Business Lexington September 2018

BizLists Wealth Management Firms |

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Credit Unions |

IN THIS ISSUE

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BusinessLexington SEPTEMBER 2018 | VOL. 14 ISSUE 9

Building Community Block-by-Block: Lexington Community Radio looks to expand its hyper-local programming as it seeks a new location

The State of Bourbon

PAGE 9

Tariff worries loom large as Kentucky’s bourbon industry continues its unprecedented building boom PAGE 14

It’s Your Funeral: As less formal, more personalized memorials become common, local funeral homes expand their services to help friends and family say a “good goodbye” PAGE 11

Rollbacks in the Bluegrass: Local bankers offer insight into how Central Kentuckians are impacted by recent changes in financial legislation PAGE 16 IMAGE FURNISHED

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SEPTEMBER 2018

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BusinessLexington Chuck Creacy PUBLISHER

chuck@bizlex.com Chris Eddie PUBLISHER

chris@bizlex.com Tom Wilmes

tomw@bizlex.com Susan Baniak FEATURES EDITOR

susan@bizlex.com Rena Baer COPY EDITOR

rena@bizlex.com Drew Purcell ART DIRECTOR

drew@bizlex.com Sharon Metz BIZLISTS EDITOR

sharon@bizlex.com ACCOUNT EXECUTIVES

Amy Eddie

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Contents The latest statistics on local residential and commercial property, compiled by the office of the Fayette County Property Valuation Administrator PAGE 4

News to know from around the region PAGE 5

EconomicAnalysis A monthly look at economic indicators compiled by the Center for Business and Economic Research (CBER) at the University of Kentucky PAGE 6

GrammarGourmet Of Beluga, Borscht and Babushkas: Russia’s English language connections PAGE 6

Ann Staton

ann@bizlex.com Theresa Stanley DIRECTOR OF EVENTS AND PROMOTIONS

theresa@smileypete.com

Refashioning the Corner Store

BookReview

IndependentBusiness

steve@bizlex.com

PHOTO BY REGGIE BEEHNER

BusinessBriefs

Steve O’Bryan

linda@bizlex.com

Phil Swenson, general manager of Wilson’s Grocery & Meats.

The Kenwick mainstay is set to reopen in September.

PVAStatistics

Stressed out by your to-do list?

Try these strategies to boost effectiveness PAGE 7

Linda Hinchcliffe

3

Wilson’s Grocery & Meats offers something old, something new as its owners reimagine the Kenwick mainstay PAGE 12

Building Community Block-by-Block: Lexington Community Radio looks to expand its hyper-local programming as it seeks a new location PAGE 9

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IS HI

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Y ILE PE

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BizList

434 Old Vine Street or P.O. Box 22731 Lexington, KY 40522-2731 Phone: (859) 266-6537 Fax: (859) 255-0672 www.smileypete.com

Wealth Management Firms PAGE 17 Credit Unions PAGE 18

BusinessLeads An index of recent building permits, real estate transfers, loans, bids and new business licenses PAGE 20

Who’sWho Employment news and awards from around the Bluegrass PAGE 22

It’s Your Funeral: As less formal, more personalized memorials become common, local funeral homes expand their services to help friends and family say a “good goodbye”

The State of Bourbon: Tariff worries loom large as Kentucky’s bourbon industry continues its unprecedented building boom

Rollbacks in the Bluegrass: Local bankers offer insight into how Central Kentuckians are impacted by recent changes in financial legislation

PAGE 11

PAGE 14

PAGE 16

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SEPTEMBER 2018

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PVAStatistics The latest statistics on local residential and commercial property compiled by the office of the Fayette County Property Valuation Administrator. The data reflect the most up-to-date information available at the time of printing for this publication, but monthly figures may be revised as additional public records of property transactions are submitted and become available.

Residential Sales Data for July 2018 The chart below shows the monthly residential sales activity in Fayette County for the previous 24 months. The data for the most recent month reflect a projected estimate from the office of the Fayette County Property Valuation Administrator and are subject to change.

Top Commercial Transactions for July 2018 2016 RESIDENTIAL SALES SALE DATE

ADDRESS

PRICE

PURCHASED BY

7/20/2018 7/13/2018 7/30/2018 7/19/2018 7/27/2018 7/26/2018 7/6/2018 7/9/2018 7/30/2018 7/30/2018 7/6/2018 7/19/2018 7/6/2018 7/3/2018 7/2/2018 7/17/2018 7/12/2018 7/19/2018 7/20/2018 7/2/2018 7/20/2018 7/2/2018 7/13/2018 7/16/2018 7/25/2018 7/19/2018 7/12/2018

3101 Clays Mill Rd. 3801 Harrodsburg Rd. 1100 Brock McVey Dr. 2200 2208 2232 Dinsmore Dr. 2200 Camry Ct. 2041 Richmond Rd. 2017-2025 Cambridge Dr. 799 Enterprise Dr. 1601 1603 Nicholasville Rd. 380 384 Redding Rd. 148-150 Jefferson St. 340 Redding Rd. 191 Richmond Ave. 657 S. Limestone 1077 E. New Circle Rd. 107 W. Short St. 299 Gold Rush Rd. 1406 N. Forbes Rd. 121 Kentucky Ave. 236 Big Run Rd. 1351 Elizabeth St. 3306 Clays Mill Rd. Ste. 107 207 3700 3704 Willow Ridge Rd. 228 Forest Park Rd. 214 Westwood Ct. 201 Forest Park Rd. 171 Saunier St.

$8,450,000** $5,850,000 $5,013,000 $4,175,000* $2,200,000 $1,484,669 $1,370,000 $846,000 $815,000* $811,000* $725,000 $617,800 $575,000 $550,000 $500,000 $459,000 $450,000 $405,000 $360,000 $325,000 $315,000 $310,000* $285,000* $274,900 $247,000 $245,000 $230,000

Stonewall Investments LLC Harrods Village LLC Ferguson Enterprises Inc. Triumph Bellefontaine LLC 2200 Camry LLC Greer Land Co. Smyrna #2 LLC Ironwood Capital LLC Stonefeld Investments LLC Elite Minds LLC Redding 16 LLC Peace Roots Properties LLC Redding Properties LLC Weaver, John K. and Sarah G. Commella Cottages LLC Mulloy & Short Inc. 107 W. Short Street LLC Stratton Road Properties LLC Fusioncorp Holdings LLC Armstrong, Mark A. and Lina Jean Wildcat Transportation LLC Superfecta Realty LLC Ryan McCord Real Estate LLC JMX Properties LLC Cambridge Properties LLC Galt Properties LLC Laufenburger, Kent Battle Row Properties LLC

*Sale price based on a multiple-parcel transaction **Parcel includes multiple improvements

2017 RESIDENTIAL SALES

2018 RESIDENTIAL SALES

800 700 600 500 400 300 200 100

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

-14.4% -4.9% -17.8% -6.6% -21.5% -8.2% -9.5%

0.2%

-6.3%

OCT

NOV

DEC

5.9% -13.1% -15.5%

MONTHLY PERCENTAGE CHANGE OVER PREVIOUS YEAR

For more local residential and commercial real estate information, check the website of the Fayette County Property Valuation Administrator at www.fayettepva.com.

“Thanks to KU, this place earned a $9,000 rrrrrr-rebate.”

Dogs and owners agree: The Pet Station Country Club is the ultimate pet experience. When they were in the construction phase, the owners learned they could earn big rebates for making smart energy choices. So they installed all LED lights (380 in total) and upgraded to a high-efficiency HVAC system, which keeps everybody comfortable. In the end, they fetched a hefty $9,000 rebate. Plus, they save energy every month. To learn how your business can earn rebates and achieve long-term energy savings, visit lge-ku.com/rebate today.

---- Otis,

The Pet Station Country Club regular

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BusinessBriefs

Some people have Some people have amazing business stories amazing business stories that never get written.

And you. that then neverthere’s get written.

And then there’s you.

© BREEDERS’ CUP/WEASIE GAINES 20

American Pharoah, with Victor Espinoza aboard, won the $5 Million Breeders’ Cup Classic on Oct. 31, 2015, at Keeneland Racecourse.

Keeneland to Host 2020 Breeders’ Cup

Association member and complete a grant application. If approved, owners will meet with DLP staff prior to commencing work.

The Breeders’ Cup, one of Thoroughbred racing’s most prestigious international events, is headed back to Keeneland Racecourse November 6-7, 2020.

Examples of eligible projects include storefront renovations, including painting, windows, doors, lighting and signage; the creation or improvement of outdoor dining or sidewalk cafes; paving or new landscaping of parking lots; the creation of art murals on buildings; assistance with tenant recruitment; and sidewalk replacement or repairs.

Contact the Downtown Lexington Partnership for information.

Race organizers recently announced host sites for the upcoming three Breeders’ Cup World Championships: The 2019 Breeders’ Cup will be held at Santa Anita Park in Arcadia, California, its tenth time hosting the event. Keeneland will host in 2020, followed

by Del Mar racetrack in Del Mar, California in 2021. This will be the second time hosting for both Keeneland and Del Mar. “When we came to Keeneland three years ago, you all raised the bar,” Fred Hertrich, Breeders’ Cup chairman, said in announcing the race’s return to Lexington.

The 2015 event was notable for American Pharoah becoming the first ever Grand Slam champion when he won the Breeders’ Cup Classic in a 6 1/2-length victory. Lexington also introduced a Breeders’ Cup festival during the 2015 event. An accompanying festival has been a feature of each Breeders’ Cup since.

In March, Gov. Matt Bevin signed legislation that grants a permanent waiver on the state’s excise tax on live pari-mutuel wagering during the Breeders’ Cup. The 2015 event generated a $65 million economic impact for the region.

Grant program assists with improvements to downtown properties The Downtown Lexington Partnership and the Downtown Lexington Management District have created a matching grant program designed to assist property owners and small business operators with improvements to their downtown properties.

The program provides a reimbursement of up to 50 percent of eligible project costs, with a maximum award of $10,000. To be eligible for a grant, a businesses must be a DLP Merchant

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21c Museum Hotels acquired by AccorHotels International hotel operator AccorHotels has agreed to acquire a majority ownership of 21c Museum Hotels. The purchase price for the 85 percent stake is $51 million. No real estate is included in the acquisition, and 21c’s corporate headquarters will remain in Louisville, with current president and CEO Craig Greenberg at the helm. Founders Laura Lee Brown and Steve Wilson will retain a 15 percent stake in the company and will also remain involved in providing creative guidance and support for the brand and its art collection, which, taken together, is North America’s only collecting museum dedicated solely to 21st century art. Both parties expect to complete the transaction during the third quarter of 2018.

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21c Museum Hotels will join AccorHotels’ MGallery collection of boutique hotels, which includes Hotel Molitor Paris, INK Hotel Amsterdam and Harbour Rocks Hotel Sydney. The 21c acquisition marks AccorHotels’ first foray of its MGallery brand into the North American market. BL

Email us today at business@traditionalbank.com

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SEPTEMBER 2018

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EconomicAnalysis A monthly look at economic indicators compiled by the Center for Business and Economic Research (CBER) at the University of Kentucky. For more on CBER, visit www.cber.uky.edu.

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Lexington

Louisville

Cincinnati

Jasper

Evansville

Indianapolis

Most Recent Data as of Aug. 2018

1-Month Change

1-Year Change

$280,200 June $162,000 June 3.50% June

0.07% 0.43% 6.06%

0.76% -0.55% -0.40%

Payroll Employment, US $149,128,000 July Manufacturing Payroll Employment US $12,751,000 July Unemployment Rate, US 3.90% July

0.11% 0.29% -0.10%

1.64% 2.63% -0.70%

Consumer Price Index, Southern Region 243.776 July Consumer Price Index, US 253.476 July Producer Price Index, US 204.8 July

0.00% 0.00% 0.20%

2.97% 2.90% 4.28%

Index of Leading Indicators** 109.8 June Fed’s Index of Industrial Production** 108.0 July

0.27% 0.09%

NA 4.20%

3-Month Treasury Yield*** 10-Year Treasury Yield***

0.72% 0.02%

1.23% 0.67%

2nd qtr.

2018

1-Month Change

1-Year Change

Real GDP (billion $)

1.80%

5.39%

Payroll Employment MSA**** Manufacturing Payroll Employment MSA**** Unemployment Rate MSA****

2.71% Aug. 14 2.89% Aug. 14

$19,496

MSA: Lexington-Fayette Metropolitan Statistical Area; (p)=preliminary; NA=not available * Source: http://www.conference-board.org ** Source: Federal Reserve Statistical Release — http://www.federalreserve.gov/releases/G17/ *** Source: Federal Reserve Statistical Release — http://www.federalreserve.gov/Releases/H15/data.htm **** Source: St. Louis Federal Reserve — https://research.stlouisfed.org/fred2/ Note: In some cases 1 mo. and 1 yr. changes are based on revised data from previous mo./yr. GDP is reported in Current Dollars.

GrammarGourmet

By Neil Chethik

Of Beluga, Borscht and Babushkas: Russia’s English Language Connections With Russia in the news, it behooves us to become better acquainted with her language. And there’s no more relevant place to start than with the spelling of czar. After all, a czar is the title for a Russian leader who wields sovereignty over a formerly independent state.

We can argue over whether a Russian czar exists today, but we shouldn’t argue over the spelling. In English, there are three acceptable ones: czar, tsar and tzar. Csar is not an option.

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And don’t think the Russian tongue hasn’t infiltrated the U.S. in other ways. We have the word gulag, which in English is a political prison camp.

In the Soviet-era, gulag was an acronym for “The Chief Directorate of Corrective Labor Camps.” And whom did the Soviets send to such camps, to Siberia and elsewhere? The intelligentsia, another English word with Russian roots.

Not all language connected to the Russians rings sinister. In the 1980s, Americans became familiar with two affirmative Russian words when Russia entered a period of glasnost

(political openness) followed by perestroika (restructuring of the government). The result was the apparent end of the Cold War and a new détente between Russia and the U.S. Soon, the iron curtain had been pulled open, and Russian and American political leaders were sharing beluga (shark or sturgeon) and borscht (beet soup, and a word with an astonishing five consonants in a row). Business leaders sipped vodka and bid good riddance to the Bolsheviks. Rubles and dollars passed peacefully.

Now, all that good feeling seems as ancient as a babushka (grandma), as far out as a cosmonaut, as dated as the letters KGB. These days, we must be careful when we go online and when we vote. It seems that the Russian bear is back, she wants her due and she’s not taking nyet for an answer. BL

Neil Chethik, aka the Grammar Gourmet, is executive director of the Carnegie Center for Literacy and Learning (www.carnegiecenterlex. org) and author of “FatherLoss” and “VoiceMale.” The Carnegie Center offers writing classes and seminars for businesses and individuals. Contact Chethik at neil@carnegiecenterlex.org or 859-254-4175.

8/17/18 4:14 PM

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BookReview

7

Paul Sanders has been reviewing business-related books for BizLex since 2006. If you would like to recommend a book for possible review, please contact him at psanders@bestfootforwardconsultations.com.

Stressed out by your to-do list? Try these strategies to boost effectiveness

BY PAUL SANDERS BUSINESS BOOK REVIEWS

I

confess: I am a list maker. I make lists from lists and reprioritize items as they change in urgency. And I am an old-school list maker, still using techniques honed from the likes of Stephen Covey, Hyrum Smith and even Dale Carnegie.

That’s why I was immediately drawn to Damon Zahariades’s “To-Do List Formula: A Stress-Free Guide to Creating To-Do Lists That Work!” So, first things first, I wrote the name and author on my list of books to read.

“The to-do list is one of the simplest task management systems in use today,” Zahariades writes. “Yet it continues to frustrate millions of people.”

That’s not your fault, even if you’ve had training in task-management systems, he says.

But the results, often catastrophic, impact everyone’s performance in the workplace. And there are millions of people experiencing the same failed strategies.

What’s the importance of making lists? A solid to-do list should give you control over your day, the author says. It should also help you meet deadlines by singling out priorities.

It will help make certain that you’re working on tasks at the right time. In doing this, it will enable you to avoid wasting time. Besides reducing stress, list making helps improve focus.

Finally, list making will help eliminate frustra-

tion if you fall behind on projects by keeping you conscious of what you have accomplished.

Too many lists, Zahariades says, actually prevent you from getting things done. The author calls this “The Productivity Paradox.”

Simply defined, we create to-do lists to help us be more productive, but use systems that sabotage our productivity.

Ideally, you should be able to cross off every item that appears on your to-do lists, according to Zahariades. He lists eight reasons why most people fail to do so: • You misunderstand the goal of to-do lists. The real purpose is to organize your tasks and projects, highlighting what’s important.

• You neglect to assign deadlines. “A to-do list without deadlines is a wish list,” the author says. Deadlines prioritize tasks but also spur us to action.

• Your lists are too long. Such lists are distracting, by presenting too many options.

Lists simply grow longer every day—a terrible approach to task management, the author concludes.

• Your lists have too much variability.

Using your lists as a “brain dump,” your lists grow longer. That means you will start taking more time to get things done.

• You give yourself too many options.

You wake up with a limited store of cognitive resources and use them quickly. You then fall into decision fatigue.

• You neglect to add context for each task.

Most to-do lists lack context, making it difficult to know what needs attention. If your lists offer no context, they are ineffective.

• Your tasks are defined too broadly.

Tasks need to be defined narrowly, including clear starting and ending points.

• Your tasks are not attached to specific goals. “Goals spur us to take action,” the author says. “We’re less inclined to procrastinate when we’re able to predict the positive result.”

To be successful, it’s critical that you attach a specific goal to each task itemized on your to-do list. You need to know the reason every item needs to be done, Zahariades says. Learning how to create and organize, as he suggests, reduces stress that impairs productivity.

Having argued his case for why we need to use lists, the author examines the most popular to-do lists. The first one, most people will admit to using at some time in their work and life, is the “massive, all-inclusive list.” Essentially it’s a brain dump. As you can imagine, this approach carries a long list of reasons why it doesn’t work. Among them, low priority tasks get too much attention.

A more successful technique might include the task-starting date/due date approach, which focuses on a master task list and daily task list, and uses a 3+2 strategy to select three big tasks and two small ones to be worked on that day.

The remainder of the book is an intensive on how to create the perfect to-do list. At this

point, the reader should understand that the entire book seems a compilation of lists that are a tutorial on how to make lists. Taken together, these lists outline a system that will help you get your work done on time, and with less stress and frustration. BL

To-Do List Formula

A Stress-Free Guide to Creating To-Do Lists that Work!”

By Damon Zahariades Self-published (August 1, 2016)

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Independent Business Mark Royse, executive director and general manager of Lexington Community Radio, said the station relies on the support of local businesses.

PHOTOS FURNISHED

Building Community Block-by-Block Lexington Community Radio looks to expand its hyper-local programming as it seeks a new location

BY KATHIE STAMPS COLUMNIST: INDEPENDENT BUSINESS

T

he internet and social media make it easy to zoom out and connect with any point on the planet. Local media—papers, magazines, radio and TV stations—help us zoom in for citywide goings-on. But there are few resources for hyper-local information and perspectives from those who are often underrepresented in popular media, which is exactly the niche that Lexington Community Radio seeks to fill.

Lexington Community Radio, a 501 charitable organization, is a public station that produces programming around the clock through two stations, in Spanish on “El Pulso,” WLXL-FM 95.7, and in English on WLXU-FM 93.9.

“We are a go-to information resource for Lexington’s urban neighborhoods—especially communities of color, Latin communities and LGBT communities, whose experiences and concerns are not represented in other media,” said Mark Royse, Lexington Community Radio’s executive director and general manager of the two stations.

Each station has a full-time program director to coordinate recording times, post-production and volunteer schedules. As general manager, Royse’s role is to grow relationships in the community and to help identify and bring in financial support for the stations. He cites the Lexington-Fayette County Health Department, State Farm and Toyota as strong and consistent supporters, along with the city of Lexington and Blue Grass Community Foundation. “Largely, though, we are supported by donations from listeners and underwriting sponsorships from local businesses,” he said.

Royse has a degree in theater from the University of Kentucky. A former communications director at the UK College of Design, he has worked in an advertising agency and in the nonprofit sector. “It’s one of the most exciting things going in Lexington,” he said of Lexington Community Radio.

The two stations’ programming is open format, which means “you might hear sports, then jazz, then social activism, then a movie review, some local news and your horoscope,”

BLX_1-24_NEW.indd 9

Royse said. “Even when there is not hosted content airing, our entire music collection has been selected and curated by our volunteers.

You’ll hear obscure tracks and old favorites you won’t hear anywhere else on the air.”

Lexington Community Radio has trained 160 volunteer DJs so far. Area residents and business owners are welcome to submit ideas for shows they’d like to host. “There are lots of topics we would like to partner with businesses on,” Royse said. “One in particular is increasing financial literacy for both our English- and Spanish-speaking listeners.”

He would also like to see a program addressing legal topics, particularly around personal and family law, to fulfill listeners’ requests. “We would love a show dedicated to the local tech scene in our community,” he added, “and we’d welcome a show about starting and growing a small business.”

Currently located in the basement of the STEAM Academy on East Sixth Street, LCR is also looking for a new home. “Lexington Community Radio has thrown our hat in the ring to be a tenant in the GreyLine Station project [in development at the corner of West Loudon and North Limestone],” Royse said.

“Our target move date is August 2019, as that’s when STEAM faculty and staff will be relocating to a new location as well.” (Fayette County Public Schools will be moving the academy to Georgetown Road.)

“We’re bursting at the seams. We’re growing like crazy,” said Debra Hensley, Lexington Community Radio founder and board president. She is the owner of a State Farm agency and has a passion for community service. It was 2011 when the first inklings of starting a community radio station came her way. After a two-year process of paperwork, engineering studies and input sessions from members of the community, LCR was granted a construction permit by the Federal Communications Commission for a tower with an antenna in 2013. In September 2015, WLXL-FM 95.7 went on the air. Its tower is located on a former BCTC campus off Leestown Road. The second station, WLXU-FM 93.9, went on the air in May 2016; its antenna is on the property of television station LEX18. Both towers transmit a signal across a five- to eight-mile listening range. Mobile apps and online streaming provide unlimited coverage.

“There’s a real appetite for people to feel connected and to know the local stories.

There’s some really wonderful material here,” Hensley said. “Local community radio serves as a hub for the community. It is extremely relevant.” BL

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Celebrate 25 Years of the Hope Center November 1, 2018

Ball Homes Night of Hope, featuring COMEDIAN

Lexington Opera House 7 p.m. – 9 p.m.

Tickets $35 or $20 including tax Please see hopectr.org or call (859) 225-4673 for tickets.

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We are celebrating saving lives for 25 years and this year our featured speaker is Mark Lundholm.

From humble beginnings on the streets of Oakland, California, as a homeless criminal battling addiction and mental illness, to a worldrenowned entertainer, Mark Lundholm’s humor and presentation are a wild ride of challenges, changes and second chances. Please join us for music and laughter woven with client stories of joy promising to inspire you.

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It’s Your Funeral As less formal, more personalized memorials become common, local funeral homes expand their services to help friends and family say a ‘good goodbye’

BY SHANNON CLINTON CONTRIBUTING WRITER

I

t wasn’t a typical escort for a funeral procession. Following a recent service at Milward Funeral Directors, a small fleet of tow trucks lined up behind the hearse for the slow trip to the cemetery. The drivers, dressed in work attire, slowly filed out to pay their respects to a recently departed co-worker.

As unusual as a tow-truck send-off may seem to some, requests to incorporate touches that honor the unique interests, personality or occupation of the departed aren’t as uncommon as they once were, said Rob Hatton, a funeral director at Milward’s North Broadway location in Lexington. Personalized funerals have been on the rise since he joined the industry in 2011, he said, and more funeral homes today are helping loved ones find creative and personally meaningful ways to say goodbye.

“It’s very important to tailor services in a meaningful way to the families, where I think a lot of times, in the past, it was more of a cookiecutter approach,” Hatton said.

Over the past two decades, as more workplaces, spiritual centers and social gatherings have relaxed many of their social mores along with their dress codes, even the traditionally somber funeral industry hasn’t been immune.

Families are opting for more lighthearted funeral gatherings, or “celebrations of life,” in many cases, with modern music, personal touches, casual attire—and even a few laughs.

A host of companies have responded to the demand for alternative options, offering everything from green burial products (unembalmed burial in biodegradable containers) to services that incorporate cremains into vinyl records, glass artwork, jewelry and even tattoo ink.

Amusing, irreverent obituaries have gone viral

“The best funerals are the ones you cry at and the ones you laugh at, often at the same time.”

DAVID WEST, CO-OWNER OF BETTS AND WEST FUNERAL HOME

PHOTO FURNISHED

From dove or lantern releases to Hawaiian-themed visitations and favorite music, funeral directors can help make end-of-life celebrations more personal.

nationwide. Some funeral homes have enlisted trained support animals on site to help clients cope with their loss.

At Milward, a Labrador retriever named Gus has been brought on staff to provide comfort to people of all ages, Hatton said. The dog’s services are advertised on the company’s website, along with a page of ideas for personalized funerals that goes so far as to call the event one’s “final party.”

Billy Shell, co-owner of Kerr Brothers Funeral Home in Lexington, which has been in operation since 1905, says sometimes change is a matter of convenience. Cremations have increased over the past 15 years, he said. The Cremation Association of North America said cremations topped 50 percent in America for the first time in 2016, though Kentucky’s cremation rate is listed as less than 30 percent.

As a result, more families now use rental caskets to accommodate their needs during a visitation and funeral, with cremation to follow, Shell said.

It isn’t just the options that are changing, but often the entire mood of the funeral. Shell said someone who stands up to eulogize a loved one can just as easily leave guests “in stitches” as in tears.

In a departure from the somber, subdued music usually associated with funerals, contemporary tunes are played nearly daily at Kerr

Brothers’ celebrations of life, he said, including swing music, or sometimes the rock anthem “Stairway to Heaven.” As a result, each funeral home location must have music licensing agreements with ASCAP and BMI to legally play copyrighted songs in public, he said. It’s also typical to include videos or video slideshows featuring the departed in the funeral services.

“We will do whatever the family wants to do, provided it is not illegal or unethical,” Shell said.

In the funeral industry since 1981, David West is co-owner of Betts and West Funeral Home in Nicholasville, in addition to serving as Jessamine County judge executive and immediate past president of the Funeral Home Directors Association of Kentucky. His funeral home’s website advertises video production services and custom printing capabilities to encourage personalization, a trend he hopes is permanent.

“Don’t be afraid to tell a funeral director what type of service you would like, because most of us are extremely accommodating, and we want a service for you that means something,” West said.

Shell said personalized or nontraditional funeral requests most often come from the millennial or Generation X set, who often see the world much differently than baby boomers and older generations. Sometimes special requests

come in preplanned funeral directives from the person themselves or from family members.

Commonly they include special mementos displayed at visitations or buried with a person.

There are also occasional requests for personalized, airbrushed casket exteriors, he added.

West encourages families to discuss all the funeral planning options. Whether cremation or traditional burial is chosen, he says a funeral or memorial should be a “good goodbye.”

“The best funerals are the ones you cry at and the ones you laugh at, often at the same time,” he said.

For some mourning families, actions can speak louder than words. Dove or lantern releases can be used to convey heartfelt sentiments, as can motorcycle enthusiasts revving their engines outside for a departed fellow rider or visitors arriving in Hawaiian shirts as tribute to a loved one known for wearing them.

Showing up to a visitation or funeral in shorts or flip flops would once have been a terrible faux pas, but it isn’t so rare these days, Shell said. Many people still dress formally for the occasion, too, he added.

Shell said funeral directors have a calling to help people through difficult times but acknowledges that, often, nontraditional funerals are uplifting, even for them.

“Sometimes when it’s a little more lighthearted, it’s a bit easier for everyone,” he said. BL

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PHOTO BY REGGIE BEEHNER

Phil Swenson (left), Wilson’s general manager, and Corey Maple (right), the store’s owner, said they’ve sought to honor the Wilson’s tradition while including amenities such as more local produce and fresh-baked breads.

Refashioning the Corner Store Wilson’s Grocery & Meats offers something old, something new as its owners reimagine the Kenwick mainstay

BY REGGIE BEEHNER CONTRIBUTING WRITER

G

ood news Kenwick residents: Wilson’s Grocery & Meats, the neighborhood corner store known for its quality meats and popular lunch specials, is slated to reopen in September under new ownership.

The building, at 1010 Cramer Ave., changed hands in January, when it sold for $295,000 to Corey Maple, who lives in the neighborhood.

Maple, a co-owner of local event space The Livery and the web design firm Harris & Ward, said the store will get a new look but will otherwise stay true to the Wilson’s traditions that made it a draw for more than two decades.

The store will still butcher its own meats

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and offer an array of breakfast and lunch specials, including its famous $1.99 bologna sandwich special, he said. Staying true to another Wilson’s tradition, the store will remain open on holidays throughout the year. “This place has stood the test of time, and we wanted to preserve that,” Maple said. “We didn’t want it to fall into the wrong hands.”

The store’s interior has been refurbished, with windows uncovered and walls painted white to allow for more natural light to flood in.

Floors were stripped to the hardwood beneath and preserved, scars and all, to retain the character of the old building, which dates back to 1928, when it was originally built as a corner grocery.

Wilson’s will also continue to stock its shelves with many of the grocery staples—bread, milk, beer, eggs—and other last-minute items patrons have counted on finding in a pinch. “Maybe even some diapers,” said Maple, who has two young children with a third on the way.

The store also intends to stock more local produce and products—such as bakery breads, craft beers and fruits and vegetables from local farmers. “We wanted to honor the past and embrace the future, so that everyone feels welcome here,” Maple said.

The store’s meat business also will stay largely unchanged, down to the same equipment and meat counter at the back of the store.

PHOTO BY REGGIE BEEHNER

Wilson’s Grocery & Meats, which changed owners earlier this year, is slated to reopen in September.

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PHOTO BY REGGIE BEEHNER

The store has a new look inside, with more natural light and an open floor plan. But the owners, likewise, wanted to honor Wilson’s tradition, incorporating all the old shelves and coolers to keep the feel of the old place.

They’ll also be offering the same meats—aged rib-eye, sirloin and porterhouse steaks—on which Wilson’s built its reputation. The lone change: The meats will be chopped and sliced at the counter, rather than behind a wall, so patrons can see their cuts being made, said Phil Swenson, the store’s general manager. “This was people’s go-to place for good, quality meat,” Swenson said. “So we wanted to put a face to that aspect of the business; keeping everything out in the open so there’s a human touch to it.”

Patrons will also enjoy a new walk-up window, located at the store’s rear, where they can purchase fresh morning coffee, doughnuts and pastries on their way to work or to drop off the kids at school. “That should be neat,” Maple said. “There are so many local people who

walk to this place, and we wanted to be able to provide something for them.”

In an era where many local mom-and-pop shops have shuttered their doors, eclipsed by national and regional chains, Maple said he recognizes the risks involved in bucking the trend and investing in a small, neighborhood grocery that strives for what Maple characterized as an “authentic experience.”

Meanwhile, the neighborhood has been abuzz awaiting the store’s return, Swenson said.

A few customers stop by virtually every day to check on the store’s progress and inquire about the changes. Some have tried to put in a meat or sandwich order. “I had one the other day who wanted to order a country ham,” Swenson said.

“People are eager to see it reopen.” BL

Patrons will find many familiar touches from the old Wilson’s, along with new conveniences, such as a walk-up breakfast window.

PHOTO BY REGGIE BEEHNER

Downtown Lexington Partnership (DLP) would like to thank the following companies for their continued support and stakeholder membership in DLP. These members make a significant investment in downtown and their commitment ensures that DLP is able to provide quality programming for everyone to enjoy.

WesBanco Bank, Inc. is a Member FDIC

www.downtownlex.com facebook.com/DowntownLexPartnership

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twitter.com/DowntownLexPartnership

instagram.com/DowntownLexPartnership

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The State of Bourbon Tariff worries loom large as Kentucky’s bourbon industry continues its unprecedented building boom

BY STEVE COOMES CONTRIBUTING WRITER

A

s the American whiskey boom steamrolls into its second decade, it’s not always easy to recognize the benefits of legislative changes trickling down from Frankfort and Washington, D.C. A host of updates to spirits regulations made in the past few years have added momentum to the surge in brown spirits sales and boosted distillery profits, even as whiskey insiders consider the potential impact of recently imposed tariffs to Kentucky’s signature spirit (more on that later). Legendarily disgruntled distillers whose angst is fair given massive taxes on their products are now thanking lobbyists like the Kentucky Distillers’ Association and Kentucky politicians for recent efforts to help their industry.

Consumers are winners in this, too: Enjoying those cocktails following a distillery tour?

Thank Bluegrass legislators for ending the law prohibiting them in 2016. And how about the Vintage Spirts Law passed in 2017 that allows you to resell your whiskey “dusties” to retailers?

Isn’t it cool that as of this year, Bourbon Trail visitors can ship bottles bought at distilleries directly to their homes? And while we’re thanking legislators, don’t forget your congressmen and senators in D.C. who convinced their peers to slash federal taxes on the first 100,000 proof gallons produced each year.

Not so long ago, Kentucky was known globally for Col. Sander’s famous fried chicken, but today, said Heaven Hill Distillery president Max Shapira, it’s known for bourbon.

“That change didn’t come by accident,” Shapira said. “We couldn’t have done what’s happening now without … changes at the federal, state and local levels of government.

Many think the government stands in the way of progress, and some of that’s true, but in this particular instance, it’s provided a superstructure for our industry’s growth.”

Oh, ‘pour’ bourbon!

Nine years ago, about 400 whiskey industry members poured bourbon onto the steps of the state capital building in protest of a proposed 6 percent sales tax on every bottle of spirits purchased at retail. Kentucky Distillers’ Association president Eric Gregory remembers how distillers ranted, at the time, over a seventh tax being

levied against their products. Soon after, KDA’s membership sought to create a new strategy that helped legislators see bourbon as more than a beverage.

“Bourbon is about far more than drinking; it’s about jobs, investment into businesses and tourism,” Gregory said. “We had to change the discussion from bourbon being something sinful and worthy of increased taxation to bourbon being the signature product of Kentucky.”

He said the shift began a long-term and positive relationship with the general assembly, and that the subsequent passage of so many beneficial laws proves their efforts worked.

“Our officials have finally embraced bourbon as a business,” Gregory said. Even small changes, such as the transportation cabinet buying road signs directing tourists to Kentucky distilleries, are as significant as the continued shift from dry to wet counties in Kentucky. “We’re down to about 25 dry counties now, which is way down from 80 when I started in 2008.”

Not surprisingly, the combination of increased spirits sales and evolving laws has nearly every whiskey maker on an expansion tear. Buffalo Trace alone has committed to spend $1.2 billion over the next 10 years to increase production and an expanded visitor experience. The Frankfort-based company, along with Heaven Hill and Woodford Reserve, is building warehouses capable of holding about 50,000 barrels each—at least twice the size of many existing warehouses. In recent years both Maker’s Mark and Heaven Hill have added a third massive column still, while Four Roses added a second.

Kentucky’s craft distillers have done exceptionally well by pivoting quickly to take advantage of changing laws. Spots like Jeptha Creed in Shelbyville were designed to host, feed and water visitors, as well as host crowds for special events like its Jammin’ at Jeptha Friday night concerts, which has drawn crowds as large as 500.

Barrel House Distilling in Lexington’s Distillery District has tallied equally amazing headcounts, said partner Jeff Wiseman. Thirtythousand visitors from 30 countries and all 50 U.S. states have toured his small operation since it opened 10 years ago. He’s since added Elkhorn Tavern, which draws customers from other food and drink operations inside the repurposed Pepper Distillery on Manchester Street.

The Kentucky Bourbon Festival, the state’s official bourbon festival, attracts more than 50,000 visitors from around the world to Bardstown for events such as tastings, concerts and the World Championship Bourbon Barrel Relay. The 27th annual festival takes place September 12–16.

PHOTO FURNISHED

Wiseman lauded national lawmakers for lowering the per-proof-gallon federal excise tax on spirits this year from $13.50 to $2.70 for the first 100,000 proof gallons made. Few craft distillers will ever reach that number, but by comparison, it’s about eight days combined production at Jim Beam’s two plants. According to Buffalo Trace master distiller Harlen Wheatley, the tax savings will free up $5 million a year, which will cover the cost of its mammoth new 7-foot-diamater column still.

“Those savings are huge to us,” Wiseman, of Barrel House, said, adding that those dollars included money for a larger still and 1.5 full-time employees on staff. “We’re putting everything back into the company to expand it.”

Andrew Buchanan, owner and distiller at Hartfield & Co. in Paris, Kentucky, never imaged he’d see his new cocktail bar, Prichard & Bail, so crowded so quickly. A string of 20-hour days “left me trying to figure out how I’d get any sleep,” plus it affirmed customers wanted his and other craft distillers’ whiskeys in their drinks. He credits changes in legislation for the bar (located above his distillery) as well as the launch of a mobile bar for festivals.

“What’s happened in the past two years has made it possible for me to run three separate businesses out of one,” he said.

Legislators “don’t have the white-knuckled resistance to changing alcohol laws like they used to.”

Representatives from nine of the world’s leading whiskey associations met recently in Louisville to discuss the potential impacts of tariffs on the international whiskey trade.

Hosted by the Kentucky Distillers’ Association, they also planted an American white oak tree to symbolize the industry’s sustainability and growth.

PHOTOS FURNISHED

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Robert Downing, lead distiller at Barrel House Distilling Co. in Lexington, mixes and cooks corn for the distillery’s Rockcastle Bourbon.

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Determining the toll of new tariffs When news spread that President Donald Trump’s proposed tariffs on foreign steel production could lead to retaliatory tariffs on American whiskey, Gregory said he and his membership were blindsided.

“My first reaction was, ‘Wow, we’ve made it. We’re being used as pawns in a trade war,’” he joked. “My second reaction was just, ‘No, no, this isn’t good.’”

According to Gregory, exports of just Kentucky bourbon have risen an average of 10 percent for each of the past five years, totaling $450 million in 2017. And while that’s roughly one-sixth of the estimated total sales of all whiskey made annually in Kentucky and Tennessee, no one wants bourbon’s international growth trajectory stunted just as it’s ramping up.

Hoping to minimize any tariff impacts, the KDA hosted the W9 Spirit of Collaboration Summit in Louisville in July, gathering representatives of distillers from Europe, Japan, Scotland, Ireland and other nations hoping to avert a crisis. Historically, open trade agreements have boosted global whiskey sales significantly.

“That’s why we started expressing concern when our industry was caught in the middle of this dispute, threatening historic growth and harming longstanding partnerships,” Gregory told the gathering.

Many distillers we contacted were reluctant to discuss tariff concerns, though in a statement issued by Brown-Forman, the company believes initial impacts in European Union markets will see a 10 percent price increase placed on each 700 millileter bottle of American spirits shipped there after implementation of a tariff.

The company added that rumored 25 percent increases are not expected.

While Heaven Hill’s Shapira said his company hasn’t firmly determined the impact on his company’s products, he said every distiller he’s spoken to wants to see a return to “free and open trade [of whiskey] that’s equitable to everyone.” He also hopes that the increasing popularity and recognized quality of American whiskeys will buoy their sales regardless of tariffs.

“We’re hoping the consumer abroad will recognize American whiskey as an iconic product of the United States and continue to buy our whiskey,” he said. BL

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“Many think the government stands in the way of progress, and some of that’s true, but in this particular instance, it’s provided a superstructure for our industry’s growth.”

*Limited Time Offer. Annual percentage yield (APY) accurate as of 7/9/18 and may change after the account is opened. $1,000 minimum balance required to open the account. Fees may reduce earnings. If daily balance is $25,000 or more, the interest paid on the entire balance will be 1.489% with an APY of 1.50%. If daily balance is $5,000 or more, but less than $25,000, the interest paid on the entire balance will be .10% with an APY of .10%. If daily balance is less than $5,000, the interest rate paid on the entire balance will be .05% with an APY of .05%.

HEAVEN HILL DISTILLERY PRESIDENT MAX SHAPIRA

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Rollbacks in the Bluegrass BUSINESS LEXINGTON

I

n May, Congress passed legislation to roll back elements of the Dodd–Frank Wall Street Reform and Protection Act. Community banks, in particular, have lobbied over the past decade for some relief from Dodd–Frank’s increased federal oversight. The legislation was passed in 2010, primarily in response to the practices of larger banks that contributed to the country’s financial crisis in 2008. Among other changes, recent revisions increase the size at which banks are subject to enhanced regulation, raising the threshold from $50 billion to $250 billion in assets.

Business Lexington asked banking industry professionals in Central Kentucky to share their perspectives on some of the changes local customers can expect to see as a result of the new legislation, and what those changes will mean for the region’s banking community.

Here’s what they had to say: LOUIS PRICHARD, PRESIDENT AND CEO KENTUCKY BANK

“Bill S.2155, approved and signed in May, repeals some aspects of Dodd–Frank and will require regulators such as the FDIC to update their rules. Once the amended rules go into effect, community banks like Kentucky Bank will

portfolio loans will have the biggest impact on our customers. The addition of qualified mortgage status for loans smaller institutions hold in their portfolio will allow more flexibility to help creditworthy borrowers who do not fit into typical income scenarios, FRALEY like self-employed individuals or seasonal employees. These borrowers would have a hard time conforming to the existing requirements to qualify for a mortgage loan.”

LUTHER DEATON JR., CHAIRMAN, CEO AND PRESIDENT, CENTRAL BANK

“The recent changes to Dodd–Frank have been analyzed, and many in our industry were surprised to find the changes relatively minimal compared with the speculation leading up to the adjustments by Congress. Most of the changes will impact bank liability, particularly smaller banks, more than it will consumers in the short term. Over time, however, the liability changes should result in increased program options and terms offered by smaller banks.

As far as the Bluegrass consumer is concerned right now, one of the most positive and impactful changes comes in response to the recent Equifax crisis.

The new Dodd–Frank will now allow consumers to freeze their credit reports for free to protect their credit as a long-term credit strategy DORITY or in response to suspected fraudulent activity. With the Federal Trade Commission estimating that one in five Americans have a ‘confirmed material error’ on their credit report, this is an important protection that every consumer should indeed have access to with no cost. This will be particularly relevant for buyers whose finances are somewhat tight and therefore can’t afford ignoring even a small error, for those that don’t have the extra funds to pay for a freeze or for those that are too busy to keep a close eye on credit reports.

As a lender that works closely with many physicians working a significant number of hours serving our community, I’ve seen that the impact of a material error can mean a higher interest rate, less favorable terms or even not qualifying at all. Keep in mind that these issues are errors, not borrower financial mismanagement. This adjustment will be a great credit management tool for those who choose that take advantage of the change.” BL

be able to serve small businesses and individuals more effectively. More importantly, we will be better able to serve customers who do not fit into the boxes originally created

by Dodd–Frank, such as selfemployed individuals or W-2 employees who also operate PRICHARD small farms or own rental property on the side.

In addition, we are optimistic these amended rules will make it easier and faster for individuals to open accounts online or through their phones. The amended rules also allow consumers to freeze their credit at no charge, which we think will keep people more informed and attentive to their credit scores and also improve our ability to make quick lending decisions.

Overall, we believe the amended rules will result in more loan opportunities for small businesses and individuals, and we look forward to helping them meet their financial goals, like purchasing a house or expanding their business.”

“The restrictive nature of the comprehensive regulations imposed by Dodd–Frank, designed to prevent abuses from large banks, adversely impacted community banks. For Central Bank, the impact was that it became nearly impossible to make loans to some of our customers we had previously served. The mortgage regulations essentially eliminated relationship-based home loans, in an attempt to thwart abusive lending practices.

With the rollback of some of these regulations affecting community banks, we will again be able to use our experience and judgment in more cases to assist borrowers. We just have to take responsibilDEATON ity for those loans, which we are more than willing to do, when appropriate.

This much-needed reform is going to be great for the people of Central Kentucky, particularly those in smaller, rural areas. Those economies are often facing special challenges that make lending harder. For larger banks, it has been easy to dismiss these communities.

That is not how community banks operate and is certainly not how Central Bank operates.

We believe we should serve the communities where we reside—if we take care of these consumers, we can help bring progress and prosperity to the very places that need it most.

Fortunately, we now have the ability to serve these customers again.”

TODD E. ZIEGLER, MARKET PRESIDENT REPUBLIC BANK

LAURA FRALEY, COMPLIANCE OFFICER, VICE PRESIDENT, TRADITIONAL BANK

“For the most part, the rollback of portions of the Dodd–Frank Act doesn’t grant a lot of

“From the consumer mortgage perspective, I think the qualified mortgage status for

Local bankers offer insight into how Central Kentuckians are impacted by recent changes in financial legislation

BY SUSAN BANIAK

regulatory relief for community banks that make a large number of mortgage loans.

However, providing certain relief from restrictions on banks’ own investments will help banks like Republic Bank to keep consumer loan rates low. The most significant part ZIEGLER of the rollback for consumers is targeted to making mortgage loans easier for consumers to obtain and for banks to make.

The revised rule expands aspects of a consumer’s credit that banks and the government mortgage agencies can consider for mortgage loans. For example, consideration of alternative financial information, including rent and utility bill payment history, could open approvals to more first-time homebuyers and buyers with limited credit. Additionally, the mortgage rules were amended to do away with certain required redisclosures, thus not requiring the extension of closing times. These changes should support the already robust housing market in Central Kentucky.

Another positive in the changes is to do away with the $10 fee consumers had to pay to freeze access to their credit reports. The rule now grants everyone the right to a free credit freeze, providing consumers protection against data breaches. We at Republic Bank provide significant support and educational materials to our customers and the public to prevent and help with identity theft. This free credit freeze is another tool we can use to help our clients.”

BILL ALLEN, PRESIDENT, BANK OF THE BLUEGRASS & TRUST CO.

“[Bank of the Bluegrass] and our clients have felt very little impact from the Dodd– Frank rollback. Our primary focus has been on serving Lexington, Fayette County and Central Kentucky for the past 46 years, and that will continue to be our primary focus. Our goal has always been to provide an outstanding client experience by delivering the technology, financial ALLEN resources and individualized attention that our clients deserve and want.”

ABBY DORITY, PHYSICIAN LOAN SPECIALIST, FIFTH THIRD BANK

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Wealth Management Firms Ranked by number of advisors in Lexington area 2018 Rank

Firm Name Address, Phone Website

Number of Advisors in Lexington

Other Staff

Types of Services

Please email questions regarding our BizLists to Sharon Metz at sharon.metz66@gmail.com

States Licensed

Top Official

Headquarters/ Years in Business

1

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39

23

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29

18

Investment management, retirement services, trust & estate services, institutional services, life insurance, education planning

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Lexington, KY/ 25

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Michael Ash (President (KY), Pattie Imperial (Managing Director Kentucy), Mark Raque (Directory of Private Bank), and Leslie Hale (Director of Private Banking)

Cincinnati, OH/ 160

4

Merrill Lynch, Pierce, Fenner & Smith 300 W. Vine St., 10th Floor Lexington, KY 40507 (859) 231-5000 www.ml.com

20

11

Wealth management, retirement planning, consumer banking & lending, brokerage services, home loans, health savings accounts, retirement plan services, trust service, online investing, commercial card services, commercial real estate, commercial finance, equipment leasing, merchant services

Across all states

Mollie Brennan (Resident Director)

New York, NY/ 67

4

Wells Fargo Clearing Services, LLC 333 E. Main St., Ste. 120 Lexington,KY 40507 (859) 233-0321 home.wellsfargoadvisors.com

20

13

Individualized investments, retirement planning, research analysis, and additional services

Across all states

John L. Gardner (Premier Manager)

San Francisco, CA/ 16

6

WealthSouth 175 E. Main St., Ste. 300 Lexington, KY 40507 (859) 523-2610 www. wealthsouth.com

17

11

Investment management, trust services, institutional services, commercial banking, private banking

Licensed and regulated to conduct business nationally through the Office of Comptroller of the Currency

Thomas Hager (President), Bill Howell (Senior VP, Lexington Market Director)

Danville, KY/ 109

7

Meridian Wealth Management, LLC 250 W. Main St., Ste. 3150 Lexington, KY 40507 (859) 543-4516 www.meridianwealthllc.com

16

4

Investment & portfolio management, retirement & financial planning, tax planning, higher education funding, family business succession & stock option planning, analysis of concentrated stock positions, annuity, life & long-term-care insurance planning, record-keeping services

Licensed in Kentucky but available to work with clients nationally

Greg Couch (President); Barry D. Cooper, JD (Senior VP)

Lexington, KY/ 9

8

Keystone Financial Group 527 Wellington Way, Suite 225 Lexington, KY 40503 (859) 317-8316 www.keystoneky.com

13

5

Comprehensive financial planning, retirement & insurance planning, portfolio & wealth management, education planning, 401ks, IRAs, trust accounts, charitable giving, estate & trust planning, risk management, mutual funds & exchange traded funds, stocks, CDs, taxable & tax free bonds, unit investment trusts & REITs, variable, fixed & immediate annunities

AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN,KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NJ, NM, NY, OH, OR, PA, SC, SD, TN, TX, WA, WI, WV

Mike Kretz; Toby R. Jenkins, MS, CFP速; Tim S. Jenkins, CFP速

Lexington, KY/ 9

9

Unified Trust Company N.A. 2353 Alexandria Dr., Ste. 100 Lexington, KY 40504 (877) 411-8781 www.unifiedtrust.com

11

121

Financial planning, retirement income strageties, managed rollovers, foundations & endowments, investment management, estate and tax planning, trust arrangements, charitable giving and retirement plans incuding 401k plans, 403b plans, 457b plans, cash balance and traditioanl defined benefit plan

All states - National Trust Company

Gregory Kasten MD, MBA, CFP速, CPC, AIFA速

Lexington, KY/ 32

10

WCF 333 W. Vine St., Ste. 1740 Lexington, KY 40507 (859) 967-0880 www.mcfadvisors.com

10

15

Wealth management services, financial planning, investment management, retirement planning, insurance services, estate planning, business consulting, trust services

KY, TN, OH, FL, IN, IL, TX, MO

Dave Harris (CEO), Bob Sathe (Chairman), Kris Kellinghaus (CO, SVP), Tim Gavin (COO, VP Operations)

Covington, KY/ 9

11

Kentucky Bank Wealth Management 360 E. Vine St. Lexington, KY 40507 (859) 469-7378 www.kybank.com

7

7

Wealth management, retirement planning, consumer banking and lending, brokerage services, home loans, health savings accounts, retirement plan services, trust service, online investing, commercial real estate, merchant services

KY, FL, MI, TN, IN, OH, TX

James L. Elliott (Senior VP, Director of Wealth Management)

Paris, KY/ 167

12

Russell Capital Management, 476 E. High St. Lexington KY 40507 (859) 254-5225 www.russcap.com

6

6

Investment & wealth management for individuals, trusts, estates & foundations

AZ, CA, FL, GA, IN, KY, MI, NC, OH, TN, TX, VA

Harry (Jack) L. Russell, Jr., David G. Dowell, Justin G. Sautter

Lexington, KY/ 26

13

Ballast, Inc. 360 E. Vine St., Ste. 320 Lexington, KY 40507 (859) 226-0625 www.ballastplan.com

5

4

Financial planning, personal CFO services, investment management, business & financial consulting, retirement planning

KY, FL, GA, OH, SC, VA, WI, WV, CA, IN, MN, NC, OR, CO, WA, MO

John V. Boardman, III (CEO/founder), Andrew J. Reynolds, MBA (COO, CFP)

Lexington, KY/ 10

14

Bank of the Bluegrass 101 E. High St. Lexington, KY 40507 (859) 233-4500 www.bankofthebluegrass.com

4

2

Fuduciary services, wealth protection & transfer, philanthropy, estate settlement & administration, family governance

KY

Mark Herren (Chairman & CEO), Bell Allen (President), Jerry Johnson (Director of Wealth Management)

Lexington, KY/ 40

15

Central Bank Bank & Trust 300 W. Vine St. Lexington,KY 40507 (859) 253-6222 www.centralbank.com

3

19

Trust, employee benefit & investment services

Trust powers granted by Kentucky Department of Financial Institutions

Barry Hickey (Executive VP, Trust Manager), Kathy Gibson (Senior VP, Compliance)

Lexington, KY/ 33

Dupree Financial Group * 237 E. Main St. Lexington, KY 40507 (859) 233-0400 www.dupreefinancial.com

3

3

401k rollover, Roth IRA, traditional IRA, individual & joint investments accounts, portfolio review

KY, NC, SC, TX

Tom Dupree (Founder)

Lexington, KY/ 15

Joule Financial 146 Deweese St. Lexington, KY 40507 (859) 881-0777 www.joulefinancial.com

3

1

Wealth management, investment management, financial planning, retirement planning, retirement income planning, social security planning

Licensed in Kentucky but available to work with clients nationally

Quint Tatro (Managing Director), Daniel Czulno (Managing Director)

Lexington, KY/ 17

VFG Wealth Management * and Benefit Solutions 131 Prosperous Pl., Ste. 14A Lexington, KY 40509 (859) 263-2301 www.vfginvest.com

3

2

Comprehensive financial planning, ongoing portfolio management and review, estate planning/trust services, business succession planning, education planning, 401ks, IRAs, trust accounts, retirement and insurance planning

NA

Jason S. Young (President, VFG Benefit Solutions, Partner, VFG Wealth Management)

NA

PNC Wealth Management 301 E. Main St., Ste. 300 Lexington, KY 40507 (859) 281-5372 www.pnc.com

NA

NA

Investment management, financial & estate planning, private banking, trust and fiduciary services

Across all states

Ann Georgehead (Managing Director)

Pittsburgh, PA/ 160

TIE

TIE

TIE

15 TIE

15 TIE

15 TIE

Source: Business Lexington questionnaire, company websites, company respresentatives, www.advisorinfo.sec.gov/IAPD. Footnote: *=Information from last publication. There were other firms that qualified but did not respond to numberous deadlines or needed to check on compliance.

Other firms qualified but do to spacing issues did not make the list. Key: NA=Not Available

BLX_1-24_NEW.indd 17

8/17/18 5:03 PM

18

SEPTEMBER 2018

WWW.BUSINESSLEXINGTON.COM

Credit Unions Ranked by total assets in the first quarter of 2018 ending of March 31, 2018 Credit Union Name Address, Phone Website

Rank

Please email questions regarding our BizLists to Sharon Metz at sharon.metz66@gmail.com

Assets

Total Loans

Type

Peer Group

Total Shares & Deposits

Number of Members

Principal Officer

1

Commonwealth Credit Union 417 High St. Frankfort, KY 40507 (502) 564-4775 www.ccuky.org

$1,185,612,654

$845,011,577

Non-Federal

6-$500,000,000 & greater

$1,002,668,359

98,376

Karen Harbin

2

Park Community Credit Union * 2515 Blankenbaker Pkwy.

Louisville, KY 40299 Local Branch: Bluegrass Region 2217 War Admiral Way, Ste. 102 Lexington, KY 40509 (800) 626-2870 www.parkcommunity.com

$885,969,017

$695,156,757

Non-Federal

6-$500,000,000 & greater

$763,136,230

89,622

Jim Spradlin

3

University of Kentucky Federal Credit Union 2557 Sir Barton Way Lexington, KY 40509 (859) 264-4200 www.ukfcu.org

$784,887,320

$628,392,815

Multiple Common Bond Primary Educational

6-$500,000,000 & greater

$681,751,509

89,911

David Kennedy

4

Transcend Credit Union * ** 3740 Bardstown Rd. Louisville, KY 40218 Local Branch: Bluegrass Region 2549 Regency Rd., Ste. 105 Lexington, KY 40503 (502) 459-3000 www.transcendcu.com

$399,243,693

$287,281,070

Non-Federal

5-$100,000,000 < $500,000,000

$335,223,329

48,458

Richard Reese

5

Members Heritage Federal Credit Union 440 Park Place Lexington, KY 40511 (859) 259-3466 www.membersheritage.org

$372,103,192

$234,993,650

Non-Federal

5-$100,000,000 < $500,000,000

$328,282,555

44,024

Pat Ferry

6

Health & Education Credit Union 424 Park Place Lexington, KY 40511 (859) 231-8262 www.thefcu.com

$87,714,913

$32,505,620

Multiple Common Bond Healthcare

4-$50,000,000 < $100,000,000

$78,925,870

16,768

Pam Henson

7

Kentucky Employees Credit Union 100 Moore Dr. Frankfort, KY 40601 (502) 564-5597 www.kecu.org

$78,507,330

$51,319,956

Non-Federal

4-$50,000,000 < $100,000,000

$67,242,583

10,223

John Graham

8

Greater Kentucky Credit Union Inc. 1001 Red Mile Rd. Lexington, KY 40504 (859) 231-9300 www.gtkycu.com

$78,027,845

$63,725,669

Non-Federal

4-$50,000,000 < $100,000,000

$68,034,529

9,417

Debbie Pyle

9

KUEFCU — Kentucky Utilities Employees One Quality St. Lexington, KY 40507 (859) 367-5845 www.kuefcu.com

$45,034,197

$15,242,094

Multiple Common Bond Primary Communications & Utilities

3- $10,000,000 < $50,000,000

$39,771,392

3,509

Stephanie Gillis

10

Metro Employees Credit Union 1306 Versailles Rd., Ste. 140 Lexington, KY 40504 (859) 258-3990 www.metroemployeescu.org

$30,151,189

$17,306,860

Non-Federal

3- $10,000,000 < $50,000,000

$26,388,050

4,282

Piper Graham

11

Lexington Postal Credit Union 1088 Nandino Blvd.

Lexington, KY 40511 (859) 252-5151 www.lexpcu.com

$23,162,813

$9,419,856

Non-Federal

3- $10,000,000 < $50,000,000

$20,154,291

2,562

Sharon Stafford

12

Corning Credit Union Corning Glass Works – Harrodsburg 690 E. Office St. Harrodsburg, KY 40330 (859) 734-9656 www.corningcu.org

$5,658,372

$1,104,286

Manufacturing All Other

2 - $2,000,000 < $10,000,000

$4,721,531

840

Amy Hart

G

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IS HI

N

P

U

NOV. 5-11

Y ILE PE

TE

SM

Source: Information obtained from the NCUA-National Credit Union Association report reflects the financials from the first quarter, ending March 31, 2018. Footnote: * These two credit unions have local branches in Lexington. ** Transcend Credit Union purchased KY Telco. Key: NA=Not Available.

BLX_1-24_NEW.indd 18

2018 Lexington Pizza Week

WWW.LEXINGTONPIZZAWEEK.NET

LexPizzaWeek #lexingtonpizzaweek

lexingtonpizzaweek

8/17/18 4:40 PM

BusLex-Sept-18-10.25x14.pdf

1

8/14/2018

2:58:06 PM

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BLX_1-24_NEW.indd 19

8/17/18 2:21 PM

20

SEPTEMBER 2018

WWW.BUSINESSLEXINGTON.COM

BusinessLeads Bids For more bids, RFPs and quotes that did not fit the press deadline, visit http://lfucg.economicengine.com.

LFUCG is seeking Bids for temporary labor for waste management. Request No. Bid 110-2018.

Contact 856-258-3320, deadline 8/27/18.

LFUCG is seeking RFPs for sprinkler system for mounted police barn.

Request No. RFP-77-2018. Contact 856-258-3320, deadline 8/31/18.

LFUCG is seeking Bids for cooling tower instillation. Request No. Bid 109-2018. Contact 856-258-3320, deadline 9/6/18.

LFUCG is seeking Bids for MEP repairs for Lexington Fayette parking authority parking structures. Request No. Bid 112-2018. Contact 856-258-3320, deadline 9/7/18.

LFUCG is seeking Bids for investigative/design services for secondary digestive complex improvement.

Request No. RFP-26-2018. Contact 856-258-3320, deadline 9/19/18.

Conventions Sept. 18-21 2018 Kentucky EMS Conference and Expo - Kentucky Ambulance Providers Association at Hyatt Regency Lexington. 300 people expected.

Sept. 21-Oct. 1 2018 Feast of Tabernacles Midwest - Philadelphia Church of God. Various hotel rooms available. 500 people expected.

Sept. 25-30 2018 America in Bloom Symposium - America In Bloom. Rooms available at Griffin Gate Marriott Resort & Spa. 280 people expected.

Commercial Building Permits Jordan & Swinford, commercial remodel, 340 Legion Drive 24.

Bluegrass Meats LLC, commercial remodel, 109 W. Sixth Street.

Arc Hospitality Portfolio | Owner LLC, commercial remodel, 1951 Pleasant Ridge Drive 100.

BGHD Holdings LLC, commercial remodel, 234 E Main Street.

Madden Family LLC No. 20, commercial remodel, 1972 Alysheba Way. Hap Property Owner LP, commercial remodel, 2304 Sir Barton Way 120.

Commercial Loans Mt Melrose Ii LLC from Edgington, Terry for $24,552.

Keeling Classic Homes LLC from Bank Of Lex for $25,000.

Mt Melrose LLC from Edgington Enterprises Ltd for $37,500.

3330 Sutherland Dr Family Tr from Moody, Lucien for $41,645.

Bt Inv Group Inc-Tr from Moody, Lucien for $41,645.

Mt Melrose Ii LLC from Edgington, Terry for $42,165.

Walcott Prop LLC from Reynolds, Ricky for $47,500.

Fusioncorp Holdings LLC from Community Tr Bank Inc for $48,480.

Eckman Mgt LLC from Mischner, S James for $49,387.

C & B Serv LLC from Mischner, S James for $50,000.

Legato Group LLC from Traditional Bank for $50,000.

Shreeji Hospitality Of Lex LLC from Community Tr Bank Inc for $50,000.

Jws Prop LLC from Community Tr Bank Inc for $56,100.

Mt Melorose Ii LLC from Edgington Enterprises Ltd for $56,454.

Mt Melrose LLC from Edgington Enterprises Ltd for $56,,454.

Mt Melrose Ii LLC from Edgington, Terry for $60,000.

Buy Lex Houses LLC from Peoples Exchange Bank for $64,000.

Dynamo Prop LLC from Bp Funding Group LLC for $65,000.

Sisu Prop LLC from Ailesbury Holdings Ltd for $65,000.

Mt Melrose LLC from Shemardav LLC for $67,748.

Lakes Edge Dev LLC from Mischner, S James for $70,000.

New Homes By Harpe LLC from Bank Of Lex for $70,000.

Woodlark Capital LLC from Kentucky Bank for $72,500.

3399 Tates Creek Ptnr LLC from Wesbanco Bank Inc for $75,000.

Kirk Lex Prop LLC from Traditional Bank for $75,000.

Springbrier LLC from Republic Bank & Tr Co for $76,500.

Marlou LLC from Brewer, William M for $78,043.

A & A Bassett Prop LLC from Peoples Exchange Bank for $78,400.

Xiang Zhang LLC from Bank Of The Bluegrass for $80,000.

Jms Inv I LLC from Bank Of Hindman for $80,750.

Fayette Co Local Dev Corp from Lexington Faye Urban Co Govn for $83,248.

Lincoln Real Est Inc from Bank Of Hindman for $83,656.

Relevate Prop LLC from Finance Of America Commercial LLC for $84,027.

Rjjc Inv LLC from Prewitt, George Iv for $87,000.

Jms Inv I LLC from Bank Of Hindman for $90,100.

Trade St Ctr LLC from Bank Of The Bluegrass for $95,000.

Dynamo Prop LLC from Mischner, S James for $100,000.

Hopewell Residential LLC from Traditional Bank for $100,000.

Walcott Prop LLC from Brown, James for $100,000.

Kerenore Iii LLC from Central Bank & Tr Co for $101,500.

Mt Melrose Ii LLC from Edgington Enterprises Ltd for $102,000.

Harpe Prop LLC from Bank Of Lex for $102,510.

Luradane LLC from Traditional Bank for $103,000.

Kwg Prop LLC from Citizens Commerce Bank for $104,000.

Harpe Prop LLC from Bank Of Lex for $104,550.

Ratliff Homes LLC from Traditional Bank for $104,700.

Rental Earth LLC from University Of Ky Fed Cr Un for $105,600.

Market Place Homes LLC from Bank Of Lex for $105,655.

Bmat Inv Prop LLC from Mm Lending LLC for $110,000.

Yallarhammer LLC from Bp Funding Group LLC for $110,000.

Patson Prop LLC from Bates, William D for $111,628.

Triple Crown Real Est LLC from Republic Bank & Tr Co for $112,000.

Solar Eclipse LLC from Commercial Bank for $113,784.

Vip Prop LLC from Peoples Exchange Bank for $116,000.

Rentals 4 Rent LLC from Community Tr Bank Inc for $118,400.

Legatum Capital Holdings LLC from Park Comm Cr Un for $119,000.

Romans828 LLC from Citizens Natl Bank Of Somerset for $121,500.

Jms Inv I LLC from Bank Of Hindman for $123,250.

Jw LLC from Stock Yards Bank & Tr Co for $125,000.

Marlou LLC from Surepoint Equity LLC for $126,600.

Gdp Holdings LLC from Peoples Exchange Bank for $128,000.

Fakhouryfam LLC from Bank Of Lex for $131,750.

Patson Prop LLC from Bates, William D for $133,990.

Oseetah LLC from Republic Bank

Seasons Sales (Versailles) Sell seasons in stallions; present stallions to breeders; work w/bloodstock team to market/promote. Req Bach in Mktg, Bus Admin, Finance, or closely related + 2 yrs exp in stallion seasons sales & overseeing stallion breeding bookings. Req exp in breeding shed schedules, breeding forms, evaluating progeny, analytics on public auction results & communicating syndicate agreement terms to customers. Exp may be gained concurrently. Any suitable combination of education/training/exp is acceptable.

Resume to: jack@winstarfarm.com

BLX_1-24_NEW.indd 20

& Tr Co for $140,000.

Families Hope LLC from University Of Ky Fed Cr Un for $143,920.

H&S Synergy LLC from Traditional Bank for $144,000.

Mno Prop LLC from Central Bank & Tr Co for $150,000.

Environmental Recycling Inc from Citizens Commerce Bank for $154,190.

Lexington Inv Prop Co LLC from Citizens Commerce Bank for $154,190.

Patson Prop LLC from Bates, William D for $159,452.

Eckman Mgt LLC from Mischner, S James for $160,493.

Mccauley Prop LLC from Traditional Bank for $167,081.

Via Vitae Dev LLC from Town & Country Bank & Tr Co for $168,000.

Creative Renovations LLC from Bank Of Lex for $170,000.

Haley Inv LLC from Bank Of Lex for $170,000.

Al Da Prop LLC from Citizens Natl Bank Of Somerset for $175,950.

Albransco LLC from Mischner, S James for $183,000.

Rad & Lime LLC from Traditional Bank for $183,117.

Mccarty Bldr Inc from Traditional Bank for $186,000.

Dynamo Prop LLC from Mischner, S James for $195,000.

Afton Comm Dev Inc from Cumberland Sec Bank Inc for $200,000.

Leininger Enterprises LLC from Bank Of Lex for $200,000.

More Real Est LLC from Citizens Commerce Bank for $200,000.

Sisu Prop LLC from Park Comm Cr Un for $200,000.

Lexington Bg Rentals LLC from Peoples Exchange Bank for $208,000.

Galt Prop LLC from Republic Bank & Tr Co for $209,950.

Artique Custom Homes LLC from First Sec Bank Inc for $210,000.

Duffy Prop Lex LLC from Republic Bank & Tr Co for $210,000.

Kingtree Prop LLC from Citizens Commerce Natl Bank for $215,000.

S & S Prop & Acquisition Group LLC from First Sec Bank Inc for $215,000.

Eckman Mgt LLC from Mischner, S James for $216,402.

Mccarty Bldr Inc from Traditional Bank for $221,000.

Fairway Ind Mtg Corp from Mortgage Electronic Registrati for $224,550.

Legato Group LLC from Traditional Bank for $225,000.

A & E Homes LLC from Century Bank Of Ky Inc for $225,250.

Cambridge Prop LLC from Taylor County Bank for $233,665.

Maplewood Real Est LLC from Bank Of Lex for $240,000.

Mccarty Bldr Inc from Traditional Bank for $240,000.

Patriot Inv LLC from Kentucky Farmers Bank for $244,000.

Bluegrass Cottages Inc from United Bank & Capital Tr Co for $252,000.

Superfecta Realty LLC from Commercial Bank for $253,913.

Db Homes LLC from Community Tr Bank Inc for $260,140.

Db Homes LLC from Bank Of Lex for $264,000.

Eckman Mgt LLC from Mischner, S James for $264,222.

Patrick G Prop LLC from Peoples Exchange Bank for $265,000.

Vista Prop Mgt LLC from Central Bank & Tr Co for $265,000.

Reckelhoff LLC from Traditional Bank for $269,313.

Investmentsrus Ltd Co from South Central Bank Inc for $270,700.

Db Homes LLC from South Central Bank Inc for $271,035.

Jc Homes LLC from Community Tr Bank Inc for $275,120.

Revitalex LLC from Bank Of Lex for $286,365.

M & M Prop Mgt LLC from Cumberland Valley Natl Bank & Tr Co for $289,000.

Patriot Inv LLC from Kentucky Farmers Bank for $294,400.

Fusioncorp Holdings LLC from Community Tr Bank Inc for $295,700.

Chris Jackson Bldr LLC from Traditional Bank for $296,435.

Artique Custom Homes LLC from Bank Of Lex for $297,500.

Best Choice Holdings LLC from Bank Of The Bluegrass for $300,000.

Jaslane Inv LLC from U S Bank Na for $300,000.

Marlinrob Inc from Bank Of Lex for $300,000.

Stratton Rd Prop LLC from U S Bank Na for $300,000.

Mwk Rentals LLC from University Of Ky Fed Cr Un for $310,400.

Maple Leaf Inv Group LLC from Kentucky Bank for $312,000.

Garry Milton Real Est Inc from Kentucky Bank for $340,000.

Tak LLC from Community Tr Bank Inc for $342,170.

Homes By Reckelhoff LLC from Traditional Bank for $344,100.

107 West Short St LLC from Republic Bank & Tr Co for $344,250.

Pgm Real Est LLC from Bank Of

Lex for $355,000.

Bol Land Acquisition Co LLC from Bank Of Lex for $360,000.

Wayne Michael Prop LLC from Citizens Commerce Bank for $371,180.

Marlou LLC from Farm Cr Mid America Flca for $375,000.

Harpe Prop LLC from Traditional Bank for $395,000.

Benezet Inv LLC from Kentucky Bank for $400,000.

Bond Lawyers LLC from Ps Funding Inc for $400,000.

780 Winchester Rd LLC from First Sec Bank Inc for $425,000.

Eirecon Inv LLC from Peoples Exchange Bank for $455,000.

Private Prop Inc from Bank Of The Bluegrass for $460,000.

Barton Creek Holdings Inc from Citizens Commerce Bank for $465,600.

Haydon Homes Inc from Traditional Bank for $500,000.

Anderson & Hazen Ii LLC from Cumberland Valley Natl Bank & Tr Co for $515,806.

Gatewood Arnold Constr Inc from Kentucky Bank for $535,888.

Walker Prop Of Central Ky LLC from Central Bank & Tr Co for $550,000.

K2 Holdings LLC from Traditional Bank for $559,317.

Peace Roots Prop LLC from Bank Of Lex for $580,000.

Rice Realty Co LLC from Republic Bank & Tr Co for $600,000.

Dgbl Iii LLC from Kentucky Bank for $663,610.

Elite Minds LLC from Republic Bank & Tr Co for $692,750.

Rjjc Inv LLC from University Of Ky Fed Cr Un for $696,000.

Green Frog Prop LLC from Forcht Bank Na for $804,620.

T & D Prop Inc from Traditional Bank for $870,943.

Redding 16 LLC from Community Tr Bank Inc for $872,000.

Harpe Prop LLC from Kentucky Farmers Bank for $900,000.

Sai Ganesh Lex LLC from Regmar Lex LLC for $1,000,000.

Commonwealth Designs Inc from Community Tr Bank Inc for $1,011,500.

R & B Inv Prop Ventures LLC from First Southern Natl Bank for $1,020,000.

Ironwood Capital LLC from Citizens Natl Bank Of Somerset for $1,101,616.

Ashland Prop LLC from University Of Ky Fed Cr Un for $1,112,200.

Greer Land Co Smyrna #2 LLC from Traditional Bank for $1,187,735.

Webasto Roof Systems, Inc. has a full-time opportunity at our Lexington, KY facility for a Regional Manufacturing Technical Lead North America to serve as the manufacturing project champion and consulting expert on Polyurethane (PU) encapsulation throughout the North America region.

Requires a Bachelor’s degree or equiv. in Engineering or a related field and 5 years related (progressive, post-baccalaureate) experience working in Operations, Manufacturing and/or Engineering departments. Must also have demonstrated experience with each of the following: 1) PU Process knowledge; 2) Tooling knowledge; and 3) Core Tools. Requires Black Belt certification for ongoing process/product continuous improvement.

All experience may have been gained concurrently and must have been acquired after completion of the Bachelor’s degree program. Travel 40-65% to Asia, Europe, and Latin America. If interested, please email CV to Patricia.Houbeck@webasto.com. EOE.

8/17/18 2:44 PM

SEPTEMBER 2018

WWW.BUSINESSLEXINGTON.COM

Trifecta Dev Ii LLC from Capital Bank for $1,200,000.

Wolf Mountain Capital LLC from Guaranty Bank & Tr Na for $1,275,000.

Fountains At Palomar LLC from Traditional Bank for $1,500,000.

Harrods Village LLC from Traditional Bank for $1,500,000.

Collins Bowling Ctr Inc from Traditional Bank for $1,928,150.

Palumbo Prop Inc from Central Bank & Tr Co for $2,000,000.

Tri Delta Realty Co from 1st Tr Bank Inc for $2,220,000.

Elkhorn Farms Inc from Bank Of The Bluegrass for $2,298,249.

Wood Farms Inc from Bank Of The Bluegrass for $2,298,249.

Erop LLC from Town & Country Bank & Tr Co for $2,400,000.

Lex 108 LLC from Limestone Bank Inc for $2,650,000.

Twelve Twenty One Co LLC from Limestone Bank Inc for $2,650,000.

Anderson Bridgewater LLC from Greystone Servicing Corp Inc for $2,780,000.

Ltc Inv LLC from Republic Bank & Tr Co for $3,000,000.

Triumph Bellefontaine LLC from Arbor Commercial Funding I LLC for $3,157,000.

2200 Camry LLC from Bank Of Hindman for $3,315,000.

Low Key Inv LLC from Kentucky Bank for $3,672,000.

Sai Ganesh Lex LLC from Winfirst Bank for $4,200,000.

C & R Asphalt Land Acquisition Co LLC from Kentucky Bank for $5,500,000.

Palumbo Prop Inc from Central Bank & Tr Co for $6,000,000.

Stonewall Inv LLC from Forcht Bank Na for $6,760,000.

Regency Ctr Inv LLC from Rga Reinsurance Co for $17,000,000.

Trilogy Real Est Faye Ii LLC from Regions Bk-Agent for $47,500,000.

New Business Licenses Anesthesia Medical | Dww Anesthesia LLC, owned by David Whitehouse, 1321 Corona Drive, 859-576-1040.

Anesthesiologist | Barton Anestesia Group, owned by Lori C Kral Barton, 859-699-3676.

Architectural Millwork | Riverside Construction S, owned by Robert S Krejci, 513-723-0900.

Asphalt | Wamco LLC, owned by Glen Wooldridge, 606-219-8967.

Asphalt Sealcoating | Woodford Sealcoat, owned by Bill Bryant, 955 Shryocks Ferry Rd Versailles, 859-873-7456.

Audiology/Hear Instru | Kalliio Audiology & Hear, owned by Karen

Kallio, 859-368-8893.

Auto Mechanic| Owned by Salman Alhassan, 791 N Limestone Lexington, 859-492-8046.

Auto Rentals | Big Blue Rentals & Sol, 1588 Leestown Rd Ste 300 #16.

Awning | Cardinal Architectural, 502-419-9054.

Barber Shop | Wildcat Blue LLC, owned by Malik Ross, 859-2279968.

Boutique | Sew Wild LLC, owned

by Tracey Quenon, 216 N Limestone Ste 270 Lex, 859-259-0002.

Catering | Levy Premium Foodservice, owned by Andrew J Lansing, 4089 Iron Works Pkwy, 312-6648200.

Cleaning Business | Gladmos Cleaning, owned by Glady Bersona , 859-803-1921.

Clinical Asst Director Fr | Zcenoa LLC, owned by Daniel Hirst, 657 Estrella Drive, 610-576-3738.

Cloud Software Developmen | Berryville Holdings LLC, owned by Christopher Delaney, 703-6749432.

Club / Non Profit | Ky Thoroughbred Farm, owned by Andrew J Howard Pres, 1005 Richmond Rd Lex, 859-608-9061.

Comm Constr | Hargett, Todd Constructi, owned by R Todd Hargett, 859-421-6022.

Commercial Construction | Crescent Construction An, owned by Perry Howle, 251-423-9710.

Constrcution | Bespoke Builders Inc, owned by Gareth Evans, 859249-7772.

Construction | Bashore Design/ Constr, owned by Ryan Bashore, 859-629-9040.

Construction | High Tower Contractors, owned by Stephanie Siegel, 859-420-4566.

Construction | Kentucky Home Services, owned by James Keith Tyner, 859-621-3257.

Construction| Owned by E & B Contracting, 859-699-8089.

Construction| Owned by Direct Match Constrcution, 859-9133523.

Construction & Remodel | Lnx Remodel And Restorat, owned by Justin Johnson, 113 E Loudon Ave, 859-429-8988.

Construction Remodeling | Cruz Drywall & Remodelin, 859-9638453.

Consulting | Connected Communities Ll, 1550 E Main St Ste 101, 614-216-0656.

Consulting Cad Drawing | James Steven Concrete, 859-489-9878.

Contracting | Boone Contracting LLC, owned by Jarrod Gabbard, 859-221-2036.

Contractor| Owned by Billy R Ross, 1751 Leveey Rd Mt Sterling, 859-749-6354.

Contractor/Painting| Owned by Powers, Shaun, 724 Burgoyne Ct Lex, 859-559-6461.

Custom Business App | Vinyl Development, owned by Thomas Kennedy, 100 W Vine Street 3rd Floor, 774-316-2611.

Deli/Conv Store | Judyray LLC, owned by Caroline H Boone, 5902 Old Richmond Rd Lex Ky. Dental Services | Smile Direct Club LLC, owned by Steve Katzman, 110 W Vine St, 629-401-3226.

Digital Mkt-Healthcare Pr | Vortala Us LLC, owned by William D Esteb, 800-381-2956.

Direct Dealer For Vivint| Owned

by Smart Home Pros, 1018 E New Circle Suite 105, 262-220-1250.

Doctors Office | Hillcrest Pain & Spine, owned by Ihab Labatia, 853 Lane Allen Road, 813-833-3270.

Domestic Employee| Owned by Bonnie Agnich, 859-253-1686.

Domestic Employer| Owned by Kimberly Meacham, 859-2531686.

Dump Truck | Holmes Enterprise LLC, owned by Jared Holmes, 859-537-4379.

Ecommerce | A Sparks Company, owned by Cindy Sparks, 5550 Canebrake Ct. Electrical Contractor | Dragon Electric Ltd Co, owned by John Carr, 502-794-4641.

Entertainment| Owned by Linda A Milonas, 3075 Stanford Dr Lex, 859-429-7321.

Entertainment Payroll Srv | Processing Payroll Ca, owned by Barry Oberman, 310-440-9600.

Entertainment Prod | Cypress Productions LLC, owned by Wil Hinkle, 859-983-3995.

Equip/Prod Retail | Cognet Solutions Group, owned by Robert B Norton, 112 Westhampton Drive, 816-238-3326.

Esthetics/Skin Care| Owned by Faith Evans, 2548 Larkin Rd Lex. Excavating Contractor | Mccain Bros Excavating L, owned by Terrance Mccain, 1440 Bardsown Rd, 859-940-6431.

Exterior Renovations | Southern Home Renovation, owned by Shaun Pope, 606-462-3175.

Gen Bus Mgt | Mcmahan, Ken Cpm LLC, owned by Kenneth Mcmahan, 661-810-4349.

Gen Contr | Perform Lex LLC, owned by David King, 859-5380280.

General Clerk | Cp Marine LLC, owned by Elliott Wimberly, 2301 Airport Rd, 703-935-8773.

General Contracting | Top Notch Const. Remodel, 859-757-7039.

General Contractor | Mmt Developement Co LLC, owned by Joel Hawley, 859-881-0606.

Geohazard | Geostabilization Interna, owned by Soil Nail Holdings, 970-210-6170.

Hair Salon| Owned by Carla Mcduffie, 1403 N Forbes Rd Ste 120 Lex, 859-259-3708.

Health Training | Lynnles Health Training, owned by Nico Kelly,

859-523-2167.

Home Decor | Barrel & Co LLC, owned by Christa Grimes, 502648-4009.

Home Improvement| Owned by Mark Kaelin, 175 Valley Rd Lex, 859-396-8505.

Home Renovation| Owned by Custom Creations, 859-351-9037.

Household Employe| 606-4365700.

Hvac | Hatfield Heating & Cooli, owned by Brandon Hatfield, 606796-7000.

Instructional | Rebeccas Pilates, owned by Rebecca Farris, 859699-2394.

Insurance| Owned by Marsh Usa, 312-627-6762.

Insurance| Owned by Greenwich Trans Underwrit, 615-321-4523.

Insurance| 212-345-3889.

Insurance Co | Southern Mutual Church, 809-769-3650.

Internet Supplements Bus | Eco Life Inc, owned by Anthony Walsh, 920-358-3526.

Investiment Real Estate | Lantana LLC, owned by John Langley, 859-396-7486.

Law Office | Bennett Law Office, owned by Bryan Bennett, 1410 Versailles Rd Lex, 859-254-0123.

Lawncare | Mini Mowers LLC, owned by Tyrell Hayden, 4275 Ridgewater Dr, 859-585-0047.

Legal Services | K & L Gates Llp, owned by James R Segerdahi, 412-355-6315.

Management | Kenny And Jeannie Racing, owned by Kenneth Mcmahan, 661-810-4349.

Marketing | Michael Hemingway, 2129 Fort Harrods Dr, 646-4312364.

Marketing Company | Gp Corrugated LLC, owned by Gary Price, 951 Marcellus Dr, 404-652-3105.

Marsh Mclennan Agency | Nicholas Bertke, owned by Marsh Mclennan Agency, 937-228-4135.

Massage & Facial Spa | H & S 1 Ky Lexington LLC, owned by James Baughman Jr, 4040 Finn Way Ste 130, 859-514-2125.

Mechanical Contractor | Mccloskey Mechanical Con, owned by David Mccloskey, 856-784-5080.

Mexican Restaurant | Altox Lx Inc, owned by Juse Aguirre, 910 Beaumont Centre Pwky, 304-6732673.

Medical Device Retail | Boston Scientific, owned by Douglas J Cronin, 300 Boston Scientific Way, 508-683-4000.

Non Profit | War Outreach Ministries, owned by Brittany Buchanan, 777 Eureica Dr Versailles, 859608-5720.

Non Profit Church | Vineyard Christian, owned by Rich Nathan, 6000 Cooper Rd Westerville, 614259-5420.

Non Profit Edu Institution | Southern Nh University, owned by Paul Le Blanc, 1825 Clearlake Drive,

603-644-3127.

Non Resident Pharmacy | Codell Rx LLC, owned by Alison Wistner, 859-429-6943.

Online Education | Purdue University Global, owned by Michael Lorenz, 770-689-3017.

Pilates Studio | Shine Pilates Studio LLC, owned by Lucie Becus, 606 Euclid Ave #3, 859-353-3377.

Plumbing | Backup Plumbing LLC, owned by Andrew Manning, 6310 W Hwy 42 Goshen Ky, 502-7770048.

Plumbing | Kentucky Plumbing & Drai, owned by Jason Seay, 859523-2111.

Primary Care Clinic | Olive Health, owned by Erin Louise Cooper, 402-990-3469.

Private Household| 859-253-1686.

Professional | Gawthrop, owned

by Jo Gawthrop, 859-621-2595.

Prop Mgt | 3 C’s Property LLC, owned by Kevin R Craycraft, 859552-0698.

Provide Radiology Srv To | Association Of Unv Radio, owned by Jeffrey Peeke, 2240 Sutherland Ave Ste 107, 423-926-4107.

Purchasing Homes To Rent | Partners Real Estate LLC, owned by Victor Natour, 859-396-8969.

R & D | Fawkes Biotechnology LLC, owned by Robert Lewis, 541 Graham Ave Uk Astecc, 601-4546729.

R & D| Owned by Dongfang Wang, 145 Graham Avenue, 859-4944134.

Real Estate | Emily Betcher LLC, 859-749-5985.

Real Estate | Ground Zero Properties, owned by Ridwan AbdulAhad, 502-758-8732.

Real Estate | Heather Justice Reality, owned by Heather Justice, 1924 Cottonwood Dr, 859-4949699.

Real Estate Multi Family| Owned

by Taggart Birge, 175 N Mt Tabor Rd, 317-489-5961.

Realtor| 275 Lewis Hargett Cir #275, 859-447-2722.

Remodeling Handymann | Polish Handyman Services, owned by Samuel Richardson, 859-5369114.

Rental Real Estate | Luxury Living Lex LLC, owned by Gregory Clarke, 417 W Third Street, 859254-4428.

Restaurant | Gursehaj LLC, owned

by Palwinder Singh, 2467 Micholasville Rd #160, 859-489-4039.

Restaurant | Napa Prime Restaurants, owned by Darrell Lewis, 556 Will Parkway, 859-806-3913.

Restaurant/Catering | Not Your Ordinary Vegan, owned by Michael Robinson, 1313 N Limestone Lexington.

Retail Sales Mgr | Perdue Foods LLC, owned by Herbert D Frerich Jr, 410-543-3209.

Sale/Installation Floorin | Floor Guy, The LLC, owned by Daniel

21

Parker, 808 S Broadway Ste 2 Gtown, 502-867-1827.

Sales| Owned by Leticia Velasco, 1412 N Broadway Ste 208, 859492-1503.

Selling Educational| Owned by Southwestern Advantage, 615679-7728.

Service | Superior Environmental, owned by Dean Wallace, 4511 Illinois Ave, 859-629-1607.

Service Legal | Corey Lee Attorney At La, owned by Corey Lee Shultz, 333 W Vine St, 859-421-3345.

Short Term Rental| Owned by Summer Behling, 2944 Peaks Mill Dr Lex. Social | Caring Promise Home Care, owned by Olga M. Skinner, 859-251-6620.

Steel Fabrication | Sentry Steel Inc, owned by Martin Thieneman, 502-361-5445.

Swimming Pool Install | Clearwater Pool Supply, owned by Garry Allen Taylor, 859-744-4051.

Tailgate/Event Equipment | Tailgate Guys, owned by Parket Duffey Ceo, 1048 Nandino Blvd, 334-209-1259.

Telecommuting From Home | S & K Federal Services, owned by S & K Technologies, 406-745-5742.

Temp Food Service| Owned by Rico’s Empananda, 859-6843563.

Temp Labor Provider | Nsc Technologies LLC, owned by Paul Rodriguez, 757-399-1738.

Tour/Transportation Co | Commonwelath Custom Ex, owned

by Anna Katherine Thompson, 859-229-1183.

Training / Consulting | Peer Exchange Network, owned by Sally Schott / Pres, 4344 Mount Sterling Rd Winchester, 859-2009034.

Truck Driver | Nes Transport Inc, owned by Sidik Kekic, 859-5596221.

Veterinarian| Owned by Robert M Cook, 195 Balsam Ct, 859-9832300.

Vocational School | Lexington Product Servic, owned by Steve Mowery, 281 Big Run Rd Lex, 859276-3705.

Water Quality Testing/ Co | Arm Field Services LLC, owned by Joshua Howard, 859-388-9595.

Wholesale Diet Supp | Living Large Research, owned by Shaun Szappan, 168 E Reynolds Rd #170, 859-971-0121.

Wholesale Of Motorcycle | Suzuki Motor Of America, 3616 Fair Ridge Drive, 714-996-7040.

Window Film Install | The American Tint Co, owned by William T Higgins, 502-370-5801.

Window Treatment | Blinds By Design Of, owned by Al Ferguson, 859-402-2462.

Yard Work Lawn Care | Power D & D Contracting, owned by Evangeline, 859-382-0392. BL

SPECIAL EVENT SITE SERVICES

Read it. Profit.

Business Lexington

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SEPTEMBER 2018

WWW.BUSINESSLEXINGTON.COM

Who’sWho New Hires & Promotions As part of the its efforts to make Lexington the nation’s largest gigabit city, MetroNet has announced the hiring of these key players to their Lexington team: Darrick Zucco, general manager; Jeff Moore, field operations manager; Paul Burkley, field operations supervisor; Craig Cooke, retail supervisor; and Dan Swenson, business sales manager.

Herald-Leader editor Peter Baniak will move into an expanded role as the paper’s editor and general manager beginning in mid-September, and will oversee all of the paper’s operations. Herald-Leader publisher and president Rufus Friday, who has served in that role since 2011, will depart to pursue other opportunities in the area, he said.

Architectural Kitchens & Baths, a design firm specializing in custom cabinetry solutions for the entire home, has welcomed Jessica Mandt to its design team.

BB&T has named Laura Boison to market president.

Josie Pippin, D.O., has joined Baptist Health Medical Group Hospital Medicine.

Omni Architects announced the promotion of business manager Amy Arnold to associate with the firm.

EMPLOYMENT NEWS AND AWARDS IN OUR COMMUNITY

Will Snell, co-director, Kentucky Agricultural Leadership Program, University of Kentucky; and Stewart Ditto, president, Kentucky Aerospace Industry Consortium (KAIC).

Secretary of State Alison Lundergan Grimes announced Friday she is appointing Erica Galyon, a Kentucky attorney, as assistant secretary of state and chief of staff for the Secretary of State’s office effective Aug. 1.

Galyon is associate general counsel at Farm Credit Mid-America, a multi-billion-dollar agriculture lending cooperative based in Louisville.

Patrick Falvey has been named chief operating officer at Baptist Health. Falvey comes from Advocate Aurora Health in Milwaukee, Wisconsin, the 10th largest not-for-profit, integrated healthcare system in the country, serving about three million patients a year.

MANDT

BOISON

PIPPIN

ARNOLD

SAIER

GROSSMAN

ZABAWA

JORDAN

FALVEY

HARRIS

NISBETT

FOLLETT

SAVAGE

SUTHERLAND

RUFFIN

TUCKER

BENDER

SILVERSTEIN

Law firm Gess Mattingly & Atchison has announced that the following attorneys from the Taylor Law Group have joined the practice: James W. Taylor, business and commercial law, litigation; and Blake C. Nolan, litigation.

Two new physicians, John Harris, M.D., and Daryn Nisbett, M.D., have joined KentuckyOne Health Surgical Associates.

Highgrove at Tates Creek Senior Living welcomed Davonna Saier as its new community relations director.

The Lexington Art League has hired Matt Collinsworth as its interim executive director.

Collinsworth was most recently the director/ curator of the Kentucky Folk Art Center at Morehead State University.

Dermatology Consultants & Skin Secrets has announed the addition of board certified dermatologist Audra Isaac Grossman, M.D., and licensed esthetician Sarah Stephens Zabawa to its staff.

Community Trust Bank announced that Jon Christopher Follett has been promoted to the position of commercial loan officer in the Community Trust Bank Mt. Sterling Market.

Alt32 Architecture/Design has announced the hiring of Lynsey Jordan as new marketing director & office administrator.

Mike Savage has been named general manager of WEKU-FM, the public radio service of Eastern Kentucky University.

The World Trade Center Kentucky (WTCKY) has announced four new directors to its board. Two current directors, Donna Maloney, advisor for Governmental Initiatives for Alltech, and Eric Sauvage, CEO of LBX, will serve an additional three-year term. Newly appointed WTC-KY board of directors include Roberto Fuentes, vice president, Valvoline International; Sarah Olive, international business development analyst, Big Ass Solutions;

Bradley Sutherland has joined Central Bank as a mortgage lending officer.

AMR Management Services recently announced that Nick Ruffin, CAE, has assumed the position of president and chief executive officer. In conjunction with the retirement of AMR’s former CEO John Ruffin, ownership of AMR has been transferred to Ruffin and executive vice president Tracy Tucker. Ad-

Who’s who for you?

ditionally, DeLaine Bender, CAE, joins Ruffin and Tucker on the executive team as vice president, client services.

Kudos Three Lexington companies are included in Inc. magazine’s recently released list of the 5,000 fastest-growing private companies nationwide. Hydra, a manufacturer of aromatherapy and bath products, which moved its headquarters from San Francisco to Lexington in 2014, ranked 1,714 on the list with 267 percent growth. Marketing agency Zipie ranked 3,285 with 119 percent growth, and Al’s Complete Lawn Care landed at 3,963 with 90 percent growth.

Luther Deaton Jr., chairman, president & CEO of Central Bank, has been nominated to serve as the treasurer of the American Bankers Association.

Lexington Shriners Medical Center is proud to announce that patient Lily Silverstein has been selected as one of the two new

national patient ambassadors for 2018-2019.

Every year, Shriners Hospitals for Children selects two national patient ambassadors to represent the health care system’s patients.

The ambassadors spend the year telling their stories of perseverance in the face of adversity and the ways Shriners Hospitals for Children has made a dramatic, life-changing difference for them.

Commerce Lexington Inc. has announced its 2018 Salute to Small Business presented by Forcht Bank award winners. The categories and winning businesses are as follows: Business Success Award: BACK Construction Co.; Green Initiative Award: GreenBox Heating & Air, Plumbing, Remodeling; Legacy Award: Avant Travel Agency, Inc.; Minority Business Award: Posh Salon & Spa; Nonprofit Award: Kentucky Refugee Ministries – Lexington Baptist Health Lexington has received platinum recognition from the U.S. Department of Health and Human Services’ Health Resources and Services Administration (HRSA) for its efforts in encouraging enrollment in Kentucky’s organ donor registries. BL

Submit your company’s recent hirings, promotions, and awards for listing in the Who’s Who section of Business Lexington.

Email a press release and photo to info@bizlex.com.

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Andy Shea

Lexington Legends President & CEO

Legendary Generosity Deserves Legendary Service As the 2017 AFP-Bluegrass Distinguished Philanthropist, Lexington Legends President & CEO Andy Shea believes in the power of giving. He also believes in making the Legends’ charitable giving simple, but with big impact. That’s why Legends Charities partners with Blue Grass Community Foundation.

At the Community Foundation, we help your company develop charitable giving strategies consistent with your corporate values and employee interests. Maximize your giving potential today and hit a home run for a stronger, more positive impact on our community. That’s truly legendary.

Call us at 859.225.3343

bgcf.org

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499 East High Street • Suite 112 • Lexington, KY 40507 / 859.225.3343

8/17/18 2:21 PM

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