Investor Retreat 2021 by StChristopherHoldings

YEAR

ANNIVERSARY

WELCOME

Emilio Guzmán Executive VP & Chief of Investor Relations

Magaly Sanchez Investor Relations Manager

Roberto Contreras IV Managing Director

Alexandra Cervera Investor Relations Associate

Douglas Dillard Chief Financial Officer

Melissa Gerhold Marketing Manager

Emilio “Millo” Aragon Investor Relations Manager

Acho Azuike Chief Operating Officer, DC Partners

THANK YOU SPONSORS

GOLD SPONSOR

SILVER SPONSOR

BRONZE SPONSOR

From humble beginnings

ASTORIA 1409 Post Oak Blvd. | Houston, Texas

100% 225,000 Project Approval Square RateFeet

PROJECT DESCRIPTION • 29 Floors of Luxury Condominiums • Houston Galleria area, Post Oak Boulevard • Sold out prior to project completion

29 444 74 19 8

Floors Jobs Created Luxury Condominiums EB-5 Investors Penthouses

11 2016

Non EB-5 Investors Completion Date

2016

Completion Date

EIGHTEEN25 1825 San Jacinto St. | Houston, Texas

100% 225,000

PROJECT DESCRIPTION • Luxury, multifamily apartments located in downtown Houston • 240 units in an 8-story building, covering an entire city block

Project Approval Square Feet Rate

29 444 74 24 8

Floors Jobs Created Luxury Condominiums EB-5 Investors Penthouses

2016 2017

Completion Completion Date Date

M A R L OWE 1211 Caroline | Houston, Texas

100%

Project Approval Rate

AWARDS & RECOGNITIONS 2019 Houston Business Journal, Multifamily Finalist

660

Jobs Created

EB-5 Investors

Non EB-5 Investors

2018

Completion Date

ARABELLA 4521 San Felipe | Houston, Texas

100%

Project Approval Rate

AWARDS & RECOGNITIONS 2016 Houston Business Journal, Deal of The Year 2019 Houston Business Journal, Multifamily Winner

660

Jobs Created

EB-5 Investors

Non EB-5 Investors

2018

Completion Date

DISTRICT LOFTS Sugar Land, Texas

100%

Project Approval Rate

PROJECT DESCRIPTION • Premier Class “A” Development, currently in design phase • 273 luxury, multifamily apartments • Part of the Imperial Sugar Land master-planned community

660

Jobs Created

EB-5 Investors

2023

Expected Completion Date

THE ARTS RESIDENCES AT THOMPSON SAN ANTONIO 123 Lexington Ave | San Antonio, Texas

100%

Project Approval Rate

AWARDS & RECOGNITIONS 2020 San Antonio Business Journal, Best Hospitality Project - Lodging 2020 San Antonio Business Journal, Best Mixed-Use Project

1, 319

Jobs Created

100

EB-5 Investors

Non EB-5 Investors

2021

Completion Date

THE ALLEN - PHASE ONE 1711 Allen Parkway | Houston, Texas

100%

Project Approval Rate

AWARDS & RECOGNITIONS 2019 United States Citizenship and Immigration Services (USCIS), I-924 Exemplar Approval

1,731

Jobs Created

107

EB-5 Investors

2023

NON-EB5 INVESTMENT OPPORTUNITIES AVAILABLE

Expected Completion Date

4411 SAN FELIPE 4411 San Felipe | Houston, Texas

$7.7M DCP Equity

PROJECT DESCRIPTION

$6. 5M

• Mixed Use - Class “A” Office Space and Retail - 7 Levels

$31M

• Sought after address in the heart of the Galleria and River Oaks District • Currently 70% Leased

Equity Partners

Senior Debt

$45M Project Total

Q4 2021

Expected Completion Date

T H A N K YOU FOR YOUR TRUST

LOOKING FORWARD

THE ALLEN - PHASE TWO 1711 Allen Parkway | Houston, Texas

Investment Opportunity

BUFFAL O BAY O U PARK

ALLEN PARKWAY

GILLETTE STR EET

• The Allen Phase two will be a 270 unit multifamily development with a 35K retail component • DC Partners is looking to sign a Grocery anchor tenant for the site with a possible restaurant as well

P HAS E

L IFESTY L E PAV IL L IO N RETAI L/RESTAURANT

• Project currently reserves space for an internal green park space for the benefit of our tenants and occupants

P H AS E

RESIDENT I A L TOWER THOMPSON HOTEL & RESIDENCES AT THE ALLEN

• We are currently in design phase of this project, would like to get construction under way by Q4 2022 O FFIC E/ RETAIL

FEDERAL RESRV E BANK

BUIL D T O SU I T O FF I CES

NON-EB5 INVESTMENT OPPORTUNITIES AVAILABLE

APARTM ENTS

MODERNO Headquartered in Houston, Texas | National

Investment Opportunity • Moderno Porcelain Works delivers large format porcelain slabs

- which are just as beautiful and feels the same as marble then fabricate and install at the price point needed. We are the porcelain people, the only company 100% dedicated exclusively to the fabrication and installation of porcelain. It’s only natural we can work with the material better than anyone else.

INVESTMENT DETAILS •

•

Quicker and greater job creation (250% job creation surplus) Small, manageable raises (3-4 investors per service location)

•

Repeatable business model with predictable results

•

$900,000 TEA investment

•

4% loan interest for years 1-2, 5% for years 3-5

National Growth 60 LOCATIONS WITHIN THE NEXT 6 YEARS

4 3

Operating Locations: 1 - Headquarters: Houston, Texas [2019] 2 - Miami, Florida [2020] 3 - San Marcos, Texas [2020] 4 - Minneapolis, Minnesota [2021] 5 - Dallas, Texas [2021] Coming Soon: 6 - San Diego, California [2021]

Future Locations: [2021 - 2022]

· Los Angles, California 3

· Washington, D.C. 1

· Atlanta, Georgia · Orlando, Florida 2

THANK YOU SPONSORS

GOLD SPONSOR

SILVER SPONSOR

BRONZE SPONSOR

SILVER SPONSOR

WILKA TOPPINS, ESQ.

DOING BUSINESS IN THE U.S. May 2021

W I L K A V. T O P P I N S OF COUNSEL HOUSTON 713.286.7182 wtoppins@bakerdonelson.com

WHY BAKER DONELSON? Culture We know that different ideas, perspectives and backgrounds create a stronger and more creative work environment that will deliver better results on behalf of our clients.

Value We built an in-house team of legal operations professionals dedicated to implementing innovative solutions that have proven to reduce per matter costs by 30 – 45 percent for certain clients.

Service We have invested in significant resources to ensure the highest levels of client service, including a third-party client interview consultant, an electronic client feedback survey, and client service training and resources.

Bench and Reach We give clients access to more than 650 attorneys and policy advisors in 21 offices across the Southeast, and an international network of law firms providing access to attorneys on six continents in 110+ countries.

BAKER DONELSON AT A GLANCE

NATIONWIDE REACH LICENSED IN 39 STATES AND TRIED CASES IN 48 STATES

Baker Donelson's Global Business Team includes attorneys and policy advisors who can help you and your business navigate the complex maze of laws and policies in the U.S.

UNITED STATES

• • • • • • • • • •

Corporate formations, acquisitions and other business transactions Real estate and economic development Immigration Labor and employment Construction Intellectual property International arbitration and dispute resolution Admiralty and maritime Government contracts Federal public policy

We have extensive experience advising clients on the U.S. regulation of international business and inbound investment, including:

INTERNATIONAL TRADE AND NATIONAL SECURITY

• • • • • • • • •

Economic and trade sanctions (OFAC) Global anti-corruption laws (FCPA/UKBA) Anti-money laundering (AML) Foreign direct investment reviews (CFIUS) Export controls (ITAR/EAR/EU) Customs/Import controls and tariffs (CBP) Trade policy and free trade agreements (USTR) Foreign Agents Registration Act (FARA) International humanitarian assistance projects

LED BY A SHAREHOLDER WITH MORE THAN

20 YEARS

OF COMMERCIAL AND DEFENSE TRADE EXPERIENCE

We regularly advise clients from Latin America regarding their business interests throughout the world. •

Broad array of cross-border services geared specifically to clients seeking to expand their businesses, including: – Corporate structuring and formation – Inbound investment – – –

•

Distribution Mergers and acquisitions General operations

LATIN AMERICAN PRACTICE

Industries served include: – Automotive – Aviation and aerospace – Advanced manufacturing – Energy (oil, gas and renewables) – Hospitality TEAM INCLUDES FORMER

HONORARY CONSUL OF BRAZIL FOR ALABAMA

CROSS-BORDER ATTORNEYS

We provide an array of cross-border services to our Asian and U.S. clients geared specifically to expand and to sustain their businesses around the globe.

ASIA PRACTICE

• • • • • • • • • •

Global business and trade Data protection, privacy and cybersecurity Technology and intellectual property Federal public policy International M&A and foreign direct investment Corporate and securities Immigration Health care White collar criminal defense Maritime and shipping

REPRESENT

AUTO OEMS AND SUPPLIERS THROUGHOUT THE SOUTH

COUNSEL

CHINESE COMPANIES

ON EXPANDING THEIR BUSINESSES IN THE U.S., INCLUDING CFIUS FILINGS

We regularly advise U.S. and European clients headquartered in Austria, France, Germany, Italy, Spain, Switzerland, and the United Kingdom regarding their business interests throughout the world. •

Broad array of cross-border services geared specifically to U.S. and European clients seeking to expand their businesses.

•

Serve as long-time outside general counsel and business advisors to many of our clients for their U.S. operations.

•

Industries served include: – – – – – –

EUROPEAN PRACTICE

Automotive Aviation and aerospace Advanced manufacturing Energy (oil, gas and renewables) Hospitality Transportation TEAM INCLUDES CURRENT HONORARY CONSULS OF GERMANY FOR ALABAMA AND TENNESSEE HONORARY CONSUL OF GREAT BRITAIN AND NORTHERN IRELAND FOR TENNESSEE

SIX GERMAN SPEAKING PROFESSIONALS, INCLUDING FIVE NATIVE GERMANS

Advise and work closely together with our Mexican clients on: • Business strategy and planning • Assembling the founding management team • Selecting and forming the appropriate business entity Corporate Governance We provide boards of directors, board committees and executive management sophisticated, practical advice on best practices for corporate governance to help clients comply while still operating efficiently in a world of increased regulation – both in the U.S. and Mexico. Contracts

CORPORATE LAW, INCLUDING CORPORATE STRUCTURING

Contracts are required at all levels of a Mexican company's business in the U.S., both internal and external, as well as between businesses, business and customers, and business and government entities, to ensure expectations are clearly stated and met as required. We structure contracts that fulfill all the requirements under U.S. law (federal and state), while also incorporating specific Mexican contractual requirements to ensure a seamless interaction between Mexico and U.S. operations.

Foreign-owned companies looking to establish a presence in the U.S. face many obstacles: how to find the best location, acquire the property, structure financing, obtain the necessary permits and licenses for construction and operation, deal with zoning issues and much, much more.

FOREIGN DIRECT INVESTMENT

Baker Donelson's multi-disciplinary Global Business Group includes attorneys and advisors who concentrate their practices in tax, public finance, immigration, public policy, real estate and construction, among others. Our team provides inbound companies with on-the-ground, strategic counsel who capitalize on our long-standing relationships and experience with state and local government entities, economic and community development groups, chambers of commerce, industrial development boards and utility providers.

ON-THE-GROUND, STRATEGIC COUNSEL CAPITALIZING ON OUR

LONG-STANDING RELATIONSHIPS

REAL ESTATE PRACTICE LISTED AS A TOP

NATIONAL PRACTICE

BY 2021 U.S. NEWS – BEST LAWYERS "BEST LAW FIRMS"

We guide clients through the entire range of immigration processes for foreign investors, executives, managers, professionals, and other workers and their family members, including:

IMMIGRATION

• • • • • • • • •

Temporary visas B, H-1B, H-2B, H-3, L-1, O, P, R, TN, E, J-1 J-1 home residency and other waivers/applications PERM labor certification applications Immigrant visa petitions based on employment and family relationships Permanent residence applications, with related work and travel EB-5 services Internal immigration program audits and in-depth training for the HR staff and legal counsel Litigation to require government action or overturn government denial Compliance and I-9/E-Verify services FORMER

CHIEF COUNSEL

We defend employers in administrative and court proceedings at the federal and state levels, advise on pre-litigation strategies to reduce legal risks, draft and analyze employment policies, help navigate compliance audits, conduct tailored training programs for management and employees, and provide strategic guidance on labor relations. •

Advice and counsel

•

Compliance audits

•

Employment agreements

•

Employee benefits and ERISA litigation

•

Litigation

•

Labor law and negotiation

•

OFCCP/Affirmative Action Plans

•

OSHA compliance

•

Policies and training

•

Reductions in force

•

Restrictive covenants

•

Wage and hour

•

Workers' compensation

LABOR & EMPLOYMENT

In addition to helping clients determine the best entity form for a U.S. subsidiary of a Mexican company, we also work with them to determine the domestic tax effects of various foreign investments and business operations. • Experienced in exploring and implementing the most appropriate, effective approaches to meet our clients' goals.

TAX

• We work closely with the client's foreign-owned company and U.S. tax consultants to ensure that any approach avoids unintended tax consequences, whether in the U.S. or in Mexico. • Our attorneys focused on state and local taxes provide clients with their decades of experience assisting foreign-owned companies that have entered the U.S. market by establishing an operational presence, including manufacturers in all industry sectors.

MORE THAN

65 ATTORNEYS FOCUSED ON TAX LAW

40 ATTORNEYS

WITH AN LL.M. IN TAXATION

Baker Donelson's Estate Planning Group is well versed in techniques that aid clients in forming and implementing comprehensive estate plans. We create plans to address estate and income tax issues, human and family concerns and financial management factors, while tailoring each plan to the needs of the individual client – from traditional wills and trusts for taxable and nontaxable estates to sophisticated planning, including business succession plans, family entities, charitable trusts, irrevocable insurance trusts and private foundations. We develop and coordinate estate plans, including: • Succession planning for multiple generations in family businesses • Charitable and family gifts • Limited liability companies and other entities to protect family ownership, ensure continuity of management and provide an efficient means of making gifts.

PERSONAL AND ESTATE TAX-WEALTH PLANNING

Our attorneys work with clients to: • Reduce, defer and, where possible, eliminate federal estate tax liability • Protect family assets threatened by issues such as heirs with dependency, creditor or immaturity problems • Provide for beneficiaries with special needs, while protecting their entitlement to government benefits • Arrange for appropriate provisions for children from multiple marriages.

Baker Donelson's Real Estate Group advises clients on a wide spectrum of real estate transactions, including developments, financings, single asset and portfolio sales and acquisitions, leasing, like-kind exchanges and title insurance. Our work for foreign-owned companies looking to establish a presence in the U.S. includes: • Advising on acquisition of U.S. real estate and coordinating initial actions with brokers and local authorities • Assembling, negotiating and closing the acquisition of real estate and related easements required for new facilities • Conducting due diligence regarding the property • Advising on all aspects of environmental compliance and permitting • Negotiating and implementing construction contracts, including the negotiation of project management and general contractor agreements, oversight of the bidding process, negotiation of contractor packages, and resolution of change order and pay request disputes.

REAL PROPERTY

Baker Donelson's attorneys have advised a broad range of private equity investors, both in the U.S. and abroad. We handle the process from initial exploration of investment potential up to and through the IPO, including all aspects of government compliance.

PRIVATE EQUITY INVESTMENTS AND DUE DILIGENCE

Our work for private equity investors: • Planning and structuring strategies, negotiation of investment deals and due diligence, regulatory and compliance matters, acquisitions, and diversification • Optimal U.S. tax strategies considering international investor’s needs and concerns • Post-deal advice and operation of investment entities and activities. Industries served include: • Automotive • Aerospace and aviation • Energy (oil, gas and renewables) • Health care • Hospitality • Life sciences • Manufacturing • Technology • Transportation

Q&A DISCUSSION FOR MORE INFORMATION, PLEASE CONTACT:

CONNECT WITH US WEBSITE

FACEBOOK

TWITTER

www.bakerdonelson.com

@BakerDonelson

@Baker-Donelson

@Baker_Donelson

Baker Donelson is among the 80 largest law firms in the country, with more than 650 attorneys and public policy advisors representing more than 30 practice areas to serve a wide range of legal needs. Clients receive knowledgeable guidance from experienced, multi-disciplined industry and client service teams, all seamlessly connected across 21 offices in Alabama, Florida, Georgia, Louisiana, Maryland, Mississippi, South Carolina, Tennessee, Texas, Virginia and Washington, D.C.

GOLD SPONSOR

Overview

Who We Are • History

Banking Landscape • What is the difference between banks?

• Service Offering

• National vs State Charter

• Forward Vision

• Service Model • Factors affecting the service model • Technology • Target Market • Risk

S a n A n t o n i o P r e m i e r B a n k i n g Te a m

Servicing Foreign Consumer and Commercial customers with personalized service since 1985. Arturo Ayala

Irasema Vetters

Eric Sanchez

• • • • • •

Checking and Savings Accounts Online Banking Mortgage Loans Commercial Lending Products Foreign Exchange Treasury Management

Mortgage Services

Today’s Agenda 8:45 AM

Latte Bar

12:15 PM

Thompson Ballroom Foyer

9:00 AM Plated Breakfast

Lexington Bridge

3:15 PM

Thompson Ballroom – 2nd Floor

9:30 AM

Tommy Calvert

Riverboat Ride to The Pearl Pick up at The Pearl By La Gloria

4:15 PM

County Commissioner

Arrive back at Thompson Lexington Bridge

Bexar County, Precinct 4

9:40 AM

Houston EB5 Welcome

6:00 PM

Emilio Guzmán

Cocktail and Appetizers The Moon’s Daughter

Executive VP & Chief of Investor Relations

10:00 AM Baker Donelson

7:00 PM

Wilka Toppins, Esq.

Roberto Contreras IV

International Business Attorney

10:20 AM Vantage Bank Eric Sanchez

Senior Vice President

Champagne Toast

Managing Director, Houston EB5

8:00 PM

Dinner

Riverview Room at LANDRACE