Generation 50+ - Spring 2019 by Pacific Publishing Company

Generation 50+

Spring 2019 How One Volunteer is Helping End a Family Cycle of Alzheimer’s

Jacqueline Patterson, speaking at an Alzheimer’s Association event.

Make Better Brain Health a Top Priority (StatePoint) Alzheimer’s Disease is expected to impact nearly 14 million Americans by 2050, according to the Alzheimer’s Association, however, science suggests you can lower your risk of cognitive decline by adopting key lifestyle habits. Research has shown lifestyle changes like improving diet and exercising regularly have helped drive down death rates from cancer, heart disease and other major diseases. These same lifestyle changes may also reduce or slow your risk of cognitive decline, often a precursor to Alzheimer’s and other dementias. Discovering risk factors and preventive strategies for cognitive decline that can cause problems with memory, language, thinking and judgment is a hot topic in Alzheimer’s research, as are multi-faceted lifestyle interventions to slow or prevent dementia. The good news? Many such interventions are things you might already be doing or thinking about doing, such as eating well, staying physically active and getting good sleep, just to name a few. “There is increasing evidence to suggest that what is good for the heart is good for our brains,” says Keith Fargo, Ph.D., director of scientific programs and outreach at the Alzheimer’s Association. “Keeping our brains healthy is not something we should worry about only as we get older. It should be a lifelong effort.” One easy way to encourage brain health at any age is to stimulate your mind with problem-solving challenges. Working on a jigsaw puzzle, learning a new language and

Top Priority, Page 7

(StatePoint) Jacqueline Patterson, 66, knew from a young age what Alzheimer’s looked like, but didn’t call it by its name until she started caring for her mother, Ruby, in 2008. “When I took on caregiving responsibilities for my mom, the only thing I knew was that this is just something that everyone in my family gets – we accepted it,” Patterson recalls. “But once I saw my mom die from the disease, I made it my mission to learn as much as I can and educate as many people as I can, especially African Americans who are disproportionately impacted by the disease. I don’t want anyone to go through what I did.” Patterson has a long family history of Alzheimer’s disease. Her grandfather had the disease, and of her mother’s nine sisters, six passed away with Alzheimer’s or dementia and three are currently living with the disease. Patterson’s father, Matthew, also passed away from the disease. “At that time, it didn’t occur to any of us that this was a disease,” Patterson says. “Once I began to look more closely, I realized there was more to it. It really hit home once my mother developed the disease.” According to the Alzheimer’s Association, there are currently more than 5 million Americans living with Alzheimer’s disease, the sixth leading cause of death in the U.S. Disproportionately impacting African Americans, older African Americans are twice as likely as older white Americans to develop the disease. By the time Patterson realized her mother was showing symptoms of Alzheimer’s, she was already in the late stages. “Her doctor said that it was just normal aging, but I knew there was more going on -- something was obviously very wrong.” Patterson, a high school biology teacher, retired early to be a full-time caregiver for her mother. Frustrated with the lack of information and support services available, she reached out to the Alzheimer’s Association where she was able to learn about the disease and access needed resources like respite care.

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Must-Know Health Tips for Faster Flu Recovery (StatePoint) With last year’s flu season having been associated with 80,000 deaths -- one of the deadliest in decades -- focusing on immune health is important. There are essentially three stages of the flu: incubation -- the development of the virus within your body; infection -- when most symptoms are strongest; and convalescence -- as your body recuperates from the virus. “Most people are familiar with vaccines to prevent the flu and remedies to relieve symptoms. There is less awareness about the recovery stage, when your body is weakened by the virus and at risk for other ailments,” says Dr. Fred Pescatore, renowned natural health physician. Last year, a study found adult patients had higher risk of heart attack after an influenza diagnosis. To ensure proper recovery, Dr. Pescatore is offering the following tips. Increase Air Moisture Adding moisture to the air can help reduce congestion and soothe the throat while recovering from the flu. Using a humidifier in dry rooms can ease symptoms. Also, try a face steam. Begin by boiling a pot of water. Remove it from the heat and bring your face close while draping a towel over your head to breathe in the steam. This is an easy at-home

Flu, Page 6

QUARTERLY SPECIAL: A PUBLICATION OF THE QUEEN ANNE & MAGNOLIA NEWS, CITY LIVING SEATTLE, AND MADISON PARK TIMES

GENERATION 50+ | SPRING 2019

Your Home is Your Castle: How to Protect it Through the Years

(StatePoint) For many people, owning a home is the American dream, and the single biggest financial investment they will ever make. With the stakes so high, in addition to picking out the perfect property, it’s critical to have the right insurance. While homeowners may start out with the right amount when they first purchase their home, over time, their policy can become outdated. Why? One big reason is inflation. “Labor and building material costs go up over time, which means that if your home were destroyed by a fire or natural disaster, for example, and you had to rebuild it in today’s dollars, it would very likely cost much more,” said Bob Buckel, vice president and product manager, Erie Insurance. “That’s why we recommend that all homeowners get ‘guaranteed replacement cost’ coverage.” In addition to making sure your insurance keeps up with inflation, experts also recommend homeowners reach out to their insurance agent when: • You remodel: 2019 is expected to be a popular year for remodeling, according to the Leading Indicator of Remodeling Activity. Whether it’s putting on an addition or finishing the basement, be sure the extra square footage and finishes are listed on your policy. Why? If something were to happen (think: fire, water damage, etc.), you’ll want your insurance policy to provide enough funds for everything to be repaired or replaced.

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• You make changes to outdoor space: The same is true with any remodeling to your outdoor space. The addition of an in-ground pool or fence can add value to your home. There are also liability concerns associated with certain equipment, such as a swimming pool or trampoline. Unfortunately, at least 148 children drowned in swimming pools last summer and many more were injured, according to the Consumer Product Safety Commission. You’ll want to make sure you’re properly covered in the event of an accident.

• You start a home-based business: Whether you have a side hustle or draw a full-time income from a home-based business, you may not have the right coverage in place. For example, if you’re selling LuLaRoe clothing and there’s a fire, your merchandise might not be covered since typical policies don’t always cover home-based businesses. You’ll most likely need an incidental business endorsement. Coverage from Erie Insurance could cost about $30 to $70 per year.

• You install a security system: You may qualify for a discount on your insurance if you’ve recently installed a security system. One study by the Electronic Security Association (ESA) looked at the 10 largest insurance companies and found many offer worthwhile premium discounts.

• You acquire valuables: Homeowners insurance covers your belongings, but generally only up to a certain dollar amount per item. So, if you acquire an expensive item, such as an engagement ring, a fur or a valuable artwork, you should talk to your insurance agent about adding special coverage. You may also need to provide a receipt or appraisal.

How to Get the Most Out of Your Credit Card (StatePoint) When it comes to purchases, Americans overwhelmingly prefer credit cards to cash or debit cards, yet few review the rewards and benefits that come with their card. This means millions of Americans may be missing out on experiences, cash back or other benefits that credit cards offer. If you are one of the 77 percent of Americans that prefer to use credit cards, here are a few tips to make sure you are getting the most when it comes to a rewards card. • Do your research. “The credit card rewards program you choose should fully align with your spending habits, interests and goals,” says Russ MacKaron, general manager of Card Experiences at USAA Bank. “A one-size-fits-all card doesn’t exist, so do research upfront.” For example, if you travel often, a card that offers airline or hotel rewards may be the best fit. The key is to avoid a rewards program that you’re not likely to use or that requires you to meet a certain spending requirement within a set period. Instead, choose a rewards card that allows you to earn points for everyday purchases, such as dining, gas and groceries. For example, the USAA Rewards Credit Cards offer extra points on all these items with no limit on how many you can earn. • Redeem rewards often. According to MarketWatch, over $16 billion worth of credit card rewards go unclaimed each year. One reason for this is the process for redeeming rewards can be confusing. What’s more, many credit cards have rewards that expire within

a set timeframe. Read the fine print and redeem rewards multiple times per year to make sure you don’t lose out. There are several cards on the market that offer the option to earn unlimited points that never expire, such as the USAA Rewards Visa Signature Card. Another simple way to guarantee you’re redeeming rewards regularly is to have your points automatically credited to your account each time you hit a set number. For example, changing your settings to redeem your rewards points each time you hit the 1,000-point mark will help you take full advantage of your rewards program, even if you forget an expiration date. • Note interest rates and other fees. “Earning credit card rewards can be completely counterproductive if you end up paying hidden fees that outweigh the benefits,” warns MacKaron. If you’re paying an annual fee that adds up to more than the rewards you redeem, you’re likely not making the most of your credit card rewards program. A card with a low interest rate may seem like the most attractive option at first glance. However, according to TheBalance.com, there are three other key fees in addition to the annual membership fee you should look out for: teaser rates, balance transfer fees and late fees. To learn more about reward credit cards options, visit usaa.com/creditcards. Finding the right credit card can take time and energy, but earning and redeeming rewards will make the effort worthwhile.

GENERATION 50+ | SPRING 2019

Tips to Tackle Your Financial Goals With Confidence (StatePoint) Many Americans have a certain vision for their financial future but not a clear path for how to achieve their goals. Use these tips to tackle your finances with greater confidence • Set a specific goal. Setting goals may actually boost your confidence about achieving them. In fact, those who set a financial goal for themselves in 2017 were more likely to feel that their finances had improved over the course of the year, compared to those with no financial goal, according to research from Lincoln Financial Group. Whether it’s saving more for retirement or paying off a debt, setting a goal is a great place to start. • Make a plan. Having a financial plan in place can help you prepare for life’s surprises and face them with confidence. A financial plan doesn’t need to be complicated, but it should cover everything that’s important to you at this specific stage of your life. A financial advisor can provide an objective voice to help you stay focused on your goals while balancing your risk preferences and time horizon. They can also provide education to help determine if and when to fine-tune your plan. If you already have a relationship with an advisor, schedule time to review your plan and make any necessary adjustments. • Consider sources of protected lifetime income. Eighty-two percent of pre-retirees are concerned about what will happen to their investments if the market drops. Build diversity into your retirement income plan by incorporating different sources of lifetime income in addition to Social Security. Do you have a pension? Have you considered incorporating an annuity as a portion of your plan? “Diversifying your portfolio to include a source of protected lifetime income, like an annuity with optional benefits, can help to safeguard savings and provide for predictable income in your retirement,” says John Kennedy, head of Retirement Solutions Distribution, Lincoln Financial Group. • Strategize taxes. Recent changes in tax laws have some concerned about how taxes will impact their finances and retirement income this year. Discuss tax-smart strategies with your advisor to help increase your income and keep you on the right track. More information, tips and resources can be found by visiting www.lincolnfinancial.com. For financial success, stay focused on your goals and don’t work without a plan. Also, consider consulting an expert who can provide financial and tax advice, and can help you strategize ways to be successful.

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ALZHEIMER’S from Page 1

After Patterson’s mother passed away, she made it her mission to educate others about the disease and end the cycle within her family. She started volunteering with the Alzheimer’s Association’s, meeting with physicians serving rural and minority populations, sharing information about the importance of early detection and diagnosis and making resources available to those living with the disease. Since her mother’s diagnosis, she has earned a Master’s degree in Public Health and is working towards a Doctorate of Public Health. Currently, Patterson is enrolled in a clinical trial. She aims to overcome the stigma related to such research within the African-American community. African Americans and other ethnic minorities are vastly underrepresented in these trials, limiting what researchers can learn. “There is still a fear of participating in studies, which is understandable when you think about the history with terrible, unethical trials like Tuskegee,” Patterson says. “But I wanted to be the one to say look – I’m doing this, and it’s okay.” Patterson says she’s come a long way from “accepting” the disease as her family’s destiny and is encouraging other African Americans to do the same. “We need to raise awareness about African Americans’ increased risk for Alzheimer’s and encourage participation in research that can help us understand the reasons behind it. I now look at Alzheimer’s as a disease that can be cured,” says Patterson.

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GENERATION 50+ | SPRING 2019

6 Tips from Doctors for a Healthier Heart (StatePoint) February is American Heart Month, and an excellent reminder that there are many easy steps you can take to improve your heart health. Unfortunately, nearly half of all U.S. adults are living with high blood pressure, putting them at an increased risk of heart attack and stroke, according to the American Medical Association (AMA). “During American Heart Month, we urge all Americans to take control of their heart health by knowing and monitoring their blood pressure levels and making healthy lifestyle changes that can significantly reduce the serious health consequences associated with high blood pressure,” says Barbara L. McAneny, M.D., president of the AMA. “We know that by empowering more patients to monitor and control their blood pressure, we will continue to help improve the health of patients, while reducing health care costs.” To help you get started, Dr. McAneny and the experts at the AMA are offering six tips for this American Heart Month and beyond. 1. Know your blood pressure numbers. Visit LowerYourHBP.org. The site contains tools, resources and information for both patients and physicians, and was launched by the AMA as part of an effort to reduce the number of Americans who have heart attacks and strokes each year. Having a better understanding of your numbers and taking necessary steps to get your high blood pressure, also known as hypertension, under control will reduce your risk of heart attack or stroke. 2. Commit to manage high blood pressure. Work with your doctor to create an individualized treatment plan that includes healthy lifestyle changes that you can realistically stick to long-term to help you maintain a lower blood pressure and lower your risk for negative health consequences. 3. Be more physically active. Regular physical activity can help reduce the risk of developing high blood pressure. It is recommended that healthy adults 18 to 65 years of age get at least 150 minutes a week of moderate-intensity activity, or 75 minutes a week of vigorous-intensity activity. 4. Eat a healthy diet. Making simple dietary changes can help you manage or prevent high blood pressure. These changes should include eating less sodium, reducing the amount of packaged and processed foods you consume (especially those with added

udra11 / stock.Adobe.com sodium and sugar), reducing consumption of sugar-sweetened beverages and eating foods that are rich in potassium. 5. Maintain or achieve a healthy weight. Being overweight can put you at an increased risk for developing high blood pressure. Take steps to maintain a healthy weight. 6. Drink in moderation. When consuming alcohol, do so in moderation as defined by the U.S. Dietary Guidelines for Americans -- up to one drink per day for women and two drinks per day for men, and only by adults of legal drinking age. American Heart Month serves as an important reminder that living a heart-healthy lifestyle is possible. By paying attention to risk factors like your blood pressure, weight and more, you can reduce your risk for heart disease.

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FLU, from Page 1

FAMILY RESOURCE HOME CARE

Dear Sheila:

Next Steps After Diagnosis foremost, we need Dear Sheila, to address your pain. I’m sick and tired You can look to your of everyone telling primary physician for me how lucky I am. help in this matter or I have rheumatoid perhaps you can have arthritis and my your doctor make a vision’s shot. But since referral for palliative I still have some brain care. This is a Medifunction left and my care program that two kids haven’t given focuses on the quality up on me yet, I’m told Sheila McKannay of life for individuals that I should consider whose death is not immyself fortunate that I’m minent, but who have a chronic disease not looney and being held captive in or illness. Often doctors do not talk to an old-age home. All true; but the their patients about the option of paltruth is – I’m tired. The arthritis has liative care or even hospice. Palliative twisted my body into a pretzel and I’m always in pain. I love my kids and care will not cure your arthritis. Pain don’t want to cause them grief, but I’m control will increase your quality of life 96 years old and just feel done. I’m not and may even give you a new outlook useful to anyone anymore but because on life. You may be able to enjoy your I’m dependent on caregivers, they make kids and caregivers and make your situation more than tolerable, even sure I eat, take my meds, get to the doctor and all that good stuff. Mainly enjoyable. Please have your children I’m just plain bored and with nothing research the option of palliative care. Best wishes. to distract me, all I focus on is the ~Sheila pain. Do you have any ideas for me? ~Old and Bored Dear Old and Bored, Wow, 96 years of age! Some may consider this a blessing and others a curse. It must be frustrating to age and have no control over your health, to feel the loneliness when friends die and are no longer in your life and to, now, rely on others for basic needs. First and

Sheila McKannay, MA, CMC, is Chief Operating Officer for Family Resource Home Care, the largest independent provider of home care services based in the Pacific Northwest. For more Dear Sheila letters or other helpful articles, visit our website: www.familyresourcehomecare. com/about/blog

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remedy that you can put your own spin on by adding herbs and oils. Dr. Pescatore recommends drops of peppermint to open up the nasal passages even more. Get Rest You may be feeling better, but you’re still recovering. Even when symptoms ease, your body and immune system are in a weakened state. It’s tempting to jump right back into your routine, but you still need extra rest and hydration. Drink Herbal Tea Drinking herbal tea is one of the easiest ways to soothe lingering symptoms. “Licorice tea makes for a great-tasting recovery tool. It has a sweet flavor without the sugar of other sweet teas. In addition, licorice supports immunity, which is what you need at this stage of the flu,” says Dr. Pescatore. Add a Super-Antioxidant A new peer-reviewed study shows that supplementing with the natural super-antioxidant Robuvit (Ro-boo-vit), French oak wood extract, supports flu recuperation. Participants in the study took 300 mg of Robuvit daily for three weeks once their flu symptoms ended. Researchers found that after 10 days, participants who supplemented with Robuvit experienced increased post-flu strength, enhanced attention and concentration and better sleep quality.

“There are few products on the market that support your immune system during the recovery period, yet it is one of the most vulnerable health periods, particularly for seniors. This is exciting news for anyone looking for a safe, natural way to recover faster from the flu,” says Dr. Pescatore. Robuvit is backed by more than a dozen studies showing its benefits for natural energy, flu recovery, detox and sports performance. For more information, visit www.robuvit.com. “The body is under stress during a bout of flu. Inflammation is up and oxygen levels and blood pressure can drop. Helping your body recover fully is important,” says Dr. Pescatore.

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playing strategy games are a few ways to strengthen your memory -- as long as they are new and challenging tasks. Research has also found correlations between higher levels of formal education and a better cognitive reserve -- so sign up for a class! Another way to promote brain health is taking care of your mental health. Managing stress and anxiety is not only important for overall health and wellbeing, but studies have found a link between depression and increased risk of cognitive decline. Take care of yourself and seek medical treatment if you have symptoms. Being social may also support brain health. That’s right. Add “hang out with friends” and “have fun” to your list of healthy habits. Better yet, take on several of these lifestyle changes for maximum impact. For example, enroll in a dance class with a friend. Alzheimer’s researchers are now looking into whether a “cocktail” of these interventions can protect cognitive function. The Alzheimer’s Association’s U.S. Study to Protect Brain Health Through Lifestyle Intervention to Reduce Risk (U.S. POINTER) is a two-year clinical trial that hopes to answer this question, and is the first such study to be conducted of a large group of Americans nationwide. While there’s currently no certain way to prevent Alzheimer’s and other dementias, there is much to be gained by living a healthy lifestyle and adopting brain health habits that you enjoy, so that you stick with them for the long haul.

Addressing Chronic Pain Amidst a National Opioid Crisis (StatePoint) Chronic pain is among the most prevalent and debilitating medical conditions in the U.S. and opioids are the most commonly prescribed class of medications that are frequently relied on for the management of chronic pain. The high risk for dependence on these drugs and their frequent abuse has results in a national epidemic. Spinal cord stimulation (SCS) is a proven, non-addictive, FDA-approved therapy available to help patients manage chronic pain. To learn more about SCS, visit www.ControlYourPain.com. Awareness of drug-free treatment alternatives for chronic main management is more important than ever.

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