Kerrville Area Business Magazine | September 2011

An official publication of the Kerrville Area Chamber of Commerce

Kerrville Area

Issue 24 | SEPTEMBER 2011

Business PRINT

P H I L O S O P H Y

Joe Herring, Jr.

Grant S. Mein Financial Advisor 1234 Bandera Hwy. Kerrville, TX 78028 830-895-0997

Kendall N. Davison, AAMS速 Financial Advisor 712 Hill Country Dr. , Ste 201 Kerrville, TX 78028 830-257-7877

Bryon Mein Financial Advisor 1016 A Junction Hwy. Kerrville, TX 78028 830-257-5254

Joyce D. Mechler, AAMS速 Financial Advisor 301 Earl Garrett Kerrville, TX 78028 830-257-4059

Stephanie Marschall Financial Advisor 1406 Sidney Baker Kerrville, TX 78028 830-257-5311

Amy D. Bush, AAMS速 Financial Advisor 3285 Junction Hwy., Ste A Ingram, TX 78025 830-367-6026

wHat makes a century 21 agent?

Here’s one word: gusto a few more words: dependability, know-How and defender of your dreams. maybe tHat last one was over tHe top. but tHat’s us. all guns blazing. all tHe time.

century 21 agents. smarter. bolder. faster.

PIctured left to rIght: Kathryn Mchone, lInda Malson, BroKer, chrIstIne KlIMa, Kathy nIchols, Judy eychner, carolyn northcutt, Kathryn hawKIns-saB and MIchelle fIerst

302-b g street soutH, kerrville, tX 78028 toll free 888-269-5010 www.century21malson.com

UPPER GUADALUPE RIVER AUTHORITY ater w e h ing t t c e t alupe d a u “ Pro he G t f o rces nty.” u o C resou Kerr n i r pe adalu Rive u G r pe Up ity - The ver Author i R

(830) 896-5445 www.ugra.org

stewardsh

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wate

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Located Just off Sidney Baker South, at 125 Lehmann Drive, Suite 100, Kerrville, TX 78028 4

September 2011

Kerrville Area

An official publication of the

Kerrville Area Chamber of Commerce

Business September

Officers: Bob Waller, Chairman of the Board, Broadway National Bank Mark Tuschak, Chair-Elect, Schreiner University Sue Steele, First Vice Chairman, Bank of the Hills Kyle Bond, Vice Chairman, Terminix Pest Control Brenda Beaty, CPA, Treasurer, Pressler, Thompson, PC Joe Herring Jr., Immediate Past Chair, Herring Printing Co.

Directors: William “Bill” Beltrone, CPA Kim Clarkson, Kerr County Abstract Frank Dunlap, The Ray & Joan Kroc Community Center James Eastland, Camp Mystic­­­ Judy Eychner, Century 21 Malson Realty Denny Foster, Lemon Tree Cleaners Mike Graxiola, Kerrville Daily Times Trevor Hyde, Comanche Trace Tracy McCuan, Kerrville Public Utility Board Kent McKinney, Guadalupe National Bank Scott Peschel, Fidelity Abstract & Title Co. Joe Piszczor, Peterson Regional Medical Center Linda Somerville, Security State Bank & Trust Ellen Williams, Kerrville Independent School District Delbert Wilson, Hill Country Telephone Cooperative

8

President’s Message

9

Calendar

10

Chairman’s Corner

12

Member Discounts

14

New Members & Member Anniversaries

16

What Do You Do

19

Business Barometer

21

Director’s Profile

23

James Avery Hill Country Golf Classic

24

Kerrville’s Got Talent

26

Extra! Extra!

Advertising Morgan Schooley O: 830-285-4373 - morgan@mykerrville.org

28

Print Philosophy

Creative Director Jeanna Goodrich - jeanna@mykerrville.org

34

Ribbon Cuttings

36

Kerrfest Recap

38

Photos from the Member Mixer

PUBLISHER Morgan Schooley morgan@mykerrville.org Kerrville Area Chamber of Commerce Traci L. Carlson - President Dora Gonzalez, Susan Rogers, Kristan Craddock O: 830-896-1155

Contact Kerrville Area Business 2733 Indian Wells Drive morgan@mykerrville.org - 830-285-4373

When a Customer Files Bankruptcy?

Keri Wilt, Grape Juice

Finalist Profiles

Joe Herring, Jr.

Kerrville Area Business Magazine is published monthly by Uncle Frog’s Island, LLC. No reproduction in any form is authorized without the consent of Uncle Frog’s Island, LLC. Printed in the USA. All rights reserved. No responsibility is assumed for unsolicited submissions. Manuscripts, photographs, and other submitted material can be acknowledged or returned if accompanied by a self-addressed, stamped envelope. The content contained does not necessarily reflect the opinions and views of Uncle Frog’s Island, LLC or the Kerrville Area Chamber of Commerce. Uncle Frog’s Island, LLC, and the Kerrville Area Chamber of Commerce assumes no liability for misinformation, omissions, or errors.

6

September 2011

The problem with big chain banks is knowing who’s pulling their chain.

Bank mergers just keep going. One bank wants the other’s assets, or two weak banks join together. “Bigger is better” can be dangerous thinking. And it’s almost always bad for community banking.

The big bank chains have to keep their out-of-town shareholders and regulators happy. But community banks have built Texas. And it’s the community banks that have long term commitments to towns like Kerrville.

Big chains have trouble focusing on small communities because of the glitter of the skylines in places like New York, Detroit and Dallas.

Community bank employees are the hospital volunteers, little league coaches, and sing in the church choir.

And if the bank makes a profit, the chain bank will take the money back to New York, Detroit or Dallas.

Guadalupe National Bank is locally owned and managed. The Bank and our employees are organically connected to the Hill Country. And we’re engaged in the lives and businesses of the Hill Country because it is our only home. And we believe there is a secret to keep from selling out—working harder for Kerrville people.

830.792.1950 guadalupenational.com Kerrville’s Bank

PRESIDENT’S MESSAGE

The Institute for Organization Management a retreat Wednesday, Well, it has been a August 11 at Rails. A little over a month since lot was accomplished my family and I arrived in going over each and in Kerrville. We have every program and service settled in nicely with the we currently offer our help of many. Thank members. Additionally, you, to all those who have we reviewed our events helped my family and for the past year. This me in the transition to coordination and review Kerrville. will help guide our Recently I completed TRACI L. CARLSON direction for the coming my third year at Institute fiscal year. for Organization Management We are also in the process of (Institute), an intensive week-long analyzing the membership satisfaction nonprofit leadership training program survey. These, too, will assist in of the U.S. Chamber of Commerce, evaluating our programs and services, held July 31-August 4, at the Villanova but perhaps more importantly, it will University in Pennsylvania. provide us with insight as to how well Since 1921, chambers of commerce we are serving our members. and associations have used the U.S. The Chamber Board wants to ensure Chamber’s Institute program as a we are fulfilling our commitment training platform for the professional to you, the members, by providing development of their top talent. services and programs that assist your Institute’s curriculum consists of four, business in expanding and thriving in weeklong sessions at five different Kerrville and the surrounding area. university locations throughout the Last, but certainly not least, I country. Each week, participants would like to thank Bob Waller for receive training in leadership, “donating” his time to the Chamber advocacy, finance, membership, through his leadership for the last 7 emerging technologies, and many months as the Interim President. other organization management I look forward to working with all competencies. of our members in the coming months Graduates of Institute receive and years! the IOM recognition, signifying completion of 96 hours of course instruction in nonprofit management.

I will receive my IOM designation Traci L. Carlson January 8, 2012.

President/CEO The Board of Directors and the Kerrville Area Chamber of Commerce Chamber staff joined each other for

8

September 2011

Did you change locations? Do you offer a new service? Receive an award? If so, we want to know about it!

Please send all pertinent information, including text and images, to Morgan at morgan@mykerrville.org

CALENDAR September 1st The 89th Annual Awards Banquet and Membership Meeting featuring Kerrvilles Got Talent!

Thursday 5:30 p.m. Kerrville Area Chamber of Commerce, Inn of the Hills Resort & Conference Center, 1001 Junction Hwy, (830) 896-1155.

September 2nd-4th Kerrville Wine & Music Festival- Texas Folk Music Foundation 24 Hours, Song writers & wineries. Concerts, food, crafts, & camping. Quiet Valley Ranch, 3876 Medina Hwy, (830) 257-3600.

September 9th-24th “Much Ado About Nothing�

Friday-Saturday 7:30 p.m., Second Thursday 7:30 p.m., Second Sunday 2:00 p.m. The classic by William Shakespeare. Playhouse 2000, Kathleen C. Cailloux Theater, 910 Main St., (830) 896-9393.

September 16th-30th Point Fall Comedy Friday-Saturday 7:30 p.m. Sunday 2:00 p.m. first week, The Point Indoor Theatre, Hill Country Arts Foundation, Hwy 39, Ingram, (830) 367-5121.

September 20th Chamber of Commerce Membership Luncheon Tuesday, 11:30 a.m. - 1:30 p.m. Inn of the Hills Grand Ballroom. Speaker Russell Gallahan from the State Comptrollers office will present a program on the 4B Corporation Economic Tax Incentives. Open to the Public.

September 24th Kerr County Market Days September 8th-30th Photoquest 2011 Tuesday-Saturday 10:00 a.m. - 4:00 p.m.

Sunday 1:00 p.m. - 4:00 p.m. Annual photography competition among members of the Hill Country Camera Club. Kerr Arts & Cultural Center, 228 Earl Garrett St, (830) 895-2911.

Saturday 9:00 a.m.-3:00 p.m. An oldfashioned market on the square. Over 75 vendors selling Texas wares; arts, crafts, jewelry, plants & more. Courthouse Square, 700 Main St., (830) 895-7962.

September 30th Texas Heritage Music Day Friday 9:00 a.m.-3:00 p.m. Celebration of music and life. Noon Tribute to Jimmie Rodgers Song writing classes. Schreiner University, 2100 Memorial Blvd, (830) 792-7945.

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9

CH A I R M A N ’S CO R N ER

Adios, mi Amigos!

Gonzalez, our Business It seems like it has and Accounting Manager, been more than eleven with help from Bill months since I grabbed Beltrone and Brenda the reins of the Kerrville Beaty, two of our Board Area Chamber of members.

Commerce from Joe I cannot say enough Herring, Jr. Joe had been about the Chamber staff a good mentor and I as they all pulled together felt ready to step in and during the transition and start working on the plan allowed us to continue that the Board and I had BOB WALLER putting on our monthly recently put together. The mixers (thank you Susan Rogers) first couple of months of my term were and other scheduled events. They moving in a positive direction. were the glue that held it all together.

Then without any forewarning, Ladies—thank you again. I also want Brian Bondy walked into my office to thank my Board of Directors for at the bank and closed the door. In their support and commitment during my mind, I already knew what he was this period. going to tell me... and I was right. I My thanks also go out to Denny am always happy for someone making Foster for coming up with the idea for a move for the betterment of their KerrFest, a Rodeo, Beer Fest, and Chili business and/or personal lives. My best Cook-off. It was a very successful, wishes went with Brian, Jean, and the first time event for the Chamber girls. and should continue to grow into a My Executive Committee, with great ‘destination’ event in the next the addition of Linda Somerville, also few years. Kristan Craddock, the a Board member, would comprise Chamber’s Events Coordinator, was a the Search Committee for Brian’s big reason for its first year success. replacement. It was a long process that It is an important time for the actually started over six months before Kerrville and Kerr County community our new President came on board. with many issues on several fronts. I I would like to thank my Search think the Chamber is a ‘stakeholder’ Committee for the many ‘volunteer’ that should review and advocate on hours they spent on this process. All issues that are both important and the time and effort were well worth appropriate for its membership and the it as we agreed to hire Traci Carlson community. from the Sherman, Texas Chamber of I truly appreciate the opportunity to Commerce and she reported for duty have helped lead this great organization on July 5th. over the past year. Please help me in The Chamber has really welcoming and supporting your new accomplished a lot this past year.

Chair for the 2011-2012 Chamber We established Government Affairs year, Mark Tuschak. and Audit committees, both very important to the continued mission of the Chamber. Our computer data base system and accounting programs Bob Waller, Chairman 2010-2011 were upgraded, both requiring Kerrville Area Chamber of Commerce significant commitments from Dora 10

September 2011

JOIN US! Become a Member of the Kerrville Area Chamber of Commerce for 2011!

Visit us at kerrvilletx.com

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ME M B E R T O ME M B E R

DISCOUN

LeMeilleur’s RV, Truck & Equipment Repair Co., The Diesel Doctor 214 Peterson Drive, Kerrville, TX 78028 830-895-2888, rvrepair@ktc.com 10% off any preventative maintenance service performed.

Appointment required.

Tim Jones Signature Homes 154 G Street, Kerrville, TX 78028 830-896-8087 tim@timjonescustomhomes.com Free plan, designs drafting on home remodeling & custom building.

TS Hill Country Wine Tours 830-329-WINE www.hcwinetours.com Rates for Chamber Members are $50 per person, 3 person minimum (tasting fee not included).

Kerrville Folk Festival 3876 Medina Hwy., Kerrville, TX 78028 830-257-3600, info@kerrville-music.com $200 off Small Business Package includes tickets, parking, & advertising.

Details at: www.kerrvillefolkfestival.com

Elks Lodge The Elks Lodge Hall is available to rent for meetings, parties and special occasions.

Published rental rate is $75 per hour, with a minimum of 3 hours. Chamber members pay only $50, a 33 1/3% discount off regular price. Hall will accommodate 210 people. Tables

TERMINIX 3100 Memorial Blvd, Kerrville, TX 78028 830-257-8233 10% off pest control and/or Termite Services. New customers only.

Annual contract required.

830-257-8233 (Kerrville) 830-997-1930 (Fredericksburg) 830-796-3507 (Bandera) 888-522-9574 (Toll Free)

and chairs available at no extra charge. Stage

Hill Country ChapterAmerican Red Cross 333 Earl Garrett St., Kerrville, TX 78028 830-257-4677 vandenbergk@hccredcross.org 10% discount on any adult CPR and First Aid classes.

Davis Chiropractic- Dr. John W. Davis 208 Wesley Dr., Kerrville, TX 78028 830-257-3284, Dr_johndavis@yahoo.com Waive co-pay or 20% discount on initial visit.

Hill Country On Call 317 Sidney Baker South, Ste 400-265 Kerrville, TX 78028 www.HillCountryOnCall.com 830-866-3000, info@hillcountryoncall.com One FREE Hour of Concierge/Personal Assistant Services with each Booking!

Please Call for Details. On call 365 days/year for your specific needs. Licensed, Bonded and Insured.

with ample power sources for band or DJ. Kitchen and full service bar are available. For details call: Jim Keefe at 830-792-4377. “All proceeds help support the Elks Local Charitable Programs.”

YO Ranch Resort & Branding Iron Restaurant 2033 Sidney Baker St., Kerrville, TX 78028 johnhelm@1859historichotels.com 830-257-4440, www.yoresort.comor Offering a 20% discount to Chamber Members on sleeping rooms or meals in the restaurant. Not valid with other discounts.

Please tell us you are using your member to member discount at the beginning of your reservation or meals.

Texas Homeplans, LLC dba Archetype Designs Mickey Thompson 815 Jefferson St., Kerrville, TX 78028 830-257-2311, betty@texashomeplans.com 5% off any Stock Plan by Texas Home Plans Partnership, LTD. We appreciate referrals. As a token of our appreciation, when the referred

Hill Country Limousine Service, Inc P.O. Box 291152, Kerrville, TX 78028 830-896-1429, mpolden@ktc.com or maryolden59@msn.com $10 off per limo rental – 3 hour minimum, $10 off airport fare one-way.

First American Storage 2390 Memorial Blvd, Kerrville, TX 78028 830-895-2454, tricia@tonyroberts.us 1 month free on all new storage rentals.

Texas Etc. - Wayne J. Este 1001 Junction Hwy @ Inn of the Hills Kerrville, TX 78028, 830-257-4300 10% discount on Jewelry, Art, and Gift Items. 10% discount on consigned items.

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September 2011

job is completed, we will award a restaurant gift certificate to the Chamber Member who has referred a client.

Comanche Trace 3074 Bandera Highway, Kerrville, TX 78028 www.comanchetrace.com Sherri Jones: 830-895-8500 ext. 224 sjones@comanchetrace.com 50% off the banquet room deposit for your next event. Offer good for August, September, October or November. Please call today before your preferred date is booked. This discount is only good for a one time use.

KERRBAY.NET 100 Guadalupe Plaza C3, Kerrville, TX 78028 info@kerrbay.net 25 Free eBay Listings for Business overstock or Merchandise Liquidation.

Clean & Shine Sherri Baker 411 Harper Road, Kerrville, TX 78028 830-370-7223 25% off top to bottom clean, carpet shampoo or floor buffing or polishing and window cleaning.

Hill Country Chiropractic & Wellness Center 311 West Main Street, Kerrville, TX 78028 830-896-4108 www.hillcountrychiropractic.com Free complete nutrition consultation with initialvisitand 75% off your first supplement order. Established patients receive 50% off an adjustment with referral of friends or family.

Hill Country Telecommunications, L.L.C. SECURITY ALARM DIVISION P.O. Drawer D, 220 Carolyn Street Ingram, Texas 78025 830-367-1111 FREE wireless Robbery/Panic Button ($50 value) with the purchase and installation of a new monitored commercial or residential security alarm system.

Your Life. Our Calling.

Ambulatory Care Center

.

Peterson Medical Associates

Peterson Hospice

.

.

Peterson Home Care

Peterson Anti-Coagulation Clinic

551 Hill Country Drive

.

Kerrville, TX

.

.

.

Women’s Services

Acute Rehabilitation Unit

www.petersonrmc.com

NIGHT GOLF. HALLOWEEN COSTUMES. PRIZES. DRINKS, FOOD & FUN.

WHAT MORE COULD YOU WANT?

KERRVILLE MAIN STREET'S MOONLIGHT DRIVE “a unique golfing experience” 10.30.2011 - 5:00 P.M. SCOTT SCHREINER MUNICIPAL GOLF COURSE

SPONSORED BY:

SPONSORSHIPS AVAILABLE IN THE FOLLOWING AREAS: BEVERAGE CART

CLOSEST TO THE PIN

GLOW IT SPONSOR (Glow in the Dark Golf Balls) BON APPETIT (Food)

CHEERS! (Wine/Beer)

HOLE

LONGEST DRIVE

GO GREEN (Golfer Goodie Bags) SKINS (Golf Shirts)

FOR INFO CONTACT JOHNNA WADE at 830.258.1113 HTTP://MAINSTREETMOONLIGHTDRIVE.COM/

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EX TR A !

EX TR A !

new members

Welcome to the Chamber!

Arms of Hope 21300 St. Hwy. 16 N. Medina, TX 78055 (830) 522-2200 or 370-7054 kmcdonald@armsofhope.org www.ArmsofHope.org

Hill Country Broadcasting 210 Woodcrest St. P.O. Box 311 Fredericksburg, TX 78624 (830) 997-2197 bdrage.HCB@gmail.com

72 Degrees 557 Hollmig Ln. Fredericksburg, TX 78624 (830) 997-5651 jennifer@72degreestexas.com www.72degreestexas.com

Britannia International Services, LLC P.O. Box 270963, Houston, TX 77277 (713) 256-1173 mburniston@gmail.com www.britinternational.com

Kerrville Elks Charities, Inc. 1907 Junction Hwy. P.O. Box 290546 Kerrville, TX 78029 (830) 329-0014 keci@kerrelkscharities.org www.kerrelkscharities.org

Travel with Liz Kerrville, TX 78028 (830) 285-1027 lfarris55@yahoo.com www.travelwithlizfundraisers.com

Gold Standard, LLP 3152 Junction Hwy. P.O. Box 1230, Ingram TX 78025 (830) 367-1009 jencooper4@gmail.com

Premier Designs Jewelry Kerrville, TX 78028 (830) 285-0216 belindae95@gmail.com

member anniversarieS 25+ YEARS

Garrett Insurance Agency, Inc. Wal-Mart Store, Inc. #508 Klein & Co. Riverhill Country Club, Inc. Notre Dame Catholic Church Lakehouse Restaurant, The

20+ YEARS

Cleaning Ideas, Inc. Coldwell Banker Heart of the Hills, Realtors Dietzel Aerospace Kerr Business Services Kerrville Pest Control, Inc. Ray Lehman Medicine Stop, The TECABOCA A Marianist Center for Spiritual Renewal Town & Country Animal Hospital UniFirst Corporation Wagner, Randall L., DDS Greer, Donald H., Attorney at Law Kass Autobody Mount Wesley Conference Center

Rio 10 Cinemas Rose Petal Inc., The State Farm Insurance - Mike Kropp Tinley, Pat, Attorney at Law - County Judge A & A Tire Service, Inc. Allie Burton Capital Farm Credit, FLCA Coffee Homes, LLC Green Hills Center Jons Law Firm Kerrville Automatic Auto Repair Center Kerrville Veterinary Clinic, Ltd. Pit Stop Food Mart #11 Fitness First Sports, Inc.

10+ YEARS

15+ YEARS

Holiday Inn Express Hotel & Suites Wells Fargo Advisors, LLC - Jeff Talarico Sonic Drive In - Sidney Baker N. Sonic Drive In - Junction Hwy. Denny’s - DenTex Central Hunter House Inn & Suites Guerra, Michael E., M.D.

Hunt I.S.D. Home Center, The Schneider, Richard, DDS Masterson Insurance Hill, James Advertising Calvary Temple Church Five Points Antiques Sentimental Journey Orchestra, The

Best Insurance Services Medical Arts Imaging, Inc. Upper Guadalupe River Authority Evans & Assoc. Real Estate Farm Country Club, The Wilson Family Chiropractic Clinic Comanche Trace Sodexho Campus Services Domino’s Pizza Kerrville Framing Maverick Internet

5+ YEARS

Submit your member news to morgan@mykerrville.org

14

September 2011

member renewals Thank you for your continued support!

A-1 Transmissions Advanced Dental Care Ark Veterinary Hospital Arnold III, A. William, & Associates Bosworth Company, The Briscoe Hall, Inc. Central Automotive Chancellor, Jon Eric, MD Charles J. Ballay, II MD,PA Clarlyle Flooring & Paint Center Clean & Shine Coleman & Company Collins, Neil P., DDS Cracker Barrel Creative Cruises and Travel Danford, Harold, Attorney at Law Double D Directories, LLC Edward Jones - Bryon Mein Equitech Enterprises, Inc. Executive Womens Club Families & Literacy, Inc. Farm Bureau Insurance - Brian Thomas

First Class Bed & Breakfast Reservation Svc. Former Texas Rangers Foundation Frost Financial Management Group Garden of Memories Gloria Olsen Green Power Solar, LLC Hill Country Home Audio & Video, LLC Hill Country Seventh-day Adventist School James Avery Craftsman, Inc. K3 Ranch Kerr Country Pump Kerr County Federal Credit Union Kerr County Veterinary Hospital Kerrville KOA KLRN-TV (Alamo Public Telecommunications) Koyote Ranch K’Star, Inc. Kustom Karpets Main Liquor, The Masel Quinn Matera Paper Company Matkin Hoover Engineering & Surveying

Meadows Apartments, The Melcher, Linette B., MD PA Moore’s Home Furnishings Mo-Ranch Conference Center Ranchers ATV and Tractor, LLC RepCompany Rhodes Construction River Star Arts & Event Park Roddy Tree Ranch Ruth Marie Bauer Save Inn Restaurant Schreiner University Security State Bank & Trust Sendero Helicopters Steamatic of The Hill Country Total Image Hair Salon Town Creek Companies, LLC Tull Fields Art Appraisal, LLC Veranda Real Estate, LLC Walker, Michael Neal, Architect Wildgoose Manufacturing & Mail Order Wing King

John Surovik Financial Advisor 222 Sidney Baker South 78028 Kerrville, TX 78006 830.257.1212 Direct 888.257.1211 Toll Free

advisors

Wells your source for:for: Wells Fargo Advisors, Investments, your source ■ ■ ■ ■ ■

Stock & Bond Trading Mutual Funds Fixed Annuities Variable Annuities Life Insurance

■ ■ ■ ■ ■

Financial Planning Business & Individual Retirement Planning 401(k) and IRA Rollovers Long Term Care Insurance Professional Money Management

Investment productsAdvisors, available through Wells FargoFINRA/SIPC, Investments, LLCis (member SIPC), Wells Fargo LLC, Member a a non-bank affiliate of Wells Fargo & Company.

Financial Advisors are registered registered broker-dealer and a separate non-bank affiliate representatives of Wells Fargo Investments, LLC. Annuities and Insurance products are of Wells Fargo & Company. Insurance products are offered available through Wells Fargo Investments, LLC (California license #OD26865) or its through our affiliated non-bank insurance agencies. affiliated agencies.

5882 WF San Antonio .indd 1

2/16/10 8:38 AM

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WHAT DO YOU DO WHEN A CUSTOMER FILES BANKRUPTCY?

By Robert K. “Chip” Sugg

When faced with a customer’s bankruptcy it is important to understand not only the rights and remedies you may have as a creditor under the bankruptcy laws, but also potential limitations on those rights and remedies. Knowing your rights and remedies will help to mitigate continuing losses to the customer and improve your likelihood of a meaningful recovery in the bankruptcy.

BANKRUPTCY IN GENERAL When you learn that a customer has filed for bankruptcy, determine whether customer has filed under Chapter 11 or Chapter 7 of the Bankruptcy Code. Your customer might become a debtor under Chapter 11 of the Bankruptcy Code to restructure its obligations to creditors. In a Chapter 11 case, subject to the supervision of the bankruptcy court, the bankrupt customer will typically remain in possession of its assets and often continue its business operations. A debtor may also use Chapter 11 to affect an orderly sale of some or all of its assets. In contrast, if your customer files a Chapter 7 bankruptcy, the bankruptcy court appoints an independent trustee to take control of and liquidate the customer’s assets and distribute the liquidation proceeds to creditors in accordance with the Bankruptcy Code.

The likelihood of recovering what you are owed will also depend greatly on the nature of the debt you are owed, which determines where you stand in the line of creditors.

Understanding this can help you decide whether to expend resources to pursue payment.

• The highest-priority creditor is the senior secured creditor; there may also be junior secured creditors.

Taxing authorities may fall into one of these categories, depending on the circumstances.

• Administrative claims such as consultants or attorneys approved by the bankruptcy court and vendors who continue to sell to a company during the bankruptcy have very high priority.

• Executory contracts where performance remains to be completed, such as leases, typically give the debtor the right to accept or reject the contract. If he accepts it, the debtor has to cure the default; if the debtor rejects the contract, the debt becomes unsecured.

• Unsecured debts, such as most trade payables, have the lowest priority.

WHAT SHOULD YOU DO Stop all Collection Activity Immediately. One of the most important thing you should do when a customer files bankruptcy is to cease all collection activity agaisnt the bankrupt customer immediately. The filing of a bankruptcy petition automatically enjoins, without further court order, creditors from taking action to collect debts owed by the bankruptcy debtor.

Upon learning a customer has filed for bankruptcy, you should stop sending invoices for debts owed as of the date of the bankruptcy filing, making collection calls for goods and services provided, and any other collection efforts (including initiating or continuing with a lawsuit).

Stop all Shipments to the Bankrupt Customer. Upon learning of a customer’s bankruptcy, you should stop goods in transit, so long as the goods have not been delivered to the customer or its agent.

Goods. If you sold goods to the bankrupt customer in the 20-day period prior the filing of the bankruptcy case

your right to payment for these goods may have a higher priority than your right to payment for goods sold before the 20-day periods. In addition, you may have rights to reclaim certain goods sold to the bankrupt customer. If you think you may have right to reclaim goods you should act quickly and contact a bankruptcy attorney because your reclamation rights will be waived if not timely asserted.

Attend the 341 meeting.

The U.S. trustee or a trustee appointed by the bankruptcy court will hold a 341 meeting to which all the creditors are invited. At the meeting, the trustee asks questions of the debtor under oath and opens the floor for anyone—not just the lawyers--who wants to ask questions. A 341 meeting can be a non-event where nobody shows up, or it can be very contentious. If you have a large claim, or just want to ask your bankruptcy customer some questions about your debt or their plans going forward this is your opportunity.

Filing a Proof of Claim.

When a company files for bankruptcy or shortly thereafter, the it will file a schedule of all its creditors and the amount owed to each creditor, which is almost always inaccurate. When you receive a customer’s notice of bankruptcy, check to see if you are listed correctly on the schedule. If you are correctly listed you may still want to file a proof of claim to ensure you have preserved your right to a distribution.

If you are not listed or incorrectly listed, you must file a proof of claim along with documentation to prove the amount of your claim to preserve your right to a distribution. You also should be aware that by filing a proof of claim, you submit yourself to the jurisdiction of the bankruptcy court.

Preserve all of your Records. You also should preserve all business records and other documents relating to your relationship with the customer, including those relating to products or services supplied to the customer, products returned by the customer and payments received from the customer. These records may prove to be very important long after the

bankruptcy case is filed, because the debtor or trustee has at least two years to bring litigation against creditors for pre-bankruptcy transactions with the customer and you may need these records to mount a successful defense.

Look out for “Preferences”.

The Bankruptcy Code permits a debtor or trustee to recover from creditors payments made 90 days before the bankruptcy filing where the payment gave the creditor more than other, similarly situated, creditors would get through the bankruptcy process. These payments are called preferences. If you receive a complaint alleging a preference or preferential transfer you should contact a qualified bankruptcy attorney to protect your rights.

Doing Business with a Company in bankruptcy.

Doing business with a company in bankruptcy is not always a bad idea.

After a company has petitioned for bankruptcy protection, its operating expenses have priority over unsecured pre-petition expenses, the only creditor with a higher security interest may be a lender with a secured loan. Once a company files for bankruptcy, many times its cash flow suddenly improves because it is not paying old debts, making it easier to pay its current operating expenses. If the debtor does not pay you for post-petition goods in a timely manner, you have a lot of leverage in court.

This article is intended to give you a basic understanding of the general rights, remedies and limitations applicable to you as a creditor when faced with a customer’s bankruptcy, your specific rights and remedies can vary greatly depending on the details of the particular case and the counsel of a qualified bankruptcy attorney is always suggested.

Robert K. “Chip” Sugg is a member of the Creditors’ Rights & Bankruptcy practice group at Oppenheimer, Blend, Harrison and Tate, Inc., and can be reached at 210.224.2000.

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17

Deep Texas Roots. Deep Expertise.

Deep Texas Roots. Deep Expertise.

good FOR THE

OF THE

COMMUNITY At Broadway Bank we have a vested interest in seeing the Kerrville community grow and prosper. We live and work here, too.

So, if you’re looking for a bank that is devoted to providing sound financial guidance today ... and in the future, look to Broadway Bank. Because we’re here for good.

Kerrville Banking Center | 500 Main Street | 830.896.2950 38 Neighborhood Banking Centers | broadwaybank.com | Member FDIC 18

September 2011

Legal Registered Agent Services, Inc.

BUSINESS BAROMETER

“Let us be your Registered Agent”

Legal Registered Agent Services, Inc. provides Registered Agent Services to Corporations and LLCs throughout the world. Our expert staff is available to receive service of process on behalf of your business, and our annual fee of $95.00 can’t be beat for the services you receive.

If you are just starting your company, we will help you get your Certificate of Formation with the Secretary of State as part of our fee.

If you have an existing business, we can change your registered agent service to LRAS for the filing fee of $15.00 and our annual fee.

Give us a call us at 830-792-6040 or stop by and visit us at 1614 Sidney Baker St., Kerrville, TX 78028. We would love to visit with you about your company and how we might serve you.

JUNE 2011 2011

2010

Utility Connections Electric Meters

21,450

Active Gas Meters

5,097

5,076

Active Water/Sewer

9,595

9,576

Month

4,244

5,577

Cumulative (Oct-Sept)

28,537

43,036

Bank of the Hills

334,689,231

326,645,892

Guadalupe National Bank

71,056,091

69,065,958

HCSB

108,119,350

102,074,000

Security State Bank & Trust

116,349,389

109,433,130

Union State Bank

31,993,893

31,120,433

Wells Fargo Bank

258,039,000

253,199,000

BBVA Compass

82,000,000

77,900,000

City Sales Tax Revenue - Month

372,933

365,192

City Sales Tax Revenue - Cumulative

3,494,117

6,808,062

4B Sales Tax Revenue - Month

186,441

182,429

4B Sales Tax Revenue - Cumulative

1,746,845

3,333,703

Tourist Inquiries at CVB

Financial Institution Deposits

CONSTRUCTION ROLL-OFF CONTAINERS 20 - 30 - 40 yards Servicing KERR - KENDALL - BANDERA - GILLESPIE - BEXAR (Fair Oaks) MEDINA - KIMBLE - COMAL Counties

City Sales Tax

County Sales Tax Payment

WEEKLY SERVICE DUMPSTERS

Month

212,274

204,961

for Kerrville, Ingram, Center Point & Comfort: 2,3, & 4 yards

Cumulative (Oct-Sept)

2,000,948

1,884,863

Residential Active

884

795

Residential Sold

40

30

All Residential Sales - Month

8,930,300

4,949,160

All Residential Sales - Cumulative

36,614,662

38,778,885

1600 Broadway, Kerrville, Texas 78028

office: 830.896.6050 fax: 830-896-6045 ddi@mini-mart.net

T O G H? S A TR

Real Estate Statistics

w w w. m y k e r r v i l l e . o r g

19

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Clean & Shine Residential • Commercial

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830.370.7223

PHOTOGRAPHY FOR FALL SPORTS IN KERRVILLE, FREDERICKSBURG, HARPER, CENTER POINT, COMFORT, AND MORE...

VIEW AND ORDER ONLINE!

AARON YATES www.KerrvillePhoto.com EMAIL: aaron@kerrvillephoto.com PHONE: 830-214-7635

20

September 2011

KERRVILLEPHOTO.COM PHOTOGRAPHY BY AARON

YATES

PROFESSIONAL AFFORDABLE PHOTOGRAPHY AND VIDEOGRAPHY FOR THE TEXAS HILL COUNTRY

in cooperation with and as seen on SAsports.com

DI RE C T OR’S P R OF I L E

Education: I have a degree in Public Speaking/Communications from Stephen F. Austin State University, where I met my husband.

What was your first job out of college? I exited college during the big Tech industry boom and took a job in sales in California working for Cable and Connector Warehouse selling everything except your computer. Although the job was not my favorite, the California experience is why Grape Juice exists today.

What hobbies do you have?

Cooking has become my new love... which also includes hours of watching the food network for inspiration.

What WORDS BEST DESCRIBE YOU? Creative, Honest, Real, and most importantly Mom, Wife and Friend.

How have your mentors affected you? I have had many mentors in business, but the biggest influences on my life have been my parents, Tom and Penny Deupree. They both taught me about the importance of a good work ethic, strong faith and honesty.

WHAT ARE YOUR JOB RESPONSIBILITIES? My role at Grape Juice includes many things, but my focus is on Marketing/Social Media, Event Planning, and various back office duties.

Grape Juice is entering it’s third year in downtown Kerrville and we are thrilled to be a part of this amazing business community that is growing each month. We will continue to focus on making Grape Juice the best it can be, but are also working events that will bring more people to Downtown Kerrville more often, like Ladies Night Out, Cask Nights, Wine Tastings, Give Back Events, Art Shows and more.

What do you like most about your job? I really enjoy the people. Our customers are awesome, and we have, hands down, the most amazing staff family working with us. All that makes going to work so much fun.

What IS ONE CHILDHOOD LESSON THAT STICKS WITH YOU TODAY? Fear is just the absence of Faith. Through Him all things are possible.

keri

w il t

OWNER GRAPE JUICE, a Retail Wine Shop, Restaurant, and Wine & Craft Beer Bar Downtown

Keri and her husband Patrick have two children; their son, Lawsin, is eight and their daughter, Rylan, is five.

What do you like most about working with the Kerrville business community? I think “community” is the key word there. It is why we moved here from Dallas 5 years ago. There is such a willingness to work together for the greater good. This is something you rarely find in a big city. w w w. k e r r v i l l e t x . c o m

21

Kerrville Area Chamber of Commerce presents the

8 Annual James Avery Hill Country Golf Classic th

November 11 th - 13 th , 2011

Two-Person ~ Best Ball ~ 54 Holes $20,000+ in prizes Up to 10 Flights with 1st, 2nd, 3rd & 4th Place Winners PLUS Flight Winners Each Day!!!

Thursday, November 10th

5:30 p.m. Registration at Inn of the Hills Resort & Conference Center 6:00 - 7:00 p.m. Welcome Reception. Tee-times assigned. Attendance is required.

Friday, November 11th ~ Sunday, November 13th

All rounds played at Scott Schreiner Golf Course, The Club at Comanche Trace and Riverhill Country Club. Driving ranges will be open for golfers each day with complimentary range balls provided. Hospitality provided Friday and Saturday afternoons.

Early Entry Deadline: Friday, October 14th

$595 per team

Late Entry Deadline: Monday, October 31st $745 per team **absolutely no entries will be accepted after October 31st**

Golfer #1

*Golfers age 65+ (ages verified) will shoot from senior tees, excluding Championship flight

Name_________________________________________________________________

Age

________

Handicap ________

Address__________________________________________________________________________________ City____________________________________________________ State_________ Zip ______________ Email___________________________________________________ Phone __________________________ Please circle shirt size:

M

L

XL

XXL

XXXL

Handicap established at Club/Course & phone________________________________________________ Golfer #2

*Golfers age 65+ (ages verified) will shoot from senior tees, excluding Championship flight

Name_________________________________________________________________

Age

________

Handicap ________

Address__________________________________________________________________________________ City____________________________________________________ State_________ Zip ______________ Email___________________________________________________ Phone __________________________ Please circle shirt size:

M

L

XL

XXL

XXXL

Handicap established at Club/Course & phone________________________________________________ New this year!! REFERRAL PROGRAM: The first 25 teams to bring in a new team (both players have to have never played before) get $100 off their entry. Referred by: ________________________________________________________________ Early Entry Incentive: All players who sign up before Oct. 1 are entered into a special drawing to win a dozen golf balls at the welcome reception. Ten names will be drawn.

Method of Payment

_____ Check Attached

_____ Invoice

_____ Credit Card (see below)

Company to Invoice________________________________________________________________________________ Call us with Credit Card Information: (830) 896-1155. We accept Mastercard and VISA. HCGC Tournament Officials will make the final determination on all flight levels and handicap verification.

Any flight winner, if challenged, will be required to provide a published USGA handicap.

GOL F CL A SSI C

8th Annual

James Avery Hill Country Golf Classic November 11 - 13, 2011 3 great courses, 3 great days of golf in the beautiful Texas Hill Country!

Two-Person ~ Best Ball ~ 54 Holes Thursday, November 10th 5:30 - 7:00 p.m. Registration & Welcome Reception at Inn of the Hills Resort Friday, November 11th ~ Sunday, November 13th All rounds played at The Club at Comanche Trace, Riverhill Country Club, and Scott Schreiner Golf Course. Each team plays one course each day.

Hospitality provided Friday and Saturday afternoons.

Register online at www.hillcountrygolfclassic.com or contact the Chamber at (830) 896-1155.

Early Entry Deadline: Friday, Oct. 14th $595 per team Late Entry Deadline: Monday, Oct. 31st $745 per team

$20,000+ in prizes 1st, 2nd, 3rd & 4th Place Overall + Flight Winners Each Day!

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Kerrville's got

Talent

F I N A L I S T S

24

September 2011

April Runick Jessica Roberts Jessica Roberts is a Kerrville native who graduate from Tivy High School and Schreiner University with a B.A. in English. She is continuing her education and persuing a Masters in Education and later will work on a PhD in Theater Direction. She has been an active member of the community at Playhouse 2000 and the Point Theater acting and singing in over 30 shows in the last eight or so years. She has won numerous awards at the Cailloux theater for her singing and acting in shows like Singin’ in the Rain as Lina Lamont and Schoolhouse Rock LIVE!.

She was also given a Pointy award from the Point theater for her role in Little Shop of Horrors. Recently she was given the oppurtunity to spearhead a musical theater movement on Schreiner University campus by directing The Rocky Horror Show and will assist again this fall with the next musical production. At the Point theater this summer she also directed the first summer musical Sleepy Beauty as well as choreographed it. She hopes to continuing directing, acting, and singing as long as she can and thanks her family and friends for always being her number one fans and supporting her in all she does. She would also like to extend a large amount of gratitude to the Point Theater, Playhouse 2000, and Schreiner University for cultivating all the talents she has.

Ethan Terry Bio not available at press time

April Runcik is a Junior at Tivy High School. She was born on December 30, 1994 in San Antonio TX, and her favorite hobby is dance.

April has been dancing since she was in first grade, when she began to attend Nurcel’s School of Dance. April took 3 years of Ballet and 3 years of Tap Dancing. When she started middle school, she moved to Peggy AnneCece Jean’s Dance, Twirl, and Cheer where she took Jazz Dancing, When April started high school, she began dancing at Xochitl’s Studio Dance where she learned to dance Folklorico Dance. Folklorico is a Mexican dance from different regions of Mexico and each region has their own dance and attire.

Some are very complex & others are a bit easier, but they all are beautiful and when well executed you can tell a story with each movement.

Up until now, April has learned three dances from the state of Jalisco, two from the state of Veracruz, one from the state of Guerrero, one from Baja California Norte, and is working on one from the state of Chiapas.

3: Cheyanne Saunders Kalueb Valverde Allie Dinsmore Allie Dinsmore has been doing cheerleading since she was 5 years old. She has competed with the Kerrville Cougars for the last 12 years in both team and individual divisions. Allie has won several national titles and high point championships in cheerleading.

Allie has been a Fredericksburg High School cheerleader for 4 years and Dance Team for one year.

She just graduated from Fredericksburg High School and will be attending UTSA in the fall.

Cheyanne Saunders has been competing in dance and cheer since she was 3 years old. She is on the Kerrville Cougars Cheer and Dance Teams and also competes for them individually. She holds several national titles and high point championships.

Cheyanne’ s biggest achievement to date was recieving the world title held in Las Vegas in May in both cheer and dance. Cheyanne will be a freshman at Tivy High School this year where she will be a member of the JV cheerleading squad. She will also be working at the Peggy Anne - CeCe Jean Dance, Twirl & Cheer Studio and helping coach the younger Kerrville Cougar squads.

Kaleub Valverde started tumbling at a very young age. He was on the Pinacle competitive cheer team for 3 years where they held several national titles. Kalueb holds a High Point championship and has competed at world. He is currently a member of the Kerrville Cougar Dance Team and has cheered at both Tivy and Ingram High Schools. Kalueb will be a senior at Ingram High School where he is cheering on the varsity squad. He will also be working at the Peggy Anne - CeCe Jean Dance, Twirl & Cheer Studio and helping coach the Kerrville Cougars.

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25

EX TR A !

EX TR A !

Reliable Staffing Job Fair Friday, Sept 16 10:30am to 3:30pm River Hills Mall

Forty local companies will be at tables talking about their companies to potential employees. There will be door prizes, live music, food and free seminars like dress for success, interview techniques and resume writing. Our goal is to help revitalize Kerrville by having an event for empoyers and potential employees to meet.

Christian Assistance Ministry Breaks Ground on New Addition On Thursday, July 21, 2011, the Chamber Ambassadors joined CAM as they broke ground on their addition. You can reach CAM at (830) 257-4222 or stop by 624 Clay St.

26

September 2011

Record highs got you down?

THE DIESEL DOCTOR

830-895-2888 | 214 PETERSON DR. (PAST THE DEAD END SIGN) Diesel Modifications Grill Guards, Running Boards u Performance Enhancements u Towing Accessories u Power Programmers u Overdrives (Gas/Diesel) u Full Service Exhaust u Cold Air Intake

Fuel Performance Additives State Inspections u Engine Diagnostics u Aftermarket Parts & Accessories u Air Conditioning Services u Tune-Ups/Oil Changes/Brakes u Fleet Services, Warranties u And So Much More!

u

u

u

u

10%

BACK TO SCHOOL 10

DISCOUNT

OFF OF PARTS FOR PREVENTATIVE MAINTENANCE! expires 9/15/11

830-895-2888 thedieseldr.com

IF YOU NEED AUTO, TRUCK, HEAVY EQUIPMENT & RECREATIONAL VEHICLE, FOREIGN OR DOMESTIC, GAS OR DIESEL REPAIRS, YOU’VE COME TO THE RIGHT PLACE!

2250 Memorial Blvd Kerrville, TX 78028 830-257-3050 www.kpub.com

Quietly Lighting the Way Home

We’re all feeling the heat. As record summer temperatures generate record electric use, we’re all looking for ways to stay cool at home without creating record high utility bills.

Remember, energy conservation doesn’t have to mean installing expensive equipment or undergoing major renovations. Making small and simple changes at home is one way to help manage your electric bill. Visit us at www.kpub.com for energy saving tips.

w w w. m y k e r r v i l l e . o r g

27

FE ATUR E

PRINT

P H I L O S O P H Y

Joe Herring, Jr. Joe and Pat Herring moved to Kerrville from Big Lake, Texas, in the summer of 1961. In August, their son Joe Jr. was born in Sid Peterson Hospital.

By 1964 Joe Sr. had left his position as an advertising executive to open a printing business. He was twenty-seven-years old.

He later purchased a local print shop that had been established in the 1950s, and consolidated the businesses.

KIDS IN THE BIZ “My earliest memory, even before I was in school,” says Joe, Jr., “is coming to help put type back in the case.” His little sister, Judy, and he also got to file negatives.

“We were so small, dad placed wooden Coca-Cola boxes around the table for us to walk on,” Judy remembers. She also did bindery work, like gathering book signatures. Mother Pat says, “It was great to raise kids in the business.”

28

September 2011

ave h u o Y to be er smart than the ine mach

30

September 2011

“They had places to play we didn’t even know about,” adds Joe Sr. This was in the days kids were allowed to venture off by themselves. Joe Jr. and Judy would go down to the river to play, swim and canoe.

“There was one other kid, other than my father’s business partner’s children, who lived in the house next to the library,” remembers Joe Jr. “We’d play with her, too. And we’d sometimes wander over to the nursing home and score some cookies from the sweet old ladies there.”

When Judy was small, Pat thought it would be a good idea to move some of the equipment to their house so she could work from home.

But Judy said she’d rather be at the shop. The equipment went back and the family has been working together ever since.

Over the years Herring Printing has produced many histories on the local area. Says Judy, “We’d read the history books mom was working on, then on Sunday afternoons we’d go find the places she was writing about. Dad loved to explore.”

When it came time to go to college, Joe Jr. chose University of Texas at Austin, as his parents did. “But I majored in business while Dad majored in advertising, and Mom majored in fine art.” And just like his folks, who met at UT, Joe Jr. met his wife Carolyn there. They were married in 1982.

After college Joe Jr. thought he’d try something different, so he opened a computer store. But after their first child was born he felt he needed more stability. His folks accepted him into the business with open arms.

Judy had been working in her parents’ business since she was fifteen, when, at age twenty-five, with a two-year-old and a five-yearold, she set off for Vermont to attend Landmark College. “I lasted a year in the snow,” she says. “I was here every day of my life, except that year.”

“We’re all four the kind of people who want everyone to do what we say,” remarks Pat. “But we get along pretty well.”

1965

Joe and Pat Herring opened the Herring Printing Company, serving Kerrville with expert printing and typesetting.

1995

Thirty years later, the company was devastated by a fire that destroyed their printing building.

The Kerrville community was quick to come to their aid.

1996

The business reopened one year later, thanks largely in part to the support of the community.

1997

Herring Printing Company continued to provide Kerrville with the most up-to-date printing technologies. w w w. m y k e r r v i l l e . o r g

31

“We probably get along as smoothly as any family could,” adds Joe Sr. He’s found that hiring easy-going people is important to success. “I’ve always had good crews who understand there’s no place for bickering. It doesn’t matter if you’re right or wrong.” Herring Printing Company currently has twelve employees.

CHANGING TECHNOLOGY

Make every job right. It’s fun when you have to reach for it.

- Joe Herring, Sr.

The printing business has undergone many changes over the years. Joe Sr. purchased the first automated type-setter in the mid 1960s when a childhood friend who worked at IBM called and told him about a new design that typed information onto tape. It produced really nice looking type. That lasted about three or four years until it was superceded by one that used 8” floppy discs and printed on photographic paper.

For a long time the best presses have been produced by the Germans. Joe Sr. was at an International Trade show in Dusseldorf when he saw a proto-type for a new Polar paper cutter.

“I asked what the price was, and they told me they didn’t have a price yet.” They settled on $17,000 and shipped it to Kerrville. The list price ended up being $40,000. “When I called to ask how to operate it, I was told that the only one they’d sold was to a little printer in Texas!”

“Thank goodness Judy and Joe Jr. were here when the tech world took over,” says Pat. Printing presses do not become obsolete as quickly as the typesetting and design aspects of producing printed materials.

From the time he was a little boy Joe Jr. loved to watch how all the machines worked and developed a talent for being able to fix them when they broke. “But now that it’s all electronic,” says Joe Sr. “you can’t see what’s going on.”

“You have to be smarter than the machine,” says Joe Jr. with a twinkle in his eye. A service call can run to thousands of dollars.

COMMUNITY In 1995, fire struck Herring Printing Company. The community of Kerrville was wonderful and many people offered to help. Within six days they were operating out of a temporary location. One fellow, who would not tell Joe Sr. his name, worked for the whole week helping to restore the damaged presses. He said he had been a printer and thanked God that a fire had never taken his business.

“The community has been good to us,” says Pat. “The fire was a character builder,” says Joe Sr. “And I had a baby two weeks later!” adds Judy.

Both generations of Herrings have been active in the community. Father and son have been directors of the

32

September 2011

Chamber of Commerce. They are active in Kiwanis. Joe Jr. has been a member of the city council (1990-92), and mayor (199294). He received the Bill Dozier Citizen of the Year award from the Kerrville Daily Times in 2010. His list of participation in civic associations is extensive. It’s a wonder he has time to play cello in the “Take a Bow” orchestra. Mother Pat plays string bass.

He also writes a column for the Kerrville Daily Times.

PHILOSOPHY The Herring philosophy has always been to give their customers what they want. “And make every job right.” says Joe Sr. “It’s fun when you have to reach for it.”

“I like to do jobs that no one else can do,” adds Joe Jr. On a recent project the upside of sibling competition revealed itself. Joe Jr. got the project produced within five minutes of deadline. He said to Judy, “See you tomorrow,” imagining she’d have to work on the weekend to get everything stapled and boxed up. But within twenty minutes she had completed the task.

The next generation of Herrings probably won’t carry on the family business, although Joe Jr.’s daughter did work with the family for a year. Now she’s a graphic designer in North Carolina. His son attends Baylor University.

One of Judy’s sons is a firefighter, she has a daughter in graduate school, and a

junior and senior at Harper High School.

The family loves to attend football and volleyball games.

Joe Jr. published Home, Photographs of Kerrville last year. The historic pictures show not only historic sites and buildings.

There are remarkably clear, intriguing photos of people in their daily lives: action shots of football in the1920s, horse-drawn wagons crossing the river in 1905, parades from each decade. Kids at the Cascade Swimming Pool in 1955, and teenagers spilling out of a phone booth in1960 really convey the life of the town.

The Herring philosophy has served the family well. As Joe Sr. says, “Live where you want to live, and then make a living at it.”

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33

R IB B ON CU TT I NG S

All Around Accessories

Corabell’s The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with Corabell’s in the Historic Garden District, 800 Earl Garrett, on Friday, July 22, 2011. Call (830) 895-CORA (2672) or visit www.corabells.com.

Their hours are Tuesday - Friday, 10:00 a.m. - 6:00 p.m. and Saturday, 10:00 a.m. - 2:00 p.m.

The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with John Green and All Around Accessories on Friday, July 22, 2011. They are located at 2590 Junction Hwy., Whse G. Call them at (830) 367-1967, e-mail john@allaroundaccessories. com, or visit www.allaroundaccessories.com.

tarte

Wilson Family Chiropractic The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with the Wilson Family Chiropractic on Monday, July 25, 2011. Dr. Andrea Wilson and Dr. Dan Tarnowski invite you to drop by their new location at 133 W. Water St. You can contact them by phone at (830) 896-CARE (2273).

The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with tarte in the Historic Garden District, 800 Earl Garrett, on Friday, July 22, 2011. tarte specializes in cut, color, highlights, extensions, and waxing. Call them at (830) 370-0782 or (830) 896-8278, or visit www.tartehairstudio.com.

34

September 2011

Holloway Plumbing

Fall at The Point

Sept. 23Oct.15

Fri.-Sat. 7:30 p.m.

Sun. 2 p.m.

A picture perfect melodrama set in the wild west.

Quality Service when YOU need it!

Commercial & Residential service and repair Pipe locating & video inspection equipment Sewer and Drain cleaning

Install and repair all types of plumbing fixtures • Toilets • Disposals • Faucets • Water heaters Natural gas installation and repair New Construction - Remodels

Free Radicals Sept. 16Oct. 14

Featuring the diverse artwork of 11 artists.

Gallery Hours: Tues.-Sat. 10-4 p.m.

By Marsha Mefferd

830-896-0890 A Full-Service Company

Hill Country Arts Foundation 120 Point Theatre Rd. S., Ingram 830-367-5121 hcaf.com Home of Stonehenge II

LIC# M-16563

ASHLEY • LA-Z-BOY COMFORT STUDIO • BROYHILL • STEARNS & FOSTER • SEALY

Your home for home furnishings since 1947.

EVERY DAY. LOW PRICES. GUARANTEED.

1703 Sidney Baker Kerrville, Texas 78028 (830) 895-2104 Local ly

Mon - Fri: 9am - 7pm Saturday: 9am - 6pm ricksfurniturecompany.com

Owned

and

O per ated

SINCE 1

947

•

1947- 2011 w w w. m y k e r r v i l l e . o r g

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September 2011

Thanks to Aaron Yates at www.kerrvillephoto.com and David Jackson at www.studiodimages.com for the wonderful photos.

w w w. k e r r v i l l e t x . c o m

37

ME M B E R MIX ER

August’s mixer was sponsored by Allied Waste and held at Tucker Hall on August 18. 1

3

2

4

5

7 6

1 Matthew Church, the District Aid to Representative Hildebran and Paloma Lopez 2 Laurie Montgomery of Allied Waste and Matt Sletten of Commercial Realty Services and Hill Country Property Management 3 Jacques Duhr, Jeannette and Bill Cafferty, all of Kerrville Citizen Police Academy 4 Modesto Dominguez, Victor Casillas, and Patrick Espinosa, all of Allied Waste 5 Steve and Cindy Chapman, Chamber of Commerce members 6 Kim Russ of Hill Country Home Audio and Jim Handley of KVHC 7 Anne Parker of Design Tile and Jeff Mitchell of Alpha Granite

DON’T MISS THE NEXT MIXER 38

September 2011

September 20, 2011 • 11:30 a.m. - 1:30 p.m.

Chamber Luncheon, open to the public Inn of the Hills Grand Ballroom.

Contact the Chamber for more information

(830) 896-1155

Kerrville Area Business Magazine 2733 Indian Wells Drive Kerrville, TX 78028

The Hill Country Center for Cancer Care VALERIAN CHYLE, MD • DAVID JONES, MD River Guide Village Professional Campus 1001 E Water, Suite J-100 Kerrville, Texas 78028 • (830) 257-3131 www.thecentersforcancercare.com