December south texas golf

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WINNERS OF THE TEXAS PGA “2014 BEST MEDIA COVERAGE” AWARD Free Edition

September 2013

NOT JUST FOR

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[Southtexas Golf #1] 5

Feature name TABLE OF CONTENTS

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Photos by Tiki Tillman (tikitillmanphotos.com)

ON , HARLINGEN, TX 78550 4122 FAX (956) 365-4120 GVCARTS.COM

MORE THAN GOLF

WINNERS OF THE TEXAS PGA “2014 BEST MEDIA COVERAGE” AWARD SEPTEMBER 2013

FREE EDITION

R FOR CLUB CAR CARRYALLTM ALLEY!

In 1980, the Florida Orange Growers marketed the saying “It isn’t just for breakfast anymore.” As the years have gone by the world has found so many more uses for so many different items - among them golf carts. You see them everywhere today: Security guards to ranchers, At football games and Winter Texan Parks. Carts are used for business, pleasure and personal use. And they’re still used on the golf course! Read more on this story beginning on Page 22 and thanks to John Bradley and Mike Zinda for letting us rearrange their showroom for our photo shoot!

IGNED 2014 !

Golf carts were once used solely for, well, golf. Of course, today they are used just as much for the sport as ever.

However, they are used in so many other facets too. From personal use, in Winter Texan Parks, for security purposes, for hunting and just for all sorts of recreation, these vehicles can be seen just about anywhere.

NOT JUST FOR

GOLF ANYMORE

FREE! TAKE ONE FEATURE NAME FROM THE PUBLISHER

The dreaded “C” word

CHANGE

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SEPTEMBER 2013

FEATURE NAME FEATURE NAME CART RENTALS

GOLF COURSE DIRECTORY

Alamo

EDDIE SERRANO

Country Club

GETTING IT DONE AT VICC

SPECIAL

THE NEW HOWING TRAILS

What’s Inside

WEBSITE: myalamocountryclub.com PRO SHOP MANAGER: Lindsey Moravitz

JOEY’S CORNER FEATURE NAME

PAR: 35 (9-hole course)

S. TEXAS’ CHANGING FACE OF GOLF

ADDRESS: 920 North Tower Road, Alamo Texas, 78516

[Southtexas Golf #1] 1

(the old Martin Valley Ranch)

On the cover: Eddie Serrano wanted to be a

PHONE: (956) 787-0907

truck driver. He never dreamed he’d be doing what he’s doing now - and being happier than he could imagine doing it.

Are you tred of rentng golf carts for your tournament or event that

Photo by: Henry Miller

We deliver quality carts on tme. Our feet is all Club Car Precedents, that will represent your course or event in style.

I’M JUST BEGINNING

Joey Dowden - Advertising Director joey@stexasgolf.com (956) 607-0853

BY MORGAN MCCLAUGHERTY

W

e all have a predestined checklist in our mind throughout our teenage years.

Mine was first to practice and play with the high school team - before I actually entered high school. I started in seventh grade. Check.

Next, was to have the lowest scoring average on the team, including boys and girls, even as a freshman; and every year after that. Check (so far) Next, get a scholarship to play college golf. Check.

I wanted to qualify for regionals, which I have done every year (Check), and make it to state (Check).

But what happens after everything is checked off the list? Many people become satisfied with the progress thus far. Satisfaction leads to contentment – contentment leads to becoming stagnant (Showing little or no sign of activity or advancement; not developing or progressing; inactive). I can completely understand how many will feel this, but I refuse to let that happen to me.

I am a senior at Harlingen High School, readying for our Spring golf season. I am more motivated than ever. I don’t want to just win every tournament, I want to run

David DeLeon Henry Miller Designers Tiki Tillman Photography Photographer

Volume 2, Isssue 4. Sept. 2014. No part of this publication may be reproduced in any form without the prior written consent of the publisher.

Views and opinions expressed in this publication are strictly those of the writers, photographers and contributors, and are not necessarily those of South Texas Golf or its publisher. Every effort has been taken to ensure the correctness and accuracy in the material published in this magazine.

South Texas Golf reserves the right to edit, rewrite and refuse editorial materials and assumes no responsibility for accuracy, errors, omissions or consequence arising from it. South Texas Golf shall be held harmless and indemnified against any third-party claims. Advertisements appearing in South Texas Golf present only the viewpoint of the advertisers. South Texas Golf is printed in the U.S.A. All correspondence to the publication become the property of South Texas Golf Magazine.

South Texas Golf Magazine is published by H&J Publications. Copyright 2013. To advertise in South Texas Golf call (956) 607-0853 or email southtexasgolf@gmail.com

BEST COVERAGE South Texas Golf Magazine wins PGA Award for coverage.

EMAIL: accfd@sbcglobal.net

away with every one of them.

There is a lot of pressure to perform because of my success from last year, to have a lower average than as a junior. If I don’t do that I feel as though I will have failed myself, because I know I have the talent to mark that off my checklist. I used to let the pressure of others affect my mental game; the goal was to make them happy. I learned, however that not only is that impossible, but it's also not healthy.

Now, the only person I now want to play well for is myself.

That helps make the “pressure” a little less intense. There's already enough stress because it’s my last chance as a high school golfer to leave a mark on this town, my hometown. There is no “I’ll do it next year.”

I have committed to play golf for Winthrop University, which makes things a lot more free sailing because I know my next step and where I will be going.

That also means I want to show my future coach that she made the right decision.

With SATs and ACTs in the past, the real answer to all of this is to never give up and never be satisfied. Be the last to leave the golf course and give golf everything I have.

Doing that especially as a 17/18-year-old is

another hurdle. I'm still young, I still want to have fun. Finding that balance is crucial and can be difficult – but it must be done.

Nobody ever said said being good would be easy. This is why I’ve worked so hard for 10 years now because I want to be the best, but it comes with consequences. Most people really don’t understand just how hard it is, not only physically but mentally. It’s draining. Always being in a good mood, remembering names, practicing in every form of weather, along with school and growing up.

What makes all these difficulties completely and totally worth it is seeing your score written in red at the end of the day and hearing the announcer say your name winning the golf tournament. When experiencing this it’s a giant flashback to practice sessions in the rain and the ridiculous number of layers you have to wear practicing when a cold front blows in.

All of a sudden I realize, this is why I go through all of that, to win, and to keep winning and working until I am the best. That is still on my checklist. I will not stop until I complete that challenge.

ROUGHS: Bermuda

GRASS: Bermuda ROUGHS: Bermuda

GOLF PRO: Joseph Lucio

ADDRESS: 300 River Levee Road Brownsville, Texas 78523 PHONE: (956) 542-9861

YARDAGE: Championship tees - 6,150; Men’s tees - 6,020; Ladies Tees: 5,550 GREENS: Champion Bermuda GRASS: Bermuda

WEBSITE: harlingencc.com

WE HAVE THE BEST FLEET IN THE VALLEY GUARANTEED!

Morgan McClaugherty is a senior golfer for Harlingen High School. You can follow her progress at the South Texas Golf Facebook page.

• • •

Quality Service Great Vehicles The Best Prices

CALL JOEY DOWDEN (956) 607-0853 34 34 [Southtexas GolfGolf #1]#1] [Southtexas OR HENRY MILLER (956) 607-9210

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BRONCS Rise Alexander takes over UTPA women’s program after 24 seasons leading Oregon State

By Henry Miller henry@stexasgolf.com

New UTPA Women’s Golf Coach Rise Alexander spent 24 years at Oregon State, leading the Beavers’ women golf team to 11 regional appearances and their first NCAA Championship appearance in 1998. Her contract at Oregon State was not renewed after the 2013-14 season.

for the South” and “We Conquer or Die.” It has been reported, though not proven, that he wrote his popular winter song for his father’s Sunday School class for Thanksgiving and it proved so popular that it was sung again at Christmas time. One of Pierpont’s friends called the song -- “a merry little jingle.”

After he wrote the song Pierpont paid little attention to it until the Salem Evening News printed a story about it in 1864. Then he accepted credit for writing “Jingle Bells.” There has been speculation that Pierpont borrowed lines from a Stephen Foster minstrel song but that has remained unproven.

James Pierpont’s uncle was the famous wealthy New York financier, John Pierpont Morgan, founder of the famed Pierpont Morgan Library.

Though he died in Florida (ironically in the same city where the Boston Red Sox used to have their spring training camp), James Pierpont was buried in Savannah, Georgia in Laurel Grove Cemetery. There was a marker placed in Troup Square in

Savannah to honor him – Did Pierpont write “Jingle Bells” in Medford, Massachusetts or Savannah, Georgia? Both places make claim to the song’s origin. Yet it seems likely that he wrote the song in Medford where snow was commonplace rather than in the warmer climate of Savannah.

“Jingle Bells” was not very popular when it was first published in 1857.

Though it was reprinted in 1859, it took many years to became one of the most popular winter songs.

Among the earliest recorded versions of the song were on music boxes and other mechanical music devices.

When did it start to become popular as a Christmas song?

That happened first with the spread of phonograph records and later on radio, which allowed the song to be heard by a nationwide audience.

Among all these recordings, it was Bing Crosby with The Andrews Sisters who made the song the most popular.

Their 1943 recording is the one most often heard today during the Christmas season in the U.S.A. One hundred fifty years after it was published as “Jingle Bells,” there are millions of listeners who know and love this song, even though it makes no mention of Christmas in its lyrics.

Yet it does evoke what many people think of as a nostalgic Christmas from the past -- a winter scene riding through the snow and singing...

Jingle bells, Jingle bells, Jingle all the way.

Oh what joy it is to ride In a one horse open sleigh!

One does have to wonder slightly if the last two lines may have been written a bit sarcastically. I’m not about to sell my car to find out, but I would imagine riding in an open sleigh during a New England winter would be comparable to driving a convertible with the top down in the middle of winter. Cold, windy and covered in snow!

HAPPY HOLIDAYS!!!

Another recruiting tool is a tough schedule. Rise, who through her years of coaching knows many Div. I golf coaches, has already gotten her team invited to three WAC tournaments. In college golf, shcedules are based on invitationals. So far, UTPA is scheduled for touraments at New Mexico St., Utah Valley and Seattle. Rise hopes to host an invitational in the near future.

But for right now, working with her new team and recruiting for her future teams, are the top priorities.

“This is a very good group of coachable girls – and they're fun to be around,” Rise said. “They are so willing to listen and try new things. As a coach it's quite refreshing.”

Melissa Bernal Sr., Torrey Pines High School, San Diego, Ca.

Marisa Canales Sr., Clear Springs High School, League City, Tx

Ashley Garcia Sr., EdcouchElsa High School, Edcouch, Tx

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The future is bright Harlingen’s Morgan McClaugherty and Sharyland’s Sabina Pena sign with Div. I colleges.

PAR: 72 COURSE NAME: Harlingen Country Club ADDRESS: 5500 El Camino Real Harlingen, Texas 78552

YARDAGE: Black - 6,541; Blue - 6,261; White 5,625; Red - 5,035 GRASS: Bermuda

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GREENS: Champion

PHONE: (956) 412-4100

6/30/14 9:28 AM

The 2014 IBCNAME BANK MCALLEN AMATEUR GOLF CHAMPIONSHIP AT PALM VIEW GOLF COURSE FEATURE

46 THE TRUE STORY Joey breaks from golf to explain the story behind Jingle Bells.

20 VAMOS AROUND THE CORNER Golf Tournament that raises megamoney for scholarships prepares for 19th annual tournament.

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15TH ANNUAL JALAPENO GOLF CLASSIC AT PALM VIEW GOLF COURSE

PLENTY OF CHOICES Don’t know where to play this weekend? Check out our directory.

UTPA 2015 Schedule Feb. 23-24 Islander Classic, Corpus Christi, Tx. March 23-24 Lady Eagle Inviational, Hattiesburg, Miss.

March 30-31 HBU Women’s Intercollegiate, Houston, Tx. April 6-7 2015 Gary Crossley Ford Kansas City Shootout, Kansas City, Mo.

Blake Peterson Sr., Oakmont High School, Rancho Cordova, Ca.

Rise Alexander Head Coach First Year

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Genaro Avila (photos above) won the The 2014 IBC BANK McAllen Amateur Golf Championship by two strokes over defending champion Miguel del Angel.

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NEW UTPA COACH

PLAYING LATELY?

Rise Alexander spent 24 years coaching the Oregon State Beavers golf team.

Now she brings that experience to UTPA.

Check out photo pages from the McAllen Amateur, the Jalapeno Classic, the Sunburst Rotary and Alamo CC.

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“I saw immediately that their physical abilities just don't match their score. So we started looking at why,” Rise said. “That's why we have commitments.”

Already this season senior Melissa Bernal tied a school record for most strokes under par at 1-under. Her 70 also tied for the second best single-round score in school history.

Rise and the Broncs practice at Los Lagos in Edinburg, a course Rise said is more of a championship course than the one her Beavers practiced on at Oregon St. She has added Tierra Santa and Palm View as other courses to practice on, to give her team more choices to play and a wider variety of decisions to make on the course. She's also hoping to add McAllen Country Club and a couple others so her team can practice under different course conditions and different architects.

“The key is to play every golf course to our strengths the way the architect designed it,” Rise said. “This is about the choices we make on the course and our mental strength.”

Despite recent rainy conditions, most golfers play in South Texas in nearly ideal weather. They also don't face extreme elevation changes. Rise said that when her girls played with a thunderstorm near by at a recent tournament, it caused a major distraction.”

Of course, that same South Texas weather is a huge recruiting tool for Rise. Currently the team has four seniors and one sophomore so recruiting is a major commitment this season. Alexander said is to sign at least three freshmen and two junior college transfers. As of late October the program had three prospects visit the campus.

Kelsey Canales So., Foy H. Moody High School, Corpus Christi, Tx.

Hi, I’m Madison. I live in Vero Beach, Fla. and am a high school freshman..

I’m 15 and this is me about to go to homecoming. Say hi to my dad…he’s in the other pic. Have a happy holiday season. Dad, newIphone please. Be seeing you.

GOLF PRO: Michael Fernuik

0614 STGM.indd 34

UTPA WOMEN’S GOLF

One of the most popular songs heard during the Christmas season began not for that holiday but as a winter song with the title, “The One Horse Open Sleigh” (original sheet music cover shown above, published in 1857 by Oliver Ditson in Boston).

According to the book, Boston Curiosities this information is provided: “Jingle Bells” was written by Medford [Massachusetts] resident James Pierpont in 1850, inspired by the annual one-horse open-sleigh races on Salem and Pleasant Streets between Medford Square and Malden Square. Pierpont penned the racy little ditty in Simpson’s Tavern, a boardinghouse that had only one piano in town.

This is interesting details about how the song was written but unfortunately the two authors (Bruce Gellerman and Erik Sherman) don’t provide any source for this information. Two years later, in 1859, the title was changed when it was reprinted with the title: “Jingle Bells, or The One Horse Open Sleigh” James Lord Pierpont was born in Medford, Massachusetts in 1822 and died in Winter Haven, Florida in 1893.

He had a rather unusual life, coming from a strict New England Unitarian family who were against slavery. He moved to the South and was an organist in a church in Savannah, Georgia.

Against his family’s wishes, he supported the Confederate cause, writing several songs in support, including “Strike

YARDAGE: Blue - 6,144; White - 5,562; Red 5,091

PHONE: (956) 541-2582 COURSE COORDINATOR: Jaime Rivera

NOT DONE YET WHERE TO PLAY Morgan McClaugh- The RGV’s golf erty explains why directory. she’s just beginning to reach her goals.

TO

THE ONE HORSE OPEN SLEIGH: The Story of “Jingle Bells”

By Roger Lee Hall

PAR: 70 ADDRESS: 1800 San Marcello Brownsville, Texas

WEBSITE: fortbrowngolf.com

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BEAVERS

Changing it up a bit this time folks. I’m going to give you a history lesson. I read this story the other day and thought I would share. Happy Holidays everybody, especially to my BABY GIRL…MADISON…I LOVE YOU SWEETIE!!!

GRASS: Bermuda

DIRECTOR OF GOLF: Robert Lucio

Forget the hassle of dealing with people who just don’t understand that the customers experience at your course or event is what brings them back! A GOOD ride may make that difference!

18 [Southtexas Golf #1]

FEATURE NAME UTPA WOMEN’S GOLF

TIME FOR A CHANGE - MERRY CHRISTMAS

YARDAGE: Blue - 2,332 (4,664 to play 18) White - 2,216 (4,432 to play 18)

COURSE SUPERVISOR: Hector Brunias

look BAD?

Staff Henry Miller - Publisher henry@stexasgolf.com (956) 607-9210

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It wasn't too difficult to catch up to speed with the UTPA women's golf team when Rise Alexander arrived, even though the Lady Broncs' season had begun.

The biggest battle she dealt with was the school's two-day orientation program. After all, she had spent the past 24 years coaching the Oregon State University Beavers golf team.

“I knew the entire system,” Alexander said as her team practiced on the driving range at Los Lagos Golf Course in Edinburg. “I knew how everything worked. Of course there are a lot of responsibilities on the administrative side and you have to go through it all.”

Stepping into the golf program has been a fairly easy transition for Rise, whose contract was not renewed by Oregon State after last season. Rise, who played for the Oregon State in the 1970s, said she “blindsided” by the non-renewal and was not ready to give up coaching. In her last season with the Beavers they set a school record twice for the lowest three-round scores as a team, eclipsing the old record that had stood for 16 years.

Rise replaces Ofelia Lopez, after being arrested and charged with theft connected to University funds.

“I saw the opening here at UTPA and immediately applied,” Rise said. “I thought this program would be a place where I could have a positive impact and bring the program back to represent the WAC conference.”

In a sport that would seem to be goal-driven, Alexander's approach has no goals.

“We have commitments,” Rise said. “When you hav goals it's usually all about creating a great score and it adds so much pressure.

We have commitments – commitments to making better choices, to having quality practices and to understanding the golf course. We are committed to being mentally tough.”

That approach worked well for Rise, who brought the Beavers to 11 NCAA regionals and to a spot in the NCAA championship in 1998.

Rise joined the team following the first tournament of the season.

All she had to do was see the team practice for the first time and she believed she had a jewel of a squad.

SOUTH TEXAS GOLF

I’M NOT QUITTING...

FEATURE NAME

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FREE EDITION

I spent 26 years working in the newspaper industry. For 20 of those, statistics showed readership shrinking, circulation getting smaller – it was the proverbial “death” to newspapers.

If you look at it though, newspapers had faced all sorts of challenges Henry Miller is Publisher of South throughout their history – from the radio Texas Golf. He has more than 25 years to television to magazines to flyers.. to of publishing experience, has written the Internet... everybody wanted a piece sports for more than 150 newspapers, of the information pie. covered the Olympics, NASCAR, Major Golf faces a similar battle.

League Baseball and other sports. He Like newspapers, golf faced a recent has been syndicated on radio in more time of enormous growth. But it was than 70 markets and loves to golf. growing too fast – and too much.

His 9-year-old daughter Camilla has Courses were being built to put housa wicked left-handed swing and also es on. Courses were being built because enjoys track, volleyball and fashion.

Tiger Woods was the most popular They live in McAllen, Texas. athlete since Michael Jordan. Courses were being built because people had extra money to spend and where better to spend it than on a golf course.

Today, however, the economy isn’t what it was and golf without Tiger is like boxing became without Mike Tyson or basketball without Michael Jordan.

Those courses with houses on it? Many of them are now developments with houses on overpriced lots and a shut down golf course.

Golf – as Palmview Golf Course Director Carlos Espinosa said – is facing the toughest of times right now.

It takes too long, some critics say. It’s too hard or too expensive, others say.

But golf – like newspapers – are making changes.

This edition touches on some of those changes – there are management companies taking over, new golf pro faces are emerging all over South Texas, people and companies are still buying golf courses and the industry itself is changing. There’s foot golf at VICC, virtual golf coming to Brownsville Golf Center – and the La Joya school district owns the course formerly known as Martin Valley Ranch, now Howling Trails. They will add golf to the sixth-grade Physical Education curriculum.

Topgolf has been a craze in Austin and a few other major cities (check it out topgolf.com/us/).

There’s also talk about making the hole bigger to make it easier, and more fun, for players (notice I said “players” and not “golfers” in this case).

Director of Golf at Brownsville Golf Center Jaime Rivera said he doesn’t believe there are fewer golfers but admits that changes need to take place. In his opinion, it’s the municipal golf courses’ responsibilities to provide the best prices to make golf affordable and fun for everyone.

Brownsville Golf Center is adding a lighted driving range, lengthening a few holes and bringing in virtual golf machines. It’s also looking at lighting the entire course.

Tierra del Sol has invested more than $1 million into its course to provide a more pleasant round for golfers. Stuart Place has reopened to the public.

Golf courses in South Texas seem to be adjusting and devising plans to keep golf as popular as ever. How are they doing it? By focusing on their customers – after all, customers are what the courses are here for.

Golf has survived many challenges. It will thrive after this one too.

Remember, the NBA thought its death was near after Michael Jordan retired – both times.

But now there’s a guy named LeBron....

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At PlainsCapital Bank, we share that spirit. And we’re proud to help this region grow.

We’re a Texas-born bank with Texas-born values and a deep commitment to the places we call home.

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[Southtexas Golf #1] 7

Feature name FROM THE PUBLISHER

We won the award but

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You are the winners Do you see a man skillful in his work? He will stand before kings; he will not stand before obscure men. - Proverbs 22:29

WINNERS OF THE TEXAS PGA “2014 BEST MEDIA COVERAGE” AWARD FREE EDITION

NOT JUST FOR

GOLF ANYMORE

FREE! TAKE ONE

NEW COACH AT UTPA lVAMOS READY [Southtexas FOR Golf NO. 19 #1] 1 SOUTH TEXAS GOLF MAGAZINE WINS PGA AWARD

Henry Miller is Publisher of South Texas Golf. He has more than 25 years of publishing experience, has written sports for more than 150 newspapers, covered the Olympics, NASCAR, Major League Baseball and other sports. He has been syndicated on radio in more than 70 markets and loves to golf.His 10-year-old daughter Camilla has a wicked left-handed swing and also enjoys track, volleyball and fashion.

They live in McAllen, Texas.

“Forget your dream. Get a job.”

I remember those words, or some version of them (from my ex-wife, from an ex-pastor and an ex-boss... notice the trend?) as Joey and I began our quest to start South Texas Golf Magazine a little more than two years ago. We started it with a few pieces of paper, a fifth-grade level iPad slideshow presentation and a dream.

Last month we learned we had won the South Texas PGA Section award for Best Media Coverage for 2014. That area covers Beaumont, College Station, Houston, Austin, San Antonio, Corpus and the Rio Grande Valley (and all places in between).

While that award recognizes the time and sweat we have put into it, it doesn’t tell the whole picture or credit all those involved. Awards rarely do this. From our partners in advertising - especially our exclusive partners RGV Carts and Glazer’s to the people we write about and take photos of, to all the golf pros and directors, to our freelance workers and those who deliver our magazines, to those who print our magazines, Thank You. To our readers, Thank You. To anyone and everyone that has encouraged us – or tried to discourage us – thank you.

We didn’t start this magazine, or Texas Sportsman Tracking Outdoors to win awards. We started it with a passion for telling the stories of others. Our belief – if we are diligent in what we do, we will be successful. In this edition you will see two local golfers – Morgan McClaugherty and Sabina Pena – signing to play college golf.

We’ve been fortunate to watch these two young ladies grow and become superior golfers. We’re grateful for the chance to have told their stories – just like Kassandra Rivera (at Texas Southern), Cole Charvat at Harlingen High School and so many others in the future.

The award we won was done so with hard work – but it has been so enjoyable.

That’s not because of who we are, but because of who you are. Thank you for your support.

Merry Christmas to all of you and your loved ones. See you in 2015.

Henry Miller

Publisher/Executive Editor South Texas Golf & Texas Sportsman Magazines Whatever you do, work heartily, as for the Lord and not for men, - Colossians 3:23

8 [Southtexas Golf #1]

SEPTEMBER 2013

On the cover: There used to be a time when golf carts were used primarily on golf courses - go figure. My, how times have changed.

Photo by: Tiki Tillman

(tikitillmanphotos.com)

Staff Henry Miller - Publisher henry@stexasgolf.com (956) 607-9210 Joey Dowden - Advertising Director joey@stexasgolf.com (956) 607-0853 David DeLeon Henry Miller Designers Tiki Tillman Photography Photographer

Volume 2, Isssue 5. Nov. 2014. No part of this publication may be reproduced in any form without the prior written consent of the publisher.

Views and opinions expressed in this publication are strictly those of the writers, photographers and contributors, and are not necessarily those of South Texas Golf or its publisher. Every effort has been taken to ensure the correctness and accuracy in the material published in this magazine.

South Texas Golf reserves the right to edit, rewrite and refuse editorial materials and assumes no responsibility for accuracy, errors, omissions or consequence arising from it. South Texas Golf shall be held harmless and indemnified against any third-party claims. Advertisements appearing in South Texas Golf present only the viewpoint of the advertisers. South Texas Golf is printed in the U.S.A. All correspondence to the publication become the property of South Texas Golf Magazine.

South Texas Golf Magazine is published by H&J Publications. Copyright 2013. To advertise in South Texas Golf call (956) 607-0853 or email southtexasgolf@gmail.com

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[Southtexas Golf #1] 9

Feature name SHORT SHOTS

SHORT SHOTS A collection of tidbits brought to you by...

After helping many golfers find the best fit for them when it comes to golf clubs I thought with it being the holidays (and clubs being on so many wish lists) that I would put together some tips for buying clubs: Shorter is better for drivers. Many of today’s drivers have shafts 45 inches or longer, while the average PGA Tour driver is just 44.5 inches.

What does this tell you?

The longer the club, the harder it is to hit squarely. Anyway you slice it, shorter is better with woods.

facebook.com/southtexasgolf

HOLES-IN-ONE

Vernon Mohesky registered a holein-one at Valley International Country Club in Brownsville on the No. 5 hole using a 9-wood. Pictured above, left to right is Norma Mohesky, Vernon Mohesky and Wayne Mohesky.

Did you or someone you know sink a hole-in-one? Send us that person’s picture along with the following information: What course, what hole, how many yards, what club and how many holes-in-one has that golfer collected. Send them to southtexasgolf@gmail.com!

10 [Southtexas Golf #1]

spin around the greens for most golfers.

WIZARD’S WORD

Don’t forget the ball!

Ball technology is so

much better today with so many varieties that there’s something that fits every golfer. That being said, however, you really want a ball that has low spin of the driver and high spin of the wedge.

The most important thing in a a ball – distance.

More yards off the tee is better than a little extra

Think about home sweet home when selecting wedges. Are the greens small, fast and elevated? You need plenty of loft. Are the bunkers filled with lots of soft sand? Your sand wedge should have more bounce or a wider sole.

Is the turf firm, resulting in a lot of tight lies?

You’ll want less bounce.

Hey, it’s your course – set yourself up for home-course advantage.

This is the first of a three-part series.

Bill Hayter - Golf Headquarters owner, has been helping RGV Golfers improve their game and their equipment for more than 37 years.

A BIG DAY

Arguably the two most dominant female golfers in the Rio Grande Valley confirmed that their careers were far from over last month.

Above, Sharyland’s Sabina Pena signs to play with TCU. Pena tied for fourth at the UIL 5A Girls Golf Championships in 2013. She won the individual crown at the 2012 McAllen ISD Fall Golf Classic.

Ranked 12th in Texas, Pena earned all-state honors in 2012-13. She also tied for fourth-place overall at the state tournament that season.

Below, Harlingen’s Morgan McClaugherty signed to play with Winthrop University is Rock Hill S.C. The Eagles play in the Big South in Division I. She won seven of her eight high school tournaments as a junior and qualified for the Class 5A state championship while finishing the season with a 72 average. She is also a two-time district champion and was named District MVP for two years.

Morgan has already won two of the three tournaments this year leading up to Thanksgiving break.

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[Southtexas Golf #1] 11

FED-EX CUP STANDINGS PGA info brought SCHEDULES Feature to you by:name

Robert Streb 650 points 1 win

Tim Clark 366 points 3 wins

PGA SCHEDULE Dec. 4-7 Dec. 11-13 Jan. 9-12 Jan. 15-18 Jan. 22-25 Jan. 29-Feb. 1

Sang-Moon Bae

605 points 1 win

B.rendon de Jonge 363 points 0 wins

Ben Martin 574 points 1 win

Kevin Streelman 356 points 1 win

Bubba Watson 550 points 1 win

Steven Bowditch 325 points 0 wins

Ryan Moore 541 1 win

Nick Taylor 313 1 win

Hero World Challenge, Windermere, Fl. Franklin Templeton Shooutout, Naples, Fl Hyundai Tournament of Champions, HI Sony Open, Honolulu, HI Humana Challenge, La Quinta, CA Phoenix Open, Scottsdale, AZ

LPGA SCHEDULE Jan. 23-26 Bahamas LPGA Classic, Paradise Island, Bahamas CHAMPIONS SCHEDULE Dec. 13-14 PNC Father-Son Challenge, Orlando, FL LEGENDS SCHEDULE Nothing scheduled until 2015

1119 WEST HARRISON , HARLINGEN, TX 78550 PHONE: (956) 365-4122 FAX (956) 365-4120 WWW.RGVCARTS.COM

12 [Southtexas Golf #1] AND ONLY AUTHORIZED CLUB CAR GOLF AND XRT DEALER FOR THE OFFICIAL

CAMERON COUNTY, TEXAS (SERVING HARLINGEN, SOUTH PADRE ISLAND AND BROWNSVILLE)

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[Southtexas Golf #1] 13

Feature name UTPA WOMEN’S GOLF

BEAVERS TO

BRONCS Rise Alexander takes over UTPA women’s program after 24 seasons leading Oregon State

By Henry Miller henry@stexasgolf.com It wasn't too difficult to catch up to speed with the UTPA women's golf team when Rise Alexander arrived, even though the Lady Broncs' season had begun.

The biggest battle she dealt with was the school's two-day orientation program. After all, she had spent the past 24 years coaching the Oregon State University Beavers golf team.

“I knew the entire system,” Alexander said as her team practiced on the driving range at Los Lagos Golf Course in Edinburg. “I knew how everything worked. Of course there are a lot of responsibilities on the administrative side and you have to go through it all.”

Stepping into the golf program has been a fairly easy transition for Rise, whose contract was not renewed by Oregon State after last season. Rise, who played for the Oregon State in the 1970s, said she “blindsided” by the non-renewal and was not ready to give up coaching. In her last season with the Beavers they set a school record twice for the lowest three-round scores as a team, eclipsing the old record that had stood for 16 years.

Rise replaces Ofelia Lopez, after being arrested and charged with theft connected to University funds.

“I saw the opening here at UTPA and immediately applied,” Rise said. “I thought this program would be a place where I could have a positive impact and bring the program back to represent the WAC conference.”

In a sport that would seem to be goal-driven, Alexander's approach has no goals.

“We have commitments,” Rise said. “When you have goals it's usually all about creating a great score and it adds so much pressure. We have commitments – commitments to making better choices, to having quality practices and to understanding the golf course. We are committed to being mentally tough.”

That approach worked well for Rise, who brought the Beavers to 11 NCAA regionals and to a spot in the NCAA championship in 1998.

Rise joined the team following the first tournament of the season.

All she had to do was see the team practice for the first time and she believed she had a jewel of a squad.

14 [Southtexas Golf #1]

New UTPA Women’s Golf Coach Rise Alexander spent 24 years at Oregon State, leading the Beavers’ women golf team to 11 regional appearances and their first NCAA Championship appearance in 1998. Her contract at Oregon State was not renewed after the 2013-14 season.

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[Southtexas Golf #1] 15

Feature name UTPA WOMEN’S GOLF “I saw immediately that their physical abilities just don't match their score. So we started looking at why,” Rise said. “That's why we have commitments.”

Already this season senior Melissa Bernal tied a school record for most strokes under par at 1-under. Her 70 also tied for the second best single-round score in school history.

Rise and the Broncs practice at Los Lagos in Edinburg, a course Rise said is more of a championship course than the one her Beavers practiced on at Oregon St. She has added Tierra Santa and Palm View as other courses to practice on, to give her team more choices to play and a wider variety of decisions to make on the course. She's also hoping to add McAllen Country Club and a couple others so her team can practice under different course conditions and different architects.

“The key is to play every golf course to our strengths the way the architect designed it,” Rise said. “This is about the choices we make on the course and our mental strength.”

Despite recent rainy conditions, most golfers play in South Texas in nearly ideal weather. They also don't face extreme elevation changes. Rise said that when her girls played with a thunderstorm nearby at a recent tournament, it caused a major distraction.”

Of course, that same South Texas weather is a huge recruiting tool for Rise. Currently the team has four seniors and one sophomore so recruiting is a major commitment this season. Alexander said she hopes to sign at least three freshmen and two junior college transfers. As of late October the program had three prospects visit the campus.

Another recruiting tool is a tough schedule. Rise, who through her years of coaching knows many Div. I golf coaches, has already gotten her team invited to three WAC tournaments. In college golf, schedules are based on invitationals. So far, UTPA is scheduled for touraments at New Mexico St., Utah Valley and Seattle. Rise hopes to host an invitational in the near future.

But for right now, working with her new team and recruiting for her future teams, are the top priorities.

“This is a very good group of coachable girls – and they're fun to be around,” Rise said. “They are so willing to listen and try new things. As a coach it's quite refreshing.”

Melissa Bernal Sr., Torrey Pines High School, San Diego, Ca.

Marisa Canales Sr., Clear Springs High School, League City, Tx

Kelsey Canales So., Foy H. Moody High School, Corpus Christi, Tx.

16 [Southtexas Golf #1]

Ashley Garcia Sr., EdcouchElsa High School, Edcouch, Tx

UTPA 2015 Schedule Feb. 23-24 Islander Classic, Corpus Christi, Tx. March 23-24 Lady Eagle Invitational, Hattiesburg, Miss.

March 30-31 HBU Women’s Intercollegiate, Houston, Tx. April 6-7 2015 Gary Crossley Ford Kansas City Shootout, Kansas City, Mo.

Blake Peterson Sr., Oakmont High School, Rancho Cordova, Ca.

Rise Alexander Head Coach First Year

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And Receive expires 1/25/15

[Southtexas Golf #1] 17

I’M NOT QUITTING...

Feature name

I’M JUST BEGINNING

BY MORGAN MCCLAUGHERTY

W

e all have a predestined checklist in our mind throughout our teenage years.

Mine was first to practice and play with the high school team - before I actually entered high school. I started in seventh grade. Check.

Next, was to have the lowest scoring average on the team, including boys and girls, even as a freshman; and every year after that. Check (so far) Next, get a scholarship to play college golf. Check.

I wanted to qualify for regionals, which I have done every year (Check), and make it to state (Check).

But what happens after everything is checked off the list? Many people become satisfied with the progress thus far. Satisfaction leads to contentment – contentment leads to becoming stagnant (Showing little or no sign of activity or advancement; not developing or progressing; inactive). I can completely understand how many will feel this, but I refuse to let that happen to me.

I am a senior at Harlingen High School, readying for our Spring golf season. I am more motivated than ever. I don’t want to just win every tournament, I want to run 18 [Southtexas Golf #1]

away with every one of them.

There is a lot of pressure to perform because of my success from last year, to have a lower average than as a junior. If I don’t do that I feel as though I will have failed myself, because I know I have the talent to mark that off my checklist. I used to let the pressure of others affect my mental game; the goal was to make them happy. I learned, however that not only is that impossible, but it's also not healthy.

Now, the only person I now want to play well for is myself.

That helps make the “pressure” a little less intense. There's already enough stress because it’s my last chance as a high school golfer to leave a mark on this town, my hometown. There is no “I’ll do it next year.”

I have committed to play golf for Winthrop University, which makes things a lot more free sailing because I know my next step and where I will be going.

That also means I want to show my future coach that she made the right decision.

With SATs and ACTs in the past, the real answer to all of this is to never give up and never be satisfied. Be the last to leave the golf course and give golf everything I have.

Doing that especially as a 17/18-year-old is

another hurdle. I'm still young, I still want to have fun. Finding that balance is crucial and can be difficult – but it must be done.

Nobody ever said said being good would be easy. This is why I’ve worked so hard for 10 years now because I want to be the best, but it comes with consequences. Most people really don’t understand just how hard it is, not only physically but mentally. It’s draining. Always being in a good mood, remembering names, practicing in every form of weather, along with school and growing up.

What makes all these difficulties completely and totally worth it is seeing your score written in red at the end of the day and hearing the announcer say your name after winning the golf tournament. When experiencing this, it’s a giant flashback to practice sessions in the rain and the ridiculous number of layers you have to wear practicing when a cold front blows in.

All of a sudden I realize, this is why I go through all of that, to win, and to keep winning and working until I am the best. That is still on my checklist. I will not stop until I complete that challenge.

Morgan McClaugherty is a senior golfer for Harlingen High School. You can follow her progress at the South Texas Golf Facebook page.

45 00,0,2,202010114 .. .222 nv g ao u J A s N e s ir s e EExxpppirire

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[Southtexas Golf #1] 19

Feature name VAMOS

19TH TIME TO PLAY 18 FOR VAMOS The 19th Annual VAMOS Golf Cup tournament presented by Doctors Hospital at Renaissance will be held Saturday, March 7 at Palm View Golf Course in McAllen. Since its inception, VAMOS has given more than $15 million in scholarships to Valley High School students for their college careers. Below is a Q&A with DHR’s Senior Executive Vice President/Chief Operations Officer Marissa Castaneda.

What appealed to DHR to be the presenting sponsor of VAMOS? Doctors Hospital at Renaissance (DHR) is committed to its community. Through our commitment, DHR’s Board of Managers and Partners supports programs that enrich and foster health, education and civic service. DHR is proud to support VAMOS as it gives back directly to our community, supporting the future of our students through scholarships and educational opportunities.

You have some VAMOS alumni who will soon be working at DHR. Can you talk about them and how VAMOS helps students?

The students who have matriculated through the VAMOS program have been extremely dedicated, eager to learn, passionate and such a great asset to Doctors Hospital at Renaissance. By providing

20 [Southtexas Golf #1]

further educational opportunities that our local students may not have had access to without scholarships, VAMOS is directly impacting the future of the Rio Grande Valley. We are excited when a VAMOS scholar returns to our community to pursue his/her career and welcome them to do so at Doctors Hospital at Renaissance.

DHR is involved in many community events. Can you talk about your mission to give back to the community?

Doctors Hospital at Renaissance is dedicated to the health and well-being of our community. By supporting organizations such as VAMOS we see direct benefit as the organizations’ success become full circle; for instance, when VAMOS scholars return to our community to serve as nurses, healthcare professionals and physicians.

Marissa Castaneda is the Senior Executive Vice President/Chief Operations Officer for Doctors Hospital at Renaissance

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[Southtexas Golf #1] 21

Feature name

How do you use your Utility/Hunting/Personal/CarryAll/Security...

GOLF CART? Story by Henry Miller l Photos by Tiki Tillman hmiller@stexasgolf.com

l(tikitillmanphotography.com)

A blender?

You want a blender inside your golf cart?

John Bradley wasn’t sure what to say. The co-owner of RGV Carts in Harlingen had been asked to customize golf carts in many ways. The blender, however, was a new one.

“Sure, we could've done it. That

wasn't a problem,” Bradley said.

IS IT TIME? Interested in a custom-made golf cart or just a golf cart to get you around for business and/or person use? Check out www. rgvcarts.com and check out their You Tube channel (search RGV Carts at www.youtube.com). Make sure to watch the recent

22 [Southtexas Golf #1]

Welcome to the new universe of golf carts. Just like when the Florida Orange Growers wanted to expand orange juice use in 1980 and came up with the campaign “It isn't just just for breakfast anymore,” the golf cart industry could resurrect that saying with “Golf Carts – not just for golf anymore.”

In fact, golf is the SECOND largest

episode of the Texas Sportsman featuring RGV Carts and the HuntVe Switchback, a golf cart that’s changing the game when it comes to hunting!

You can calso visit RGV Carts at them at 1119 West Harrison Ave in Harlingen.

Phone number (956) 365-4122.

››

COVER STORY: GOLF CARTS use for golf carts in the Rio Grande Valley – easily being outdistanced by Winter Texans and thousands of carts that are utilized from Brownsville to Rio Grande City.

“Think about it. Some of these parks have a thousand sites for the Winter Texans,” said Bradley who, along with Mike Zinda, started RGV Carts in 2009.

“Probably 70-80 percent of the Winter Texans have and use them.”

Winter Texans can easily hop on board their cart and ride to their community center or wherever they need to.

There's no hassle, it takes no gas and – probably most importantly – they can show off their custom-made vehicle, many times showing who their loyalty is to when it comes to the NFL or college sports. Drive through any park in South Texas and it won't take long to find the Green Bay Packer or Texas A&M logo covering a true fan's cart.

But it doesn't stop there. One customer asked John and Mike if they could custom design a golf cart that looked like her “other” vehicle, a bright green jeep. What you see on the cover – and on the previous page – is that final product.

“She had a full size jeep in that color and wanted a golf cart to match the full size jeep,” Bradley said. “We used a Club Car DS, custom fit the body, the windshield and roll cage and matched up the color. Now it looks like a mini version of the family vehicle.

“There is no limit to the imagination and many people want their golf cart – especially if they are using it daily – to be an extension of their personality. We can do all sorts of things.”

So far they have added radios, full sound systems, GPS devices, CD players and docks to hold iPads. They haven't had a request for a flip-down TV screen but Bradley said they can do it.

“People are realizing that golf carts are an inexpensive alternative to driving their vehicle a short distance within their neighborhoods and communities,” he said. “They are efficient and quick – and they don't impede parking.”

Bradley and Zinda are both golfers and created RGV Carts with the idea that there was a need and a market for a golf cart dealership that was customer-service focused. It didn't hurt that both Bradley and Zinda – and the entire staff in fact – are very vehicle oriented... boys and their toys.

“We all like custom cars and trucks,” Bradley said.

But the spectrum of golf cart usage doesn't stop at Winter Texans and golf.

Third on the list are those utilizing carts for their ranch or for hunting purposes.

You'll also see carts at football games, customized for ambulance service to help take injured football players safely

off the field. You'll also find them being used by security companies or at church functions or events where there is a large parking lot and event holders want to usher people in easily, without the sometimes long and sweaty walk on a scorching South Texas day.

“When the focus shifted and became greater on being electric and going

more green people started looking to golf carts as an alternative to running their vehicle short distances,” Bradley said. “That brought about more usage and the vehicle became more and more an extension of people and their businesses and they wanted to customize it.”

He even had a customer request a portable shower to be added to the cart because he spent a lot of time on the beach.

“Yeah, we could've done that one too,” Bradley said.

[Southtexas Golf #1] 23

The 2014 IBCname BANK MCALLEN AMATEUR GOLF CHAMPIONSHIP AT PALM VIEW GOLF COURSE Feature

Genaro Avila (photos above) won the The 2014 IBC BANK McAllen Amateur Golf Championship by two strokes over defending champion Miguel del Angel.

24 [Southtexas Golf #1]

WELCOME BACK WINTER TEXANS!!

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WE HAVE THE BEST FLEET IN THE RIO GRANDE VALLEY!!

[Southtexas Golf #1] 25

15TH ANNUAL JALAPENO GOLF CLASSIC AT PALM VIEW GOLF COURSE Feature name

26 [Southtexas Golf #1]

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Save The Date Friday, April 24, 2015 Harlingen Country Club 2ND ANNUAL

BLUE SUNDAY GOLF SCRAMBLE Follow South Texas Golf or Blue Sunday Golf on Facebook for more information [Southtexas Golf #1] 27

Feature name CLUB MEMBER-GUEST INVITATIONAL ALAMO COUNTRY

28 [Southtexas Golf #1]

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Feature name HARLINGEN SUNBURST ROTARY SCHOLARSHIP TOURNAMENT AT EDDIE BUTLER

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1119 WEST HARRISON , HARLINGEN, TX 78550 PHONE: (956) 365-4122 FAX (956) 365-4120 WWW.RGVCARTS.COM

THE OFFICIAL AND ONLY AUTHORIZED CLUB CAR DEALER FOR CLUB CAR CARRYALLTM PRODUCTS IN THE RIO GRAND VALLEY!

[Southtexas Golf #1] 31

SOUTH TEXAS GOLF Feature name FEATURE NAME CART RENTALS

GOLF COURSE DIRECTORY

Alamo

Country Club

WEBSITE: myalamocountryclub.com PRO SHOP MANAGER: Lindsey Moravitz PAR: 35 (9-hole course)

ADDRESS: 920 North Tower Road, Alamo Texas, 78516 PHONE: (956) 787-0907

Are you tred of rentng golf carts for your tournament or event that

EMAIL: accfd@sbcglobal.net

YARDAGE: Blue - 2,332 (4,664 to play 18) White - 2,216 (4,432 to play 18) GRASS: Bermuda ROUGHS: Bermuda

look BAD?

COURSE SUPERVISOR: Hector Brunias

We deliver quality carts on tme. Our feet is all Club Car Precedents, that will represent your course or event in style.

PAR: 70 ADDRESS: 1800 San Marcello Brownsville, Texas

YARDAGE: Blue - 6,144; White - 5,562; Red 5,091

PHONE: (956) 541-2582

GRASS: Bermuda

COURSE COORDINATOR: Jaime Rivera

ROUGHS: Bermuda

WEBSITE: fortbrowngolf.com DIRECTOR OF GOLF: Robert Lucio

Forget the hassle of dealing with people who just don’t understand that the customers experience at your course or event is what brings them back! A GOOD ride may make that difference!

GOLF PRO: Joseph Lucio

ADDRESS: 300 River Levee Road Brownsville, Texas 78523 PHONE: (956) 542-9861

YARDAGE: Championship tees - 6,150; Men’s tees - 6,020; Ladies Tees: 5,550 GREENS: Champion Bermuda GRASS: Bermuda

WEBSITE: harlingencc.com

WE HAVE THE BEST FLEET IN THE VALLEY GUARANTEED! • • •

Quality Service Great Vehicles The Best Prices

CALL JOEY DOWDEN (956) 607-0853 3234 [Southtexas Golf #1]#1] [Southtexas Golf OR HENRY MILLER (956) 607-9210

GOLF PRO: Michael Fernuik PAR: 72 COURSE NAME: Harlingen Country Club ADDRESS: 5500 El Camino Real Harlingen, Texas 78552 PHONE: (956) 412-4100

YARDAGE: Black - 6,541; Blue - 6,261; White 5,625; Red - 5,035 GRASS: Bermuda GREENS: Champion

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[Southtexas Golf #1] 33

SOUTH TEXAS GOLF Feature name FEATURE NAME CART RENTALS

GOLF COURSE DIRECTORY PHONE: (956) 585-6330 FACEBOOK: Search for Howling Trails COURSE MANAGER: Raul Gutierrez COURSE NAME: Howling Trails (Previously Martin Valley Ranch

Are you tred of rentng golf carts for your tournament or event that

ADDRESS: 1910 Hole In One Dr. Mission, Texas, 78572

look BAD? We deliver quality carts on tme. Our feet is all Club Car Precedents, that will represent your course or event in style.

PAR: 1-18 is par-72; 19-27 is par 36 GRASS: Common Bermuda ROUGHS: Common Bermuda

WEBSITE: edinburggolf.com GOLF SHOP MANAGER: Joe Romero GOLF PRO: TBD

ADDRESS: 1720 S. Raul Longoria Edinburg, Texas 7854

YARDAGE: Black - 7,188; Blue - 6,789; White 6,211; Red - 5,561; GREENS: TifEagle

PHONE: (956) 316-0444

GRASS: TifDwarf 419

FAX: (956) 289-8275

ROUGHS: Bermuda

GENERAL MANAGER: Jeff Lowder

Forget the hassle of dealing with people who just don’t understand that the customers experience at your course or event is what brings them back! A GOOD ride may make that difference!

WE HAVE THE BEST FLEET IN THE VALLEY GUARANTEED!

GOLF PRO: Mike Perez ARCHITECT: Jay Riviere COURSE NAME: McAllen Country Club

PAR: 71/72

ADDRESS: 615 Wichita Ave. McAllen, Texas 78503

YARDAGE: Gold- 6,454; Blue - 5,946; White 5.628; Red - 5,164

PHONE: (956) 686-0923

GRASS: Tifsport

WEBSITE: mcallencountryclub.com

ROUGHS: Mini Verde

Meadow Creek in the Valley

GOLF DIRECTOR: Otis Hesteness ANNUAL TOURNAMENTS: 22 PAR: 70

• • •

Quality Service Great Vehicles The Best Prices

CALL JOEY DOWDEN 34 (956) 607-0853 36[Southtexas [SouthtexasGolf Golf#1] #1] OR HENRY MILLER (956) 607-9210

ADDRESS: 1300 Circle Drive Mission, Texas 78592

YARDAGE: Blue - 6,059; White - 5,488; Red 4,747

PHONE: Pro Shop (956) 350-4000; Office (956) 581-6262

GRASS: Bermuda

EMAIL: meadowcreekinthevalley@yahoo.com

GREENS: Bermuda

FEATURE NAME

››

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Invest with a knowledgeable financial advisor who’s on your side; someone who truly cares whether your investments are right for you.

Call today for more information or to schedule a consultation.

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Independence Powered By LPL Financial.

Securities offered through LPL Financial, member FINRA/SIPC

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[Southtexas Golf #1] 35 MKT-06061-0410 Tracking #641747

SOUTH TEXAS GOLF Feature name CART RENTALS FEATURE NAME

GOLF COURSE DIRECTORY WEBSITE: montecristogcc.com GOLF PRO: Adolfo Cubriel PAR: 71 COURSE NAME: Monte Cristo Golf Club ADDRESS: 2919 N. Kenyon Road Edinburg, Texas, 78542

Are you tred of rentng golf carts for your tournament or event that

PHONE: (956) 381-0964

GRASS: 419 Bermuda GREENS: Tiff Dwarf WEBSITE: palmviewgolf.com

look BAD? We deliver quality carts on tme. Our feet is all Club Car Precedents, that will represent your course or event in style.

YARDAGE: Gold - 6,392; Blue - 6,014; White 5,373; Red - 4,531

DIRECTOR OF GOLF: Carlos Espinosa, cespinosa@mcallen.net ARCHITECT: Charles Howard

PMSADDRESS: 286 blue and 347S.green.

2701 Ware Road McAllen, Texas 78503

PHONE: (956) 681-3444 FAX: (956) 681-3447

PAR: 72 YARDAGE: Middle - 5,779; Back - 6,771 FAIRWAYS: 419 Bermuda ROUGHS: Common Bermuda DIRECTOR OF INSTRUCTION: Wendy Werley Bullock, Class A LPGA Professional

Forget the hassle of dealing with people who just don’t understand that the customers experience at your course or event is what brings them back! A GOOD ride may make that difference!

DIRECTOR OF GOLF: Joe Powell ADDRESS: 1 Rancho Viejo Dr. Rancho Viejo, Texas 78575

PAR: 70

PHONE: (956) 350-4000

YARDAGE: Gold - 6,821; Blue - 6,315; White 5,979; Red - 5,556

WEBSITE: rvrcc.com FACEBOOK: Rancho Viejo Resort & Country Club

WE HAVE THE BEST FLEET IN THE VALLEY GUARANTEED! • • •

Quality Service Great Vehicles The Best Prices

CALL JOEY DOWDEN (956) 607-0853 36 38 [Southtexas [Southtexas Golf Golf #1] #1] OR HENRY MILLER (956) 607-9210

GRASS: Common Bermuda ROUGHS: Common Bermuda

PAR: 70 (holes 1-18); 36 on 19-27 ADDRESS: 2201 Mayberry, Mission, Texas

YARDAGE: Blue - 5,950; White - 5,575; Yellow - 5,350; Red - 4,700

PHONE: (956) 580-8770

GRASS: Common Bermuda

EMAIL: sharygc@yahoo.com

ROUGHS: Common Bermuda

DIRECTOR OF GOLF: Mario Flores

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[Southtexas Golf #1] 37

SOUTH TEXAS GOLF Feature name FEATURE NAME CART RENTALS

GOLF COURSE DIRECTORY WEBSITE: spigolf.com FACEBOOK: facebook.com/spigc GENERAL MANAGER: Chris Meade ADDRESS: 1 Golf House Road Laguna Vista, Texas 78578

Are you tred of rentng golf carts for your tournament or event that

PHONE: (956) 943-GOLF FAX: (956) 943-2361

GOLF PRO: Chris Meade ARCHITECT: Stephen Caplinger YARDAGE: Red - 5,406; White - 5,542; Blue 6,291; Black - 6,420; Gold - 6,931

look BAD? WEBSITE: stuartplacegolf.com

We deliver quality carts on tme. Our feet is all Club Car Precedents, that will represent your course or event in style.

Forget the hassle of dealing with people who just don’t understand that the customers experience at your course or event is what brings them back! A GOOD ride may make that difference!

TWITTER: @stuartplacegolf PAR: 36 (9 holes) YARDAGE: Blue - 6,827; White - 6,266; Gold 5,820; Red - 5,252 ADDRESS: 158 Highland Drive Harlingen, Texas 78522

GRASS: Mixed

PHONE: (956) 428-2000

ROUGHS: Mixed

FAX: (956) 428-1000

GREENS: Champion

DIRECTOR OF GOLF: Raul Garza ARCHITECT: Dave Bennett ADDRESS: 700 E. Hall Acres Pharr, Texas PHONE: (956) 702-2320 FAX: (956) 702-2536 WEBSITE: pharrgolf.com

WE HAVE THE BEST FLEET IN THE VALLEY GUARANTEED! • • •

Quality Service Great Vehicles The Best Prices

CALL JOEY DOWDEN (956) 607-0853 38 40 [Southtexas [Southtexas Golf Golf #1] #1] OR HENRY MILLER (956) 607-9210

PAR: 72 YARDAGE: Blue - 6,827; White - 6,266; Gold 5,820; Red - 5,252 GRASS: Tifdwarf Bermuda ROUGHS: Bermuda 419

DIRECTOR OF GOLF: Joey Rios ARCHITECT: Jeff Brauer, Steve Elkington ADDRESS: 1901 Club de Amistad Weslaco, Texas 78596

PAR: 72

PHONE: (956) 973-1811

YARDAGE: Black - 7,139; Blue - 6,601; White - 6,045; Red - 5,283

FAX: (956) 973-2565

GRASS: Bermuda 419

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GREENS: Champion

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[Southtexas Golf #1] 39

SOUTH TEXAS GOLF

CART RENTALS Feature name

FEATURE NAME Forget the hassle of dealing with people who just don’t understand that the customers experience at your course or event is what brings them back! A GOOD ride may make that Are you tred of rentng difference! golf carts for your tournament orBEST eventFLEET that WE HAVE THE

GOLF COURSE DIRECTORY WEBSITE: myharlingen.us/default. aspx?name=parks.golf.course DIRECTOR OF GOLF: Eddie Medlin PAR: 71 (Holes 1-18); 35 (Holes 19-27)

ADDRESS: 2640 S. “M” Street Harlingen, Texas PHONE: (956) 216-5970

YARDAGE: (1-18) - Blue - 6,320; White 5,837; Red - 5,113; (19-27) - White 2,881; Red - 2,467 GRASS: Common Bermuda ROUGHS: Common Bermuda

look BAD? IN THE VALLEY

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WEBSITE: viccgolf.com

We deliver quality carts • on tme. Our feet is all Quality Service • Club Car Precedents, that Great Vehicles will represent your course • Compettve Prices or event in style.

CALL JOEY DOWDEN (956) 607-0853 OR HENRY MILLER (956) 607-9210

Forget the hassle of dealing with people who just don’t understand that the customers experience at your course or event is what brings them back! A GOOD ride may make that difference!

WE HAVE THE BEST FLEET IN THE VALLEY GUARANTEED! • • •

Quality Service Great Vehicles Compettve Prices

CALL JOEY DOWDEN (956) 607-0853 OR HENRY MILLER (956) 607-9210 40 [Southtexas Golf #1] 42 [Southtexas Golf #1]

GOLF PRO: Eric Rivera GENERAL MANAGER: Kevin Sargent ADDRESS: 95 Country Club Brownsville, Texas 78520 PHONE: (956) 546-5331 (office); (956) 5489199 (pro shop)

PAR: 70 YARDAGE: White - 4,924; Black - 5,517; Blue 6,130; Orange - 6,538 GRASS: Bermuda

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JOEY’S CORNER Feature name

TIME FOR A CHANGE - MERRY CHRISTMAS Changing it up a bit this time folks. I’m going to give you a history lesson. I read this story the other day and thought I would share. Happy Holidays everybody, especially to my BABY GIRL…MADISON…I LOVE YOU SWEETIE!!!

THE ONE HORSE OPEN SLEIGH: The Story of “Jingle Bells”

By Roger Lee Hall One of the most popular songs heard during the Christmas season began not for that holiday but as a winter song with the title, “The One Horse Open Sleigh” (original sheet music cover shown above, published in 1857 by Oliver Ditson in Boston).

According to the book, Boston Curiosities this information is provided: “Jingle Bells” was written by Medford [Massachusetts] resident James Pierpont in 1850, inspired by the annual one-horse open-sleigh races on Salem and Pleasant Streets between Medford Square and Malden Square. Pierpont penned the racy little ditty in Simpson’s Tavern, a boardinghouse that had only one piano in town.

This is interesting details about how the song was written but unfortunately the two authors (Bruce Gellerman and Erik Sherman) don’t provide any source for this information. Two years later, in 1859, the title was changed when it was reprinted with the title: “Jingle Bells, or The One Horse Open Sleigh” James Lord Pierpont was born in Medford, Massachusetts in 1822 and died in Winter Haven, Florida in 1893.

He had a rather unusual life, coming from a strict New England Unitarian family who were against slavery. He moved to the South and was an organist in a church in Savannah, Georgia.

Against his family’s wishes, he supported the Confederate cause, writing several songs in support, including “Strike

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Hi, I’m Madison. I live in Vero Beach, Fla. and am a high school freshman..

I’m 15 and this is me about to go to homecoming. Say hi to my dad…he’s in the other pic. Have a Happy Holiday Season. Dad, newIphone please. Be seeing you. for the South” and “We Conquer or Die.” It has been reported, though not proven, that he wrote his popular winter song for his father’s Sunday School class for Thanksgiving and it proved so popular that it was sung again at Christmas time. One of Pierpont’s friends called the song -- “a merry little jingle.”

After he wrote the song Pierpont paid little attention to it until the Salem Evening News printed a story about it in 1864. Then he accepted credit for writing “Jingle Bells.” There has been speculation that Pierpont borrowed lines from a Stephen Foster minstrel song but that has remained unproven.

James Pierpont’s uncle was the famous wealthy New York financier, John Pierpont Morgan, founder of the famed Pierpont Morgan Library.

Though he died in Florida (ironically in the same city where the Boston Red Sox used to have their spring training camp), James Pierpont was buried in Savannah, Georgia in Laurel Grove Cemetery. There was a marker placed in Troup Square in

Savannah to honor him – Did Pierpont write “Jingle Bells” in Medford, Massachusetts or Savannah, Georgia? Both places make claim to the song’s origin. Yet it seems likely that he wrote the song in Medford where snow was commonplace rather than in the warmer climate of Savannah.

“Jingle Bells” was not very popular when it was first published in 1857.

Though it was reprinted in 1859, it took many years to became one of the most popular winter songs.

Among the earliest recorded versions of the song were on music boxes and other mechanical music devices.

When did it start to become popular as a Christmas song?

That happened first with the spread of phonograph records and later on radio, which allowed the song to be heard by a nationwide audience.

Among all these recordings, it was Bing Crosby with The Andrews Sisters who made the song the most popular.

Their 1943 recording is the one most often heard today during the Christmas season in the U.S.A. One hundred fifty years after it was published as “Jingle Bells,” there are millions of listeners who know and love this song, even though it makes no mention of Christmas in its lyrics.

Yet it does evoke what many people think of as a nostalgic Christmas from the past -- a winter scene riding through the snow and singing...

Jingle bells, Jingle bells, Jingle all the way.

Oh what joy it is to ride In a one horse open sleigh!

One does have to wonder slightly if the last two lines may have been written a bit sarcastically. I’m not about to sell my car to find out, but I would imagine riding in an open sleigh during a New England winter would be comparable to driving a convertible with the top down in the middle of winter. Cold, windy and covered in snow!

HAPPY HOLIDAYS!!!

›› AND THE WINNER IS....

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For the second time in the past five years, Miller Lite won gold at the Great American Beer Fest in the AmericanStyle Lager or Light Lager category.

[Southtexas Golf #1] 43

Feature name LIFESTYLE: YOUR MONEY FROM TEE TO GREEN

RENTING VS. OWNING

If you are one of the 35% of Americans who currently rents versus owns a home, your investment profile is likely different from that of a homeowner.1 Instead of being tied to one very large, long-term asset, renters have the freedom and, one could reasonably assume, more liquidity to pick and choose a broadly diversified portfolio of investments that complement their lifestyle choice and financial objectives.

Weigh some of these renter-friendly investing strategies as you pursue your own version of the American Dream.

Think Past Stocks and Bonds. While traditional investments shape the foundation of most long-term investment Mark Southwell portfolios, Mogan Stanley individuals at Financial Advisor higher income levels or with more investable assets may turn to alternative investments.2 Alternative investments include hedge funds, private equity partnerships, commodities, and derivatives, among other vehicles.

Although these investments may differ in their individual risk/return features, they share some common characteristics—namely a historically low correlation to publicly traded stocks and bonds, a high risk-high return profile and a potential lack of liquidity, the chance that an investor may be unable to sell or forced to sell a security at a discount in the secondary market, due to a lack of buyers.

For Real Estate Exposure, Consider Real Estate Investment Trusts (REITs) or Rental Properties. REITs feature investment in different types of commercial real estate. A rental property also offers exposure to real estate, with

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the potential to build long-term equity and take advantage of tax deductions.

Turn to Municipal Bonds to Lighten Your Tax Burden. Without access to the attractive tax benefits available to home owners, renters may find municipal bonds, or “munis,” to be a wise investment choice. In general, the interest paid on municipal bonds is exempt from federal taxes and may also be exempt from state and local taxation if they are purchased by residents of the issuing state/municipality. This taxadvantage makes munis particularly attractive for investors in higher tax brackets. Although interest on munis may be tax exempt, any capital gains generated from the sale of a muni bond or bond fund are taxable at the applicable capital gains rate, currently a maximum of 20% for gains from most types of investment assets held over one year.3 Maximize Tax-Advantaged Retirement Accounts. Without the significant expenses associated with home ownership renters may be in a better position than homeowners to fully utilize the savings and tax benefits of employer-sponsored retirement plans and IRAs. In 2014, individuals can make pretax contributions of up to $17,500 to a 401(k)—$23,000 if they are age 50 or older, while the contribution limit for IRAs is $5,500, or $6,500 if they are age 50 or older.4 Like investing in a home, all of these investing strategies carry their own risks. If you are a renter and looking to diversify your holdings please contact me to discuss the risks and strategies outlined here and how they might work for your situation.

If you have questions or would like to learn more, contact Mark Southwell at the 1845 Group, Morgan Stanley Wealth Management, 7000 N. 10th St, C-2 | McAllen, TX 78504 Phone: 956 683-1700 Website: morganstanleyfa.com/1845group/

Sources: 1National Multifamily Housing Council, NMHC tabulations of 2012 Current Population Survey, Annual Social and Economic Supplement, U.S. Census Bureau (http://www.census.gov/cps).

Updated October 2012.

2Alternative investments are complex, high-risk instruments with limited liquidity compared with stocks, bonds or mutual funds. In addition most require individuals to have investable assets of $1 million and some require assets of up to $5 million or more. You should consult your financial advisor before investing in any of these products.

3 Investors whose taxable income exceeds the thresholds set for the 39.6% ordinary income tax rate will be subject to the 20% long term capital gains rate (for 2014, the threshold is $406,750 for single filers, $457,600 for married filing jointly or qualifying widow(er), $432,200 for heads of household, and $228,800 for married filing separately).”

4 IRS, A Guide to Common Qualified Plan Requirements; Publication 590, Individual Retirement Arrangements (IRAs).

If you’d like to learn more, please contact Mark Southwell, CFP®.

Article by Wealth Management Systems, Inc. and provided courtesy of Morgan Stanley Financial Advisor.

A security that is usually traded like a stock on the major exchanges and invests in real estate directly, either through properties or mortgages.

The risks of REIT investing are similar to those associated with direct investments in real estate: lack of liquidity, limited diversification and sensitivity to economic factors such as interest rate changes and market recessions.

The author(s) are not employees of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). The opinions expressed by the authors are solely their own and do not necessarily reflect those of Morgan Stanley. The information and data in the article or publication has been obtained from sources outside of Morgan Stanley and Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan Stanley. Neither the information provided nor any opinion expressed constitutes a solicitation by Morgan Stanley with respect to the purchase or sale of any security, investment, strategy or product that may be mentioned.

Tax laws are complex and subject to change.

This information is based upon current federal tax rules in effect at the time this was written. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. This material was not intended nor written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer.

Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein.

Interest in municipal bonds is generally exempt from federal income tax. However, some bonds may be subject to the alternative minimum tax (AMT).

Typically, state tax-exemption applies if securities are issued within one’s state of residence and, local tax-exemption typically applies if securities are issued within one’s city of residence.

Bonds are affected by a number of risks, including fluctuations in interest rates, credit risk and prepayment risk.

Morgan Stanley Financial Advisor(s) engaged South Texas Golf to feature this article.

Mark Southwell, CFP® may only transact business in states where he is registered or excluded or exempted from registration http://www.morganstanleyfa.com/1845group/. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Mark Southwell, CFP® is not registered or excluded or exempt from registration. © 2014 Morgan Stanley Smith Barney LLC. Member SIPC.

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[Southtexas Golf #1] 45

LIFESTYLE: FAMILY LIVING Feature name

Three daughters, a dad and a question...

HOW WILL THIS WORK? There was a time in my life where the thought of having daughters horrified me.

I had been a son all of my life, so naturally I would know what a boy’s reaction would be to certain aspects of adolescence. I have a sister, but she was much younger than I and the more difficult years of her journey leading into adulthood, I spent away at college or stationed hundreds of miles away in

the Army. Now in my 40s, I am happy to say that I have been blessed with the best possible outcome: three daughters.

When they first arrived, one by one, I worried about how we would “connect.”

Being an avid hunter and fisherman, I was concerned we would not find common ground to share. As they plodded their way through toddlerhood, I watched them with a keen eye, hoping for any sign of interest in the outdoors.

Until then, I simply loved on them and let them know how important it was to me to spend time with them.

When my oldest daughter, Marjorie, was about 3, she began to show interest in watching me clean ducks I would bring home from hunting. I thought this was odd, a little girl wanting to see the unpleasantness associated with such a chore, but I was happy to oblige (my wife was horrified). At 4, Marjorie asked me something that made me want to immediately break into a jig.

She asked if she could go hunting with me. Glory, hallelujah!

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As quickly as I could, I whisked her away to the nearest Academy. There, we bought her a camouflage shirt, pants, hat, and topped the whole outfit with some rubber “hunting boots”. The weather for that first hunt with my daughter turned out to be perfect for her. It wasn’t too cold and the ducks were VERY cooperative. The action was non-stop and all over in 30 minutes. It was the perfect scenario. I still have the picture from that hunt, my duck strap full of ducks dangling around her neck, the ducks feet almost touching the ground. She’s standing there with a big smile and her blonde hair spilling out of her little hat.

My middle daughter, Anna, was 6 when she first asked to go to the lease with me. It was after deer season, but hogs and aoudads were still plentiful and legal to shoot. My dad went along with us. This turned out to be very beneficial because Anna is not exactly a morning person. Dad would sleep in at the cabin with her, while I hunted in the mornings. Anna sat with me in the blind during the evenings. The first hunt she was in the blind with me, I shot a nice, mature aoudad within twenty minutes of arriving at the blind.

Anna was thrilled and I was ecstatic.

Once again, everything went perfectly.

The next evening, I shot a hog in the last waning moments of shooting light. That night around the fire, Anna, beaming, recounted the action of the hunt for my dad.

My youngest, Lilly, has gone hunting with me several times. She’s still too young (actually, too little) to shoot yet.

However, the two of us did go down to the lease by ourselves once and she was present when I shot my biggest aoudad to date. I don’t know if hunting has the same hold on Lilly as it does her other two sisters though. When I heard the aoudads coming down the hill, I actually had to wake her up to let her know. When I got ready to take the shot, I had to wake her up … again.

It doesn’t really matter. She enjoys spending time with me, just her and I, and that is ultimately the most important thing.

How did I get so fortunate to have

Jason Patterson is author of Shades of Ecclisiastes: Essays from a Texas Sportsman. Check out his author’s website at http://outskirtspress.com/ shadesofecclesiastes/ You can also read an excerpt from his book in the December edition of Texas Sportsman Tracking Outdoors Magazine. Like them on Facebook for contests and more information. not one, not two, but three daughters willing, even wanting to spend time with me outdoors? It has nothing to do with what they were born with. It has everything to do with the way that I loved them growing up and how I showed that love to them when they were still very young.

We spend time together doing all kinds of things now. These are things that they have shown interest in and have in turn instilled an interest in me as well. During the offseason, we go down to the driving range and hit golf balls until we can’t swing the clubs anymore. That was their idea. Is one of them destined to be the next Michelle Wie or Stacy Lewis? I doubt it, but who cares? We have a blast and we’re doing it together.

Regardless of the activity, the outdoors has proved to be the common ground my daughters and I share. The outdoors did not create our bond, but it sure has strengthened it. One of these days I may very well have a grandson.

Maybe I can teach him to love the outdoors and enjoy going to the driving range … like a girl does.

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[Southtexas Golf #1] 47

Feature name

LIFESTYLE: CIGARS

PETRIDES’

PICKS

Cigars, and other accessories you may want to try, picked by Casa Petrides’ owner Demetrio Petrides

GALERONES SERIES

KRISTOFF CIGARS Kristoff Cigars is the fastest growing boutique manufacturer in the cigar industry.

According to their website www. kristoff.com: “Established in 2004 by Glen Case, Kristoff Cigars is one of the fastest growing boutique manufacturers in the cigar industry. We’ve assembled the finest master blenders with generations of Cuban Cigar making experience to derive the exquisite taste of our cigars.

At Kristoff, we use only the highest quality double and triple fermented premium tobaccos from around the world; they are then artfully blended so as to satisfy the palate of the most discriminating cigar aficionado.”

STILL SEARCHING? It’s that time of the year again. You’re trying to decide what to buy for Christmas for a friend/relative/loved one and you just can’t figure it out.

Casa Petrides has plenty of options - a lot more than you might ever imagine.

There’s a wide selection wine, lighters, canes, chess sets, and a ton of other novelties you may not think would come from your one-stop tobacco shop.

Oh yeah, and there are cigars - plenty of cigars, including the Kristoffs highlighted here, and e-cigarettes and tobacco and cutters - the list continues. And, if it’s overwhelming, head on to the back of the store and enjoy a nice beverage, and maybe even try one of those cigars you’re thinkgin about buying for a friend. After all, who says you can’t treat yourself during this holiday time?

Brand: Ceniza De Plata Ceniza De Plata, meaning “Silver Ash”, is an extremely rich mediumfull bodied cigar with pronounced notes of spice, a hint of black pepper, sweet milk chocolate and a smooth coffee and cream finish.

When you smoke this cigar, you’ll know why it’s called “Ceniza De Plata”.

Blend Wrapper: San Andreas, Mexico Binder: Ecuador Cuban Seed Filler: Triple Nicaraguan Cuban Seed Sizes: Robusto (5 x 52); Toro (6.25 x 54); Torpedo (6.25 x 52); 660 (6×60)

CASA PETRIDES is located at 735 West Dove Ave. in McAllen. Call them at (956) 668-9686.

Casa Petrides has a large selection of cigars, tobaccos, lighters, cutters, wines and other accessories. You can also enjoy your cigar, some wine or beer in the Torpedo Bar behind the store!

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[Southtexas Golf #1] 49

LIFESTYLE - FINANCE Feature name

Compounding puts time on your side Sometimes people put off saving for retirement because so many other things seem to get in the way. Do you find yourself among them? If so, try to overcome the urge to procrastinate and start saving as soon as possible. When it comes to investing for long-term goals, time can be your most powerful ally.

TIME AND INVESTMENT RETURNS The reason time can work for you is because of a concept called compounding. The idea behind compounding is simple -- when your investment earns money, this amount is reinvested in your account and potentially generates more earnings. Over time, this process can increase the growth potential of your original investment. If your earnings are reinvested for a long enough period, compounding can reduce some of the pressure on you to invest greater amounts as you approach retirement.

The power of reinvested earnings partly explains why some people who start investing early in their careers

Harvey Lopez brings more than 15 years experience of Wealth Management, business solutions and Insurance experience serving the entire Rio Grande Valley.

If you have questions, you can call Harvey at (956) 874-8750 often end up with more money than people who start later, even if their total contributions are less.

COMPOUNDING WITH EVERY CHECK Your employer-sponsored plan may

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be one of the most convenient ways to make compounding work for you. Every paycheck, you have a new opportunity to add to your retirement savings. For 2013, you may be able to contribute a maximum of $17,500 (check with your employer, because some organizations may impose lower limits). If you are age 50 or older, you may also have the opportunity to save up to $5,500 more.

Even if you cannot afford to invest the maximum amount, try to do as much as you can.

Of course, you can’t benefit from compounding if you don’t stay invested Withdrawing money during your working years could wipe out or reduce the savings you have accumulated, which would reduce some of the benefit of compounding.

So don’t procrastinate. Start saving as soon as possible and take advantage of what compounding can do for you. © 2013 S&P Capital IQ Financial Communications. All rights reserved.

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The List Goes On [Southtexas Golf #1] 51

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Feature name

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