Why is UTI Mutual Fund NAV Important in Your Investments? There are factors which can affect your returns and one of them is the net asset value of the fund. If you don’t know how the NAV can affect your scheme returns then read the given article. In this article, you will know the UTI mutual fund NAV of the schemes and the investment method using which you can get better returns. Top-performing UTI Mutual Fund Schemes Online for the investors You can invest in the desired mutual fund schemes online via using the UTI Mutual Fund services. For investors, the AMC provides a wide range of schemes from equity to debt and ELSS to hybrid. Look at the below-mentioned list of schemes their features and NAV. UTI Liquid Cash Plan: This is a liquid fund that generates regular income by investing in debt and money market instruments. NAV for the UTI Mutual Fund Schemes Online investment for the scheme is INR 3,205. In the past fund performance, the scheme has provided 6.4% returns. UTI Banking & Financial Services Fund: This scheme aim is to generate a long term capital appreciation by investing in securities of large companies. The companies in which your asset is invested is related to the banking sector. It is a sector-oriented scheme. UTI Mutual Fund NAV of the scheme is INR 102.50. UTI Hybrid Equity Fund: It is a balanced mutual fund scheme which invests in equity and debt instruments. The scheme aims to generate regular income along with capital appreciation. NAV of the scheme is INR 172.65. It must be understood that the scheme NAV changes daily as it is based on the market rate. How the UTI Mutual Fund NAV is calculated and what is its effect on returns? The effect of the NAV can be seen when the returns are calculated. According to the absolute return calculation when you divide the current NAV of the scheme with NAV of investment period and multiplying it by 100 you will get the return. For instance, if the UTI Mutual Fund NAV was Rs. 20 when you have invested in it and at the time of redemption, it is Rs. 35. Then absolute returns of the fund would be up to 150%. So, this is how the NAV of the scheme can affect your mutual fund returns. And to track the status of your fund performance, you can take the help of UTI online services. Now, invest in any of the UTI mutual fund schemes online by creating a user id. You just need to provide your PAN number to start an investment. The investor can start an investment in UTI mutual fund with a minimum amount of INR 500. And you can do so with the help of a systematic investment plan. For a new investor, it is the most suitable investment method as the ser can invest in
weekly, monthly, quarterly or yearly basis. This provides good market rates understanding and valuable returns to your investments. So before you invest in UTI mutual fund don’t forget to check the NAV of the scheme. Note: NAV of the UTI Mutual Fund schemes is acquired form the Value Research data as of 26 January 2020.