Justanupdate
Monday12thAugust
Thisweek'sheadlines:
ICYMI: 2025 Lender Fayre – Wednesday 2nd April 2025
In case you missed it, we confirmed last week that our 2025 Lender Fayre is locked in and what a venue we have secured!
The Forest of Arden Hotel & Country Club will be hosting our lender Fayre on the 2nd April 2025 with a number of exciting plans to make it our best event yet.
Take a look at our all new Teaser Video HERE
A hold the date has been sent to you, if you haven’t received it or need it re-sending please drop an email to: justsupport@justmortgages.co.uk
Keep your eye out for much more information as we count down to the event!
Coffee with Compliance – Episode 11 Moving to a Trading Style
Good Morning Everyone and Welcome to our next episode of our regular series - Coffee with Compliance!
Each week, we'll dive into the 'why's and wherefores' of Compliance, shedding light on aspects you may not be familiar with. We'll be featuring various members of our Compliance team, aiming to make you more acquainted with them and the rationale behind our rules and procedures.
This series isn't just about sharing unknown facts; it's also about clearing up any confusion you might have.
This week we talk about all things to do with moving to a Trading Style
So put the kettle on and let's brew some knowledge together!
Click HERE to listen
Lloyds
Banking Group Cyber Event – 20th September
LBG are hosting a Cyber Event where Gareth Thomas, from the LBG Security Office will be sharing top tips on keeping you and your customers safe.
This is a free event, register here.
Skipton’sFirstTimeBuyerRange–Loweringthe Ladder,RungbyRung
That’swhySkiptonhasintroducedanewfirsttimebuyerrange,a selectionofproductsandoffersdesignedtogiveyourclientsmore opportunitytorealisetheirdreamofhomeownership.
Here’swhatSkiptoncanofferyourclients:
Upto5.5xloantoincome
Upto40yeartermsavailable
IncomeBooster
Freevaluationformortgagepurposes
Nocompletionfee
Upto95%LTV(includingnewbuildhousesandflats)
Fixedrateoptions
Discountedsurveys Andthat’snotall…
It’snotjustaboutloweringtheladderforyourclients,it’saboutmaking themcomfortablewhentheymovein.That’swhySkiptonisoffering: £1,500cashbackonselectedproducts
Plusanadditional£250iftheyhaveaLISAwithSkipton (TsandCsapply.PaidafterCompletion.Minimumloan£125,000) SeeSkipton’sProductGuideshere:OurProducts|SkiptonBuilding SocietyforIntermediaries(skipton-intermediaries.co.uk)
Halifax Intermediaries – Non—sterling incomes now accepted
What’s new? As a result of your feedback, from 12 August we’ll be introducing non-sterling income into acceptable income types. We will accept the following five non-sterling currencies: US Dollar, Euro, Australian Dollar, Indian Rupee and Swiss Franc.
Key information – For purchase and remortgage applications the income types we’ll accept in non-sterling are employed basic salary, bonus, overtime and commission. We’ll convert the income amount to GBP and apply a haircut of 20% (10% for bonus income) to cover any potential currency fluctuations.
Zurich Making it easy with “Pre App”
Zurich’s pre-application underwriting tool provides a quick, accurate view of available terms for their products and services, saving you time before obtaining a full quote.
This will save you time and importantly give an indication of terms at the earliest opportunity!
Read more HERE
Accord Mortgages – Economic Blog
Max Shepherd, Group Economist at Yorkshire Building Society and Accord Mortgages, analyses the impact of the general election in his Economics 101 blog.
Covering fiscal policy, taxation, housing market regulations, and effects on brokers and clients this is a must read.
Read the Blog HERE