table of contents Products 2.
Product overview
3.
5% down – No MI
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VA loans
5. USDA 6.
Community Partners
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FHLB Grant Flier
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FHA Loans
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Construction to perm
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Renovation Loans
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3% down advantage
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Application Checklist
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Don’t do it
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Why hire an agent
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Renting vs. Owning
Why Choose Southern Trust
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Why Choose Southern Trust
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Advantages of Using Us
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About us & Core Values
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Our Mission
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Our Vision
NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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NMLS ID #2921 (www.nmlsconsumeraccess.org) Southern Trust Mortgage, L.L.C. lends in the following states: D.C.(Lic #MLB2921), DE, GA(Lic #16579), MD, NC, NJ, OH, PA, SC(Lic #MLS2921), TN, VA, WV(Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.
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Advantages of usin 1.
Established Purchase Money Lender
More than 85% of our loans are for the purchase of a home. We make our living satisfying the unique needs or our referral partners and their clients.
2. Unrivaled Service We believe in making the home buying process simple and consistent. Our company has been structured to offer programs and services that accomplish that goal.
Growing company with 3. avalues of a Small business We have all of the resources you’ll find at a big company, but we treat our customers the way you’d expect from a family-owned business.
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ng Southern Trust 4.
staying ahead of emerging tech
We believe in engaging with our customers in ways they’ve come to expect in the modern world. With an in-house creative team, we are focused on developing new ways of effectively interacting with our partners and their clients.
Track Record 5. Proven of performance Southern Trust has functioned profitably in all types of real estate and economic environments for over 20 years.
Approval 6. Priority Initiative The Priority Approval initiative is designed to give your client a fast and fully underwritten credit decision in one day. This gives you and your client the confidence to shop knowing that you can make a competitive offer and close the sale quickly.
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About Our Company Founded in 1998, Southern Trust Mortgage is a full-service mortgage lender offering a diverse product line designed to compliment any borrower’s needs. Our team is focused on creating an environment where our partners and loan officers have the tools needed for success, including an extensive product line, competitive rates, innovative marketing strategies, and an experienced operations staff.
Our Core Values Hand-Crafted Collaboration We know that every business relationship is unique. Helping our partners and their clients find the right home loan for them is a part of who we are. We don’t believe in “one-size-fitsall” solutions.
Heads-Up Communication We believe proactive communication is key to stress-free closings. Keeping partners and their clients in the loop during the loan process builds confidence with everyone involved in the transaction.
Relationship-First Mentality Forming thriving business relationships with real estate professionals is our primary goal. We’re passionate about bringing first-class service, innovative technology, and ironclad reliability to the table. Everything we do is for the success of our partners and their clients.
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WWW.
S O U T H E R N T R U S T.COM
NMLS ID #2921 (www.nmlsconsumeraccess.org) | 1-800-748-2174 | 4433 Corporation Lane, Suite 300, Virginia Beach, VA 23462 | Southern Trust Mortgage , L.L.C. lends in the following states: D.C. (Lic #MLB2921), DE, FL, GA (Lic #16579), MD, NC, NJ, OH, PA, SC (Lic #MLS-2921), TN, VA, WV (Lic #ML-34191). Southern Trust Mortgage is proud to be an Equal Housing Lender and Equal Opportunity Lender.