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Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503 ISSN-07458800 VOLUME 92 NUMBER 19
May 12, 2004
Pre-Convention Reports Issue TABLE OF CONTENTS President's Report Vice President's Report Secretary-Treasurer's Report Financial-Secretary's Report Legal Advisor's Report Directors' Report By-Law Committee Recommendations
14 16 16 17 23 25 26
1 Finance Committee Recommendations 3 Insurance Committee Report 3 Publication Committee Report 4 Lodge Letters Section 6 Youth Letters Section 7 Czech Section 8 Calendar of Events
President's Pre-Convention Report Dear Members, to refurbish their lodge buildings, a The SPJST has experienced an zero interest rate loan was developed. exciting four years since the last Further emphasis was placed on convention. Major changes in many helping the lodges with more sales areas were enacted by the Supreme and leadership training. Lodge along with the help of the The goal of each of these undermembers of our society. Across the takings was to strengthen and make state, the lodge officers, the field rep- more viable our fraternal system. It resentatives, the sales force, and the was an honor being a part of the youth leaders united to make many Supreme Lodge that listened, dissuggestions which cussed, and then helped to implevoted to implement the new ment those ideas course of action. which the board Through a dynammembers thought ic new commitwould lead the ment to fraternal Society into the teamwork, many future. goals were After four years achieved that were of working with considered unatthe fraternals in tainable just a few the state of Texas, years ago. The the Texas legislaboard members ture finally passed realized many a tax exemption times that organifor our lodges. zational "growing However, not all pains" were lodges have been merely symptoms successful in getof the many sucting their exempHoward Leshikar cesses which the tion. This will board had not require the Home faced before. Faced with these occa- Office to work more closely with sional problems, the board members these lodges so that they can achieve made the decisions which they felt their exemption. The luxury of being would best benefit our Society. able to better serve one's own comSome of the most important munity is afforded by working among the many initiatives undertak- through the process with each taxing en were the following: achieving a entity until an exemption is achieved. tax exemption for our lodges, imple- It is well worth the effort. menting new insurance products, Many times we forget to thank the reorganizing our incentive programs many members that carry our fraterto better include the youth and the nal programs to their communities lodges, enabling all to benefit by across the state. To the members becoming more involved in our pro- serving on the various convention grams. In addition, placing more committees and those serving on the emphasis on revitalizing existing Library, Archives and Museum lodges and chartering new lodges (LAM) and Education and Nature across the state along with organizing Center (ENC), we want to say thank more youth clubs became a major you for your time and commitment to focus. To enable lodges that wanted the goals of the SPJST. To the mem-
bers across the state, we ask that you continue to support these two 501(c)(3) organizations. They need your ideas and your financial support to build a bright future for the membership, and they can always use your encouragement and talents. In the future we must continue to find ways to involve our membership — both young and young at heart — in our Society. We have made some good starts, but we need to continue our efforts. We will need the talents of our members both young and old in the future to carry on the mission of our Society. In conclusion, I want to thank Vice President Gene McBride for his efforts in bringing new products and services for the board's consideration. Thank you, Secretary-Treasurer Lanita Anglin, for proposing and updating our investment methodology. Thank you, Financial Secretary Jerry Mikulas, for working to set up the procedures for the new cash flow testing as required by the Texas Insurance Department. Thank you, also, to the A.M. Best rating service for recognizing the strength of our fraternal and making suggestions to help us continue to merit high respect in every financial community. Thank you to Legal Advisor Sidney Kacir for helping to obtain tax exemptions for the lodges. Also thank you, Directors, for being willing to do all the extra work that makes our Society viable. Also, I want to extend my special
thanks to the Home Office staff for their service to our members. To my department personnel: Donna Locke, Melanie Zavodny, Gladys Yates, Dorothy Pechal, Sandra Dubcak, Tammy Martinez, and Peggy Sue Herendon — thank you for your devotion to the purposes and programs of the SPJST. You are to be commended for your hard work on behalf of the Society. Finally, both Mary and I want to thank each member and friend for your hospitality, loyalty, support, and encouragement throughout the years. We have always been welcomed into your lodges and homes and hearts. Your advice and counsel have been priceless. It has been my greatest honor and privilege to serve as your President. However, I realize that too often leaders forget to pass the torch and make it possible for others to really become active. I have tried to find ways to recruit members into active service in our organization and nurture them in their role once they have agreed to serve. Therefore, I am planning to step aside, and I will not be seeking reelection at the convention. It is my sincere hope that the SPJST will continue to enjoy prosperity both fraternally and financially. Again, thank you for the confidence you have placed in me over the past 20 years. Fraternally, Howard Leshikar —SPJST-
INTEREST RATES Mortgage Rates 75% Owner Residence/ Farm Property 5.750% for 1 to 15 years 6.250% for 16 to 20 years 6.750% for 21 to 30 years 85% Owner Residence/Property 7.250% for 1 to 30 years Commercial Property 6.750% for 10 years 7.000% for 11 to 15 years
Universal Life I
5.500% for Annualized* Guaranteed Rate: 4.50%
Universal Life II
5.500% for Annualized* Guaranteed Rate: 3.00%
Annuity II
4.500% for Annualized* Guaranteed Rate: 3.00% Certificates issued 4-1-93 through 2-28-03
Annuity III
Roth IRAs
4.000% for Annualized Guaranteed Rate: 3.00% Certificates issued after 2-28-03
Annuity I
* Rates effective 5-1-04. Rates subject to change without notice.
Roth II - 4.50% for Annualized* Roth III - 4.00% for Annualized* 5.000% for Annualized* Guaranteed Rate: 5.00% Certificates issued prior to 4-1-93
2/VESTNIK-Wednesday, May 12, 2004
V
FROM THE EDITOR'S DESK
VESTNIK SPJST Herald
SPJST HOME OFFICE (800) 727-7578 • FAX: (254) 774-7447 On the Worldwide Web at www.spjst.com
VESTNIK (USPS 658480) is published weekly except the fourth week of June and fourth week of August by VESTNIK, P.O. Box 100, Temple, TX 76503-0100. Subscription rates are $20 per year, beginning July 1, for non-members. Members fees are paid as part of the insurance fee collected by the Supreme Lodge SPJST, 520 North Main, Temple, TX 76501. Second-class postage paid at Temple, 'TX and additional mailing offices. The exchange of opinions, ideas and information is a vital aspect of our fraternal Society and enables us to make more informed decisions. The views expressed by writers in the Vestnik do not necessarily represent the views of the Editor or SP ST management. Please sign all conespondence intended for publication. POSTMASTER: Send address changes to VESTNIK c/o Supreme Lodge Financial Secretary Jerry Mikulas, P.O.Box 100, Temple, TX 76503-0100.
EDITOR AND DIRECTOR OF COMMUNICATION: BRIAN VANICEK, FIC P.O. Box 100, Temple, TX 76503-0100 Home: 13851 St. Hwy. 53, Temple, TX 76501-3407 Office Phone: (254) 773-1575 Home Phone: (254) 985-0007 email: vanicek@spjst.com
OFFICERS HOWARD LESHIKAR PRESIDENT Office Phone: (254) 773-1575 Home Phone: (254) 771-1359
GENE McBRIDE, FICF VICE PRESIDENT Office Phone: (254) 773-1575 Home Phone: (254) 780-1906 Cell Phone: (254) 534-1450 email: genemc @ spj st.com
LANITA ANGLIN SECRETARY-TREASURER Office Phone: (254) 773-1575 Home Phone: (254) 985-2334 email: lanitaa@spjst.com
JERRY MIKULAS FINANCIAL SECRETARY Office Phone: (254) 773-1575 email: jerrymik@spjst.com Home Phone: (254) 773-2950
SIDNEY KACIR LEGAL ADVISOR Office Phone: (254) 778-5228 email: Iglofc@stonemedia.com P.O. Box 5119, Temple, Texas 76505
DIRECTORS DONNIE VICTORICK DISTRICT I Home Phone: (979) 272-3265 (979) 224-3125 P.O. Box 85, Snook, TX 77878
FRANK E. KLINKOVSKY DISTRICT II Home Phone: (254) 773-4801 3514 Preston Oaks Dr., Temple, TX 76504
JOHNNIE R. KRIZAN DISTRICT III Home Phone: (254) 826-5882 11500 Heritage Pkway, West, TX 76691
STANLEY R. BROZ, VICE CHAIRMAN DISTRICT IV Home Phone: (325) 442-3271 P.O. Box 33, Lowake, TX 76855
LARRY W. PFLUGHAUPT DISTRICT V Home Phone: (713) 864-2163 1243 Clovis Road, Houston, TX 77008 -
MICHAEL K. AHLSTROM DISTRICT VI Home Phone: (361) 578-3279 407 Taos Street, Victoria, TX 77904
BOB J. BAYER, CHAIRMAN DISTRICT VII Home Phone: (830) 393-9073 1100 Hospital Blvd., Floresville, Texas 78114
BY-LAW CO MM. Dislatf:. One - Clarence ox L• tt-tttft. 7 :tts. 78945 - (979) tt.t :ttt E - Ronnie Riegt2,-. _ 7 ROI_ 786(5 - (5 l2: - Al Kercilit;. E r :t . tit-Hts Be.:ford, Tx. 76021 - (t,TZ 7; 2`.Dist:ct your Beverht Rowena, Tx. 76875 - (325) 4, District Five 2,3 Clovis Rd., Houston, Trt,. - (7 : 304-2163 District Six - Joe 2312 Nonieli, Bay City, Tx. 77414 - (979) 2 : -:-415 It istrict Seven - Bettie House, 1721 Continental Drive, Pleasanton, Tx. - 78064 - (830) 281-8246
FINANCE COMMITTEE District One - Stanley Mrnustik, 202 N. Shaw St. Caldwell, Tx. 77836 - (979) 567-4386 District Two - Edwin Pechal, 10660 State Hwy. 53, Temple, Tx. 76501 - (254) 985-2282 District Three - Michael Galler, 526 Karen, Waco, Tx. 76706 - (254) 662-4934 District Four - Herman D. Weise, 6006 FM Hwy. 765, San Angelo, Tx. 76905 - (325) 651-8550 District Five - Marceil Malak, 7444 Meiners Rd., Ledbetter, Tx. 78946 - (979) 249-5940 District Six - Rita Vanek, P.O. Box 901, El Campo, Tx. 77437 - (979) 543-6220 District Seven - Roy Haag, 1334 Rivercrest Drive, New Braunfels, Tx. 78130-3438 - (830) 625-8262 INSURANCE COMMITTEE District One - Susan Skrabanek, 2657 F.M. 166, Caldwell, Tx. 77836 - (979) 272-3440 District Two - Dolores Skrabanek, 13107 State Hwy. 53, Temple, Tx., 76501 - (254) 985-2344 District Three - Martha Durham, 7221 Riviera Dr., Fort Worth, Tx. 76180 - (817) 281-0666 District Four - Leonard Jansa, 6617 Plainview Dr., San Angelo, Tx. 76905 - (325) 234-8117 District Five - Edna Wehring, 1831 Crystal Ct., Houston, Tx. 77008 - (713) 864-2815 District Six - Jerome Hlavaty, P.O. Box 174, Lolita, Tx. 77971 - (512) 874-4461 District Seven - Polly Bayer, 1100 Hospital Blvd., Floresville, Tx. 78114 - (830) 216-7954 PUBLICATION COMMITTEE District One - Floyd Kostelka, 1342 CR 403, Dime Box, Tx 77853 - (979) 884-0112 District Two - Norma Cavanaugh, Box 276, Granger, Tx., 76530 - (512) 859-2550 District Three - Bessie Petr, 5406 Momingside, Dallas, Tx. 75206 - (214) 826-3557 District Four - Sharon Hohmann, 222 Crestwood Dr., San Angelo, Tx. 76903 - (325) 651-5884 District Five - Lorenda Baldwin, 219 CR 47, Angleton, Tx. 77515 - (979) 922-1279 District Six - Helen Kelner, 911 Ave. K, Rosenberg, Tx. 77471 - (281) 342-2624 District Seven - Jarolyn Popp, 850 North View, New Braunfels, Tx. 78130 - (830) 606-7787
STATE TRAINING COORDINATOR JIM WIEST, FIC Cell: (254) 541-5555 Home: (254) 778-9194 email: spjst@hotmail.com STATE FIELD REPRESENTATIVES DISTRICT 1 Bill Orsak (979) 272-8902 Mobil (979) 324-0056, Fax (979) 272-8902 DISTRICT 2 Zachary Kramer Cell Phone: (254) 541-5820 DISTRICT 3 Jerry Kucera, FIC (254) 826-5425
DISTRICT 4 (Part Time)
William (Billy) Rollwitz, FIC (325) 442-3038 or (325) 442-3141 (Home) DISTRICT 5 Lynn Johnsen, FIC, (281) 599-0952 Cell Phone: (281) 635-9293 email: spjst_sfr5@sbcglobal.net DISTRICT 6 Karen Kaspar, FIC (979) 543-2532 Cell Phone: (979) 332-1616 email: kkaspar@wcecnet.net DISTRICT 7 Hector Garcia (361) 749-1032 Cell Phone: (361) 548-5702 STATE FRATERNAL ACTIVITIES COORDINATOR GLADYS YATES (254) 773-1575
STATE YOUTH DIRECTOR MELANIE ZAVODNY, FIC (254) 773-1575, Mobile: (254) 534-0807 email: melaniez@vvm.com DISTRICT YOUTH COUNSELORS
DISTRICT I - SUSAN SKRABANEK, 2657 F.M. 166, CALDWELL, TX 77836 - (979) 272-3440 DISTRICT II - PATSY KOSLOVSKY, 764 S. ST. JOSEPH STREET, BURLINGTON, TEXAS 76519 (254) 985-2396 :St _ , 11CT III - BESSIE PETR, 5406 MORNINGSIDE. DALLAS, TX 75206 - (214) 826-3557 -' N EY, P.O. BOX 1124, , 323 37-0456 _ _ (301, 17ALES - 6043 (713) 6-:9-6138 DC 2501 TAN::: 77063 (7 : t=,NDY PRUSK1, 578 FM 1347, 5TOG:Ki t: tt: 78160 - (830) 745-2702 - email: wap6564tt
• EJSEUM Curator Dorot,:t, Office: (25-t- : 773-1575 t=t P.O. Box 100 Texas 76503
New Prosperity Waits to Unfold it's for companionship. Maybe it's to It All Begins With Attitude A sincere thanks to everyone who improve your community's quality of contributed reports to this issue of the life. Maybe it's to celebrate your herVestnik. All members - and espe- itage and culture. And sometimes, it cially those who will be representing may just be to have a good time .. . their lodges at the 29th SPJST and if that's the reason, that's good, Convention - are encouraged to too! Coming together for fellowship review, study and discuss the issues which have been addressed prior to and to exchange ideas reinforces the our June convention. value of our SPJST. Just as when the Generally stated and based upon SPJST was established in 1897, mainthe reports that appear in this issue, taining and building a Society for the the SPJST, in the preceding four future can be an exciting and thrilling experience with years, continued to meet the life insurthe potential for great rewards. It ance and fraternal can be an experineeds of its members and maintain ence that puts new a healthy balance membership on sheet. That's a the books and new life into our positive reflection lodges. It will be on every member worth the who has been demands of time, working to bring energy and cregrowth and vitality ativity. to our fraternal Our convention system. is just a month The reports also away. Like many address challenges of you, I'm excitand opportunities that lay ahead for our Society. ed and looking forward to building on President Leshikar's letter, especially, our success. May our dreams be our outlines the SPJST's need "to involve guide. We create a growth environour membership - both young and ment when we invite challenges to young at heart - in our Society." rise to the surface. Through open dis "We have made some good starts, cussions and earnest objectives, our but we need to continue our efforts. SPJST identity emerges. New prosWe will need the talents of our mem- perity it just waiting to unfold! bers both young and old in the future to carry on the mission of our Convention Related Questions Society," Brother Leshikar says. If you have any convention related That's so true! The ultimate success of each indi- questions, please contact the Office of vidual lodge and of SPJST is defined the Supreme Lodge Secretaryby individual commitment, initiative Treasurer at (800) 727-7578. and accountability - three increasingly precious commodities in today's day and time. ltfAxe 1 E. 0x Thanks to the wonders of technolov...1 r I.e., gy and science, it keeps getting easier to get less involved in the world out1LS side our homes. The popularity and big selling point of satellite television provides one example: Why go out JUNE 13 - 16. 2004 * TEMPLE, TEXAS for entertainment when you can stay at home? By the same token, why get involved in your local lodge, when you can watch the world go by on television - and at no risk to you? The good news is it doesn't have to be that way. Not at all. We have within each of us - young and old - the District Three delegates and other capacity to breathe new life and vital- interested members are invited to ity into our lodges and our fraternal attend a pre-convention delegates systeTi. It can and is being done! meeting on Thursday, May 20 7 v ersonai level, it all begins p.m. at Lodge 66, v.:F.0o. 'The raet:g T -St Ste T2 -1 up `:Ct Jriginally co:.areas •...r, one's rea: may have Sb.tt once or _•.:' ft:- The also has other _ •••••;1•1i be to ber, each of us has . review t.: ....:hdatioris to the participate in his or By-La v s . discussed at The motivation for partc the ur. -..-11C:t.t1 vary from person to perso-:. -SPJ
"Maintaining and building a Society for the future can be an exciting and thrilling experience."
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IT
CIMVENTIZON
District Three delegptes to meet May 20 in Waco
Wednesday, May 12, 2004—VESTNiK/3
Vice President's Pre-Convention Report The incentive program was wellThis is my pre-convention report introduced to the lodges and sales which is being submitted for your representatives in early 2002 by review and consideration as required Supreme Lodge Officers and by our SPJST by-laws. This report summarizes the activities of the last Directors, Sales Representatives, SYD, SFAC, and Field four years from 2000 to date. First, I thank Brother Leonard Representatives. These folks visited Mikeska who served the SPJST for lodges and explained our incentive 41 years with six of those years as program and how it could benefit all Vice President. I had the pleasure of concerned. Again, by the end of working with Brother Mikeska as 2002, we had accomplished our goal and more. We had State Field written 2,620 Manager during applications, those six years $64,023,952.00 in which gave me insurance written, insight on the and $490,737.47 office of Vice in premium BroPresident. income. Again, ther Mikeska we realized a net retired in 2000, gain in certificates and I was exof 856. WOW! tremely honored This was really to be elected as GREAT! your Vice President, serving for 2003 Incentive past four the Program years. In the 2003 I would now incentive prolike to recap for gram, we made a you the activities few slight adjustand successes of Gene McBride ments, and set the the past four quota using a 5 years: percent increase and that was a 2,205 statewide quota. By 2003, this proMarketing Strategy gram was really being recognized as for Year 2000 In 2000, our top priority was a great incentive program. The increasing membership. For the pre- Supreme Lodge Officers, Directors, vious 10 years, our membership and local lodges continued to support count had been decreasing. Using the program. Sales representatives innovative planning, we designed an did a super job of selling. Our youth, incentive program that motivated and youth clubs, DYCs, youth leaders, rewarded sales representatives, lodge and Home Office personnel played a officers, youth clubs, youth leaders, big part in supporting our incentive program. It's called TEAMWORK DYCs, youth, and members. These incentives were tied to — and everyone joined together to achievable quotas for sales represen- make 2003 a big success with 3,028 tatives, lodges, youth clubs, and applications written, $92,007,890.00 members. The job of the lodges, insurance written, $726,533.58 preyouth clubs, and members was to mium income, and net gain in mem"recruit" or "recommend" new mem- bership of 1,093 certificates. These bers, and the job of the sales repre- numbers were so outstanding that it sentatives was to both recruit and sell was hard to believe we had done so the insurance products to these new well. I must recognize my staff for a prospective members. Our goal was to write 2,100 appli- great job. State Field cations from January 1, 2001 to Representatives: District 1 - Bill December 31, 2001. In 2000, we Orsak, District 2 - Zachary Kramer, only wrote 1,400 applications so we District 3 - Jerry Kucera, District 4 knew we had our work cut out for us. Billy Rollwitz, District 5 - Lynn The new incentive program was a lit- Johnsen, District 6 - Karen Kaspar, tle slow on catching on but by year- and District 7 - Hector Garcia. These end, we had achieved our goal plus. folks work hard to assist and recruit We sold 2,379 applications for our sales representatives. In the $64,061,277.00 of life insurance and Home Office: Jim Wiest, State $537,459.86 of premium income. In Trainer and Field Manager; Kathy addition, we had a net gain or Fritz, Assistant to the Vice President; increase of 631 certificates. This Cynthia Hutka, Administrative gain in certificates was a first in Assistant and Applications; Doni many years for the SPJST! As a Powell, Underwriter; Doris Tyroch, result of this success, we then set our Certificate Issue Technician; Karen New Application Franklin, goals for 2002! Technician; Donica Zabcik, Certificate Service and New 2002 Goals and Applications; and Emma Perry, Incentive Program We again presented our incentive Assistant to the Field program to the lodges along with our Manager/Customer Service. This goals for 2002 which again included staff works very hard to keep the a sales goal of 2,100 applications. flow of sales going without any backWe wanted to assure ourselves that log. Member service is always a top we could achieve the 2,100 applica- priority, and I would like to thank the Officers and Directors for supporting tion goal for two consecutive years.
the SPJST Insurance Department in its marketing endeavors. We also have started 2004 with a great first quarter, and if we stay on course, we will exceed 2003 by a good margin. Of course, as head of the SPJST Insurance Department, my prime focus is insurance sales. However, when I first joined SPJST many years ago, I also realized the importance of members to the SPJST and taking care of our members. Without members, there is simply no SPJST. Many of the decisions I have made as Vice President such as new products, marketing ideas, etc. have been to help our members. I feel that my job is to bring to our current and new members the best products available at a reasonable cost. Providing financial security to families when they
need it most — after a death of a loved one — is the greatest benefit we can provide to our members! I pledge to you that this commitment of providing benefits to our members will be top priority for the SPJST Insurance Department. In closing, I would like to say that this has been a great three and onehalf years for me. Serving as your Vice President, I feel very optimistic about the future of the SPJST and would very much like to remain a part of our Society's growth and success. With this feeling, I ask the delegates at the 29th SPJST Convention to re-elect me as your Vice President for the next four years. Fraternally, Gene McBride, FICF Vice President — SPJST-
Secretary-Treasurer's Pre-Convention Report set forth by the Board. At one time, Dear Members: This pre-convention report is being the Board policy was to purchase a submitted in accordance with By-Law bond and hold it until maturity. This Article 3(d) of the By-Laws of the policy was adequate at that time, but due to the changing economy and 2000 Convention. According to Article 39, the times, the Board decided to make Secretary-Treasurer's Department is some changes. After much deliberacharged with receiving and replying to tion and interviewing many compaall correspondence that is not nies, the Board decided to hire addressed to a specific officer, record- Morgan Stanley/Dean Witter as a coning minutes, maintaining all records of sultant in August 2002 to provide information concertificate loans, cerning the marmaintaining reket, companies, cords and recometc., that SPJST mendations of all did not have access sales and purchasto. The Supreme es of bonds and Lodge officers still stocks, and mainhave the responsitaining all records bility of making of the real estate the decision as to loans. whether to make a The figures in purchase or a sale, this report are based in part, on based on cash figinformation furures and will give nished by Morgan the members a feel Stanley/Dean Witfor what the ter. The company Society has accomdoes not charge plished during the commission to past four years. SPJST, but a quarThe following Lanita Anglin terly fee is paid chart shows the based on the total assets of SPJST as of December 31 of each year: amount of securities SPJST owns. In 2000, 2001, and 2002, SPJST accomTotal Admitted Assets plished over 100 transactions each Years year. In 2003, there were over 450 $131,568,196.41 2000 transactions completed. $139,470,024.12 2001 In 2002 a new accounting proce$153,435,067.85 2002 dure was put into place by the Texas $168,073,041.80 2003 Department of Insurance whereby the The chart below shows the break- total profit or loss of a bond could not down of the Society's assets as of be taken in the year sold, but had to be December 31 of each year by percent- amortized over the life of the bond. The chart which appears at the top of age based on cash figures. The Secretary-Treasurer makes the next page shows the bonds that we recommendations to the officers wrote down and on which we experiwhich follow the Investment Policy as enced a loss.
SPJST Asset Allocation, 2000 - 2003 Bonds Mortgages Certificate Loans Stocks Home Office Cash
2000
2001
2002
2003
66.68% 27.04% 1.6% 2.44% .69% 1.55%
68.16% 25.56% 1.47% 2.69% .64% 1.48%
70.52% 24.19% 1.28% 2.46% .68% .87%
65.95% 21.27% 1.21% 6.97% .55% 4.05%
4/VESTNIK—Wednesday, May 12, 2004
Par Value Armstrong World Armstrong World Enron Polaroid Frontier World Com
$250,000.00 $500,000.00 $500,000.00 $320,000.00 $360,000.00 $500,000.00
In 2003 there was a net profit of $3.7 million on bonds by using the buy-and-sell approach which was probably the largest profit on bonds during a single year, even though only $511,000 was actually taken due to the new accounting procedure. In July 2003, the Board decided to allow up to 5 percent of the total assets to be invested in high yield bonds. This has proven to be a wise decision, as there was $227,081 profit on high yield bonds, but this amount has to be amortized over the life of the bonds. SPJST is now doing covered calls on profitable common stocks that we own, and this is generating extra income for the stock portfolio. In 2003 the extra income amounted to $132,000. The SPJST will provide mortgages for qualified members. Before the member is eligible for a mortgage, his credit is checked, the director does an evaluation of the property, and then the Investment Committee will either approve or reject the loan. As was previously approved, the borrower may make a loan on his primary residence with only a 15 percent down payment; so far there have been only five members to take advantage of these loans. The following chart shows the mortgage loans for the past 4 years.
Mortgage Loans 2000 - 2003 Number Year of Loans 2000 2001 2002 2003
727 709 687 634
Amount of Principal $35,555,175.61 $35,653,525.36 $37,113,338.88 $35,742,114.67
The Society is now offering zero percent interest loans to our local lodges. The maximum amount that a lodge can borrow under this program is $10,000 with the length of the loan being no more than seven years. There have been 10 lodges that have taken advantage of this program which was put into effect in 2000. On September 2, 2002, SPJST foreclosed on REO #195, a residence in Ballinger, Runnels County, Texas. The book value of this property was $53,023.49, and it sold for $36,000. After expenses, this resulted in a loss of $15,548.49. One of the concerns of the person that purchased this property was that the town of Ballinger had very little water, and people were having to haul water into town. Foreclosure in 2004 — On March 2, 2004, the Society foreclosed on REO #196, a commercial loan. This property consisted of three pieces of property in the town of Bartlett, Bell County, Texas. The book value of this property was $140,237.95 and is currently listed with a realtor for sale for $140,400.
Wrote Value Down To
Sold For
$110,000.00 $120,000.00 $227,214.00 $240,000.00 $ 66,689.00 Still own $19,200.00 $ 64,000.00 $25,260.00 Transferred to stock $132,121.00 $157,500.00 We are saddened to hear about the deaths of our members, but are proud of how quickly claims are paid. At this very stressful time, we try to make the process as easy as possible for family members. In many of the claims, we deal directly with the funeral homes. The following chart shows the number of claims paid each year and the total amount paid.
Insurance Claims Paid 2000 - 2003 Number Year of Claims
Death Benefit
2000 2001 2002 2003
$2,363,543.10 $2,943,550.27 $3,809,063.50 $3,026,505.38
495 483 458 522
One of the benefits our members take advantage of is borrowing against the cash value of their certificates. The following chart shows the amount of certificate loans each year.
Certificate Loans Issued 2000 - 2003 Number Year of Loans Total Loans 2000 2001 2002 2003
1,385 1,324 1,244 1,232
$2,120,486.95 $2,052,249.66 $1,958,296.79 $2,027,658.89
We also offer our members the opportunity to open annuity accounts. Currently, there are 145 members making monthly withdrawals from their annuities. This number increases each year. The officers and directors have continued to meet the challenges of the low interest rates, bonds going into default, stock market volatility, and changes in regulations. One of the biggest challenges continues to be investing funds in a manner that will safeguard the assets of SPJST and provide the highest rate of return on funds. I would like to thank my department — Peggy Brewer, Margaret Campbell, Christina Dodson, Corinne Mauldin, Ed Mokry, Ann Paruzinski, Judy Paul, and Dorothy Tomasek for all of their help over the past years and the professionalism they have shown in helping the members of SPJST. My husband, Charles, and I would like to thank all of you for the hospitality you have shown us during the time I have been SecretaryTreasurer for SPJST. I am again a candidate for the SecretaryTreasurer's position and am asking for your support at the XXIX Convention. Fraternally, Lanita Anglin Secretary-Treasurer —SPJST-
Secretary's Pre-Convention Report Financial
This report is submitted in accor- period, which includes 2000, 2001, dance with Article 3 (d) and Article 2002 and 2003. This financial statement enables you to compare assets, 33 (g) of our 2000 SPJST By-Laws. Article 40 states that the Financial liabilities, net income, expense and Secretary is responsible for all surplus. I am pleased to report that accounting functions of our Society. assets have increased by approxiI am very pleased and proud to report mately 34 million dollars compared that the SPJST has continued to show to 23 million dollars four years ago. increased growth throughout this Total liabilities have also increased four-year period. The SPJST has by 38 million compared to 18 million continued to maintain a high rating four years ago. The difference is measured through of B++ (Very surplus and this Good) from the amount decreased A.M. Best by approximately Company. 4 million dollars. four reported This decrease of years ago that the surplus was A.M. Best attributed to sevCompany reflecteral new factors ed our Society instituted by the with a strong department of financial status; insurance in comhowever, they pleting financial also informed us statements. The that offsetting new item that strengths these affected this was were the declining the AVR (asset certificates invaluation reserve) force and declinwhich requires all ing membership. companies to set In order to Jerry Mikulas up a reserve of achieve a higher rating, the A.M. their assets based Best Company stated that our on the rating of each. This was a new Society would need to show a posi- item in the 2001 statement and this tive certificate and membership amount has increased to approxigrowth for a three year period. The mately 2 million dollars as of 12-31SPJST Society has shown a positive 2003. The second item that is now growth in this area for the past three required is the IMR (interest maintenance reserve). This requires comyears. A recent analysis of the A.M. Best panies to amortize any profits or Company has indicated that the losses that occur. Our Society SPJST rating is based on its favor- attained a profit of over 4 million able fraternal niche in the state of dollars during the year 2003; howevTexas, trend of positive statutory er, we were only able to show a small earnings in its core lines of business, portion of this profit in the 2003 adequate level of risk-adjusted capi- statement. The remaining part was talization, and high quality fixed- set up as a liability for future release income portfolio. Partially offsetting provided that no losses occurred to these positive factors are the off set this. Earnings on our assets Society's realized capital losses in make it possible to support our frarecent years, high level of mortgage ternal programs, refund to lodges, loans relative to unassigned funds, incentive awards, interest on annuand geographic concentration with ities, interest on universal life certifirespect to premium production. The cates and individual refunds to members. rating outlook remains stable. It is my opinion that our Society We will continue to monitor these refund as much money to our memareas so that we may re-achieve our A- (Excellent) rating. We have been bers and local lodges and still proinformed by the Texas Department of vide a profit at the end of the year. Insurance that our Society will be in We have maintained this course by line for an audit for the years 1999, adding the incentive awards program 2000, 2001, 2002, and 2003. Up to that enables lodges to receive monethis date, we have complied with all tary amounts based on their producrequested information and have been tion. We have also maintained a informed that the audit will possibly higher level of interest on our interstart in December 2004. I urge the est sensitive products. My financial entire delegation to pay close atten- statement and graphs follow. tion to the financial position of our Society and wish to assure that our Individual Refunds SPJST Society remains safe and to Members secure. During this four year period, we All required audits have been paid a premium refund rate of 3 percompleted without any discrepancies cent for years 2000, 2001, 2002 and of any magnitude. All official fig- 2003 was paid at a rate of 2 percent ures (accrual basis) are taken from of the mid-terminal reserve on all the annual statement as submitted to permanent life certificates, which were issued on the 1941/1958 CSO the Texas Department of Insurance. Mortality Table. At the present time, Financial Statement certificates under the 1980 CSO I have submitted a financial state- Mortality Table have been excluded. ment of the SPJST for a four year This refund program was first started
Wednesday, May 12, 2004-VESTNIK/5 in 1969, and up to the present time we have refunded over 15 million dollars to our members. In 1986, we gave each certificate holder an option to receive a refund check each year or convert this refund to paid-up additions. Approximately 60 percent of our membership opted to receive paid-up additions in lieu of premium refunds. Over the past four years, we increased life insurance in force by approximately 3 million dollars through the paid-up additions program; otherwise, we would have forwarded over one and one-half million dollars in cash to our certificate holders. We have seen the face amount of many $1,000 certificates increase to more than one and three fourths times this amount. Within a few years, the paid-up additions amount will exceed the face amount of these certificates. This group of business will start to decrease due to the age factor. Refund to Local Lodges The Supreme Lodge Officers and Directors have continued to declare refunds to our local lodges for the past four years. This total refund for the past four years has amounted to approximately $650,000.00. All lodges were paid by taking the number of certificates at a rate of $8.50 per certificate on premium paying certificates and $1 per paid up certificates. All annuity certificates were excluded. It is very important that each local lodge increase their new insurance sales so that these programs and refunds may continue.
Incentive Awards Program to Local Lodges This program was started approximately eight years ago and has continued to be of a great interest to our local lodges. This has enabled local lodges to receive high refunds based on their production. This program for the past four years has enabled us to refund approximately $500,000. Please make sure your local lodge has active sales representatives so that refunds may continue. Department of Insurance and Independent Audit The last Texas Department of Insurance audit was completed for years 1996 through 1998. I am pleased to report that no discrepancies of any magnitude were found and no changes were made to my financial statement as submitted. Copies of these reports were mailed to all lodges. Our independent audit is being conducted by Henry L.S. Jezek, CPA, for the year 2003. This audit began on 1-1-2004 and should be finished by 6-15-2004. The Supreme Lodge reviewed all independent audits for years 2000, 2001, and 2002 and no discrepancies were noted or items changed. As required by state insurance regulations, we are required to file these independent audits with the Texas Department of Insurance in Austin, Texas. Cost of these audits for the past four years have amounted to approximately $50,000.
SPJST Financial Statement A Four-Year Comparison Statements of Financial Condition ASSETS
1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15.
Lodge No. 88, Houston 160, San Angelo 47, Seaton 29, Taylor 24, Cyclone 66, Waco 40, El Campo-Hilije 6, Cottonwood 84, Dallas 80, Holland 17, New Tabor 49, Rowena 97, Placedo 196, Houston-West 30, Taiton
Certificates
Amount of Ins.
7,038 1,034 2,111 1,950 1,147 1,583 1,195 1,046 1,351 827 968 515 315 531 606
$50,760,144.00 33,998,268.00 26,733,817.00 25,086,105.00 17,002,304.00 16,738,010.00 16,311,451.00 15,975,870.00 14,406,398.00 14,388,345.00 13,966,270.00 12,063,976.00 11,327,945.00 10,835,002.00 10,808,809.00
Top 15 lodges account for 47 percent of total insurance in force. RANKING OF LODGES ACCORDING TO NUMBER OF CERTIFICATES IN FORCE AS OF 12-31-2003 Ranking Lodge No. 1. 88, Houston 2. 47, Seaton 3. 29, Taylor 4. 66, Waco 84, Dallas 5. 92, Fort Worth 6. 7. 40, El Campo-Hilije 8. 24, Cyclone 25, Ennis 9. 172, Pasadena 10. 6, Cottonwood 11. 160, San Angelo 12. 17, New Tabor 13. 81, Needville 14. 154, Fort Worth 15.
Amount of Ins. $50,760,144.00 26,733,817.00 25,086,105.00 16,738,010.00 14,406,398.00 10,752,644.00 16,311,451.00 17,002,304.00 10,016,210.00 8,318,158.00 15,975,870.00 33,998,268.00 13,966,270.00 7,084,164.00 5,952,429.00
Certificates 7,038 2,111 1,950 1,583 1,351 1,225 1,195 1,147 1,134 1,047 1,046 1,034 968 937 904
Top 15 lodges account for 47% of total certificates in force.
2001
86,975,720 3,182,527 35,550,358 2,125,272 623,759 2,045,766
93,485,816 3,416,403 35,647,525 2,049,907 597,160 2,057,415
1,930,358
1,977,008
$132,433,760
$139,231,234
Bonds Stocks Mortgage Loans Certificate Loans Real Estate Cash Other Assets Total
2002
2003
108,205,216 110,812,414 12,147,733 2,704,753 35,702,115 37,088,339 1,965,866 2,035,552 623,583 601,007 1,338,285 6,831,780 1,945,257
2,354,550
$153,871,299 $170,485,151
LIABILITIES AND RESERVES 2000
2001
104,121,340 Certificate Reserves Certificate Benefits 142,354 Payable Surplus Refunds Payable 640,000 Premiums Received in Advance 268,719 Interest Maintenance Reserve Asset Valuation Reserve 452,701 Accrued Liabilities
111,524,894
$105,625,114
$113,413,489
26,808,646
25,817,745
$132,433,760
$139,231,234
Total Certificate Holders' Surplus Total
RANKING OF LODGES ACCORDING TO AMOUNT OF INSURANCE IN FORCE AS OF 12-31-2003 Ranking
2000
2002
2003
127,880,185 139,179,569
63,585
128,652
76,658
654,958
419,541
416,174
333,692
360,293
363,903
88,296 748,064
276,412 125,310 838,180
3,761,622 1,830,495 976,132
$130,028,573 $146,604,553
23,842,726
23,880,598
$153,871,299 $170,485,151
Statements of Operations INCOME
Insurance and Annuity Premiums Net Investment Income Amortization of Interest Maintenance Reserve Total
2000
2001
2002
2003
7,025,286 8,344,477
10,069,077 8,142,528
19,060,283 8,157,307
13,115,388 8,723,993
56,881
511,912
$15,369,763
$18,211,605
$27,274,471 $22,351,293
DISTRIBUTION OF INCOME 2000
2001
2002
2003
Life Benefits 13,564,088 Refunds to Members 638,891 Additions to Reserves 2,231,558 3,073,134 Operating Expenses Net Realized Capital Gains or Losses (35,566)
6,257,346 659,974 7,403,554 3,646,801
7,205,591 401,884 16,355,291 4,026,037
5,961,144 405,601 11,299,384 4,279,722
4,158
(1,930,754)
(229,455)
Total Net Income
$15,080,121
$17,963,517
$289,642
$248,088
$29,919,557 $22,175,306 ($2,645,086)
$175,987
Statements of Changes in Certificate Holders' Surplus 2000
2001
2002
2003
27,883,981 Balance Beginning Net Income Investment Transactions Realized and (1,075,335) Unrealized
26,808,646
25,817,745
23,842,726
(990,901)
(1,975,019)
37,873
Balance Ending
$25,817,74
$26,808,646
$23,842,726 $23,880,599
6/VESTNIK —Wednesday, May 12, 2004
Certificates in Force for Past 10 Years 52,305
51,268
5 51,393
51,258
51,157 50,813 50,366
50,334 49,785
N
1994
1995
1996
1997
1998
1999
•
2000 2001
2002
2003
Net Gain from Operations After Refunds to Members for the Past 10 Years (In Millions) 1.321
1.285 1.058
1994
1995
1996
1997
1998
1999
2000 2001
2002
2003
Gain in Liabilities for the Past 10 Years (In Millions) 16.615
16.576
2002
2003
7.788 5.264
5.041
1994
1995
■ 4.259
4.015
1996
1997
4.625
4.478 2.507
1998
1999 2000 2001
Gain in Assets for the Past 10 Years (In Millions • Cash Basis)
13.965
14.638
2002
2003
7.902 6.278
5.420
5986 .
5.400
5.793
5.575
-2.296
1994
1995
1996
1997
1998
Data Processing We continue to upgrade our equipment with the present times and continue to maintain our software programs with United System and Software, Inc. in Maitland, Florida. We have been informed by an IBM Specialist that our AS400 (main frame) will need to be upgraded within a few years. I estimate the cost to be approximately $75,000. We also continue to upgrade our personal computers. Many new items have been added to our system. One new item placed in effect was our new imaging system. We now image all applications pertaining to new issues which allow us to access information from our personal computers. In the future, there will be no need of any filing and we do plan to image some of the old records.
1999 2000 2001
In Conclusion At this time, I would like to thank the dedicated employees of my department for a job well done. All of this detailed work would be impossible without an efficient office staff. My employees include Dorothy Stuchly, Debbie Dohnalik, Linda Johnson, Lisa Kirby, and Sue Moore. Linda, my assistant, has proven her capabilities and dedication to this position over the past 28 years. Debbie, head of data processing (28 years of service), has enabled our Society to maintain a high rating with her efficient work and dedication. Dorothy (38 years of service), Lisa (12 years of service), and Sue (5 months) have also performed their duties very efficiently and have become a valuable asset to my department. I am very pleased that
Legal Advisor's Pre-Convention Report Dear Members, retary backup and professional liabiliDelegates, and Friends: ty insurance at his expense Thank you for the opportunity to • Works extensively in the legislative visit with you and to share ideas and to field groundwork in obtaining the report on activities. favorable bingo legislation and such as We can all be proud of the local for exemption from the ad valorem lodges and of the local lodge incentive taxes for our lodges program, the expanding youth • Responsible for legal work for real involvement, the dedicated fraternal estate loans-these loans regularly proand community service, and our insur- vide over two million dollars of ance products. Our members make the income every year difference and it • Gives title opinshows in their posions on the validiitive attitudes and ty of the title to positive performreal estate being ance. offered as security The position of for a real estate legal advisor, while loan it is enjoyable, con• Responsible for tinues to require a lawsuits substantial amount • Responsible for of experience espebankruptcy claims cially in the area (Chapter 7, 11, 12 concerning court and 13) in many matters and legislaareas of Texas and tion. It is only other states through experience • Responsible for gained in contested foreclosures-a court matters that a very time consumperson can help ing effort is made guide the board to by the legal adviSidney Kacir avoid litigation and sor to try to avoid in the rare cases having to forewhere we have matters that may result close. These efforts are generally sucin litigation to be able to recognize cessful those situations so that they may be • Responsible for forcible detainers satisfactorily resolved before we are in • Preparation and/or approval of all litigation. It is only through experi- contracts and instruments.pertaining to ence gained by working with legisla- oil, gas and mineral leases, agreements tive matters, hard work during the and partial releases. Fortunately the years preceding the passage of new Society holds rather extensive mineral legislation, and by earned mutual and royalty interests respect with the legislators and their • Consults with and advises the offistaffs that we were able to accomplish cers and directors concerning any legal favorable legislation such as the questions pertaining to the Society and exemption from property taxes for our where necessary, gives written opinlodges at the last session of the legisla- ions on such questions ture. Many of you will remember how • Attends all quarterly and special hard we all worked to get the favorable meetings of the Supreme Lodge and bingo legislation that we can live with. weekly officers meetings and attends A short summary of some of the district meetings on a rotation with the work your legal advisor does for you other officers is: • Meets with various convention committees, when requested • Responsible for the incorporation of • Prepares up-to-date reports of all and By-Laws for SPJST related non- pending and closed loans and ongoing profit corporations such as the Library, litigation, for the board meetings Archives and Museum as well as the • Reviews beneficiary designation SPJST Education and Nature Center requests and any documents supportand assists in obtaining a tax exempt ing the designations, i.e: trusts, wills, status power of attorneys • Studies the laws pertaining to frater- • Consultations with members nal benefit life insurance Societies and regarding local lodge questions. keeps current on court cases and laws Lodges are like families. Occasionally • Represents the Society in all legal situations arise where assistance is matters and maintains an expensive needed and the legal advisor is glad to and extensive library and provides sec- assist in resolving matters. Since your they represent me and our Society at a high level. I must not forget the other team members of the Home Office. It has been a pleasure working with the other employees and with the Supreme Lodge Officers and Directors. I certainly appreciate the fine cooperation each has displayed towards me. I'd like to tell you that I find much pride in representing the SPJST. My wife, Betty, and I and our children try our best to represent you well. I have
devoted all of my time and effort for the past 44 years in making our Society a sound and safe Fraternal Benefit Society. I thank the delegates and membership for allowing me to serve as a member of the Supreme Lodge. I will again be a candidate for the office of Financial Secretary and ask your support. Fraternally, Jerry Mikulas Financial Secretary —SPJST-
Wednesday, May 12, 2004 ViSTNIK/7
SPJST Directors' Pre-Convention Report Pursuant to Article 43k of the Supreme Lodge By-Laws, the Directors fraternally submit to the membership their annual report for the financial stability of our SPJST Society for 2003. Increase in assets amounted to approximately 14 million dollars, due to the increase in annuity sales and very little redemption in annuities. These items do have very little effect on the bottom line, because these gains are affected by liabilities at about that same amount. Our expenses increased slightly. This was due to the Outreach 2003. We are aware of this increase and will monitor accordingly. We are very proud of this accomplishment and congratulate our membership, officers, and sales representatives, for their help in obtaining new applications. This will show a net gain of over 1,000 certificates for 2003. The Society, through its sales representatives, wrote $92,007,890 in insurance for the year 2003 with 3,028 applications written with earned premiums of $726,533.48. The Insurance
Department introduced new products in 2003 for our members as well as our guarantee issue policy. Our sales force should be complimented for their work. In 2003, our Society trained 133 new sales representatives. We hired some full time sales representatives. We now have a state field representative in each district which should relieve some of the travel distance, plus help each district have more contacts with every lodge. In spite of the many changes that have occurred in our economy the past year, we continue to report that we have maintained stable growth in various activities, which include a large increase of membership in the lodges with youth clubs. This is the 11th year of the Lodge Incentive Program, which has been very successful, and we urge every lodge to participate. All lodges now have assigned quotas and by meeting these quotas, we are able to offer better incentives as shown in Year 2003. We, the directors, as promised have been working with the dormant
Legal Advisor
brief; prepare and transmit, time-deadline bankruptcy motions; work out technical questions; and turn out two sets of timed deadline loan instruments. The next day, the work may be routine. The workload fluctuates greatly. The legal advisor does not have a 40 hour week. He devotes the time that it takes to get the job done and our office devotes preferred time and service to our society. The strength of the SPJST and the power of the SPJST is in the hands of its members through its members and their elected delegates. Many ByLaws and other changes are being proposed by the By-Law and other committees. We are fortunate that we have dedicated and highly qualified members who devote the time and effort to become fully informed of the facts and who serve on these committees and deliberate on these matters that affect the society. I urge you to take the time and spend the effort to review the ByLaws and other matters affecting this society and express your views to the committees that have been elected by your districts to serve you and be an active participant in the convention. It is through this critical review and expression of ideas that our society continues to adapt, grow, and prosper. I am optimistic about the future of our SPJST. It is a viable and dynamic society that responds to its members and I wish the 19th convention much success. We appreciate the wholehearted cooperation of all the members, officers, directors, staff, Donna McEntire, and Home Office staff for their assistance, advice, and work. I sincerely appreciate having had the honor to serve as your legal advisor. I respectfully ask for your continued support as you vote for the legal advisor. Fraternally and with best regards, Sidney Kacir — SPJST-
(Continued from page 6.) legal advisor served many years as a lodge officer for SPJST Lodge 87 and as a District Two officer, he has the experience and desire to be of assistance to promptly resolve these matters • Assists on investments-stocks and bonds • Trademarks I have a proven record of a wide variety of knowledge and legal experience in helping to keep the society out of trouble and can also call on a fully qualified assistant and attorney during heavy work loads so that our members are assured of friendly, efficient, and professional service. We are responsible for the legal work for over 700 real estate loans which involve over 35 million dollars of the society's assets. These loans bring in over two million dollars of net revenue to the society. We consistently put forth our best efforts to settle disputed matters on a reasonable basis so that society will not be involved in needless litigation. Still it often takes more time and effort to work out a settlement than it would take to litigate a matter, but it is felt that it is the best interest of the society and settle disputed matter where this can be done fairly to all concerned. The most difficult and expensive part of the attorney's work and responsibility is that the attorney must handle and maintain capability to immediately handle a wide variety of matters involving time urgency and deadlines. The attorney must have the personnel, library, computer equipment, and technical ability to promptly handle the most demanding situations which arise. On the same day and on a priority basis, we may have to handle a complicated legislative matter that involves over 500 pages to review and
lodges. Some of them have become active lodges. We have merged several lodges and some of the lodges have converted to monthly meetings. We thank you all for cooperating with us. We would like to thank the Supreme Lodge Officers, office staff, and the field people for all their help in this endeavor. This year, we will again be working with all of the lodges on the Join Hands 2004 Program, and we are asking all lodges, officers, and members, office staff and the entire membership including everyone to help us in this great effort to reach our goals in
2004. Our goal will be 2345 applications in the year 2004. We are asking you to please help your lodge to make their goal in the very important effort for the year of 2004 which is the forth year of our enlarged incentive program and it is very crucial that we meet these quotas. We are again coming out with new Insurance Products for 2004. In 2003, we worked with several new lodges that are in process of getting organized and will try to get them to become chartered lodges in 2004. — SPJST-
Report of Directors We the undersigned directors, examined all bonds and coupons which are kept in a safety deposit box at the Bank of America, Temple, Texas on December 31, 2003. We reconciled
the income and expense in the books of the Supreme Lodge. We also examined the mortgage loans and certificate loans. The following is our financial report 153,435,067.85
BALANCE 1-1-2003 INCOME: 53,003.01 Profit on Sale of Stock Escrow 3,282.00 3,730,211.83 Profit on Sale of Bonds Miscellaneous Mortgage 40,306.43 Loan Income Premium IncomePd-Up-Additions 294,493.89 UL Withdrawal Expense 7,383.93 17,035.16 Annuity Withdrawal Expense Annuities 8,835,697.59 435,990.31 Dividends 6,677,247.43 Interest on Bonds Interest on Certificate Loans 124,088.18 Interest on Certificate 59,463.46 of Deposit Interest on Mortgage Loans 2,497,360.55 4,415,322.15 Premiums 90,272.00 Reinsurance Recovered 14.00 SPJST Charity Projects Royalties & Minerals 21,690.19 Increase in Bonds by Accrual 230,037.86 100,000.00 Office Rent Application Fee 35.400.00 Total Income
27.668.299.97 $181,103,367.82
Disbursements: Death Benefits Death Claims, Minors Death Claims, Minors Int. Death Claims Death Claims, Annuities
1,193.94 286.66 1,916,526.03 1.108.785.41
$3,026,792.04 Lodge and Member Benefits SPJST Scholarship Fund 3,865.40 Dist. Frat. Act. Coordinators 2,697.03 Workshops 35,022.85 UL Surrenders 500,448.31 Flex Annuities Withdrawals 2,200,696.11 Matured Endowments 74,705.00 Refund to Lodges 164,640.00 Premium Refund to Members 408,727.01 Surrender Values 301,054.42 Convention 8,013.23 District Allocation 14,000.00 District Youth Allocation 57,036.93 Museum Operation Expense 2,716.58 Vestnik 54,352.69 Vestnik Postage 100,000.00 Youth Activities 118.586.§2 Total Lodge and Member Benefits $4,046,562.25 Administrative and Other Expenses: SPJST Charity Projects 10,732.92 REO Taxes/Insurance 4,814.13 15,548.49 Loss on Sale of REO 189,462.50 Bond Expense Decrease in Bonds by Amortization 577,348.11 Reinsurance 457,385.11 Mortgage Loan Exp. 16,341.47 (Continued on next page.)
8/VESTNIK—Wednesday, May 12, 2004 4,663.72 RMO Taxes 101,505.60 Home Office Expense 216,856.49 Actuary 123,084.30 Advertising/Promotional 24,772.84 Appraisal Expense Adj. of Book Value 28,287.78 of Home Office Adj. of Book Value 65,610.62 of EDP Equipment 244,709.47 Commissions-Adult 38,863.26 Commissions-Renewal Commissions-Annuities 119,766.25 Commissions-Annuities46,110.97 Renewal 70,278.36 Commissions-UL 24,887.93 Commissions-UL-Renewal 31,462.77 Commissions-Override 51,851.72 Research & Development 10,410.33 State Exam/Audit 94,414.83 Contributions Society Automobiles Expense 39,708.10 50,019.78 District Youth Counselors 204,080.68 Fraternal Activities 232,046.20 Hospitalization Depreciation-Furn. 77,207.69 and Office Equipment 35,378.02 Liability Insurance 942.39 Legal Service 57,225.60 Medical Exams 22,659.64 Non-Medical 4,352.83 Membership Dues 163,064.84 Office Maintenance 100,000.00 Office Rent 3,498.42 Committee Meetings 387,913.72 Organizational Expense 90,750.92 Postage 1,486,033.49 Salaries 97,134.33 Office Supplies 58,293.92 401-K Plan 15,307.48 Supreme Lodge Meeting Taxes-FICA, FUTA and TEC 125,204.84 34,056.44 Telephone 24,014.21 Travel, Officers 31,194.58 Travel, Directors Travel, State Field 35,227.64 Representatives 608.78 Travel, Editor 7,370.09 Travel, State Frat. Act. Coord. 4.507.13 Travel, State Youth Director Total Administrative 5.956.971.73 and Other Exp. $13,030,326.02 13.030.326.02 Total Expenses $168,073,041.80
Assets: 1,475.00 Real Estate Owned 5,103,900.90 Preferred Stock EDP Equip. 91,833.37 (Hardware & Software) 210,357.15 Cash Cash Convenience 6,621,423.26 Accounts 110,812,414.21 Bonds 0.01 Certificate of Deposit 35,742,114.67 Mortgage Loans 2,036,761.96 Certificate Loans 6,617,260.31 Common Stock 601,007.36 Home Office Building 234.493.60 Furniture & Office Equip. $168,073,041.80 Total Assets Assets 12-31-2003 Assets 01-01-2003 Gain in Assets
By-Law Committee's Recommendations Members and Delegates of the SPJST, The By-Law Committee held its first meeting January 31, 2004 at the Supreme Lodge in Temple and met a total of five times. As you know, this committee is assigned the task of deciding on all recommendations for amending the By-Laws for deliberation at the Convention. We consulted with the Officers, Editor, and Directors for their input that they felt was important to improve the overall posture of the Society. All recommendations made by the lodges and individuals were taken into consideration with an open and objective mind. While some recommendations were accepted and others were not,
your contributions were vital to the exchange of ideas which makes our Society great. We remind you that issues may be brought up from the floor as they have been presented to the By-Law Committee in advance. Many issues were discussed and decisions were made which are now up to you, the delegates of the XXIXth Convention to make the final choices. Ronnie Rieger, Chairman Dorothy Pflughaupt, Vice Chairman Al Kercho Bettie V. House Beverly J. Teplicek, Secretary Clarence R. Matula Joe Siptak —SPJST
Recommendations Members and Delegates of the SPJST, The By-Law Committee strongly feels that the following recommendations should be considered very carefully and appropriate action will be taken. We feel that they are not directly related to By-Laws, but are of great importance as far as the direction which our Society is to take. 1) That the SPJST automobiles shall proudly display the logo of our Society. In addition, it is felt that all autos must remain at the site of the Supreme Lodge when not in use for official business. State Field Representatives' vehicles must be used for SPJST business only and are exempt from remaining at the Supreme Lodge.
training, and certification for Supreme Lodge members and employees in order to enhance job performance and service to the Society. 4) In the event at least 3/4ths of the members of the Supreme Lodge vote to acquire another society or to merge or be merged with another fraternal benefit society, (providing the SPJST continues as the name or part of the name), this decision will promptly be mailed to the delegates attending the last convention and to the president and secretary of every lodge. 5) The SPJST By-Laws govern this Society and are to be observed and enforced diligently and consistently at all levels of our Society.
2) Utilize standing committees, Fraternal Activities Coordinator, and Youth Counselors to promote a more informative communication between the home office, district, and local lodges. 3) Encourage continuing education,
Ronnie Rieger, Chairman Dorothy Pflughaupt, Vice Chairman Al Kercho Bettie V. House Beverly J. Teplicek, Secretary Clarence R. Matula Joe Siptak —SPJST-
Permanent
insurance provides lifelong protection.
168,073,041.80 153.435.067.85 $ 14,637,973.95
SPJST's whole life certificates are designed and priced for you to keep over a long period of time. STANLEY BRO , DISaCT IV
NNIE VICTORICK, DISTRICT I
/ :%1 74/ ANOrthigie
LARR PFLU HAU , DIS RICT V
FRANK KLINKOVSKY, DISTR T II
KE HLSTROM, DISTRICT VI
NNIE KRIZA DISTRICT III
All SPJST permanent certificates including whole, ordinary and universal life have a feature known as "cash value" that can be surrendered — in total or in part — for cash or converted into an annuity.
SPJST Whole Life.
ROBERT
Submitted at Temple, Texas January 14, 2004
Insuring Texans since 1897. Working to enrich the quality of life where SPJST members work, live and play. — SPJST-
Wednesday, May 12, 2004—VESTNIK/9
Editor's Note: As in the past, the Vestnk is printing only the articles and/or subsections thereof where the By-Laws Committee has recommended changes. Whenever in the Minutes the term: "approved" is used with reference to the By-Laws, it means that the recommendation of the By-Law Committee was approved. "approved as revised" means that the recommendation of the By-Law
Committee was approved as revised as follows: --then "revised to" and state the revised wording "No change" means that the By-Law remains the same that it was in the 2000 By-Law booklet. "Housekeeping" means clean-up.
BY-LAWS OF THE
SPJST
(b) The word "convention" means the gathering of duly elected delegates of the local lodges, members of standing committees and the members of the Supreme Lodge, who meet for controlling and legislative purposes. (c) The words "Supreme Lodge" means the officers and directors of the Society. (d) The words "district," "lodge" and "youth club" shall mean a subordinate body under the jurisdiction of the Supreme Lodge and organized as provided by these by-laws. (e) The word "by-laws" shall mean the laws adopted by the delegates at the convention, to control, administer and manage the affairs of the entire Society. (f) The words "rules and regulations" shall mean the laws adopted by members to govern the districts, local lodges, and youth clubs. (g) The word "premium" shall mean the payments made to the Supreme Lodge on the insurance in force. (h) The word "dues" or "assessment" shall mean money collected by the local lodge for the administration of its affairs. (i) The word "active" shall mean a member who is still paying premiums, dues and assessments, if any. (j) The word "social member" means a member: ( I.) who could not be insured and was a social member on and before January 1, 1988 and pays his or her local lodge dues and assessments, if any, annually in advance, or (2.) A person who the lodge votes in as a social member and pays his or her local lodge dues and assessments if an annuall in advance. (4) This constitution and by-laws bind all members and beneficiaries of members. Neither the Supreme Lodge nor any member of the Supreme Lodge, nor district or local lodge officers, nor sales representatives, nor any committees, nor member or group of members, at any level, have the power or right to disregard any part of the constitution and by-laws, or claim any
authority not conferred by these by-laws. XXIXth
-XXVIIIffiConvention 2004
-(.1-) A person who is not insurable may become a member by purchasing an annuity in a minimum amount as set by the Supreme Lodge and pays his or her local lodge dues and assessments, if any, annually in advance.
(k) The word "Associate Member" means a person who holds an SPJST policy purchased through an outside agency under contract with the SPJST selling Group Insurance. This member will not have society or local lodge privileges, benefits, or voting rights.
(1)
(m)
CONVENTION ARTICLE 3. Convention of the SPJST has the power to: (a) Adopt, amend, and supplement the by-laws of the Society. (b) Set and collect from every member premiums based on Mortality Tables that are in effect and to maintain the reserve of all plans of certificates issued by the Society. -Atifirttiftes-entl- delete (housekeeping)
CONSTITUTION AND BY-LAWS of the SPJST Founded at La Grange, Texas July 1, 1897
44F1%.1.11%..
t/
DEFINITIONS AND OBSERVING BY-LAWS
(c) Provide for the safe investment of all money belonging to the Mortuary Fund of the Society and maintain sufficient reserve. (d) Receive and act on all reports filed by the Supreme Lodge officers individually, directors, and all committees, which must be published in the Vestnik thirty (30) days before the convention. Directors may make one joint report if they so agree. (e) Consider the last report of examination delivered by the Commissioner of Insurance. (f) Elect members of the Supreme Lodge, editor and director of communication of the Vestnik, all required committees, and determines their salaries as well as compensation for all delegates, convention officers, committee members, and convention expense borne by the Society. (g) Authorize the Supreme Lodge to employ an actuary, Q a state youth director, a state fraternal activities coordinator and all necessary assistants for administration of Society affairs, buy necessary equipment, furniture and supplies, and decide what donations will be made to various charities, and educational institutions, etc.
ARTICLE 1.
ARTICLE 4.
(a) The word "Society" as used in these bylaws shall mean SPJST, which are the initials of the original Czech name.
(a) The convention of the SPJST is composed of delegates elected from among active members of the local lodges. Every lodge has the right to elect
XXIXth Adopted in the XXV/Htlkonvention Held June Temple, Texas Main Administrative Body:
SUPREME LODGE, SPJST P.O. Box 100 Temple, Texas 76503 Phone - (254) 773-1575 FAX - (254) 774-7447 1 -800-72-SPJST
14-16, 2004
111%.Zara1
delete
10NESTNIK—Wednesday, May 12, 2004 a delegate on a numerical basis from its membership, according to the following scale: 1. From 20-100 members over 16 years of age, one delegate. 2. For each additional 100 members, one additional delegate if the lodge achieves its insurance goal or its members' goal; if goal not reached, for each additional 150 members, one additional delegate. Note: A lodge meets its insurance goal when it achieves a three year total of 15 percent increase of net premium income (excluding annuity premiums) or a 15 percent net increase of 2003 (housekeeping) members on base year 1-999/ for the year of the convention and the two years following the convention. 3. A lodge attaining enough new members for an additional delegate between the annual meeting and 60 days before the convention will fill that position under the provisions of Art. 4(g)3. Transfer of membership will not be counted as additional new members and terminations will be subtracted. 4. A lodge represented by its delegate or delegates is entitled to one vote for every active member and every member over 16 years of age belonging to the Society and local lodge at least 60 days before the convention and who has his premiums and dues paid in full. (b) A lodge chartered during the convention year may elect its delegates and substitutes any time before convening of the convention. or reorganized (c) A lodge chartered or mergedlless than three (3) years preceding the election of its delegates may elect its delegates and their substitutes from among those members having attended a majority of the regular meetings from the date of its charter— merger or reorganization. (d) A lodge losing the required number of members between the time of the election of delegates and convention will not lose delegate or delegates due to such change. (e) Qualifications: Only that member may be elected delegate or substitute delegate who: 1. Qualifies as an active member as defined under Art. I of these by-laws. 2. Is present during the election or is absent due to unavoidable circumstances. 3. Attended a majority of the regular delete meetings during ye the three years preceding the convention. The state youth director, district youth counselors and their assistants attending youth club meetings may count as attending a regular meeting for this purpose. Supreme Lodge , state field representative, and state membersiattending official functions of the Society fraternal activities coordinator, qualify as attending a regular meeting for this purpose.' New transferred members' attendance Notification must be given to the record of the previous lodge shall be accepted. local lodge secretary prior to the 4. Is a citizen of the United States of event with written confirmation America at the time of election. made by the party within two weeks 5. Is not an insurance agent (underwriter) following the event. selling life insurance in competition with the Society. 6. Is not an officer or director of any grand lodge of another fraternal life insurance Society. (f) If a delegate is not in the convention by the second day he will not be seated unless he has a good excuse, such as serious illness, death, or emergencies which prevented him from attending. ARTICLE 5. (a) The result of the election of the delegates and substitutes shall be announced to the secretarytreasurer of the Supreme Lodge within thirty (30) days after the election. (b) The secretary-treasurer of the Supreme Lodge forwards to the secretary of the local lodge the required forms in duplicate which must be filled out by the secretary and signed by the president and secretary of the local lodge, to certify the election of the delegate and substitute. After completion, one form must immediately be forwarded to the secretary-treasurer of the Supreme Lodge and the second must be delivered to the committee on credentials by the elected delegate fThe credential form must contain: 1. A statement of the number of regular meetings held by the lodge the delegate is representing. 2. The number of regular meetings attended by the delegate in each of the three calendar years preceding the convention. 3. The mileage from the delegate's home to
at registration. (Housekeeping)
the convention site and return. 4. Delegates will be paid the week after the convention. ARTICLE 7. (a) The regular convention is held once every four years in compliance with the laws of the State of Texas. If a matter arises between conventions that needs the approval of the delegates, the Supreme Lodge may conduct a referendum by polling the delegates by secret ballot by mail, delegates being allowed the same number of votes determined at the previous convention. Such action will be accompanied by an adequate explanation. The procedure for the secret ballot is determined by the Supreme Lodge. (b) In the event of death, incapacity or transfer to another lodge of a delegate, he shall automatically be replaced by the first substitute of such lodge. (c) In the event of merger of two or more lodges, those delegates of each lodge shall be entitled to the same number of votes they had at the preceding convention. ARTICLE 9. (a) All by-laws must be enacted by two-thirds of the authorized votes of the delegates present. All other matters are decided by a majority. (b) Voting in the convention is conducted in compliance with the wishes of the delegates in the following manner: 1. Raising of hands 2. Rising 3. Roll call 4. Secret ballot 5. Voice vote ARTICLE 15. All new by-laws become effective on J., 1, following the convention at which they were adopted, except those particular by-laws the convention voted to become effective immediately by a two-thirds vote. ARTICLE 17. All bus;,,css affairs of the Socicty bctwccn tby tl,c. SU t„ ^,,,^ STANDING COMMITTEES: By-Law, Finance, Insurance, and Publication. ARTICLE 23. The Insurance Committee has the right to meet as requested by the vice president with the approval of the Supreme Lodge with one meeting six months prior to the convention. Before submitting its recommendations sixty days prior to the convention to the committee on by-laws, these recommendations must be reviewed by the actuary. Members of this committee will receive compensation for attending such meetings as adopted by the preceding convention, and will function during the succeeding convention. SUPREME LODGE
The proposed By-Law amendment must be mailed to the delegates at least 45 days before the ballots must be returned.
A request for secret ballot voting on a By-Law matter shall be honored without the vote of the delegates. Effective immediately.
July 1,
Effective immediately. delete (housekeeping) The Insurance Committee has the right to meet as requested by the Vice President with one meeting six months prior to the convention to consider By-Law recommendations. They will also provide input to the Supreme Lodge Vice President on products and innovative ideas. Members of this committee will receive compensation for attending such meetings as adopted by the preceding convention, and will function during the succeeding convention. The members of the insurance committee will represent the society by promoting the insurance programs and products and participate in lodge and district functions to inform the membership on the matters pertaining to the insurance department.
ARTICLE 28. (a) Members of the Supreme Lodge and editor and director of communication assume duties of July 1 following their respective offices on I their election; however, any newly elected officer member of the Supreme Lodge or editor and director of communication elected by 2004 the Convention in a contested election involving the incumbent will assume duties July 1 of the year member of the Supreme Lodge of the election. Any such incumbent officct 1 or editor and director of communication being replaced shall be relieved of his duties June 30 and shall be paid for the remainder of the term. (b) If an officer or editor and director of communication is not re-elected, he will be paid for the remainder of his term unless he has been - delete elected or appointed to another office or editor and director of communication position in which event he will not be paid the remainder of his term. -(-ci No officer can hold more than one office at (b) one time and not receive more than one compensation at one time. Effective Immediately.
Wednesday, May 12, 2004—VESTNIK/11 ARTICLE 30. (a) In the event of death, resignation, incompetence or permanent incapacity of any member of the Supreme Lodge or editor and director of communication, except the president and directors, such vacancy will be filled by the Supreme Lodge. The office of the president shall be filled according to Article 38(a)tThe office of a director shall be filled by his substitute in accordance with Article 45(h). (b) The determination as to whether incompetence or permanent incapacity exists shall be made by a two-thirds vote of the Supreme Lodge. ARTICLE 32. (a) Regular meetings of the Supreme Lodge are held quarterly, the -second° week or weekend in January, April, July and October. In case of necessity, the president has the right to change the date of the meeting. Eight members of the Supreme Lodge will constitute a quorum at regular meetings. (b) After each regular or special Supreme Lodge meeting, each item voted on at the meeting will be listed in the minutes with a record of how each Supreme Lodge officer and district director voted on each issue, excepting only personnel disciplinary matters and matters concerning litigation and threatened litigation. This will be published in the Vestnik as part of the board minutes. (c) The president calls special meetings of the Supreme Lodge in case of necessity. In the event that seven members of the Supreme Lodge determine a necessity for a special meeting, and the president refuses to call such a meeting, the seven members may, by written notice, call all members of the Supreme Lodge to such a special meeting and hold the meeting. Seven members of the Supreme Lodge will constitute a quorum at special meetings. ARTICLE 33. (a) The Supreme Lodge is the governing and executive body of the Society between conventions and is authorized to amend any by-law which is in conflict with State or Federal law. The Supreme Lodge has the duty and authority: I . To adopt such additional plans and tables of insurance including annuities and universal life products, which appear to be beneficial for the Society, according to fraternal insurance laws of the State of Texas. 2. To compensate its sales representatives monthly, or on any other basis, for procuring new members, and occasionally to grant rewards to its sales representatives for successful insurance sales. 3. To discharge employees for incompetence in service and for unbecoming conduct; fills vacancies in the Supreme Lodge/editor and director of communication sad Chid KA;s..1 Miner, with the exception of the president, as specified in Article 38(a), and directors as specified in Article 45(h). The Supreme Lodge has the authority to hire any assistants or any subordinates to any Supreme Lodge officer and the editor and director of communication and also the authority to set their salary and remuneration.
The officer of financial secretary, when vacated, shall be filled by the Supreme Lodge (See Art. 40)
third
fwiii t-at. / 1/4,c./
‘,/ 1/1/./
//,/i
After such request, all future premium refunds will be applied .
on an annual basis, if deemed beneficial,
OFFICERS, SUPREME LODGE ARTICLE 37. President (a) The president is the official head of the Society/ He is an ex officio member of all appointed committees within the Supreme Lodge. He must have previous experience in the fraternal insurance field.
and the head of all departments.
ARTICLE 38. Vice President (d) He reviews all insurance applications. Thu-- delete
ARTICLE 40. Financial Secretary (d) He publishes -monthly / in the Vestnik an audited account of income and expenses on forms approved by the directors.
quarterly
DIRECTORS
and (housekeeping) delete
12. To apportion annual premium refunds on certain certificates to be paid to the members from the Mortuary Fund. The premium refund scale shall be made in view of the current operations and financial condition of the Society, and shall be recommended by the actuary of the Society. The Supreme Lodge may exclude certain classes of certificates from premium refunds or certificates on which less than five full years' premiums have been paid and may place any other limitation on the premium refund scale it may deem necessary and equitable. An alternative option of premium refund distribution will be in the form Of paid up additional insurance. The amount will be such that can be purchased by the cash amount of the refund at the attained age and for the class of risk for which the original certificate was issued. Such additional amounts will be carried and accounted for on the certificate records of the original certificate as a trailer record for the additional amount of paid up insurance. -Pr— delete (housekeeping) it.ttuwt
to this option. The manner and time of payment of premium refunds shall also be approved by the Supreme Lodge. Such check that cannot be delivered shall be applied to purchase paid up additions. 13. To hold workshops for the training of local lodge Officers in the first quarter of each year. 14. To announce annually, after determining the solvency of the Society, the aid in the form of a 25 percent reduction of premiums to be given to all members of the certificates in Classes "A" and "B" whose certificates were in force 35 years or more and who have attained the age of 70 years, and an additional 25 percent reduction when they attain the age of 75. 15. To allow all Class "B" policies to become paid-up whenever the amount of premiums paid equals the face amount of the policy. 16. To negotiate a contract for the publishing of the Vestnik, after consultation with a member of the Publication Committee designated by that committee, and the editor and director of communication.
ARTICLE 42. (a) To be a director of the Supreme Lodge, an individual must meet the following requirements: 1.Be an active member of the Society for at least five consecutive years preceding his election. Also have met local lodge attendance requirements same as delegates. Supreme Lodge members attending Supreme Lodge meetings, district meetings, and local lodge meetings, on this same date qualify as attending a regular meeting for this purpose. 2. Be a citizen of the United States of America at the time of his election. 3. Be capable of assuming the responsibilities as outlined in the constitution under the heading of "Directors". 4. Is present at the convention or has an excuse acceptable by two-thirds majority of the delegates for not being present. 5. Has a knowledge of both the Czech and English languages. (b) No member of the Supreme Lodge, nor the editor and director of communication, may hold any other position in the districts, (c) No employee of the SPJST Home Office can serve as a Director.
and local lodge.
12/VESTNIK- Wednesday, May 12, 2004 DISTRICTS
ARTICLE 51. A mciniscr whe so desires, may pay his delete (housekeeping)
ARTICLE 45. (a) The Society is divided into seven districts, composed of the following counties in the State of Texas in which lodges are located: FIRST DISTRICT: Austin, Bastrop (except Lodge No. 18), Brazos, Burleson, Fayette, (a) The Society is divided into eight Gonzales, Lee, Caldwell, Washington, and Leon. area districts in the State of Texas SECOND DISTRICT: Bell, Falls, Houston, according to an approved map of Milam, Travis, Williamson, Lodge No.18, Elgin, select boundaries. located in Bastrop County, and Lodge 200, Bruceville-Eddy, located in McLennan County. District One: Central Texas area THIRD DISTRICT: Cooke, Dallas, Denton, and home of the SPJST Ellis, Erath, Grayson, Hamilton, Hill, Kaufman, Headquarters. Limestone, McLennan (except Lodge 200), District Two: Northeast Texas Tarrant, Gregg, and Johnson. District Three: North Texas FOURTH DISTRICT: Baylor, Foard, Haskell, _ Metroplex: (Dallas-Fort Worth Jones, Knox, Lubbock, Lynn, Runnels, Tom Green, area) and Wichita. District Four: West Texas FIFTH DISTRICT: Angelina, Brazoria, Fort District Five: Greater Houston Area Bend, Galveston, Harris, Liberty, Waller, and District Six: Mid-Gulf Coast Montgomery. District Seven: Texas Hill Country, SIXTH DISTRICT: Calhoun, Colorado, and the Rio Grande Valley DeWitt, Jackson, Lavaca, Matagorda, Victoria, District Eight: The Panhandle ,and and Wharton. Far West Texas SEVENTH DISTRICT: Atascosa, Bee, Bexar, Cameron, Karnes, Kleberg, Live Oak, Nueces, "Districts have the right to assemRefugio, San Patricio, Wilson, Comal, and ble for consultation, information, Guadalupe. and administration within the limits A newly organized lodge in a county which does of the By-Laws of the Society." not lie within the boundary of an existing district will be annexed, both lodge and county, to the nearest district by the Supreme Lodge. Districts have the right to assemble for consultation, information and administration within the limits of the by-laws of the Society. Amended by Referendum: (i) The Supreme Lodge contributes to the District The Supreme Lodge contributes to Youth Fund of each district sixty cents (600 a year the Youth Fund sixty cents ($.60) a for every insured member who has attained the age __year for every insured member who of 16 years, but not less than $500 annually. This has attained the age of 16 years. amount must be used for the benefit of the youth. This sum will be distributed to the Further financing is left up to each district. Districts with fifty-four cents ($0.54) going to the District Youth Fund, but not less than five hundred ($500) Dollars to each district and six cents ($.06) going to the local lodge youth clubs. This distribution will be based on each District's and youth club's annual average of quarterly report totals submitted to the State Youth Director. These amounts must be used for the benefit of the youth. (j) Each district will receive an allocation of +2744/per year from the Supreme Lodge to be placed in the district's General Expense Fund. This sum is to be used by the district to pay the lodge hosting the District Meeting $60e l per meeting with the balance being used to defray the expenses of the district., (k) The Lodge in each district hosting a District Youth Achievement Day will receive an allocation of i66Eefrom the Supreme Lodge. This will be placed in the district's expense fund. Effective immediately.
-diseettts+.
ARTICLE 52. delete (housekeeping)
ARTICLE 64. delete (housekeeping)
ARTICLE 65. (a) It is the duty of the financial secretary to ocal collect/ dues from members and maintain an accurate record thereof in his books and to add to his books the exact names of all new members. (b) He delivers dues received to the treasurer of the lodge. (c) He requests the Supreme Lodge for an inventory of all loans against certificates and the amount owing thereon, including interest, of every member of his lodge. If any member who does not have a sufficient reserve, owes the lodge for a - delete period of 11 months, and after notice from the financial secretary does not settle during the 12th month, the financial secretary informs the secretary of the lodge and recommends that the provision of Article 88 be complied with. (d) At the request of the lodge, he submits his books to the Auditing Committee, because the books must be audited at least once a year.
ARTICLE 81. (a) Every member pays premiums, dues, and assessments, if any, from the day of issuance of certificate in advance, and on the first day of the following month on certificates issued after the fifteenth day of the month of issuance. (b) All new certificates must have the date of birth of the member. (c) If the stated periodical contributions of the members are insufficient to pay all matured death claims in full, and to provide for the creation and maintenance of the funds required by its laws additional, increased or extra rates of contributions shall be collected from the members to meet such deficiency.
$3,500
ASSESSMENTS, DUES AND PREMIUMS, SUSPENSIONS AND EXPULSIONS
$750
ARTICLE 87.
and to promote growth for the Society. $750
The Supreme Lodge contributes, annually, to the Youth Fund an amount per year set by the delegates on recommendation of the Finance Committee. This will be based on every insured member who has attained the age of 16 years. This sum will be distributed to the Districts with 80% going to the District Youth Fund, but not less than five hundred ($500) dollars to each district and 20% going to the local lodge youth clubs. This distribution will be based on each District's and youth club's annual average of quarterly report totals submitted to the State Youth Director. These amounts must be used for the benefit of the youth.
delete (housekeeping)
(a) If the member dies within the first year and pays premiums other than annually, premiums to the extent of one year will be deducted from the -delete (housekeeping) death claim. (b) After the first year the unused portion of the premiums and dues are refunded to the beneficiary.
ARTICLE 88. (a) A member whose certificate has no cash value, automatically suspends himself from the benefits if he does not pay his monthly premiums and dues by the first day of the succeeding month. If he does not pay up within three months, he is automatically expelled. Such expelled member may again become a member at his original age within three months after his expulsion if he pays all his premiums and dues in arrears, plus three month's premiums and dues in advance, provided he is in good health. Should there be some doubt about his insurability, he must submit, at his own expense, to a medical examination (using application approved by the Society). (b) After the payment of premiums for at least the number of years for which the value is first shown in the table of values, and when the reserve is not exhausted by forgetfulness, neglect or refusal to pay premiums and dues on such certificate, at the request of the lodge, the Supreme Lodge shall figure extended insurance on the full amount of this certificate, as the reserves permit. (c) If such certificate is partially encumbered by a loan, or the member owes the lodge dues, or both,
delete (housekeeping)
Wednesday, May 12, 2004—VESTNiKJ13 the amount owing shall be deducted from his reserves and the term of extended insurance be then figured on the remaining balance of his reserves. The indebtedness owing to the lodge cannot be paid for more than twelve months. (d) On termination of term insurance the Society does not owe him any obligation and his insurance is canceled.
delete (housekeeping)
BENEFICIARIES ARTICLE 90. In the event the designated beneficiary predeceases the insured or is not legally entitled to receive the proceeds of the certificate, then the proceeds of such certificate shall be paid to the legal heirs of the member in the following order: 1. Wife or husband of the member. 2. Children, and adopted children, and children of their deceased natural and adopted children (grandchildren receive the portion to which their father or mother would have been entitled). 3. Parents equally, if both living, otherwise to parent living at date of death of insured. 4. Brothers and sisters, and if a brother or sister predeceases the insured and leaves surviving a child or children such sum will be paid to the child of the deceased brother or sister. Brothers and sisters receive per capita, and nephews and nieces and grandchildren receive per stirpes, according to the law of Descent and Distribution. 5. Grandfathers and grandmothers in equal shares. 6. Stepbrothers and stepsisters in equal shares. 7. Nephews and nieces in equal shares. 8. Uncles and aunts. 9. Cousins. 10. Other relatives entitled to receive the proceeds according to law.
11. Estate. ARTICLE 92. (a) Funeral expenses where the member so designates in his application for membership or in change of beneficiary, and the face amount of the certificate not to exceed the extent of $7,000'where $10,000 the member does not mention any sum for his funeral expense in his application for membership, or in any change of beneficiary, may be paid for his funeral expenses. (b) Obligations owed the Society and local lodge may be deducted from the proceeds of the certificate. (c) Should the local lodge be unable to locate and contact the beneficiary when a certificate matures because of death of the insured, or in the event the designated beneficiary predeceases the insured or is not legally entitled to receive the proceeds of the certificate, then the local lodge or the Supreme Lodge may guarantee payment of expenses of burial of such a deceased insured up to the face amount of the certificate not to exceed ,vcii $10,000 thuu.id ($7,000 This amount shall become a charge against this certificate of the deceased insured, and such amount shall be deducted from the proceeds of said certificate and be retained by the Society and paid to the local lodge or to the person, firm or corporation to whom such guarantee was made. Upon request, the beneficiary or beneficiaries shall be shown a statement of the funeral expenses of the deceasedinsured.
ARTICLE 95. (a) The contents of the "Vestnik" and the SPJST Internet Website are managed by the editor and director of communication, elected by the Convention. The editor and director of communication must be a SPJST member, possess journalistic qualifications, have knowledge of the Czech and English languages, be responsible for a Czech and English section in the "Vestnik", -aridhave a general education. (b) The editor and director of communication is responsible for public relations in the community and across the state to improve our public image as directed by the president. (c) The editor and director of communication shall be headquartered in the Supreme Lodge building. (d) The editor and director of communication may not hold any positions in the districts,(e) The position of editor will be referred to as editor and director of communication in all references. Effective Immediately. ARTICLE 96. (a) The "Vestnik" shall contain material grouped into sections, including original editorial articles, various reports, a youth section, and a Czech studies section with material in both the English and Czech language. (b) Letters should be of a purely fraternal spirit, without political, religious, or anti-religious inclination. (c) Every issue shall publish the names and addresses of the members of the Supreme Lodge and of the chairman and secretary of all committees. (d) In the month of May, the "Vestnik" shall publish the names and addresses of the district and local lodge secretaries. (e) The "Vestnik" shall have lessons in Czech language. (f) Any suggestions for the improvement of the contents of the "Vestnik" should be referred to the chairman of the Publication Committee and the committee will then direct the editor and director of communication to make the changes accordingly. (g) The Publication Committee will decide about objectionable contributions in the following manner: If the editor and director of communication considers any matter questionable or harmful to the Society, he shall mail a copy of the doubtful material to each member of the Publication Committee, who shall respond by return mail. If the . . e ai,4-cplablL b y fuu, 1116 CI Id n 1 f the c mmittce, the edit r and direct r of communication will publish the article in it3 . No letter without entirety, may be published in its censored form without the written consent of the writer. Objectionable material will be returned to the writer by the, editor and director of communication. If the editor and director of communication fails to submit material turned down by him, the writer may submit the letter to the chairman of the Publication Committee and the decision of the Publication Committee will control over the opinion of the editor and director of communication. (h) A portion of the printed material should be in the English language and a portion in the Czech language. In the event it becomes necessary a larger portion thereof may be in the English or Czech language. There shall be only one front page.
and be well-versed in media law, especially as this relates to privacy concern issues and libel.
and lodges,
If the material is considered acceptable by four members of the committee, the editor and director of communication will present the article to the Supreme Lodge Officers for final approval before publishing the article in its entirety, without comment or remarks.
delete
VESTNIK
ARTICLE 99.
ARTICLE 94. The official publication of the Society is called the "Vestnik". it is published each week and is The Vestnik hall be printed weekly mailed to all premium-paying members and to all in color and sent members, on delete (housekeeping) request. The Supreme Lodge bears the expense in connection with the publication. Where more than one member resides in one family only one issue is mailed there. Names and addresses of members who wish to receive the "Vestnik" must be furnished to the Supreme Lodge. Schools, colleges and universities offering and instructing the Czech language for credit will receive the "Vestnik" free on request.
Supreme L dgc at a fcc mutually acceptable t him auut le upielne t.,uuge.
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A TICL 100. . (a) The chief mediCal examiner thoroughly examines those reports and insurance applications submitted to him by the Supreme Lodge. After examining the reports and applications he returns them to the Supreme Lodge with his recommendations, and if they are acceptable, the Supreme Lodge will issue the certificate for the 'delete requested life insurance. (b) If :7:e chief rne:Liicai examiner finis any ega nforma'sion r:2garding the applicant's :-,ot :. fies :he Supreme Lodge of rejection of the application. If the report is not properly filled out, he returns it to the Supreme Lodge.
14/VESTNIK—Wednesday, May 12, 2004 ARTICLE 101. delete maintain a complete list of accepted and rejected applicants and the date of his examination. ARTICLE 102. In the event the chief medical examiner is f reed to be absent from his office or if sick and cannot attend to his duties, the Supreme Lodge shall
delete
LOANS: REAL ESTATE AND CERTIFICATE; AND ASSIGNMENTS ARTICLE 103. (a) Application for real estate must be filed on forms frepeceer by the Supreme Lodge, containing detailed information concerning the real estate, whether rural or urban, present market value of the real estate, value of the improvements thereon, number of acres in cultivation, if farming land, acreage subject to cultivation, condition of all improvements on the farm, including present value thereof, and in connection with applications for loans on city property, the correct legal description of the lots on which improvements are situated. The borrowers must sign the application before a notary public and forward it to the secretary- treasurer of the Supreme Lodge along with copies of the current tax receipts for such proposed security. (b) The secretary-treasurer of the Supreme Lodge is required to have such offered security inspected by the director in whose district the security is situated and such director is to forward the written inspection report together with two photos of the
approved
In accordance with Article 21 of the By-Laws of the SPJST we, the members of the Committee on By-Laws, certify by our signatures that these by-laws are arranged truly and correctly according to the proceedings of the convention as voted on, adopted and approved by the convention of our 14, 14 through June 16, 2004 Society, in session on June 12 t –26603-, in Temple, Texas.
Ronnie Rieger, Chairman Dorothy Pflughaupt, Vice Chairman Beverly J. Teplicek, Secretary Clarence R. Matula Al Kercho Joe Siptak Bettie V. House
—SPJST-
Finance Committee's Recommendations
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(c) No director shall be permitted to make inspection if he is related to the applicant either by blood, marriage, or business connections, or if he has any direct or indirect interest in the loan to be made. (d) Each director is responsible for seeing that there is ample and sufficient security to justify any loan that is applied for in his/her respective district. (e) The director, secretary-treasurer, or Investment Committee may request and obtain a local appraisal by a State certified real estate appraiser or a State licensed real estate appraiser or an appraiser with another designation or accreditation or realtor or broker with such designation approved by the Supreme Lodge whenever deemed necessary or advisable.
The elected representatives from each district had a voice in the remunerations and recommendations. Recommendations were discussed and voted on by the committee members and the majority vote was accepted. Our meetings were opened to anyone interested in the SPJST. Recommendations made by lodges and individuals were taken into consideration. After deliberating and consulting with the Officers, Directors and Editor and Director of Communication of the Supreme Lodge on the financial status of the society, our committee is pleased to present the following recommendations and remunerations to the delegates of the XXVIII Convention of the SPJST. Remunerations and Recommendations:
MISCELLANEOUS ARTICLE 108. A member on suspension for whatever reason shall be disqualified to serve in any position within the Society. ARTICLE 109. (a) If a member disappears from his last known habitat and his absence cannot be accounted for a period of seven years, his beneficiary will be paid the proceeds accruing under the certificate. (Section 133.001, Civil Practice & Remedies Code.) (b) If a member dies as a result of a willful act on his part or commits suicide within the first year of his membership, the Supreme Lodge will refund the mortuary premiums paid to his beneficiary and nothing more, except for Universal Life certificates. –delete (housekeeping) On Universal Life certificates, for the first two full years from the certificate date, the Society will not pay if the insured commits suicide except as provided in the certificate. (c) The application for membership, medical examination, Charter of Incorporation, constitution and by-laws of the Society (as may be amended), and benefit certificates constitute the contract between the member and the Society. ARTICLE 114. Children and grandchildren of officers and directors are eligible for scholarships.
Delegates Directors Convention Chairman Convention Vice Chairman Convention Secretaries per day includes extra hours Parliamentarian $210 per day Committee on By-Laws Finance Committee Publication Committee Insurance Committee Members on all other commmittees Time Keeper Sergeant at Arms
$200 per day $210 per day $285 per day $255 per day $325 per day $210 per day $210 per day $210 per day $210 per day $210 per day $210 per day $210 per day
**Assistant Secretaries (secretary in training) be paid $50 per session, this is in addition to any other remuneration received.
Mileage, 37 1/2 cents per mile or the IRS adjusted rate at time of travel for one round trip. Mileage will be paid only to the delegate furnishing the transportation. Delegates using commercial mode of transportation, will be reimbursed for their expenses not to exceed 37 1/2 cents per mile or the IRS adjusted rate at time of travel. The District Director of each district will encourage the delegates to minimize expenses for the district by utilizing car-pooling or bus transportation for a group. The District Director will review and approve the delegate's claim voucher for the district prior to submission for payment by the Supreme Lodge.
No individual may qualify for more than one per day "the Higher Per Day" remuneration. Officers and all past Officers, Directors, Editor and Director of Communications and members on the LAM and ENC who are not delegates or paid a per day convention rate be reimbursed meals, mileage, and lodging, and two tickets to all convention activities. Home Office personnel working at the convention receive two tickets to all convention activities. Standing Committees: After the 2004 convention all standing committees shall be paid $200 per day. Additional $40 per day for chairman and secretary of standing committees and Vice chairman when acting in place of the chairperson. Committee members shall be paid for official meetings ONLY. The Standing Committees that meet on the day before the convention convenes be paid, per day, lodging for one night, and meals, as outlined by the previous convention, at the existing standing committee rate. Other Committees: The Credentials Committee will be paid for working the day before the convention convenes, as outlined by the previous convention, at the existing standing committee rate. Officers' Salaries: July 1, 2004 to December 31, 2005 - $86,500 January 1, 2006 to December 31, 2006 - $89,100 January 1, 2007 to December 31, 2007 - $91,800 January 1, 2008 to December 31, 2008 - $94,600 June 30, 2004 the salaries are $76,500 The new pay schedule will be annually from January to December. The first pay period represent an increase for 18 months (July 2004 to December 31, 2005) to bring the salaries to $86,500. The 2006, 2007 and 2008 increase is figured at approximately 3percent yearly. Comparing the SPJST officers' salaries to other fraternal insurance companies the SPJST officers' salaries are considerably low. The SPJST is growing and the workload is more and will be more in the future.
Wednesday, May 12, 2004-VESTNIK/15 Members of the Supreme Lodge are to assume duties July 1 in the year of their election. Any incumbent officers being replaced shall be relieved of his/her duties June 30 and be paid for the remainder of his/her term. Longevity Pay: Officers will be paid annually $200 for each year of completed employment with the SPJST, after the 20th year of employment, and adjusted for each year of added service on January 1 through January 2007. Any replacement or newly elected officer in the Supreme Lodge will be paid 75 percent of the scheduled salary for 6 months. After six months the performance will be reviewed and the salary adjusted as deemed appropriate by the Supreme Lodge. The Supreme Lodge will review and make adjustments to the salary as necessary, but not to exceed the salaries authorized by the year 2004 convention delegates. If an incumbent officer is elected to a different position he/she will receive fill compensation. Legal Advisor: July 1, 2004 to December 31, 2005 - $57,900 January 1, 2006 to December 31, 2006 - $59,600 January 1, 2007 to December 31, 2007 - $61,400 January 1, 2008 to December 31, 2008 - $63,200 The June 30, 2004 salary is $56.200. The pay schedule will be annually January to December. The first pay period increase represents an increase for 18 months (July 2004 to December 31, 2005). The increase for the years 2006,2007 and 2008 are figured at approximately 3 percent yearly. Any replacement or newly elected Legal Advisor in the Supreme Lodge will be paid 75 percent of the scheduled salary for six months. After six months the performance will be reviewed and salary adjusted as deemed appropriate by the Supreme Lodge. The Supreme Lodge will review and make adjustments, to the salary as necessary, but not to exceed the salary authorized by the 2004 convention delegates. Any incumbent legal advisor being replaced shall be relieved of his duties June 30 and be paid for the remainder of his term. Per Day: $25 per hour, not to exceed $200 per day, when attending to the affairs of the Society, that require the Legal Advisor to be out of his office or out of the Supreme Lodge office other than matters involving litigation, plus mileage of 37 1/2cents per mile, or the IRS adjusted rate at time of travel, lodging, and actual cost of meals not to exceed $25 per day. Litigation and Legislation: The fee for preparation and handling of a threatened filed law suit, shall be the minimum fee as charged by practicing attorneys in whatever county that the suit may be held and to be reviewed and approved by the Supreme Lodge. Any Legislative work shall be reviewed and approved by the Supreme Lodge.
Editor and Director of Communications: July 1, 2004 to December 31, 2005 - $67,500 January 1, 2006 to December 31, 2006 - $69,500 January 1,2007 to December 31, 2007 - $71,600 January 1,2008 to December 31, 2008 - $73,700 The salary for June 2004 is $65,563. The new pay schedule will be annually from January to December. The first pay period represents an increase for 18 months (July 2004 to December 31, 2005) to bring the salary to $67,500. The increase for the years of 2006, 2007, and 2008 represent approximately 3 percent. Any incumbent Editor and Director of Communications being replaced shall be relieved of his duties June 30 and be paid for the remainder of his term. Any replacement or newly elected Editor and Director of Communication of the Supreme Lodge will be paid 75% of the scheduled salary for six months. After six months the performance will be reviewed and the salary adjusted as deemed appropriate by the Supreme Lodge. The Supreme Lodge will be reviewed and make adjustments to the salary as necessary, but not to exceed the salary authorized by the year 2004 convention delegates. Directors: July 1, 2004 to December 31, 2005 - $16,000 January 1, 2006 to December 31, 2006 - $16,600 January 1, 2007 to December 31, 2007-$17,250 January 1, 2008 to December 31, 2008 - $18,000 Salary for June 2004 is $14,500. The new pay schedule will be annually from January to December. The first pay period represents an increase for 18 months (July 1, 2004 to December 31, 2005) to bring the salary to $ 16,000. The 2006, 2007, and 2008 increase is figured at approximately 3 percent yearly. Any incumbent District Director being replaced shall be relieved of his/her duties June 30, and be paid for the remainder of his/her term. More lodges are being chartered; the directors will be attending more lodge functions, lodge meetings and workshops. In addition to the annual salary, Directors will be paid $200 per day for attending Supreme Lodge meetings, and be paid $100 per inspection, including final inspections on real estate, plus mileage at 37 1/2 cents per mile or IRS rate at time of travel, lodging, and cost of meals, not to exceed $25 per day. The salary includes delivery of scholarships and insurance policies, attending lodge meetings within the District, District YAD, etc., workshops and all other duties preformed for the Society. District Youth Counselor: $200 per day, and all assistants, as outlined by the By-Laws, be paid 120 per day, mileage 37 1/2 cents per mile, or IRS rate at time of travel, lodging, and actual cost of meals, not to exceed $25 per day while on duty. Any other reimbursements will be recommended to and approved by the Supreme Lodge.
Youth Department: Authorize the Supreme Lodge to provide quarterly reimbursements of $2 per youth to the local lodge youth clubs. Annual allocation of $63,000 for 2005, these funds are to be used exclusively for the youth. The Finance Committee -will review the allocation for 2006, 2007„ and 2008 at the annual meeting. All funds are to be accounted for and audited by the District Audit Committee, and a report given at the District Spring Meeting. The audit (income and expenses) must be filed with the Supreme Lodge President within 30 days after the audit. The District Youth Counselor and District Audit Committee must see that the report is filed. Any unused revenue is to be placed in the District Youth Fund. Authorize the Supreme Lodge to contribute to the district $1 per year for every insured member who has attained the age of 16 years, but not less than $500 annually. This amount must be for the benefit of the youth. District Fraternal Activities Coordinator: 37 1/2 cents per mile, or IRS adjusted rate at time of travel, lodging, and actual cost of meals not to exceed $25 per day while on duty. Any other reimbursements will be recommended by the President of the Society and approved by the Supreme Lodge. Example: District teams to state tournaments. Education: Czech Language Education Fund: $3,000 annual allocation to institutions teaching the Czech language, with or without credit. $1,500 per year to lodge sponsored school classes, teaching the Czech language, with the authority to disburse and administer the funds to the Supreme Lodge, up to $1,000 of the Czech Language Education Fund can be used to sponsor school classes per year. (Suggestions of donations were discussed with the SPJST president). Library, Archives, and Museum: $5,000 annual allocation to the SPJST Library, Archives and Museum. A onetime lump sum allocation of $20,000 to the Library, Archives and Museum to hire grant writers. (An amount of $10,000 per year was requested, this recommendation would equal the amount for the four year period). Education and Nature Center: $5,000 annual allocation to the SPJST Education and Nature Center. A one-time allocation of $20,000 to the Education and Nature Center to hire grant writers. Rest Homes: $2,500 per year, per rest home, to be placed in the Charity Fund. These funds are to be for the rest home residents. $2,500 per year, per rest home, to be placed in the General Operating Fund. Authorize the Supreme Lodge to pay 25 percent of the actual purchase price to purchase two (2) new vans at $42,000 each for a total of $84,000.25 percent of $84,000 would equal to $21,000. Reason: $5,000 per year, per rest home equals $40,000 for the next
four years. $21,000 for the purchase of two vans @ 25 percent of $84,000: 5 percent loan for 15 years, for the Assisted Living Home addition. Commercial loan rates are 7 percent, the difference in the interest rate saves the Rest Homes $100,000. The total gift to the Rest Homes would equal over $161,000. The Finance Committee received a statement from the rest home director, and the committee members felt that the rest homes had sufficient funds in the general fund, and that the SPJST should not be asked to fund 100 percent of the two vans. The committee recommends that the directors secure an auto loan. It is the committee's understanding that the directors have not requested any funds from other sources. Scholarship Fund: Authorize the Supreme Lodge to increase the Scholarship fund from $30,000 per year to $35,000 per year. Other Recommendations: (1). Officers, Directors, Editor, Members on Standing Committees, and other or the authorized personnel using a personal car for the use of the Society work, and are authorized to travel for the Society, be paid 37 1/2 cents per mile, or the IRS adjusted rate at time of travel. (2). Officers, Directors, Editor, Members on Standing Committees, and other authorized personnel doing work for the Society, be paid actual cost of meals, not to exceed $25 per day, plus lodging expense. (3). $5,000 one time allocation for the restoration of the SPJST building and cemetery in Velehrad. (The history of the building was printed in the Vestnik.) (4). $3,000 lump sum allocation for the upkeep of the SPJST Cemeteries, and give the authority to disburse and administer these funds to the Supreme Lodge. (5). Authorize the Supreme Lodge to reimburse hosting entities for pre-convention activities and refreshments during the convention. Arrangements will be coordinated with the Supreme Lodge. (6). Authorize the Supreme Lodge to pay the cost of Group Healthcare coverage for the spouse of Supreme Lodge officers and employees retiring with 30 years or more of service with the SPJST, however, the amount paid for such retiree's healthcare coverage will not exceed the standard premium for an active employee under the age of 65 years. (7). Delegates and all other parties under remuneration's and recommendations get paid for the actual days of the convention. (Three days) Respectfully submitted: Finance Committee Members 2004 SPJST Convention Temple, Texas Herman D. Weise, Chairman, (District IV) Michael Galler, Vice Chairman, (District III) Rita J. Vanek, Secretary (District VI) Stanley Mrnustik (District I) Edwin Pechal (District II) Marceil Malak, (District V) Roy Haag (District VII) - SPJST-
16NESTNIK Wednesday, May 12, 2004
Publication Committee's Pre-Convention Report This is a report of the Publication Committee for the last four years. The 28th SPJST Convention in Temple elected the following members to the Publication Committee: District I - Floyd Kostelka District II - Norma Cavanaugh District III - Bessie Petr District IV - Sharon Hohmann District VI - Helen Kelner District VII - Jarolyn Popp The new member on the committee was Norma Cavanaugh. Following the 2000 convention, the Committee elected the following officers: Chairman - Jarolyn Popp Vice Chairman - Bessie Petr Secretary - Helen Kelner The Publication Committee met once each year since the last convention for its annual meeting. During the course of these meetings, the Committee met with Editor and Director of Communications Brian Vanicek and, on occasion, with Supreme Lodge members, to evaluate past performance and to make recommendations for improving organizational communications. Also, on a regular and as needed basis, the Editor and Director of Communication consulted with the Publication Committee on matters pertaining to organizational communications. During the past four years, the Editor and Director of Communications' duties consisted of editing the Vestnik and assisting the Supreme Lodge in a variety of capacities, including the promotion of fraternal activities, life insurance programs and the mortgage lending program. Additionally, the Editor and Director of Communications was responsible for maintaining the SPJST's Internet web site and the development of printed materials, including calendars, newsletters, flyers and advertisements. As a matter of routine, he provided communications assistance to the SPJST Library, Archives and Museum (LAM) and represented the Society at various SPJST and member-related activities -- including heritage and cultural events — throughout the state. The Publication Committee met in Temple on January 10, 2004 with the primary focus being on ways to make the Vestnik a more effective tool for communicating and conveying the SPJST's mission. Numerous ideas were discussed — including the integration of an autobiographical member feature and a lively new Czech language feature. The most far-ranging subject of our discussions was our decision to explore the printing of the Vestnik in full-color, a topic which was first discussed at OJT 2002 meeting. As a result of actions taken at our January meeting, the Publication Committee asked for and received permission from the Supreme Lodge to print the March 17, 2004 Vestnik in full-color to demonstrate the impact that color and a higher grade of
newsprint could make. Of those who responded to the readership survey which appeared in the March 17 Vestnik, the overwhelming majority indicated that they would like to see the Vestnik printed in color. Of those responding, a majority also indicated that they would like to continue to receive the Vestnik on a weekly --versus bi-weekly — basis. After reviewing the results of the survey and after much consideration, the Publication Committee is recommending to the delegates of the 29th SPJST Convention that the Vestal( be printed in color and on a weekly basis. Your input on this evaluation process was most appreciated. In light of the preceding recommendation, the Publication Committee express its sincere thanks and appreciation to Hill County Press in Hillsboro, which has published the Vestnik continuously since 1984. The relationship between SPJST and Hill County Press has always been very friendly. In his annual presentations to the Publication Committee, the Editor and Director of Communications has consistently given the management and personnel at Hill County Press high marks for their professionalism. The communications areas includes of two full-time individuals — Editor and Director of Communications Vanicek and Communications Assistant Katherine Smith. Adult and youth lodge correspondents provide a never-ending flow of lodge news, photos, feature ideas and sundry communications projects. In recent years, the Editor and Director of Communications has carried out several efforts geared at improving our communications program and and building the Society's image. In addition to the Vestnik, the SPJST's interne web site now exists for the benefit of membership and prospective members. An online version of the SPJST's weekly Vestnik premiered in 2003; however, due to privacy concerns, the online issue has been indefinitely discontinued. The scope of the communications area has been broadened and a more proactive approach to our communications program has been implemented. As a result, a clearer picture of the strengths of the SPJST is being presented to our members and prospective members. The readiness and ability of the Editor and Director of Communications to integrate innovation has helped to keep production costs down and interest levels high over the years. Whereas it cost $70,874 to print the Vestnik in 1992, printing expenses incurred in 2003 were $54,164 — approximately 24 percent less. On the other hand, postage expense have increased. Whereas the Vestnik incurred postage expenses of $65,000 in 1992, hat amount increased by 45 percent to $100,000 in 2003. In 2003, the Vestnik's combined printing and postage expenditures represented approximately 4.37 percent of Total Lodge and Member enefits extend-
ed and approximately 3.24 percent of Total Society Disbursements recorded for the same period. The Publication Committee expresses its thanks and vote of confidence to the Editor and Director of Communications for a job well done and to our Supreme Lodge for the growth in membership that has been achieved and for the other initiatives that they have implemented. We also express our thanks our lodge correspondents for their input over the
years and to all of our members who are helping to spread the good word about the SPJST. Even with the considerable efforts that have been made in our communications area, we believe that many exciting communication and growth opportunities continue to exist for the SPJST. Best wishes for a successful convention. Fraternally submitted, Helen Kelner, Secretary —SPJST-
Insurance Committee's Pre-Convention Report The Insurance Committee met on January 24, 2004 and March 6, 2004 and extensively reviewed information, operation and goals of the Insurance Department. The Insurance Committee found that the SPJST Insurance Department is managed well, functioning in an efficient manner, and setting and reaching its goals in insurance sales. The Insurance Committee acknowledge the success of the membership drives in increasing number of applications sold, amount of insurance sold and earned premium. The Insurance Committee commends Vice President McBride and the entire sales force for accomplishing and exceeding their goals set for the last three years. The Insurance Committee supports new insurance products brought on board and realizes the need to remain competitive in the insurance market. The Insurance Committee realizes the need for full time sales representatives to maintain a certain level of incoming applications on a consistent basis and the continued support of the part time sales force for the remainder of the applications to meet our quota each year. The Insurance Committee recognizes the efforts of the Insurance Department in training new sales representatives and keeping our present sales force educated. We realize this is a combined effort of the Supreme Lodge Vice President, the State Training Coordinator, and the presence of a Field Representative in each district. The following By-Law changes are to be proposed to the By-Law Committee: Article 3 (b):
Delete last sentence: Annuities and universal life products are paid direct to the Supreme Lodge. Reason: All insurance products and annuities are paid to the Supreme Lodge. The local lodge no longer collects any premiums. Article 3 (g): Delete word medical examiner.
examiner. The insurance committee recommends that all references to the medical examiner be eliminated. Article 4 (e,3):
Add state field representative and state fraternal activities coordinator to the list. Sentence would read: Supreme Lodge members, state field representatives and the state fraternal activities coordinator attending official functions of the Society qualify as attending a regular meeting for this purpose. Reason: State field reps and the State FAC are often at other SPJST functions on their lodge's regular meeting date and they should not be counted absent at their meeting. Article 12 (j):
The convention will be held in the Temple, Texas area at least once`every four years. Reason: Having the convention in the Temple area is a huge savings to the society. Article 23:
The Insurance Committee has the right to meet as requested by the Vice President with one meeting six months prior to the convention to consider bytaw recommendations. They will also provide input to the Supreme Lodge Vice President on products and innovative ideas. Members of this committee will receive compensation for attending such meetings as adopted by the preceding convention, and will function during the succeeding convention. The members of the insurance committee will represent the society by promoting the insurance programs and products and participate in lodge and district functions to inform the membership on the matter pertaining to the insurance department. Reason: Better defines the purpose of the committee. Article 33 (a-3): Delete "and Chief Medical Examiner". Article 33 (a-12): Delete sentence "A special request from each certificate holder must be received requesting this option."
Reason: There is no longer a need for a medical examiner because of the Medical Information Bureau and the fact that the Optimum Reinsurance Company has a medical examiner on staff. This would be a savings of $100/month to the society.
Reason: This deals with premium refunds and this information is built into each policy. No need to be in ByLaws.
There are several places in the bylaws that give reference to the medical
Article 3 (d): Delete second sentence "The question-
Wednesday, May 12, 2004—VESTNIK/17 able applications are referred to the Chief Medical Examiner." Article 51: Delete entire article. Reason: No longer a consideration. Discounts are built into some of the products for paying annually. Article 81: Delete entire article. Reason: This doesn't need to be in ByLaws due to direct billing, policy provisions and the insurance contract itself. Article 87 and 88: Delete entire articles. Reason: Controlled by insurance contract and policy provisions. Article 90: Add 11. Estate Reason: Need to include estates as legal heir. Article 91: Delete entire article. Reason: Controlled by insurance contract and policy provisions. Article 94: Delete "except modified whole life (juvenile)" Reason: No longer have this product. Articles 99 - 102: Delete all articles pertaining to Medical Examiner. Articles 106 and 107: Delete entire articles. Reason: No longer necessary. This is covered in the policy provisions. Article 109: Delete entire article. Reason: This is mandated by state law. The Insurance Committee makes the following recommendations to the members of the Supreme Lodge:
1. To encourage sales representatives to begin a system of contacting existing members, an incentive program needs to be developed to encourage sales representatives to make these important contacts. 2. To offer our sales representatives the opportunity to sell better to meet the needs of our members, the insurance committee recommends that the Supreme Lodge continue looking into the creation of a Managing General Agency (MGA) as an avenue to sell other products such as Long Term Care, Medicare Supplements, Disability, and Accident Insurance. 3. In an effort to keep our sales force trained and informed, the insurance committee recommends mandatory attendance at SPJST offered continuing education classes. 4. To encourage each district to utilize the members of the insurance committee to give updates and reports on insurance department at district meetings and to inform local lodges in their districts of any changes in insurance program. The Insurance Committee would like to define our purpose to the membership. We see our purpose as: 1. To attend District Meetings and to give updates and reports on insurance department. 2. To inform lodges in their districts of any changes in insurance programs 3. To promote and publicize insurance programs, incentives, and products. 4. To participate and encourage membership rallies both within lodges and each district. 5.To maintain status as vital information link between lodges, members, and districts emphasizing the importance of SPJST insurance programs and the benefits it provides to both current and new members. 6.To keep all lodges in each district informed of progress in sales programs and incentives. 7. To provide input to the Supreme Lodge Vice President on products and innovative ideas. Fraternally submitted, Susan Skrabanek, Secretary Insurance Committee —SPJST-
Family Fun and Important Dates May 15 May 15 May 15 May 31 May 31 May 31 May 31 May 31 June 1 June 1 June 4 - 6 June 14 June 15
SPJST State Horseshoe Tournament LIT Applications due to DYC Camp Qualification Forms due to DYC May Vestnik Projects due to SYD Melanie Flag Day Contest Entries due to SYD Melanie "SPJST is ..." Photography Contest Entries due to State Youth Director Tee-Shirt Order Forms due to SYD\ Student Service Forms due to SYD\e Lodge 47, Seaton Annual picnic\ Youth Achievement Award forms due to DYC (for high school graduating youth club members) Leaders-In-Training Workshop in Georgetovvn/Austin SPJST Convention Begins 2003-2004 Merit Point Sheets due to Melanie
—SPJST-
Lodge Letters Section Lodge 1 Fayetteville members enjoy April picnic with Fayette Czech Heritage Society The Fayetteville SPJST Lodge 1, met Sunday, April 25, 2004 at 12 noon at the SPJST hall for their annual combined picnic with the Fayette County Czech Heritage Society. The event was scheduled to be at Polansky's Lake at Rek Hill, however, due to the heavy rains, had to be moved to the SPJST hall. In the absence of President Glenn Pflughaupt, Irene Polansky conducted the meeting dispensing the reading of the minutes fo the January 8 meeting and the treasurer's report. A moment of silent prayer was observed for the departed members, troops and civilians in Iraq. New SPJST Lodge 1 members Bowyn Bauer and Sharon Fritsch who were in attendance were recognized and welcomed and noted Gladys Schmitt had transferred her membership to Lodge 1. SPJST Sales Representative Ronnie Pflughaupt stated he is contacting potential members whose names had been submitted on referral cards at the Incentive Awards Banquet at Cyclone, Texas. Ronnie stated that with 12 new members thus far and more forthcoming, plans for more SPJST-sponsored fraternal activities are being discussed. Thanks to the efforts of Sales Representative Ronnie Pflughaupt, Lodge 1 met its membership quota, resulting in the lodge attaining enough new members for an additional delegate for the 2004 SPJST Convention. Mary Ann Guthmann was nominated and elected as delegate and Ruth Froebel nominated and elected as alternate delegate to attend the XXIX
Lodge 1, Fayetteville Honors 50-year Member Lodge 1, Fayetteville member Robert Krenek receives 50-year pin and congratulations from Lodge 1 Secretary Irene Polansky at the April 25 meeting.
Let's hear what your members and lodges are doing to make a positive difference in your community. Send your news and photos to: Vestnik, SPJST P.O. Box 100, Temple, Texas 76503 FAX: (254) 774-7447 Email: vanicek@spjst.com Got a question? Call (800) 727-7578
SPJST Convention June 14 to 16 at the Frank Mayborn Convention Center in Temple, Texas. District One State Field Rep Bill Orsak of Snook congratulated Ronnie for his efforts in achieving this goal. SPJST Lodge 1 was presented the Lodge Incentive Program 2003 First Step award plaque at the Incentive Awards Banquet at Cyclone and will be exhibited at the SPJST Lodge led for attaining 50 years SPJST membership in 2004. Congratulations were extended to Robert who was in attendance and Secretary Polansky presented him the 50-year pin. There being no further business, the meeting adjourned with the next meeting in July to be announced. Irene Polansky SPJST---
Lodge 8, Weimar reports on April meeting SPJST Lodge 8, Weimar members held the monthly meeting, Monday April 26, 2004 at the Veteran's Hall. Twenty-eight members and guests were present. District Six Director Mike Ahlstrom and Kathy Ahlstrom were visitors. Our 50-year members were also special guests. Before we started the meeting, we all enjoyed a delicious spaghetti supper prepared by Anton Machacek. A green salad, garlic bread, and desserts brought by other members were also served. On this occasion, we honored three members who achieved 50 years with SPJST. They are Barbara Zapalac, Frank Grunewald, and Louis H. Krizak. Director Ahlstrom presented a 50-year pin to each one. We congratulate these members for reaching is milestone in our Society. During the past few months, we had been collecting pull tabs for our Join
18NiSTNIK — Wednesday, May 12, 2004
High Point Buck District One Director Donnie Victorick, right, presents award to Ricky Korth of Lodge 13, Dime Box for his winning entry in the SPJST's 2003-2004 Deer Antler Contest. Ricky received the prize for his 14-point buck at the March 17 lodge meeting.
Lodge 8, Weimar Presents 50-Year Pins At their April meeting at Veteran's Hall, the lodge paid tribute to its members who were marking 50 years of membership in the Society. Pictured, from left, are Barbara Zapalac, Frank Grunewald, Louis Krizak and Mike Ahlstrom, who made the presentations.
PULL TABS GALORE! Pictured above, members, of Lodge 8, Weimar display the pull tabs that they collected for the Ronald McDonald House in Temple. Pictured, from left, are Henrietta Veselka, Carolyn Tobola, Erline Janik, Geroge Janik, A.J. Shumbera, Gene Veselka, Rosie Shumbera and Earline Muenster. Hands Day Project. Everyone turned in their collections at this meeting and Eugene and Henrietta Veselka and A. J. and Rosie Shumbera delivered them to the SPJST Home Office in Temple. On May 1, the entire collection was presented to the Ronald McDonald House in Temple. We are planning to have the SPJST float in the Gedenke Parade Saturday. Our next meeting will be May 24. JoAnn Jares, Secretary — SPJST-
Lodge 39, Bryan-
College Station meets May 16 Attention Members and Readers, Lodge 39, Bryan will hold the May meeting on the third Sunday due to Mother's Day. Please note the meeting will be May 16. Fraternally, Lillie O'Shields —SPJST-
Lodge 40 El Campo-Hillje announces scholarship winners SPJST Lodge 40, El Campo-Hillje presented nine area students each with a $350 scholarship to the college of their choice. These students include Lindsey Brown, Casey Mills, and Chad Bacak of El Campo High School, Chad Anthony Koudela of Louise High School, James Tabor, and Koby Gerberman of Boling High School, Andrew Jared Kmiec of East Bernard High School, Chase Holub, who is presently attending Texas A&M University in Corpus Christi, and Jason Gold of Louise who is currently attending WCJC in Wharton. Congratulations was also extended to Susan Elizabeth Koenig for winning a 2004 SPJST Supreme Lodge undergraduate college scholarship. She is being awarded a $1,000 scholarship from the Supreme Lodge in Temple. Koenig, a 2003 graduate of El Campo High School, is currently attending Wharton County Junior College in Wharton. She is a member of SPJST Lodge 40, El Campo-Hillje and the daughter of Carol and Kenny Koenig of El Campo, who are also members of the lodge. Fraternally submitted, Sheldon Holub, Secretary — SPJST-
Lodge 66, Waco
reports on April meeting The meeting was called to order by President George Pauling on April 18,
2004 at 2:30 p.m. at Linden Hall, Elm Mott with all officers present. There were 22 members present. The youth presented the flag and led the Pledge of Allegiance and Motto. Secretary Dana McAdams read the minutes of the March 21, 2004 meeting and they were approved as read. Sister Dana also read correspondence from the Supreme Lodge Secretary Treasurer Lanita Anglin concerning the Internal Revenue 990 and 990T form which must be in by May 15, 2004.
Clean Up Day Chairman of the Board John Engelke reported that the Board met today at 1:30 p.m. He reported that May 1 is Join Hands Day and asked that those who could to please be at Linden Hall at 8 a.m. to 12 p.m. to clean up around the hall. He also said that on June 12, the Elm Fire Department will have a fish fry at Linden Hall. Fraternal Activities Coordinator Mary Alice Langlotz gave her report. She welcomed State FAC Gladys Yates. Sister Mary Alice read the April letter from Sister Gladys. She reminded members of the District Three Spring Meeting which is to be held at Lodge 84 on April 25. She also reminded members of the Horseshoe Tournament on May 15 at Temple Lions Park. Chairman of the Entertainment Committee Michael Galler reported that the committee met today. Today, hot dogs, chili, cheese, onion, relish will be served along with potato salad and beans which were donated by John and Diana Engelke. For the May 16 meeting, baked lasagna, garlic bread, salad, and dessert will be furnished by the committee combining Mother's Day and Father's Day celebration. Members do not have to bring any food for that meeting. For the June 20
Lodge 38, Kovar Lifetime Achiever
Lodge 9, Snook Presents Officers 2004 LODGE OFFICERS — Pictured, from left, are Reporter Ann Schoeneman, Treasurer Donnie Victorick, Second Vice President and Hall Manager David Kovar, Vice President Bonnie Waiker, President Donnie HO, Secretary Stacey Eldridge, Youth Leader Marie Sheffer and Assistant Youth Leader Sharon Kovar. Not pictured is Assistant Youth Leader Nancy Allen.
Paul Lastovika, second from right, is a 2004 SPJST Lifetime Achiever Award recipient. Joining in the presentation, from left, are Lodge 38 President Johnnie Janak, Supreme Lodge Vice President Gene McBride, PaU Lastovika and District One Director Donnie Victorick.
Wednesday, May 12, 2004—VESTNIK/19 meeting, members are asked to bring sandwiches, and the committee will furnish desserts. Chairman of the Cheer and Condolence Committee Emma Ceska reported that sympathy cards were sent to the families of Barbara Middlebrook, Charlie Kucera and Janey Ferguson. Get well cards were sent to Gladys Yates and Otis Ceska. Diana Engelke gave the bookkeeping report. She also thanked the Dujka and Galler Families for cutting the grass and cleaning the yard at Linden Hall. She also thanked everyone that helped at hers and John's son, Justin, and his wife's, wedding which was held at Linden Hall on April 17. Congratulations to the newly weds Justin and Misha Engelke.
John Engelke thanked everyone for the generous donations to the 100 Pennies Scholarship Fund. Birthday celebrant for March was John Engelke. Birthday celebrant for April was Eugene Gerlich. Adult door prize winner was Douglas Gallen The 50-50 winner was Otis Ceska. The next Board of Directors and Entertainment Committee meetings will be held on May 16 at 1:30 p.m. with the regular lodge meeting beginning at 2:30 p.m. The meeting adjourned at 3:30 p.m. Fraternally, Dorothy Veselka, Reporter — SPJST-
Youth Report Youth Leader Debbie Galler passed out Easter Baskets that the youth made to the members. Thank you youth for the beautiful job you did. Sister Debbie reminded members to come out on May 1 for Join Hands Day. The youth participated in the Race for the Cure. There were around 8,000 participants overall. Sister Darlene Engelke read names of candidates for membership. Johnnie Gaidusek, Jr. wrote up Cooper Ray Ewing, Yolanda B. Perez, Jorge Garcia Perez, Kiana G. Perez, Adrain J. Perez. Jerry Kucera wrote up Tristan K. Gatlin, and Milan Dujka, Jr. wrote up Eric R. Ochoa, Jr. All were accepted into Lodge 66. Sister Darlene will send out invitations to the 50 year members who will receive their 50-year pins. President Pauling thanked the Galler and Dujka families for mowing the grass around the hall. He reminded everyone of the District Three Spring Meeting which will be held at Lodge 84. Lifetime Achievement awards will be presented to George Pauling, John Engelke, Diana Engelke, Dorothy Gerlich, Eugene Gerlich, Otis Ceska, and Emma Ceska. Registration at the meeting will begin at 10 a.m., the meeting beginning at 11 a.m. There will be a pastry contest and horseshoe contest.
Lodge 79, Corpus Christi member enjoys his Vestnik Dear Vestnik Readers, As a 41 year old who is still a member of Lodge 79, Corpus Christi, I continue to take pleasure in receiving the Vestnik. Many of you know my father, Jerry Elzner. Each week when we talk, he will ask me it I read the Vestnik. I say yes. I enjoy reading about Lodge 79, the Corpus Christi Circle of Women (where Dad is an honorary member), and District Seven. As I reflect on over 30 years ago, I still have fond memories of the youth club—dancing the beseda, Christmas time and receiving my bag of goodies from Santa, the Majek music and going to their river lot, the old Sokol, the Sokol, etc. While I do not get back to Corpus as often as I would like, seeing people I haven't seen in years is very enjoyable. Please keep up the good work and to the people of Corpus Christi, thanks for some great memories. Many thanks, Tim Elzner — SPJS'T —
Lodge 142, Houston-West Presents Scenes from Fifth Annual Cook-Off April 16 - 17,
2004 "She's the one who does everything," says Dave Wiligas, left, complimenting Nancy Whitchurch for her efforts in organizing the annual Lodge 142, Barbecue Cook-Off. "We just help her out with the judging." This was Nancy's fifth year to organize the event which brings together members and nonmembers in the spirit of friendly competition. A total of 10 teams participated in this year's cook-off. Nancy also serves as lodge treasurer and financial secretary.
GETTING IN ON THE ACTION — Cookers, pictured above, from left, are Lodge 142 President Keith Kieschnick, Mary Ann Kieschnick, Robert Kieschnick, Lodge 88 President Pat Bruce and John Bruce, Sr.
The youth are our future. It's our job to get them ready. The SPJST Youth Achiever is a life insurance plan for young people, ages o to 15. Adi% ‘'7 For members ages six to high school senior, SPJST's Youth Program provides opportunities to build self-confidence, make new friends and attend camp. The Youth Program reflects the great potential of the SPJST — young and old,— working together to serve the community and celebrate life.
SPJST Youth Achiever.
RETURN APPEARANCE — Pictured above are cook-off regulars Elizabeth, Dennis, Henry and Rita Hermis — all members of Lodge 142, Houston-West. THIS IS HOW IT'S DONE — Jim Leach of the Just a Burnin' cooking team removes barbecued chicken from pit. Good weather and good fellowship made for an enjoyable event. Watch for cook-off results in a follow-up letter.
20/VESTNIK —Wednesday, May 12, 2004
For our next meeting on May 16 2004, it was decided to have potluck. Members, please remember to bring a main dish, side dish, and dessert. See you at the next meeting. Fraternally, Jeanette Newman, Reporter
Lodge 81, Needville honors 50-year members in April On April 18, 2004, the SPJST Lodge 81 of Needville, met for their monthly social and meeting. At 12 p.m., President Vincent Newman gave a prayer of thanks, and everyone enjoyed a meal of baked roast thanks to Benita Walzel. We also had a variety of delicious side dishes and desserts. Thanks to Darlene Blinka and her kitchen committee for getting everything done in the kitchen and for providing sausage to go with the meal. A big thanks goes to everyone else who brought all of the side dishes and desserts. At 1 p.m., President Vincent Newman opened the meeting Jeanette Newman led everyone in the Pledge of Allegiance. All officers answered the roll call. We had a moment of silence for departed member Clara Mazac. Our heartfelt sympathy goes to her family and loved ones. Added to our sick list were Frances Brauer and Louise Newman. We all wish you a speedy get well. Secretary Willie Mae Kuykendall read her report. There were no corrections so they were approved as read. Next, Treasurer Benita Walzel read her report. There was a little discrepancy, but the treasurer and secretary said they would take care of it. Then Special Funds Chairman Gilbert Walzel read his report. It was also approved as read. After all the reports were read, President Vincent Newman presented pins to the 50-year members who attended this meeting. Those attending were Joan Kettler, Evelyn Kolar, Winnifred Susan, and Sidney Laza. Congratulations to these members! It was nice to see you and your families. You're always welcomed any time. I want to take this opportunity to thank Benita Walzel for getting the corsages and boutonnieres. They were very nice, and it was very nice of you. We really didn't have any old business to report so we moved on to new business.
—SPJST-
Lodge 81, Needville 50-Year Members The members of Lodge 81, Needville met on April 18 for their monthly social and meeting. The meeting included the presentation of 50year pins. Recipients, who were in attendance, are pictured, from left, Sidney Laza, Winifred Susan, Evelyn Kolar and Joan Kettler. District Five Director Larry W. Pflughaupt, left, presents SPJST Lifetime Achiever Award to Ed Kuban. Not pictured are recipients Adolph and Delores Macha.
Lodge 139, Danbury invites seniors to apply for lodge scholarships Dear Readers, Lodge 139, Danbury met Wednesday May 5, 2004 at Filipp's Cafe in Danbury with 18 present. The meeting was called to order by Presidant Lonnie Lostak. Reports and correspondence were given. Lorenda Baldwin reported that seniors can still turn in applications for scholarships until June 15, 2004. Applicants must have been a member of Lodge 139 for the four years they were in high school. For any other information contact: Lorenda Baldwin County Rd. 47 Angleton, Texas 77515 Please call (979) 922-1279 if you have any related questions.
New Business Under new business, Special Funds Chairman Gilbert Walzel announced some repairs he performed inside and outside of our hall. Thanks, Gib, for all that you do. Also under new business, President Vincent Newman read the Fraternal Activities Coordinator report from Gladys Yates. Thanks for keeping us updated. Under other business, District Five Director Larry W. Pflughaupt and his wife, Dorothy, announced a few things. Larry talked about investments. Dorothy told everyone about a fund raiser that Iowa Colony is having on April 25. We also had a special treat from District Five
Now's the time to get great rates on home and real estate financing. Providing members who qualify with home and real estate financing up to $250,000 on notes ranging from 1- 3o years. Call the SPJST Mortgage Lending Department and see how you can save when making a new loan or refinancing through the SPJST.
SPJST Mortgage Loans.
State Field Representative Lynn Johnson, who visited with us. She gave a very informative talk on how the insurance rates by numbers. It's so nice to have all of you join us. Come back soon. It was time for our door prizes. Lucky winners for this month were: Gilbert Walzel, Milton Blinka, Benita Walzel, and Ed Kuban. Congratulations! We also had an extra drawing for prizes brought by Larry and Dorothy Pflughaupt. Winners of these prizes were Jeanette Newman, Laura Ann Abschneider, Johnny Kujawa, Dorothy Kuban, Vincent Newman, Ruth Ann Laza, and Dorothy Blinka. Great job, everybody!
50-Year Pins Presented Three 50-year members were present to receive their 50-year pens. They were Helen Brittain, Eugenia C. Heiman and Joseph John Sebesta. Fifty-year members not present were Edward Earl Bennett, Lloyd Ferguson, Phyllis L. Harris, Martha 0. Nash; Matthew A. Prazak, and Leona Mae Zwahr. Congratulations to all. Lorenda Baldwin read a list of things that took place 50 years ago. After the meeting everyone enjoyed dinner and visitation. Cake was served in honor of the 50-year members . Fraternally, Winnie Stefka, Reporter
—SPJST-
Lodge 89, Rosebud Members
Exchange Wedding Vows
Lodge 89, Rosebud members Monica Lynn Stewart and Danny Joseph Baker, exchanged vows on April 24, 2004 at Marlow Baptist Church outside Cameron. Parents are Patsy and Joe Baker, Vickie and Robert Stevenson and Molly and Tim Stewart. Grandparents are Joseph and Lucille Baker, both deceased, and Vlasta and Raymond Marek, both deceased, and Mary Stewart, Pauline Weaver, Jan and Bob Stevenson, Tim Stewart, Sr., and Maybel Melton. Soloist was Christina Kirby. Best man was Gary Coots. Groomsmen were Adam Martinez and Louis Jimenez. Maid of honor was Leanna Moraw Bridesmaids were Amber O'Donnell and Candice Ernst. Reception was at Tom Sefcik Hall. The couple honeymooned to Cozumel, Mexico on a cruise ship. —SPJST-
Mrs. Danny Baker
Wednesday, May 12, 2004—ViSTNIIV21
Lodge 142, Houston reports on April meeting On Sunday, April 18, 2004, our meeting was called to order by President Keith Kieschnick after our lunch was served at 1 p.m. We had 33 members and three visitors present. All stood for the Pledge of Allegiance. Roll call of officers showed our Board of Trustees Chairman Robert Kieschnick as absent. Minutes were read by Secretary Alice Jochen and accepted. All correspondence was read. All officers' reports were read.
Cook-Off a Success Fraternal Activities Coordinator reported our Barbecue Cookoff on April 16 and 17 was a great success. Everyone had a good time and awards were given. All committee reports were given. Sick committee reported Anita Charbula - in the hospital, Henry Linhart was an out-patient, and Sidon and Rosie Tumis were in the hospital. We welcomed a new member, Robert Flores Leal. The sales rep was Robert Kieschnick. Visitors recognized were David Hill, Roxanna Hill and Bob Bayer. Mr. Bayer spoke and announced his candidacy for president at the convention in June. Birthday celebrants for April were Bernice Walther, Rita Hermis, Joe Gambil. Anniversaries for April were Henry and Millie Linhart, Frank and Dorothy Minis, and Bob and Pat Schleider. The capsule prize for $100 went to David Triska, Barbara Jean McLelland, and Kenneth DeLeon — all absent. The prize was divided into 10 - $10 door prizes from the register book. The $10 winners were Henry Linhart, Emil Kutra. Sidon Tumis, Walter Rosilier, Alice Jochen, Elmo Walther, Chris Schleider, Dorothy Tumis, Pat Schleider, and Bernice Walther. Five cash prizes went to Grace Owens, Henry Linhart, Emil Kutra, Henry Hermis, and Alice Jochen. Four refreshment prizes went to Robert Leal, Gunnar Owens, Garrett Owens, and Nelson Jochen. Each member present also received a koozie for an additional prize. The meeting adjourned at 3:05 p.m. Refreshments were served.
Next Meeting May 16 The next meeting will be Sunday, May 16 at 2 p.m. with a lunch preceding the meeting at 1 p.m. Fraternally, Alice Jochen Secretary SPJST-
Lodge 151, Wharton meets June 7 Notice to Lodge 151, Wharton Members: The June meeting will be held on June 7, 2004 with social beginning at 6:30 p.m. The date has been changed due to the SPJST Convention on our
regular meeting night. Plan to attend Monday June 7. Fraternally, Rita J. Vanek, FAC — SPJST-
Lodge 191, Lufkin reports on lodge, member news Lodge 191, Lufkin held its business meeting Tuesday, May 5, 2004 at 7 p.m. Thanks to our April hosts Ken and Charlotte Roland, Guy and Dorothy Davis, Helen Boyd, and Marilynn Page. Music was provided by Glenn Lenderman.
May 15 Dance The East Texas Cloggers will be hosting the May 15 dance. This will be a 50s dance and the Cloggers would like everyone to dress in the 50s style. There will be a soda shop with homemade ice cream and cookies. We will also have a contest for the best 50s attire. So invite a friend and come prepared to have a good time dancing down memory lane. Dance music by Free Country. This is our last month to raise money for our scholarship fund. We have five very deserving applicants this year. So instead of lotto tickets, we will have a donation bowl set up at the ice cream table. Let's support our leaders of tomorrow. To offer club news or change of address, email peggyjan42@aol.com ; or call me (936) 637-1674. Our sympathy goes out to Ken Carter on the loss of his sister. John Anderson has been under the weather again but seems to be on the mend. Please keep these folks in your prayers. We still need hosts for our June, August, September, and October dances. Without hosts, we can't have our monthly dances so c'mon, gang, call Sarah Oliver 853-3063 and volunteer to host one of these dances.
May Dates to Remember
Wednesday, May 12—East Texas Cloggers, 6 p.m. to 8 p.m. Friday, May 14—Polka Dots - Joel Towers, 7:30 to 10:30 p.m. Saturday, May 15 —SPJST Dance 50s night: Free Country. Ice cream. 8 to 11:30 p.m. Wednesday, May 19—East Texas Cloggers, 6 to 8 p.m. Wednesday, May 26—East Texas Cloggers, 6 to 8 p.m. Friday, May 28—Polka Dots: Glenn Lenderman. Finger foods. 7:30 p.m. to 10:30 p.m. For rentals, call Lonnie and Mary Flowers (936) 631-1217. No reservations are needed for, our regular dances. Remember Mother's Day, May 9! Submitted by, Peggy Gartner — SPJST-
Lodge 202, Jourdanton member places in bake-off I am a lifetime member of Lodge 202, Jourdanton, even though I live in Buda, Texas. For the past seven years, Buda has held a celebration affectionately know as "The Annual Weiner Dog Races." This celebration, sponsored by the Buda Lions. Club, is a Country Fair that includes the ever popular and exciting Weiner Dog Races. The celebration is held to aid the Lions Club, a non-profit organization, in raising money for less fortunate children in our area. Besides the Weiner Dog Races, there is a barbecue cook-off, a chili cook-off and a bakeoff contest. This year, I entered the bake-off contest. This was my first time ever to enter a baking contest. To enter, you were required to provide two of whatever you baked, whether it was a cake or pie or cookies. One of the items was judged, and the other item was auctioned. The auction proceeds went directly to Lions Club charities. My entry was an old family cake recipe called "Gets Better Pineapple Cake." What a surprise it was for me when I was announced the third place winner in the cake category. I received a trophy for this winning accomplishment. Fraternally, Valerie Baita Lodge 202, Jourdanton Editor's Note: Congratulations, Ms. Barta, on your win. Perhaps you could share the recipe with us in your next letter? Keep up the good work! SPJST-
Convention delegates, have you made your reservations? With the 29th SPJST Con-vention fast approaching, delegates are encouraged to review the following checklist to make sure that their participation is both productive and pleasant.
Accommodations Delegates who will be travelling to Temple to represent their lodges will need to make their own accommodations. To facilitate the process, arrangements have been made with some of the hotels in Temple. The following Temple area hotels may still a few rooms available: Hilton Garden Inn 1749 Scott Boulevard Temple, Texas 76504 Comfort Suites
(254) 773-0200 (800) 445-8667 Rate: $79.00 (254) 770-0300
Refer your friends and family for membership! Many lodge, 'Muth club and refetral incentives apply!
JOIN HANDS 2004 witM11111111 MEMBERSHIP DRIVE
1415 N. General Bruce Temple, Texas 76504
Rate: $69.95
Best Western 602 N. General Bruce Temple, Texas 76504
(254) 742-1122 (800) 905-2328 Rate: $66.00
Evening Activities Delegates and their guests are invited to attend the Howdy Party at Lodge 80, Holland on Sunday June 13 from 5 to 8:30 p.m. There will be no charge for delegates to attend the party. Guest tickets will be $7 each. The lodge will be providing snacks and a cash bar will be available. Tickets may be purchased at advance through the Home Office or at registration on Sunday. To make things easier, the SPJST will be running busses from the various convention hotels at approximately 5 p.m. The busses will depart back to the hotels from Lodge 80, Holland at 8:30 p.m.
Monday Night Dinner and Dance Lodge 47, Seaton invites delegates and their guests out for an enjoyable evening of food and fun on Monday, June 14. Tickets may also be purchased in advance through the SPJST Home Office for $15. Ticket covers a fish or chicken dinner and dance with music by the Praha Brothers. Cash bar opens at 6 p.m. with dinner and dance from 7 to 10 p.m.
Tuesday Night Banquet Delegates and their guests are encouraged and invited to attend the convention banqueLthat will be held on Tuesday evening at 7 p.m. at the Mayborn Convention Center. The menu will feature roast pork loin, seared beef shoulder fillet, baked potato, fresh vegetables, mixed garden greens salad, dessert, tea and coffee. A complimentary glass of wine will also accompany the meal. A cash bar will be available. Tickets are $20 per person and will be given to you at registration. Reservations for the banquet are being taken on a cash only basis and must be purchased prior to close of business on June 7. No telephone reservations are being accepted.
Convention Lunches Delegates and their guests are invited to enjoy their noon meal daily at the Mayborn Convention Center. Meals will be $6 each. Lunch tickets will be available for purchase each day after 10:15 a.m.
To Purchase Tickets If you have any convention related questions, please contact the Office of the Supreme Lodge SecretaryTreasurer at (800) 727-7578. To purchase banquet tickets or Howdy Party tickets, please make your check or money order payable to SPJST and mail to: SPJST Home Office Attention: Banquet Tickets P.O. I3ox 100 Temple, Texas 76503 SPJST--
141E XXIX
SIPaSt. catiVieN.V=at4
JUNE 13 - 10, 2004 * TEMPLE. TEXAS
22/VESTNIK—Wednesday, May 12, 2004
Lodge Letters Section State Youth Director posts notice, deadlines of coming events Dear Members and Friends, It's been an awesome 2003-2004 SPJST youth year! The youth year officially ends on May 31, 2004. Our District Youth Counselors and Youth Leaders are planning all of the fun summer activities including Youth Achievement Days and summer camps. There's lots of excitement in the air for the Youth Program. It's a great time to be an SPJST Youth Club Member! Youth Program Exceeds Join Hands 2004 Goal Congratulations! The goal of 500 has been reached! Thanks to all of you for promoting the Join Hands 2004 Membership Drive. Let's keep going and see how many records we can break this year with youth applications written ages 0 to 17! Remember the top youth club in the state receives "Socials for a Year" — a value of $1,500! New Youth Club Handbooks Youth Leaders have received the 2004-2005 Youth Club Handbooks to distribute to the youth members. If you have not received the new handbook, please call or email me at melaniez@vvm.com and I will mail you one. LIT Applications due May 15 All Leader-In-Training (LIT) applications are due to your District Youth Counselor by May 15. Vestnik Projects due May 31 The absolute last day that I can accept March, April, and May Vestnik projects is May 31. No projects will be accepted after May 31 for the 20032004 youth year. Flag Day Contest Entries due May 31 All SPJST youth are encouraged to enter this year's Flag Day Contest for ages 6 to high school senior. There's also Color the Star for youth members ages 8 and under. Several prizes will be awarded in both the Flag Day Contest and the Color the Star. The SPJST Home Office will sponsor a Flag Day Ceremony on Monday, June 14 during the SPJST Convention at the Mayborn Center in Temple. The deadline for all entries is May 31. SPJST is . . . Photography Contest Entries due May 31 A special photography contest will
Let's hear what your members and lodges are doing to make a positive difference in your communities. Send your news and photos to: SPJST Vestnik, P.O. Box 100, Temple, Texas 76503 FAX: (254) 774-7447 Email: vanicek@spjst.com or info@spistcom Got a question? Call (800) 727-7578 be held in conjunction with the SPJST Convention. All youth are encouraged to enter the contest. The theme is "SPJST is . . ." and photographs should promote SPJST and reflect what SPJST is to the participant. The contest is open to youth ages 6 to 18. Photographs will be displayed at the SPJST Convention. Several prizes are up for grabs.
Camp Tee-Shirt Orders Due May 31 This year's camp tee-shirts are available for sale. Call or email me for an order form. The deadline to order is May 31. Tee-shirts will be delivered to summer camp, or you can have them mailed to you. President's Volunteer Service Awards Forms due June 1 The deadline for the President's Volunteer Service Awards is June 1. All youth are encouraged to participate in this program. Winners will receive an award from President George W. Bush. Call or email me for more information. LIT Workshop: June 4 to 6 in Georgetown High school youth club members (incoming freshmen to high school senior) are encouraged to become a leaderin-training (LIT) and attend the LIT
Hey, Kids, Ages Six High School Senior! Enter Today!
SPJST D y Contest
Workshop set for Friday, June 4 to Sunday, June 6. The workshop will begin on Friday evening at 7 p.m. at the LaQuinta in Georgetown, which is north of Austin on 1-35. Due to camp facility unavailability, this year's LIT Workshop will be unique — participants will stay at the hotel and spend time at various places in the Austin area. Through many activities, the LITswill learn team-building, leadership skills, and responsibility. LITs must have attended at least one year of SPJST camp in order to attend the workshop. Lots of learning and exciting activities are planned for the LITs. Youth club members must submit an LIT application and a green camp form to their youth leaders. The youth leader and the DYC must then recommend the youth to attend the workshop LIT applications are due May 15 to your DYC. Merit Points due June 15 Merit points for the 2003-2004 youth year are due June 15. That's the absolute deadline. No merit point sheets will be accepted after this date. I will be totaling all points and determining the youth club, district, and state winners after June 15. Quarterly Reports due June 15 Quarterly reports are due to me on June 15. District Youth Achievement Days (YAD) YADs are just around the corner. Please note that YAD cards are due to your DYC 20 days before your district's YAD. Call your DYC for more information.
What Is It? Each year, the SPJST sponsors a Flag Day Contest to promote patriotism and creative literacy. Who Can Enter? All SPJST members ages six to high school senior. Youth club membership is not required. 2004 Theme "Proud to be an American" Awards Grand Prize $150 U.S. Savings Bond and winning entry read at the SPJST Flag Day Ceremony on June 14 at the Mayborn Center in Temple Runner-Up Prizes • Ages 6 to 8 $50 U.S. Savings Bond • Ages 9 to 11 $50 U.S. Savings Bond • Ages 12 to 14 $50 U.S. Savings Bond • Ages 15 to High School Senior $50 U.S. Savings Bond Participation Awards All participants will receive a participation certificate. Youth club members will also receive 20 merit points in the Merit Point System.
Judging Entries will be judged by a panel of writing specialists. Judging is based on the entry's creativity, grammar and neatness. The Rules • Write a poem or essay on the theme "Proud to be an American." Essay length must be between 150 and 500 words. • Entries must be typed. • Entries must be original and created by the youth member. • Entries become the property of SPJST and will not be returned. • Entries must include a cover sheet with the following information: participant's name, address, phone number and lodge number.
SPJST Summer Camp Summer camps are also coming up. This year's camp theme is "Treasure Island." For camp forms or more information, give your DYC a call. Wishing you all a wonderful summer! Fraternally yours, Melanie Zavodny, FIC State Youth Director —SPJST-
Six Youth Counselor posts winners in Christmas Card Design contest District
First place winners in the District Six Christmas Card Contest held in conjunction with the District Six Spring Meeting were: First Place
Entry Deadline • Entries must be postmarked by May 31, 2004. Got Questions? Call State Youth Director Melanie Zavodny (800) 727-7578; or email melaniez@vvm.com . Entries must be postmarked by May 31, 2004. Mail entries to: SPJST State Youth Director Melanie Zavodny, P.O. Box 100 Temple, Texas 76503
Ages 6 to 8 Sarah Siptak, Lodge 4, Hallettsville Ages 9 to 11 Holly Scott, Lodge 4, Hallettsville Ages 12 to 14 Travis Krpec, Lodge 30, Taiton 15 to Senior Ashley Sczech Lodge 40, El Campo-Hilije Second and third place winners were: Ages 6 to 8 Second place Jonathan Vanek, Lodge 4, Hallettsville
Wednesday, May 12, 2004—VESTNIK/23 planted two trees. We went to play putt-putt. Brady Alexander 5/12/04
Lodge 47, Seaton Youth Club enjoys putt--putt, pizza
SPJST-
Dear Readers, On May 2, we had our meeting. We took care of old and new business. We went to Killeen to play putt-putt, and we ate pizza. We had a great time. Brandon Hoelscher 5/12/04 —SPJST-
District Six Card Contest Winners FIRST PLACE WINNERS IN THE CHRISTMAS CARD DESIGN CONTEST — Pictured, from leff, are Sarah Siptak (4), Holly Scoff (4), Travis Krpec (30) and Ashley Sczech (40). Third place Dylan Treumer, Lodge 30, Taiton Ages 9 to 11 Second place Mark Siptak, Lodge 4, Hallettsville Third place James Quarles, Lodge 63, Sweet Home Ages12 to 14 Second place Kenna Bubela, Lodge 30, Taiton Third place Elizabeth Vahalik, Lodge 4 Hallettsville 15 to Senior Second place Kirby Bubela, Lodge 30, Taiton Third place Joshua Siptak, Lodge 4, Hallettsville Submitted by, March Dorotik, District Six Youth Counselor —SPJST-
Lodge 6, Cottonwood member shares Mother's Day verse
Lodge 25, Ennis Youth Club assists with Johnnnie Krajca's anniversary polka show Dear Readers, For Joining Hands Day, our youth club helped by shuttling the guests to and from the vehicles at the anniversary celebration for Johnnie I. Krajca host of "The Sunday Morning Polka Show" for 40 years. We also helped serve refreshments. The youth club was allowed to sell cookbooks at the event. I am glad I got to help with the shuttle. I enjoyed meeting new people and talking to them. Jerrod Ryan 5/12/04
We had our meeting on May 2, 2004. Officers were elected, and they are: President—Bradley Dulock; Vice President Christi Sparkman; Secretary Courtney Halbert; Treasurer Lakn Dieterich. We will have a social on May 7 and May 21 at 6:30 p.m. Happy Mother's Day to all mothers. Fraternally, Jesse Karlik 5/12/04 —SPJST-
Lodge 47, Seaton Youth Club plants trees, enjoys outing Dear Readers, On May 2, we had our meeting. We
Hey,
Dear Readers, On May 2, we had our monthly meeting and elections of officers. We talked about Youth Achievement Day and camp. We turned in pull tabs for the Ronald McDonald House. We had a great time. Brooke Hoelscher 5/12/04 — SPJST-
Kids, Ages Six to I Enter Today!
PJ Photo r hy Sae)
Contest
—SPJST-
Lodge 48,
Beyersville Youth Club Welcomes New Member
Dear Readers, Hope all mothers have a very nice Mother's Day. Here is a little verse I found: Where there is love, there is light. Where there is light, there is wisdom. Where there is wisdom, there is understanding. Where there is understanding there is love.
Lodge 47, Seaton Youth Club turns in tabs for charity
Alyssa Torres The Lodge 48, Beyersville Youth Club welcomes new member Alyssa M. Tones, age 9. Her family includes Irma Torres, mom and Alexis Taylor, sister. Alyssa enjoys basketball, baseball, volleyball, and soccer as well as recess, running, PE, sports, and gymnastics. She attends T.H. Johnson Elementary where she is in the fourth grade. Alyssa loves to go to church at Our Lady of Guadalupe in Taylor and participate in all church functions. —SPJST-
What Is It? This year, the SPJST Youth Department is sponsoring a Photography Contest in conjunction with the SPJST Convention. Who Can Enter? All youth ages six to 18 who are members of SPJST.
Judging Photographs will be judged by a panel of photography specialists. Judging is based on the photo's lighting, technique, and creativity/ originality.
The Rules • All photos must illustrate "SPJST." Theme "SPJST is . . ." • All photos must be 8 inches by 10 inches. Photographs should promote SPJST and reflect what SPJST is to the par- • No matting, mounting, or framing ticipant. allowed. • Include the following information Awards on the back of the photograph: Grand Prize participant's name, address, $100 U.S. Savings Bond phone number, e-mail address, and lodge number and city or Runner-Up Prizes town. First, second, and third place prizes will be awarded in the following age Entry Deadline groups: • Photos must be received by May 31, 2004. • Ages 6 to 8 • Ages 9 to 11 Got Questions? • Ages 12 to 14 Call State Youth Director Melanie • Ages 15 to 18 Zavodny (800) 727-7578; or email melaniez@vvm.com . Participation Awards All participants will receive a partic- Photographs must be received by ipation certificate and 20 merit May 31, 2004. Mail photographs to: points. All photos will be displayed at the SPJST Convention on June 15 SPJST State Youth Director at the Mayborn Convention Center Melanie Zavodny, P.O. Box 100 in Temple. Temple, Texas 76503
24NkSTN1K —Wednesday, May 12, 2004 ing. I was elected treasurer, and it was my birthday. Mrs. Susan came to the meeting and talked about Youth Achievement Day and camp. Fraternally, Britney Bledsoe, 10 5/12/04
Lodge 87, Temple Youth Club member takes first place in fishing contest
—SPJST-
It is hard to believe that this school year has already passed by us, and that summer camp is right around the corner as well as Youth Achievement Day. I have had a great school year and have just had a blast as District Two Duchess. Being able to run around and hang out with Dawn Capps, my queen, has just been great. She is very sweet and a lot of fun to be around. I am so glad that I had the chance to be a duchess and have so much fun at the same time. We have done a bunch of great things this year with our youth group as well as with others —like, Schlitterbahn, skating, movies, lockins, games, parades, walk-a-thons, and so much more. There are just too many to even count. But I had a blast doing them all.
186, Caldwell Youth Club members anticipating camp Lodge
District Two Friday, July 16 to Monday, July 19 at Camp Val Verde in McGregor District Three Friday, July 9 to , Monday, July 12 at Camp Val Verde in McGregor District Four Monday, June 21 to Wednesday, June 23 at Butman Camp in Merkel
District Five Friday, July 16 to Sunday, July 18 at Camp Lone Star in LaGrange District Six Friday, June 25 to Sunday, June 27 at Camp Lone Star in LaGrange District Seven Friday, July 30 to Sunday, August 1 at Echo Hill Ranch in Medina
—SPJST-
SPIST "Discover a Treasure" Cam p Tee-Shirts 2004
Dear Vestnik Readers, On May 2, 2004, Lodge 186, Caldwell had its meeting. Mrs Susan came and talked about camp. Treasure island is our camp theme this year. It sounds like a lot of fun. I can't wait till camp! Fraternally, Chase Bledsoe, 8 5/12/04 —SPJST-
Important
SPJST Youth Program Dates May, 2004 Saturday, May 15—LIT Applications due to DYC Saturday, May 15—Camp Qualification Forms due to DYC Monday, May 31—May Vestnik Projects due to SYD Melanie Monday, May 31—Flag Day Contest Entries due to SYD Melanie Monday, May 31—"SPJST is . . . Photography Contest Entries due to SYD Melanie Monday, May 31—Tee Shirt Order Forms due to SYD Melanie Monday, May 31—President's Volunteer Service Forms due to SYD Melanie June, 2004 Tuesday, June 1—Youth Achievement Award forms due to DYC (for high school graduating youth club members) Friday, June 4 to Sunday, June 6Leaders-In-Training Workshop in Georgetown/Austin Monday, June 14—SPJST Convention begins Tuesday, June 15-2003-2004 Merit Point Sheets due to Melanie Tuesday, June 15—Quarterly Report due to Melanie
Lodge 87, Temple Youth Club member Erin Mathis displays her winnings from recent fishing fournament. One of my favorite pastimes that I really enjoy is fishing. I get to spend quality time with my dad who also loves to fish, and it's just really a lot of fun. I recently fished in the Children's Miracle Network Kids Fishing Tournament hosted by McLane Company held on May 1 where I won first place for largest bream in my age group (9 to 11) and second place for most money collected in my age group. It was great fun and for a good cause. I have enclosed a picture of myself with my trophies and prizes. Sincerely, Erin Mathis 5/12/04
August, 2004 Saturday, August 7—State Youth Achievement Day in Temple District Youth Achievement Days District One—Sunday, July 18 at Lodge 186, Caldwell District Two—Sunday, July 25 at Lodge 47, Seaton District Three—Sunday, June 27 at Lodge 183, Arlington District Four—Saturday, July 10 at Pioneer Drive Baptist Church Activity Center in Abilene District Five—Sunday, June 27 at Lodge 172, Pasadena District Six—Sunday, July 11 at Taiton Community Center District Seven—Sunday, July 11 at Lodge 107, Floresville
—SPJST-
186, Caldwell Youth Club members receive camp report Lodge
Dear Vesta( Readers, I had a great time at our May meet-
District Camps District One Thursday, July 22 to Sunday, July ‘.25 at Camp Val Verde in McGregor I
Tee-Shirt Design by Kimberley Huizar • Lodge 202, lourdanten Youth Club 2004 camp tee-shirts are white in color with dark green on the ends of the sleeves and collar. Tee-shirts must be pre-ordered and pre-paid. Youth club members attending camp will receive their tee-shirts at camp. Tee-shirts can also be mailed for an additional $1.50 for postage per shirt.
Order Deadline: May 31, 2004 Youth Small (6-8) Medium (10-12) Large (14-16)
$6.00
Adult Small (34-36) Medium (38-40) Large (42-44) X-Large (46-48)
$8.00
Adult XX-Large
$8.00
Adult XXX-Large
$9.00
Lodge
Name Address/City/Zip Phone
Please order the following tee-shirts. Total number of shirts ordered: Postage for shirts, if mailed ($1.50 per shirt): Total amount enclosed:
Send order and check/money order to: SPILT State Youth Director Melanie ZavodnV 0 Box 100 • Temple, Texas 76503
Wednesday, May 12, 2004 —ViSTNIKJ25
obpora lib5ko5t P
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HUMANITY
AlovAirm. BENEVOLENCE
eeska ROofsliK 92 dISLO 19
Learn Czech With Us 41st Lesson Reported Speech Prepositions 1. Reported (indirect) speech: statements and questions. Unlike English the verbs in Czech reported speech stay in the same tense as would be used in direct speech. Present tense denotes an action simultaneous to the action of the main clause. Past tense denotes that something happened before the action in the main clause while future tense denotes that something happened or will happen later than the action of the main clause. a) Statement Reid (fika, fekne): "Nemam 6as." "Nemel jsem "Nebudu mit bas.
ing, in the caurse of) tohoto tyrdne. Universitni knihovna je blizko Karlova mostu (near). Deti behaly okolo domu (around). Autobus '6islo 197 jezdf okolo Narodniho divadla. Na pfednaSce bylo okolo (about) tficeti studentii. Pfijdu tam misto (instead) tebe. Od (since) to chvile jsme ho nikdy nevideli. Poslouchali jsme symfonii od (by) Antonina Dvofika. Sli jsme na prochazku podle (along) ieky Vltavy. Podle (according to) Shakespeara jsou Cechy na bfehu (coast) more. V6era jsem byl u latl lekaie. Vratilt jsme se domh za tmy (while it was dark). Stalo se to za hale Karla (under). - Jan Holub —SPJST-
Rekl (ad, fekne), 2e nema e'as. He said that he had not any time. nemel e'as. that he had not had any time.
The Texas Czech Heritage and Cultural Center will host a May Fest family celebration on Saturday, May
Cast 15 from 10:30 a.m. to 5 p.m. at the Pavilion on the Fayette County Fairgrounds. Maps and immigration passenger lists will be on display for those who are tracing the regions of their ancestors. Descendants whose families came between the years 1854 through 1859 are asked to sign our special book with the name of their ancestors and the villages of departure. "How to" demonstrations will be held on the Patio of the Pavilion. You will learn how to make homemade soap, homemade wine, homemade noodles, sauerkraut, and how to put together a quilt. There will also be a maypole dance, beseda dancers, a catered meal at noon, and wonderful Czech music. The Kovanda Band will entertain from 1 to 5 p.m. There will be games for the children, a country store, and a silent auction. Proceeds from this event will be used to further the development of the Czech Heritage Center and the completion of the Amphitheater Concession area. — SPJST-
ze nebude mit 6as. that he would not have any time.
Zeptala se (pta se, zepta se): "Kde jsi byl v6era?" "Kam jder" "Kdy se vratig?" Zeptala se (pta se, zepta se), kde jsem byl vcera. She asked where I had been yesterday. kam jdu. where I was going.
kdy se vratim. when I would come back.
Zeptala se (pta se, zepta se) kde jsem byl Veera. c) Question B (can be answered by "ano" or "ne" only; it is introduced by jestli, verb + zdali): Zeptal se me (pta se, zepta se): "Mrs 6as?" "Mel jsi eas?" "BudeS mit 6as?" Zeptal se me (ptit se, zepta se), jestli main bas. He asked me if/whether I have time.
mel-li jsem e'as. zdali budu mit e'as. 2. Order or request in reported speech is expressed by conditional present with aby-. Reid mi: "Pokejte chvili!" keld mi (po2adal me, popmsil me, poradil mi), abych chvili poacal. He told me (asked, advised) to wait a while.
3. Some more prepositions with the genitive. Observe: Muslin se to lekcf nati6it behem dvou,dtif (in, within). Ptijdu vas nav§tivft nakdy behem (dur-
BROTHERHOOD
12.kvetna 2004
Ufedni organ SPJST * Zaloiene rok 1897
TCHCC hosts family May Fest celebration May 15
b) Question A (beginning with a question word, demands full answer):
rettr5tbi
does $250 z00o sound? Or will they need more? How
SPJST's 10-, 20and 30-year term life insurance plans are designed for those special times in life when you need a lot of insurance coverage at a reasonable cost. Preferred rates are available to non-smokers and term certificates are renewable to age 95 and convertible to permanent life prior to age 65.
CULTURAL CALENDAR May 15 TCHCC May Fest Family Celebration— at the Pavilion on the Fayette County Fairgrounds, LaGrange, 10:30 a.m. to 5 p.m. Tribute to immigrants. Maypole dance, beseda dancers, noon catered meal, wonderful Czech music, childrens' games, country store, silent auction. Demonstrations: noodle making; quilting; wine making; homemade soap sauerkraut; crocheting. Advance and at-the-door tickets. For information, call (888) 785-4500. May 16 Concho Valley Czech Heritage Society Meeting May 16 Concho Valley CHS Meeting—at SPJST Lodge 49, Rowena Hall in Rowena. "Farming, then and now" will be presented. For information, Reporter Janelie C. Shockley (325) 653-8956; or email jcshockley@wcsonline.net . June 8 Fort Worth cluster of the Texas Accordion Association (TAA)—at Sammies BBQ on the corner of Beach and Belknap, Fort Worth, 7 to 9 p.m. Featured performer Jim Rommal. For more information, contact the cluster leader-TT-AA Director George McBride (817) 237-0035. June 12 Kolache Klobase Festival—at Riverside Hall, East Bernard, Texas. Entertainment, patriotic/flag ceremony, food, and, of course, hundreds of kolaches, photos with Uncle Sam, prize drawing. For information regarding game/arts/crafts booths, call (979) 335-4827. For general information, call (979) 335-7907; or visit the festival website www. me mbe rs.tripod. com/shcserv/kkfest . East Bernard is located about 45 miles southwest of Houston on Highway 90-A. June 28 - July 21, 2004 Institute Czechoslovak Foreign Announces Prague Summer Study Program 2004—Program includes Czech language classes - all levels - with professors from the Filozficka Fakulta of the Charles University and a linguistic institute in Praha. For more information, contact the US Coordinator for the Czechoslovak Foreign Institute via email thad polasek @ mai I.tzed . net ; write to: Thadious Polasek, Czech Study Tour, 730 County Road 230, Schulenburg, Texas 78956; or call after 7 p.m. CT (979) 56,,22207. --SPJST-
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26/VESTNIK-Wednesday, May 12, 2004
Fraternal Activities and Entertainment LODGE 4, HALLETTSVILLE Lodge meetings are the second Sunday of each month at 2 p.m. LODGE 5, PILOT POINT-TIOGA Note: Beginning in April 2004, the monthly meeting of Lodge 5, Pilot Point-Tioga will be held the first Sunday of every month at the Point Bank Community Building, Pilot Point, 2 p.m. For information, call Bill and Angie Heitzman (940) 437-5561; or Jack and Dean Carender (903) 5647359. LODGE 6, COTTONWOOD Friday, May 21-Social/games, 6:30 p.m. Friday, May 28-Graduation party Saturday, May 29-Jones family reunion Sunday, May 30-Landers family reunion Lodge meetings are the first Sunday of each month at 2 p.m. For information regarding scheduling events at Lodge 6, please call George Straten (254) 8265863. LODGE 8, WEIMAR Lodge meetings are the fourth Monday of the month at 7 p.m. at the Veterans Memorial Hall in Weimar. LODGE 9, SNOOK Local lodge meetings are the first Wednesday of each month at 7:30 p.m.; Youth club meetings are at 6:30 p.m. LODGE 13, DIME BOX Lodge 13, Dime Box adult meetings are the third Wednesday of each month at 7:30 p.m. Youth club meetings are the second Sunday of each month at 1 p.m. LODGE 15, BUCKHOLTS Lodge meetings are the second Monday of each month at 6 p.m. The dance club dances are the second Sunday of each month. For hall rental information, call (254) 593-2222. LODGE 17, NEW TABOR Lodge meetings are the first Sunday of each month at 2 p.m. Youth meetings are also on the first Sunday of each month at 3 p.m. LODGE 18, ELGIN Sunday, May 23-Clem Kubacak and the Polka Stars, polka, waltz, country/western. 3 to 7 p.m. $6 Sunday, June 13-Tony Janak and the Polka Band, polka, waltz, old time c/w. 3 to 7 p.m. $6. Saturday, June 26-Western Days: Western Swing All Stars. 7 to 11 p.m. $6. Sunday, June 27-Harry Czarnek the Texas Dutchmen, polka, waltz, mix music. 3 to 7 p.m. $6. Lodge hall is located at 702 Hwy. 95 North, Elgin. Lodge meetings are the third Tuesday of each month at 7 p.m. unless otherwise stated For all Lodge 18, Elgin hall rentals, please call Irene Helgren at (512) 281-4534. For band bookings, call Artie Monson (512) 2813711. Lodge 18 is Non-Smoking. LODGE 20, GRANGER Meetings are the first Monday of the month at 7 p.m.
LODGE 21, ENGLE Lodge meetings are the first Sunday of March, June, September, and December at 2 p.m. LODGE 23, MORAVIA Lodge meetings are the Tuesday after the second Sunday of March, June, and September at 7:30 p.m. and the first Sunday of December at 2 p.m. LODGE 24, CYCLONE Adult lodge meetings are held the second Monday of each month at 7 p.m.; dinner/social begins at 6:30 p.m. Youth club meetings are the second Sunday of each month at 2 p.m. Flag Hall is located 10 miles east of Temple, off Highway 53. For more information regarding hall bookings, rentals, please contact Hall Manager Wilbert Mikeska (254) 9852484. LODGE 25, ENNIS Thursday, May 13-Lodge meeting, p.m. Sunday, May 16-Rental Monday, May 24-Sales Rep Class, 6 p.m. Saturday, May 29-May Fest: Watch for details. Lodge meetings are the second Thursday of each month at 7:30 p.m. Game room open every Wednesday at 5:30 p.m. For rentals, reservations, or more information, please call the hall (972) 875-8381 and leave a message. LODGE 26, SKIDMORE Lodge meetings are the first Sunday of March, June, September, and December. LODGE 28, EAST BERNARD Lodge meetings are the second Sunday of each month at 2 p.m. at the Wharton County Library located at 746 Clubside Drive in East Bernard. LODGE 29, TAYLOR Lodge meetings are the second Sunday of each month at 4 p.m. Members and guests are always welcome. Friday night dances are held downstairs from 7:30 to 11:30 p.m. Enjoy delicious hamburgers during Friday night dances. "On premises catering." For hall reservations, dance information or bookings, call the lodge hall (512) 352-9139; (512) 352-7442; or Tommy Schiller (512) 3657632. LODGE 30, TAITON Lodge meetings are the first Sunday of each month at 1:30 p.m. LODGE 32, VICTORIA Lodge meetings are the second Wednesday of the month at 7:30 p.m. at the Victoria Electric Co-Op on Ben Jordan. LODGE 35, ELK Lodge meetings are the second Sunday of each month at 3 p.m., unless otherwise noted. To hall: From Interstate 35 in Waco, take the Highway 84 East exit. Stay on Highway 84 East through Bellmead and go approximately 8 miles. On the right side of Highway 84 will be a sign saying "Elk". Take the Elk Road. Turn right on Elk Road and go approximately one mile and the road will dead end. Take a right at the dead end and go approximately 1/2 mile. Lodge 35 is
on the left side of the road. The hall is open for rent every day of the week. For rental information, call (254) 875-2156.
weddings anniversaries, birthdays or reunions call (254) 826-5990 (night); or (254) 826-5343 (day).
LODGE 38, KOVAR Lodge meetings are the second Monday of each month at 7 p.m.
LODGE 63, SWEET HOME Lodge meetings are the third Sunday of each month at 2 p.m.
LODGE 39, BRYAN Lodge meetings are the second Sunday of each month at 1 p.m. Lunch is served at 12:30, followed by meeting at 1 p.m. Meat is provided by the lodge at every meeting. Members, please bring covered dish or dessert items.
LODGE 65, CROSBY Lodge meetings are the second Sunday in March, June, September, and December at 1 p.m.
LODGE 40, EL CAMPO-HILLJE Friday, Saturday/May 21, 22Wedding Friday, Saturday/May 28, 29-Private party Friday, Saturday/June 4, 5-Wedding Sunday, June 6-Family Day and recognition of 50-year members (Noon Meal) Friday, Saturday/June 18, 19Quincienera Tuesday, Wednesday/June 25, 26Wedding Lodge meetings are held the second Sunday of each month, 2 p.m. Youth club meets the same day at 1:15 p.m. at the lodge hall, located just off US 59 South in Hillje. Members and guests are welcome. Bingo is played on Monday nights at 7 p.m. Every second Monday is $100 game night. License #17600539641. For hall bookings, please call Rental Chairman Tria Svatek (979) 543-3044; or (979) 6482317/lodge hall. LODGE 41, PORT LAVACA Lodge meetings are the fourth Monday of the month at the Six Mile Presbyterian Church on Royal Road, 7 p.m. LODGE 47, SEATON Saturday, May 15-Vrazels 22-Country Saturday, May Expressions Saturday, May 29-Private Saturday, June 5-Open Saturday, June 12-Private Saturday, June 19-Open Saturday, June 26-Private Seaton Star Hall is located five miles east of Temple on Highway 53. Lodge meetings are the first Sunday of each month at 2 p.m. Saturday night dance time is from 7 to 11 p.m. Hall opens at 6 p.m. Hall phone: (254) 985-2548. Star Hall is a non-smoking facility. For rentals, please call Louis J. Kohutek (254) 983-2261. LODGE 48, BEYERSVILLE Notice: Lodge 48, Beyersville is now having a monthly ladies Bunko night on the second Tuesday of each month. It begins with a light meal at 6:30 p.m. followed by Bunko games, wrapping up with the distribution of prizes, and eating of desserts. Lodge meetings are the second Sunday of each month at 3 p.m. The hall is located at 10450 FM619, four miles southeast of Taylor. For hall rentals, please contact Bonnie Wolf (512) 3653733. LODGE 49, ROWENA Lodge meetings are on the first Wednesday of February, May, August, and November at 7 p.m. No more game socials at the lodge. LODGE 51, ELLINGER Lodge meetings are the third Thursday of March, June, September, and December, 6:30 p.m. at the Ellinger Fire Department. LODGE 54, WEST Lodge meetings are the first Friday in March, June, and November and the second Friday in September at 7 p.m. For information regarding hall rentals for
LODGE 66, WACO Lodge meetings are the third Sunday of each month, 2:30 p.m. Youth club meetings are at 2 p.m. LODGE 67, SCHULENBURG Lodge meetings are the fourth Sunday of March, June, September, and December at 3 p.m. LODGE 73, SEYMOUR Lodge meetings are the first Sunday of each month, 12 p.m. LODGE 74, LOVELADY Lodge business meetings are held quarterly on the first Sunday of January, April, July, and October at 5:30 p.m. Game nights are every Monday and Saturday from 7 to 10 p.m. Permit No. 1-75-1052324-8. "Donna's Kitchen" will be open. LODGE 76, WICHITA FALLS Lodge meetings are the first Sunday of September, and March, June, December at 1 p.m. LODGE 79, CORPUS CHRISTI SPJST lodge meetings are the third Sunday of each month at 2 p.m. unless notified otherwise. Visitors welcome. Hall location: 5502 Kostoryz Road, Corpus Christi. Hall phone (361) 8529982; or (361) 854-8423. LODGE 80, HOLLAND Sunday, May 16 - Free dance from 2 to 6 p.m. with music by Fritz Hodde. Lodge meetings are the first Saturday of each month at 4 p.m. Bingo every Thursday at 7 p.m. Permit No. SP174615-1395-8 ; AL-00061-9887-0. LODGE 81, NEEDVILLE Lodge meetings are the third Sunday of each month at 1 p.m. Luncheon served at noon, and the meeting follows. LODGE 84, DALLAS Saturday, May 15 - Dance from 7:30 until 11:30 p.m. with music by Klem Kubacek and the Polka Stars. Klobase sandwiches sold at the bar. Monday, May 17 - Lodge meeting at 7:30 p.m. Lodge meetings are the third Monday of each month at 7:30 p.m. at the hall 2625 Floyd Street, Dallas. For band bookings, call Cherri Petr (214) 3524397; or Ben Jarma (214) 348-1514. For rentals, call Bessie Petr (214) 826-3557. LODGE 87, TEMPLE Lodge meetings are the second Tuesday of each month at 7 p.m. For rental information, call Bertha Capps (254) 778-4371/shop; or (254) 7736164 /home. LODGE 88, HOUSTON Saturday, May 15-Tony Janak, polka/variety. $6 Saturday, May 22-Vrazels, polka/variety. $7 Saturday, May 29-No Dance Saturday, June 5-Audry Tucker, big band music. *Dress Code. $11 Saturday, June 6-Homecoming - dinner, dance, 11 a.m. - 3 p.m: Barbecue with all the trimmings - adults, $7; children under 12, $4. Pastries available. Lodge 88 Orchestra and Lodge 88 Choral Club, youth club's popular ice cream; Battle Dance - Red Ravens and Dujka Brothers, polka/variety. 2 to 8
Wednesday, May 12, 2004—VESTNIK/27 p.m. Dance tickets - $7. Saturday, June 12—Jack Melick, big band. *Dress code. $12 Saturday, June 19—Donnie Wavra, polka/variety. $6 Saturday, June 26—No DanceLodge meetings are the second Monday at 7:30 p.m. Youth club meets on the third Wednesday of each month at 7:30 p.m. All dances are 8:30 p.m. to midnight, unless otherwise noted. Bingo every Thursday evening; early bird special starts at 7:15 p.m. Regular games start at 7:45 p.m. License No. 300-621-2077-41001. For reservations, call (713) 869-5767. *Dress code dances: evening attire, ladies, and gentlemen. LODGE 89, ROSEBUD Lodge meetings are the third Saturday of each month at 1 p.m. Youth meetings are also on the third Saturday of each month at 2 p.m. unless otherwise announced. LODGE 91, CROSBY Lodge meetings are the second Sunday of March, June, September, and December at 2:30 p.m. or as otherwise specified. LODGE 92, FORT WORTH Friday, May 14—Charles Nemec Sunday, May 16—Jodie Mikula Orchestra of Ennis, 2 to 6 p.m. Annual Czech dinner back by popular demand starting at 12:30 p.m. Please make plans to attend this popular band! Friday, May 21—Charlie Patteson Friday, May 28—Jim Petty Friday, June 4—Charlie Patteson Sunday, June 6—Randy and the Road House Band, c/w. 3 to 7 p.m. Friday, June 11—Nobles of Notes Friday, June 18—Hawaiian Luau: Charlie Patteson Sunday, June 20—No dance. Happy Father's Day! Friday, June 25—Jim Petty Lodge meetings are the second Sunday of each month at 2 p.m., or as otherwise specified. Youth club meets on the second Sunday of each month. Ladies Circle meets the second Tuesday. Family Night—first and third Tuesdays. Country/western music on the first Sunday and polka/waltz music on third Sunday every month from 3 p.m. until 7 p.m. Ballroom dancing on Friday night. Refer to the SPJST Vestnik and listen to KBEC 1390-AM on Sundays at 9 a.m. and KNON 89.3FM at 2 p.m. for more news of our activities. Tune in KAAMAM 770 for some easy listening music. For your large parties celebrating weddings, anniversaries, or other special events, please call Joyce (817) 6241361. National Hall, SPJST Lodge 92, Fort Worth is located at 3316 Roberts Cutoff Road, Fort Worth, Texas 76114. Phone (817) 624-1361. LODGE 93, HOBSON Attention: Lodge meetings are held on the first Thursday of each month at Polak's between Karnes City and Kenedy. Contact E.R. Prasek for information (830) 780-2191. LODGE 94, WHEELOCK Lodge meetings are the first Sunday of March, June, September, and December at 1 p.m. LODGE 97, PLACED() Lodge meetings are held in March, June, September, and December. LODGE 106, LA Lodge meetings are the first T:os::of each month at the Subway Shop at 109 Souti, Jefferson S.r.-eat fnre 71 ar.P 77 (south of the red 730 p.m, cross roa:1 LO
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the second S: each monin a: 3 p.m. a: the:o.f.ge hail, unless otherwise noted.
LODGE 125, WESTHOFF Lodge meetings are the second Sunday in March, June, September, and December at 2 p.m. LODGE 130, DALLAS Lodge meetings are the third Monday of each month at 7:30 p.m. in the Youth Room of Lodge 84, 2625 Floyd Street, Dallas. LODGE 133, SAN ANTONIO Lodge meetings are the third Sunday of each month at 2 p.m. at the Good Shepherd Lutheran Church Activity Center, 1630 Goliad Road in San Antonio. LODGE 135, ENNIS Lodge meetings are the third Thursday of each month at 7 p.m. LODGE 139, DANBURY Lodge meetings are the first Wednesday of each month at 7:30 p.m. June through August; and 6:30 p.m. September through May. LODGE 141, SEALY Lodge meetings are held every third Tuesday at 7 p.m. at Gordon Memorial Library, 917 North Circle in Sealy. LODGE 142, HOUSTON Sunday, May 16—Lodge meeting Lodge meetings are the second Sunday of each month at 2 p.m. Cajun dance every second Saturday of each month with live music. Hall rentals for weddings or parties, call (713) 862-6291 after 4 p.m.
August, and October; and the first Sunday in December will be the Christmas dinner and officer elections. For information, contact Leroy Kamas (979) 836-8179; Mary Januszewski (979) 836-5808; or Glenda Weyand (979) 451-3231. LODGE 172, PASADENA Sat., June 5—Country Now and Then Hall is located at 3609 Preston. Dance hours: 8 p.m. to 12 a.m. Admission $6 per person. The hall is available for rentals the rest of the month. For information regarding hall rentals for birthday, retirement parties, Christmas parties, wedding receptions, etc, please call Vicki (281) 542-1774. For dance reservations, call Mary Byers (281) 4873297. Lodge phone (713) 487-3297. The Executive board and Trustees meet on the first Tuesday of each month at 7 p.m. The regular lodge meeting is held on the fourth Sunday of each month at 2 p.m. unless otherwise noted. Lodge 172 is a non-smoking facility. LODGE 177, ACADEMY Lodge meetings will start at 7 p.m., and trustees' meetings will start at 6:30 p.m. on the second Wednesday of each month. Youth club meeting dates are held the second Sunday of each month at 2 p.m. Bingo every Tuesday and Friday at 7 p.m. Permit No. 174-18083907. Doors open at 5:30 p.m. and the kitchen is open. LODGE 178, LONGVIEW-KILGORE Note: As of May 3, 2004, the meeting time has changed to 4:30 p.m.
LODGE 143, INEZ Lodge meetings are the third Friday of March, June, September, and December at 6 p.m.
Lodge meetings are the first Thursday of each month at 4:30 p.m. at the VFW Post 4002, Longview.
LODGE 148, EL MATON Monthly lodge meeting is the last Sunday of the month at the Blessing Volunteer Fire Department. Meeting starts at 2 p.m.
LODGE 179, WARRENTON Lodge meetings are the second Thursday of each month at 7 p.m. at the Lions Building in Carmine, 201 Centennial Street.
LODGE 151, WHARTON The quarterly lodge meetings will be held on the second Monday of March, June, September, and December, 7 p.m., in the meeting room of Hinze's Bar-B-Que Catering on Highway 59 in Wharton, Texas.
LODGE 180, BURLESON Lodge hall is located on 1-35W, 1.5 miles south of Renfro Street in Burleson. Lodge meetings are the first Wednesday of each month at 6:30 p.m. For hall rentals, call John Hilcher (817) 293-8166.
LODGE 153, LA SALLE Lodge meetings are held quarterly in March, June, September, and December at 6 p.m.
LODGE 182, FALLS COUNTY Lodge meetings are the fourth Sunday of each month at 4 p.m.
LODGE 154, FORT WORTH Lodge meetings are the second Sunday of each month at 3 p.m., unless otherwise stated. LODGE 155, AUSTIN Lodge meetings are held quarterly on Sundays. Contact Secretary Ginny Prasatik (512) 472-1721 for meeting location, date, and time. LODGE 156, BAYTOWN Lodge meetings are held the first Sunday of the month at 7 p.m. For more information, including location, please call (281) 422-9611; or (281) 573-1612. LODGE 157, LUBBOCK Lodge meetings are the second Sunday of March, June, September, and December at 3 p.m. LODGE 160. SAN ANGELO meetings are the second Sunday Octobe r a n n. 9r.'',.'Fnyr at 2
.s Lodge mee of March, JUr..9, December at 2:3 d
S:jnday and
LC.2 .3E 169, BRENHAM 2004 lodge meetings will be held the third Tuesday of February, April, June,
LODGE 183, ARLINGTON Lodge meetings are the second Monday of each month at 7 p.m. Game nights are every Tuesday and Thursday at 7 p.m. and every Sunday at 1:30 p.m. Permit No. 17516910506. For information regarding hall rentals (weddings, anniversaries, birthdays, etc.) please call (817) 465-8538; or (972) 263-9031. LODGE 184, MOULTON Lodge monthly meetings are the second Wednesday of each month at 7 p.m. at the lodge hall.
at 2:30 p.m. Domino players meet the second Tuesday of each month 1 to 4 p.m. For information regarding building rentals, please call (512) 255-1554; or (512) 255-3415. LODGE 189 BRYAN-COLLEGE STATION Please note: 2004 Lodge meetings will be held on the second Sunday in March, June, September, and December at 2 p.m. Unless otherwise notified, lodge meetings are held in Charles Munday's office, 2403 Cavitt, Bryan, Texas (behind the Bryan Kroger's.) LODGE 191, LUFKIN Business meetings are held on the first Tuesday of each month, 7 p.m. at the lodge hall located at 1715 Hughes Street. Regular dances are on the third Saturday of each month starting at 8 p.m. until 11:30 p.m. Please call Marilyn Page at (936) 632-1124 to make reservations. For lodge rentals, call Lonnie Flowers at (936) 632-1217. LODGE 195, CLEBURNE Lodge meetings are the first Thursday of March, June, September, and December, 7 p.m. LODGE 196, HOUSTON-WEST All dances open to the public. Admission $6 per person. Watch for our letters in the Vestnik. Lodge meetings are the fourth Sunday of each month at 2 p.m. For lodge and rental information, please call the hall (281) 373-9482; Alma (281) 351-1045; or Cecelia Malek at (281) 469-9229. Hall address: 17810 Huffmeister Road, Cypress, Texas 77429. LODGE 200, BRUCEVILLE-EDDY Lodge meetings are the first Wednesday of each month, 6:30 p.m. LODGE 201 BLEIBLERVILLE-NELSONVILLE Lodge meetings are the second Sunday of each month, 3 p.m. For hall rentals, please contact James Balke (979) 8300796; or (979) 830-0118. LODGE 202, JOURDANTON Lodge meetings are the first Sunday of each month at 2 p.m. at the Jourdanton Community Center unless otherwise noted. Youth Club meets at 1 p.m. Note: Youth club meetings are at the same time and same location unless otherwise noted. LODGE 204, STEPHENVILLE Lodge meetings are the third Sunday of the month, 3 p.m. at the Koffee Kup Restaurant in Hico, Texas. Members are urged to attend, and anyone belonging to other lodges in driving distance are welcome. Bring a guest, and maybe we can make a member out of him. LODGE 206, TRI-COUNTIES Lodge meets the first Tuesday of each month, 7 p.m. at the Lions Club in Mexia, 201 North Paris Street, Mexia, Texas.
LODGE 185 NEW BRAUNFELS Lodge meetings are the third Thursday of February, April, June, August, October, and December.
LODGE 215, SOUTH PLAINS Meetings are held every third Saturday of January, March, May, July, and September at the Senior Citizens Building in Tahoka, 6 p.m. Youth club meets at the same time.
LODGE 186, CALDWELL Youth club meetings are on the first Sunday of each month at 2:30 p.m. at the hall unless otherwise announced. ion ITEe'.- 1.7gs are the se:o n : -.-:esday at_6:30 :ernes 7:1'0 p.m. E. -e-Efa* and Saturdl.E..:. l':: •:ohei and Pa- p oen. License Perm.: 1-74J 002.
LODGE 239, HONDO Lodge meetings are held every third Friday of the month at 7 p.m. Agents meet even' day at 6:30 p.m. at New Covenz.r.: • Hondo to turn in '-r.:ormation or location, contact: 3Z (830) 688-1027; or (210) 364-3620; or Teresc Tamml, Henr.e.n.Prrz ,:210) 378-3887.
21 187; IOU a -a ine _odds. eetng second S...intay of ea:- n :r . at 3 p.m. meal. followed a Board meeting at 2 p.m.; entertainment
LODGE SAN MARC77 are held evenLodge nursOa.,,, at E p.m. at Jim's Resta-J.-an at Aquarena Springs Drive and 135, San Marcos. For information, call Pete Sierra (512) 557-3131.
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