Introducing Just Mortgages
Just Mortgages –Your Local Mortgage & Protection Advisers
By partnering with Just Mortgages, you benefit from the best of both worlds: the personalised touch of a local brokerage combined with the extensive resources and support of one of the nation’s largest mortgage brokerages.
This means you can expect not only unparalleled local knowledge but also access to a wide network and referral opportunities typically associated with national companies.
Above all, our commitment to excellence in customer service ensures that your clients receive the highest standard of care and support throughout their mortgage journey. Experience the difference with Just Mortgages Business Network Team – where local expertise meets national excellence.
What you should expect from our complimentary service:
• Qualified Clientele: Ensure your time is invested wisely by working with Clients who have the means to proceed, aligning with the Estate Agency Ombudsman’s Code of Practice for financial evaluation. As a minimum all offers from our corporate instructions should be qualified but our advisers can qualify all your offers should you want them to. They can produce Mortgage Certificates where relevant.
• Enhanced Efficiency: Collaborating with a qualified mortgage professional can boost your listing numbers, expedite sales closures, and reduce cancellation rates. Feel free to introduce your vendors and mailing list for that extra boost.
• Tailored Support: Benefit from a specified service level agreement for corporate instructions included in your package with Just Mortgages Business Network.
• Transparent Communication: Receive regular updates on all Clients referred to your mortgage professional, including sales progress and their value to your business. We ask our Brokers to provide this to you at the very least on a monthly basis. We also ask them to update you on referrals received and appointments conducted within 1
business day. Lastly, to makes sense that every corporate instruction is responded to by both of you within 2 business days.
• Financial Incentives: Earn referral fees on any mortgage business generated from your referrals, adding value to your partnership. 30% of the proc fee earned on a sign up resulting from one of your referrals will be paid to you.
• Customized Relationship: Build a tailored relationship with a mortgage professional that aligns perfectly with your business needs. Our Broker will sit with you and discuss how your partnership will work and to make it easier we have even supplied some hints & tips for you both. They can even train your staff if you want them to!
• Expanded Opportunities: Gain access to additional referral avenues, including commercial mortgages, later-life lending, pensions, savings, and investment advice, broadening your service offerings and potential revenue streams. Simply refer any query to your Broker as Just Mortgages have the means to support all avenues.
• Auction Finance: When dealing with auction opportunities, rest assured that all Just Mortgages brokers are licensed to provide bridging finance if needed, ensuring seamless and timely transactions.
• We exclusively offer eConveyancer as the conveyancing solution for all corporate instructions. Their cases typically complete an average of 20 days earlier compared to other conveyancers, ensuring faster and more efficient transactions for our clients.
These points aim to highlight the tangible benefits and support that partnering with your mortgage advisory service can offer to Estate Agents, emphasising efficiency, transparency, financial incentives and expanded opportunities for collaboration.
Auction
By joining our network we can offer you a unique opportunity to become or have access to your own Auction proposition. We have partnered with BidX1, Europe’s leading online Auction platform, to give you access to your own Auction solution that can help transform your Business.
Everything is digital, transparent and we will have a range of options available to you. If you want to create your own Auction through training supplied, we will give you easy access to not only list, arrange viewings and market your properties nationally but track progress as they go under the hammer!
Using this in your overall sales strategy should not only result in your sale transactions becoming faster and more efficient but this will also be another income stream you can benefit from too as Auction fees charged will be shared with you.
As part of the Just Mortgages Business Network this partnership instantly gives you access to a team of Auction experts and the latest Auction technology, the combination of which creates a number of distinct benefits for you.
• Access to Events: BidX1 Auction events run every 6 weeks supported by above and below the line campaigns that ensure all the assets in the catalogue reach the widest possible audience: your assets will benefit from this marketing.
• Fees: Fees are typically charged on both sell-side and buy-side, which will be shared with you.
• The Platform: The BidX1 platform has been built specifically for Auctions; everything is digital, it delivers unrivalled flexibility, transparency and certainty. Every user interaction on the platform is captured to ensure they can tell you exactly what is always happening. There is a full audit trail of all compliance (KYC & AML) and payment events.
• Buyer Audience: BidX1 markets its events to the 17,000 Auction buyers who have bought properties on the platform and to 150,000 subscribers to its marketing database from which 50% of their sales come from this audience.
• The Team: We have a team of Auction experts dedicated to supporting you – they are there to help give you the information and understanding they need. The team actively support throughout the marketing phase, keeping you informed of exactly what is happening with buyer interest and Auction registration. They are also there on Auction Day to encourage and ensure bidders are registered and ready to go.
• Outcomes: More than 75% of properties at BidX1 events have at least 2 bidders, and more than 90% of contracts close in 28 days (ensuring you are paid promptly).
Business Network
Surveys
Buying a home is one of the biggest financial decisions that many people make but surprisingly most will only rely on a mortgage lender’s valuation report to tell them if it’s a good deal or not. Where your client requires a survey we are able to assist and ensure that there are no delays in the sale process if your Client chooses to have a survey completed.
A mortgage lender’s valuation report is not a survey, it’s only a very simple overview of the property to help the lender to decide whether the property is suitable for a mortgage. A survey can sometimes seem like an additional, unnecessary expense but it is better for your clients to know about problems upfront rather than uncover expensive surprises after they have moved in.
Recommending surveys is not only good for your client by giving them the best possible advice but offers you an opportunity to receive additional income. By referring your client to Valunation you can earn additional income as each completed instruction attracts a referral fee. This is for Level 2 instructions and for completed reports for a private valuation report used for probate / matrimonial etc.
The process is simple as Valunation discusses the different types of properties with your client to ensure the right service is provided to them and you earn more money. All you need to do is to send Valunation the client details so contact can be made to discuss what is involved in the service being provided. Valunation will keep you informed of all referrals, so you are aware of which ones are proceeding. A month after the converted referral has completed, you will receive your payment via BACS - what could be simpler!
Business Network
Business Partner
Not only will we offer you access to market leading products to revolutionise your Business we will look to work with you to support your Business where we can with new instructions from various parts of the Group. Our support could include us passing you properties to sell, if appropriate rental management services and get your support to complete appraisals on a wide variety of properties.
Once you join the network, we will understand your Business coverage and objectives in more detail. Thereafter we will formulate a strategy to support each other to move forward and add value to both of our Businesses.