year -7.4% 2.2% 2017 2018 Over the past 12 of months, bond yield has ofoutlook—turned Canada—spurred by “neutral” economic growth that far exceeded • Rapid growth, still currently sit but well below thesign Bank’s official 2and per cent currently sit economic well below the Bank’s official 2 no per cent and its estimate of the “neutral” rate at which the its estimate the rate at which the its suddenly hawkish. The Bank surprised 18,900 $676,946 $657,000 $668,000 • ofRapid economic growth, but23,086 still no sign19,700 risen 110runs basisneither points to a hot three-year high ofBank close toin its outlook—turned suddenly hawkish. The surprised inflation Fraser Valley target and, to sign date, very little sign of accelerating. target and, to show very little ofshow accelerating. economy runs neither too hot nor too cold. The Bank economy too nor too cold. The Bank Term Q1date,Q2 Q3 Q4F Q1F Q2F Q3F Q4F with a 25-basis point increase in July and then again 15.1% -14.7% -4.1% 17.2% -2.9% 1.7% of inflation 1.8 cent, prompting a 60-basis point increase in 5-year withper a 25-basis point increase in July and then again in in a range of 3 per Changes will quickly? be key in to future movements in taking Changes toof inflation will be keyto toinflation future movements itself estimates that neutral rate • 1-Year Bank Canada tightening, but4,306 how itself estimates that neutral rate in a range of 3 per September, its overnight rate back to 1 per cent, 3,400 3,100 $397,911 $416,000 $428,000 3.14 3.14 3.14 3.24 3.24 3.24 3.44 3.44 discounted mortgage rates above 3back per cent formeans the first • Bank of District Canada tightening, how quickly? Chilliwack and September, taking its overnight rate per cent, interest rates. but interest rates. cent toto 3.5 per which a further 200 to 250 cent toit3.5 cent, which means a cent, further to 250 where wasper before the precipitous drop in to oil1200 prices that 37.2% -21% -8.8% 18.4% 4.5% 2.9% time since 2014. The 5-year qualifying rate has risen just where it was before the precipitous drop in oil prices that 5-Year basis points of tightening inJuly the future. However, shoul basis points of tightening in the future. However, should shocked the Canadian economy in355,000 2014. After the362,000 3,181 2,870 2,700 345,528 Qualifying and 4.64District 4.64 4.79 4.94 4.94 5.04Undershooting 5.14 5.14 Target 20 Kamloops basis points to 4.84 per cent. The latter is least an interesting shocked thehike, Canadian economy in 2014. After the July Inflation UndershootingInflation Target inflation remain stubbornly low, the case for rate hikes inflation remain stubbornly low, the for rate hikes interest rate markets widely expected at one 23.6% -9.8% -5.9% 5.9% 2.7%case 2% Rate development, because it is the first increase in the posted interest rate hike, markets widely expected at least one forecast is for gradua loses some urgency. Our baseline loses somerate urgency. Our forecast is for gradual additional increase in baseline the fall, and so bond markets 10,036 8,400 8,600 $461,791 $468,000 $476,000 Average Mainline Okanagan rate since stricter qualifying rules for insured mortgages additional rate increase in the fall, and so bond markets ratenext increases over the next two years, with the Bank of rate increases the two years, with the Bank of and lenders hadover already priced in the September increase 25.6% -16.3% 2.4% 13.1% 1.3% 1.7% 5-Year 2.75 2.61 2.94 3.15 3.20 3.34 3.34 3.44 were imposed last fall. Rising mortgage rates may and lenders had already priced in the September increase Mortgage M ortgage Rate Forecast Canada’s rateper ending 2018 at 1.5 per cent. Canada’s rate endingovernight 2018 at 1.5 cent. 2,459 2,050 1,975 $364,295 $351,000 $356,000 by the timeovernight it occurred. RateOkanagan* South Mortgage Rate Forecast complicate introduction of further by -3.7% the timethe it occurred. 21.6%2018 -16.6% 11.3% -3.6%mortgage qualifying 1.4% 2017 Over the pastslated 12 months, the 5-year bond yield has lending Source: Bank of Canada; BCREA Economics; Rate Spy restrictions for October, this time tightening Output, Inflation and Interest Rate Gaps Closing Output, Inflation and Interest Rate Gaps Closing 260 2018 285 325 $233,363 $243,000 $248,000 2017 Over the past 12 months, the 5-year bond yield has risen 110 basis mortgages. points to a three-year high of close to Northern Note: Average 5-year discounted rate is the average rate available in the market, for uninsured Term Q1 Lights Q2 Q3 Q4F Q1F Q2F Q3F Q4F 9.6% 14% -13.4% 4.1%high of close 2.1% offered at a discount from the posted 5-year qualifying-16.7% rate. risen 110 basis points to a three-year % 1.8 per% cent, prompting a 60-basis point increase in to 5-year Term Q1 Q2 Q3 Q4F Q1F Q2F Q3F Q4F 2 of Canada 2 2,955 2,500 2,575 $282,758 $286,000 $291,000 1-Year We anticipate that the Bank willcent hold 3.14 3.14 3.14 3.24 3.24 3.24 3.44 3.44 1.8 per cent, prompting a 60-basis increase inon5-year Kootenay discounted mortgage rates to above point 3 per foroff the first 1-Year 3.14 3.14 3.14 3.24 3.24 3.24 3.44 -15.4% 3.44 18.2% 3%rate increases 2.7% 1.7% further this and1.1% assess howrisen higher rates discounted mortgage ratesyear to above 3rate perhas cent for the first time since 2014. The 5-year qualifying just 5-Year 1 1 4,069 4,100 4,250 $263,703 $265,000 $269,000 are impacting the economic and inflation outlook. However, time since 2014. qualifying rateishas risen just Qualifying 4.64 4.64 4.79 4.94 4.94 5.04 5.14 5.14 BC 5-Year Northern 20 basis points to The 4.845-year per cent. The latter an interesting -3.4% 3.7% 0.5%latter 1.5% Rate Qualifying 4.64 4.64 4.94 4.94 5.04 5.14 0.8% 5.14 in Bank’s recent communications, it hasis very clearly 20the basis points to -0.4% 4.84 per cent. The an interesting Rising Interest Rates;4.79 Muted Inflation Expectations development, because it is the first increase in the posted 0 0 Rate 112,209 96,345 95,770 691,144 657,026 666,657 left the door open for more aggressive tightening should development, because it isrules the first increasemortgages in the posted BC Total Average rate since stricter qualifying for insured -14.1% -0.6% 8.6% -4.9% 1.5% 5-Year Average 2.75 2.61 2.94 3.15 3.20 9.5% the torrid pace of economic growth continue. Our ratecurrent since stricter qualifying rules for insured mortgages 3.34 3.34 3.44 -1 mortgage -1 were imposed last fall. Rising rates may Mortgage 5-Year NOTE: The Northern Lights Real Estate Board (NLREB) became part of the3.44 South Okanagan Real Estate Board (SOREB) on January 1, 2011. 2.75 2.61 2.94 3.15 3.20 3.34 3.34 baseline forecast is for the 5-year fixed mortgage rate were imposed last fall. Rising mortgage rates may Rate Mortgage complicate the introduction of further mortgage qualifying *Excluding Northern Lights Rate offered by lenders to average 3.15 over the fourth quarter, complicate the introduction further mortgage -2 of -2 Source: Bank of Canada; BCREA Economics; Rate Spy restrictions slated for October, this time tighteningqualifying lending Source: Bank of Canada; BCREA Economics; Rate Spy eventually rising to 3.44 by the end of 2018. The posted restrictions slated for October, this time tightening lending Note: Average 5-year discounted rate is the average rate available in the market, for uninsured mortgages. BCREA Economics provides timely research, analysis and economic factors affecting British Columbia and its housing markets. offered at a discount the posted 5-year qualifying rate. Note:expect Average 5-year discounted rate iscontinue the average rate available in information the market, toon -3 -3 qualifying We expect the economy will continue grow above We thefrom economy will to grow above 5-year rate is forecast to reach 5.14 per cent by for uninsured mortgages. I II III IV I II III IV I II III I IV II I III IIIVIII I IV II I III IIIVIII I IV II I III IIIVIII I IV II III IV I II III IV I II III IV offered at a discount from the posted 5-year qualifying rate. We anticipate that the Bank of Canada will hold off on the thirdand andwill fourth quarters, and will ultimately trend in the third and trend fourthinquarters, ultimately the end of next year. 2015 2016 2017 2018 2019 2020 2015 2016 2017 2018 2019 We anticipate that the Bank Canada willhow hold off2020 onrates The British Columbia Real Estate Association (BCREA) the2017 beforefurther rate increases this yearofand assess higher expand by 3.3 per cent for allisof slowing expand by 3.3 per cent for all of 2017 before slowing Send questions and comments about the Housing Forecast to: Gap Output Gap further rate increases this year and assess how higher rates ® BC, for more 20,000 REALTORS are impacting the economic andOutput inflation outlook. However, inas 2018 to than 2.3 per cent, asand higher rates and a Interest inprofessional 2018 to 2.3association per cent, higher interest rates a ininterest Gap (Forecast - Neutral Rate) Rate Gap Economist, (Forecast Interest - NeutralRate Rate) Cameron Muir, Chief are impacting the economic and inflation outlook. However, focusing on provincial that impact real estate. with in the Bank’s recent has very clearly (Forecast - 2% Target) Inflation Gapcommunications, (Forecast - 2%Inflation Target) itGap Rising Interest Rates; Muted Inflation Expectations soaring loonie start to drag Working on the economy. soaring loonie start toissues drag on the economy. cmuir@bcrea.bc.ca; 604.742.2780 in Source: the Bank’s recent communications, it has veryshould clearly Economic Outlook Rising Interest Inflation the province’s 11 realRates; estateMuted boards, BCREA Expectations provides continuing left the door open for more aggressive tightening Source: BCREA Economics BCREA Economics left the door open for more aggressive tightening should Brendon Ogmundson, Economist, professional education, advocacy, economic research and the current torrid pace of economic growth continue. Our The Canadian economy is economic forecast togrowth post its best yearOur bogmundson@bcrea.bc.ca; 604.742.2796 the current torrid pace of continue. ® standard forms to help REALTORS provide value for their clients. baseline forecast is for the 5-year fixed mortgage rate Send questions and comments aboutto: Mortgage Rate Forecast to:is for Send questions and comments about Mortgage Rate Forecast of growth since 2013, propelled byfixed 4 permortgage cent average baseline forecast the 5-year rate offered by lenders to average 3.15 over the fourth Cameron Muir, Chief Economist, cmuir@bcrea.bc.ca; Brendon Ogmundson, Economist, bogmundson@bcrea.bc.ca. Cameron Muir, Chief Economist, cmuir@bcrea.bc.ca; Brendon Ogmundson, Economist, bogmundson@bcrea.bc.ca. Additional economics information is available on quarter, To demonstrate the profession’s commitment to improving Quality offered by lenders to average 3.15 over the fourth quarter,1 eventually rising to 3.44 by the end of 2018. The posted BCREA’s website at: www.bcrea.bc.ca. of LifeAdditional in BC communities, BCREA supports policies that help eventually rising to 3.44 by the end of 2018. The posted Additionaliseconomics information is available on BCREA’s website www.bcrea.bc.ca. economics information available on BCREA’s website at: www.bcrea.bc.ca. 5-year qualifying rateat: is forecast to reach 5.14 per cent by ensure housing preserve 5-year qualifying rate isnews forecast to reach 5.14 per cent by Toreleases sign up for BCREA newswww.bcrea.bc.ca/news-and-publications/publications/manage-subscriptions. releases by email visit: Toeconomic sign up forvitality, BCREAprovide news byopportunities, email visit: Towww.bcrea.bc.ca/news-and-publications/publications/manage-subscriptions. sign up for BCREA releases by email visit: the end of next year. the environment, protect property owners and build better www.bcrea.bc.ca/news-and-publications/publications/ the end of next year.
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® Mortgage Rate Forecast is published quarterly by theAssociation. British Columbia Real Estate Association. estate boards, real estate associations and REALTORS® may reprint Mortgage Rate Forecast is published quarterly by the British Columbia Real Estate Real estate boards, real estateReal associations and REALTORS may reprint this Economic Outlook credit is given to BCREA by including the following statement: “Copyright Columbia Real Estate Association. Reprinted with permiss content, provided that credit content, is given provided to BCREAthat by including the following statement: “Copyright British Columbia Real Estate British Association. Reprinted with permission.”
Economic Outlook
BCREA no guarantees as to the accuracy or completeness of this information. BCREA makes no guarantees as to themakes accuracy or completeness of this information.
The Canadian economy is forecast to post® its Housing Forecast is published quarterly by the British Columbia Real Estate Association. Real estate boards, real estate associations and REALTORS maybest reprintyear this content, TheBritish Canadian economy is forecast to Reprinted post its with bestpermission.” year 2 provided that credit is given to BCREA by including the following statement: “Copyright Columbia Real Estate Association. of growth since 2013, propelled by 4 per cent average
no guarantees as -to the accuracy orPacific completeness this10123, information. growth since 2013, by 4 per cent 1420 701 Georgia West, POofVancouver, Box Pacific BC V7Y 1C6 propelled Phone: 604.683.7702 | average Fax:bcrea@bcrea.bc.ca 604.683.8601 2 | Email: bcrea@bc 1420BCREA - 701makes Georgia Street West, PO Box 10123,Street Centre, BC V7Y Centre, 1C6 of | Vancouver, Phone: 604.683.7702 || Fax: 604.683.8601 | Email: 1420 - 701 Georgia Street West, PO Box 10123, Pacific Centre, Vancouver, BC V7Y 1C6
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Phone: 604.683.7702
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Fax: 604.683.8601
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1
Email: bcrea@bcrea.bc.ca 1
Vernon *Personal Real Estate Corporation
OkanaganHomes.com | 250.549.7050
Bella Vista
Coldstream
Adventure Bay
117, 3020 Allenby
8308 Stoneridge Drive
21, 40 Kestrel Place
Great value for this well maintained 2 bedroom condo in Bella Vista Villa. Walk out to fully enclosed deck. Living offers corner gas fireplace. Kitchen with eating nook. Spacious master bedroom with wall to wall closet and private deck access. In-suite laundry. Covered parking. Lockable storage!
Location! Location! Location! Walk to Beach, College & Rail Trail. 5 Bedroom, 3 bath family home with open design, hardwood & tile flooring, air conditioning & built-in vacuum. Multi-level decks, built-in BBQ, hot tub! Landscaped. Double garage & extra parking.
Waterfront Community w/ Beach & Boat Launch!
$240,000
$789,000
$799,000
mls 10142194
mls 10133246
Welcome to Kestrel Estates! 5 Bedroom, 4 bath home includes a 1 bedroom in-law suite on the lower level! Your family will love the landscaped, entertainment-size backyard with patio and gazebo! Level parking + room for your RV.
mls 10142647
The Foothills
Okanagan Landing
Armstrong
7436 Sun Peaks Drive
8854 Okanagan Landing Road
4605 Lansdowne Road
Contemporary, Family Home Deluxe custom home in the Foothills on a quiet no-thru road! Beautiful views of Okanagan Lake & City. 4 Bdrms, den, 4 baths. Open plan. 2-way gas fireplace. Spacious, gourmet kitchen. Covered patio. Fenced yard. Family-oriented neighborhood, minutes to town or Silver Star!
Lake View & Subdivision Potential Okanagan Lake Views Enjoy almost an acre of privacy, or complete the subdivision and build homes on the 2 available lake view lots attached to this property. 2-story 3 bedroom, 2 bath home on 0.97 of an acre with a 2 car detached garage.
7.36 Acres, Minutes to Downtown 360 Degree views! Horse setup. Family home, 3 bedrooms, den, 3 baths! Triple garage. New sewerage treatment system, furnace, air conditioning, updated kitchen, flooring, gutters, fencing. Immediate Possession
$799,000
$799,900
$799,000
mls 10134905
mls 10137807
Rodney Shanks
Heather Paulsen
Alan Stier
Craig Demetrick
REALTOR®
REALTOR®
REALTOR®
REALTOR®
rodney@okanaganhomes.com heather@okanaganhomes.com alan@okanaganhomes.com craig@okanaganhomes.com
mls 10139761
Barb Williamson* Priscilla Sookarow REALTOR®/Managing Broker
Owner/REALTOR®
barb@okanaganhomes.com info@okanaganhomes.com *Personal Real Estate Corporation
See us at RE/MAX Vernon 5603 27 Street Vernon, BC
Outstanding Agents. Outstanding Results.
GO WITH THOSE WHO KNOW Armstrong
Commercial Solutions
Enderby
Lumby
Vernon
Vernon (Silver Star Office)
2555 Pleasant Valley Blvd Armstrong, BC V0E 1B0 250.546.3119
5405 26 Street Vernon, BC V1T 7G4 250.503.3477
908 George St Box 188 Enderby, BC V0E 1V0 250.838.0025
2095 Shuswap Ave Lumby, BC V0E 2G0 250.547.9266
5603 27 Street Vernon, BC V1T 8Z5 250.549.4161
108-152 Silver Lode Lane V1B 3W9 250.549.4161
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