VĚSTNÍK
Monday, May 23, 2022
From the Desk of Delisle L. Doherty SPJST Vice President of Sales and Marketing
It’s Your Life
13
Attention SPJST’s 2022 Graduates
and parents and grandparents of graduates!
The Vestnik will publish a commemorative special section celebrating the graduating class of 2022.
★ ★ ★ Senior Spotlight ★ ★ ★
Help Jumpstart Your Children Way back in the days we got a 25 cent weekly allowance (that shows my age). Twenty-five cents was a lot in those days. First thing we would do was run down to the candy store and spend it. Nobody ever said anything about saving some of it. When I got a job, then it was time to open a savings account. You didn’t need to have a lot to put in - it’s creating the habit of saving that I found to be important. I only wish I would have gotten in that habit before I got my first job. Because I never learned the value of saving early, my first paychecks rarely made it to the bank account. In today’s environment, it is even more important to teach kids about saving. Teaching kids early and creating that habit will take them a long way in life. Starting a savings account is simple. Creating the savings habit at a young age is even simpler. Once you start a savings account, it is now all negotiating. If they want a big toy, you let them earn it. They do a job, you pay them. To get the money, they need to agree to put half the pay in savings and the other half toward the toy. Once they get in the habit of putting half away and can see how it is
growing, you would be surprised how many more jobs they want to do. If you would like to go a step further, you can start a Flexible non-IRA annuity for them. Give them money for their savings when they do a job, but also gift them by depositing money into the annuity every time they put so much into their savings. This now helps them start on their retirement. For example, every time they reach a hundred dollar mark, you can add $100 to their annuity. Now you are teaching them to save and helping them learn about retirement (when they get older, of course). Six-year-olds don’t seem to care about retirement, but when they turn 18, they will understand what you just did for them. What you just did for them was help them build a better life. My door is always open; figuratively and literally. Stay blessed, Delisle L. Doherty Vice President of Sales and Marketing 832-232-2049 —SPJST—
All SPJST high school or college seniors are encouraged to submit photographs and information that showcase them as a person and an accomplished graduate! To be included, please complete the following information and submit along with up to 4 photographs no later than Tuesday, May 31 at 5 p.m. (deadline) to: Online - www.spjst.org/graduates Email - vestnik@spjst.org • Text - 254-534-0807 Mail - SPJST VESTNIK Editor Melanie Zavodny P.O. Box 100 • Temple, Texas 76503 Please include a self-addressed, stamped envelope if you wish to have photo(s) returned.
For more information, contact the Věstník Office 254-773-1575, ext. 169. Please print clearly. Thank you! Name ________________________________________________________ Lodge No. and Name _________________________________________ Graduating from (name of high school or college) ______________ ______________________________________________________________ Major/Degree (if applicable) ___________________________________ Parents_______________________________________________________ Grandparents ________________________________________________ ______________________________________________________________ Accomplishments (optional) ___________________________________ ______________________________________________________________ ______________________________________________________________ Future Plans __________________________________________________ Message to Graduate/Additional Information (optional) __________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ Phone _______________________Email___________________________ — Graduates must be SPJST members —
