RE-Weekly 11/01/18 by Skagit Publishing

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE This Issue

ASK OUR BROKER Bump clause P. 6

THE TRUTH ABOUT PMI

How private mortgage insurance works and what you can do to avoid it P. 7

FEATURED HOME: 30709 S SKAGIT HWy, SEDRO WOOLLEy SKAGIT TRADITION REALTY CARLA FISHER 360-982-0010 SUZANNE JENKINS 360-941-2983

RealEstate weekly

Classifieds

SEE PAGE 3 FOR MORE

A supplement to the Skagit Valley Herald and the Anacortes American

$170,000

P. 7

NOVEMBER 2-8, FEb. 5- FEb. 11,2018 2016 1826299

Re-Weekly content sponsored by: Northwest Fine Furnishings

INSIDE

TABLE OF CONTENTS

PAGE

Ask our broker........................P. 6 The truth about PMI...............P. 7

How private mortgage insurance works and what you can do to avoid it

Classifieds...............................P. 7

RE-Weekly.com

We have it all! Bar and counter stools, marble coasters, mud rugs, sofas and love seats, kitchen chairs, coffee and end tables, benches, bookcases, desks, beds and so much more!

1827995 1697651

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

BURLINGTON

320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494

Territory NW

D! TE LIS T S JU

Burlington

$180,000

www.SkagitValleyRealEstate.com DU PL EX

Mount Vernon

$295,000

W NE

! ED IST L ST JU

E! IC PR

Sedro Woolley

$305,000

Sedro Woolley

$369,950

3 Buildable Lots. Builder Opportunity. Sunny Location, great soil. Short Plat is complete. MLS #1298920

Well maintained income producing property. Rents are below market value due to long term tenants. Good size living rooms & plenty of room in adjoining kitchen/dining area. ample room in all 3 bedrooms. Newer gas furnaces, roof and exterior paint. MLS #1380191

Original owner says time to sell! 3 bedroom, 2 1/2 bath. 1809 SF. open floor plan. Efficient kitchen opens to dining and living room w/gas fireplace. upstairs family room, 2 nice size bedrooms + Spacious master suite with 2 walk in closets and a private bath. Nice community with park and play areas. MLS #1363112

3,663 total SF between 2 homes for price of 1. 4 bd/2 ba. Recent updates include roof, plumbing, electrical, flooring, decking, insulation. Partially finished attic & full unfinished basement. MLS #1379328

Call ron, 333-1045

Call iVana, 770-3550

Call ron, 333-1045

Call elizaBeth, 708-8800

Need Help witH your reNtal iNvestmeNt? WE HavE FuLL

$550,000

Burlington

$725,000

awesome I-502 qualified property in terrific location. Many uses possible in the urban reserve commercial industrial zoned piece. Just shy of 3 acres. So much potential & business opportunities. Bring your plans! MLS #1192416

Elegant custom built craftsman on Burlington hill. Expansive 180+ degree views 4 beds, 3.5 baths. Travertine Shower/flrs. Lower level includes family room, theatre room, 2nd kitchen, 2nd laundry, full bath, bedroom, office/den, pool tbl. Landscaped to perfection. MLS #1345757

Call elizaBeth, 708-8800

Call ron, 333-1045

Wilma Louia Designated Broker/Owner 661-1631

Charlie & Jeannie Boon 708-9645

Lisa Boon Meyer 708-1415

Jim Stransky 708-1681

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

BoW

$875,000

English Country Home, beautifully situated on nearly 10 acres, complete with 60’ x 40’ shop. Over 3000 square feet, 4 bedrooms, 3.25 baths & stunning westerly views. Large gourmet kitchen, English style gardens, radiant floor heat, covered deck, large orchard, greenhouse, raised garden space & 8 acres of the best soil on earth make this the perfect mini-farm! MLS #1139012

Call Mike, 540-1341

Elizabeth Detillion 708-8800

Ivana Wood 770-3550

RE-Weekly.com

Mike Welling 540-1341

Debbie Benjamin 708-8780

Give us a call today...755-5555

Tony Zimmermann 420-0501

Jessica Treat 840-3446

Kati Shannon 391-1203

Traci Erickson Property Manager 755-5555

1826282

Mount Vernon

Service ProPerty ManageMent!

November 2, 2018

FEATURED HomE FRom covER:

30709 S SKAGIT HWY, SEDRO WOOLLEY

ALL FOR ONE, ONE FOR ALL, AND ALL FOR YOU.

S Skagit Tradition Reality 3780 E E. college Way mount vernon, WA m 360-424-0300 www.skagittraditionrealty.com w

At Umpqua, you’ve got a whole team of team players dedicated to smooth, stress-free ﬁnancing for your home.

Let’s chat!

Clarissa Wong

Branch Manager, Senior Loan Ofﬁcer NMLS 487442 CALL 360-230-2246

Home Loan Ofﬁcer NMLS 1733236 CALL 360-230-2244

Piero Rodriguez

Home Loan Ofﬁcer NMLS 1172408 CALL 360-230-2241 Hablo Español

CARLA FISHER 360-982-0010

SUZANNE JENKINS 360-941-2983

Three bedroom two bath manufactured home on small rural lot close to outdoor activities like fishing and hiking. Nice kitchen with island. Laminate flooring throughout. Laundry/mudroom near back door. Small detached workshop.

Roger Ragusa

Home Loan Ofﬁcer NMLS 1731142 CALL 360-230-2248

MLS# 1381428

umpquabank.com Member FDIC Equal Housing Lender

Loan products subject to credit approval. Other terms, conditions, restrictions & fees may apply.

1826302

Susie DeVries

$170,000

HLD18.0428

360.757.6013 800.869.7084

Brown McMillen Real Estate

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

SALE VACANT LOTS…2 level & cleared lots next to each other in central valley location. Waiting for you to build your dream home. $125,000 Call for more details!

G N I D PEN

SHELTER BAY…nicely wooded lot located at end of cul-de-sac. Enjoy all BURLINGTON… remodeled 1,026 SF 2BD/1BA home w/large living room the amenities Shelter Bay has to offer. Paved street to edge of property & & gas frpl. All appliances included, plus fully finished garage with kitchen water, sewer, & electricity are available. $22,500 #1334489 area, bath, & bonus room. $269,500 #1379029

OPEN HOUSE SUNDAY 11/4 1-3PM

23425 Mosier Rd, Sedro Woolley

Kristen Tuttle Yvonne Brown Galen Kindred Holly Hilts

November 2, 2018

708-8392 840-4375 770-7083 661-5538

Jeff Ingman Shelah Inman Jodi Dynes Fritz Inman

202-2859 661-0145 333-7783 661-0147

Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman

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391-5587 661-1500 770-6013 661-4533

Tod LeHecka Jan Scally Dale Owenby Dana Holmes Katie Hilsinger

333-1032 421-5160 913-8662 770-6716 391-3796

1812764

NICE VIEW…of Big Lake and surrounding mountains from this 3BD/2BA BRAND NEW HOME…4BD/2.5BA home located on half acre lot with nice COUNTRY LIVING…large living room, den, & open kitchen w/island. home on 5 + acres. Spacious living/dining area, 2 car garage, plus large views. Spacious master, beautiful kitchen, hardwood floors throughout, 3BD/2BA, 2 bay carport, 3 bay shop, loads of storage, and much more all shop building. Great opportunity! $450,000 #1376125 living room w/frpl, and covered back porch sitting area. $619,000 #1303142 on almost 1 acre! $455,000 #1333756

Patty Fakkema Island County Manager 360.679.5055

Christa Canell Freeland Escrow Manager/LPO 360.331.4838

Kari Pittenridge Anacortes Escrow Manager/LPO 360.299.0565

Holly Mathers Island County Title Manager 360.675.2246

LAND TITLE AND ESCROW W

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Brandi Jensen Stanwood Escrow Manager/LPO 360.629.9737

Katey Von Hagel Marketing Representative 360.707.1076

Service you deserve with people you trust Visit any of our 5 locations in Oak Harbor, Burlington, Freeland, Stanwood and Anacortes

Ltco.com

Shelley Miner Burlington Escrow Manager/LPO 360.707.2312

Eldon Brown Skagit County Manager 360.707.2158

1825905

VISIT RE-WEEKLY.COM TO EASILY SEARCH FOR LOCAL REAL ESTATE LISTINGS! EASY TO USE TOOLS & THE MOST UP-TO-DATE INFORMATION FOR FINDING LOCAL REAL ESTATE

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November 2, 2018

www.WindermereSkagit.com www.AnacortesRealEstate.com www.WindermereSedroWoolley.com RESIDENTIAL W

46800 Baker Loop Road, Concrete

$156,000

Efficient and cute! Perfect place for the minimalist, 500+ Square Foot home, with nice upgrades. Tankless water heater, washer dryer combo, narrow Stainless-Steel Refrigerator, all items that maximize the space. Vaulted ceilings add spaciousness too. This home is on a .74-acre lot and has several outbuildings. Live large here. Call Bette Thompson, 360-840-5109 NE

#1378462

2704 M Ave, Anacortes $337,500 Classic Mid-Century Home in ideal location. This home has it all. 3bds, 1.5bths, living, dining & great room! Did we mention the attached 2 car garage and bonus attached shop? This would be great for the hobbyist or possibly even an ADU conversion. Inside features hardwood flooring, high efficiency furnace & on demand hot water system. The home sits on a large 10,000+ SF lot within easy walking distance to shops, restaurants, parks and medical facilities. Close to NAS Whidbey as well. Call Paul Weisz, 360-391-7281 #1375933 W NE

4008 W. 3rd Street, Anacortes

$495,000

This bright airy house features a living room with a vaulted ceiling, gas fireplace and a wall of windows to enjoy the expansive views! Master on the main with 2 bedrooms upstairs and great closet space. Other features include a big yard with garden space, with a fully fenced portion, attached 2 car garage and an updated 2 person hot tub! This new listing will not last! Call Kristi Gabrielse, 360-420-3119

#1379273

910 34th Street #103, Anacortes

$225,000

Condo living at its best in Anacortes. This condo features one level living, secure access from street parking & 1 covered garage space. Updated in 2013 w/ granite counters, SS dual oven w/ gas range, under cabinet lighting &

18905 49th Place W, Lynnwood $399,950 Commuters delight! In the heart of town, find this solid 3bed/2bath residence located in a peaceful cul-de-sac, just waiting for your talent & vision. Main level provides spacious living with brick wood burning fireplace, open to formal dining w/slider leading out to wonderful patio. Gracious kitchen w/breakfast area & loads of counter & storage space. Upper level master w/full bath; 2 guest bedrooms & full guest bath. Lower level rec-room w/laundry area. Huge corner lot and easy care landscape. Call Elizabeth Miller, 360-420-3607 or Travis Miller,360-420-7291 #1379438

Call Jessica Notaro, 360-202-1441 or Stephen Johnson, 360-466-3181

#1378148

27741 State Route 20, Sedro-Woolley $799,000 One of a kind property with 18 gorgeous acres, custom built 4-bedroom home offering a main floor master suite, open floor plan and a designer kitchen. Slab granite & quartz counters, 5 burner gas stove, all new appliances. New roof, furnace, heat pump/AC and new flooring throughout. Lg walk in attic for storage. Gas fireplace, wood stove, elec F/A heating. Beautiful hiking trails, 2 creeks, abutting Sierra property to the North. 3648 s/f shop/barn with hay loft, 720 s/f machine shed. Call Linda Eastman, 360-202-4075 #1326734

garage. Newer deck and fantastic view of Lake Campbell and Mt. Erie. Old dock washed away but can be rebuilt. House is original but easy to update. The setting is one of the finest on entire lake. Bulkhead across entire lack frontage. Consists of two parcels 65541 & 65540. William Robillard, 360-770-4707

#1129817

Looking for home ﬁnancing? I’m here to help! For a free pre-approval, please contact: WA-CL 713524, OR-ML 5271

A wonderful double lot lakeside A-frame.

w/ soaking tub w/ white marble surround and

a rooftop deck with amazing Mt. Baker views.

Home has new metal roof and double car

variable lighting speaks relaxation. New carpet walk in closet. Sun deck off living room &

6331 Mountain View Lane, Anacortes $575,000

marble/stainless kitchen floor. Spa like bath

in bedrooms, master features a ceiling fan &

Amie Mani • 360.428.4626 Download my smartphone app at: amie.mortgagemapp.com

Amie Mani | NMLS ID # 404665 | branch manager/Mortgage Consultant | WMS Series LLC/Skagit Valley

7755 Cully Lane, Sedro Woolley $1,099,000 Premier NW Style Lodge home on 10 acres! Full renovation/expansion from its original design; transformed into this distinctive Custom Estate. Open living w/soaring river rock FP & floor to ceiling windows w/picturesque sunset views. Gourmet entertainment style kitchen w/stainless, glistening granite. Expansive Master on Main w/FP & private deck. Lower level w/massive rec-room, Den, Full 2nd Kitchen w/wet bar & guest quarters. Full length deck, large patio area; Shop, Barn, Pond & fenced pasture. Call Elizabeth Miller, 360-420-3607 or Travis Miller, 360-420-7291 #1306135

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 Windermere Real Estate/North Cascades • 520 Cook Rd • Sedro-Woolley • (360) 856-4901 November 2, 2018

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‘Bump’ Clause? Question:

We’re in a hot market and our real estate broker says we should insist on a “bump clause” for any offer we accept. What is a it?

Answer:

Most real estate contracts are contingent arrangements where one or more hurdles need to be overcome before the transaction can be finalized. In some cases, there can be a contingency that says the purchaser will buy the replacement property only when they have sold and settled on their current property. In other words, the buyers do not want to be in the position of owning two houses – and having two mortgages.

A seller in this situation might say “yes” to a buyer sale contingency because it’s better to have a purchaser in hand than to lose a possible buyer. At the same time, the seller wants to move on with the transaction. The seller – not unreasonably – might worry that the buyer’s house might take a long time to close. Meanwhile, the seller is unable to sell the property to other buyers, including buyers who might be willing to offer more money. What to do? The seller might agree to a sale contingent on the sale of the buyer’s current home but with a kick-out clause. The agreement might give the buyer time to sell but if the seller gets an acceptable offer from another purchaser, then the first buyer has a given amount of time – say 72 hours – to get rid of all contingencies except for financing and go forward with the sale. If the buyer can’t meet the deadline, the deal will be terminated and the buyer’s deposit returned in full. In effect, the buyer will be bumped out of line. In addition, there’s likely a second time limit.

Q& A

ASK OUR BROKER By Peter G. Miller

This one says if the buyer’s property is not sold by a certain date the owner – but not the buyer – can elect to end the transaction. With a termination, the buyer will again get back the full deposit. Transactions contingent on the sale of the purchaser’s home require a properly-written addendum. An attorney should write or review such clauses for buyers and sellers, they are not for do-it-yourself contract writers. Because you live in a strong market you may benefit from a kick-out clause but as a seller be aware that such clauses are not risk free. Getting rid of buyer #1 might sound great if a better offer comes along, but if the replacement purchaser cannot settle, you’re back to square one.

NORTH PUGET SOUND ASSOCIATION of REALTORS® 525 East College Way, Suite J

Mount Vernon, WA 98273

Tel. (360) 416-4902

www.npsar.com

Devastatingly effective wire fraud scams are becoming more and more common in real estate transactions. Sophisticated hackers are monitoring client and/or broker email accounts and waiting for a window to steal monies from clients. The scammers convincingly impersonate the broker or escrow agent, and then send messages urging the clients to wire funds to fake accounts set up by the scammers. The clients are left with no recourse to recover the stolen funds.

Are you prepared to protect yourself? Washington REALTORS® in cooperation with the NWMLS, the Department of Licensing, Department of Financial Institutions and the Office of the Insurance Commissioner have created several resources to educate our members and consumers about this widespread but preventable fraud.

 

Obtain the phone number of your real estate broker and your escrow agent at your first meeting. Call the known phone number to speak directly with your broker or escrow officer to confirm wire instructions PRIOR to wiring.

Mission Statement: The Nor th Puget Sound Association of Realtor s advocates for Realtor s and their clients, and promotes the protection of property rights.

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November 2, 2018

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CLASSIFIEDS Alpine Ridge Retirement Apartments in MV is accepting applications for 2 Bdrm apts. Income limits apply. 360-424-9622 for more info.

The Truth About PMI

MI coverage is typically required on a mortgage loan when your down payment is less than 20 percent. It serves as a safety measure for the bank/lender in the event you can’t pay for your mortgage, says Mike Mirshahzadeh, chief revenue officer for The Money Source, Melville, New York. “Lenders require PMI on loans because it reduces the risk of loss in the event the loan ends up defaulting,” Mirshahzadeh says. “In the event of a foreclosure on your home, the mortgage insurance company would pay the lender part of their losses.” With a conventional loan, your lender will set up PMI with a private company, which you will pay monthly premiums to, with little to no initial payment needed at closing; with an FHA loan, you’ll pay mortgage insurance premiums directly to the Federal Housing Administration both as an upfront cost at closing and as a monthly premium included in your monthly mortgage payment. PMI fees/premiums are usually calculated based on the amount of coverage the lender requires, which is

determined by risk factors associated with the mortgage – including your credit history, down payment amount, mortgage loan type (fixed-rate or adjustable-rate), and type of loan documentation. David Hosterman, branch manager with Castle & Cooke Mortgage LLC in Greenwood Village, Colorado, says PMI costs on conventional loans range from 0.21 percent to 1.48 percent of the loan amount. “You may be able to opt for a singlepremium mortgage insurance to avoid having monthly PMI. This is typically an upfront charge by the borrower which allows you to buy out of the mortgage insurance for the life of the loan,” Hosterman says. To cancel PMI, you have to earn a minimum of 20 percent equity in your home. You can request that your lender discontinue PMI after you’ve decreased your mortgage balance to 80 percent of your property’s original appraised value. You may be able to eliminate PMI sooner if you refinance, prepay your mortgage (make accelerated payments

How private “ mortgage insurance

works and what you can do to avoid it

November 2, 2018

BUILDABLE LOT FOR SALE Buildable Lot for Sale by Owner. 2715 H Avenue, Anacortes, WA. Sewer / Water and Sidewalks in. Possible View. Call or Text360-770-1058

PUBLISHER'S NOTICE

Single wide- 3 bed, 1 bath, freshly renovated, clean, SW. $1,200 + 1st & last. 360661-4895 ask for Dan.

Warehouse, Burlington Business Park, 840 sq. ft. of office, 4,000 sq. ft. warehouse. 12 x 14 drive in door and loading dock, gas heat and air conditioning. Call Allen Brown at 360-770-9877.

All rental and real estate for sale advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention, to make any such preference, limitation or discrimination Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18. This newspaper will not knowingly accept any advertising for the rental or sale of real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertising in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD at (206) 220-5170.

that pay down your balance sooner) or request a new appraisal of your home. To avoid PMI from the start, aim to save up for the minimum 20 percent down payment. One strategy is to ask a friend or relative for financial help in the form of a gift (not a private loan) that the lender will need to verify. “Also, consider applying for a piggyback loan, also called an 80/10 10 - January 29, 2018

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12985 No. Ovenell Ln., Burlington. Near Burlington Golf & Country Club Better than new! Complete remodel with high end finishes, 1,782 sq. ft., 3 Bdrm, 2 Ba, open floor plan, new stainless applcs., custom kitchen & baths, gas heat, AC, fireplace. $399,950. WA Homes LLC, Maggie Schueller 425-350-1585 MLS #1362512

FSBO HOUSE 3 BED 2.5 BATH (360) 391-9071 12073 Jacqueline Drive $419,950 Desirable Burlington neighborhood. Newly updated floors, quartz countertops, and new soft close cabinetry.

loan, in which you get a first and second mortgage at the same time. The first loan covers 80 percent, and the second loan covers 10 percent, thereby covering 90 percent of your purchase price and allowing you to put down 10 percent,” says Robert Flower, vice president of sales for Associated Mortgage Bankers, Inc. in Floral Park, New York. 7

24072 TRINITY LANE, SEDRO WOOLLEY

$210,000 A RARE FIND! Mostly pasture, out of flood plain. Beautiful 1-acre bldg site, with water/power in street. Soil test, 2004. This property is designated Open Space Recreational. In the past has produced strawberries, corn, and, most recently, hay. Rich soil includes lagoon used by former Dairy Farm next door. If you are longing for a few acres to try your hand at hobby farming, whether planting crops, grazing beef cattle, or raising horses, etc., this is your golden opportunity. Shirley Bertholf MLS# 1373559 360-840-1863

1403 ALPINE VIEW DRIVE, MOUNT VERNON EAGLEMONT

SPECTACULAR SETTING ON THE 12TH FAIRWAY

$665,000

Country Manor Home in Beautiful Eaglemont! Pride & workmanship in this immaculate 3358 sq. ft. 4 bed, 3 bath & 2 half. Tile & hardwood fl. shutters & blinds. Kitchen w/granites, 5 burner gas. Freshly Painted Kitchen & Bath, formal & casual dining. Great room w/soaring book shelf & gas fireplace. Blinds w/auto push button control, wet bar w/fridge,. Den/office. Master w/en suite Jacuzzi tub, walk-in shower! New Furnace in 2018 Spectacular setting on 12th Fairway, entertaining patio Elva Hunter John Hunter 360-202-3086 360-202-3854 & 3 car garage.

xxx DAISY LANE, LAKE SIxTEEN, MOUNT VERNON

NEW PRICE $599,000

7358 SKAGIT VIEW DR, CONCRETE $79,900

Ready to build level lot with 3 bedroom septic in place. Power and water on property. Trees provide privacy. Gated boat launch, community beach access, tennis courts, large gazebo and community park. Carla Fischer Suzanne Jenkins 360-982-0010 360-941-2983 MLS# 1363180

Valuable information for Home buyers: • Loan programs available • Buying with Zero Down • Credit and Budgeting • Down payment assistance DATE: Saturday, November 3rd, 2018 WHEN: 10:00 to 4:00p.m. WHERE: Skagit PUD, Aqua Room, 1415 Freeway Drive There will be light snacks provided; a half hour break is scheduled, please bring a sack lunch

Skagit’s Best 2018

Marlene McCalib Realtor® Skagit Tradition Realty, LLC (360) 202-2484 Marlene@str-homes.com

$419,500 Beautiful Burlington home, with large shop, outbuilding, greenhouse, fruit trees, large yard to play in. Home is in immaculate shape inside and out. Excellent location with low traffic, lots of parking on paved driveway. Inside of home boasts dining room, big living room & hardwood floors and carpeting. Shop is spacious 26x34 and Brett Tacker heated! MLS# 1350208 360-840-7931

Enjoy amazing sunsets from over 1500’of westerly facing waterfront. You’ll have complete privacy on 25 park like acres with a fully stocked fishing lake. Best of all, Lake 16 is only 5 minutes to the freeway, 30 minutes to Everett, 30 minutes to Bellingham (time approx). Parcel is serviced by a newly paved road as well as Skagit County PUD water nearby. Property is sub-dividable or keep as a personal estate. There is nothing else like this currently Carla Fischer Yolanda Sakuma 360-982-0010 360-421-0435 available, you will be duly impressed!

Homebuyer Education Seminar

Voted Skagit’s Best Real Estate Office 2018

18489 ANDIS RD., BURLINGTON

Offered in co-operation with WSHFC for more information visit : www.WSHFC.gov Please Pre-register by contacting either Marlene or Rich

Rich Hallman

Senior Loan Specialist HomeStreet Bank (425) 319-1027 NMLS ID# 107753 Rich.Hallman@homestreet.com

42875 RIVERS EDGE CT., CONCRETE

$200,000

Build your dream home with beautiful river and mountain views. Waterfront property with building site high above river to enjoy those views. A five bedroom septic system and power are already in place and set back from the road to enjoy the peaceful setting and views. John Deere lawn tractor is included with property. Must see to appreciate. MLS# 1380219. Carla Fischer 360-982-0010

3789 E DIVISION ST, MOUNT VERNON Great 10 10+ ACRES for higher

$795,000

acre development property end homes or Planned Unit Development. Amenities include: Public Utility District water, Cascade Natural Gas, Puget Power (Puget Sound Energy), high speed internet, city garbage pick-up and access to city sewer. Beautiful wooded property with territorial view and open park-like setting. Includes vintage home with basement and detached garage, and is currently Danya Wolf 360-708-8294 rented. MLS# 1299587

fOR vOTing Skagit tradition realty BEST REal ESTaTE OfficE!

It is required that all parties intending to be on the home loan, attend the seminar. Certificates of completion ompletion will be issued and are valid for two years. This certificate is a requirement for do or down payment assistance programs.

360.424.0300

3780 E. College Way, Mount Vernon

www.skagittraditionrealty.com 1826292

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November 2, 2018