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New Look. Same Local Coverage since 1854. Vol. 163, No. 29
Saturday, October 28, 2017
11 2nd Ave. N., Unit 103, Sauk Rapids, Benton County, MN 56379
Winter parking Hair and Body Works performs building make-over restrictions Reisingers to relocate business effective Nov. 1 by end of November SAUK RAPIDS — Winter parking restrictions take effect Wednesday, Nov. 1. The Sauk Rapids Police Department advises residents to become familiar with the city’s ordinance. According to city code, no vehicles or trailers are to be stopped, left unattended or parked on any street, avenue or thoroughfare within the city limits between the hours of 2 a.m. and 7 a.m. Winter parking restrictions are effective from Nov. 1 through March 31 each calendar year. The Sauk Rapids Police Department reserves the right to issue citations, impose Ànes and remove vehicles from roadways. Such vehicles will not be released to the owner until fees for towing and storage are paid, in addition to any Ànes. A similar ordinance with the same parameters is on Àle in the city of Rice. Homeowners should also be aware of other ordinances that apply to snowy weather and the winter season. Snow and ice on public sidewalks are considered a public nuisance and abutting property owners are responsible for the removal within 24 hours after the snow or ice is deposited. Failure to do so can result in a special assessment against the adjacent property owner. It is also unlawful to deposit snow from private property onto public streets and grounds.
Unclaimed bikes donated to nonprofit Serial numbers key to locating property BY NATASHA BARBER STAFF WRITER
SAUK RAPIDS — Two hundred forty unclaimed bicycles will be donated to a nonproÀt organization following a decision by the Sauk Rapids City Council Oct. 23. According to Police Chief Perry Beise, the bikes have been accumulated the police department over the past Àve years. The property will be given to Bikes4Kids, of Ham Lake, — a 501c3 organization that refurbishes bicycles and distributes them to children in need. The kids also receive a helmet and lock with their repaired bike. Bicycles in possession have been recovered by members of the police or public works departments throughout the city. The items’ serial numbers are then entered into a searchable law enforcement database. According to Beise, owners of stolen or misplaced property often fail to record the brand and serial number of bicycles. Sauk Rapids residents can try and describe their bikes to law enforcement to see if it is in the department’s possession; but unless a person has a serial number, there is no way to know if another law enforcement department is holding their property. If a serial number is recorded and then used when Àling a police report, that number will appear in the system if the bike is found and entered into the database, whenever and wherever that location may be. The donation is in accordance with city ordinance — any property in the city’s possession for more than 60 days can be sold at public auction or donated to a non-proÀt charitable
City council page 3
BY NATASHA BARBER STAFF WRITER
SAUK RAPIDS — In less than 30 days, residents and people traveling through Sauk Rapids will be able to receive full salon and spa services at the corner of North Benton Drive and First Street North. Hair and Body Works — currently located at 2026 Veterans Drive, St. Cloud — plans to open in its new location at 24 Benton Drive N, Sauk Rapids as soon as Nov. 27. “Our plan right now is to move Thanksgiving weekend,” said coowner Tanya Reisinger, who has been doing hair for 26 years. “We have a thriving business right now, and we don’t want to shut down for too long. We’re hoping we can do it all in those four days — Thanksgiving through that Sunday.” Reisinger, who co-owns the business with her husband Jeremy, said the couple purchased Hair and Body Works over 13 years ago when they moved back to the St. Cloud area after living in the Twin Cities. Once they decided to acquire their own building and move from their currently-leased property, the Reisingers began looking at spaces in the city of Sauk Rapids. On May 1 they purchased the building which formerly housed Turch Jewelry and the original Citizens State Bank of Sauk Rapids. “We’re really excited,” Tanya said. “We knew that Sauk Rapids
was hitting a growth spurt and there was no salon and spa in this area. We thought this would be a good spot.” Tanya added that the speciÀc location was appealing because of its adjacency to both Walgreens and the 57-unit apartment complex under construction. She said the two will bring both vehicle and foot trafÀc. Jeremy wanted something with character to attract clientele.
“I think it’s a fabulous location. I like the history of old buildings,” said Jeremy, a chemistry teacher at St. Cloud Technical and Community College. The future home of Hair and Body Works was erected as a bank in 1915. A rear portion of the building was added in the 1950s. Jeremy and Tanya have been renovating the space to Àt the business’s needs and aesthetic since last spring. The couple removed the dropped ceilings to expose plaster ceiling beams, the upper windows of the buildings north side and the loft that sits atop the former bank vault. They stripped the building’s walls of plaster, wood paneling and sheet
Hair and Body Works page 2
PHOTO BY NATASHA BARBER
Tanya and Jeremy Reisinger, owners of Hair and Body Works, are relocating their St. Cloudbased salon and spa to North Benton Drive. They have been renovating the former Turch Jewelry and Citizens Bank building since May.
Prepare to be
SCARED
Killinger decorates for kids
Solar project ordinance adopted BY NATASHA BARBER STAFF WRITER
BY ANNA SALDANA STAFF WRITER
SAUK RAPIDS – A mystifying graveyard, a black cat walking the streets and countless children knocking on doors saying “trick or treat” make Halloween. Ryley Killinger remembers his childhood candy collecting adventures, especially going to houses where the decorations stood out. In more recent years, he gets his scare from Molitor’s Haunted Acres. Both have inspired him to decorate his own home for trick-or-treaters. “I love Halloween. I just like being scared and giving people that experience too,” Ryley said. “The kids love coming over and seeing what I’m doing to scare them this year. It’s a lot of fun for both them, my family and me.” Amy Killinger, Ryley’s mom, feels their family favors Halloween over other holidays. “Our decorations are much more elaborate for Halloween than they are for Christmas, mainly because of Ryley,” Amy
rock to uncover the original multicolored brick. The couple plans to keep and incorporate some of the history, including the stain-glassed windows. “If it is in the budget, we would like to redo the back part of the building to match (the front),” Jeremy said, who added that his family has been repurposing existing building materials through the make-over. With the move, Hair and Body Works will become more efÀcient in their workspace. The relocation reduces the salon and spa area by roughly 1,500 square feet. The Ànished building will hold eight stations, two of which will be accessible by a
PHOTOS BY ANNA SALDANA
Ryley Killinger stands with his Halloween display Oct. 22. He has been decorating his family’s yard and garage for the last Àve years.
said. “He really likes doing it.” Ryley has been decorating his yard at 1711 Ninth Avenue N, Sauk Rapids for Àve years now, each year adding new and different displays to what he already has. “My dad and I love to help him however we can,” Amy said. “We go out and buy things for him, going as far as the Halloween store in Fargo [N.D.]. My dad is also helping him construct the maze in the garage.” Ryley starts the annual display process by beginning construction in late September. He adds elements until Halloween. “As Halloween gets closer, I usually keep adding things to the front yard to get us ready for the holiday. The more things I bring to the front, the scarier it gets,” Ryley said. “It just give us the feel of being a spooky house, which is what I aim for. It must be working because the neighborhood calls us the spooky house.” Amy added. “Everyone in the neighborhood The Killinger’s home at 1711 very much enjoys coming here,” she Ninth Avenue, Sauk Rapids is said. “They are always excited to see decorated for Halloween. what Ryley has created and what he
did differently from the last year.” When Ryley is creating the display, he often moves things around several times before passersby see the Ànished product. “He’ll put something somewhere, but then doesn’t like it next week, so he’ll move it,” Amy said. Ryley comes up with his own ideas by looking at Pinterest and reimagining things other people have done. His display includes a large graveyard, blood red paint on the garage door, spooky ghosts, caution tape, a maze through the garage and more. “The new graveyard I built has to be my favorite part of the display this year,” Ryley said. “I had fun building it and I think the kids will like it too.” The display takes a lot of time. The last couple weeks before Halloween are spent building the Ànal pieces and Àxing everything that was put out of place by the weather, such as a strong wind. Trick-or-treaters have to go
Killinger page 2
SAUK RAPIDS — Eight months after a lifted moratorium on solar gardens, the Sauk Rapids City Council established an ordinance permitting solar projects in industrial zones within city limits. The ordinance was passed after a public hearing Oct. 23. The original 18-month moratorium was initiated in September 2015 to allow for research into solar garden projects and best land use practices. It expired this past February. According to the ordinance, solar projects will have minimum 50-foot side and rear setbacks and will have a 450-foot setback to any residential home not located on the same property. They shall not exceed 15 feet in height. In addition, fencing with a landscaped buffer of evergreen trees and shrubs are mandated when the project is adjacent to public roadways and residential zones. Solar gardens would be permitted as interim uses, meaning the use would be subject to expiration. They can only be permitted on land zoned industrial. Sauk Rapids residents could see the ordinance put to use sooner than later. Community development director Todd Schultz said the regulation was brought to the council’s attention this month because the Housing and Redevelopment Authority has entered into a 27-year agreement with United State Solar Corporation to lease 10 acres of land in between 13th Avenue Northeast and Industrial Boulevard. Schultz said he expects the council to see the permit request at the Nov. 13 meeting. Council member Jason Ellering asked Schultz who is responsible for enforcing the ordinance requirements once the solar garden
Solar ordinance page 2
PAGE 4 | SATURDAY, OCTOBER 28, 2017 | SAUK RAPIDS HERALD
OPINION
Make time for make-believe
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dressed as in costume. Prior to then, he was a In my last life — as manager of a general ghost, alligator and puppy. merchandise department for Coborn’s — I lived Although we’ve always managed to come months ahead of myself when it came to holiday up with pretty “killer” costumes over the past seasons. I ordered Christmas products well few years — the Terminator, Freddy Krueger, before the prior Easter and was often ridiculed Death — I realized that more often than I’d like for setting up my back-to-school displays on July to admit I have gone through the motions without 5. I didn’t necessarily like how every holiday was pushed to capture maximum sales potential, but BY NATASHA BARBER enjoying the experience. Unfortunately for me, this year my son has that is retail and I realized I best do my job and shown no interest in Halloween. He hasn’t desired compete with the rest of the retailer realm. a costume and if it wasn’t for accompanying his I’d like to think that this past job prepared me for my next — this one, editor of a community newspaper. younger cousin, he wouldn’t be planning on venturing out for Before the paper hits presses Thursday, I’m already candy and treats. I hated hauling the munchkin from one grandparent’s to plotting stories for the next if not two weeks’ worth of future issues. In the case of special sections… well, let’s just say the next on a school night only to Ànd myself cold and in the dark holding my kid’s bag of candy while he darted across sometimes we work a month out. With all this planning ahead, it makes it hard for me to city streets with no care for cars. I hated that the candy we slow down and enjoy time when actual holidays come around. collected would often sit in a bag until Christmas where we’d Many times my anxiety catches up with me and I’m caught throw most of it away. I didn’t enjoy it, and now I wish I thinking about the next big thing when I should be reveling in had. In only a few days, many parents are going to be feeling the joy of family time and memories. This has been my life for the past eight and a half years. the same emotions I once did – stressed, overwhelmed and My son is 11 and I’m pretty sure trick-or-treating became a annoyed. I caution you to not wish the wonder of Halloween hassle and burden right around the time he was 3. It’s actually away. Appreciate the time your children have to make-believe. the Àrst year I have trouble recollecting what the little bugger We need more of that in this day anyway.
Tapping through integrity them, so when you make a mistake, focus on Tap-tap-tappity-tap. how to correct it as quickly as you can and in We have found a talented young lady to time you will get better.” Uff da! That was some teach our 9-year-old tap dance. When I entered good stuff. In fact, I think I could end this week’s the studio at the end of her lesson, our daughter column right there. was not behaving the same. She started gooÀng But I can’t; because we have been guiding off and not listening fully. our daughter through some character-building Isn’t it funny how we act differently in front trust issues. She’s very young, she’s very new of some people as soon as they enter the room? in her walk with God and she is learning the Sometimes it is our boss, a doctor, a teacher or, consequences of sin. in this instance, a parent. Children are the best With my husband’s wise words, there is no at showing us how silly it is to act a certain way BY MERCY NYGAARD more condemnation when we mess up. There is sometimes. But they get the excuse, they are only Life by Faith more grace when we realize that we are sinners a child. What is our excuse when we can’t Àgure saved by grace. out integrity as an adult? There is a difference between stomping your foot I heard once that integrity is doing the right thing even when no one is looking. It is being the same honest person and yelling when you mess up by getting caught, and feeling conviction with a Godly sorrow that produces repentance. regardless the situation and without inÁuence. After I entered the room and my daughter lost some of her The difference is just that, sorry that you got caught leads to focus, she was getting very frustrated when she would mess demise. Godly sorrow makes you truly repent which leads to up, slamming her foot down, tugging at her shirt and yelling forgiveness. “For Godly sorrow produces repentance leading aaaaagh! I recorded her routine for practice but what her dad to salvation, not to be regretted; but the sorrow of the world produces death,” 2 Corinthians 7:10. saw on camera was her frustration. People of integrity fear God and receive Godly sorrow He started to teach her by saying, “You are not good enough to be upset when you make a mistake. If you are a when they make mistakes. Not condemnation. Not religious professional and you make a mistake, then you get upset.” rituals. But real and authentic feelings of, “I love you so much This intrigued me, so I quietly listened as he continued. “You God, and I am sorry that I hurt you, will you please forgive are just beginning and will make mistakes. Don’t get angry. me?” And just like the waves wash over the shore, your sins Those mistakes will help you become better as you learn from are forgiven.
Snow in forecast brings weather-related policies The school year is progressing. Students university localize forecasts and advise the school are settling in, learning and accomplishing great districts on closing decisions. things. Fall athletics and activities are coming to Minnesota weather is sometimes difÀcult to an end and winter activities are starting soon. If predict. It is essential that parents and guardians the weather forecasters were right, we likely saw anticipate and prepare for school closings, our Àrst snow Áurries Friday. delayed openings and early dismissals. The three We all know how quickly Minnesota weather metro area public school districts and parochial can change and how important it is to be informed school systems follow a coordinated plan to better and prepared. So it seems only appropriate to ensure the safety of our children. The National publish the weather related closings, delays and Weather Service and other forecasting agencies by BRUCE WATKINS issue various winter weather statements, watches dismissal information now. Interim Superintendent The three major St. Cloud metro area school and warnings. We use these statements, coupled districts — St. Cloud Area Schools District with the information provided by SCSU, to No. 742; Sauk Rapids-Rice District No. 47; and Sartell-St. determine if weather conditions may cause a late start, full Stephen District No. 748 — will work with one another, yet day cancellation or an early dismissal from school. again, this winter on weather-related emergencies. In a effort Heavy snowfall, ice storms, extreme cold and strong to gather accurate weather information, the school districts winds are not the only contributors to an emergency weather will continue to rely on the expertise of the National Weather situation. Fog can be equally dangerous. While the sun may be Service and St. Cloud State University meteorologists for shining in one area, visibility may be reduced to a few feet in weather forecasts and both city and county ofÀcials for another location, creating potential hazards. information related to road conditions. Professors at the In any weather emergency, the main objective is to provide protection and a safe environment for students. St. Cloud Area Schools, Sauk Rapids-Rice, and Sartell-St. Stephen will be using a coordinated weather-related emergency-closing plan again this year. This means public and parochial schools in all three districts will generally close (or remain open) according to the same winter emergency schedule. Radio stations and news services will be contacted on behalf of each district, but area residents should recognize that the three districts are working together on these weather-related decisions. Although we are hoping to keep school closing to a minimum, we want you to be well-informed about the process. Emergency closing procedures • The three metro area superintendents will make every effort to announce school closings or late starts by 10 p.m. the night before severe weather or as soon as information becomes available. • When a morning emergency closing or late start is required, every effort will be made to make and communicate the decision by 5:30 a.m. • In the event of an early dismissal or a school closing, student activities and practices, including KIDSTOP, Kids Club in Rice, middle school and high school academic support services, community education classes, adult basic education, early childhood classes and area learning center classes, will typically be canceled.
Member FDIC
11 2nd Ave. N., Unit 103 Sauk Rapids, MN 56379 (320) 251-1971 The Sauk Rapids Herald is published on Saturdays by Star Publications. Telephone (320) 251-1971. Hours: Monday-Friday, 10 a.m. to 3 p.m., OfÀcial Newspaper of the city of Sauk Rapids and Independent School District No. 47
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SAUK RAPIDS HERALD | SATURDAY, OCTOBER 28, 2017 | PAGE 5
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WARNING: The Polaris RANGERŽ can be hazardous to operate and is not intended for on-road use. Driver must be at least 16 years old with a valid driver’s license to operate. Passengers must be at least 12 years old. Drivers and passengers should always wear helmets, eye protection, and seat belts. Always use cab nets or doors (as equipped). Never engage in stunt driving, and avoid excessive speeds and sharp turns. Riding and alcohol/drugs don’t mix. All drivers should take a safety training course. Call 800-342-3764 for additional information. Check local laws before riding on trails. Š2017 Polaris Industries Inc.
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PAGE 4B | SATURDAY, OCTOBER 28, 2017 | SAUK RAPIDS HERALD
Publishing th the 2nd & 4 e th f o s week th n o m
October is Child Health Month BENTON COUNTY PUBLIC HEALTH
COVERING CENTRAL MN PHYSICAL, EMOTIONAL & FINANCIAL WELL BEING
Family history pushes Kunkel to fight for cancer cure BY VICKI IKEOGU CONTRIBUTING WRITER
WAITE PARK – Four family members. Three survivors. Two bouts with cancer. One long and trying journey for St. Cloud resident Cindy Kunkel. Becoming an active member in the local chapter of the American Cancer Society was not something Kunkel, 59, would have envisioned for herself three decades earlier. Kunkel was an avid golfer, a volunteer at her church and a preschool teacher. The thought of cancer was never on her radar. But at age 28, Kunkel received her Àrst introduction to the life-altering disease. Her father was battling nonHodgkin’s lymphoma. “He was stage four by the time they found it,” Kunkel said. “It was an eye-opening experience for us because we had never been exposed to cancer at that point.” Kunkel’s father’s battle with cancer was short. He was diagnosed at age 50. He died at 52. “When we lost him, it was a big loss,” she said. “You know, it was the kind of thing where nobody ever thought he would die. He did everything he could. He doctored through the Mayo Clinic. He had a bone marrow transplant. He did everything. He went on test drugs. He did everything that he could. And it took him.” It was in those moments that Kunkel, her Àve siblings and her mother all became involved with the American Cancer Society. “It will be 29 years (since we lost him),” Kunkel said. “And my mother is still totally involved — still works on the hospice tree at the hospital, still works with the American Cancer Society. We’ve done every event that the American Cancer Society has ever had almost.” That is partially because
cancer was not through with Kunkel and her family. “In 2001 my sister Julie, who was 41, was diagnosed (with breast cancer),” Kunkel said. Kunkel remembers feeling shocked her younger sister was battling for her life against cancer, a disease that had taken the life of their father. “My sister Julie — out of all six kids — is the most active,” Kunkel said. “She eats natural foods. She’s the one that takes good care of herself. So, you can imagine that everyone else looked at each other and said ‘What in the world? Why did this touch her?’” Two months later, Kunkel’s family received yet another blow. This time, it was her sister-in-law Shelley. She, too, was diagnosed with breast cancer. “I remember having my physical (soon after Shelley’s diagnosis) and going in to my doctor and I said I don’t even know what to do,” Kunkel said. “I can remember being a mess. And she said ‘Cindy, there’s nothing you can do.’ But I can remember being very frantic about it when those two girls were diagnosed.” Kunkel said both her sister and sister-in-law aggressively attacked their cancers. Julie had a double mastectomy immediately. Shelley’s cancer had spread into her lymph nodes, so she had to undergo both chemo and radiation treatments. “And then, just like human nature, Julie beats it. Shelley beats it,” Kunkel said. “At the time they go through their chemo, they go through everything. They come out and you go ‘phew.’” That feeling was only temporary. Cancer had one last battle to pick. It was with Kunkel. On July 21, 2003 Kunkel received her diagnosis of breast cancer. She was 45. “My doctor said ‘We
caught it early. A lumpectomy and radiation is the way to go,’” Kunkel said. “Radiation is going to make sure that it’s eradicated.” That worked for nearly a year. In 2004, almost one year to the date of her original diagnosis, Kunkel’s cancer was back “with a vengeance”. “Is it luck of the draw? Is it why me? I don’t know. I know I was very scared and depressed the Àrst time,” Kunkel said. “When it came back the second time, even my mom said she couldn’t believe how well I handled it. And I was facing way more.” Kunkel opted for a double mastectomy during her second bout of cancer. She had also chosen to go ahead with reconstructive surgery, but her radiation treatment had left her skin damaged where the expanders were placed during surgery leading to complications for reconstruction. In addition, Kunkel said for the next few years doctors had found what they thought was cancer in both her uterus and thyroid. Tests and biopsies were done. No cancer was detected. Kunkel said in total, it was four years of hell. It was a time that tested her faith. “I grew up in a very Catholic family,” Kunkel said. “I have a deep faith. And it runs in my family. So, when this happened to me, I think angry was a better word than shocked for me. I was so angry.” Kunkel said a pastoral assistant visited her daily to check up on her during her cancer treatments. “She would come to me and I would cry, and I would scream, and I would yell,” Kunkel said. “And she would say ‘It’s OK.’ She would just put her hand on my shoulder and say ‘God has strong shoulders. Get it out. Get it out. You’re OK.’” It took about four months for Kunkel to move past her
PHOTO BY VICKI IKEOGU
St. Cloud resident Cindy Kunkel, a 13-year breast cancer survivor, stands at The Grande Depot Oct. 17. Kunkel was selected to lead the 2017 American Cancer Society’s Making Strides Against Breast Cancer walk Oct. 14.
anger. She said she never lost her faith in God. It’s been 13 years since Kunkel defeated cancer. And to commemorate her victory, celebrate with fellow survivors and remember those who lost their battle, Kunkel was selected to lead the 2017 Making Strides Against Breast Cancer walk. The walk took place Oct. 14. “I had asked my sister and sister-in-law to lead the walk with me,” Kunkel said. “I wanted to share that. Because even though they asked me to be the honorary survivor, I am a team of three with those two. And whether it was hard on them or not, they supported me. And I don’t know about
them, but I’ve never had a feeling like that in my life when I was walking around that track.” Kunkel said her commitment to the American Cancer Society and its mission is something that she will continue to Àght for. She has been a part of several golf tournament leagues and has even helped coordinate a few to help raise money for cancer research. It’s a cause that has been near to her for almost three decades. Kunkel is a survivor. And she is proud of battle she won. “Darn it, I beat it,” she said. “I’m here. I’ll take whatever God gives me.”
Don't put off estate planning A trust, will or deed can save beneficiaries time, stress BY MICHAEL STRASBURG STAFF WRITER
The concept of a will is quite simple. It’s a written document that indicates where you want wealth and possessions transferred in the instance of your death. Despite the simplicity of this process, it’s something many individuals neglect to do for a long time — in some instances, until it’s too late. “If you don’t have a will then your assets pass through intestate succession laws,” said Joseph Mayers, an attorney at Kelm & Reuter law Àrm. The succession process Mayers refers to is a grouping of state laws that determine where an individual’s assets
go if they failed to indicate directions ahead of time. “When people die, you have to transfer your assets somewhere,” attorney Timothy Reuter said. “The state legislature says if you haven’t speciÀed where you want something to go, these are the rules. Alternatively, people can decide themselves.” Mayers added. “Having a will takes us out of that and allows you to customize and make gifts to wherever you want,” he added. Wills govern probate assets, which are items that need an owner after you die — not things that automatically transfer upon death, such as homes and
bank accounts that are jointlyowned with a spouse, or accounts with beneÀciaries or pay-on-death provisions. That being the case, there are some limitations in planning a will; you cannot disinherit a spouse, for example, without their prior approval. While a will or any form of estate planning seems like a common sense practice, it’s the type of thing many individuals put off until they are directly affected by a death in the family. For some individuals, the death of a loved one itself is a wake up call; for others, a close death of someone with no estate plan can be an even bigger wake up call. “The biggest mistake I think people make is they don’t plan or think about it, then something happens to somebody close to them and they go through this process. All those who experience the effects do their estate planning,” Reuter said. “It’s sort of a circular thing.” Another common time for individuals to begin estate planning is after the birth of their children, especially after a second child. “After the birth of the Àrst child they’re too busy Àguring out how to be a parent,” Mayers said. “After birth of the second child we see a lot of estate planning. We also see it when people
have accumulated enough assets that they start talking to a Ànancial advisor … and then the couples who are getting ready to retire; they think, ‘hey we’ll be driving in the same car, we’ll be Áying in the same plane at the same time.’” While estate planning can be, legally speaking, a relatively simple process, the personal decisions can be more complicated. “I think the biggest things are cabins, automobiles, houses — just because with larger-ticket items, not all family members are of the Ànancial status to absorb the beneÀt or the cost of it,” Reuter said. “Trying to balance that out is probably the biggest hardship I see on families.” “Cabins in particular,” Mayers said, “and for a simple reason: all the rest of my things, all they are, are dollars. I’m going to die and sell them all and transfer it. Then what am I dividing? Dollars. That’s easy. If you’re keeping a cabin, it opens up a whole plethora of ‘I have more money, I live closer than you do, you use it more than I do, I replaced the water heater.’” Reuter said another example is a family farm. In addition to wills, other common forms of estate planning are trusts and
transfer on death deeds. The latter is probably the simplest form of estate planning. “A transfer on death deed just says both owners have died and we’ve designated our beneÀciary,” Mayers explained. “This is different than my checking or savings account because this thing is a piece of real estate. I have two children; they’re three and Àve. I cannot use a transfer on death deed because you’ve got to be old enough to own the real estate.” Individuals with young children and individuals who would like greater control of how their assets are spent after their death are more likely to seek a trust rather than a will or transfer on death deed. When an individual establishes a trust for their assets they no longer own those assets — the trust owns them and the individuals are the trustees. Upon their death, they designate other individuals to be the trustees. “The difference with a will and trust is a trust has the ability to own your property while you’re still alive,” Mayers said. “In a house scenario, the trust owns the house and the husband and wife are trustees. When both die, they are no longer the owners; the house belongs to
Estate planning page 3B
The American Academy of Pediatrics established October as Child Health Month in order to focus national attention on children’s health issues. Your child’s health includes their physical, mental and social well-being. Most parents know the basics of keeping children healthy, like offering them healthy foods, making sure they get enough sleep and exercise, as well as helping to keep them safe. It’s also important for children to get regular checkups with their health care provider. These visits are a chance to check your child’s development. They are a good time to catch or prevent problems, raise questions or concerns about your child’s development, behavior and general wellbeing — questions that are difÀcult to discuss during sick visits. For those with Medical Assistance (MA), the Child and Teen Checkups program covers at least one annual physical exam and two dental checkups per year. Just ask speciÀcally for a Child and Teen Checkup when you make an appointment at your clinic. Minnesota statistics show parents are doing a great job bringing their children in for regular checkups when they’re younger. However, as children grow into pre-teens and teens, parents are much less likely to bring them in for a checkup. Between the ages of 12 and 20, the scope of the checkup shifts – they have less to do with immunizations and growth charts and more to do with education about sports injuries, puberty, reproductive health, sexuality, relationships, depression, eating disorders and selfesteem. Providers will also ask about alcohol, tobacco and other drug use, including prescription drugs. Did you know that in Benton County according to the 2016 Minnesota Student Survey, during the past 30 days: about one out of six students reported drinking; about one out of eight students reported tobacco use; about one out of 12 students reported marijuana use; and about one out of 16 reported prescription drug misuse? Your child’s provider can help open the door to a much-needed discussion about sensitive issues that may not otherwise have been discussed in your home. The more you talk with your child, the more they will feel understood and empowered to make good, informed choices about their health and wellbeing. Although it may not seem like your pre-teen or teen is interested in this kind of discussion, studies show that you are the preferred source of information — they just don’t want you to know that. So you’ll need to just ignore the eye rolls and sighs! If you or your child are between birth and 21 years of age, a Benton County resident, and are enrolled in Medical Assistance (MA), call Benton County Public Health at (320) 968-5087 and ask to speak with a Child and Teen Checkup staff person. We can help you Ànd a medical and a dental provider and assist with transportation and an interpreter if needed. If you are interested in learning more about substance use and prevention efforts in Benton County call (320) 968-5087 and ask to speak with a health educator.