Why an American Express Credit Card in your pocket is a privilege to have? Since the time credit cards come into India, there has been a huge surge in the number of people opting for the credit cards facility. Almost all the banks and financial institutions of India jumped into the bandwagon of credit card services. On the date of today, there’s not been a single bank - whether it’s functioning as a public sector or private sector - has not been providing the credit cards to customers. But there is one bank that holds a prominent place in the leagues of all the banks. Don’t worry, we won’t keep you guessing. The name is American Express. You can ask anyone around you, and she or he will tell you that an American Express credit card has its separate league of services. Loaded with amazing cashback offers, valuable reward points structure, and flexible payment structure, it’s an absolute delight to have an AMEX card in your pocket. Everyone wants to have it so that they can enjoy the range of privileges it provides to them. American Express has mainly four c redit cards from which you can choose the one for you according to your spending habits. In this article, we will be telling you about the features of two amazing credit cards so that you can have more detailed knowledge about it. So without wasting any time further, let’s get to know about them. What are some of the amazing American Express Credit Cards? American Express SmartEarn Credit Card Loaded with features like accelerated earn rate, complimentary welcome benefits, Exclusive American Express EMI, etc, this American Express credit card justifies its tag of SmartEarn attached to it. By giving you a range of options for earning through spending, this card is a perfect choice for those with the habit of spending. Have a look at some of the amazing features of this credit card. American Express Rewards Programme ● On spending, every INR 50 spent on Flipkart and Uber, you will get rewards at ten times (10X) faster than the normal rate. ● Similarly, you will get 5X reward points on spending INR 50 at Amazon, BookMyShow, Swiggy, etc. In a way, your dining, travel, and movies are sorted. In fact, this card rewards you for doing all of them. Complimentary Welcome Bonus and Renewal Fee Waiver: ● If you are able to spend INR 50,000 within the 90 days of the card issuance, you will get a cashback of INR 500 as the welcome gift vouchers. ● On spending INR 40,000 or above in the previous year, you can get your renewal fee waived off. ● American Express has the fixed the annual fee on this credit card as INR 495 plus applicable taxes. American Express Platinum Travel Credit Card From visits to airport lounges during your travel to the complimentary vouchers, this c redit card is an all and all a traveler’s delight. If you are not a traveler, you will be tempted to pack your bags right away and book a ticket for an exotic location. That’s not all! Because by spending a certain amount in a year, you can get a set of exciting travel vouchers. Below, we are providing you some of the amazing features of this American Express credit card.
Travel Vouchers: ● By spending INR 1.90 lakhs or more in a year, you will be fully eligible to get travel vouchers worth more than INR 7,700. That’s not all! If you spend INR 4 lakh in a year, you could get additional vouchers worth more than INR 11,800. ● Also, you could get travel vouchers worth of INR 10,000 from Taj Hotel Palaces Resorts on spending INR 4 lakhs or more in a year. You will get this voucher as an E-card. Rewards Points Programme: ● On spending every INR 50 on the fuel, insurance, utilities, and cash transactions, you will get 1 membership reward point. ● The annual fee for this card has been fixed at INR 3,500 plus applicable taxes while the renewal fee is INR 5,000 plus applicable taxes.