Vol. 23 No. 9 PO Box 118, Sioux City, Iowa 51102
August 2018
SHOP LOCAL ISSUE
Tax holiday Retailers eager to sell sales tax-free apparel INSIDE THIS MONTH’S ISSUE: Chamber moves to temporary quarters PAGE 4
Bank recognized for beautification efforts PAGE 13
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Siouxland Business Journal, August 2018
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Siouxland Business Journal, August 2018 3
BusinessJournal Ron Peterson, publisher Dave Dreeszen, editor Siouxland Business Journal is published monthly by Sioux City Newspapers Inc., in cooperation with the Siouxland Chamber of Commerce. Requests for a free subscription or address changes should be sent to: Tad Kelson Siouxland Business Journal Box 118 Sioux City, Iowa 51102
Editorial copy should be sent to: Dave Dreeszen Siouxland Business Journal editor Box 118 Sioux City, Iowa 51102 dave.dreeszen@lee.net For more information: Editorial: (712) 293-4211 or 800-397-9820, ext. 4211 Advertising: (712) 224-6279 or 800-728-8588 Circulation: (712) 293-4258 or 800-397-2213, ext. 4257 On the web: www.SiouxlandBusinessJournal.com
Index Business People..................................................page 8
On the move........................................................page 7
Chamber anniversaries......................................page 6
Ribbon cuttings............................page 11, 14, 15, 17, 18
Chamber investors.............................................page 6
Rush Hour Connect....... ....................................page 16
ON THE COVER
Justin Wan, Sioux City Journal
Shorts are seen at at Envy My Closet in Sioux City. Iowa’s annual sales tax holiday, set for Aug. 3-4, kicks off the store’s back-to-school season.
Home & Office.....................................................page 9
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Profitable Ma and Pa Vitamin Store in Southern Hills Square for sale. Price includes approximately $60,000 in inventory (wholesale). Great location with plenty of parking. Owner retiring & will assist new owner for a few months. Financials upon request.
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Siouxland Business Journal, August 2018
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SIOUXLAND CHAMBER BUILDING TO BE RENOVATED
Chamber makes temporary move Organization to be at 701 Pierce during 101 Pierce’s facelift
Barbara Sloniker, executive vice president of the Siouxland Chamber of Commerce, searches through a box of papers while organizing her office June 29 in the chamber’s temporary quarters on the ground floor of the Pioneer Bank building, 701 Pierce St., in downtown Sioux City.
MASON DOCKTER
Business Journal staff writer
SIOUX CITY – After 49 years, the Siouxland Chamber of Commerce building at 101 Pierce St., is getting a major facelift. Barbara Sloniker, the Chamber’s executive vice president, said the 1969 building will barely be recognizable after renovations are finished in fall 2019. “We’re really going down to the bones of the building,” she said. “It’ll look totally different than what it has.” In the meantime, the Chamber has set up shop in the first floor of the Pioneer Bank building, 701 Pierce St. Sloniker expects the Chamber and its eight (soon to be nine) staffers will enjoy their time in the downtown office building. “It’s a beautiful space, it’s convenient for us,” she said.
Tim Hynds, Sioux City Journal
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Renovation FROM PAGE 4
Some of the Chamber’s larger meetings may have to be moved outside the Pioneer Bank building due to parking and space constraints, she said. Board members have already begun volunteering space to hold larger meetings. Sloniker described the Chamber building’s future exterior as a “glass envelope” encircling the structure, with long aluminum slats up and down the facade. A large “101” (the building’s street address) will be featured prominently on the north-facing side. “I think it’s going to have really great curb appeal,” she said. While the old space has served the Chamber well, Sloniker said they’re hoping the building will wow prospective businesses when they stop by for a visit. “We want to take them into
Provided
The Siouxland Chamber of Commerce released this rendering of planned renovations on their 1969 office building, at 101 Pierce St.
a nice place, where they think, ‘These people are really moving forward,’” she said. Nathan Kalaher, with PLaN Architecture, has been selected as
the architect, though the Chamber has yet to name a contractor. Sloniker declined to say how much the Chamber expects the renovation to cost.
Tim Hynds, Sioux City Journal
Empty boxes are shown June 29 in the Siouxland Chamber of Commerce’s temporary quarters on the ground floor of the Pioneer Bank building in downtown Sioux City.
Across Pierce Street from the newly renovated Chamber will be the newly built Gilchrist Learning Center. Sloniker said it’ll be nice to have the new facilities so close
together. “I think having those two sort of right there on that corridor will really spruce up that area,” Sloniker said.
Blind adventurer to keynote Siouxland Chamber dinner EARL HORLYK
Business Journal staff writer
SIOUX CITY – Erik Weihenmayer, the first blind person to climb Mount Everest, will be the keynote speaker for the 33rd annual Siouxland Chamber of Commerce dinner on Sept. 20. Weihenmayer, the author of a best-selling memoir, “Touch the Top of the World: A Blind Man’s Journey to Climb Farther than
the Eye Can See,” lost his sight as a young teenager. Despite that, he became an accomplished high school wrestler Weihenmayer and rock climber. In addition to his successful summit of Mount Everest, Weihenmayer has reached the peak of the seven
summits, the highest mountains on each continent. He is one of only about 150 climbers, worldwide, to accomplish that feat. “I am eager to travel to the tristate area of Iowa, Nebraska and South Dakota,” Weihenmayer said in a statement. “As a young athlete, I competed in the National Junior Freestyle Wrestling Tournament in Iowa and I’m excited to return after so many
years.” The dinner, the Chamber’s largest annual fundraiser, will begin with a social hour at 5:15 p.m. Sept. 20 at the Sioux City Convention Center, 801 Fourth St. The dinner and Chamber program will start at 6:15 p.m., with the keynote presentation slated to start at 8 p.m. During the event, the Chamber
also will recognize winners of its annual W. Edward Deming Award for Business Leadership and Entrepreneurial Excellence award and the 2018 Ambassador of the Year. Reservations are $90 per person for Chamber members and $110 for non-members. For more information, visit the Chamber website at www. siouxlandchamber.com or call 712-255-7903.
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Siouxland Business Journal, August 2018
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ChamberInvestors
Siouxland Estate Planning Council Lynda Cruickshank Sioux City
Centinela Mexican Restaurant Rafael Lugano Sergeant Bluff, Iowa
CIRAS (Center for Industrial Research & Services) Mary Zimmerman Ames, Iowa
University of Iowa John Pappajohn Entrepreneurial Center Kristen Tobert Iowa City, Iowa
McDonalds Restaurants of Siouxland-North Hamilton Marsha Cooley Sioux City
Copyright 2018 The Sioux City Journal. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
ChamberAnniversaries The following businesses and organizations are celebrating anniversaries of 5, 10, 15 20, 30 or 35 years as Siouxland Chamber of Commerce investors
35 YEARS – 1983
20 YEARS – 1998
Sioux City
Ray’s Mid-Bell Music Mike Guntren Sioux City
Mary J. Treglia Community House Amy Chabra Sioux City
10 YEARS – 2008
30 YEARS – 1988 Lantis Fireworks Inc. Don Lantis North Sioux City Sioux City Foundry Company Andrew Galinsky Sioux City
3E-Electrical Engineering & Equipment Co. Stan Pithan 15 YEARS – 2003 Sioux City Aventure Staffing & Professional Services Vanguard Sciences Phyllis Antonacci LLC North Sioux City Christine Salem Sioux City 5 YEARS – 2013 Famous Daves BBQ Bluff Creek Golf Cars Athena Nino Marlin Nelson
Sioux City Dreamworks Collision Center Katrina Waples North Sioux City Gannon Roofing Supply Chad Ingle Sioux City Kitchen Dressings Inc. Rook Willia Sioux City
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OnTheMove Former FBI agent joins Goosmann Law Firm SIOUX CITY – Jeana Goosmann, CEO & Managing Partner of the Goosmann Law Firm, has announced that former FBI agent Robert L. Kardell has joined their team as an attorney focusKardell ing his practice on cyber security and bank fraud. Kardell has 22 years of experience working for the Federal Bureau of Investigation as a supervisory senior resident agent, special agent, program coordinator for public corruption, complex financial crime, healthcare fraud and domestic terrorism. Over the years Kardell has encountered numerous cybercrimes, which allows him to better advocate for clients while preventing and responding to an array of cybersecurity and fraud issues. He has several areas of expertise, including employee policies, computer and IT standards, data and trade secret protection, as well as banking security and cyber policy.
Gastroenterologist joins Midlands Clinic DAKOTA DUNES – Midlands Clinic, P.C. announces the recent addition of Dr. Fadi Rzouq. Rzouq is not only a gastroenterologist but also an advanced endoscopist. He joins the clinic as Rzouq the third gastroenterology provider in the practice. Rzouq specializes in the diagnosis and treatment of diseases and disorders affecting the digestive system. Rzouq is qualified in treating Barrett’s esophagus, pancreas diseases and biliary systems using Endoscopic Retrograde Cholangiopancreatography and Endoscopic Ultrasound. He also subspecializes in hepatology and performs therapeutic endoscopy.
Rzouq received his medical degree from the University of Jordan Faculty of Medicine and completed his residency at the University of Washington School of Medicine. Rzouq completed a gastroenterology fellowship and an advanced endoscopy fellowship, both at the University of Kansas School of Medicine. He is certified by the American Board of Internal Medicine and also by the American Board of Gastroenterology. Rzouq has contributed to publications about the work of advanced endoscopy and the rare, difficult cases seen in gastroenterology. He has contributed to at least 32 peer-reviewed publications, as well as many oral presentations.
Promise Community Health Center offering substance abuse services SIOUX CENTER, Iowa – Jo Thyr has been transitioning into behavioral health counseling at P ro m i se Co m m u n i ty Hea l t h Center in Sioux Center after servThyr ing as a medical social worker for most of her career. Promise will expand into offering substance abuse services as Thyr becomes certified in that area, focusing especially on addressing opioid addiction. Thyr started seeing patients full time at Promise in mid-June. After serving a limited, parttime basis for a few months at Promise while transitioning into the role, she now is seeing patients full time. She is assisted by new behavioral health coordinator and interpreter Michelle van Beek.
Security National adds personal trust manager DAKOTA DUNES — Richard Kunz, vice president and trust officer of Security National Bank Wealth Management, has announced that Andrew Clausen
announced the promotion of Cindy Duncan to department chairperson for respiratory care education. In her position, Duncan provides management and leadership for the Respiratory Care Program. She maintains program accreditation and learning outcomes, provides instruction in the c l a s s ro o m a n d supervises faculty for classroom and clinical instruction within the program. Duncan P r e v i o u s l y, D u n ca n se rve d as a clinical coordinator of the Respiratory Care Program at St. Gallagher announces Luke’s College for 15 years and as a registered respiratory therapist two new officials at UnityPoint Health – St. Luke’s SIOUX CITY – Gallagher’s for 21 years. Sioux City office has announced Jacki Kilstrom as health and Security National welfare account executive and promotes two officials Blake Van Ginkel as health and welfare producer associate. SIOUX CITY – Security NaKilstrom joins Gallagher with tional Bank announces the folan extensive background in the lowing promotions. insurance industry – she has Paula Kleen has been named worked as a nurse and as a health Bank Secrecy Act (BSA) Officer, and welfare insurance consultant. overseeing Security National’s Van Ginkel joins Gallagher as part reporting and training responof the organization’s program sibilities in compliance with for driven young the government’s Currency and leaders, GCAP. He Foreign Transactions Reporting has an extensive Act. She will connetwork within tinue her role as Gallagher and a the bank’s Commultitude of tools munity Reinvestto use when servment Act Officer, ing local clients. a position she has Kilstrom The Sioux City held since 2002. office invites the With nearly 20 public to meet Polley years of experiJacki Kilstrom and ence at SNB, Kleen Blake Van Ginkel has also served at their annual as a commercial client seminar on portfolio manager Aug. 2 at Delta and commercial Hotels by Marservices manager. Van Ginkel She is a graduate riott South Sioux City Riverfront: Kleen of Briar Cliff Unihttps://ajgebusiness.wufoo.com/ versity, where she forms/z1p5wo1r0ssyrbp/ earned her bachelor of science degree in business administraDuncan now chair of tion. Allison Polley has been prorespiratory care ed moted to director of loan opSIOUX CITY – St. Luke’s Col- erations. In her new role, she lege – UnityPoint Health has will oversee the commercial, has been named a personal trust relationship manager in SNB’s Wealth Management Division. I n t h i s ro l e , Clausen is responClausen sible for managing relationships and meeting the unique needs of clients who are seeking the highest level of personal trust and estate planning solutions. Originally from Sioux City, Clausen holds insurance licensure within the state of Iowa, and his Series 6 and Series 63 licensure from the Financial Industry Regulatory Authority, Inc. (FINRA).
agriculture, retail and mortgage loan operation functions at Security National’s main branch, downtown at 6th and Pierce streets. Polley has worked in several roles at SNB, including financial services representative, loan operations specialist, senior loan operations specialist and personal banker. Most recently, she joined the Auditing Department and was promoted to senior staff auditor in 2017. Polley received her Certified Public Accountant (CPA) certification in 2016, and holds a bachelor of science degree in finance from Iowa State University.
Barnett appointed to COO at JC Roofing SOUTH SIOUX CITY — JC Roofing & Insulating appointed Mason Barnett as its chief operating officer. Barnett joined the company in 2006 as a field laborer, moving up from sales and project managing to chief operating manager, developing extensive knowledge of commercial roofing systems along the way. He will utilize his 12 years of roofing industry experience and knowledge to oversee and manage all aspects of day-to-day operations, plus implement strategies for continued growth. His goal is to have a positive impact on both the industry and those he has the privilege to serve, according to a release from the company.
Fox becomes personal banker at Northwest SIOUX CITY – Molly Fox has become a personal banker at Northwest Bank in Sioux City. Fox has been with Northwest B a n k f o r t wo years, previously working as a custo m e r s e r v i c e representative. In her new position, Molly will Fox continue to build customer relationships while promoting banking services to personal and business customers.
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BusinessPeople Moes receives CRPC designation SIOUX CITY – Simeon C. Moes, an associate financial adviser with Ameriprise Financial Services, Inc. practice of Donald M. Acker in Sioux City, has received the professional designation of Chartered Retirement Planning Counseolor (CRPC). Moes successfully completed the requirements, including coursework and a series of examinations that cover pre- and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations. He has one year of experience with Ameriprise Financial, in the financial services industry.
Morningside award presented to Slaven SIOUX CITY – David H. Slaven, associate professor of physics at Morningside College, has received the 2018 Lucille and Charles Wert Fa c u l ty Awa rd for excellence in teaching. Slaven The award recognizes the Morningside College faculty member judged by his or her peers to best exemplify the ideals of the teaching profession at Morningside. Slaven received the award from Morningside College Provost William Deeds during the college’s May 12 spring undergraduate commencement ceremony. Before he joined the Morningside College faculty in 2003, Slaven taught at Iowa State University, Drake University, Drury College in Springfield, Mo., and Saginaw Valley State University in University Center, Mich.
Alyssa Utech wins ‘Betty’ design award SIOUX CITY – Alyssa Utech was presented with the FEH Design “Betty” Award on June 23 for outstanding service and superior
achievement. The “Betty” Award has been a FEH tradition for 23 years. This award is named after Betty Van Nyhuis, who was FEH’s bookUtech keeper, cheerleader and all-around support person for many years. After her 1994 death from cancer, FEH leaders felt it would be a fitting tribute to establish an award for outstanding employees in her name. Utech is a native of Remsen, Iowa, and graduated from Briar Cliff University with a bachelor of arts in graphic design degree in 2011. She has been with FEH Design for 10 months. Utech currently resides in South Sioux City with her husband, Zach, and sons, Colton and Weston.
Moser receives Iowa State Bar Association award SIOUX CITY – Cynthia C. Moser, a partner with the Heidman Law Firm PLLC in Sioux City, has received The Iowa State Bar Association’s 2018 Award of Merit, the highest award given annually by the organization representing Iowa atMoser torneys statewide. The Award of Merit recognizes an individual’s selfless dedication to the legal profession, the bar association and their community. Moser was granted the award during the ISBA’s Annual Awards Gala on June 20, at the Iowa Events Center in Des Moines.
Goodman attends lawyers’ seminar SIOUX CITY – Bryan Goodman of Goodman Law Firm LLC of Sioux City attended the “Serious Science for Serious Lawyers: Advanced Training in Blood Drug Goodman Analysis and Trial Advocacy” training seminar on
June 8-13 in Arlington, Texas, receiving 34 hours of continuing legal education credit. Presented by the National College for DUI Defense, the five-day comprehensive course covered everything from blood analysis to trial cross-examination to reviews of forensic science materials led by highly qualified instructors who lead their respective fields.
Siouxland Community Health, board member; Joel Jarman, L&L Builders Co., board member; and Adam Johnson, Unity Point Health – St. Luke’s, board member. A number of local organizations and individuals participate in the consortium. More info can be found online at www.siouxlandlean.com.
SEOC appoints officers, board members
Smith passes professional engineering exam
SIOUX CITY – The Siouxland Estate Planning Council has appointed the following new board members and officers to serve during the 2018-2019 programming year. A n n e t t e Goetsch, CPA Cruickshank representative; Jeff Welsh, treasurer; Kent Vriezelaar, attorney representative; Mike McAlpine, trust officer representative; Anthony Lamb, membership chair; Karrie Hruska, secretary; Lynda Cruickshank, president; Chrystal Davis, vice president; Greg Giles, insurance and financial advising representative; Dan Kriener, allied professionals representative. Sept. 4 marks the start date for the new membership year. Nearly 70 dedicated professionals from the tri-state region belong to the SEPC, which is affiliated with the National Association of Estate Planners & Councils, or NAEPC.
SOUTH SIOUX CITY – Olsson Associates, an engineering and design firm with an office in South Sioux City, has announced that Matthew Smith passed the professional engineering exam. The requirements to become a professional engineer include completing four years of professional experience under a licensed professional engineer and passing the exam. Smith, based in South Sioux City, is a member of the Greater Nebraska General Civil team.
Siouxland Lean Consortium announces board, officers SIOUX CITY – The Siouxland Lean Consortium, which promotes a strategy of conducting business based on the principles of Lean Building System, has announced new board members for 2018-19. Jason Hargens, Trans Ova Genetics, chair/treasurer; Dorian Colvin, Raven Industries, vice chair; Scott Post, Pizza Ranch, secretary; Mike Thelen, Steel Partners Holdings, founding board member; Julian Lee,
Former USD med school dean to be inducted to S.D. Hall of Fame VERMILLION, S.D. – Dr. Rod Parry, dean of the University of South Dakota Sanford School of Medicine from 2004 to 2012 and a national leader in public health, will be inducted into the South Dakota Hall of Fame at an Parry honors ceremony to be held Sept. 7-8. Parry, who continues to serve as an adviser to the medical school, also served as president of the South Dakota State Medical Association, and became a Master in the American College of Physicians. Under his leadership, the medical school opened a world-class simulation center, expanded campus operations in Yankton, Rapid City and Sioux Falls, and gained national recognition for its successes educating and providing doctors to rural locations.
Tickets for the formal induction ceremony on Sept. 8 at the Hall of Fame facility in Chamberlain become available starting June 1 through the South Dakota Hall of Fame.
Osman earns Reddy Toastmasters honor SOUTH SIOUX CITY – Reddy Toastmasters announces that Mahamud Osman recently earned his CC designation from Toastmasters International. The CC designation is given to members wh o c o m p l e te 10 projects from Osman the Toastmasters Communications and Leadership manual. Projects include speaking with sincerity, organizing an effective presentation, using body language and voice to convey your message, using props effectively, speaking persuasively and motivating others. Reddy Toastmasters meets every Thursday at noon at Northeast Community College at the College Center, 1001 College Way, South Sioux City, in room 133. Guests are always welcome.
Sunrise volunteers honored at luncheon SIOUX CITY – Sunrise Retirement Community recently recognized volunteers at its annual volunteer luncheon. Honorees included: Outstanding Business Volunteer: Beef Products Inc. Outstanding Employee Volunteer: Kim Anderson, Deb Boisen, Adrianna Grage, Melissa Meyers, Andrea Queen, Teresa Roche, Sue Swanson, Sam Virgin, Darvene Verschoor and Tammy Wilson. Outstanding Community Volunteer: Courtney Ott. Outstanding Resident Volunteer: Vera Stoltze and Lee Yockey. Outstanding Fundraising Volunteer: Rodd Slater. Unsung Hero: Howard Huisenga.
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Siouxland Business Journal, August 2018 9
Iowa grapples with opioid epidemic in rural areas A Home re you aware that more than 70 percent of people who abused prescription pain relievers got the pills from friends or relatives? Remember, it is illegal to take someone else’s prescription medication. Source: The National Safety Council Use of opioids (which includes prescription pain relievers and heroin) is becoming a problem of epidemic proportions in more rural areas. While alcohol, marijuana and methamphetamines remain the primary substances misused in Iowa, in the last decade significant increases have been observed in the number of Iowans identifying opioids as their drug of choice at the time of admission to treatment and in the number of overdose deaths. According to the Centers for Disease Control and Prevention, in 2012, health care providers wrote 259 million prescriptions for opioid pain relievers – enough
for every American adult to have a bottle of pills. Prescription opioid sales in the United States have increased by 300% since 1999, even though there has not been an overall change in the amount of pain Americans report. In a study by the International Narcotics Control Board, the United States accounts for nearly 100% of the Hydrocodone used globally and 81% of Oxycodone used. Source: IA Board of Nursing Newsletter May, June, July 2018 What can be done: Remove painkillers from your home. Talk with your kids about drugs, and include a discussion of common medications in your home. If you need pain meds, work with your physician to cut back. With Siouxland being a tristate area, the Iowa Prescription Monitoring Program (PMP) is a great tool for providers. The PMP provides authorized prescribers and pharmacists with information regarding their patients’
Alternative ways to treat pain: Acupuncture works by triggering the body’s natural opioids (endorphins). This may be best for those with back pain. Meditation can reduce pain by altering activity in four pain-proDEB TWYFORD cessing areas of the brain. Those who have used meditation long term seem to get less chronic pain use of controlled substances and in the first place. Cognitive Behavioral Therapy is used as a tool in determinhelps those who suffer learn to ing appropriate prescribing and correct negative thoughts and treatment of patients without fear of contributing to a patient’s behaviors. The therapy can be helpful in reducing the tendency abuse of or dependence on addictive drugs or diversion of those to catastrophize. Spinal Cord Stimulation, in drugs to illicit use. Iowa licensed which an electrode is implanted pharmacies, both in-state and in the space around the spinal non-resident pharmacies, are cord, can often help failed back required to report to the Iowa surgery syndrome, when back PMP all Schedule II, III, and IV controlled substances dispensed surgery has left someone in worse pain than before. by the pharmacy to ambulatory Deep Brain Stimulation, anothpatients. er invasive procedure, involves Source: Iowa Prescription Monitoring Program 2017 Annual putting electrodes in certain brain regions; it has been used Report
& Office
for more than 50 years, though researchers are still not clear on exactly how it works. Most of us have experienced some type of pain in our life and want to avoid this is the future. According to researchers at Northwestern University, those who exercise for at least 30 minutes three times per week are less likely to suffer some types of chronic pain. In addition, those who are very depressed are more likely to suffer from chronic pain, mainly back pain. Source: AARP Magazine If you deal with pain, talk with your doctor about pain medication use and ask if non-drug treatments may be an option for you. Deb Twyford is an RN, Certified Wellness Coach, Worksite Wellness Coordinator and Tobacco Cessation Facilitator at Mercy Business Health Services. She can be contacted at twyfordd@mercyhealth.com or 712-274-4334.
Tips To sTay on BudgeT When Building a neW home When you’ve made the decision to build a new home, selecting the right builder is an important part of the Darrel Bullock President process. You want to find a builder Sioux City Building Inspections whose business approach aligns well with your personal preferences. And staying within your budget will be a key part of positive home-building experience. Being an educated consumer, and asking your home builder the right questions, will help you build the home of your dreams without blowing your budget. Here are some tips: Included features and custom options – It’s important to set your expectations in the beginning. A builder’s model home is often designed to highlight how a buyer can personalize the home, but most of the time, what you see in the model is either upgraded or perhaps even a designer option that may or may not be available. It’s important to know the difference between what features are included and what items have been upgraded to avoid being surprised when you go to contract or even during the building process.
may be offered in the same color and size with a lower-priced option. And if designer knobs or pulls are added, you can achieve a very similar look for far less. The same is true of granite counters and flooring. It pays to ask the builder’s representative or design center consultant how to achieve the look you want and stay within your budget.
The key is to understand whatt incenti incentives are available ailable and apply those to your particular situation in the way that best benefits you. Warranty and regular maintenance – Most consumers understand that when you purchase a new car that is covered by a warranty, the buyer is still responsible for some maintenance and other costs. The same is true when you buy a newly built home. Before you go to settlement on the purchase of your new home, you and your builder will do a walk-through to conduct a final inspection. This walkthrough provides an opportunity to spot items which may need to be corrected or adjusted, learn about the way your new home works and ask questions about anything you don’t understand.
Closing cost contributions or incentives – In many areas throughout the United States, a builder’s contract will stipulate that they do not pay any closing costs. That means they also don’t pay the traditional closing costs that are typically paid by the sellers when purchasing a used or resale home. However, builders will often offer some sort of closing incentive that can be applied toward closing costs or options. The incentive may be tied to the use of preferred lender or title company. Buyers should carefully run the numbers Often, a builder will use the walk-through to educate with their real estate professional or lender to see if those buyers about the operation of the home’s components; the incentives make sense for their particular situation. buyer’s responsibilities for maintenance and upkeep; and Some buyers may find it better to use an outside lender the warranty coverage and procedures. Be sure to read and because of rates and fees. Other buyers may do better asking understand the warranty documents. It is important that you to have the builder’s incentive applied toward options they will learn about the way your new home works and ask questions need to move into the home and have it become immediately about anything you don’t understand.
Also, if you like a custom upgrade but not its higher cost, there is often a less expensive way to achieve the same look. livable, like a adding a refrigerator, blinds, or a washer and To find the right builder to create your dream home, visit www.siouxlandhba.com/members. For example, the custom cabinets shown in a model home dryer, which are often not included in new homes.
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Siouxland Business Journal, August 2018
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Local retailers anticipating tax holiday
BOOST
S
Shoes are seen at Envy My Closet in Sioux City. All of the regular clothing items in the store are priced under $100, and are thus exempt from sales tax during Iowa’s annual sales tax holiday, Aug. 3-4.
MASON DOCKTER
mdockter@siouxcityjournal.com
IOUX CITY – Local clothing retailers are gearing up for Iowa’s yearly sales tax holiday. Some merchants say the two-day period when state and local sales tax are waived on apparel items under $100 leads to a business rush comparable to the Christmas season. Britni Hilts, owner of local resale boutique Envy My Closet, which sells high-quality secondhand clothing, expects the Aug. 3-4 event to be a boon for the store, as well as customers. “Generally we start our big summer clearance during the same time,” Hilts said. “It’s our kickoff, really, for back-to-school shopping that weekend.” By Hilts’ reckoning, the tax holiday likely brings in four times the number of customers as would normally stop in on a Friday and Saturday. She said the store, which sells items of clothing at 50 to 90 percent less than the same clothing would sell for brand-new, is popular with parents shopping for children – and the tax holiday just adds to the savings. “People get large garbage bags pretty much full of kids’ clothes when they’re stocking up,” she
Justin Wan photos, Sioux City Journal
Kendall Fouts of Moville shops at Envy My Closet in Sioux City in late July. Shoppers flock to this store and others during Iowa’s Sales Tax Holiday, PLEASE SEE HOLIDAY, PAGE 12 Aug. 4 and 5, during which sales tax is not levied on most items of clothing priced under $100.
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Siouxland Business Journal, August 2018 11
Photos courtesy of the Siouxland Chamber of Commerce
Siouxland Adult Medicine/Rose Hill Med Spa celebrated its growing practice and membership in the Siouxland Chamber at a recent ribbon cutting. Cutting the ribbon are Deb Carlson, CEO/clinic manager and Dr. Mark Carlson and their staff. Attendees learned about bioTE Natural Hormone Replacement and permanent makeup procedures.
A ribbon cutting was held at Tyson Events Center to introduce the new management team at Spectra Venue Management. Pictured are Erika Newton, general manager; Meghan Calvagna, director of partnerships; Enzo Carannante, assistant manager/director of marketing. Attendees enjoyed new food and beverage samples in the event center.
Kinseth Hospitality/Courtyard by Marriott held a groundbreaking ceremony at the site of the future Courtyard by Marriot in downtown Sioux City. Pictured are Bruce Kinseth and Les Kinseth of Kinseth Hospitality; Rick Lecy, general manager, Sioux City Convention Center & Courtyard by Marriott; Dennis Johnson, president Downtown Partners; and Rhonda Capron, Sioux City Councilwoman.The five-story hotel will attached to the convention center and a two-story parking deck. A portion of the convention center also will be remodeled as a ballroom.
UnityPoint Health St. Luke‘s Children’s Miracle Network recently dedicated the newest pediatric theme room, thanks to the generosity of Greenberg’s Jewelers. Pictured cutting the ribbon are Amy Sachnoff, Greenberg’s Jewelers; Miracle Kid Yahaira Sanchez; and Elise Kreisberg, Greenberg’s Jewelers. The new theme room is about empowering girls and young ladies to find their sparkle from within. Designed to remind girls that even the rarest diamonds start as a rough rock, the room incorporates shine and brightness all throughout the room with the message to “Never Let Anyone Dull Your Sparkle.”
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What’s exempt, what isn’t
Justin Wan, Sioux City Journal
Daley O’Neill works at Envy My Closet in Sioux City in late July. The store’s owner said she expects perhaps four times the usual number of customers during Iowa’s Sales Tax Holiday.
Holiday FROM 10
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said. All the items of clothing in the store are priced under $100 and would thus be tax-free. At Rudolph’s Shoe Mart, owner Mike Pape said the tax holiday means an increase in customers rivaling the holidays. Like Envy My Closet, the sales tax holiday marks the beginning of the fallback to school season at Rudolph’s Shoe Mart. Pape said that, while the holiday is always popular with parents, it’s
it’s coming and maybe wait for their purchase because they save seven percent on their own needs,” Pape said. It bears mentioning that not all the shoes and boots in the store are tax-exempt, as some are priced above the $100 threshold. “We’ve got some under, some Justin Wan, Sioux City Journal over ($100),” Pape said. Shorts are seen at Envy My Closet Sue Bubb, an assistant store in Sioux City. Iowa’s annual sales manager at Bomgaar’s on Gordon tax holiday, set for Aug. 3-4, kicks Drive, said the store is planning to off the store’s back-to-school offer 12 percent off regular-priced season. clothing in conjunction with the tax holiday. a boon for everyone. Bubb could not put a number on “There’s also people that know the overall increase in foot traffic
Iowa’s rules regarding what is and isn’t exempted from state and local sales tax during the holiday are, at times, confusing. For example, while handkerchiefs are taxed, bandanas aren’t. Baby receiving blankets are exempt while ordinary blankets aren’t. Here is a quick overview of some items that are and are not exempt from sales tax during the holiday, Aug. 3-4: Exempt: Not exempt: Athletic clothing, including gloves, Adult or baby diapers Baby bibs, clothing, blankets pads, helmets, skates, shoes and Bathing suits uniforms Bandanas Backpacks and most other types of bags, including purses, briefcases Belts Bras and duffel bags Clerical vestments and religious Blankets (except baby receiving apparel blankets) Coats, jackets and furs Clothing alterations, repair and Hats and caps dry cleaning Dresses Coin purses Employee uniforms Cosmetics General-purpose boots and Fishing boots/waders cowboy boots Handkerchiefs Hats Hard hats Jeans, pants and shorts Hunting vests Overshoes Jewelry and watches Pajamas Hair nets Raincoats, rain hats, ponchos Rented clothing Scarves Suitcases Shirts Sunglasses and goggles (non Shoes, shoe inserts, laces, socks prescription) and slippers Sweatbands Suspenders Thread, yarn, buttons, fabric, Sweaters zippers Water equipment, including swim Ties masks, fins, goggles and diving suits Underpants Work gear not adaptable for street Wedding apparel wear, including most types of safety wear
the store sees as a result of the tax holiday. But there are definitely more people out seeking a deal on apparel. “We are a lot busier,” she said. Kristi Pittman, owner of women’s specialty boutique A La Mode, said she’s planning on running a 20 percent off promotional sale for teachers during the
two-day stretch to compliment the tax holiday. And everyone gets a free gift with a purchase. Like the others, she’s enthusiastic about the boost to her business. “It’s probably about a 35 percent increase in sales,” Pittman said. “It’s usually a good weekend for us.”
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26th annual Chamber Golf Classic attracts 288 players The 26th annual Siouxland Chamber Golf Classic, presented by WinnaVegas Casino Resort, was held on June 25. Play at the Dakota Dunes Country Club and Sioux City Country Club for the 288 golfers was hampered by rain, which left more time for socializing and networking at the Networking Awards Dinner. The dinner was held at the newly opened Holiday Inn Express & Suites Dakota Dunes Event Center and catered by M’s on 4th. Award money was given to the winners in three flights and pin prizes at each course. Major prize packages made possible through sponsorships from Gunderson’s Jewelers, Sam’s Club, and University of South Dakota. Numerous other prizes totaling over $20,000 were drawn. The Siouxland Chamber expressed appreciation for WinnaVegas , who took the role of Presenting Sponsor for the first year.
DAKOTA DUNES COUNTRY CLUB RESULTS Flag Prizes #1 Long Drive Men - Scott Heeron; #4 Closest to the pin Brandon Madison; #9 Long Putt– Sam Prue; #13 Long Drive Ladies - Breanna Wren SCORE TEAM NAME & PLAYERS’ LAST NAMES First Flight - $400 1st Place – Midwest Mechanical: Joel Doeden, Brigham Wachel, Scott Heeron and Jared Christopher-Holt – Score 60 2nd Place – CF Industries: Nick DeRoos, Greg Kennette, Matt Bubke and Tim Buthe – Score 61 3rd Place – The Hoffman Agency: Josh Nichols, Matt Chilton, Dan Eckhoff and Tom Chilton – Score 61 Second Flight - $200 1st Place – Woodhouse Dealership: Ernie Flaugh, Rick Sweitzer, Justin Sweitzer and Ryan Trotter – Score 66 2nd Place – Cannon Moss Brygger Architects/M’s on 4th: Dan Munch, Terry Glade, Vernon Myer, and Dan Meyers – Score 66
Provided
Security National Bank marketing director Troy Steensen, left, and SNB property and building manager Terry Fiedler are shown above. The city of Sioux City recently presented a Pride of Sioux City: Business Beautification Award to Security National Bank.
Provided
Rain didn’t dampen the spirits of golfers who played at the Dakota Dunes Country Club and Sioux City Country Club during the annual Siouxland Chamber Golf Classic on June 25.
3rd Place – Northwest Bank: Dan DeBoest, Connie Schmidt, Brent Plantage, and Mark Roos – Score 67 Third Flight - $100 1st Place – Jensen Imports: Bob Jensen, Annette Vlotho and Gary Blankers – Score 69 2nd Place – Siouxland Community Health Center: Brendyn Richards, Julian Lee, Adam Kuiken, and Cara Conrad-Koupal – Score 69 3rd Place – Michels Communications: Kris Hartje, Hanna Sitting Crow, Kim Sitzmann, and Steve Michaels – Score 70 Team with the Highest Score Good Effort Team Award – FiberComm: Al Aymar, Andrea Kovarna Jeff Redmond, and Tom Hunter – Score 74 SIOUX CITY COUNTRY CLUB RESULTS 2018 CHAMBER GOLF CLASSIC SCCC RESULTS Flag Prizes #11 Long Drive Men – Kenny Blackhawk; #6 Closest to the pin – Brian Frost; #18 Long Putt – Scott Manley; #8 Long Drive Ladies – Cindy Aspeotis First Flight - $400 1st Place – Kollman Appliance Inc./Sleep Source: Josh Caskey, Kent Kolbe, Bob Walker and Jason Gamble – Score -8
2nd Place – Kyle Kelly, Stan Sherman, Travis Morgan and Jordan Furbee – Score -7 3rd Place – Great Southern Bank: Cindy Aspeotis, Mark Coffee, Scott Brekke and Adam Stokes – Score -7 Second Flight - $200 1st Place – UnityPoint HealthSt Luke’s: Mike Schmidt, Scott Sachnoff, Brad Frost and Brian Frost – Score -5 2nd Place – ServiceMaster of Sooland: Scott Manley, Rich Vandenberg, Chad Bork and Terry Schorg – Score -4 3rd Place – USD: Scott Pohlson, Dave Williams, Laura McNaughton and Steve Brown – Score -4 Third Flight - $100 1st Place – KMEG-TV: Troy Steenson, Chad Sandwell, Brock Hutchinson and Ben Oberle – Score -1 2nd Place – LG Everist: Mark Hoffman, Curt Swoyer, Joe Hickman and Jason Sulzbach – Score Even 3rd Place – Knoepfler Chevrolet: Heidi Connelly, Joe Knoepfler, Dustin Felix and Eric Post – Score Even Team with the Highest Score – Good Effort Team Award Jebro: Nick Collins, Les Wilt, Mike Spohr and Leaf Greene – Score +4
Security National Bank receives Pride of Sioux City beautification award SIOUX CITY – In an effort to encourage and highlight Sioux City employers who show pride in the appearance of their business property, the city recently presented a Pride of Sioux City: Business Beautification Award to Security National Bank. At the June 25 City Council meeting, Mayor Bob Scott read an official commendation and thanked Security National Bank officers. Security National Bank was recognized for the appearance of all five of its Sioux City locations — downtown at 601 Pierce St.; Morningside branch at 4700 Sergeant Road; Northside Branch at 3131 Floyd Blvd.; Marketplace branch at 2827 Hamilton Blvd. and Motor Bank at 901 Pierce St. “We’re extremely honored to receive this award, which is a tribute to Terry Fiedler, our property and building manager, and the rest of our dedicated facilities crew at Security National Bank,” marketing director Troy Steensen said. “The recognition also reflectsthe great pride all of our employees take in their attention to detail, the opportunity to serve our customers and the privilege to represent our
“We’re extremely honored to receive this award, which is a tribute to Terry Fiedler, our property and building manager, and the rest of our dedicated facilities crew at Security National Bank.” TROY STEENSEN, MARKETING DIRECTOR community.” Security National, the largest locally-owned bank in Sioux City also has branches in Akron, Mapleton, Moville, Lawton and Climbing Hill, Iowa. The bank was founded in 1884. Winners of the award are selected by a committee comprised of local business professionals and city staff, who judge based on criteria including landscaping, cleanliness, originality, signage, sense of community, adherence to zoning codes and overall curb appeal. Nominations are open to all Sioux City businesses. A form is available online at www.locatesiouxcity.com under the News tab.
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Photos courtesy of the Siouxland Chamber of Commerce
Pedorthists, Certified Fitters, and Technicians recently celebrated the opening of the new Fit My Feet store in Dakota Dunes in late May. Owners Amanda Kolterman and Nick Kolterman are shown cutting the ribbon along with their specially trained staff, many with medical backgrounds. The store helps heal sore, achy feet, starting by measuring your feet and gaining an understanding of any foot problems so they can fit you in the right pair of shoes and orthotics. The store also offers custom orthotics for kids, adults and the elderly and carries sports and dress shoes.
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Five Star Call Center recently celebrated its move to new office space in the former Gateway complex and the call center’s three-year anniversary in North Sioux City in July. Taking part in the ribbon cutting include: Troy Holt, chief operating officer; Kristin King, senior customer success manager; Georgette Weavill, vice president of client services; Joel Sylvester, chief sales & marketing officer; Ray Peterson, chief customer officer; Amy Patterson, human resources manager; Angela Chapman, customer success manager; Angel Miller, account relationship manager.
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Sterling Computers receives award DAKOTA DUNES – Sterling Computers Corporation, a technology solutions provider, announced that it has received the 2018 Dell EMC Extraordinary Federal Partner of the Year Award for achieving superior results and demonstrating commitment to Dell EMC. This marks the second year Sterling has received the exclusive recognition.
The 2018 Dell EMC Extraordinary Federal Partner of the Year Award recognizes Sterling for a year of unprecedented strategic growth. The Dell EMC annual Partner Recognition Program is intended to recognize partners for their extraordinary performance, support, and ongoing commitment to Dell EMC.
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RibbonCuttings
Siouxland Business Journal, August 2018 15
Photos courtesy of the Siouxland Chamber of Commerce
Mozak’s Furniture and Flooring treated ribbon cutting attendees to a view of their new kitchen and bath showroom. Show cutting the ribbon are Tim Mozak, Jeff Neubrand, and Brant Mozak. The addition of the new showroom compliments their furniture, flooring, bedding and accessories and makes Mozak a full-service design center.
StoneyBrook Suites held a grand reveal of their recent renovations of their Dakota Dunes assisted living location in May. Administrator Karissa Hall and local and corporate staff are shown participating in the ribbon cutting. New features include a coffee shop, theater, updated suites, and physical therapy room.
Better Banking When it comes to helping local businesses like Novelty Machine & Supply Co. grow and prosper, Security National Bank is “all business”. Whether it’s helping a successful local business or helping a new one get started, SNB has the financial strength and expertise to get the job done. •Commercial Deposit Services •Commercial Lending Services •Merchant Credit Card Program •Cash Management Services •Business Internet Banking Security National is simply “better banking”!
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Siouxland Business Journal, August 2018
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Office Systems Co. hosted June‘s Rush Hour Connect in celebration of its 125th anniversary. Siouxland Chamber members enjoyed appetizers, desserts and beverages, as well as the “Journey through the decades” wall, listing fun facts and the company’s evolution since the 1890s. Three lucky attendees each won $125.
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Siouxland Business Journal, August 2018 17
Photos courtesy of the Siouxland Chamber of Commerce
Kruse Financial celebrated its 30th anniversary with a recent ribbon cutting, followed by an open house of the firm’s newly renovated building in Dakota Dunes. Pictured cutting the ribbon are Tyler Kruse and Joe Kruse and their staff. Kruse Financial Group is a multigeneration planning firm of trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help meet your objectives.
Karl‘s TV and Appliances recently hosted a grand-reopening to celebrate the completion of a full remodel of the Sioux City store to better serve customers. Pictured are Elmer Karl, founder of Karl’s; his wife, Karen Karl; daughter Sandi Karl; Chuck Wolkow, chief executive officer; Chuck Bergen, chief merchandising officer; Cal Stukel, director of corporate training; and Marquis Cook, store manager.
The Home Builders Association of Greater Siouxland consists of quality builders, subcontractors, and suppliers. If you are thinking about building a new home or have a remodeling project, please contact the association for a list of reputable contractors. Owners of the McDonalds at 3093 Hamilton Boulevard recently celebrated the renovation of the restaurant and the addition of new technology to make customers’ experience easier and more efficient. Owner Mark Wheeldon’s daughter, Caitlyn Wheeldon, holds a photo of the original building, which opened in 1960, then the 290th U.S. location for the chain. Also pictured are Mark Wheeldon; Omar Samaniego, supervisor; and Marsha Cooley, general manager.
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Photos courtesy of the Siouxland Chamber of Commerce
Goodin Insurance recently celebrated its move to historic Virginia Square. Pictured are Jim Goodin, owner/agent; Jake Goodin, agent; Julie Goodin, office manager; and other staff. The family-owned, independent insurance agency also has locations in Sergeant Bluff and Sloan.
Siouxland Federal Credit Union recently celebrated the grand opening of its new, full-service Dakota Dunes branch at 200 Tower Road. Pictured cutting the ribbon are Siouxland Federal Credit Union board members Keith Culver, Rod Koch and Jerry Pfeifer and president Joel Steenhoven.
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