Just an update
Monday 3rd June
This week's headlines:
Welcome to this weeks Just an Update and the start of a new month!
With three big events happening in the next 8 weeks, with the Euro’s starting on the 14th June, the General Election on the 4th July and then the Olympics on the 26th July, we are in for an interesting couple of months.
History tells us that when big national and international events are going on consumers may be distracted into holding off their home buying plans. Whilst this isn’t anything we won’t have seen before, now is the very best time to make sure you are fully on top of those remortgage maturities to support you through this period.
Finally, keep an eye out for an important update on Smartr365 later this week. Progress is going well and there will be some key information to share with you.
Wishing you a very successful month.
Ben Allkins Head of Mortgages & Protection.
ICYMI: Zurich Launched“Zurich Accelerate” on the 28th
May
What is Zurich Accelerate?
Zurich Accelerate provides access to experts from around the world to offer a package of medical care services for cancer, heart and neurological conditions. It gives your client more choice than standard medical care in the UK, with fast access to consultations, diagnostics, and second medical opinions. It can also help your client access the latest precision cancer medicine and clinical trials; as well as treatment abroad at some of the leading hospitals in the world.
What services does Accelerate offer?
Accelerate is comprised of six individual services. Your client can use as many or as few as they like and can access these at any point. They don’t have to follow a linear path and they can choose to combine Accelerate with services offered by public healthcare or their current healthcare provider if they want to.
Accelerate is a complementary service to both public and private healthcare and is not intended to replace either. It gives your clients an alternative route and should be taken up in consultation with their GP. It’s all about giving them choice and offering them greater control over their healthcare decisions.
Watch this explainer video HERE to see why Zurich Accelerate is so important.
Click HERE for the link to the dedicated Accelerate page via the Zurich for Intermediary website.
Aviva Online Digital Roadshows – Watch on Demand
Aviva have a series of recorded webinars on offer which you can watch and claim CPD hours for. Please use the links provided below to register:
Event: DigiCare+ Adding Real Value
Month: May 2024
CPD 30mins
Synopsis: We all know looking after our day‐to‐day health and wellbeing should be a top priority, but life often gets in the way. Find out how you can be proactive with your health as DigiCare+ helps Prevent, Detect and Manage your health and wellbeing. The Aviva DigiCare+ app can help your clients take control.
DigiCare+ adding real value
Event: Supporting your Mental Health – Underwriting
Month: May 2024
CPD 30mins
Synopsis: Talk about mental health. We’ll discuss the affects that mental health conditions have on claims, what it means for underwriting and see what benefits and the support we offer to your clients with mental health issues
Supporting Your clients health - Underwriting
Event: Mental Health Special - Ask the Expert
Month: May 2024
CPD 30mins
Synopsis: As we enter Mental Health Week, we will explore what Aviva DigiCare+ offers your clients to help them prevent, detect & manage common health conditions related to mental health. We will explore market statistics to help support your sales conversations & we will have Aviva DigiCare+ provider, Square Health on hand to offer personal advice on how to effectively manage your mental health in this hectic world we live in. It will be an insightful event, led by experts
Mental Health Special - Experts
Event: Protecting and Shielding your clients
Month: May 2024
CPD 30mins
Synopsis: Find out how with our Protection Shield you can protect and shield your clients for whatever life throws at them by creating truly
Fixed Term Contractor policy
Following feedback, Barclays wanted to clarify their Fixed Term Contractor policy to ensure they are providing the best outcomes for customers.
Applicants employed in professional roles where contracts are provided on a fixed term basis, but each contract rolls to the next placement and so the overarching employment does not change (i.e. Junior Doctors, Teachers, Junior Solicitor), should be keyed as employed. These roles will all receive a salary rather than using a day rate.
This will ensure that these customers will not have to provide the additional documentation required for fixed term contractors.
HSBC UK’s Fraud Masterclasses – please join!
There’s still time to register for HSBC’s Fraud masterclass webinars, which will be covering secondary employment, family employment and unconfirmed employment.
These masterclasses will last approximately 15 minutes and will provide a high-level overview on how to prevent mortgage fraud in these key areas.
How to register
To register for one of the webinars, please click on your preferred option below and enter your details.
Once confirmed, please save the invitation to your calendar.
F il l T d h J 00
LV= Risk Reality Calculator
LV’s multi-award-winning Risk Reality Calculator highlights everyday risks, in seconds. It gives your clients a personal snapshot, ready to explore the type and level of protection they need.
Whilst Openwork provide for this within their Personal Risk Report, we acknowledge that you will want to have earlier conversations than where it is within the system. There is now a standalone JM branded calculator for you to use as early as first meeting! This can be found HERE
What is the Risk Reality Calculator?
It’s a simple online tool that helps your client understand the importance of financial protection – in three steps. Just enter four personal details about your client to instantly see personalised results that show the likelihood of them: Being unable to work for two months+ (due to illness or injury). Suffering a serious illness. Dying.
The probability of any of the above happening before their chosen retirement age.
Benefits for you?
Makes your protection conversations more personal. Enables you to explore different combinations of cover. Helps you provide evidence around your client’s affordability. Demonstrates your value as an adviser. It’s simple, flexible, and easy to adopt.
Benefits for your client?
Educates your clients on the importance of having financial protection in place.
Brings the reality into perspective, by showing the risks they face.
Helps prioritise the most important cover, based on their personalised risk report.
Opens up the conversation of financial security, or prompts them to review the cover they already have in place.
Visit the Just Mortgages branded calculator HERE
Join our Facebook Forum!
If you are yet to join, you are missing out! With over 250 brokers now a member on the forum, this is your opportunity to hear about all things Just Mortgages and gain the opportunity to chat and network with your Broker peers!
This isn’t about selling JM services to you (you already know how wonderful we are!) this is all about the broker community and only important Just Mortgages messages will be posted.
Reasons to join:
Have fun on the page!
Opportunity for you to engage with other like minded self employed brokers
Important updates provided (we will always share these on other platforms however, such as email)
Celebrate work anniversaries & other achievements
Promote Educational and training initiatives
Promote well-being
And lots more….
Joining is easy, simply visit https://www.facebook.com/groups/294705703440195/ or point your phone at the QR Code
Reminder:
HSBC – Building a successful Brand and culture Webinar featuring “The Apprentice” star
Bianca Miller-Cole
Wednesday 12th June – 11:00am
In conjunction with HSBC, we are pleased to provide you a special 60 minute webinar hosted by Tracie Burton, Senior Corporate Account Manager and Bianca Miller-Cole, entrepreneur and personal branding expert.
Bianca Miller-Cole is an award winning entrepreneur having started a personal branding company “The Be Group” in 2012 with the belief that all individuals should be able to access personal development services. Bianca became a public face in this area after an excellent performance on the BBC’s “The Apprentice” in 2014, finishing runner up.
This webinar is designed to help you understand the key steps and top tips to building a successful business, as well as the importance
