April 2012
Supplement
Great buys under ÂŁ200k May Day Open House special Pick of the rental properties Mortgage deposits explained Find us on
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Hockley 01702 200 420
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Unique and Quirky This month’s featured property is this unique detached cottage in Hockley packed full of character. Describe the house in a sentence? A truly unique three-bedroom detached cottage set within an acre of land in Hockley. Sounds good. What’s it like on the inside? Step through the solid oak front door into the entrance hall and you’ll be blown away with the oak beams to the ceiling, oak stairs leading to the first floor and solid oak flooring.
www.haart.co.uk
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Call us 8am-10pm weekdays
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Hockley 01702 200 420
The first room you’ll notice (save for the cloakroom, which incorporates a low level WC and hand wash basin) is the great-sized lounge, complete with sash windows, oak beams and open stone fireplace. There is also a tiled study off the hallway. Walk through to the rear of the house and you’ll discover the kitchen with its inset range cooker, granite work surfaces incorporating a butler sink and it’s integrated appliances. What’s more there are two utility rooms, one for storage and the other for washing/drying.
That’s enough of the inside. What about outside? The house is approached via a private driveway leading to a gated entrance. Pass through into Anything else to mention downstairs? a spacious shingled frontage surrounded by I nearly forgot – the highly impressive mature trees and shrub borders leading off to conservatory with its double doors leading Southend Pier was the garage, stables and other outbuildings – into the rear garden. constructed with timber all of which enjoy extensive farmland views. from Hockley Woods – the same woods which Tell us about upstairs? ironically back onto How much is it? Take the stairs to the first floor and you’ll find this particular It is currently £875,000 with haart of Hockley. the master bedroom with en-suite bathroom property If you are interested call Lee Berry and the team plus a walk-in wardrobe together with two on 01702 200420 or email hockley@haart.co.uk. additional good-sized bedrooms and a four-piece They are available 8am to 10pm weekdays. family bathroom.
Did You Know
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e c i v r e s t a h c ’ n o s r e P ‘Li ve launches web based
haart estate agents have launched a brand new service that enables the public to chat electronically to its staff whilst browsing its website. Powered by ‘Live Person’, the facility allows customers to talk live with a member of the team about a specific property or service available through haart. It can also be used to answer any technical queries someone may have with regard to the website which can be found at www.haart.co.uk.
“The launch of our ‘live person’ service is another example of the work we are doing to make searching for a property to buy or sell as simple and straightforward as possible” Since going live in mid-March, upwards of a 1,000 people have logged on to use ‘Live Person’ between 8am and 10pm weekdays, 9am to 5pm on Saturday and 10am to 2pm on Sunday. haart expects somewhere in the region of 3,000 users per month. Says Russell Jervis, Managing Director of haart estate agents: “haart has always been an innovator within the property industry and the launch of our ‘live person’ service is another example of the work we are doing to make searching for a property to buy or sell as simple and straightforward as possible.”
Click here for a free property valuation
www.haart.co.uk
haart has launched a brand new service that enables the public to search for property by text. haart, the UK’s largest independent estate agent, teamed up with Intelligent Mobile earlier this year to build the facility for the multiaward winning brand. Using the latest GPS technology members of the public just text ‘haart’ to 84840 and the service will use their current location to text details of the five nearest properties for sale or rent. Each text provides not only the property details and price but also directions to the property itself. What’s more, it comes with the option to book a viewing directly with the branch. Since going upwards of a 1,000 people a month have been taking advantage of the facility. Says Russell Jervis, Managing Director of haart estate agents: “haart has a long tradition of innovation in the property industry and the launch of our new text service is another example of our drive to use the latest technology to provide our customers with the tools they require to search for their next home wherever they may happen to be in the country.”
Text Appeal Thinking of moving to a new area but not quite sure where to start looking for a new home? Help is at hand from haart in the form of our text service. Just text ‘haart’ to 84840 and within seconds you’ll receive a text showing you details of the nearest properties to you for sale or rent from the UK’s leading independent estate agent. It also includes web links if you would like to view more details, photographs etc as well as the distance to the property from your current location. ‘Simples’ as Alexander the Meerkat would say!
To use the new haart text service simply text ‘haart’ to 84840
Click here for a free property valuation
www.haart.co.uk
Explaining mortgages Question Time In the latest in a regular series, haart’s Financial Services Managing Director David Miles answers some of the most frequently asked financial questions raised by our customers
Can you explain more to me about mortgages which require only 5% deposits?
There was a time when the number of mortgage deals which required a deposit of 5% or less was plentiful. In more recent years these have become far and few between. However, in welcome news for first time buyers in particular, a few more options have found there way onto the market of late, mostly with smaller Building Societies. We will be expanding on some of these options in future editions of “Question Time” Believe it or not there are also a couple of options available out there if you have no deposit at all. There is always a ‘but’ though and in this instance the ‘but’ is that these will involve some financial assistance from a close relative, such as a parent or grandparent. These are commonly known as Parental Assistance Schemes. I’ll give you two examples of how they work: Example 1 • 20% of your purchase price is provided by a close relative in a savings account with the lender • The lender takes security over this account against your mortgage, and no access is allowed to this account • You are only then required to borrow 80% of the purchase price, and your monthly payments are based on this
David Miles Financial Services Managing Director Example 2 • The lender takes a “guarantee” against the property of a close relative to the value of 20% of your purchase price • You can then borrow 100% of the purchase price, and your monthly payment are based on this • You do not have to provide any additional deposit yourself • The maximum guarantee period will be 10 years. The guarantee against the relatives property will not be released until the property has reached 70% LTV. If the borrower struggles to keep up repayments or the property is repossessed the family members property is at risk.
• You do not have to provide any additional deposit yourself • The money will not be released until the LTV of the property has reached 80% which may take a long time. If the borrower struggles to keep up repayments or the property is repossessed the family members savings are at risk.
“Believe it or not there are also a couple of options available out there if you have no deposit at all.”
Before you do anything though I would always urge you to speak to one our financial advisors as they are well equipped to give you advice on which schemes are best for your circumstances, as there will be a number of terms of conditions with each scheme that will need to be considered.
Your home may be repossessed if you do not keep up repayments on your mortgage. Our typical fee for arranging a mortgage is £495. The actual amount payable will depend on your circumstances.
To find out more about haart Financial Services call your local haart branch or visit www.haart.co.uk
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Mortgage Deal Available Call in to branch for more details Your home may be repossessed if you do not keep up repayments on your mortgage. Our typical fee for arranging a mortgage is ÂŁ495. The actual amount payable will depend on your circumstances.
Buys
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Bargain
Everyone loves a bargain
So take a look at these great properties across Essex, all of them £200,000 or less, and all available from your local haart branch Rayleigh 1 This three-bedroom semi-detached chalet style bungalow in Rayleigh has to be one of the finds of the month. Includes lounge, modern fitted kitchen, dining room, detached garage and parking to rear. Price: £200,000
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Westcliff-on-Sea 2 Space is definitely not at a premium with this roomy fourbedroom mid-terrace house in Westcliffe-on-Sea. Packed full of character thanks to its high ceilings and original fireplaces. Price: £200,000. 3 Scartletts Road, Colchester A really great looking semi-detached terrace house within easy walking distance of Colchester town centre. The property has retained many of its original features and comes with two reception rooms, extended kitchen, three bedrooms and goodsized garden. Price: £199,999.
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4 Elmstead Road, Colchester If you are looking for a home that requires little in the way of work then this modern, three-bedroom house is ideal. Includes en-suite bathroom and dressing room to master bedroom, cloakroom, tandem garage and good sized garden. Price: £195,000. 5 Brunswick Place, Rayleigh This well-presented two-bedroom end terrace in Rayleigh offers peace and quiet in spades thanks to its quiet cul-de-sac location. Comes with fitted kitchen, bathroom, spacious lounge, garden and allocated parking. Price: £192,000.
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Pitsea Mount, Basildon If you are looking for a good-sized affordable chain free property then this two-bedroom semidetached bungalow in the popular Pitsea Mount of Basildon then this really is ideal. Includes lounge, shower room and bathroom up and over garage. Price: £190,000.
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Fairfax Drive, Westcliff-on-Sea This great two-bedroom mid-terrace has got to be the steal of the century. Includes lounge, dining room, kitchen, four-piece bathroom and well-maintained garden. Parking is to the rear. Price: £145,000.
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Wivenhoe 8 Stunning commuter friendly executive apartment within easy reach of the waterfront in Wivenhoe. Includes two double bedrooms, one with en-suite, light open plan lounge/dining/ kitchen area plus allocated parking. Price: £180,000.
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Turner Rise, Colchester They don’t get much newer than this threebedroom open plan terrace houses in Turner Rise, Colchester. Each property comes with front and rear garden plus allocated parking and is only minute’s drive from the hospital and town’s two train stations. Price: £184,950.
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The Good Life
You don’t have to be Ken and Barbara to enjoy the Good Life. Take a look at these fantastic properties - each with gardens simply out of this world
Emerson Park Situated along one of Emerson Park’s premier tree lined avenues is this exceptional four-bedroom detached family home. Not only does it come with four double bedrooms each with its own en-suite and four reception rooms but it also has a garden that you won’t be able to stay out of. The 160’ South-facing garden, which is bordered by trees, not only comes with an Indian sandstone patio area but a heated swimming pool with Roman end and plant room (with large covered dining area). Price: £750,000
haart of Gidea Park (01708 762384)
Great Stambridge You’ll quickly find yourself lost for words if you were to venture beyond the front door of this three-bedroom detached semi-rural home near Stambridge. Tucked away around the corner from the Ballards Gore Golf and Country Club, this picturesque property boasts a great-sized garden, mostly laid to lawn, with stylish fishpond overlooked by a summer house. What’s more, if the weather isn’t that great, you can always retreat inside and make use of the games room with its full-size snooker table. Guide Price: £685,000 - £720,000
haart of Hockley (01702 200420)
Rochford
We are absolutely loving this handsome four-bedroom detached house occupying a large open plot within a semi-rural setting on the outskirts of Rochford. Not only does the Old Rectory come with bags of character but an extensive garden that even Alan Titchmarsh would be envious of thanks to the open countryside views, formal lawns, planted hedging and shed (for storing all of your tools). Price: £800,000
haart of Thorpe Bay (01702 586827)
The New Homes COLLECTION
Gunnery Hill
Morello Quarter
Selection of 3 & 4 bedroom homes
Stunning range of luxury apartments
Shoeburyness
Basildon
Final phase of this award winning development. Set in a stunning coastal location, with panoramic views of The Thames and surrounded by green open space. Classically styled to reflect the Victorian grandeur of the original Victorian buildings at the Garrison.
A stunning range of luxury apartments built and finished to a very high specification, including Designer Kitchen with a range of integrated appliances, luxurious bathrooms with chrome fittings. Communal landscaped gardens, courtyard and terraces.
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Prices from £289,950
Prices from £129,000
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Selling Agents haart of Thorpe Bay 01702 586827
Selling Agents haart of Basildon 01268 284656
The Riverside Collection
Ferry Road
Luxury 4 & 5 bedroom town houses
1 & 2 bedroom apartments in village location
A private gated development of four and five bedroom houses overlooking the River Colne and within easy reach of Colchester town centre. Arranged over four storeys, each house has been individually designed to maximise views over the riverside setting.
Fantastic one and two bedroom apartments in the village of Hullbridge, located on the River Crouch, within 10 miles of Southend-on-Sea and under 3 miles from Rayleigh railway station with direct access to London Liverpool Street in under 45 mins. Communal gardens and allocated off road parking.
Prices from £360,000
Prices from £125,000
Selling Agents haart of Colchester 01206 546432
Selling Agents haart of Hockley 01702 200420
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at Waterside, Colchester
Hullbridge
sees sales rise by over a third during first quarter of 2012
Sales at haart rose by over a third last month as the estate agents enjoyed one of its strongest first quarters for a number of years. The UK’s largest independent estate agents saw sales grow by 38.2% on February and some 50.8% on January – boosted in part by the end of Stamp Duty Relief for first time buyers of properties below £250,000. This equated to a sale every eight minutes across the company’s 100-plus strong branch network*. The best performing areas of the country remain London and the South East followed by the East Midlands and East Anglia. Says Russell Jervis, Managing Director of haart estate agents: “We’ve had a fantastic start to 2012 at haart with the number of property sales exceeding all expectations. The end of Stamp Duty Relief on March 25 certainly helped but that was only one of the contributing factors. The combination of the aforementioned Stamp Duty Relief, good mortgage offers coming onto the market, realistic pricing from vendors and a sense of optimism among buyers helped to make the first three months of 2012 one of our best for many years.
“... one of our best for many years” Russell Jervis
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“What’s more with applicant levels currently standing at 5 – 5,500 a week, the appetite to move continues to remain strong, and we are confident this will be reflected in another strong set of trading figures at the end of the second quarter of the year.”
* Based on a five day, eight hour average working week
www.haart.co.uk
The New Homes COLLECTION
Northfields
Parklands
Contemporary 2, 3 & 4 bedroom homes
2 bedroom apartments & coach houses
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Prices from £169,995
Prices from £149,950
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Selling Agents haart of Colchester 01206 546432
Selling Agents haart of Thorpe Bay 01702 586827
Aspects
The Thatchers
Executive style 2 bedroom apartments
A development of 9 contemporary homes
Prices from £133,950
Prices from £349,995
Selling Agents haart of Colchester 01206 546432
Selling Agents haart of Colchester 01206 546432
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Based on creating a traditional village environment with a modern twist. The range of buildings creates a rich and diverse streetscape with a unique selection of accommodation making Northfields the place for contemporary urban living. All homes have open plan layouts.
Shoeburyness
A development of 3 bedroom houses, 2 bedroom 2 bathroom apartments and 2 bedroom coach houses, built to a high specification. A 5% deposit scheme is available or a shared equity scheme, plus other exciting incentives. Integrated appliances are included.
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Colchester
FirstBuy – a great new scheme for First Time Buyers – you may be able to use the new Government-backed FirstBuy scheme to turn your dreams of home ownership into reality. Close to the town centre of historic Colchester with good links to A12, A14 and M25.
Tollshunt D'Arcy
A contemporary development of ten 3, 4 & 5 bedroom homes situated in the delightful village of Tolleshunt D’Arcy and only two miles from the Blackwater Estuary. Amenities include Village Store, Public House and Doctors Surgery. Within easy reach of Maldon, Chelmsford and Colchester.
Top rentals in the region
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Take a look at just some of the hundreds of great properties to let with haart throughout Essex. From just £500 per month upwards, there is something to suit all tastes and all budgets Hainault Very modern four-bedroom detached house in quiet development on the fringes of Fairlop Waters. Includes two bathrooms, living room, kitchen/diner, study and downstairs WC. There is also a good-sized £3,000 per month driveway for several vehicles and a garage. Call haart of South Woodford (020 8530 6060)
Chigwell Fabulous four-bedroom townhouse in Repton Park area of Chigwell. Includes four double bedrooms, three bathrooms, ultra-modern kitchen/diner, electric door to garage and private rear garden. £2,900 per month Call haart of South Woodford (020 8530 6060)
Bradfield A really delightful period house in the pretty village of Bradfield. Close to Manningtree and Mistley (for direct train access to London), the cottage comprises of a sitting room, family room/snug, country style kitchen with a Range, master bedroom with en-suite plus four double bedrooms and a family bathroom. What’s more there is a self-contained annexe ideal for either teenage children or grandparents. To the rear is an expansive garden with patio and lawn overlooking the River Stour. £1,200 per month Call haart of Colchester (01206 573300)
Dickens Way, Romford Large five-bedroom detached family house set within a private development close to Romford town centre. Includes three-bedrooms with en-suites and two with dressing rooms, three large reception rooms, kitchen/diner with appliances, good sized rear garden £2,750 per month incorporating a swimming pool. Call haart of Romford (01708 744729)
The UK’s Largest Independent Estate Agent www.haart.co.uk
Top rentals in the region
Woodford Great two-bedroom Duplex maisonette within easy walking distance of Woodford tube. Includes two double bedrooms, modern bathroom and kitchen and courtyard garden. Comes fully furnished. £1,050 per month Call haart of South Woodford (020 8530 6060)
Chafford Hundred Modern three-bedroom end terrace house on quiet residential cul-de-sac in Chafford Hundred. Includes en-suite master bedroom, kitchen with sky light and low maintenance garden. £1,200 per month Call haart of Grays (01375 374272)
Garland Road, Colchester Three-storey, three-bedroom contemporary family house in the sought after Quadriga Development in Colchester. Ideally located close to the town centre, the property consists of large family kitchen, packed full of integrated appliances, dining room, cloakroom, en-suite to master bedroom and family bathroom (plus garden to the rear). £995 per month Call haart of Colchester (01206 573300)
Rotary Way, Colchester
Maldon Road, Colchester
Executive-style three-bedroom Duplex apartment overlooking the river and situated between North Station and Colchester town centre. Neutrally decorated with high ceilings, cream walls and laminate flooring, it includes kitchen, master bedroom with built-in wardrobes and en-suite and family bathroom. There is also a balcony with room for several chairs. £750 per month
Newly decorated three-bedroom family home close to the popular Maldon Road and within the catchment for the Hamilton School. Includes kitchen/breakfast room, sitting and dining room, modern bathroom and pretty garden complete with summer house. £950 per month Call haart of Colchester (01206 573300)
Call haart of Colchester (01206 573300)
The UK’s Largest Independent Estate Agent www.haart.co.uk
It’s a great time to view a house this May day weekend From Friday 4th - Monday 7th of May 2012 many of our homes will be open for you to come along and view.
Contact your local branch for more details
haart to host huge open house event over Bank Holiday weekend haart is set to host the biggest ever open house event in Essex over the forthcoming May Day Bank Holiday. The UK’s largest independent estate agent is expecting hundreds of people from across Essex to attend the open house events between May 4 – 7, 2012. Over £1m worth of property will be available to view without appointment by the public over the three day period.
Says Gwyn Gittins, Divisional Sales Director, haart of Essex: “We host regular open house events in Essex but we have never attempted anything on this scale before. The response from our customers has been extremely positive since we started promoting it and we are expecting to have literally dozens of home available for the public to view without appointment over the May Day Bank Holiday.”
And, as an added incentive, over £100,000 has been taken off the asking prices for the properties for the Bank Holiday weekend only. What’s more, taking part in the event couldn’t be easier. All potential buyers need to do is contact their local haart branch for the times and locations of open house events. Details will also be available on the branch Facebook and Twitter pages over the coming days.
Anyone interested in having their property featured during the open house event simply needs to contact their local haart branch by April 30.
Text haart to 84840 and we’ll use GPS to text your 5 nearest properties for sale. Go on, give it a try. For Sale For Sale
For Sale For Sale
Coming Soon
Coming Soon A four-bedroom character cottage situated on approximately one acre of land in Hockley with full planning permission granted for extensive structural improvements. £550,000. haart of Hockley – 01702 200420 cks onto in the 1700s which ba Detached cottage built ide Price e near Stambridge. Gu Ballards Gore Golf Cours £400,000-£450,000. 2 200420 haart of Hockley – 0170 Two-bedroom bu ngalow in Rayle igh with banks modernjsing. Co of potential for mes with no on ward chain. haart of Rayleig h - 01268 7823 23 Three-bedroom semi-detached house with three reception rooms in Westcliff-on-Sea. Only £160,000. haart of Westcliff – 01702342193
Good-looking two-bedroom bungalow on a popular road in Prittlewell. Comes with off-street parking, a garage, and a loft room. £219,950. haart of Westcliff – 01702342193 Four-bedroom townhouse over three floors in Harlow with integral garage, off-road parking space and a ground floor WC. Guide Price £200,000 - £220,000. haart of Harlow - 01279 443311
Fantastic opportunity to purchase a period prope rty (circa 1910) close to Rayleigh town centre. The prope rty has been much improved wh ilst retaining the characte r and charm. £249,995. haart of Rayleigh - 01268 78 2323 Two-bedroom ground floor apartment south of the London Road in Westcliff- on-Sea. Comes with en-suite to the master bedroom, as well as parking and a communal garden. Guide Price £160,000-£170,000. haart of Westcliff – 01702342193
To find out more about properties coming onto the market near you shortly contact your local haart branch
Can you help? looking Mr & Mrs F are their to move out of e flat following th by arrival of a new ba r a te af y el are desperat ian or ct two-bedroom Vi ow T n property in New to in Colchester up lp? he u yo £140,000. Can on Call Carol 01206 546 432.
Mr A is sold subject to contract and is looking for a twobedroom ground floor flat up to £125,000 to keep beneath the stamp duty levels. Call David on 01702 342 193 if you think you can help.
Mrs W is look ing for buy to let properties in th e Hockley area . Finance in place and ready to go!! Looking to pay up to £200,000 and close to Hockley mainline station . Call Lee Ber ry on 01702 200 4 20 if you can help.
ically Mrs E is specif -bedroom looking for two e bungalows in th up to Hawkwell areaall Lee £230,000. C 00 420 Berry 01702 2 itable if you have a su property.
Miss G is m ot ivat ed an e xt reme ly looking f o f irs t t ime b uye r Mr & Mrs G ha r p r o p e r t y a t h ree-b edroom to sell and are seve nothing arching in o r ar o u Hock le y a for a family ho me within rea u p t o nd t he easy reach of th ţ200,000. Can y o u e schools in h Basildon up to Be r r y o n e lp? Call Lee £1 80,000. 01702 200 Call Steve to ar 420. range a valuation today on 01268 284 656.
Mr S-B is in rented accommodatio n and is looking for hi s first property . He has spoken to our mortgage advi sor and is good to go! He wou ld like a twobedroom hous e up to £150,00 0 in Westcliff. If you can help call Finch on 01702 342 19 3.
a for d out etache d g n i d y ee i r n c sem e in e P is Mr edroom hich ar st hav u b w o M s t. u tw alow men n yo g bun furbish nd!! Ca of e e of r to ext e haart m o l l th ro ? Ca eam on p l e t . h 420 kley Hoc 2 200 0 017
Can you help? K Mr ? ep l e thre close u h o a y Can ing for y home s il e ok is lo m fam Passmor oo th bedr he New ably wi ll r to ‘T l’. Prefe ing? Ca or f k o Scho oad par 43311 4 9 r 127 off on 0 tion e i s Cas informa more
Mrs D has sold her pro perty in Hornchurch and is moving to Colcheste r to get her children into the Stanway School as soon as poss ible. Mrs D is des perately seeking a three-bedroom semi or detached pro perty with a budget of ţ250,000 - If your pro perty meets this criteria and you are thinking of moving please call Pat rick at haart of Lexden on 01206 617 132.
Mr & Mrs P have just sold and are now looking to move to a threebedroom house in the ‘Stow’ area to be close to their daughter. They have a budget of £170,000. Call Cassie on 01279 443 311 if you can help.
Mr O is out viewing and very keen to purchase a three or four-bedroom house in and around the Harlow Town Centre to rent out. He has all finances in place. Call Bradley on 01279 443311 for more information.
Mr & M rs W a re relocat ing to the Raylei gh are a to be closer to fam ily an are ide d ally lo oking for a t hree or four bedroom charac ter propert y up t o £270,00 0, Pleas e call Cl aire on 01268 7 82 323 for more d etails.
uyer st time b r fi a is Mr H up to to spend m looking o bedroo w t a r fo with £150,000 the town o t e s lo c house Steve ing. Call k r a p d a e off ro to arrang 6 5 6 4 8 2 on 01268 n. a valuatio
Barkingside 020 8551 1181 barkingside@haart.co.uk
Grays 01375 396 880 grays@haart.co.uk
Lexden 01206 617132 lexden@haart.co.uk
Basildon 01268 284 656 basildon@haart.co.uk
Harold Wood 01708 378 578 harold.wood@haart.co.uk
Loughton 020 8502 3838 loughton@haart.co.uk
Chafford Hundred 01375 308175 chafford.hundred@haart.co.uk
Harlow 01279 443 311 harlow@haart.co.uk
Mersea 01206 617137 mersea@haart.co.uk
Chigwell 020 8505 0700 chigwell@haart.co.uk
Highwoods 01206 619016 highwoods@haart.co.uk
Rayleigh 01268 782 323 rayleigh@haart.co.uk
Colchester 01206 546 432 colchester@haart.co.uk
Hockley 01702 200 420 hockley@haart.co.uk
Romford 01708 730 599 romford@haart.co.uk
Gidea Park 01708 762 384 gidea.park@haart.co.uk
Hornchurch 01708 441 717 hornchurch@haart.co.uk
Tiptree 01206 546432 tiptree@haart.co.uk Westcliff on Sea 01702 342 193 westcliff.on.sea@haart.co.uk
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