Rosland Guide to Gold by studio mousetrap

THE ROSLAND GUIDE TO

WHAT TO BUY AND HOW TO BUY

HOW CAN WE HELP YOU? We’re here to help people get their hands on gold and silver and help in potentially protecting their wealth. To do so, we’ve assembled a staff of dedicated, knowledgeable professionals led by Marin Aleksov, a 25-year veteran of the precious metals industry. We’ve now helped thousands of people seeking to protect their hard-earned money with gold and silver. Gold’s been a trusted store of wealth since the beginnings of human civilizations. It’s widely seen as a hedge in the face of inflation, and can be a safe haven in times of economic uncertainty. We can’t imagine a future in which gold does not have significant value. Many of our customers see gold and other precious metals as a key part of their assets. Just as they wouldn’t put all their resources into property, or bonds, or stocks, or cash, they wouldn’t put it all into gold. But having a percentage of their assets in gold may offer potential benefits.

We’re honored to be working with William Devane, one of our best-loved actors and a supporter of physical gold as an asset.

You’ll read here about: • the role of gold in balanced assets • how to have a gold-backed IRA • the options available in gold and silver • the difference between bullion and premium coins • what to look for in graded coins Additionally, you’ll discover that if you move from bullion towards the more special coins you’re taking the view that quality, rarity, and history could give your purchases a value beyond their weight in gold. And when you buy from Rosland, if you choose to sell back to us we don’t charge any additional fees or commissions, though there will be a cost for shipping. We will buy back at the current market price as determined by Rosland.

THE VALUE OF GOLD: The Price of Gold vs. U.S. Dollar Purchasing Power

$2,000

95%

$1,750

90%

$1,500

85%

$1,250

80%

$1,000

75%

$ 750

70%

$ 500

65%

$ 250

60%

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U.S. DOLLAR PURCHASING POWER

22 23

PRICE OF 1 TROY OZ. OF GOLD

U.S. DOLLAR PURCHASING POWER

100%

WHY GOLD? Throughout recorded history gold has been a trusted store of wealth, and in times of economic uncertainty gold has performed as a counterweight – balancing fluctuations in the value of other asset classes. Beyond the major market corrections in 2020 linked to the impact of COVID-19, and the Federal Reserve’s actions over recent years, some analysts believe financial markets have been distorted by the massive ‘Quantitative Easing’ program - that equates to the government printing money. The other big issue affecting many people’s view of their financial future is the nation’s debt. With over $33 trillion in U.S. national debt, some people are considering tangible assets. Gold also has a key role in potentially safeguarding assets against inflation. Compare the buying power of an ounce of gold today with 100 or even 20 years ago, and you’ll find gold performs far better than any paper currency. In fact, the dollar’s buying power has declined significantly over the years, while gold has increased in price. Of course, gold’s price can go down as well as up, and gold is not the right choice for someone hoping to make money overnight. We see precious metals as suited to a minimum 3-5 year window.

Everyone’s situation is different, but many of our customers choose to put 10 or 15% of their assets in a form they know will always have value – gold and silver. We wouldn’t recommend putting more than 20% of your assets in gold, but you’re the best judge of what’s right for you. It’s also worth considering the price of gold in the context of the price of production – that is often seen as a major issue. As so much gold is converted into jewelry each year, and with Chinese and Indian markets absorbing large volumes of precious metals, the laws of supply and demand suggest gold’s price could once again be on the rise. While there are no guarantees, gold has continued to prove itself over the long haul. That’s why we’re happy to be there to assist our customers in helping in potentially protecting the wealth they’ve earned.

HOW CAN YOU HELP PROTECT YOUR IRA WITH GOLD AND PRECIOUS METALS? Since 1986 the IRS has allowed individuals to hold precious metals in their IRA, but every day we talk to people who had no idea that was even a possibility. We find that our customers become very interested once they understand that a Precious Metal IRA can be used to spread their asset base beyond paper-backed assets — which are inherently unstable. They see it as a way to take positive steps today to help in potentially protecting their money for their retirement. Since the IRS does not permit the metals to be in the physical possession of the IRA holder, Rosland typically works with a leading IRA specialist company, Equity Trust Company (though a customer can choose a different custodian), and with the Delaware Depository (the facility where the gold and precious metals are stored separately and securely). The Precious Metal IRA can be set up quickly by either starting a new IRA, or transferring an existing retirement plan. You have the option to transfer all or part of an IRA to a gold or precious metals-backed IRA, and it’s important to note that there

What’s eligible?

are generally no tax implications or penalties when properly transferring assets from

• Minimum gold fineness: .995 • Silver .999 • Platinum .9995 • Palladium .9995 • American Gold Eagle (22-karat) is the only exception • Proof American Eagles and Lady Liberty Proofs are accepted

one qualified plan to another. While our representatives will do all they can to help you, we do recommend that you consult a tax and retirement planning professional about your circumstances, just as you would with any significant financial step.

We supply American Eagles and Canadian Maple Leafs, as well as bars of all sizes.

Coins not shown actual size

ROSLAND’S 5 SIMPLE STEPS TO BUYING GOLD

Call Rosland on 1.800.679.6482 This allows you to start the process with a conversation with one of our knowledgeable, friendly Account Representatives. They’re more than happy to talk about the potential benefits of precious metals.

Establish a personalized position in gold and precious metals If you wish, your Account Representative can help you create the right mix of older coins, newly-minted coins, graded coins, and perhaps an exclusive Rosland premium coin! And not just gold, either… there are silver, platinum and palladium options you can discuss as well.

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Take time to reflect and discuss Buying precious metals involves very personal choices. Once you’ve discussed your ideas with your Account Representative, you can take the time you need to mull it over with family, friends and professional advisors. Feel free to call your Account Representative back any time (you’ll always know who you’re talking to, by name) if you have any questions at all.

Place your order on the phone Your Account Representative will confirm your order on a recorded telephone line and then an account will be created for you. Our Customer Agreement will then be sent to you for your review and signature. Once we’ve received your signed Agreement and payment, you’ll be a client of Rosland and your order can be processed— we are happy to accept bank transfers, credit cards, or checks. Please note, if you’re buying bullion, which can be subject to rapid fluctuations in price, you can place your order after we’ve received your signed Customer Agreement and your funds by check or bank transfer.

Receive your order within 14 business days When your order has been placed and payment received, your coins will then be ready to be shipped directly to you (except in the case of a Precious Metal IRA, where coins are held at a depository), subject to availability. You’ll be notified in advance of your delivery date.

THE GOLD COINS OF THE UNITED STATES Although the Continental Congress of 1777 established a national mint, it was not until 1792 that the first one opened in Philadelphia. Until then the currency was a mess, with base metal subsidiary coins valued in pence or halfpence and silver based on the Spanish dollar. In common parlance, the Spanish ‘Real’ was known as a ‘bit’, and a quarter dollar was known as a ‘two-bit coin’, a term still used to signify 25 cents. An interesting feature of United States coins is the inclusion of initials identifying the various branch mints, which were set up to refine and coin gold and silver mined locally. This practice continues to this day, although most US coins are now confined to base alloys. One of the world’s rarest and most sought-after collector coins, the 1933 Double Eagle, was sold at Sotheby’s in New York in 2021 for the record sum of $18.99 million. The coin led an eventful life – escaping a big gold meltdown in the US, falling into the hands of an Egyptian King and then being discovered by undercover secret service agents in New York. Precious metal coins currently minted by the U.S. include the Buffalo in 24-carat gold, and American Eagles in silver and in 22-carat gold. The gold Eagle features the image of Lady Liberty created by Augustus Saint-Gaudens, and used on the much-loved $20 face value coin shown to the right of this text.

The $2.5 and $5 “Indian Head” coins (1908-1929) designed by Bela Lyon Pratt are the only US coins with an ‘incuse’ design, meaning the image is sunk into the surface of the coin.

BUFFALO

SAINT- GAUDENS The Saint-Gaudens Double Eagle is a $20 gold coin, produced from 1907 to 1933. It’s named after its designer, Augustus Saint-Gaudens, a distinguished sculptor who designed the obverse and the reverse. It is considered by many to be the most beautiful of all US gold coins. Saint-Gaudens was proposed by President Theodore Roosevelt to beautify American coinage. Although he had an unhappy history with the US Mint and its chief engraver, Charles E. Barber, he accepted the challenge. The work suffered many delays due to difficulties caused by the high relief of the design, but a modified version (which could be struck with a single blow) eventually went into production.

LIBERTY This $10 gold piece is often referred to as the Liberty Eagle. It depicts the crowned image of Lady Liberty on the front with 13 stars representing the original 13 colonies. The reverse shows the traditional bald eagle image, with a shield on its breast, clasping three arrows in its left talon and an olive branch in its right. A classic image symbolizing the power of Congress to bring both war and peace, respectively. The eagle’s head is turned to the right, signaling a preference for peace. It’s interesting to note that the seal for the President of the United States was virtually the same, except the eagle faced the talon holding the arrows. In 1945, Harry S Truman changed it so that the seals were the same.

The gold Buffalo is a 24-karat bullion coin, first offered for sale by the US Mint in 2006. The coin follows the greatly admired design of the “Indian Head” nickel and has gained its nickname from the American Bison on the reverse side of the design. This was the first time ever that the US Government minted pure (.9999) 24-karat gold coins for the public. The coin has a legal tender value of $50. The obverse of the coin depicts a Native American, whom designer James Earle Fraser said he created as a mixture of the features of three chiefs from different American Indian tribes.

THE GOLD COINS OF CANADA Early colonists in what eventually became Canada originally used a mixture of English, French, Dutch, and Spanish coins. Coins were later imported directly from England for its Canadian colony, or from France, struck in Paris specifically for use in “New France.” It wasn’t until the Canadian Mint was founded in 1908 that the country had its own production facility. The Canadian Mint didn’t start to produce bullion coins branded with the national emblem — a Maple Leaf — on the reverse until 1979. Since then, Canada has become one of the world’s leading producers of precious metals and the fineness of the gold used to strike the gold Maple Leaf has increased from .999 to .9999. However, using such pure gold means that the coins are actually quite soft and can easily become defaced by handling marks.

MAPLE LEAF The official bullion coin of Canada, the Maple Leaf, is one of the purest gold regular-issue coins produced, with a gold content of .9999 or even, in some special issues, .99999. That means it contains virtually no base metals at all, only gold from mines in Canada. The coins are available in a number of denominations and are legal tender in Canada for their face values of CAD $1, $5, $10, $20 and $50. On May 3, 2007, the Royal Canadian Mint unveiled a Gold Maple Leaf coin with a face value of $1 million, though the gold content of the coin was actually worth over $2 million at the time.

THE GOLD COINS OF THE UNITED KINGDOM The three kingdoms of the British Isles maintained separate identities for hundreds of years and each struck their own coins before they were united. England and Scotland had distinctive coins until the Act of Union in 1707, while Ireland ceased to mint its own coinage when the United Kingdom was formed by the Act of Union of 1801. Celtic, tribal and Roman coins were used in Britain from the 2nd century BC until the withdrawal of the Roman legions in the early 5th century. These included gold Celtic ring money, Gallo-Belgic staters and coins of the major tribes in southern Britain. In succeeding generations, southern Britain was invaded by the Angles, Saxons and the Jutes, who established petty kingdoms in Northumbria, Kent, Mercia and East Anglia. Within these tribes, the earliest coins were small gold thrymsas and silver sceattas. But Offa of Mercia introduced the silver penny which remained the standard coin until the reign of Henry VII. The Anglo-Saxon style of coinage was retained by the Normans and the Plantagenets. Edward I introduced the halfpenny and the farthing as well as the groat while Edward III struck half groats and the florin, which was England’s first regular gold coin. By the time of Henry VIII, coins in use included the Angel, Half-Angel, George Noble and the exotically-named Crown of the Double Rose, as well as the Sovereign. The minting of Sovereigns continued under Elizabeth I and James I. Guineas came into use under Charles I, their name being derived from the gold’s African source. Under George I, gold coins as small as the Quarter-Guinea were minted for a few years. After the stresses of the Napoleonic Wars, when bank notes came into widespread use, the Royal Mint began a complete recoinage in 1816.

Actual size diameter: 38.61mm

SOVEREIGN

BRITANNIA

The United Kingdom sovereign is a 22-carat gold coin, with a nominal value of one pound sterling. But in practice it is used as a bullion coin.

The archetypical image of Britannia, seated with a shield, first appeared on Roman bronze coins of the 1st century AD, struck under Hadrian. But Britannia’s first appearance on British coinage was on the farthing in 1672.

The English gold sovereign was last minted in 1604 and the name was revived with the Great Recoinage of 1816. Minting these new sovereigns began the following year; their gold content was fixed by the Coin Act of 1816 at 1320/5607 troy ounces, nearly equivalent to 113 grains. This weight has remained practically constant to the present day.

The figure of Britannia was said by Samuel Pepys to have been modelled on Frances Teresa Stuart, the future Duchess of Richmond, who was famous at the time for refusing to become the mistress of Charles II, despite the king’s infatuation with her.

In the United Kingdom, sovereigns were minted from 1817 to 1917, in 1925, and from 1957. Australia, India, Canada and South Africa all occasionally minted the coins.

Britannia coins are bullion coins, issued by the Royal Mint in gold since 1987. Gold Britannias contain one troy ounce of gold and have a face value of £100.Gold Britannias are also issued in fractional sizes of one half, one quarter and one tenth of a troy ounce, with face values of £50, £25 and £10 respectively.

The initial reverse type for gold coins was the shield and crown motif, supplemented on the sovereign with a heraldic wreath. This was succeeded by a portrayal of Saint George killing a dragon, engraved by Benedetto Pistrucci. The same design is still in use, although other reverse designs have also been used during the reigns of King William IV, Queen Victoria, King George IV and Queen Elizabeth II.

Since 2013, Britannia coins have been minted from 24-carat gold. In 2013, two additional sizes were introduced: a five ounce coin of face value £500 and a fractional size of one twentieth with a face value of £1.

Actual size: 20.05mm

THE ALLURE OF SILVER THE PEACE SILVER DOLLAR

While gold remains the most sought-after of the precious metals, silver has always had a special place in coin history. As it’s a little more common than gold, silver remains more affordable. But it’s gleaming and hard-wearing nature makes silver, in many collector’s eyes, every bit as beautiful as yellow gold. Silver was known as “argentum” in ancient times, meaning “white” or “shining.” Mentioned in the Book of Genesis, slag heaps found on islands in the Aegean Sea show silver was being extracted from lead as early as the 4th century BC. It’s estimated that 10,000 tons of silver were circulating in the Roman economy, which was significantly more than all the silver circulating in medieval Europe. The Chinese were equally enthusiastic, and made silver their main currency as well. Silver has had other uses thanks to its excellent electrical conducting properties. During the Second World War, the US government loaned almost its entire silver bullion reserve to the Manhattan Project, the world’s first atomic bomb, where it replaced a shortage of copper. After the war, the silver was melted back down and returned to the Federal Reserve.

This coin resulted from a competition to find emblems of peace in post First World War America. The winning design, by Anthony de Francisci, shows a bald eagle at rest clutching an olive branch along with an inscription of the word “Peace.” Minted from 1921 to 1928, and again in 1934 and 1935, it was the last US dollar coin to be struck for circulation in silver. In 1965, 300,000 Peace silver dollars were struck bearing a 1964 date, but these were never issued and are believed to have been melted down.

THE MORGAN SILVER DOLLAR The Morgan Silver Dollar was first minted between 1878 and 1904, and again in 1921. Named after its designer, George T. Morgan, these coins were designed to ‘give Miss Liberty back her femininity’ with a much more flattering image of Liberty on the obverse. In the 1960s, a large quantity of uncirculated Morgan dollars was found in the US Treasury vaults and released for sale to collectors.

WHY ARE “PREMIUM” COINS OF INTEREST? Premium coins exist in many different varieties — including numismatics and graded coins. Regardless of their metallic make-up, design, or minted value, one thing they have in common is they’re not raw “bullion.” Every day, bullion is minted in vast quantities all around the world, and its value is dependent on the value of the metal on the day you want to buy or sell it. With premium coins you get the metal content, of course, but many people find the other attractions of premium coins to be more compelling than current market pricing of their metal content. A great example of a premium coin is Rosland’s limited mintage 2015 Canadian Maple Leaf. This beautiful silver coin was minted in honor of Fisher House Foundation — an organization that provides free lodging for the family members of service people and veterans undergoing hospital treatment. Each coin sold meant more money for Fisher House Foundation, and this 2015 Canadian Maple Leaf’s heart-shaped “mint mark” made it a distinctive collectible. Other premium coins available only from Rosland Capital include the Lady Liberty coins, now available in silver, as well as 1/4 oz. gold proofs, and Exclusive Specialty coins like the Formula 1® and The British Museum Collections.

Shown actual size (40mm) Actual size: 22mm

ROSLAND EXCLUSIVE

LADY LIBERTY SERIES Rosland offers a series of legal tender, 1/4 oz. proof gold coins, with metal fineness of 999.9. These exclusive coins are minted by Swissbased, world-renowned PAMP S.A., which stands for ‘Produits Artistiques Métaux Prècieux’.

The obverse of each coin features Ian Rank-Broadley’s classic portrait of the late Queen Elizabeth II with frosted finish on a proof-quality mirror background, together with the 25 dollar legal tender value of the coin.

The first design, minted for the first time in 2015 and shown opposite offers a close-up of the Statue of Liberty, in relief, with different frosted finishes on a proof-quality mirror background. Joining this design are the unique perspectives you’ll see below.

Each coin is sealed within a package showing the Lady Liberty design on the front, while the back shows the coin’s certificate number, its proof quality, the metal’s purity, the coin’s weight and the signature of the accredited assayer at PAMP.

EXCLUSIVE SPECIALTY

THE FORMULA 1® COIN COLLECTION Rosland Capital is proud to offer this gold and silver collection created to honor the most prestigious and glamorous motor racing event in the world, the FIA Formula One World Championship. We celebrated the 1000th race in Formula 1 history - held in Shanghai, April 2019 - with coins ranging from 100 oz in gold and silver to 2.5 oz silver. In 2020 we released a 1/4 oz gold coin marking 70 years since the first British Grand Prix was held at the Silverstone Circuit on May 13, 1950, and in 2022 we featured the inaugural Miami Grand Prix. We also celebrated all the races held in 2020, under such extraordinary circumstances, followed by 2021, 2022, and 2023-issue coins in gold and silver. New in 2023 is the amazing gold kilo shown to the right, listing all the World Champion Drivers from 1950 to 2022.

Shown actual size (22mm)

Official Formula 1 Licensed Product 20

EXCLUSIVE SPECIALTY

THE MICHAEL SCHUMACHER COLLECTION Rosland Capital is honored to have been invited to celebrate – in a joint collaboration with Formula 1 – the achievements of Michael Schumacher, seven-time World Champion and an inspiration to millions. Created to commemorate Mr. Schumacher’s 91 Grand rix wins - the most victories of any Formula 1 Grand Prix driver - the first coins in the collection were 91 oz pieces in gold and silver. These were issued as 2019 mintage to mark 25 years since Mr. Schumacher won his first championship title. A second portrait, as shown on this page, appeared in 2020, in coins ranging from 1/4 oz to 1-kilo, while a third portrait appeared in 2022.

2.5 oz silver coin, s hown actual size (50mm)

EXCLUSIVE SPECIALTY

INTERNATIONAL TENNIS FEDERATION COLLECTION The International Tennis Federation (ITF) is the world governing body of tennis, administering and regulating the game, and is responsible for the Rules of Tennis, including the technical specifications for courts and equipment. The ITF controls the major international team events, including the world’s two largest annual international team competitions in sport, the Davis Cup for men and the Billie Jean King Cup for women. USA is the most successful Davis Cup nation, having lifted the trophy 32 times. The Americans are closely followed by Australia with 28, while Great Britain and France are in third place with 10 wins. The Billie Jean King Cup - formerly know n as the Federation Cup, then the Fed Cup - had its origins in 1963, in celebration of the 50th anniversary of the International Tennis Federation. The USA team has won 18 times, followed by Czech Republic (11) and Australia (7). Rosland proudly introduced these new portrait coins to mark the 2022 Finals in Glasgow, Scotland.

Shown actual size (22mm)

EXCLUSIVE SPECIALTY

PGA TOUR COIN COLLECTION The first coins in the PGA TOUR series celebrated the U.S. team’s victory at the 2017 Presidents Cup, with 2022-issue coins now available.

Shown actual size (50mm)

The second set of coins commemorates THE PLAYERS Championship held at TPC Sawgrass and features an image of the iconic 17th green and hole. Also known as the “Island Green”, the par-3 17th hole is arguably the most challenging, and famous, of this already difficult course. To mark the return of THE PLAYERS we issued a 2021-coin, followed by a new design in 2022, as shown to the left. The third series of coins, created in association with the PGA TOUR, honors “The King”, Arnold Palmer - an American icon of achievement, global ambassador for golf, and noted philanthropist. Mr. Palmer’s smiling face is now featured on gold and silver 1-kilo coins as well as 1.5 oz and 1/4 oz gold, and 2.5 oz silver proofs.

Shown actual size (22mm)

EXCLUSIVE SPECIALTY

THE BRITISH MUSEUM COLLECTION We’re delighted to offer this striking coin collection licensed by the British Museum, the first national public museum in the world, founded in 1753. The series features highlights from among the countless masterpieces in the Museum’s collection, beginning with a selection of magnificent helmets. A beautiful, classical Greek helmet of Corinthian type in bronze is shown in two designs - from the side and from the front. An inscription on the helmet says that the Argives, inhabitants of Argos, dedicated it to Zeus as spoil won in battle from the Corinthians. From ancient Rome we have a formidable gladiator’s helmet, and from the 7th century we have one of the Museum’s most famous exhibits, the Anglo-Saxon helmet found at Sutton Hoo, England. The protective packaging for each coin shows another treasure from the Museum’s collection – a Roman marble relief panel decorated with Roman and Dacian armor, from the 2nd century. In 2020 we released the first in a series highlighting the Lewis Chessmen – playing pieces made from walrus ivory in Norway about AD 1150-1200 and found in 1831 hidden in a sandbank on the coast of the Scottish Isle of Lewis. The protective packaging shows the intricate carved ivory on the back of one of the chess pieces, the Bishop.

Shown actual size (50mm) Shown actual size (40mm) Shown actual size (22mm)

Shown actual size (22mm)

ARE “NUMISMATIC” COINS OF INTEREST TO YOU? Numismatic coins are perhaps best defined as “older coins in limited supply”. Unlike modern bullion coins, which can be produced in unlimited mintages, the production run of older coins is a known quantity, with limited availability. These coins are often aesthetically and historically appealing, but their condition is a key criterion. Collectors will pay a significant premium for coins in outstanding condition. That’s why professional ‘grading’ is so important to the collector. You can, of course, choose to buy ordinary gold or silver coins. The issue is that one of the most important features of a coin, and the key to its value, is its condition. If you see cheap coins being advertised, they are almost certainly what we call ‘ungraded’ or are being sold ‘sight unseen.’ ‘Grading’ is carried out by an independent grading organization. The graded coins Rosland sells typically come from PCGS or NGC. When NGC and PCGS grade coins they guarantee their grades and authenticity. You can always find cheaper coins than these graded specimens, but there’s probably a good reason why they’re cheaper.

There are five critical elements that define the grade: 1 The surface condition: the number of marks and scratches on the surface and the severity of these. 2 Strike: how strongly the design is stamped onto the coin. 3 Coloration/Toning: how much the coin has changed from its original color. Any discoloration could be due to age, improper cleaning, storage, or handling of the coin (even natural oils from one’s fingers will lower the grade rating). Some degree of toning can be seen as a sign that coins have not been cleaned or polished – polishing can reduce a coin to ‘jewelry grade’.

Once the coin is graded, it is then sonically sealed in a clear, tamper-proof holder. For additional security, anti-counterfeiting measures are also employed. This involves placing a holographic emblem on the back of the slab, the design of which has changed over time. On the front, the coin information provided includes its type, denomination, grade, and a unique serial number assigned to that particular coin, as well as a machine-readable barcode. PCGS maintains a census of all coins they have graded since their inception, revealing the incidence of each date, mint mark, and reported variety.

4 Luster: how much of the original shine is still intact. 5 Eye appeal: a general category that incorporates all of the above elements.

The actual size of coins is not necessarily indicated by images in this book.

Rosland Capital is a seller and purchaser of precious metals, nothing more. Rosland Capital is not a broker/dealer or an investment or financial or retirement planning advisor. No broker/client or fiduciary relationship exists between Rosland Capital and its customers, and Rosland Capital does not warrant that the precious metals it sells are fit for any particular purpose. Rosland Capital may, and usually does, make a profit on the precious metals it sells to its customers. Rosland Capital’s sales representatives are commissioned salespersons, i.e., their salary is based, at least in part, on the amount and profit margin of the precious metals they sell. Premium, semi-numismatic and numismatic precious metals almost always carry a higher profit margin than bullion coins and bars. The statements made in this brochure are opinions, not facts, and past performance is no indication of future performance or returns. Precious metals carry capital risk. Precious metals may appreciate, depreciate, or stay the same depending on a variety of factors. Rosland Capital cannot guarantee, and makes no representation, that any precious metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, is the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment. In Rosland Capital’s opinion, precious metals should be considered a long-term commitment (i.e., 3 to 5 years or more), and customers should not put more than twenty percent (20%) of their available funds in precious metals. However, a customer’s individual circumstances may warrant a different approach. Precious metals do not yield income and thus are not appropriate for people seeking current or future income. Rosland Capital does not provide tax, investment, financial, retirement planning or legal advice or advisory services, and no one associated with Rosland Capital is authorized to provide any such advice or services. Rosland Capital makes no representations regarding the tax consequences of holding precious metals in an IRA or other retirement account. Customers considering including precious metals in an IRA or other retirement account should seek independent tax and financial advice from a qualified professional regarding the financial and tax consequences. For more information, and to read the full terms and conditions in our Customer Agreement, please visit www.roslandcapital.com

11766 Wilshire Blvd. Suite 1200 Los Angeles, CA 90025

www.roslandcapital.com 1.800.679.6482

The F1 FORMULA 1 logo, F1 logo, FORMULA 1, F1, GRAND PRIX and related marks are trade marks of Formula One Licensing BV, a Formula 1 company. All rights reserved. © 2023 The Trustees of the British Museum PGA TOUR, PRESIDENTS CUP, THE PLAYERS and the Swinging Golfer design are registered trademarks and used under license by Rosland Capital. © Rosland Capital LLC December 2023. All rights reserved. First printed December 2014.

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