6 | WEDNESDAY, SEPTEMBER 29, 2021
HAMMY AWARD WINNERS
BEST PHILANTHROPIST Joe Luter IV - WINNER Smithfield Foods - FINALIST
BEST PRIVATE SCHOOL Isle of Wight Academy - WINNER Hampton Roads Classical - FINALIST
BEST PLACE TO GET MARRIED Windsor Castle Park - WINNER Harley's Haven - FINALIST St. Luke's Historic Church & Museum - FINALIST
BEST PUBLIC SCHOOL Smithfield High School - WINNER Carrollton Elementary - FINALIST Hardy Elementary - FINALIST
BEST PLACE TO TAKE OUT OF TOWN GUEST Captain Chuck-A-Muck's - WINNER Wharf Hill Brewing Company - FINALIST Windsor Castle Park - FINALIST
BEST SCENIC SPOT Windsor Castle Park - WINNER Cypress Creek Bridge - FINALIST Fort Boykin - FINALIST
BEST PLACE TO WORK Travis's Auto Repair - WINNER Isle of Wight Academy - FINALIST Walls Insurance Agency - FINALIST
BEST SCHOOL BOARD MEMBER Jacqueline W. Carr (Carrsville District) - WINNER Dr. Jim Thornton (Division Superintendent) - FINALIST Victoria Hulick (Newport District) - FINALIST
BEST PRESCHOOL Isle of Wight Academy - WINNER Smithfield Baptist Preschool - FINALIST Trinity UMC Preschool of Smithfield, VA - FINALIST
BEST SCHOOL PRINCIPAL Brian Thrift (Smithfield High School) - WINNER Bob Brennan (Carrollton Elementary) - FINALIST
THE SMITHFIELD TIMES
BEST SCHOOLTEACHER Luann Scott (Windsor High School) - WINNER Beth LaNeave (Smithfield Middle School) - FINALIST Terry Spady (Smithfield High School) - FINALIST BEST STATE LEGISLATOR Emily Brewer (Virginia House of Delegates - 64th District) - WINNER BEST VOLUNTEER Jill Gwaltney - WINNER Rich Yoko - FINALIST Suzie Brett - FINALIST
Arts & Entertainment
BEST ART GALLERY Art Center @319 - WINNER Imagine Art Gallery - FINALIST Smithfield & Isle of Wight Convention & Visitors Bureau - FINALIST BEST ATTRACTION Downtown Smithfield - WINNER Isle of Wight County Museum - FINALIST
Love your home equity rate Enjoy a 1.99% APR* promotional rate for six months. That’s right! From August 11 – November 30, 2021 you are eligible to receive a 1.99% APR* on draws made from your Home Equity Line of Credit. Plus, while most banks let you borrow 80% of your home’s equity, BayPort lets you borrow all of it — one hundred percent. Visit bayportcu.org to apply today. Use Promo Code EQUITY
Promotional rate term begins on the day disbursements total $5,000 Applies to any additional draws made during the promotional period Use your funds any way you want APR = Annual Percentage Rate. Certain restrictions and terms may apply. Interest rates are subject to change without notice. The promotional rate of 1.99% is good for 6 months once $5,000 in advances have been made during the promotional period of August 11, 2021 to November 30, 2021. After that, the interest will be based on your creditworthiness and will vary with the market based on the Prime Rate. Principal and interest payment will be applied to the promotional balance first. The promotional rate is available on HELOCs with a draw period greater than two years. The 2-year Draw/12-year Term and the 2-year/17-year Term interest only HELOCs and BayPort loans are not eligible. The maximum annual percentage rate will not exceed 18%. Federally insured by the NCUA. Membership subject to eligibility.
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