Affordable Canfin Home Loan Rates -To Buy A House Or Property Canfin Homes Limited is a subsidiary of Canara Bank which is known for its housing loan schemes. It offers you home loans at the lowest possible rate of interest so that you can easily buy your own house or property. With a maximum loan tenure of 30 years, you can easily pay off your loan EMIs. Know more about Canfin home loan & its features in the given article. Canfin home loans schemes Canfin Homes Ltd. offers you a wide range of home loan schemes which is as follows. Individual Housing Loan: You can apply for an individual housing loan if you want to buy a new house, property, flat, renovate your home, extension of the loan property/house, etc. Because Canfin Homes Ltd. provides you individual housing loan at Canfin home loan rates starting from 9.25% to 11.50% if you are a salaried individual. Otherwise, if you are a self-employed applicant then you have to pay an interest rate ranging from 10.25% to 12.75%. Easily pay your home loan EMI with a flexible home loan tenure up to 30 years by using ECS & PDCs methods. Individual Housing Loan - Super (IHL-Super): Canfin Homes IHL-Super offers you home loan for a purchase of new house, property, plot, home renovation, extension, etc. The Canfin home loan rates for IHL-super remains fixed for initial 3 years after that it is automatically converted to a floating rate of interest. You have to pay a conversion fee after 3 years of your home loan EMIs the interest rate for a salaried individual is 10.75% to 13.25% on the other hand rate of interest for a self-employed individual is from 11.25% to 14.50%. If you maintain a good repayment record with Canfin Homes Ltd. then you became eligible for personal loans & top-ups. Features & benefits of Canfin Home Loans When you choose Canfin Homes Ltd. as your Housing partner to buy a new property or house then there are some benefits you will get with your Canfin home loans such as. ❖ Flexible Loan Tenure: Canfin home loans offer you a flexible loan tenure up to 30 years so that you can easily repay your home loan amount. You can also use the Canfin home loan EMI calculator to estimate your loan monthly EMIs. ❖ Suitable Home loan interest rates: You will get the most attractive home loan interest rate on Canfin Homes Ltd. Canfin homes interest rates ranges from 9.25%to 11.50%. The interest rate may vary according to the home loan schemes.
❖ Security to your home loan: Canfin Housing loans provide security to your home loan through registering the record of deposit of title deeds or mortgage your financed property or house. ❖ Fast disbursement: The loan amount will be disbursed to your account after the registration of your purchased house or property, in case of under-construction property the disbursement will be made depending on the progress of construction of your house. ❖ Easy payment methods: You can easily pay your home loan through equated monthly installments (EMI). pay your Canfin home loans using electronic clearing system (ECS), national automated clearing house (NACH) methods or simply through salary deduction. Buy your own house without any hassle with the help of Canfin housing loan schemes.