McHenry County News FRE
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TOY SHOW
24th Annual Marengo HS FFA
Stateline Toy Collectors Club
Sunday, Jan. 15, 2017 9:00 am to 3:00 pm
at Marengo High School 100 Franks Rd., Marengo, IL (east off Rt. 20)
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Volume 7 Issue 3
JANUARY 12, 2017
Admission: Adults $3, Under 10 Yrs. FREE
269024
Wondertucky New Year’s Eve
By Anne Eickstadt CORRESPONDENT
“
I am tickled pink that the City of Woodstock has taken us in wholeheartedly,” says David Cunningham, owner of Wondertucky Distillery and Bottling. “Everyone has treated us so well. Woodstock in McHenry County is a great place to do business.” “Since we have been open, we have had a great response from the community,” says assistant Jessica Zuba. “Everyone has been very supportive.” Zuba and Cunningham are talking with me even as they assist the late afternoon flow of customers on New Year’s Eve. “We’d like more interaction with people in the community. We would like to get their opinions and see what they think. People can be a part of the creative process.” “If you are coming for a tour,” she continues, “you’ll be able to come in and see us making the mash, running the still, and bottling the product. You will also see the experimental process for flavors and be able to purchase prototype bottles. You can taste the new flavor before it goes to market and give us your opinion.” “As the first distillery in McHenry County, we are fielding questions, even from the McHenry County Liquor Commission, designed more for wineries rather than distilleries,” Cunningham tells me, “We have to educate everyone. We will be offering distilling classes once the Wondertucky Tasting Room has established itself. Right now The Tasting Room is a new business so we will have to get it settled before we start classes again.” “What makes Wondertucky so special is that we go with the highest standard. It is aged in certified American white oak barrels,” Zuba says. “It gives the whiskey a sweet finish – smooth and sweet and a little smoky from the char in the barrel.”
ANNE EICKSTADT PHOTO McHenry County News
David Cunningham with a few customers preparing for their New Year’s Eve parties.
Compared to other woods, white oak has the highest amount of lignin. Lignin is very important, since that’s where vanillin [the vanilla flavor] and spice come from. The more a barrel is charred, the more the lignin yields flavors of spice and smoke. Charring is done to change the nature of the oak itself, to yield the best
possible reaction between wood and whiskey. “Over the course of the past year,” Zuba tells me, “Wondertucky has had a tremendous growth. We are now in over two hundred markets, including the local Jewel.” The new Wondertucky Tasting Room is open Wednesday through
Sunday from 1 p.m. until 10 p.m. A tour schedule of the distillery is being finalized and, if you prefer and call in advance, tours can be made by appointment. The tours will cost $10.00 per person or free with purchase. Future plans for the Wondertucky Tasting Room include classes in
distilling whiskey and tours. Cunningham also plans to apply to the McHenry County Liquor Commission for the licensing from the County to expand the Tasting Room into a bar/tavern. Information on Wondertucky can be found online at www.wondertuckydistillery.com.
Art for the Paws 2017 Begins
By Anne Eickstadt CORRESPONDENT
As of Jan. 2, 2017, artists and people who have artistic tendencies can begin to purchase canvasses for the Art for the Paws annual fundraiser. This will benefit the Helping Paws Animal Shelter in Woodstock, Illinois. These canvasses are to be used to create works of art to be sold at auction. The canvases are six inches square and can be purchased at any of four locations: Helping Paws Animal Shelter located at 2500 Harding Lane, Woodstock 815.338.4400 Material Things Artisan Market, on the Square at 103 E. Van Buren, Woodstock 815.575.9710 Fabric, Fiber & Finds, 37 N. Williams Street, Crystal Lake 815.444.7244 The Studio Art School, 3316 Pearl Street, McHenry 815.385.3990 The canvasses can be purchased for $5.00 apiece. Three hundred canvasses are available for this event. Each artist is allowed to enter a maximum of two pieces of artwork. When completed, the canvases can be returned to any of the four locations by the deadline of February 28. “People do not have to be professional artists,” says Ravelle Schwab, director at Helping Paws. “You can create anything. You can use watercolors or acrylics, make mosaics or use stained glass. You can do three dimensional work, or adhere ceramics or jewelry or
photographs to the canvas.” “The talent is incredible,” she continues. “Susan Galloway, of Blue Eagle Pottery has done ceramic pieces for us.” “In the past, we have had beautiful art. Artists have created animals, dogs, cats, cows, and unicorns. We have had mixed media, jewelry, ceramics, decoupage, acrylics, and professional photography. The art cannot overhang the edges of the canvas, it must fit within the edges and it cannot weigh more than five pounds. Nothing obscene, please.” Once the art has been returned, it will be professionally photographed during the month of March. One of the committee members at Helping Paws will build a custom frame in which to display the artwork. Some of the pieces will go on display at the Woodstock Public Library. The works of art will then be placed at an online auction site, www. charityauctionstoday.com for two weeks. Opening bids are to start at $25.00. “We have high school kids and college students create artwork for this event. We have classrooms collaborating on a piece,” says Schwab. “We already had one woman come in and purchase eleven canvasses for a number of artists.” A formal reception for the Art for the Paws event will be held on Saturday, April 22, 2017 at the Mixin Mingle at 124 Cass Street on the Woodstock Square.
PHOTO COURTESY OF HELPING PAWS ANIMAL SHELTER
This hockey-loving dog is loyal to our Chicago Blackhawks in this 2016 entry into Art for the Paws. See more photos on page 2.
This will be open to all artists who participated and created artwork, as well as the general public. There will be food and wine. The culmination of bidding for the auction will be at 9:00 pm and the bidders can take their new pieces of art home. More information about the Helping Paws Animal Shelter can be found online at www.helpingpaws.net.
Page 2 - January 12, 2017 / McHenry County News
Art for the Paws
Cats are wonderful friends and companions and great subjects for artists.
PHOTOS COURTESY OF HELPING PAWS ANIMAL SHELTER
Perhaps you will be able to ‘hook’ a great piece of art in this year’s fundraiser.
Your love for animals can blossom as you create or bid on a piece of art during 2017.
This 2016 artist put her heart for animals out for all to see during the Art for the Paws fundraiser.
Slices of life
A meaningful reward
Never underestimate the power of a single piece of paper – especially if the paper in question is a (genuine and authentic) Certificate. My first grader came home with such a document this week. He brings papers from school just about every day. They are crunched and bent to fit inside his backpack. His Certificate was neither creased nor folded. It was held, with great care and attentiveness, in his little hands, where he could keep it safe from the crowding and crinkling hazards lurking inside his backpack. “It’s a Certificate! I got a Certificate at school today!” he practically shouted on his way in from the bus stop. He threw his backpack down on the floor and couldn’t get his coat and shoes off fast enough. He literally ran into the kitchen and thrust the paper in front of my face so close that I had to take a step back to read it. “What do you have here?” I asked
By
JILL PERTLER Contributor
using the interested mom voice that I’ve spent years perfecting. “I dunno,” he admitted with the honesty of a 6-year-old. “But it’s signed by the principal!” He finished with a flourish. Certainly any paper signed by the principal has got to be important and overflowing with good news – unless it’s a paper about a violation, detention, suspension, expulsion, unacceptable bus conduct or getting kicked out of the do-it-right club. Luckily, our paper was none of these things. “It’s a Certificate of Attendance,”
I said, smiling back at his eager face. “Good job!” He grinned, pleased with himself, before running off, presumably to tell his brothers. I heard the phrase “Certificate of Attendance” ringing throughout the house as he spread his good news. At dinner, his accomplishment was the talk of the table. “Did the principal ever give you a Certificate?” he asked his brothers. And to his sister, “Do they give out Certificates at the high school?” Then he turned to my husband and me. “Were Certificates invented yet when you were little kids?” We found a place of honor for the Certificate on the bulletin board next to his bed. We positioned the pins carefully next to the paper, without piercing it, so the Certificate would stay put without being ruined by a pinhole. Bedtime came too soon like it always does on special days that you don’t want to end. I tucked him in,
In my opinion
with the Certificate hanging on the wall beside him. “You sure had a good day,” I observed. “Yep,” he agreed with a sigh. “I got my Certificate of Attendance.” His eyes were getting heavy as sleep crept up on him. I brushed the hair on his forehead and was glad that he had a good day where he had the chance to reflect on his accomplishments. His eyes were nearly closed, but then he opened them and looked at me earnestly. “’Cept there’s just one question about my Certificate,” he said. “What’s that?” I asked, adjusting his covers. “I was wondering,” he mused. “What’s attendance?” Jill Pertler is an award-winning syndicated columnist, published playwright, author and member of the National Society of Newspaper Columnists. Don’t miss a slice; follow the Slices of Life page on Facebook.
Jarid Brockman of Edward Jones receives Certified Financial Planner (TM) Certification
Jarid Brockman of the financial services firm Edward Jones in Algonquin has been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the certification mark CFP®. Brockman successfully completed the CFP Board’s initial certification requirements, which include completion of financial planning coursework and passing a comprehensive examination. Individuals who hold CFP® certification must agree to meet ongoing continuing education requirements and uphold the CFP Board’s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards. Edward Jones, a Fortune 500 company, provides financial services for individual investors in the United States and, through its affiliate, in Canada. Every aspect of the firm’s business, from the types of investment options offered to the location of branch offices, is designed to cater to individual investors in the communities in which they live and work. The firm’s 14,000-plus financial advisors work directly with nearly 7 million clients. Edward Jones, which ranked No. 10 on FORTUNE magazine’s 100 Best Companies to Work For in 2016, is headquartered in St. lake in the summer as much as our Louis. upcoming Valentine trip to Paris. My outlook for the year ahead is that it will be even better than last year. Every year builds on the successes and lessons learned of the past and we only go forward. I know more professional milestones are to come and I will delight in the joy of them. I know my honey and I will grow closer and share new experiences. I know we will enjoy time with our offspring. (I like that Kerry Hill has word even if it sounds like our kids been named chief are zoo exhibits.) Other than that, 2017 is a wide- financial officer for open canvas. My artist hubby and OSF Saint Anthony I will paint more on it, figuratively Medical Center. In his new role, and literally. I love this time of year, looking back and looking ahead, Hill will be responand being perfectly happy right sible for providing leadership to the Kerry Hill now. people and processes (Kelly Epperson wishes you joy and happiness in 2017. Sign up for that support and drive business perKelly’s inspirational email news- formance at OSF Saint Anthony. He letter at www.kellyepperson.com. also will proactively provide entitySnail mail to PO Box 2324, Loves level financial analysis, monitor productivity of assets and resources, and Park, IL 61131.) monitor and advise the medical center team on unit costs and total cost of care. Hill most recently served as the Chief Financial Officer for Vista gram is $15 per person. Pre-registra- Health System in Waukegan. He pretion is preferred by Friday, Feb. 10. viously held the role of Corporate For more information or to reg- Vice President of Finance at Rockister, go online to web.extension. ford Health System. Hill received his bachelor’s degree illinois.edu/bdo or call the Boone County Extension office at (815) in aeronautical science from Embry544-3710. If you need a reasonable Riddle University in Daytona Beach, accommodation to participate in this Fla. He earned his Master’s in Busiprogram, please contact the Exten- ness Administration from Rockford College. sion office.
The New Year looms before us with memories of years past and contentment for future and now
Did you get everything on your Christmas list? Remember the days of getting the Sears Christmas catalog and having to wait your turn among siblings to slowly flip through the pages and jot down your wish list? Ah, memories. Even as a newlywed, I remember getting the JC Penney and Sears holiday gift catalogs in the heat of July. I wouldn’t pick out dolls or record players, but I would sigh over pretty home furnishings and other items that caught my fancy. We no longer get those fat tomes of pretties tossed on our doorsteps or shoved in our mailboxes, but I still get a few magazines and catalogs brimming with beautiful things. It is calming for me to sit and quietly peruse, no matter what time of year. It’s not about wishing I had those things anymore. I’ve had and still have plenty of pretties. Getting lost in the pages simply takes me out of my head and plops me in to a state of appreciation. “Oh, look at that! Oh yes, I like
By
KELLY SIMMONS Columnist
this!” I talk to myself and sometimes dog-ear the pages to return to again. As much as I love the simplicity of condo life, a fabulously appointed old home with charm and character (and a fairy tale forest) can never be totally ruled out. My love of old homes and decorating is just part of me. I wander around online and look at beautiful places and am glad I don’t have the upkeep. A taste is enough. There is something about the start of a new year that sends us backward in our thoughts too. I remember fondly the ghosts of Christmas past but I don’t long for those days.
My sons didn’t use a catalog to make their Christmas lists, which were always pretty simple; money, gift cards, the latest gaming system. Back then I was a strict stickler about video games and now I love how my grown sons talk to each other nearly every day as they play games online across the time zones. Bonds form in all kinds of ways, including computer games. List making can still be a good thing. With the advent of the new year, my Prince and I make lists of where we want to go along with being open to what lies unexpectedly ahead. We plot and plan our days off and vacations and “big” events knowing that just hanging out and being happy is enough. Playing GLAM Scrabble with friends, taking a hike in the woods, walking the Womanspace labyrinth, getting a pedicure, a fine glass of wine with my beloved….those are not things we put on a wish list but they are things that matter and that last. I look forward to kayaking the
Learn to make meals for healthy heart
University of Illinois Extension Boone County is pleased to offer “Meals for a Healthy Heart,” a twosession program designed for anyone interested in preventing or managing heart disease. The classes will meet on Wednesday, Feb. 15, and Wednesday, Feb. 22 from 5:30 p.m. to 8 p.m. at the Boone County Extension Confer-
ence Room, located at 205 Cadillac Court, Suite 5 in Belvidere. Marilyn Csernus, Nutrition and Wellness Extension Educator, will be the instructor. Participants will learn how to shop for heart healthy foods and stock a healthy pantry; strategies to include more fruits and vegetables in your daily meals; how to select and use
healthy oils and fats; ways to include fish, soy foods, legumes, nuts, and seeds in meals, and much more. At each session, participants will receive recipes, watch cooking demonstrations, taste foods to meet their dietary needs, and learn about proper diet and exercise to better care for their health. The fee for the two-session pro-
OSF Saint Anthony Medical Center names new chief financial officer
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IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-A, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE; Plaintiff, vs. JAMES D. JOHNSEN; JILL M. JOHNSEN; ALGONQUIN MANOR HOMEOWNERS, INC.; U.S. SMALL BUSINESS ADMINISTRATION; UNKNOWN HEIRS AND LEGATEES OF JAMES D. JOHNSEN, IF ANY; UNKNOWN HEIRS AND LEGATEES OF JILL M. JOHNSEN, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 11 CH 1384 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, February 9, 2017, at the hour of 10:30 a.m. in the conference room, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described mortgaged real estate: LOT 5 IN ALGONQUIN MANOR UNIT NO. 2, BEING A SUBDIVISION OF PART OF THE WEST HALF OF SECTION 24, TOWNSHIP 43 NORTH, RANGE 8, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED OCTOBER 1, 1965 AS DOCUMENT 449492, IN MCHENRY COUNTY, ILLINOIS. Commonly known as 9607 Zimmer Drive, Algonquin, IL 60102. P.I.N. 19-24-301-003. The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the condominium Property Act Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call sales department at Plaintiff’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455. W11-1350 I711630 (Published in the McHenry County News Jan. 12, 19 & 26, 2017)
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General Assembly to celebrate Wednesday; then what? By Bob Balgemann REPORTER
The 100th Illinois General Assembly to govern this state will convene Wednesday, Jan. 11 in Springfield. Among those participating in that historic event will be three legislators who represent Boone County: Sen. Dave Syverson, R-Rockford, and Reps. Bob Pritchard, R-Sycamore, and Joe Sosnowski, R-Rockford. Then, it will be time to get back to business. Both state House members are hoping the two Democratic-laden chambers will come together in the beginning of a new century of doing the people’s business, and what’s in residents’ best interests. Yet, Sosnowski, who with Pritchard was re-elected Nov. 8, points to problems such as continued publicly-funded subsidies to support the Quad Cities and Clinton nuclear power plants, which were approved as the 99th General Assembly’s tenure wound down late last year. He said Exelon in recent months had been threatening to close its two plants if the state Legislature did not approve even more subsidies along with rate increases. (There are four other such plants in Illinois, including one in nearby Byron). Initially, he said many in opposition to proposed legislation referred to it as the Exelon Bailout Bill. Senate Bill 2814 received bipartisan support and passed, 63-38, with
Health Department holds Summer Meals information session
Does your child: • Complain of leg, knee, hip, shoulder, and elbow or wrist pain? • Complain about back pain? • Seem clumsy or falls?
! Attention! Attention! Attentionrs • Retailers
McHenry County News /January 12, 2017 - Page 3
It may be winter now, but it is the time to plan for summer break and the Illinois State Board of Education (ISBE) wants to make sure every child enjoys access to nutritious meals when school is out. School districts, local government entities, and nonprofits are encouraged to become a Summer Meals sponsor and/or site to provide free, healthy meals and snacks to low-income children. An information session on how to participate in the Summer Meals program is set for Tuesday, Jan. 10, starting at 2 p.m. at the Boone County Health Department, located at 1204 Logan Ave. in Belvidere. Staff from ISBE, the Health Department, and Community Action Agency Serving Boone and Winnebago Counties will be on hand to provide information on resources available to organizations wishing to feed eligible children during the summer months. Summer Meals is a U.S. Department of Agriculture federally-funded program administered by ISBE’s Nutrition and Wellness Division and also known as the Summer Food Service Program. In the past few years, Illinois program sites served meals to a little over 107,000 children, or just over 14 percent of the almost 726,000 children who received free or reduced-priced meals. But, the number indicates that 15 out of every 100 eligible children received a meal over the summer months. Space is limited for this session. To register or for more information, please contact the Nutrition and Wellness Division at (800) 545-7892 or email: cnp@isbe.net or mailto:cnp@ isbe.net.
“
Researchers found that this is not a problem that can be solved easily, in just a few years, through any single action. They concluded there is a need for sweeping policy changes to state tax increases, expanding the tax base, budget cuts and economic growth.” – Rep. Bob Pritchard, R-Sycamore
opposition from Sosnowski and Pritchard. Support came from Reps. John Cabello, R-Machesney Park, and Jack Franks, D-Marengo. As a result, Sosnowski said Exelon will be required to keep the Quad Cities and Clinton plants open for the next 10 years in exchange for more than $200 million annually in taxpayer-funded subsidies. There also will be at least $220 million a year in funding for the wind and solar energy industries. In a concession to ease financial worries, he said Exelon agreed to a rate cap. But, he added that was misleading “and residential and commercial business owners will now have to deal with their own financial struggles to cover additional electricity costs. This is an economic supply and demand issue with nuclear energy. Exelon claimed a rate increase was inevitable if the plants stayed open or closed, but Illinois already produces 40 percent more energy than it uses, and there is a planned, $1-billion electrical generating natural gas facility expansion in Grundy County. This bill [SB 2814] protected nuclear energy jobs over other commercial jobs and did absolutely nothing to fix Illinois’ core problems with attracting and maintaining access to good-paying jobs.” Sosnowski simply stated, “Illinois cannot continue to provide financial incentives and corporate bailouts for business. You give one handout and others will seek the same. Sears and Exelon got theirs. Who’s next?” Meanwhile, Rep. Pritchard pointed to the latest report from the Institute of Government and Public Affairs at the University of Illinois. Using a specially developed computer model, it provides projections of the state’s fiscal imbalance and various paths to climb out of its fiscal hole. The report used state revenue and expenditure numbers taken from the Illinois Comptroller’s Office over the last 20 years to project results from different fiscal scenarios. Bottom line is it predicts a $13-billion deficit in the next fiscal year and even bigger deficits in years to come unless severe measures are taken quickly. “Researchers found that this is not a problem that can be solved easily, in just a few years, through any single action,” Rep. Pritchard said. “They concluded there is a need for sweeping policy changes to state tax increases, expanding the tax base, budget cuts, and economic growth. While the report noted that enacting policies to encourage economic growth will have limited short-term impact, they could contribute to fiscal balance in the long term. This is something the governor [Bruce Rauner] has been attempting to drive home to other legislative leaders.”
Page 4 - January 12, 2017 / McHenry County News
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openings for experienced manual welders and robotic welders in manufacturing to weld/fabricate truck bodies and Snow & Ice equipment. Must be proficient in GMAW welding or robotic operations, Air Arc, Oxy-fuel Torch and Hand Plasma. Ability to read blueprints and welding symbols preferred. Successful applicants will have vocational training or equivalent experience.
Rock Valley Publishing, your hometown newspapers serving the stateline has an opening for an experienced Media Sales Representative to call on current and new accounts in Roscoe, Rockton & South Beloit. This is a protected sales territory. Growing area with many new businesses, this is a great opportunity for the right applicant. We publish newspapers, shoppers and niche publications throughout the stateline. You have the opportunity to sell into all Rock Valley Publishing. L.L.C. Publications, making your paycheck much larger!
For your lame & injured cattle
Call Collect 815-871-2697
Financial Services
ARE YOU IN BIG TROUBLE With the IRS? Stop wage & bank levies, liens & audits, unfiled tax returns, payroll issues, & resolve tax debt FAST. Call 888-606-6673 (MCN)
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Health / Medical
CABLE + INTERNET $29.99/ MONTH EACH! We are your local installers for ALL Brands! Comcast, Charter, Time Warner, DirecTV, Dish, Cox, xfinity, Verizon fios and MORE! Call NOW for Super deals! 1-888-858-0282 (MCN)
Cash for unexpired, DIABETIC TEST STRIPS! Free shipping, Best Prices & 24 hr payment! Call 1-855-440-4001 www.TestStripSearch.com. Habla Espanol.
McHenry County News / January 12, 2017 - Page 5
Business & Service
CASH PAID for unexpired, sealed DIABETIC TEST STRIPS! 1 DAY PAYMENT & PREPAID shipping. HIGHEST PRICES! Call 1-888776-7771. www.Cash4DiabeticSupplies.com CHRONIC PAIN? BACK OR JOINT PAIN, ARTHRITIS? Recent Medicare/health coverage changes may benefit you! Products are little to NO COST, if qualified. FREE Shipping. Accredited Pain Specialists. CALL 1-800-950-0213 (MCN) Diagnosed with Mesothelioma or Asbestos Lung Cancer? If so, you and your family may be entitled to a substantial financial award. We can help you get cash quick! Call 24/7: 844-865-4336 DIGITAL HEARING AIDS - NOW OFFERING a 45-Day Risk Free Offer! FREE BATTERIES for Life! Call to start your free trial! 855982-0724 (MCN) DIGITAL HEARING AIDS - Now offering a 45- Day Risk Free Offer! FREE BATTERIES for Life! Call to start your free trial! 888675-5116 LIVING WITH KNEE OR BACK PAIN? Medicare recipients may qualify to receive a pain relieving brace at little or no cost. Call now! 844-668-4578 (MCN) OXYGEN - Anytime. Anywhere. No tanks to refill. No deliveries. The All-New Inogen One G4 is only 2.8 pounds! FAA approved! May be covered by medicare. Call for FREE info kit: 844-852-7448. (MCN) OXYGEN - Anytime. Anywhere. No tanks to refill. No deliveries. Only 4.8 pounds and FAA approved for air travel! May be covered by medicare. Call for FREE info kit: 844-558-7482 STOP OVERPAYING for your prescriptions! SAVE! Call our licensed Canadian and International pharmacy, compare prices and get $25.00 OFF your first prescription! CALL 1-800-2634059 Promo Code CDC201625 (MCN)
Home Improvement
EXEDE SATELLITE INTERNET. Affordable, high speed broadband satellite internet anywhere in the U.S. Order now and save $100. Plans start at $39.99/month. Call 1-800-712-9365 (MCN) FAST INTERNET! HUGHESNET SATELLITE INTERNET. HighSpeed. Available Anywhere! Speeds to 15 mbps. Starting at $59.99/mo. Call for Limited Time Price! 844-292-0678 (MCN) GET HELP NOW! ONE BUTTON SENIOR Medical Alert. Falls, Fires & Emergencies happen. 24/7 Protection. Only $14.99/ mo. Call NOW 1-888-840-7541 (MCN) SPECTRUM TRIPLE PLAY: TV, INTERNET & VOICE for $29.99 ea. 60 MB per second speed. No contract or commitment. We buy your existing contract up to $500! 1-800-919-3588 (MCN) SWITCH TO DIRECTV. From $50/Month, includes FREE Genie HD/DVR & 3 months HBO, SHOWTIME, CINEMAX, STARZ. Get a $50 Gift Card. Call 888672-1159 TIRED OF COLD WEATHER? Escape to Llano Grande Resort in South Texas’ Rio Grande Valley! RV sites, cottages, fully furnished rentals available. Enjoy our golf course, heated swimming pools, full schedule of activities, top-notch entertainment, breathtaking sunsets, and endless fun. Ask about our complimentary 30-day stay. 800-656-2638 www. lanogranderesort.com (MCN)
Other Opportunities
Other Services Offered DISH TV - BEST DEAL EVER! Only $39.99/mo. Plus $14.99/ mo Internet (where avail.) FREE Streaming, FREE Install (up to 6 rooms.) FREE HD-DVR. Call 1-800-390-3140 (MCN)
Water Softeners
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ARE YOU GETTING TIRED OF THE COLD WINTERS where you are? Why don’t you get in you RV Camper and come to J-5 in Mission TX. We are located in the Rio Grande Valley. Average winter temps are 70 degrees daytime and 50 nighttime. We are a small park in a country setting but have stores and restaurants near by. We have specials for first time visitors. Call us at 956-682-7495 or email info@j5rvparktexas.com, www.j5rvparktexas.com, Tom and Donna Tuttle, Managers (MCN) CRUISE VACATIONS - 3,4,5 or 7+ day cruises to the Caribbean. Start planning now to save $$ on your fall or winter getaway vacation. Royal Caribbean, Norwegian, Carnival, Princess and many more. Great deals for all budgets and departure ports. To search for your next cruise vacation visit NCPtravel.com DISH NETWORK 2017 SPECIAL OFFER! $39.99/mo. 2 Year Price Lock. Free Installation, Free HD/DVR. Plus $100 Gift Card. call 1-855-746-2422 (MCN)
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Real Estate
CHILD CARE DISCLAIMER No individual, unless licensed or holding a permit as a child care facility, may cause to be published any advertisement soliciting a child care service. A child care facility that is licensed or operating under a permit issued by the Illinois Department of Children and Family Services may publish advertisements of the services for which it is specifically licensed or issued a permit. Rock Valley Publishing strongly urges any parent or guardian to verify the validity of the license of any facility before placing a child in its care. DISCLAIMER NOTICE This publication does not knowingly accept fraudulent or deceptive advertising. Readers are cautioned to thoroughly investigate all ads, especially those asking for money in advance. DISCLAIMER NOTICE This publication does not knowingly accept fraudulent or deceptive advertising. Readers are cautioned to thoroughly investigate all ads, especially those asking for money in advance.
SUPPORT our service members, veterans and their families in their time of need. For more information visit the Fisher House website at www.fisherhouse.org
WESTINGHOUSE STAND UP BUFFER scruber, two brushes, one pad, works great, $10, Call 815-633-4352.
Misc. For Sale
Music/ Instrumental
COSCO PACK ‘N PLAY with zippered cover. Bought for grandchildren - rarely used. Excellent condition. $40 firm. 815-624-7982. DISPLAY RACK 64” High 16” four square sides sits on wheels, ideal for craft fairs or in shop, $50 will deliver with 25 miles, 815751-3672. FRUIT & NUT TREES. Blueberry, Strawberry, Grape, Asparagus, Evergreen & Hardwood Plants & MORE! FREE catalog. WOODSTOCK NURSERY, N1831 Hwy 95, Neillsville, WI 54456. Toll free 888-803-8733 wallace-woodstock.com (MCN) GREAT SLEEP=GREAT HEALTH! Save now on a new mattress delivered fast! We guarantee you’ll love sleeping on a SnoozeCubeBed.com (MCN) TRAILER SALE: 6’x12’ V-nose ramp Cargo $2,750.00; 7’x16’ Vnose ramp $4,199.00. Skidloader trailers SAVE $600.00 to $700.00, Fuel trailers, Scissor lift trailers, Snowmobile trailers 2 place & 4-place; 150 trailers; 100’s of Trailer PARTS! Trailer Repairs. 515-972-4554 www.FortDodgeTrailerWorld.com (MCN)
ROGERS KIT 1970’s black finish. Bearing edges and shells in great condition. Includes 22” bass, 13” mounted tom, 16’ & 18” floor toms. Shell pack only, bass drum has some scuffing. $900 or best offer. Lots of snares and misc hardware available for purchase also. Call anytime, 815-262-1479, Rockford.
Notice CLASSIFIED IN-COLUMN ADS cannot be credited or refunded after the ad has been placed. Ads canceled before deadline will be removed from the paper as a service to our customers, but no credit or refund will be issued to your account.
Personals MEET SINGLES RIGHT NOW! No paid operators, just real people like you. Browse greetings, exchange messages and connect live. Try it free. Call now: 800-3574970 (MCN)
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BOOK OLD FINISHING LURES tackle, 6th edition, 768 pages, $20 like new condition, 815-5688743.
Automobiles
1987 OLDS TORONADO, rare, original, V6 FWD. Car show beauty. New factory wheels, new tires. $1,600. 847-987-7669 1999 CHRYSLER CONVERT Sebring loaded. V6 duals, $2,250, trade4WD? 847-987-7669 1999 CHRYSLER SEBRING LXi Loaded, leather, air, roof, V6. Bargain. $1,990? 847-987-7669 1999 GRAND AM GT 2 dr., red, auto, very clean inside & out, 137k, $1,200 OBO Call 262-2069688.
2002 VW RED CABRIO CONVERT. GLX, great condition, $5,000 Call 847-395-7569.
2007 HYUNDAI TIBURON GT red fire pearl, excellent condition, 1 owner, new pioneer sound deck w/pandora bluetooth hands-free calling, sunroof, auto, 71k miles, $6,700 OBO, 262-767-0550.
2013 FORD FUSION SE 37k, silver, $11,497. 262-539-3600. SOUTHERN PT CRUISER Under 100k. Drives new. Auto, 4-door. $3,750 847-987-7669.
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Sporting Goods
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Private Party Only Just fill out the coupon below and drop off or mail to: McHenry County News, 130 S. State St. Suite 101, Belvidere, IL 61008 815-547-0084 One Word Per Box
Lots/Acreage
BOONE CO., IL 75 a., Quality farmland, Poplar Grove, IL 49.6 a., Nice farm, Poplar Grove, IL 76 a., all tillable, high Pl. 66 a., all tillable, good soil, excellent location, Belvidere
HENDERSON CO., IL 50 a., CRP farm NW Carmen 88 a., timber, Mississippi River front, Carman 75 a., 75 tillable, quality soils, possible leaseback, high Pl.
Ads will not be accepted without the following information. Only one free ad per month.
LASALLE CO., IL New Listing, 90.28 a., till & CRP, NW Marseilles Douglas Yegge, Broker DeWitt, IA
Cell (563) 320-9900 Office (563) 659-8185 www.totalrealtyco.com
267897
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Announcements
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A PLACE FOR MOM. The nation’s largest senior living referral service. Contact our trusted, local experts today! Our service is FREE/no obligation. CALL 1-800442-5148 (MCN)
**ADOPTION:** A CREATIVE FINANCIALLY SECURE Home, Art, Music, LOVE, Laughter, AtHome-Mom, Family awaits 1st baby. Expenses Paid **1-800362-7842** (MCN)
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CASH PAID for unexpired, sealed DIABETIC TEST STRIPS! 1 DAY PAYMENT & PREPAID shipping. HIGHEST PRICES! Call 1-888-389-0695. www.cash4diabeticsupplies.com (MCN)
For Sale
Page 6 - January 12, 2017 / McHenry County News
For Sale
Call
815-654-4850
to place your classified ads DEADLINE IS NOON ON MONDAY
Rock Valley Publishing
CARS WANTED We buy it all, if it has wheels call. The good, bad, and the ugly. Jim 262-208-9490 CARS/TRUCKS WANTED!!! All Make/Models 2000-2015! Any Condition. Running or Not. Competitive Offer! Free Towing! We’re Nationwide! Call Now:1-888-4162330 CASH FOR CARS: We Buy Any Condition Vehicle, 2000 and Newer. Nation’s Top Car Buyer! Free Towing From Anywhere! Call Now:1-800-864-5960 DONATE YOUR CAR TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing. All Paperwork Taken Care Of. 1-800283-0205 (MCN) DONATE YOUR CAR TO CHARITY. Receive maximum value of write off your taxes. Running or not! All conditions accepted. Free pickup. Call for details. 855-7526680 (MCN)
Snowmobiles 2007 YAMAHA VECTOR Rage Long Track. 4 stroke, low miles, 20mpg, Yamaha overnight luggage carrier. Many extras - call for details Health reason for selling. $4600 - 608-345-8645
Sports/Classic Cars 1934 FORD P. U. LT-1 350, 370 Hp Chev. Polished ram intake, 6-97 carbs, turbo 400 trans. Chevelle 12 bolt posi. Crager mag wheels. 847-838-1916
222890
LLC
Automobiles Wanted
KZ1000 (1976-1982), Z1R, KZ1000MK2 (1979,80), W1-650, H1-500 (1969-72), H2-750 (19721975),S1-250, S2-350, S3-400, KH250, KH400, SUZUKI GS400, GT380, HONDA CB750K (19691976), CBX1000 (1979,80) CASH !! 1-800-772-1142, 1-310721-0726 usa@classicrunners. com
Donate Your Car to Veterans Today! Help and Support our Veterans. Fast - FREE pick up. 100% tax deductible. Call 1-800-2450398
Boats 19 FT’ SEA SPRITE, TANDEM TRAILER. Black, new interior. Bow rider. Fast. $3,825 847-9877669
Campers and RVs 2004 HOLIDAY RAMBLERADMIRAL MOTOR HOME 32’, 2 slides, workhorse 8.1 liter, 15,870 miles. Ex. condition, many extras, stored indoors. $41,995 OBO. 262-594-5225.
1977 AUSTIN MINI with parts to convert to rear wheel drive, w/215 alum., V8 & 5 speed, wt. 1,500lbs Call 847-838-1916. 1989 TRANS AM Red, new engine, less than 5000 miles, asking $3800, 414-659-0680 AVENGER FORD GT40 Tube frame, mid eng., turbo Buick v-6, 4 spd., silver, w/ chin spoiler. 847838-1916 MANTA MIRAGE, STREET CAN AM RACE CAR S. B. C., 4 spd. tube frame, custom wheels, chrome yellow, show winner, fast. 847-838-1916 SOUTHERN ANTIQUE, smaller Toronado. Seats 6. V-6, FWD. new wheels, tires, rare. TRADE? $1600 847-395-2669
Sport Utilities
Motorcycles
2000 LINCOLN Navigator, 121k miles, black w/gray leather interior, new headlights, air bag to spring conversion. Very nice condition, $2,600, 262-989-4112
2011 HARLEY DAVIDSON FATBOY 1750 miles, $10,500, 262539-3600.
Trucks & Trailers
WANTED OLD JAPANESE MOTORCYLES KAWASAKI Z1-900 (1972-75), KZ900,
2015 CHEVY EXTENDED VAN 24k, 4.8 V8, side doors, no glass, 414-687-5857.
Place your car, truck, motorcycle, boat or RV ad for one price and it runs for up to 24 weeks.
19
$
95
1st three lines Extra lines are $1.95 each
28 papers
Starts for 4 weeks and if not sold you call us and we will renew at no additional charge! (Maximum run 24 weeks total) PRIVATE PARTY ONLY. Ad must be prepaid. Deadlines vary
Call 815-877-4044
Auction
245410
“CLIP N SAVE AD” REAL ESTATE AUCTION
SUNDAY, FEBRUARY 12, 2017 11:00 A.M. SHARP! LOCATION: 3364 CAVENDISH CT. ROCKFORD, IL. 61109
Nice 3 bdrm ranch located on irregular shaped lot. 1364 sq. ft, vinyl sided w/brick front. 1.5 baths, Dining Room, Living Room, Eat in kitchen. Full unfinished basement. 2 car attached garage w/ black top drive. Gas furnace, newer gas hot water heater, 100 amp service, central air. Water softener stays with house. Built in Whirlpool dishwasher.
OPEN HOUSE TO BE HELD SUNDAY, JANUARY 15TH from 1-3 P.M. FOR FURTHER INFO OR PRIVATE SHOWING CALL : Lyle @ 815-988-0249
Terms of sale: Sold in “AS IS” condition. $10,000 (non-refundable) down day of sale by cashiers ck or ck w/bank letter of guarantee. Closing in 30 days or less. Title policy to be furnished at closing. Announcements day of sale prevail over written material. Not responsible for accidents. Sale subject to approval of executor of estate. Owner: Estate of William Congdon
LEE AUCTION SERVICE
Belvidere, IL 61008 - Cell # 815-988-0249 AUCTIONEER: LYLE LEE, IL. State License #440.000200 / WI #2863-52 & BILL PERKINS State License #441.000964 / WI #1956-052 For Pictures & More Info Check out our website at: www.leeauctionservice.com
Auction Deadline is 3:00 Friday! Contact Rhonda at rmarshall@ rvpublishing.com for information on advertising.
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One way we can help each other get through these challenging times is to keep our dollars local. Here are three good reasons. Reason #1: Shopping locally saves you gas and wear and tear on your vehicle. Reason #2: When you spend your money locally, you support the businesses whose property taxes pay for our municipal services. Reason #3: Many of our youth programs are supported and sponsored by local businesses and if we don’t support them, they can’t support our kids. BROUGHT TO YOU BY:
Rock V alley Publishing LLC
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McHenry County News / January 12, 2017 - Page 7
RVC hires Starlight Theatre alumnus veteran to lead theater program A familiar face to Rock Valley College and local theater-goers has been hired to lead the college’s theater program. Christopher Brady has accepted the college’s offer to become the new Director of Theatre and Arts Park. He will be responsible for the day-to-day operations of the Starlight Theatre, the box office, and costume and scenic shops, as well as for the development and delivery of theatre productions, oversight of credit theatre programs, and the coordination and scheduling of events for the Sjostrom Theatre and the Arts Park. Brady served as Associate Producer and Stage Manager for RVC’s Starlight and Studio Theatres from 2003 through 2013. In his over 10 years at the college, he worked on more than 80 shows,
managing staff, volunteers, productions, and resources, and he facilitated multiple advances in organization, record keeping, safety, and efficiency that now serve as the standard of operation for Starlight Theatre. “I am humbled, honored, and simply excited to take the helm at Starlight Theatre, though excited, I find, is too mild a word,” Brady said. “As an artist, this opportunity is incredible. I have the opportunity to be with and grow the Starlight family, creating art collaboratively with them. That is a ridiculously amazing artistic adventure.” Rock Valley College and Starlight Theatre has been a family affair for Brady. He met his wife Erin in choir class at RVC and both of their children were born during his time working at Starlight. His daughter Ophelia’s first
show was Little Women and both she and his other daughter Imogen saw their first shows at Starlight. Brady’s wife has been performing at RVC since she was 14-yearsold and his mother-in-law has performed there since 1994. Brady’s own mother and sister have even joined him on stage for a couple of performances and his younger brother worked and performed with him at RVC as well. “This job means so much to me, because I’m a family guy, and my family started growing while I was here before,” Brady said. “The feeling I get returning to this place is indescribable.” “We are very excited that Chris has accepted this position,” Ron Geary, RVC Vice President of Career and Technical Education/ Outreach, said. “The 10 years that he spent with the Starlight Theatre
as Associate Producer and Stage Manager and as a performer were all big factors in our decision. The combination of his past experience along with his ambition and passion for Starlight Theatre make Chris the ideal person to lead the future endeavors of the spectacular venue that we offer at RVC.” Brady was most recently a teacher for the West Middle School CAPA Program where he taught social studies, theatre, and technical theatre for grades sixth through eighth. Since 2015, he has also been the owner of (Usual) Suspects Theatre Troupe. As a performer, Brady has appeared in over 70 shows, including credits at Starlight Theatre
and Artist’s Ensemble, as well as shows both regionally and in New York City. Brady is a proud graduate of Rock Valley College and Rockford University and earned a Certificate of Integrated Theatrical Studies from the American Musical and Dramatics Academy. He resides in Machesney Park with his wife Erin and their two daughters, Ophelia and Imogen. Starlight Theatre The tradition of Starlight Theatre will continue for its 51st season in the summer of 2017 with productions of Peter and the Starcatcher, Sister Act, Disney’s Beauty and the Beast, and Godspell.
Resolve to replace your bad financial habits By Nathaniel Sillin Most people have at least one bad financial habit. Whether it’s impulse shopping, forgetting to pay bills on time or putting off building that emergency fund, balancing what you want to do and what you “should” do is never easy. The new year is the perfect time to identify potential financial weak points and replace bad habits with productive ones. Start by identifying your bad habits. Sometimes a bad financial habit is easy to identify. For example, there might be a growing stack of bills in the kitchen that you willfully ignore. Others may be subtler, or perhaps they’ve become so ingrained that you do them without thinking twice. Not sure where to start? Looking through your previous months’ expenses can help you identify expensive trends or one-off purchases that are part of a larger theme. Online or paper bank statements can make this particularly simple. If you have a budget, you likely already compare projected spending with actual spending on a monthly basis, if not, this might be a good time to start. You might recognize a few of these common bad financial habits in your life: * Paying bills after the due date. * Paying only the minimum required on bills. * Ignoring bills and letting them go to collections. * Putting off saving for retirement or for a rainy day. * Impulse shopping or “retail therapy.” * Not keeping track of how much debt you have. * Taking on debt to pay for something you don’t currently need. Ultimately, all of these lead to spending more than you earn and in some cases, bad habits can have a cascading effect. Try to figure out what’s driving your behavior. You might need to figure out what triggers your behavior and the reward you perceive afterward before you can change a habit. However, triggers and rewards aren’t always obvious. For example, you might buy bigticket items when they’re on sale because you want to feel like you’re accomplishing something by “saving” so much. Perhaps you could
foster a similar feeling of accomplishment by investing the money in a tax-deferred retirement account and calculating how much it’ll be worth after years of compound interest. Aim for these healthy financial habits. What habits should you try to adopt? Budgeting is certainly a worthy activity, but also consider the following mix of behaviors and specific objectives that can help keep your finances in order. * Pay bills on time. In addition to avoiding late-payment fees, making on-time payments is one of the most important factors in determining your credit score. * Make paying down debt a priority. Rather than accruing interest, make a point to pay down debts as quickly as possible.
See HABITS, Page 8
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REAL ESTATE
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IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-A, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE; Plaintiff, vs. JAMES D. JOHNSEN; JILL M. JOHNSEN; ALGONQUIN MANOR HOMEOWNERS, INC.; U.S. SMALL BUSINESS ADMINISTRATION; UNKNOWN HEIRS AND LEGATEES OF JAMES D. JOHNSEN, IF ANY; UNKNOWN HEIRS AND LEGATEES OF JILL M. JOHNSEN, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 11 CH 1384 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, February 9, 2017, at the hour of 10:30 a.m. in the conference room, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described mortgaged real estate: Commonly known as 9607 Zimmer Drive, Algonquin, IL 60102. P.I.N. 19-24-301-003. The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the condominium Property Act Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call sales department at Plaintiff’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455. W11-1350 I711630 (Published in the McHenry County News Jan. 12, 19 & 26, 2017) 268618
Page 8 - January 12, 2017 / McHenry County News
Rockton resident’s Rose Bowl Parade wish comes true By Marianne Mueller REPORTER
Fifty years ago Marta Polakowski’s family was living in San Diego, Calif. It was then that a young Marta attended her first Rose Day Parade. “I was awed by the beauty and the grandeur of the floats,” reflects Polakowski. “I later learned that volunteers are needed to do the manual labor, which believe me is required to do a project of this magnitude. I thought, “I want to do this someday, and I was 14 at the time.” “Years came and went, the last 33 of which I have been living in Rockton, where I taught at Health at Stephen Mack Middle School from 1996 until my retirement in 2009,” said Polakowski. Polakowski’s wish came true as her dream of working on Rose Bowl floats came true. She spent hours decorating and adding special touches to a variety of colorful and detailed floats seen in the 2017 Rose Bowl Parade. Marta and others flew out to L.A. the day after Christmas. Polakowski volunteered for two different float companies where she learned from a staff member is a year round business. “Some of the companies were already completely booked when we decided to make the trip in mid-October, but we found some openings. and I committed to working four six hour shifts,” said Polakowski. Volunteers are supervised by crew Chiefs who Polakowski describes as “Wonderful at instructing and checking all of the work done by volunteers! “I met people from all across the country!” Polakowski explains the construction process based on information she received from an employee of Phoenix Decorating Co. who she spent the greatest amount of time with. “They take the month of January off and all of the float designers meet in February to learn the theme for next year’s parade. They brainstorm ideas and then choose what décor style their float will use. That way, they insure a good variety of original floats are made so that everyone is not using the same jungle motif for
instance.” After the designers make their drawings the engineers take it from there and figure out the mechanics. From there the welders begin putting the underlying structure together. When they are done the float is created with white foam and fabric mache. This time it is nearing the end of summer and the art department comes in and paints the float according to the designer’s specifications. Dry materials can then start to be applied. Volunteers are brought in for the final weeks, starting in midDecember. All of the fresh flowers are added the final week before the parade. The floats are judged the day before the parade. What types of prior experience did Marta have before getting to work on floats? “I spent two years working with and learning from designers at Broadway Florist after I retired from teaching. I also worked for two years in the decorating department at Williams Tree Farm. You actually don’t need any experience to volunteer for float decorating. I worked with a doctor, a trial lawyer, a social worker, nurse, an adolescent psychiatric counselor and several other and several other retired teachers.” Polakowski spent an average of 10- hour days decorating floats with her husband, son and friend Nick Pfleghaar joining in her mission at times. Carnation stuffing was used in addition to tomatoes on a Ragu spaghetti float. We worked for a different company, which had a very different atmosphere. This one was located in a gigantic tent with only four floats, so they were much less packed in and not as close together. It was fun to have the guys along, although I really didn’t work with them. They were also doing tomatoes, but up on scaffolding at the back of the float while my tomatoes were floor level in the front. Marta applied Eucalyptus leaves and cranberries to the Union Bank- American SUBMITTED PHOTO McHenry County News Heart Association Float. Marta Polakowski adds Eucalyptus leaves to Union Bank sponsored - American Heart Association Float. Polakowski’s talents were spotted on the Trader Joe’s, Western Assets Polakowski is leaving the door float with a Jungle theme (the last float in the parade,) plus the Union of big bass drums--very, very sticky Bank sponsored and American Heart job because the glue they use is re- open to future possibilities of decoAssociation float where flower pow- ally tacky. There were times that my rating more floats in the future! er beautifully enhanced the beauty in fingers were actually really stuck toeach. gether,” said Polakowski. ” “I got invited back by our crew Polakowski’s son Tim who is a manager, thanks in part to my friends Social Worker for Hospice of North- (Continued from page 7) at Broadway Florist, Brenda West, west Ohio inspired her to follow her * Build and maintain an emergenBarbara Virgili, and Tina Kott, who dream. He advised,” Don’t wait to do taught me so much about working the things on your ‘Bucket List’ and cy fund. Having three to six months’ with flowers, and also my willing- so here we are.” It was everything I worth of living expenses in savings ness and enthusiasm to do whatever thought it might be.” I want to thank can help cushion the blow from a they asked me to do which involved Tim and his friend Nick for giving financial or personal setback. You could start with a goal to put $1,000 climbing into tight spaces, balanc- me the push I needed!” ing on uneven surfaces and, at times, Marta watched the five-mile Rose aside and then build towards the full reaching farther than I thought was Bowl Parade with her husband, son emergency fund. * Save for retirement. You can put possible with this old body of mine. and close friends on Monday, Jan .2. Yesterday, I worked primarily with “It was thrilling to see “Our” floats in aside a percentage of your income for red carnations, covering the outside the actual parade!” said Polakowski. retirement and invest the money within a tax-advantage account, such as a 401(k) or IRA. Find a comfortable contribution amount to start with, and then try to increase it at least once during the year. * Plan your large purchases. To help prevent impulse shopping from draining your budget, resolve to wait at least one day before buying anything that costs over $100 (or whatever amount makes sense for your budget). If you know there’s a large purchase coming up, start saving early by setting a little money aside from each paycheck. You might consider asking others for input during this process. Especially if you’re having trouble identifying a bad habit or finding the motivation to change, sometimes an outside perspective can help. Bottom line: Make a resolution to replace your bad financial habits with healthy ones this year. Start by identifying the habits you want to change and trying to figure out the trigger and reward that surround the behavior. Then, try to replace that behavior with something positive. After identifying and trying to change your personal financial habits, you might want to consider the financial practices you share with a spouse or significant other. Nathaniel Sillin directs Visa’s financial education programs.
• Habits