Mobile Commerce Providers Guide by Content Communicators, LLC

Transaction trends

Mobile Commerce Providers Guide Mobile Acceptance Mobile Banking & Payments Mobile Data & Analytics Mobile Engagement Mobile Hardware/Handsets Mobile Loyalty & Rewards Mobile Marketing Mobile P2P Payments Mobile Promotions & Offers Mobile Security & Risk Management Mobile Software Mobile Wallets

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Introducing GlobalBay Merchant, the tablet POS system loaded with powerful tools for merchants that can mean added business for you. Built for Partners, Designed for Merchants, Secured by VeriFone.

Who’s Who inMobileCommerce The third annual Mobile Commerce Providers Guide shows a bright future for this growing industry

obile payments present a window of opportunity for growth for merchants across the globe.With 6 billion mobile phone subscriptions worldwide, smartphones are now the dominant phone type. Merchants and mobile commerce providers that harness the power of this technology will succeed in the long term. Transaction Trends’ third annual Mobile Commerce Providers Guide is designed to help you identify and build strong partnerships to thrive in the mobile payments industry.

Opportunities Abound According to a recent FDIC report, more than 87 percent of the U.S. population has a mobile phone, half of which are smartphones. And nearly one third of those mobile phone users reported using their devices to make a purchase in 2012. Consumers spent over $20 billion using a mobile browser or application during the year. Globally speaking,the number of mobile payment users reached 200.8 million in 2012—and that number is expected to reach 245.2 million this year, according to Gartner Inc. In terms of dollars spent, worldwide mobile payment transaction values are expected to hit $235.4 billion in 2013. U.S. consumer interest in mobile wallets is high, according to research by Vantiv/Mercator, with 62 percent expecting to see mobile

wallets in wide use in two to five years. Adoption is expected to be particularly high among“high-value customers”(with annual incomes of $100,000 or more) as well as among younger consumers (ages 18 to 34). Given these trends, the future is bright for companies that offer mobile products and services. Transaction Trends compiled the third annual Mobile Commerce Providers Guide to offer readers a better understanding of the players in this space who provide opportunities for business partnerships. This directory is produced as part of the magazine’s commitment to serve you with the resources and information critical to advancing your business. This year’s expanded Mobile Commerce Providers Guide features a growing number of companies with mobile offerings in a number of categories, from mobile acceptance and banking to mobile rewards, software, and wallets. Companies are arranged by category to help you search and find the right company to meet your needs.We hope this guide will serve you year-round and that you’ll refer to it often. Please note, despite our best efforts, some companies offering mobile commerce products or services may not have made it into this guide.To be included in next year’s edition, email transactiontrends@strattonpublishing.com with the subject line “Contact me for the 2014 Transaction Trends Mobile Commerce Providers Guide.” TT

[ Mobile Commerce Providers Guide ] Mobile Acceptance  Phone Swipe

 Cynergy Data 4800 North Point Pkwy., Suite 100 Alpharetta, GA 30022 800/933-0064 www.cynergydata.com Tom Della Badia Cynergy Data offers Vwalaa! Mobile Pay, a secure payments and mobile aggregation offering that enables merchant-branded receipts, inventory management, previous purchase recognition, and reporting. ISOs can uniquely brand. Merchants get a seamless brand experience across the mobile app, management portal, and customer service. Call 800/933-0064, ext. 5140, today.

250 Stephenson Hwy. Troy, MI 48083 877/387-9615 www.gonab.com/trend Rita Feldman Introducing the industry’s first and only Free Tablet Placement Program, only from Phone Swipe! In just three minutes sign up your merchants for a free tablet, software, card reader, and all cards at one low rate with next day funding. You’ll earn up to $1,000 per merchant with $200 upfront! Visit www.gonab.com/trend.

 ROAM 280 Summer Street, Lobby Level Boston, MA 02210 888/589-5885 www.roamdata.com Scott Holt ROAM, an Ingenico company, helps merchants get to market quickly with secure, cost-effective, and powerful mobile point-of-sale solutions, regardless of the technology environment. ROAM’s “powered by” mCommerce platform provides the hardware peripherals, applications, tools, and services enabling companies worldwide to realize the benefits of using mobile to reinvent their interactions with their customers and to create new business efficiencies. www.roamdata.com. MOBILE COMMERCE PROVIDERS GUIDE A1

[ Mobile Commerce Providers Guide ] Mobile Acceptance (Continued)

AnywhereCommerce 376 Victoria Ave., Suite 418 Montreal, Quebec, Canada H3Z 1C3 514/940-0155 www.anywherecommerce.com Mitchell Cobrin

1 certified payment gateway links to all major processors in the U.S., Canada, and the UK and is supported by a multichannel transaction reporting tool. CreditCall, founded in 1997, is headquartered in Bristol, UK.

Apriva

CREDORAX

8501 N. Scottsdale Road, Suite 110 Scottsdale, AZ 85253 877/277-0728 www.apriva.com Stacey Tappin

106 Southville Road Southborough, MA 01772 617/715-1977 www.credorax.com

Automated Merchant Systems, Inc. 600 Northlake Blvd., Suite 230 Altamonte Springs, FL 32701 407/331-5465 www.automatedmerchant.com Daniel Sloan

CardFlight 142 E. 71st Street, Suite 10A New York, NY 10021 646/389-4450 http://getcardflight.com Derek Webster

Cardware International 432 S. 22nd Street Heath, OH 43056 740/522-2150 www.cardwareinternational.com Sandy Jackson

1133 Broadway, Suite 706 New York, NY 10010 800/868-1832 www.creditcall.com Ingrid Anusic CreditCall is an award-winning payment services provider and EMV migration expert, enabling card acceptance in diverse and complex payment environments including mPOS, in-app, e-commerce, over-the-phone, and unattended (parking, ticketing, and vending). Its PCI DSS Level

A2 MOBILE COMMERCE PROVIDERS GUIDE

National Merchants Association 43620 Ridge Park Drive, Suite 310 Tennecula, CA 92590 866/509-7199 www.nationalmerchants.org Heather Petersen

Payment Alliance International 6060 Dutchmans Lane, Suite 320 Louisville, KY 40205 866/371-2273 www.gopai.com Terri Newton

eProcessing Network, LLC

Payment World LLC

1415 North Loop West, Suite 1185 Houston, TX 77008 800/296-4810 www.eprocessingnetwork.com Steve Sotis

18226 Ventura Blvd., Suite 103 Tarzana, CA 91356 855/282-6510 www.paymentworld.com

eProcessing Network (ePN) offers ePNMobile, a complete suite of mobile products and services for on-the-go merchants, enabling them to succeed in today’s competitive market. With a quick download of the ePNMobile app on their own smartphone or tablet, merchants can securely process any form of accepted electronic payment from virtually anywhere.

EVO Payments International—Canada

CreditCall

800/846-4472 www.mercurypay.com Mark Blanchard

105-505 Blvd. de Maisonneuve W. Montreal, Quebec, Canada H3A 3C2 877/355-2082 www.evocanada.com Antonio Romano

Loop, Inc. 400 TradeCenter, Suite 5900 Woburn, MA 01801 617/279-0520 www.act-pay.com Greg Ewald

Mercury Payment Systems 10 Burnett Court, Suite 300 Durango, CO 81301

PayPal 2211 N. First Street San Jose, CA 95131 855/456-1327 www.paypal.com/partnerprogram Greg Campagnolo Open your merchants to 55+ million active U.S. buyers with billions in their PayPal accounts. Our innovative payment solutions Express Checkout and Bill Me Later® help merchants improve conversion and increase average order values. Deliver impactful innovation to your merchant base while boosting your bottom line today.

SecureNet Payment Systems 12357 B. Riata Trace Pkwy., Bldg. 6, Suite 150 Austin, TX 78727 888/231-0060 www.securenet.com Brad Olivier

Looking for an innovative gateway? •

Express Checkout and Bill Me Later® payment options help merchants increase sales and average order size.

•

Give merchants access to 117 million active PayPal buyers.

•

Capitalize on competitive buy rates and revenue share models.

All payment gateways aren’t created equal. Payflow offers more innovative ways to help merchants get paid – and for you to make money.

We want to partner with you. Call 1-855-456-1327. www.paypal.com/payflowpartner

[ Mobile Commerce Providers Guide ] Mobile Acceptance (Continued)

The Strawhecker Group 10730 Pacific Street, Suite 234 Omaha, NE 68114 402/964-2617 www.thestrawgroup.com Mike Strawhecker

TouchSuite 1081 Holland Drive Boca Raton, FL 33487 800/793-3250 www.touchsuite.com Afshin Yazdian

Transaction Network Services 10740 Parkridge Blvd. Reston, VA 20191 703/453-8300 www.tnsi.com Travis Lee

VeriFone’s PAYware Mobile Portfolio accepts mag-stripe, EMV, and NFC payments, helping to reduce walk-outs and complete transactions on the spot. An integrated barcode reader scans items at checkout, and assists with inventory management, improving store operations. Devices are PCIcompliant and EMV Level 1 and 2 certified. www.verifone.com/paywaremobileportfolio

Mobile Banking & Payments AppNinjas 5555 Wall Street Dublin, OH 43017 888/364-6527 www.appninjas.com Sarah Schiffer

BridgePay Network Solutions TrustCommerce 9850 Irvine Center Drive Irvine, CA 92618 800/915-1680 www.trustcommerce.com Melody Hendricks TrustCommerce’s secure mobile payment application, PayWithIt®, is the ideal way to accept credit cards, debit cards, and ACH payments on the go. Available through popular digital devices, merchants can securely accept payments via the app using an encrypting card swipe. Features P2PE, signature capture, and user administration, and is fully customizable. PayWithIt is a free application available for download from major app stores.

VeriFone 2099 Gateway Place, Suite 600 San Jose, CA 95110 800/837-4366 www.verifone.com

A4 MOBILE COMMERCE PROVIDERS GUIDE

600 Northlake Blvd., Suite 260 Altamonte Springs, FL 32701 866/531-1460 www.bridgepaynetwork.com Carlee Hudachko

C-Sam 1 Tower Lane, Suite 2325 Oakbrook Terrace, IL 60181 630/928-0890 www.c-sam.com Holger Kunkat

ePaisa Services (P) Limited Level 1, Trade Centre, Bandra Kurla Complex Mumbai, Maharashtra, India 400 051 91 22 2642 6911 www.epaisa.com Aaryan Behl

First Data Corp. 5565 Glenridge Connector NE Atlanta, GA 30342 800/735-8000 www.firstdata.com Elizabeth Grice

Moneris Solutions 3300 Bloor Street W. Toronto, Ontario, Canada M8X 2X2 416/734-1747 www.moneris.com Isabelle Jones

Moven 25 W. 31st Street, 11th Floor New York, NY 10001 212/947-6915 www.moven.com Julianna Young

CreditCall

Mozido

1133 Broadway, Suite 706 New York, NY 10010 800/868-1832 www.creditcall.com Ingrid Anusic

1601 S. Mopac Expressway, Suite 200 Austin, TX 78746 512/524-7550; 888/428-3411 www.mozido.com David Luther

CreditCall is an award-winning payment services provider and EMV migration expert, enabling card acceptance in diverse and complex payment environments including mPOS, in-app, e-commerce, over-thephone, and unattended (parking, ticketing, and vending). Its PCI DSS Level 1 certified payment gateway links to all major processors in the U.S., Canada, and the UK and is supported by a multichannel transaction reporting tool. CreditCall, founded in 1997, is headquartered in Bristol, UK.

Rafter J. Merchant Services 3157 Executive Drive San Angelo, TX 76904 325/227-8414 www.rafterjmerchantservices.com Stephen F. Williams

SecureBuy 605 Crescent Blvd., Suite 200 Ridgeland, MS 39157 800/511-2050 www.securebuycommerce.com Christopher Wooten

Mobile Engagement BetterBuyDesign 1214 Querida Drive Colorado Springs, CO 80909 203/968-1967 www.betterbuydesign.com Steve Mott

SHAZAM 6700 Pioneer Pkwy. Johnston, IA 50131 800/537-5427 www.shazam.net Cindy Smith SHAZAM has been helping merchants and financial institutions compete in the EFT industry since 1976. SHAZAM’s mobile payments app, Pentagon, is the first and only mobile app that allows merchants to accept PIN-debit, signature-debit, and credit card transactions using iPhone and Android mobile phone and tablet devices.

TrustCommerce 9850 Irvine Center Drive Irvine, CA 92618 800/915-1680 www.trustcommerce.com Melody Hendricks

ExaDigm, Inc. 2871 Pullman Street Santa Ana, CA 92705 510/209-0563 www.exadigm.com Hervé Auch-Roy

Merchant Warehouse 1 Federal Street, 2nd Floor Boston, MA 02110 800/941-6557 www.merchantwarehouse.com Henry Helgeson

Mozido 1601 S. Mopac Expressway, Suite 200 Austin, TX 78746 512/524-7550; 888/428-3411 www.mozido.com David Luther

Mobile Hardware/ Handsets

Infinite Peripherals 1641 McGaw Avenue Irvine, CA 92614 801/341-8436 www.ipcprint.com Bill Elrick Anticipating trends and pre-empting solutions for a constantly evolving business landscape, Infinite Peripherals was the first company to enable Apple® products with mobile POS functionality with the Linea Pro in 2009, and today has deployed more than 250,000 mobile POS devices in 30 percent of the top 20 U.S. retailers.

Vesta Corporation 4400 Alexander Drive Atlanta, GA 30022 503/790-2500 www.trustvesta.com Joshua Rush

Mobile Data & Analytics Nomis Payments 1111 Bayhill Drive San Bruno, CA 94066 650/588-9800 www.nomispayments.com Marina Terblanche

Simply Charged Inc. Epson America, Inc. 3940 Kilroy Airport Way Long Beach, CA 90806 504/684-4495 https://pos.epson.com Michelle Jordan Epson offers a range of printers for your merchants’ mobile printing needs. The Mobilink P60II provides 2-inch receipt and label printing, and the ultra-compact Mobilink P80 provides 3-inch receipt printing with WiFi, Bluetooth, or Bluetooth for iOS options. All Epson POS printers are available with wireless interfaces and support leading mobile technology platforms.

8417 Washington Blvd., Suite 100 Roseville, CA 95678 916/789-1333 www.simplycharged.net Mark Mullan Simply Charged Inc. is your source for wireless tablet and Bluetooth mobile hardware solutions.

TASQ Technology 1169 Canton Road Marietta, GA 30066 800/827-8297 www.tasq.com Julie Lyons

MOBILE COMMERCE PROVIDERS GUIDE A5

[â&#x20AC;&#x2030;Mobile Commerce Providers Guide ] Mobile Hardware/Handsets (Continued)

XAC Automation Corporation 26470 E. Arbor Drive Aurora, CO 80016 720/202-3310 www.xac.com.tw Chuck Chagas

Mobile Marketing Mozido 1601 S. Mopac Expressway, Suite 200 Austin, TX 78746 512/524-7550; 888/428-3411 www.mozido.com David Luther

Mobile Loyalty & Rewards

Roam Cellular

Loop, Inc.

Mobile P2P Payments

400 TradeCenter, Suite 5900 Woburn, MA 01801 617/279-0520 www.act-pay.com Greg Ewald

Element Payment Services 500 N. Juniper Drive, Suite 100 Chandler, AZ 85226 866/435-3636 www.elementps.com

ID TECH

Mocapay

512/524-7550; 888/428-3411 www.mozido.com David Luther

10721 Walker Street Cypress, CA 90630 714/761-6368 www.idtechproducts.com Mocapay blue Process: c 68 m 3 y 0 k 0

Mocapay green Process: c 63 m 0 y 97 k 0

Mocapay blue Spot: PMS 298c

Mocapay green Spot: PMS 368c

1660 17th Street, Suite 310 Denver, CO 80202 303/381-3909 www.mocapay.com Karen Moritzky

Mocapay is an end-to-end, merchant-centric, mobile commerce platform offering an integrated marketing and sales solution to enhance the lifetime value of a customer. Mocapay offers white label reseller and referral products. Mocapayâ&#x20AC;&#x2122;s token-based architecture ensures every mobile payment transaction is simple and secure with a onetime-use, perishable code.

Mozido 1601 S. Mopac Expressway, Suite 200 Austin, TX 78746 512/524-7550; 888/428-3411 www.mozido.com David Luther

Opticard, A Planet Group Inc. Company 407 N. 117th Street Omaha, NE 68154 480/538-5511 www.planetgroupinc.com

A6 MOBILE COMMERCE PROVIDERS GUIDE

905 W. 7th Street, Suite 319 Frederick, MD 21701 877/753-3039 www.roamcellular.com Desmond Nicholson Roam Cellular provides innovative, ROI-focused, cost-effective mobile communication, promotions, and targeted campaigns for merchants and payment providers. Leveraging our product suite, enable businesses to attract, engage, and convert prospects into loyal customers. Our offer includes: text message/sms marketing, mobile websites, mobile coupons, loyalty programs, and QR code campaigns.

Mozido 1601 S. Mopac Expressway, Suite 200 Austin, TX 78746 512/524-7550; 888/428-3411 www.mozido.com David Luther

Mobile Security & Risk Management Coalfire

Mobile Promotions & Offers Loop, Inc. 400 TradeCenter, Suite 5900 Woburn, MA 01801 617/279-0520 www.act-pay.com Greg Ewald

Mocapay 1660 17th Street, Suite 310 Denver, CO 80202 303/381-3909 www.mocapay.com Karen Moritzky

Mozido 1601 S. Mopac Expressway, Suite 200 Austin, TX 78746

361 Centennial Pkwy., Suite 150 Louisville, CO 80027 303/554-6333 www.coalfire.com Matt Getzelman

CSR 830 NE Pop Tilton Place Jensen Beach, FL 34957 866/462-7774 www.csrcorporate.com Jan Carroza

ID Analytics 15253 Avenue of Science San Diego, CA 92128 858/312-6200 www.idanalytics.com Jim Degracia

Merchant Link

in the U.S., Canada, and the UK and is supported by a multichannel transaction reporting tool. CreditCall, founded in 1997, is headquartered in Bristol, UK.

8401 Colesville Road, Suite 750 Silver Spring, MD 20910 303/694-6778 www.merchantlink.com Mary Anderson

Rich Consulting Los Angeles, CA 818/787-5837 www.deanarich.com Deana Rich

SecureBuy 605 Crescent Blvd., Suite 200 Ridgeland, MS 39157 800/511-2050 www.securebuycommerce.com Christopher Wooten

Voltage Security 20400 Stevens Creek Blvd., Suite 500 Cupertino, CA 95014 408/856-3200 www.voltage.com Lisa Anderson

Mobile Software

GoPago Inc.

Apriva 8501 N. Scottsdale Road, Suite 110 Scottsdale, AZ 85253 877/277-0728 www.apriva.com Stacey Tappin

44 Montgomery Street, Suite 250 San Francisco, CA 94104 972/310-2001 www.gopago.com Stuart Walker

Mocapay 1660 17th Street, Suite 310 Denver, CO 80202 303/381-3909 www.mocapay.com Karen Moritzky

Nomis Payments 1111 Bayhill Drive San Bruno, CA 94066 650/588-9800 www.nomispayments.com Marina Terblanche

RDM Corp. 4-608 Weber Street N. Waterloo, Ontario, Canada N2V 1K4 800/567-6227 www.rdmcorp.com

 Retailcloud

SecurityMetrics

2702 Clayton Road, Suite 200 Concord, CA 94519 925/288-4300 www.retailcloud.com Sheena Shastri

1275 W. 1600 N. Orem, UT 84057 801/995-6860 www.securitymetrics.com David Meyers

Retailcloud Mobile Suite includes mPOS, mINV, mCRM. Retailers will be able to do much more than just ring up sales and track inventory. A powerful CRM allows merchants to match sales and inventory with customers, accept various payments, send digital receipts. mINV allows retailers to scan inventory right from their device. White label available.

CreditCall 1133 Broadway, Suite 706 New York, NY 10010 800/868-1832 www.creditcall.com Ingrid Anusic CreditCall is an award-winning payment services provider and EMV migration expert, enabling card acceptance in diverse and complex payment environments including mPOS, in-app, e-commerce, over-thephone, and unattended (parking, ticketing, and vending). Its PCI DSS Level 1 certified payment gateway links to all major processors

SecurityMetrics MobileScan app verifies mobile device security in seconds by scanning smartphone and tablet components (operating system integrity, application installation settings, disk encryption, etc.) for vulnerabilities and assisting in remediation by providing setting and device recommendations. MobileScan helps merchant processors know which merchants comply with PCI mobile processing best practices.

MOBILE COMMERCE PROVIDERS GUIDE A7

[ Mobile Commerce Providers Guide ] Mobile Software (Continued)

TransFirst

Google Inc.

12202 Airport Way, Suite 100 Broomfield, CO 80021 855/533-6402 www.transfirst.com Gavin Cicchinelli

1600 Amphitheatre Pkwy. Mountain View, CA 94043 www.google.com/wallet/business/payments Steven Klebe

PreCash Inc.

Loop, Inc.

5120 Woodway Drive Houston, TX 77056 713/600-2200 www.precash.com Alex Vertiz

400 TradeCenter, Suite 5900 Woburn, MA 01801 617/279-0520 www.act-pay.com Greg Ewald

PreCash is a leader in payments services and transaction processing. We offer mobile, online, and walk-in bill payment solutions, Visa®, MasterCard®, and Discover® prepaid solutions, and other payments services. PreCash serves more than 3 million consumers and touches nearly $3 billion in payments annually. For more information visit www.precash.com.

VeriFone 2099 Gateway Place, Suite 600 San Jose, CA 95110 800/837-4366 www.verifone.com GlobalBay Merchant from VeriFone is a simple, intuitive POS (point-of-sale) app for merchants, including: retail shops, delis, kiosks, salons, mechanics, mobile salespeople, and others. A complete small business POS solution with a comprehensive merchant portal and 24x7 support. Designed for merchants. Built for partners. Secured by VeriFone. www.verifone.com

Mobile Wallets Apriva 8501 N. Scottsdale Road, Suite 110 Scottsdale, AZ 85253 877/277-0728 www.apriva.com Stacey Tappin

Cimbal Inc. 84 Clay Drive Atherton, CA 94027 650/743-2732 www.cimbal.com Chris Boone

Double Diamond Group, LLC 7741 S. Glencoe Court Centennial, CO 80122 303/916-9997 www.doublediamondgroup.com Todd Ablowitz

A8 MOBILE COMMERCE PROVIDERS GUIDE

Mocapay

Mocapay blue Process: c 68 m 3 y 0 k 0

1660 17th Street, Suite 310 Denver, CO 80202 303/381-3909 www.mocapay.com Karen Moritzky

Mocapay blue Spot: PMS 298c

Mocapay green Process: c 63 m 0 y 97 k 0 Mocapay green Spot: PMS 368c

Mocapay is an end-to-end, merchant-centric, mobile commerce platform offering an integrated marketing and sales solution to enhance the lifetime value of a customer. Mocapay offers white label reseller and referral products. Mocapay’s token-based architecture ensures every mobile payment transaction is simple and secure with a onetime-use, perishable code.

Mozido 1601 S. Mopac Expressway, Suite 200 Austin, TX 78746 512/524-7550; 888/428-3411 www.mozido.com David Luther

PayPal 2211 N. First Street San Jose, CA 95131 855/456-1327 www.paypal.com/partnerprogram Greg Campagnolo

Tabbedout 1135 W. 6th Street, Suite 130 Austin, TX 78703 866/626-8045 http://tabbedout.com Nick Myers

1101 6th Street NW, Suite 402 Washington, DC 20036 202/828.2635 www.electran.org ETA CEO Jason Oxman Transaction Trends Publishing office: Stratton Publishing & Marketing Inc. 5285 Shawnee Road, Suite 510 Alexandria, VA 22312 703/914.9200 Publisher Debra Stratton Associate Publisher & Editor Josephine Rossi

INFINITE SECURITY INFINEA TAB™ 4 for Apple iPad® (4th Generation)

LINEA PRO™ 5 for Apple® iPhone® 5 and iPod touch®

INFINEA TAB™ M for Apple iPad® mini

SRED-certified for the ultimate transaction protection. The first devices to bring Apple iOS to mobile POS are also the safest. View coordinating mobile printers and a full suite of accessories at ipcprint.com. For more information about these SRED-certified devices please contact us at ISO@ipcprint.com. iPhone® iPod touch® and iPad® are registered trademarks of Apple Inc. Linea Pro™ and Infinea Tab™ are trademarks of Infinite Peripherals.

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Free Tablet + App / All Cards As Low As 1.69% / Next Day Funding / Industry-Leading Features

Call 1-877-793-3374 or visit gonab.com/transaction © 2013 North American Bancard, LLC (“NAB”). All rights reserved. NAB is a registered ISO/MSP of HSBC Bank USA, NA, Buffalo, NY. American Express may require separate approval. Phone Swipe (“PS”) is currently available only in the U.S. Requires download of free PS app, approved merchant account, acceptance of terms and conditions, compatible device and wireless service. iPad® and iPhone® are registered trademarks of Apple® Inc, registered in the U.S. and other countries. Android™ is a trademark of Google Inc. BlackBerry® is a property of Research in Motion Limited.