An official publication of the Kerrville Area Chamber of Commerce
Kerrville Area
Issue 20 | MAY 2011
Business Penni Carr
The Face of the Fair
Texas Arts and Crafts E d u c at i o n F o u n d at i o n
Not Your AverAge
reAl estAte Location, location, location. Snag YOUR prime spot in the Kerrville Area Business Magazine today, and advertise your business to the Kerrville community. Call Morgan at (830) 285-4373 to pick your next piece of real estate in Kerrville’s favorite business magazine.
Kerrville Area Business Magazine
LOC AL | COnvenienT | SeCure
Guadalupe national is owned by 100 of our Friends and neighbors. Thanks to you, we are the largest locally operated bank in Kerr County. We offer a wide range of products and services including: ✓ Checking and savings accounts designed with your needs in mind ✓ Loans – Personal, business, and mortgage ✓ remote Deposit ✓ extended hours ✓ Full service banking on Saturday ✓ Free online banking with bill pay ✓ Free ATM nationwide ✓ Deposits posted same day until closing* *On weekday transaction
Kerrville’s Bank. M E M B E R
FDIC INSURED
Come bank with us–our products are great and our service is better!
Main: 1309 Bandera Hwy. | 830.792.1950 | West: 1916 Junction Hwy. | 830.792.1990 Kerrville, TX 78028 | www.guadalupenational.com
LAURA STOVALL CALL 830.258.9251 CLICK windstreambusiness.com/connection VISIT 955 Water Street laura.stovall@windstream.com
Kerrville Area
An official publication of the
Kerrville Area Chamber of Commerce
Business MAY
Officers: Bob Waller, Chairman of the Board, Broadway National Bank Mark Tuschak, Chair-Elect, Schreiner University Sue Steele, First Vice Chairman, Bank of the Hills Kyle Bond, Vice Chairman, Terminix Pest Control Brenda Beaty, CPA, Treasurer, Pressler, Thompson, PC Joe Herring Jr., Immediate Past Chair, Herring Printing Co.
Directors: William “Bill” Beltrone, CPA Kim Clarkson, Kerr County Abstract Frank Dunlap, The Ray & Joan Kroc Community Center James Eastland, Camp Mystic Judy Eychner, Century 21 Malson Realty Denny Foster, Lemon Tree Cleaners Mike Graxiola, Kerrville Daily Times Trevor Hyde, Comanche Trace Tracy McCuan, Kerrville Public Utility Board Kent McKinney, Guadalupe National Bank Scott Peschel, Fidelity Abstract & Title Co. Joe Piszczor, Peterson Regional Medical Center Linda Somerville, Security State Bank & Trust Ellen Williams, Kerrville Independent School District Delbert Wilson, Hill Country Telephone Cooperative
PUBLISHER Morgan Schooley morgan@mykerrville.org Kerrville Area Chamber of Commerce Dora Gonzalez Susan Rogers Kristan Craddock Barbara Allerkamp O: 830-896-1155 Advertising Morgan Schooley O: 830-285-4373 - morgan@mykerrville.org Creative Director Jeanna Goodrich jeanna@mykerrville.org Contact Kerrville Area Business 2733 Indian Wells Drive morgan@mykerrville.org - 830-285-4373
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Calendar
9
Member to Member Discounts
10
Chairman's Corner
12
New Members & Member Anniversaries
15
Director's Profile
16
Are You in Control?
20
16th Annual Sandbagger's Open
22
Extra! Extra!
23
Business Barometer
24
The Face of the Fair
28
Improving to Serve You Better
32
Developing a Positive Identity
34
Ribbon Cuttings
36
Connections at the Chamber Mixer
Kim Clarkson, Kerr County Abstract & Title Co.
Power of Attorney Planning and Pitfalls
Results
Penni Carr, Texas Arts & Crafts Education Foundation
KPUB Provides New Electricity Bill
Kerrville Area Business Magazine is published monthly by Uncle Frog’s Island, LLC. No reproduction in any form is authorized without the consent of Uncle Frog’s Island, LLC. Printed in the USA. All rights reserved. No responsibility is assumed for unsolicited submissions. Manuscripts, photographs, and other submitted material can be acknowledged or returned if accompanied by a self-addressed, stamped envelope. The content contained does not necessarily reflect the opinions and views of Uncle Frog’s Island, LLC or the Kerrville Area Chamber of Commerce. Uncle Frog’s Island, LLC, and the Kerrville Area Chamber of Commerce assumes no liability for misinformation, omissions, or errors.
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Complaint investigation Education
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MAY
C A L ENDAR OF E V EN T S
MAY 3rd 6th Grade Speakers Event at B.T. Wilson Campus Business Professionals speak to Area Sixth Graders about future careers.
MAY 5th Dancing with the Kerrville Stars Thursday, 5:30 p.m., Kerrville Chamber of Commerce, at the Inn of the Hills Resort & Conference Center, 1001 Junction Hwy. 830-896-1155. www.kerrvilletx.com
MAY 7th Derby Days Saturday, 3:30 p.m. - 7 p.m. Live broadcast of Kentucky Derby complete with mint juleps and betting booth. Our Lady of the Hills Gym, 601 Peterson Farm Road. 830-895-2301. www.ourladyofthehills.org
MAY 26th Heroes All Thursday, 6 p.m. Everyone is Welcome! Wear your uniform, bring your photographs and memories so we can celebrate together. Hotdogs, lemonade and ice cream plus outdoor concert for your listening enjoyment and fireworks display to conclude the event. Bank of the Hills, 1075 Junction Hwy. 830-895-2265. www.bankofthehills.com
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MAY 26th-30th Kerrville Folk Festival All day. This Texas Hill Country based international songwriters’ festival features over 100 songwriters and their bands. Family affair with concerts, arts and crafts, kid’s concerts, food and camping. Quiet Valley Ranch, 9 miles S on Hwy 16. 830-257-3600, 800-435-8429. www.kerrville-music.com
MAY 26th-31st Southwest Gourd Fine Art Show Tuesday-Saturday, 10 a.m. - 4 p.m.; Sunday, 1 p.m. - 4 p.m. Kerr Arts & Cultural Center, 228 Earl Garrett, 830-895-2911. www.kacckerrville.com
MAY 28th-29th Kerr County Market Days Saturday-Sunday 9 a.m. - 4 p.m. An old-fashioned market on the square. Over 75 vendors selling Texas wares; arts, crafts, jewelry, plants and more. Courthouse Square, 700 Main St. 830-895-7962. www.kerrmarketdays.org
MAY 28th-30th Texas State Arts & Crafts Fair Saturday-Sunday, 10 a.m. - 6 p.m.; Monday 10 a.m. - 4 p.m. River Star Arts & Event Park, 4000 Riverside Dr. 830-896-5711 www.tacef.org
member to member LeMeilleur’s RV, Truck & Equipment Repair Co., The Diesel Doctor 214 Peterson Drive, Kerrville, TX 78028 830-895-2888, rvrepair@ktc.com 10% off any preventative maintenance service performed. Appointment required. Tim Jones Signature Homes 154 G Street, Kerrville, TX 78028 830-896-8087 tim@timjonescustomhomes.com Free plan, designs drafting on home remodeling & custom building. Hill Country ChapterAmerican Red Cross 333 Earl Garrett St., Kerrville, TX 78028 830-257-4677 vandenbergk@hccredcross.org 10% discount on any adult CPR and First Aid classes. Davis Chiropractic Dr. John W. Davis 208 Wesley Dr., Kerrville, TX 78028 830-257-3284 Dr_johndavis@yahoo.com Waive co-pay or 20% discount on initial visit. Texas Etc. - Wayne J. Este 1001 Junction Hwy @ Inn of the Hills Kerrville, TX 78028, 830-257-4300 10% discount on Jewelry, Art, and Gift Items. 10% discount on consigned items. Hill Country Wine Tours 830-329-WINE www.hcwinetours.com Rates for Chamber Members are $50 per person, 3 person minimum (tasting fee not included). Hill Country Limousine Service, Inc P.O. Box 291152, Kerrville, TX 78028 896-1429, mpolden@ktc.com or maryolden59@msn.com $10 off per limo rental – 3 hour minimum, $10 off airport fare one-way. First American Storage 2390 Memorial Blvd, Kerrville, TX 78028 895-2454, tricia@tonyroberts.us 1 month free on all new storage rentals.
Elks Lodge The Elks Lodge Hall is available to rent for meetings, parties and special occasions. Published rental rate is $75 per hour, with a minimum of 3 hours. Chamber members pay only $50, a 33 1/3% discount off regular price. Hall will accommodate 210 people. Tables and chairs available at no extra charge. Stage with ample power sources for band or DJ. Kitchen and full service bar are available. For details call: Jim Keefe at 830-792-4377. “All proceeds help support the Elks Local Charitable Programs.” Hill Country On Call 317 Sidney Baker South, Ste 400-265 Kerrville, TX 78028 830-866-3000 www.HillCountryOnCall.com or info@hillcountryoncall.com One FREE Hour of Concierge/Personal Assistant Services with each Booking! Please Call for Details. On call 365 days/ year for your specific needs. Licensed, Bonded and Insured. YO Ranch Resort & Branding Iron Restaurant 2033 Sidney Baker St. Kerrville, TX 78028 257-4440, www.yoresort.com or johnhelm@1859historichotels.com Offering a 20% discount to Chamber Members on sleeping rooms or meals in the restaurant. Not valid with other discounts. Please tell us you are using your member to member discount at the beginning of your reservation or meals. Texas Homeplans, LLC dba Archetype Designs Mickey Thompson 815 Jefferson St. Kerrville, TX 78028 830 257-2311 betty@texashomeplans.com 5% off any Stock Plan by Texas Home Plans Partnership, LTD. We appreciate referrals. As a token of our appreciation, when the referred job is completed, we will award a restaurant gift certificate to the Chamber Member who has referred a client.
D IS C O U N T S Kerrville Folk Festival 3876 Medina Hwy., Kerrville, TX 78028 830-257-3600, info@kerrville-music.com $200 off Small Business Package includes tickets, parking, & advertising. Details at: www.kerrvillefolkfestival.com TERMINIX 3100 Memorial Blvd Kerrville, TX 78028 257-8233 10% off pest control and/or Termite Services. New customers only. Annual contract required. 830-257-8233 (Kerrville) 830-997-1930 (Fredericksburg) 830-796-3507 (Bandera) 888-522-9574 (Toll Free) KERRBAY.NET 100 Guadalupe Plaza C3 Kerrville, TX 78028 info@kerrbay.net 25 Free eBay Listings for Business overstock or Merchandise Liquidation. Clean & Shine Sherri Baker 411 Harper Road Kerrville, Texas 78028 830-370-7223 25% off top to bottom clean, carpet shampoo or floor buffing or polishing and window cleaning. Hill Country Chiropractic & Wellness Center 311 West Main Street Kerrville, TX 78028 830-896-4108 www.hillcountrychiropractic.com Free complete nutrition consultation with initialvisitand 75% off your first supplement order. Established patients receive 50% off an adjustment with referral of friends or family. Hill Country Telecommunications, L.L.C. SECURITY ALARM DIVISION P.O. Drawer D, 220 Carolyn Street Ingram, Texas 78025 (830) 367-1111 FREE wireless Robbery/Panic Button ($50 value) with the purchase and installation of a new monitored commercial or residential security alarm system.
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C H AIR M AN ’ S C ORNER
Responsibility to the Citizens ‘Simple Math’ could be the solution to all the front page comments about the rivalry going on between the City of Kerrville and Kerr County. While each is convinced that their historical and budget numbers are correct, they both argue that the other’s numbers are incorrect. All this with a little political ‘grand standing’ from both sides, including both parties drawing a ‘line in the sand’ on issues. This bantering dialogue comes from the elected officials on both sides: people I both know, respect, and admire for their public service. My feelings also tell me that both the City and County are sincerely convinced that their points of view are right. As a result of these things, it appears that we are no closer to a solution to the interlocal agreement controversy than we were a couple of months back. It seems that instead of marching toward some common ground and eventual agreement, the public perception is that they are just ‘jogging in place’. This lack of resolution is starting to wear on the public. Both the City and the County owe it to us, their citizens, to have open, honest, good faith negotiations on the critical interlocal issues instead of putting offers to each other on the table and then pulling them back off. And the non-responsiveness by both sides? Enough is enough. There is no reason or need for bringing in an arbitrator or mediator to settle these issues. I believe the aptitude and leadership are there for both the City and the County, but they need to develop concrete plans toward a unified resolution. While the issues of the library, animal control, environmental health, and the airport are important, they pale in comparison to the Fire/EMS issue. You 10
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are dealing with people’s lives every time the alarm goes off. This is the number one priority and the citizen’s safety should be the first and overriding concern. Kerr County is not going to find a better trained and more responsive group of professionals than the Kerrville Fire Department/EMS. What is it worth to have dependable, top quality Fire/EMS? ...Priceless! You are paying premiums for Fire/EMS coverage that is on call 24/7. As for paying only for the services you use, let’s be serious. If you personally go for a year without any healthcare claims or auto insurance claims, do they give you your premiums back? Fire/EMS insurance coverage requires huge investments in fire stations, firefighting equipment and rescue/ambulance vehicles, people and continuous training. I have heard our Mayor say that our community needs a unified vision as to where we want to go. I agree with him. I also agree with him that we need an action plan to go with this vision that includes goals, objectives, strategies, and tactics. We used these same factors in the Marine Corps and we succeeded on most of our missions. Put ‘one upsmanship’ on the shelf, be open and willing in your negotiations, and be like Nike says: Just Do It! If the City and County can put all this other ‘stuff’ aside and use common sense and simple math, I feel they can reach a common consensus on the interlocal agreements. Hopefully, by the time you are reading this the City and County will have reached agreements on these issues.
Bob Waller, Chairman Kerrville Area Chamber of Commerce
Join Us!
Become a Member of the Kerrville Area Chamber of Commerce for 2011!
Visit us at www.kerrvilletx.com
N e w m e mb e r s , a n n i v e r s a r i e s & r e n e w a l s
new members
Welcome to the Chamber!
J.K. Bernhard Construction Co. LLC Kevin Bernhard 515 W. Main St., Kerrville, TX 78028 830-895-1498 - kevinb@jkbernhard.com www.jkbernhard.com
Genesis Gynecology, PA Randy Truelock 218 Sidney Bake, Kerrville, TX 78028 830-792-0805 - randy@genesisgyn.com www.genesisgyn.com
Consider It Done! Brandy Weatherford 1109 Monroe Dr., Kerrville, TX 78028 830-377-7714 - brandylscc@gmail.com
member renewals
Thank you for your continued support!
Davis Properties Elm Cottage B & B First Insurance Agency of the Hill Country Girl Scouts of Southwest Texas H.E.B. Foods-Drug Store Harvey Hilderbran Hill Country Gutters-Roofing-Siding, Inc. Hill Country Home Builders Assoc. Hill Country Lighting Center, Inc. Hill Country Living The Hills Humane Society of Kerrville Johnson, Richard B., MD PA K & G Plaza Meat Market Kerr County Connection
member anniversaries
25+
Kerr County Women's Chamber, Inc. Brown, Jr., Charles C., DDS Camp Rio Vista / Camp Sierra Vista Alpine Terrace Assisted Living & Nursing Facility Bluff Trails Ranch R.V. Resort Wilderness, The Richter Realty, Inc. TriCo Inspecting Service, Inc. National Car Rental
Kerrville Church of Christ Kerrville Folk Festival, Inc. Kerrville Title Co. Kickapoo Kamp for Girls Lakeside Apartments Morrison Supply Company NewSound Hearing Aid Center Oakes Air Conditioning OB/GYN Associates Oppenheimer, Blend, Harrison and Tate, Inc. Pipeline Skid Service Plant Haus 2, The Plastic Surgery Center, The Randolph - Brooks Federal Credit Union Reno Realty Group, LLC.
Y.M.C.A. Camp Flaming Arrow New Hope Counseling Center Camp Mystic Schlotzsky's Deli Hill Country Audiology Service Advanced Insurance Group - Margie Jetton River Hills Apartments Hill Country Bicycle Works
Buffington, Beverly Hill Country Telephone Cooperative, Inc. Bernhard Meat Processing & Market Hofer Construction Company Aaron Plumbing Company, Inc. Texas Quality Carpet Cleaning
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Century 21 Malson Real Estate Butler, Carroll, DDS Kerrville Church of Christ White Construction Company Heart of the Hills Osteoporosis Center Hill Country Integrity Homes, LLC Partners in Ministry The Haven
5+
River Front Village Mobile Home Park Roberts, Tony Custom Homes Summit Advisors, Inc. Tejas Appraisal & Inspection Co. Texas Healthcare Solutions Texas Hill Country Chapter of Safari Club International Texas Home Health Skilled Services, L.P. Unity Church of the Hill Country Vision Source Wendy's Western Beverages The Wilderness
Thank you for 5+ years!
10+
20+ 15+
Unique Drywall Manuel Lozano P.O. Box 351, Boerne, TX 78006 210-488-2917 - manL273@yahoo.com
R. F. Montgomery, DDS, MD 501 Jefferson St., Ste. 2, Kerrville, TX 78028 830-895-3494 - rfmontgomery@windstream.net
The Gardens at Clearwater Tricia Bracket
Abbys Attic Allied Waste, LLC. Aqua Doc Well Service Barbara's Travel Service Bella Luz Bella Vita Billy Gene's Restaurant Bluff Trails Ranch R.V. Resort Camp Rio Vista / Camp Sierra Vista Cartewheels Caterers Children's Association for Maximum Potential (CAMP) Christian Women's Job Corps Comfort Inn Cowpokes Cartoons / Reid, Ace Enterprises
Toyota of Boerne Christian Guerra 31205 IH-10W, Boerne, TX 78006 210-260-7440 - cguerra@toyotaofboerne.com www.toyotaofboerne.com
451 Clearwater Paseo, Kerrville, TX 78028 830-890-5561 - Clearwater@ores.com www.forrent.com
Taylor, Rhonda, Insurance & Financial Svcs. Muehlstein, Scott A. Insurance Agency Camp Honey Creek for Girls
Destination CycleSports, Inc. Tejas Appraisal & Inspection Co. Hill Country Gutters-Roofing-Siding, Inc. The HomeSource Commission To Every Nation Baumann, Michael M., & Co. Machann, Dwaine, Attorney at Law Braswell Affordable Printing First American Storage Nationwide Insurance - Joe Cook & Assoc., Inc Cartewheels Caterers Impact Christian Fellowship La Quinta Inn & Suites Mercedes-Benz of Boerne Camp Verde General Store & Post Office TEXAS etc. Zuber Construction, Inc. Sports Medicine & Physical Therapy
WHAT MAKES A CENTURY 21 AGENT? HERE’S ONE WORD: GUSTO A FEW MORE WORDS: DEPENDABILITY, KNOW-HOW AND DEFENDER OF YOUR DREAMS. MAYBER THAT LAST ONE WAS OVER THE TOP. BUT THAT’S US. ALL GUNS BLAZING. ALL THE TIME.
CENTURY 21 AGENTS. SMARTER. BOLDER. FASTER.
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302-B G STREET SOUTH, KERRVILLE, TX 78028 TOLL FREE 888-269-5010 WWW.CENTURY21MALSON.COM
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DIRE C T OR ' S P ROFI L E
Education: I am first and foremost a Tivy Antler. I earned a Bachelor's Degree from UT Austin and am currently working on a Master's Degree through Lamar University.
kim CLARKSON Kerr County Abstract & Title Co. BUSINESS DEVELOPMENT
What words best describe you? I value being fair and having personal integrity. I try to live up to these ideals. What hobbies do you have? I enjoy running and photography, especially since I now have two cute subjects to photograph. Do you have a lesson you were taught as a child that sticks with you today? Sports played an important part of my life, beginning when I joined my first basketball team, the Lady Celtics, when I was nine years old. Sports taught me discipline and teamwork. I try to apply those basic childhood lessons as an adult. How have your mentors affected you? My mother has always been my mentor. I was so proud when she had the courage to purchase her own business ten years ago. Throughout her life, Mom has also demonstrated how to achieve the right balance between personal and professional life, something I admire and am continually working on.
How are you taking Kerr County Abstract in new directions? Community outreach is an important part of my job. Volunteering provides opportunities for Kerr County Abstract to give back to the community. My job also includes staying informed and raising awareness about the title insurance industry. I oversee advertising, marketing, event planning, and public relations for the company as well. What do you like most about your job? I most enjoy volunteering in the community. Our business supports many worthy organizations, and I have had the privilege of serving as a board member for a few of these organizations. What do you like most about working with the Kerrville business community? I have enjoyed getting to know the many passionate people who work in the business community and appreciate their integrity and desire to make Kerrville a vital place to live for future generations. Kim is the daughter of Bob and Diane Green. She and her huband, Austin, have two boys: two-yearold Reid and 4-month-old Westin.
What was your first job out of college? I taught second grade at Starkey Elementary, the same school that I attended as a child. w w w. m y k e r r v i l l e . o r g
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ARE YOU
IN CONTROL? Power of Attorney Planning and Pitfalls by James M. McNeel
While most people understand that estate planning encompasses preparation of Wills and Trusts, lifetime instruments are sometimes an afterthought. However, a person is much more likely to become incapacitated due to accident or illness than die; therefore having a Medical Power of Attorney, Medical Directive and financial Power of Attorney in place is critical to prevent unwanted individuals or entities from dissipating or diminishing one’s assets and creating family strife. Imagine that you or a loved one becomes incapacitated, whether through illness, accident, or simply old age, and that you either have not executed any lifetime instruments (the general term for durable powers of attorney, medical powers of attorney, designations of guardians or living Wills). Or perhaps you executed such documents long ago without communicating to the agent that they would have those responsibilities. Alternatively, assume that a friend, caretaker, or other person comes in to assist you with managing your finances and/or assisting with your medical issues and has you execute such documents – specifically, a Durable Power of Attorney and/or a Medical Power of Attorney. Imagine you are in a position where you are totally dependent upon that person to assist you with managing your finances, taking you to the doctor, arranging for medications, food and other necessities. What are that person’s responsibilities and duties to you? What can you do to make changes or address concerns regarding that person’s conduct and is this the best plan heading into such a situation? 16
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LEGAL
The Texas Durable Power of Attorney Act is found in the Texas Probate Code §§ 481-506. A Power of Attorney is a fiduciary relationship between principal and agent. Most banks will not serve in the role of power of attorney and therefore an agent under a Power of Attorney is usually an individual. Even if an agent acts outside of the authority granted by a Power of Attorney, he or she still has the fiduciary duty to the principal by the mere fact that they were named as power of attorney. An agent has the burden of proof to show that all transactions are fair to the principal. Under Texas law, an agent under a Power of Attorney is required to account under § 489B and therefore must produce an accounting of all activities, just like an executor or trustee would have to do under the Probate or Trust Code. There are two primary types of powers of attorney. One that is effective immediately upon signing the document and one that is known as a “springing” power of attorney, which only comes into effect upon the written opinion of a doctor that says that an individual is incapable of managing his or her financial affairs. While springing powers of attorney provide greater protection against abuse, they also sometimes prevent effective action as it can take time to get doctor evaluations and signatures to get the power of attorney effectuated. Powers of Attorney can also be held in escrow and only released upon the receipt of a doctor’s signature, or upon the instructions of the principal or some other third party. There is a statutory form for durable power of attorney found in § 490. The execution of a Power of Attorney requires a notary public, but does not require witnesses like a Will and therefore can be changed more easily. A new power of attorney bill is under consideration by the Texas legislature (H.B. 1858). It is based on the New Uniform Power of Attorney Act and appears to create some new safeguards from abuse.
A person can sign a Power of Attorney one day and then the next week sign another Power of Attorney revoking the prior Power of Attorney and so on and so on. This is one of the primary reasons why financial institutions are extremely careful about accepting Powers of Attorney and do not like to serve in such capacity. Powers of Attorney in the wrong hands are subject to great abuse because the individual serving as agent under a power of attorney will likely have complete control over all the principal’s finances without any oversight and without truly understanding the nature and importance of their fiduciary duties to the principal. Litigation in this area is rapidly increasing as children compete for control of their parents’ assets through powers of attorney. These situations sometimes ultimately lead to a guardianship proceeding which is cumbersome and costly. This situation can also arise with third parties that enter into the picture as a caretaker or friend and get control of an individual’s assets where immediate family members live out of state or are not available to assist with the financial and medical care of their family member. While not all such situations can be avoided, proper communication and planning can greatly reduce the possibility of a loved one being damaged by this precarious, difficult, and ultimately expensive predicament. First, proper planning while an individual has sufficient capacity is paramount. Secondly, and even more important, is communication of those plans with the individuals who have been named to serve as fiduciaries and also communications with any financial institutions regarding those designations, so that everyone is one the same page and there is no confusion should a situation arise where the power of attorney needs to step in and take action. Further, with proper planning, any sudden change in a power of attorney that occurs that is different from a long-
standing plan of which the prior principal and all financial institutions were aware of, will raise a red flag such that one of those individuals could immediately go to court and seek a restraining order or guardianship to prevent an improper power of attorney from wasting or diverting assets. Another alternative, when incapacity is expected or imminent and where a person has more time to plan for what could be a long-standing incapacity, is to set up a revocable trust naming either a financial institution or trusted individual as trustee and then placing all assets in that trust. When using a revocable trust for planning, a durable power of attorney is not necessary or only necessary in rare instances to transfer assets into the Trust. Most banks have Trust Departments willing to assist in this role. An agent serving under a Power of Attorney can also create a Trust and take the same action on shorter notice, if necessary, and if such a power is specifically granted. One might be concerned about the fees of preparing lifetime instruments and asking a financial institution to serve. However, when you consider the alternative of going to court to stop a power of attorney from wasting or diverting assets and the cost of a court controlled guardianship proceeding, proper planning in naming a financial institution or other trusted individual and communicating those plans is far less expensive. There are also significant non-financial costs where there is a failure to plan. It is very stressful and damaging to family relationships to have to go to Court to undo the actions of a third party or rogue family member simply because there was poor planning and communication. For individuals and families that spend a lifetime working to build businesses and accumulating assets, it is short-sighted to fail to plan for incapacity and to make sure that you, your assets and your family are protected. w w w. m y k e r r v i l l e . o r g
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River Hills Health & Rehab
close t o home
Our spacious Private Medicare Suites are as as you can get!
River Hills Health & Rehab
2090 Bandera Highway Kerrville, TX 78028 830-257-9900
Short Stay Rehab and Long Term Care Available
good FOR THE
OF THE
COMMUNITY At Broadway Bank we have a vested interest in seeing the Kerrville community grow and prosper. We live and work here, too. So, if you’re looking for a bank that is devoted to providing sound financial guidance today ... and in the future, look to Broadway Bank. Because we’re here for good.
Kerrville Banking Center | 500 Main Street | 830.896.2950 38 Neighborhood Banking Centers | broadwaybank.com | Member FDIC 18
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THE DIESEL DOCTOR
Diamonds and Colored Gems Designs in Platinum, Gold and Silver Appraisals S Estate Jewelry S Buyers and Sellers
211 Earl Garrett, Kerrville S 830-257-3373 830-895-2888 | 214 PETERSON DR. (PAST THE DEAD END SIGN) Diesel Modifications Grill Guards, Running Boards u Performance Enhancements u Towing Accessories u Power Programmers u Overdrives (Gas/Diesel) u Full Service Exhaust u Cold Air Intake
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IF YOU NEED AUTO, TRUCK, HEAVY EQUIPMENT & RECREATIONAL VEHICLE, FOREIGN OR DOMESTIC, GAS OR DIESEL REPAIRS, YOU’VE COME TO THE RIGHT PLACE!
Congratulations Graduates!
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Commercial Retail/Office Space Available in Kerrville
2340 +/- SF For sale or lease. Heart of downtown. Great retail space, remodeled in 2009. 233 Earl garrett
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For Lease, retail/warehouse or yard space. Shell condition. 2 units in back are for warehouse or light industrial use. Next door to Hill Country Bluebonnet Imports. MLS #73958
Holloway Plumbing Quality Service when YOU need it! Commercial & Residential service and repair Pipe locating & video inspection equipment Sewer and Drain cleaning
3951 Bandera Hwy
Sue Tiemann, CPM Commercial Realty Services & HCPM
Office: 830-792-5775 Fax: 830-792-5959 www.suetiemann.com 324 Clay Street | Kerrville, TX | 78028 Commercial/Residential Leasing; Commercial Sales and Investments; Commercial/Residential Property Management
Install and repair all types of plumbing fixtures • Toilets • Disposals • Faucets • Water heaters Natural gas installation and repair New Construction - Remodels
830-896-0890 A Full-Service Company
LIC# M-16563
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16th Annual
Sandbagger’s Open held
Monday, April 4, 2011
at
The Club at Comanche Trace
ix
ermin T : t e N w o ce L
1st pla
2nd Pla
ce Low N
et: Bonz
ai
Capping off the tournament was an historic feat by Trevor Hyde. He hit a holein-one on Hole #8 Valleys AND hit a double eagle on Hole #8 Creeks.
3rd Place Low Net: River hill Country Club 20
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Congratulations!
1st Place Low Gross: Quality Roofing
Putting Contest:
EK Plastics T A : ss ro G ow L ce 2nd Pla
John Surovik
Cody, Rick Schneider, & Zach Sumrall
Closest to the Pin: BK
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Summer at The Point Season Passes on Sale through May 31. Only $30-3 admissions
June 10-25
Weekends 8:30 p.m.
Young Actor’s Camp ages 7-12 June 20-24 or June 27-July 1, 9 am—3 pm
Destinations June 10-25
Gallery Hours: Tues.-Sat. 10-4 p.m.
Young Artist’s Camp ages 4-11 July 11-15, 18-22, or 25-29 9 am—noon Teen Artists Camp ages 12 up July 5-8, 11-15, 18-22, or 25-29
Hill Country Arts Foundation 120 Point Theatre Rd. S., Ingram 830-367-5121 hcaf.com
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830.370.7223 22
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EXTRA! EXTRA! The Automotive Aftermarket Industry Association (AAIA) David L eMeilleu announced that David r LeMeilleur, owner, LeMeilleur’s RV Truck & Equipment Repair in Kerrville, Texas, has been appointed to the Car Care Professionals Network (CCPN) Committee. The CCPN Committee is a select group of service and repair shop owners from across the U.S. that advises AAIA membership segments and committees representing the aftermarket supply chain on issues of importance to repair shops. LeMeilleur has 31 years in the automotive repair industry, and opened LeMeilleur’s RV Truck & Equipment Repair Co. in 1998. Known throughout Texas Hill Country as “The Diesel Doctor,” LeMeilleur is an ASE-certified master truck technician. He also holds his L2 advanced diesel electronic certification, attended A&M for pump certification, and is Bendix Brake and Ricon Life Certified. In 2010, his shop was recognized with a “Best RV Repair” award, and he is active in his community as a member of the Kerrville Area Chamber of Commerce and the local APSA, and supports 4H, project graduation and local youth/sports activities. Founded in 2007, CCPN was created by AAIA to represent, support and improve automotive service and repair businesses, by providing a national platform and to promote communication and networking between service professionals, manufacturers, distributors and others. The committee consists of AAIA members from around the country, who meet twice a year at AAIA’s Leadership Days events to discuss important issues and create initiatives and programs for this integral segment of the supply chain. LeMeilleur will serve a three-year term. Be sure to check out LeMeiller’s deal of the month, featured on page 13.
B USINESS B ARO M E T ER
Now’s the time to Spring Clean your home for energy efficiency! Invest in these Good Energy Saving Ideas during the spring, and you can help reduce those high bills in the summer:
• Choose Energy Star® appliances and electronics, which use significantly less energy. • Get an air conditioner tune-up or replace your old air conditioner with an Energy Star ® unit, which uses 40% less energy than older models. • Change filters monthly.
February 2011
• Install a whole house fan to draw cool air into your home and force hot air out.
2011
2010
• Increase your ceiling insulation to R-38 to reduce energy costs.
Electric Meters
21,574
21,382
Active Gas Meters
5,093
5,072
• Shade the inside of your home by purchasing drapes and solar screens for your windows to save up to 30% of cool-ing costs.
Utility Connections
Active Water/Sewer
9,531
Tourist Inquiries at CVB Month
3,642
3,389
Cumulative (Oct-Sept)
11,812
18,262
• Seal ducts as leaking ductwork accounts for 25% or more of cooling costs.
• Shade the outside of your home by planting trees, shrubs, vines, and groundcover. Kerrville Public Utility Board 2250 Memorial Blvd • Kerrville, TX 78028 830-257-3050 • www.kpub.com
Quietly Lighting the Way Home
Financial Institution Deposits Bank of the Hills
343,206,985
313,007,165
Guadalupe National Bank
73,713,093
58,147,215
Hill Country State Bank
107,336,404
102,569,833
Security State Bank & Trust
121,717,149
115,767,282
Union State Bank
32,418,451
30,234,511
Wells Fargo Bank
71,532,000
242,191,000
BBVA Compass
85,000,000
N/A
City Sales Tax City Sales Tax Revenue - Month
325,062
City Sales Tax Revenue - Cumulative
5,159,732
4B Sales Tax Revenue - Month
162,531
4B Sales Tax Revenue - Cumulative
2,509,204
County Sales Tax Payment Month
286,133
280,815
Cumulative (Oct-Sept)
1,161,836
1,088,326
Real Estate Statistics Residential Active
788
578
Residential Sold
22
22
All Residential Sales - Month
3,702,515
3,998,000
All Residential Sales - Cumulative
10,809,364
13,052,500
iGROW Media We help businesses grow through relationship-based, demand driven integrated media programs
Social Media Email Marketing Traditional Media Website Event Marketing
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www.igrowmedia.com w w w. m y k e r r v i l l e . o r g
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P enni C arr :
T e x a s A r t s & C r a f t s E d u c at i o n a l F o u n d at i o n by Mary Lee Gowland
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Forty years ago, the Texas Tourist
Development Agency decided that Kerrville was the perfect town to hold an annual Arts & Crafts Fair, which would feature juried fine art of Texas artists and artisans. They were right, and a tradition was born. Three years later Texas Arts and Crafts Foundation took over administration of the event. In1985 it became the non-profit Texas Arts and Crafts Educational Foundation. Through 2001 Schreiner University
hosted the fair with great success. Then a huge rainstorm of 2002 flooded the grounds. The staff of Texas Arts & Crafts immediately went looking for another location, and found a seven-and-a-half acre parcel by Flat Rock Park. It was basically raw land, thickly wooded and full of debris. But, by the time the next Memorial Day Weekend rolled around, a lot of hard work by the board, staff, and volunteers had turned the wilderness into
functioning, spacious fairgrounds with all the amenities – River Star Arts and Events Park. Penni Carr came on board in 2005 as assistant director and in 2008 when the director retired, she shifted into the executive director position. A Kerrville native, Penni and her family moved to Dallas when she was twelve. Ten years later she returned and had a variety of professional experiences: running a small print shop with her mom; working at Chili’s; being
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part of the administrative team at Riverhill Country Club. None of her previous jobs were as much fun, or as much work as coordinating the Memorial Weekend Fair. “I start dreaming about it in April,” says Penni. “I keep a notepad by my bed so I can add to my to-do lists in the middle of the night!” Several days before the last weekend in May, artists from all over Texas will start arriving, plus food and beverage vendors, musicians, technicians, chefs, singers, and even ponies for the kids. Once the weekend is underway approximately 15,000 people will attend the fair. “It never seems crowded though,” Penni says, “because we have so much space.” This year the Wine and Beer Tasting Kick 26
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Off Party will be held on Friday evening, May 27, with heavy hor d’oeuvres and music by the Grateful Geezers. “They’re a lot of fun!” says Penni. The winner of this year’s Commemorative Poster Contest is Kerrville artist Maureen Poorman, who received $500.00 for her fiber piece “Prickly Pear Fire” which was inspired by a painting by Clif Tinker. The image is also used on the cover of the fair brochure. A limited edition of forty signed and numbered prints, with certificates of authenticity, will be sold at the fair. Of the two-hundred artists who bring their work to show and sell, about fifty are new each year, and fifty are student artists. James Avery Craftsman underwrites $15,000 in scholarships, shared among eight of the student artists. “Many of the professional artists mentor the students,” Penni remarks. It’s a wonderful experience for burgeoning artists. Asked about challenges of putting on such a huge event, Penni remembers that, “Last year was the first year it didn’t rain. In 2007 we had the worst rain. It was actually funny. I was running around in the middle of the night, trying to save art work. We ended up moving things inside into what is now the Exhibition Hall. We almost called off the festival, but everything worked out. And people are such die-hards, they showed up anyway! Now we have sidewalks and are much more prepared.” The Children’s Activity Area has a Kids Only Art Gallery, Face Painting and a 10’x10’ “cave” where children can create cave art. They can do art projects and ride ponies. Fair-goers of all ages can watch demonstrations of painting, weaving, carving, pot-throwing and other media by Kerr County Cultural Center and Hill Country Arts Foundation. If you know someone with a beautiful singing voice, tell them to enter the Texas Star Talent Contest. If you love to cook, you can enter the Texas Star Grill-Off in steak and chicken categories. If you just like to eat, you can be a People’s Choice Judge. New this year, to celebrate the fortieth anniversary of the fair, Jack Ingram will perform in concert with the Beat Up Ford Band. The opening act is Mike Kelly and the Dirty Diamonds. The show starts Sunday at 7:30 p.m. “I’m so excited to bring a big name concert to the fair. What a great addition this will be,” says Penni. Ingram won the 2008 Academy of Country Music Top New Male Vocalist award. He’s known for his honky tonk “devil-may-care” style. Many will remember him as the writer/performer of the HEB Song which debuted at this year’s Superbowl. A ticket to the concert includes a Monday day pass to the fair. Texas Arts & Crafts Educational Foundation has eleven active board members. “I’m real fortunate to have a working board,” says Penni. “They don’t just meet monthly. Once we get
working on the fair, they’re here as much as I am. The Board of Directors really cares and they’re willing to be innovative and look for ways to make it bigger and better.” Penni is supported by assistant director Erin Lohden, and Malcolm Marcy who maintains the beautiful grounds. “One person could not do all this!” “The most fun part of my job,” says Penni, “is getting out into the community and being the face of the fair. A lot of people don’t know that this is the largest event in Kerrville.” Penni has served on the Texas Festivals and Events Association Board after completing the Texas Event Leadership Professional Program in 2008. She serves on the Kerrville on Main Street Board, Kerrville Arts Cooperative Marketing Committee, Mardi Gras on Main Committee, Kerrville Holiday Round-up Committee and the Rotary Casino Night Committee. She is a 2010 graduate of the Chamber’s nine-month long Leadership Kerr County, where she learned invaluable information about our area. In addition to the annual fair, the Texas Arts & Crafts Educational Foundation produces the Hill Country Acoustic Music Camp (with Bob Miller) in February and June; and an annual art show in Fredericksburg the Friday and Saturday after Thanksgiving. River Star Arts & Event Park is also available for private parties, reunions and conferences, and is the location of “Relay for Life” and “Bark for Life”. As if overseeing Kerrville’s largest event of the year and managing River Star Park isn’t enough, Penni will compete in “Dancing with the Kerrville Stars” on May 5th. Come root for this community dynamo who’s put Kerrville on the map as a destination for fine art, delicious food, good music and just plain fun. For more information and to register for the Official Texas State Arts & Crafts Fair held Memorial Weekend, visit www.theartoftexas.com.
The most fun part of my job is getting out into the community and being the face of the fair. -Penni Carr
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IMPROVING TO SERVE YOU
BETTER The Kerrville Public Utility Board (KPUB) is pleased to provide a new and improved electricity bill.
This new format provides the customer with more information about their energy consumption. The new statements take effect during the May billing cycle and a full explanation of how to read this statement will be sent to each customer along with their May statement. “We are proud of the many efficiency improvements we are making here at KPUB. The new statement format is just one of the ways we are working to continue serving the KPUB customer.” says Mark Nelson, KPUB Customer Service Manager. “We will still be taking payments at the familiar locations; however, customers are encouraged to visit our new website to sign up for easy and convenient e-bills and to make their payments online.” The new website at www.kpub.com will launch in May 2011 in conjunction with the new statement format. This improved website makes it easy for customers to sign-up for paperless e-bill options, should they choose to do so, and features a new, easier to use online bill pay system. Customers who already take advantage of online bill pay will see a seamless transition as existing email address and passwords will still work with the new website system. For more information, contact Mark Nelson, Customer Service Manager, by phone at (830) 792-8262 or by e-mail at mnelson@kpub.com.
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John Surovik Financial Advisor 222 Sidney Baker South 78028 Kerrville, TX 78006 830.257.1212 Direct 888.257.1211 Toll Free
advisors
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developing a
Positive identi t y
What can
you
do to help?
When adults think of young people, they often think of groups of them traveling together, sometimes achieving things for the good such as great plays, musical shows, or athletic performances, and other times creating havoc with negative displays of group behavior such as violence or vandalism. Regardless of how adults think of the group behaviors, though, the group “thing” or group “think” is a way our young people work through becoming an individual with a Positive Identify. They often reflect their sense of self off of those they run with. What can adults do to help a young person develop Positive Identity? How does a young person move from the group being his or her identity or identifier and develop his or her own sense of self? • Personal Power – the young person has a sense of control over what happens; help the young person set real goals, and a plan of action for achieving them. • Self Esteem – the young person feels good about him/her self; more than just saying “good job” all the time, this asset is grown by a relationship with an adult.
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• Sense of Purpose – the young person believes “life has a purpose,” making a difference in the human condition by volunteering, and being listened to by adults in his or her world and being valued will grow this asset. • Positive Thinking – optimism about personal future; by engaging in conversations that look to the future and set realistic yet high ideals of what it will help look like will propel the young person past difficult, risky decisions. All of these actions can be done by all adults who interact with young people; certainly schools and parents are the first line of action, but supervisors, business owners, and the guy in the check out line can have a positive impact in growing a young person’s positive identity. Look to build assets each day to help Kerr County have positive future as the young people grow up to be our citizens and leaders of tomorrow. Contact Kay Tally-Foos at kay.tally-foos@ partnersinministry.com to find out how to put the Assets to work in your place of business.
OUR SANDWICHES
GET DOWN
TO BUSINESS.
CONSTRUCTION ROLL-OFF CONTAINERS 20 - 30 - 40 yards Servicing KERR - KENDALL - BANDERA - GILLESPIE - BEXAR (Fair Oaks) MEDINA - KIMBLE - COMAL Counties
LITERALLY. Have your next office meeting catered by Water Street Cafe! Can’t get out of the office? Try our box lunch! We will bring it to you, FREE! (minimum 5 orders)
Offering fresh salads hot & cold sandwiches assorted desserts
WEEKLY SERVICE DUMPSTERS for Kerrville, Ingram, Center Point & Comfort: 2,3, & 4 yards
1600 Broadway, Kerrville, Texas 78028
office: 830.896.6050 fax: 830-896-6045 ddi@mini-mart.net
T GO H? AS R T
Enjoy our Free Wi-Fi! (830) 257-5464 804 Water Street Kerrville, TX 78028
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Kerrville Personal Care Homes, LLC “Where You’re Home” 710 Mockingbird (830) 257-2590 The Kerrville Area Chamber of Commerce Ambassadors celebrated a ribbon cutting with Cloe Sill, President of Kerrville Personal Care Homes, our newest personal care home business. She currently has openings. Call for more information, 257-2590, or email cloe@kerrvillepch.com, or visit www.kerrvillepch.com.
Outfitters Plus, LLC 1834-B Junction Hwy. (830) 895-0414 Hours of Operation: Mon-Sat: 9 a.m. - 6 p.m. The Kerrville Area Chamber of Commerce Ambassadors celebrated a ribbon cutting with Wesley Hopkins and Mike Zales of Outfitters Plus.
Attribeauts Salon Carrie Mennella 1810 Junction Hwy., Ste. 103 (830) 257-2528 The Kerrville Area Chamber of Commerce held a ribbon cutting to celebrate the remodeling and grand re-opening of Attribeauts.
The Hill Country Center for Cancer Care Dr. Valerian Chyle 1001 Water St. Ste. J-100 (830) 257-3131 The Kerrville Area Chamber of Commerce had a grand re-opening ribbon cutting to celebrate the upgrade of their Linear Accelerator equipment.
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MEMBER SPOTLIGHT
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830.816.2460
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aners
le C e re T n o em L y b d te os H
EXAS Etc.
e, T aney, Wayne Est Raye & Dub H
Rhonda Hawkins, Chris de los Santos , Denny Foster, and Sarah H utcherson; Lemon Tr ee Cleaners
Rose Bradshaw, So Fast Printing; Susan Goodwin, Wells Fa rgo Advisors; Bobby Zirkel, Better Consumer Ch oices; Mike Hunter , Families & Literacy
; Jeff Mitchell, Scott Peschel, Fidelity Abstract & Title ting; Penni Prin Alpha Granite; Joe Herring, Herring Foundation Carr, Texas Arts & Crafts Educational
congratulations Steele Ranch won the March jackpot. Jack & Sue Steele are the owners of Steele Ranch.
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FREE laundry pick-up and
delivery for your employees! Looking for a way to add employee benefits at no cost? How about a FREE laundry pick-up and delivery service? One of our bonded and background-checked drivers will pick up and deliver your employee’s orders at your place of business!
Name: Email: Phone: Company Name: Simply fill out this form and take it to our 1613 Broadway location in Kerrville, go to our website: www.lemontreecleaners.com and sign up there, or call us at 830-257-5821 to get started immediately.
1613 Broadway Kerrville, TX 78028 830-257-5821 www.lemontreecleaners.com
Whose life will YOUR DONATION transform?
Kroc Center
Thrift Store
201 Holdsworth Drive 830-315-5762 www.kerrvillekroc.org
500 Jefferson 830-896-5455
Schedule a donation pick-up: 830-257-3620
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THE KERRVILLE AREA CHAMBER OF COMMERCE IS PROUD TO PRESENT THE 11th ANNUAL
Dancing with the Kerrville Stars “The Encore”
Thursday, May 5, 2011 Inn of the Hills Conference Center doors open at 5:30 p.m. Also featuring a silent auction, the “Ladies’ Extravaganza” Name/Company: ________________________________________________________ Contact Person: __________________________________________________________ Address: ________________________________________________________________ Phone: __________________
e-mail: _______________________________________
Corporate Sponsor
$ 750
Table Sponsor
$ 500
Individual Tickets (on sale April 1)
$ 50
includes Table for 8 on the dance floor, premium select wine with a private server for the duration of the evening, pasta dinner, table signage, and advertising recognition in the Kerrville Area Business Magazine
includes Table for 8, bottle of wine, private server for the duration of the evening, pasta dinner, advertising recognition in the Kerrville Area Business Magazine
*seating assigned on a first-come, first-served basis*
Check Enclosed: _____ Please Invoice: ______
Charge to my Visa _____ MasterCard _____
Card Number: ___________________________________________________ Expiration Date: ______________ CVV#: ___________ Signature: _________________________________________________________________________________
Don’t miss the ladies’ night of the year!! return form to: 1700 Sidney Baker Ste. 100, fax to 896-1175, email: kristan@kerrvilletx.com call Kristan at 896-1155 for more information 38
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M AY 2 0 1 1
stars lineup Announcing the 2011 DANCING
WITH
THE
KERRVILLE STARS
Penni carr Texas Arts & Crafts Educational Foundation
Denny Foster lemon tree cleaners
FRED GAMBLE schreiner university
JOE Piszczor Peterson Regional medical center
Keri Wilt grape juice
MAy 5th Inn of the hills
Sponsorships & tickets on sale now! Call the Chamber 830.896.1155
Kerrville Area Business Magazine 2733 Indian Wells Drive Kerrville, TX 78028
The Hill Country Center for Cancer Care VALERIAN CHYLE, MD • DAVID JONES, MD River Guide Village Professional Campus 1001 E Water, Suite J-100 Kerrville, Texas 78028 • (830) 257-3131 www.thecentersforcancercare.com