We won’t deny that studentloans are probably theleast exciting part of goingto college. The truth of the matteris that few students can affordto pay for college without someform of education financing. Whilescholarships and grants are themost attractive forms of financialaid (because they do not have to berepaid), student loans are a necessityfor most students. In 2008, 67percent of students graduating fromfour-year colleges and universitieshad student loan debt, with anaverage debt level of $23,200.To ensure that you graduate withthe lowest debt burden possible,it is very impor tant that youunderstand all of your financial aidoptions. This guide intends to offeryou an explanation of the differenttypes of student loans that are outthere, as well as provide advice onhow to best manage your debt. AtStudentAdvisor.com we know theimportance of earning your collegedegree, and that’s why we want tomake sure you are well prepared tomake this worthwhile investment.