BusinessWeek Mindanao (April 8-9, 2022)

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BusinessWeek M I N DA N A O CREDIBLE

Volume XII, No. 127

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Ramadan DAVAO City – Muslims in the National Capital Region (NCR) and other parts of the country will start fasting on Saturday after a local cleric claimed to have seen the first crescent moon on Friday. Alem Said Ahmad Basher, an NCR-based cleric, said in a Facebook live that he saw the crescent moon using a telescope during the moonsighting at Manila Bay. The Manila Bay moonsighting was said to have been organized in cooperation with the Imam Council of the Philippines and the National Commission on Muslim Filipinos - NCR.

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Normin's coffee gets foothold in markets www.businessweekmindanao.com

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OF F E E pr o d u c t s grown and packed in Northern Mindanao are getting more popular as they become more available in different marketplaces, the Department of Trade and Industry in Region 10 (DTI-10) bared Tuesday.

Basilan power plant ZAMBOANGA City – The city of Lamitan in Basilan province is conducting a test run on a locally-funded 5-megawatt land base diesel power plant, promising a stable power supply in an island that has been rocked with frequent brownouts. Lamitan Vice Mayor Roderick Furigay said Friday that the power plant is currently synchronizing electricity supply with the power barge of the National Power Corporation (Napocor), which entered into a test mode Wednesday from 2 p.m. to 9 p.m. “We are a step close to having a reliable energy source,” Furigay said in an interview.

DOLE-MisOcc payout THE Misamis Occidental Office of the Department of Labor and Employment (DOLEMisOcc) has paid P879,600 in cash aid to 241 workerbeneficiaries under the "Tulong Panghanapbuhay sa Ating Disadvantaged/Displaced Workers (Tupad)" program. In a statement Friday, DOLE-MisOcc chief Ebba B. Acosta said the beneficiaries engaged in a 10-day community disinfection and sanitation employment in designated areas throughout the province and were each compensated with P3,650 salary. Acosta said the workerbeneficiaries were tasked to ensure that public places in their respective barangays, including markets and parks, were cleaned and sanitized as added measure in the prevention of coronavirus disease 2019 (Covid-19).

RAMADAN TRADE FAIR. Fasting employees come to buy their favorite food items for the break of fast at the Ramadan Trade Fair inside the Bangsamoro Government Complex in Cotabato City on Wednesday (6 April 2022). Employees have made work time adjustments, starting at 7 a.m. until 3 p.m. The trade fair is an initiative of the Ministry of Agriculture and Fisheries (MAFAR) and the Ministry of Trade and Industry( MTIT). mindanews photo by ferdinandh b. cabrera

During the Network Briefing News webcast produced by the Presidential Communications Operations Office (PCOO), DTI-Region 10 Information Officer Julie Nieva-Costales said locally made coffee products have been sold to grocery stores in malls, trade fairs, and even on digital platforms via online selling. "We noted that in digital (platform) we have a bigger audience. We have a business-to-business program where we can link local sellers of coffee to bigger buyers," Costales said. Costales said linking buyers directly from the local coffee producers increases the chance for local products to gain market share overseas. COFFEE/PAGE 11

Informal settlers apologize over CDO Ecopark row A GROUP of infor mal settlers has issued a public apology for attempting to build makeshift houses within the local government-owned 15-hectare Ecopark property. In a media briefer organized by the Cagayan de Oro City Local Environment and Natura l Res ources Office (CLENRO), seven individuals earlier charged with trespassing claimed they had no idea the area was owned by the local government.

CLENRO chief Armen Cuenca said the group's apology may result in the dropping of charges against the suspects. "Based on our recent hearing at the court, t he pro s e c utors h a d a manifestation of the possibility that they (the settlers) can be forgiven if they will execute an affidavit (stating their apology) and make a public apology," Cuenca said. SETTLERS/PAGE 11

ETHNIC BRACELETS. A Lumad sells ethnic bracelets during the Marcos-Duterte tandem rally in Malaybalay City recently. mindanews photo by h . marcos c . mordeno

Coastal road in Davao not an ordinary highway: DPWH By ANTONIO L. COLINA IV, MindaNews

DAVAO City -- The multibillion Davao City Coastal R o a d P roj e c t i s “ v e r y different” from ordinary highways, Department of Public Works and Highways (DPWH) Secretary Roger G. Mercado said on Tuesday. Me rc a d o i ssu e d t he statement after vice pre s i d e nt i a l c a n d i d at e Walden Bello, a staunch critic of the Duterte administration, alleged that the flagship

project was tainted with corruption. The official said the project is a “composite highway with larger components” to solve the burgeoning traffic along the Cotabato-Davao Road starting from Toril area going to the city proper. He added the bypass road will serve as a costal shore protection and breakwater that protects the city from sea wave actions, water surges

and shore erosion. “Matter of fact, during the last surge in 2020, many residents in nearby subdivisions were thankful of this project as they were spared from the surge effect,” he said. He said the project covers the construction of a fourlane (15.40-meter road width), 10mm thick asphalt pavement with anti-rutting additive, a bicycle lane, and a curb, gutter and sidewalk. ROAD/PAGE 11

BARMM adjusts work hours for fasting Muslim workers COTABATO City – Civil servants in the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) are now allowed to go home from work at 3:30 p.m. from Monday to Friday. BARMM Chief Minister Ahod “Murad” Ebrahim on Monday also modified the working hours of officials and employees during the fasting month of Ramadan. Fasting from sunrise to dusk by able-bodied Muslims started on April 3 and will end on May 2. “Muslim officials and

employees who shall observe fasting during the holy month are allowed to observe flexible working hours from 7:30 a.m. to 3:30 p.m.,” Ebrahim said in Memorandum Circular No. 0051. “After the end of Ramadan, all officials and employees shall revert to their respective regular working hours from 8 a.m. to 5 p.m.,” he added. Ahead of the start of the fasting month, Ebrahim urged all Bangsamoro to spread love. He also called on the public to continue observing ADJUST/PAGE 11

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Local 2 CDO to open human milk bank in 2022 Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

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By REXCELLE L. TOLENTINO

CAGAYAN DE ORO CITY--From advocating health and wellness for women and mothers, Cagayan de Oro City Nutrition Committee (CNC) has now introduced the upcoming establishment of a human health bank in the city, which will be facilitated in J.R. Borja General Hospital (JRBGH), adding to the existing milk bank in Northern Mindanao Medical Center (NMMC). “So by 2022, gipaningkamutan sa Cagayan de Oro City nga ma-establish na gyod ang Human Milk Bank. As of now, ongoing pa ang processing, nagbuhat pa sa building, magpalit pa sa mga equipment para sa human milk bank,”

said Caroline Cabunoc, Breastfeeding, and Infant and Young Child Feeding (IYCF) coordinator of CNC said during the Talakayan sa PIA, March 31. (So by 2022, Cagayan de Oro City worked hard to finally establish a Human Milk Bank. As of now, the process is still ongoing: construction of the building and the purchasing of equipment for the Human Milk Bank) In the establishment of the Human Milk Bank, Cabunoc still discourages mothers to depend on milk donations, but to instead practice exclusive nursing or breastfeeding especially when no health concerns are experienced by a mother.

“Wala nato ginaencourage atong mga ginikanan nga mangayo og human milk sa atong milk bank. Ato gyud silang gina-encourage nga sila jud mismo ang muhatag og milk, sila ang magpadede sa ilang anak kay mas maayo man gyud to kay kung constant ang pagkuha sa milk sa breast sa mama, the more milk it will produce. Dapat ikaw nga ginikanan if wala ka'y ginabati, walay mga kakulian, ikaw gyud among gina-encourage nga ikaw mismo ang magpatotoy,” Cabunoc said. (We are not encouraging mothers to ask for human milk in the milk bank. We are encouraging them to nurse their babies, practice exclusive breastfeeding with them

because in constant breastfeeding, more milk will be produced. If you are healthy and do not experience any complications in lactating, we encourage you to practice exclusive breastfeeding) The realization of the human milk bank in CDO was made possible by the CNC and its working committee, including Dr. Stephanie Denise R. Alagadan, who heads the Department of Pediatrics at J.R. Borja General Hospital, consultant Dr. Jessamine Sareno of Maria Reyna Xavier University Hospital, and the City Health Office (CHO) that will train health personnels in collecting milk and how to incubate it, to ensure supply of donated human milk. Right now, aside from the human milk bank, CNC’s prenatal services are persistent, which are provided for free in 54 health centers. It includes nutrition

Caroline Cabunoc, Breastfeeding, and Infant and Young Child Feeding (IYCF) coordinator of City Nutrition Committee (CNC) confirms the ongoing establishment of a Human Milk Bank in Cagayan de Oro to be facilitated in J.R. Borja General Hospital and more of CNC’s strengthened programs, activities, and services provided free to women and mothers in Talakayan sa PIA, March 31. (RLT/PIA-10)

programs, iron and calcium supplementations, counseling for pregnancy related concerns, and breastfeeding support groups. To further respond to the needs of women, lying-in clinics established, priority lanes for

COVID-19 vaccinations are provided to mothers in their third month of pregnancy and to lactating mothers. There are also family planning services, and breastfeeding rooms and adolescent-friendly corners in health facilities. (RLT/PIA-10)

LGUs urged to grant mandated honoraria for senior citizen leaders THE National Commission of Senior Citizens (NCSC) is appealing to local government units (LGUs) Tuesday to properly grant the honoraria due to the heads of their respective senior citizens' offices. In a statement, NCSC Commissioner Edwin Espejo issued the appeal amid concerns from several designated heads of the Office of Senior Citizens Affairs (OSCA) in parts of Northern Mindanao. The concern stemmed

from reports reaching NCSC that some LGUs had not fully complied with the mandated honoraria, which is equivalent to Salary Grade (SG) 10. Some OSCA heads in the area are reportedly receiving only PHP2,000 a month from their LGUs as honorarium, way below the P22,190 pay rate. “That’s a legitimate concern of the OSCAs that needs to be addressed,” Espejo said in a meeting Tuesday with selected OSCA heads and officials

of the Department of Social Welfare and Development in Northern Mindanao (DSWD-10). The honoraria grant equivalent to SG-10 is provided for in Republic Act (RA) 9994 or the “Expanded Senior Citizens Act of 2010,” which mandates local legislative councils to institutionalize the compensation for OSCA heads. Necitasio Abarquez, OSCA head of Pangantucan town in Bukidnon, noted that LGUs in the area have been implementing different honoraria rates, depending on the budget allotted by the mayors. Most city and municipal councils in the region have failed to come up with the needed legislation even as the law was passed 10 years ago, Abarquez said. “The rates depend mainly on the mayors,” he added. The Bukidnon Federation of Senior Citizens Association Inc. and OSCA League have raised such concerns as early as 2018 through a resolution. They urged all city and municipal mayors in the province to “effect the SG-10” honoraria due to the OSCA heads. They also noted that the cities of Malaybalay and Valencia, and the municipalities of Kalilangan and Maramag have complied with the mandated rate. Espejo said the commission will raise GRANT/PAGE 10


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CorporateWorld

DTI-BOI sees further growth of manufacturing output

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OLLOWING the greater mobility and effective implementation of health and safety protocols with lesser and lesser coronavirus disease 2019 (Covid-19 cases), the Philippines is in full swing of economic recovery as manufacturing output climbed 53.2 in March 2022, again

outperforming its Asean neighbors. The Department of Trade and Industry, through its industry and investments promotion arm, the Board of Investments (BOI), believes the country’s manufacturing output will continue to rebound this year. “The surge of the Omicron variant

dampened our recovery expectations at the start of the year but with the lesser and lesser Covid-19 cases in February and March, all signs point to a full recovery in full swing starting March and in the coming months,” Trade Secretary and BOI chairman Ramon Lopez said. The manufacturing output, through the

Purchasing Managers’ Index (PMI) of the IHS Markit Philippines, climbed to a three-year high at 53.2 in March, again outperforming its Asean peers as the country’s mobility was the highest, snapping four months of the index above 50. “With this, we expect a robust first-quarter gross domestic product

THE House Committee on Energy, chaired by Pampanga 2nd District Representative Juan Miguel "Mikey" Macapagal Arroyo, has passed important laws to ensure adequate and affordable power and fuel in the country, while continuing to find ways to further improve the local industry and economy. In a statement on Sunday, Arroyo said

aside from the proposed amendments to Republic Act (RA) 8479 or the “Downstream Oil Industry Deregulation Act of 1998”, his committee has tackled and approved several important pieces of legislation that will further develop, upgrade and modernize the local energy sector. RA 8479 removed government control on the pricing of petroleum

products allowing market forces to dictate oil prices. The Committee on Energy is one of the largest in the House of Representatives, as it has 65 members including the chairperson and nine vice chairpersons. The committee has general and exclusive jurisdiction over all matters relating to the exploration, development, exploitation, utilization or conservation of energy

resources; entities involved in power generation, transmission and distribution; and supply of all forms of energy and energy fuels. Records from the committee showed that as of Dec. 15, 2021, the committee conducted a total of 44 virtual meetings during the 18th Congress, including 14 technical working group BOOST/PAGE 10

House continues to find ways to boost energy industry

(GDP) performance and for manufacturing PMI to

again signal expansion in OUTPUT/PAGE 11

Discipline: An important factor in learning By MARIA FE S. BALANCAR

Learning through disciplines entails learning not only the knowledge of the discipline but also the skills associated with the production of knowledge wit hin t he dis cipline. T h rou g h d i s c ip l i n a r y curriculum and instruction students should learn why the discipline is important, how experts create new knowledge, and how they communicate about it. C ontinued learning in any discipline requires that a person—or expert— become deeply familiar with a knowledge base, know how to use that knowledge base, articulate a problem, creatively address the problem, and communicate findings in sophisticated ways. Therefore, mastering a discipline means using many 21st century skills. According to asdc.org, all individuals the world

over, not just knowledgeable people, ask generative questions. Children do not ask about the meaning of life and death or good and bad merely because others talk about these issues. Rather, these questions a r i s e s p o n t a n e o u s l y, prompting children to pose them in their own way and to come up with imaginative answers. The disciplines, individually and jointly, offer the best current efforts to approach, and to supply, provisional answers for these enduring questions. As we saw in our two simple examples (about abdication and illness), just as questions come from different points and lead to different kinds of answers, the disciplines themselves have disparate roots and lead, by varying routes, to different kinds of accounts.


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Opinion

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2020-04015. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-432-0687, 0917-7121424 Website: www.businessweekmindanao.com E-mail : businessweekmindanao@gmail.com

BUSINESSWEEK MINDANAO CORPORATION Publisher DANTE M. SUDARIA President/CEO ALLAN MARIO MEDIANTE Vice President for Corporate Affairs RUFINO T. MAGBANUA Vice President for Business Development VICENTE C. DELA VICTORIA Vice President for Operations JOE FELICILDA Vice President for Administration JOE PALABAO Vice President for Marketing ROSE MARY D. SUDARIA, PhD Vice President for Finance MIKE BAÑOS Vice President for Digital

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WITH due respect, those oversized signs you see upfront on the flood walls along Cagayan de Oro river have become annoying, albeit irrelevant way of sending key messages to the public. Sorely, these signs are plain and simple graffiti turned eyesores, putting down the natural aesthetics of the river. Sadly, this is a classic case of sending ‘the right messages in the wrong place’. While the intentions are perhaps sincere and well justified, the venue may not fit for the messages to get across the city’s seat of power — the intended receiver of

THE unceremonious ditching of Senator Pa n f i l o L a c s o n a s t h e presidential candidate of Partido Reporma by the party President Pantaleon Alvarez in favor of Leni Robredo of t he L ib eral Par ty has triggered a major disorganization and disorientation in its ranks and dwindling supporters. During the grand rally of Hugpong ng Pagbabago i n C ar m e n , D av a o d e l Norte which was attended

JHAN TIAFAU HURST the other ship were alarm signals. That night of 14 April, the Californian had stopped in the middle of the ocean since there was a dangerous field of ice in the water. It was while they were stopped and waiting that they saw the lights from the other ship in the distance. The other ship had sent those light flares as distress signals, and the Californian that was only nine miles away would have rushed to help save it except for one thing. The other ship had been sending distress signals both by lights and radio, but the Californian’s new young radio operator was sleeping. So that night, Second Officer SIGNS/PAGE 11

active lifestyles. It is also a popular tourist spot where visitors can enjoy a leisurely stroll and enjoy the serene views along the river. To those who will occupy the city hall after May 9 national and local elections, kindly respect the natural bounty of Cagayan de Oro river by passing a mandatory ordinance to place and protect the river away from unwanted signs and graffities. And then perhaps copy what Iloilo City has done to its grand river turned world-class river esplanade. Editor’s note: the Op-ed writer

UNRUFFLED

RUFFY MAGBANUA is a product of Singapore’s Environment Institute, having been attended a crash course on climate change and urban environment. (ruffy44_ph2000@yahoo. com)

by BBM-Sara UniTeam, Mayor Al David Uy and Vice Mayor Chang Gwendolman unexpectedly showed up surprising ever ybody in attendance. The duo are known supporters of Partido Reporma re-electionist governor Edwin Jubahib. Mayor Al David, who remains to be a member of PDP-Laban, had a picture taken with him and HnP gubernatorial candidate Roy Catalan and HnP 2nd District re-electionist

Alan Dujali along with V M C h ang . A l D av i d who is virtually running unopposed as Mayor of the vote-rich Island Garden City of Samal obviously followed the party line when the ruling party declared and endorsed Bongbong Marcos as the PDP-Laban candidate for President. The mayor is also known as an ardent supporter of Davao City Mayor Inday Sara Duterte. In Tagum City, not a

LETTERS FROM DAVAO

JUN LEDESMA few members of Partido Reporma including some TROUBLE/PAGE 8

Is the Enrichment on the Rich, the Dispossession of the Poor? Indigenous Peoples to Close NCIP (second of two parts) KIM'S DREAM

Oro Chamber

THINK A MINUTE

the messages? For a city on the way to becoming a metropolis, graffities on the iconic Cagayan de Oro river are not the right venue for free ad placements. Try to pay a visit to Iloilo City’s grand river turned popular esplanade. This is what it looks like: Iloilo Esplanade or simply the “esplanade” as locals call it, is a peaceful promenade that runs alongside the Iloilo River. It is one of best showcases of t he city’s ef for ts to rehabilitate and protect the Iloilo River and promote

Trouble hounds Partido Reporma

Philippine Press Institute

Think a minute...Years ago on the night of 14 April, the ship named Californian had come within 1500 miles of its destination of Boston Harbor in the U.S. It was midnight and Second Officer Herbert Stone reported for his watch. He found his apprentice looking through binoculars at another ship in the dark distance. He could see some lights, so Stone told the apprentice to try to communicate using the Morse Code light. But the other ship did not answer. Then five more white flashes came from the other ship, followed by another f ou r w h it e f l a s h e s , s o Stone called his captain. The captain ordered more light signals to be sent, but still no answer came. They noticed the other ship’s cabin lights were disappearing, so it appeared to be sailing away. At 1:40 AM Stone saw the eighth and last white flash in the night sky. It was not until 4 AM that they learned the truth about the other ship. Second Officer Stone and his captain had not understood that the lights and flashes from

FRI-SAT|APRIL 8-9, 2022

Those unwanted signs along the river

Member:

Read the signs

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ORLAN R. RAVANERA INDIGENOUS PEOPLES’ D E C L A R AT I O N V E H E M E N T L Y CONDEMNING THE INACTION AND GROSS NEGLIGENCE OF THE NATIONAL COMMISSION OF THE INDIGENOUS PEOPLES (NCIP) IN PROTECTING THE RIGHTS OF THE INDIGENOUS PEOPLES AS EMBODIED IN THE INDIGENOUS PEOPLES’ RIGHTS ACT (IPRA LAW) “What is so horrible is the ejection of some one hundred families of the Talaandig Tribal Community from their more or less 73-ha. ancestral domain at sitio Gabunan, barangay Lapok, Talakag recently. They are now living in extreme poverty and hunger as they have been ousted from their ancestral domain by a powerful alleged “buyer” a certain Mr. Jerry MartinTamse who together with the Policemen forcibly drove the IP families out f rom t h e i r l an d u s i n g backhoes to dismantle their homes and destroyed their crops. When they stoodup for their rights, no less than their chieftain, Datu Junard Enecito known as

Datu Ladlaran, has been declared “persona-nongrata” signed by no less than the LGU officials headed by the Mayor Vergito O. Factura himself. In that declaration, even the “seven tribes of Bukidnon,” have been declared “persona-non grata.” Has the NCIP been informed of such “PersonaNon-Grata” declaration? If so, has it given its consent? We believe that no less than the NCIP has the knowledge on the legitimacy of the 7-tribes of Bukidnon led by no less than Datu Migketay Vic Saway who before was the IP representative to the United Nations. “Now we ask, why use force to oust the poor IP families? If in fact, the 73 hectares have been a subject of the buy and sell transaction which is against the IPRA law as ancestral domain cannot just be a subject of “buy and sell” dealing. Is there any order of eviction? Can the buyer show any title issued in his name? None. In fact, the IPs ownership is well guaranteed by a Certificate of Land Title as the area is part of the CADT issued to Milalitra. Question: How come the military and the Police sided with the buyer using force to evict them without following due process of law? It was the force of “money” and influence by a powerful buyer whom we heard did buy the land for two million pesos, ousting the IPs without any title! NCIP, where are you? “All told, NCIP, please be informed that glaringly,

i n d i ge n ou s l an d s h ave become battlegrounds of conflict against powerful forces that aim to grab our lands and resources to advance political and economic interest in support of agenda that is dr iven by cor p orate greed. Dispossession and displacement of IP communit i e s f rom our ancestral lands continue unabated despite the recognition of IP rights by the IPRA Law as well as International Human Rights Laws. Ah, we believe that truism is very glaring. Why has NCIP allowed these painful realities to continue all these years? Is it true that the Philippines and China signed a Memorandum of Agreement allowing China to use some one million hectares of land in Mindanao to plant palm oil trees? Is the on-going dispossession and displacement of the Indigenous Peoples a part of that strategy to allocate land to be developed by China? “Please be informed that the Indigenous Peoples are not disposable wastes. KAMI PO AY TAO AT HINDI BASURA. Indeed, all these years, we have been treated as disposable waste. ENOUGH IS ENOUGH. We are human beings with dignity made in the image and likeness of MAGBABAYA. WE WILL STAND FOR OUR RIGHTS TO MAKE LIFE BETTER E S P C IA L LY T O O U R CHILDREN NO MATTER WHAT. Indeed, there is no greater love there is than those of our brethren who

have willingly given up their lives to protect our human rights and maintain our dignity! “NCIP, please be informed that the violations of our human rights are continuing without let-up, manifesting the painful truism that the enrichment of the rich by acquiring our lands means our own dispossession. Land, water, forests and natural resources called commons are our economic assets which for thousands of years we have been using in the spirit of sharing and service to one another as the IP culture has given high adherence to the sacredness of nature. Now that the IP rights are being violated which are well protected by the IPRA which created NCIP to be our vanguard, you have miserably failed to do your mandate as the IPs now are the poorest and the most oppressed. Out ancestral domain has been converted into massive plantations to ser ve the consumerist lifestyle of the people in advanced countries while we cannot even have enough staples, i.e. rice and milk, for our people. We are now forging our unity and with all the ecological movement to oppose the destruction of the vital commons which are essential to our survival. Without water, fertile land and crops genetic diversity aptly known as “commons,” economic development for us will become impossible. There is now the continuing exclusion NCIP/PAGE 11


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BSP sets strengthening program for rural banks THE Bangko Sentral ng Pilipinas (BSP) has been processing 18 transactions for bank mergers, consolidations, and acquisitions since 2020 and half of these involve rural banks, BSP Governor Benjamin Diokno said. In a virtual briefing on Thursday, Diokno expressed optimism about the improvement of the rural banking sector, especially after the central bank’s policymaking Monetary Board (MB) approved on March 3, 2022 the Rural Bank Strengthening Program (RBSP). “We believe that the RBSP is necessary to boost the resilience of rural banks amid the evolving challenges in the banking system and to enhance their role in promoting inclusive growth,” he said. The RBSP has four key elements namely strengthened capital base, holistic menu of five timebound tracks, incentives and capacity-building interventions, and review and enhancement of existing regulations. Diokno said the working group tasked on the RBSP started working on the program since June 2021. “It will ensure that the

program is responsive to our goal to enhance the operations, capacity, and competitiveness of rural banks,” he said. Diokno said a review on the minimum capital requirements for rural banks is on the final stages, adding that a proposed circular on this will be sent to stakeholders for comments in the coming weeks. PROGRAM/PAGE 10

Nat’l gov’t to pay provisional advance from BSP by June

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HE national government will pay its remaining PHP300billion bridge financing from the Bangko Sentral ng Pilipinas (BSP) by June 12, 2022 as state revenue collection continues to improve. This was disclosed by Finance Secretary Carlos Dominguez III during the Philippine economic briefing on Tuesday. “The national government has

started reducing our provisional advance arrangements with the Bangko Sentral ng Pilipinas from P540 billion to P300 billion. This amount will be totally paid off by June 12 of this year,” he said. The BSP has extended funding accommodation to the national government since 2020 to boost its cash position vis-à-vis pandemicrelated expenses. The first one is through a

PHP300-billion reverse repurchase (RRP) agreement in March 2020, and then followed by three P540billion provisional advances, all of which have been repaid. The BSP, under Republic Act 7653 or the New Central Bank Act, is allowed to extend provisional advances to the national government equivalent to 20 percent of the latter’s average revenues in recent years. (PNA)

DOF chief cites insurance industry growth amid pandemic DEPARTMENT of Finance (DOF) Secretary Carlos Dominguez III said Friday the impressive growth of the insurance industry in 2021 mirrors the efficiency and swift action of the Insurance Commission (IC) in maximizing the use of digital tools and other measures to ensure the resilience of this sector amid the pandemic. On the occasion of its 73rd anniversary, Dominguez thanked the IC led by Commissioner Dennis Funa for this accomplishment as well as for its key role in the audit of government insurance institutions to assist the Department of Finance (DOF) in assessing their strengths and weaknesses.

“By effectively discharging its role as regulator, the Commission ensured the protection of the consumers and the reliability of insurance coverage. By ensuring best practices, the credibility of the industry remains very, very high,” said Dominguez during the event marking IC’s anniversary held at the Philippine International Convention Center (PICC) in Pasay City. “In turn, a credible insurance industry encourages more people to avail themselves of financial protection. That is important to strengthening our community’s resilience in the face of so much

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT 12th Judicial Region, Branch 21 Kapatagan, Lanao del Norte OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF NOTICE OF EXTRA-JUDICIAL SALE: EJF NO. 21-102 Upon extra-judicial petition for sale in accordance with the provision of Republic Act No. 720, as amended filed by 1st VALLEY BANK, INC., represented by ATTY. NICOLAS J. LIM, President/Chief Executive Officer, MORTGAGEE, against MIGUELITO MASACARTE GENERALAO of Inasagan, Salvador, Lanao del Norte, MORTGAGOR, to satisfy the mortgage indebtedness the principal amount of ONE MILLION SIX HUNDRED THOUSAND (Php1,600,000.00) PESOS ONLY, becomes due exclusive of linterest, penalties, publication, Sheriff's expenses and other related incidental expenses, the undersigned or his duly authorized deputy will Sell at Public Auction on May 18, 2022 at 10:00 o'clock in the morning to 2:00 o'clock in the afternoon at the Office of the Clerk of Court, RTC, Branch 21, Kapatagan, Lanao del Norte to the highest bidder, for CASH or MANAGER'S CHECK and in Philippine Currency, the following described real property with all its improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. 149-2019000221 Register of Deeds of Lanao del Norte A parcel of subdivision land situated at Purok Inasagan, Salvador, Lanao del Norte. Containing an area of Three Hundred (300) square meters more or less including all the improvements found thereon, etc. Lot No. 2-A, Portion of Lot 2 PCS-10-004504, bounded on the North, East, of Line 2-3-4, by Lot 2-B, PSD-10-076195; on the SOUTH, Line 4-1, by Road Lot 16 (20.00 m. wide), PCS-10-004504; on the WEST, Line 1-2, by Lot 1, PCS-10004504, registered in the name of SPS. MIGUELITO M. GENERALAO and JASMIN R. GENERALAO, Filipino, of legal age, married to each other, residence of Inasagan, Salvador, Lanao del Norte. ORIGINAL CERTIFICATE OF TITLE NO. P-10593 Register of Deeds of Lanao del Norte A parcel of subdivision land situated at Purok Inasagan, Salvador, Lanao del Norte. Containing an area of TEN THOUSAND EIGHT HUNDRED FIFTY (10,850) square meters more or less including all the improvements found thereon, etc. Lot No. 89, CSD-12-004943, beginning at a point marked “I” of Lot 89, CSD-12-004943, being N. 20-55 E. 620.31 m. from B, L, L, M. No. 117, P1s-13, thence: N. 87-05 E. 139.82 m. to point 2; S. 42-26 W., 133.88 m. to point 3; N. 18-47 W., 26.62 m. to point 4; N.26-47 W., 40.10 m. to point 5; N 26-28 W., 38.13 m. to point 1; point of beginning. Containing an area of SIX THOUSAND TWO HUNDRED AND SEVENTEEN (6,217) SQUARE METERS. Lot No. 102, CSD-12-004943, beginning at a point marked “I” of Lot 102, CSD-12-004943, being N. 26-28 W., 221.35 m. from B. L. L. M. No. 117, P1s-13, thence; N. 70-56 W., 31.12 m. to point 2; N. 52-26 E., 39.11 m. to point 3; S. 16-32 E., 10.86 m. to point 4; S. 1-20 E., 3.00m to point 5; S. 12-59 w., 21.14 m. to point 1; point of beginning. Containing an area of FIVE HUNDRED AND SEVENTY SEVEN (577) SQUARE METERS. Lot No. 134, CSD-12-004943, beginning at a point marked “I” of Lot 134, CSD-12-004943, being N. 30-32 E., 566.20 m. from B. L. L. M. No. 117, P1s-13, thence; N. 41-32 E., 127.87 m. to point 2; S. 0-19 E., 95.12 m. to point 3; S. 89-36 W., 85.31 m. to point 1; point of beginning. Containing an area of FOUR THOUSAND AND FIFTY SIX (4,056) SQUARE METERS. Registered in the name of MIGUELITO M. GENERALAO, Filipino, of legal age, married, residence of Inasagan, Salvador, Lanao del Norte. All sealed bids must be submitted to the undersigned on the above-mentioned time and date. In the event the Public Auction should not take place on the said date, it shall be held on May 25, 2022, without further notice. Kapatagan, Lanao del Norte, Philippines, March 21, 2022. ATTY. BERNARDINO M. BERING Clerk of Court VI & Ex-Officio Sheriff BWM: March 25, April 1 & 8, 2022

5

Banking&Finance

uncertainty,” he added. Dominguez said the IC’s findings and recommendations following its audit of the Philippine Crop Insurance Corp. (PCIC), Social Security System (SSS), Government Service Insurance System (GSIS) and the Philippine Health Insurance Corp. (PhilHealth) will be helpful in charting a stable future for these financial entities. Under Funa’s leadership, Dominguez said the IC was able to optimize the power of digital technology so that it could provide the necessary support to enable industry stakeholders to operate as

effectively as possible for the Filipino people. Amid the mobility restrictions imposed during the pandemic, all insurance companies were able to digitally submit their reportorial requirements through the IC’s rating online submission system. The IC also issued guidelines on the electronic filing of complaints, pleadings, and other motions, Dominguez said. As a result of these guidelines and other timely measures, the insurance sector managed to thrive even during the pandemic, as shown by its continued growth in terms of assets, premiums

earned, and investments. In 2021, the total premiums collected by the insurance industry reached PHP374.7 billion, up by almost 22 percent from the P308.3 billion worth of premiums it collected in the previous year, Dominguez said. By the end of 2021, the industry’s total assets reached an all-time high of PHP2.1 trillion, which was 8.4 percent higher than the P1.9 trillion recorded in 2020. The total net income and net worth of the industry also increased by 18.6 percent and 8.1 percent, respectively, he said. “All these numbers INSURANCE/PAGE 10


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SN Aboitiz Power secures EPC contract for Magat energy storage project SN Aboitiz Power Group (SNAP), a joint venture between Scatec and AboitizPower, has signed construction and financing agreements for the development of its 20-megawatt battery energy storage system (BESS) project at its Magat hydroelectric power plant in Ramon, Isabela in the Philippines. It marks the first venture between leading renewable energy provider, AboitizPower, and Scatec, after the Norwegian renewable energy solutions provider acquired SN Power. Construction is expected to commence in April, signaling the project's progress toward its targeted commercial operation in the first quarter of 2024. SNAP signed the engineering, procurement and construction (EPC) agreement with Hitachi Energy for the development of the 20-megawatt Magat BESS project on March 25, 2022. The Bank of the Philippine Islands and China Banking Corporation will provide financing. “We are excited about technologies like BESS that complement our

SNAP’s 20-MW BESS facility, located in the Magat hydroelectric power complex in Ramon, Isabela, is set to begin construction in April 2022.

ambition of bringing forth an RE-powered future, and continue to explore and assess other greenfield and brownfield opportunities beyond hydropower and floating solar. We also appreciate the support of our banking partners for project financing,” SNAP Group President and Chief Executive Officer Joseph Yu said. “This is an important milestone for the Scatec and Aboitiz partnership

in the Philippines. It is the first step in our ambition to work on more initiatives here. The Philippines is an important market for Scatec, and we see several promising opportunities, especially in renewables,” Scatec’s General Manager for Southeast Asia, Torbjørn Elliot KirkebyGarstad said. “This new development in our Magat facility is a significant step forward in our renewable energy ambitions over the next

10 years. We intend to take an active role in the Philippine renewable energy market but this is not our journey alone. We’re fortunate and proud to be working with Scatec, Hitachi, and our banking partners with whom we share the same aspiration for a more sustainable energy future,” AboitizPower President and CEO Emmanuel V. Rubio said. Early-phase activities CONTRACT/PAGE 8

Effect of videogames on the academic performance of the pupils By: ELMA T. DELOPERE T-III Bangonbangon ES Claveria West District

Some survey-based studies have reported a link between video game use and poor achievement in school. But correlation doesn’t prove causation. Kids who struggle in school may be more likely to seek out video games as a distraction. A recent experimental study helps address this ambiguity. Robert Weis and Brittany Cerankosky selected a group of boys who didn’t own video games (Weis and Cerankosky 2010). Then each boy was randomly assigned to one of two conditions: 1) The “video games now" group got their systems immediately and 2) The “video games later" group didn’t receive their systems until months later—after the end of the study. There is a large body of evidence which suggests that violent video games lead to increased aggression and even violence. There is some mixed evidence on the psychological effects of video game violence, but Craig Anderson (2003) offers overall implications that can be reached by looking at all studies that relate video games to risk factors. Some studies have yielded non-significant [sic] video game effects, just as some smoking studies failed to find a significant link to lung cancer. But when

one combines all relevant empirical studies using meta-analytic techniques, five separate effects emerge with considerable consistency. Violent video games are significantly associated with: increased aggressive behaviour, thoughts, and affect; increased physiological arousal; and decreased prosocial helping behaviour. (Anderson, 2003, Myths and Facts, para. 1). Thus, as teachers, we should always remind our pupils on the ill effects on the usage of videogames when it comes to their studies. They should be always reminded that it may inflict disadvantages as well as it has advantages. And that they should be extra careful on their so doings when using and playing these videogames. As parents as well, we should be a keen observer and guide to our children as playing videogames may contain and influence ill effects, most specifically on the psychology of the pupils.

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT 12th Judicial Region, Branch 21 Kapatagan, Lanao del Norte

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT 12th Judicial Region, Branch 21 Kapatagan, Lanao del Norte

OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF

OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF NOTICE OF EXTRA-JUDICIAL SALE: EJF NO. 21-103

NOTICE OF EXTRA-JUDICIAL SALE: EJF NO. 21-101 Upon extra-judicial petition for sale in accordance with the provision of Republic Act No. 720, as amended filed by 1st VALLEY BANK, INC., represented by NERI B. BLISS, Branch Manager, MORTGAGEE, against DELIA OCHEA PEPITO of P-15, Poblacion, Sapad, Lanao del Norte, MORTGAGOR, to satisfy the mortgage indebtedness the principal amount of FOUR MILLION PESOS (Php4,000,000.00), becomes due exclusive of interest, penalties, publication, Sheriff's expenses and other related incidental expenses, the undersigned or his duly authorized deputy will Sell at Public Auction on May 18, 2022 at 10:00 o'clock in the morning to 2:00 o'clock in the afternoon at the Office of the Clerk of Court, RTC, Branch 21, Kapatagan, Lanao del Norte to the highest bidder, for CASH or MANAGER'S CHECK and in Philippine Currency, the following described real property with all its improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. (T-2111) 149-2019000315 Register of Deeds of Lanao del Norte A parcel of subdivision land situated at Buriasan, Poblacion, Sapad, Lanao del Norte. Containing an area of Three Thousand Two Hundred Sixty Seven (3,267) square meters more or less including all the improvements found thereon, etc.

Upon extra-judicial petition for sale in accordance with the provision of Republic Act No. 720, as amended filed by 1st VALLEY BANK, INC., represented by ATTY. NICOLAS J. LIM, President/Chief Executive Officer, MORTGAGEE, against LILY MANAMPARAN TAWANTAWAN of Poblacion, Salvador, Lanao del Norte, MORTGAGOR, to satisfy the mortgage indebtedness the principal amount of SEVEN HUNDRED TWENTY THOUSAND (Php700,000.00) PESOS ONLY, becomes due exclusive of linterest, penalties, publication, Sheriff's expenses and other related incidental expenses, the undersigned or his duly authorized deputy will Sell at Public Auction on May 18, 2022 at 10:00 o'clock in the morning to 2:00 o'clock in the afternoon at the Office of the Clerk of Court, RTC, Branch 21, Kapatagan, Lanao del Norte to the highest bidder, for CASH or MANAGER'S CHECK and in Philippine Currency, the following described real property with all its improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. 149-2018000001 Register of Deeds of Lanao del Norte A parcel of land situated at Buriasan, Poblacion, Salvador, Lanao del Norte. Containing an area of Six Hundred (600) square meters more or less including all the improvements found thereon, etc. Lot No. 3552-2-G, Portion of Lot 3552-A-2, PSD-123518-020493, bounded on the NE., Line 3-4 by by Lot 3552-A-2-H, PSD-10-066591; on the SE. Line 4-1 by Lot 3552-A-2-1, PSD-10-066591; on the NW., Line 2-3 by Lot 3554, PLS-13, PSD-10066591; and on the SW., Line 1-2 by Lot 3552-A-2-F, PSD-10-066591, registered in the name of LILY MAMLE TAWANTAWAN, Filipino, of legal age, married to MADJED R. TAWANTAWAN, residence of Poblacion, Salvador, Lanao del Norte.

Lot No. 529-A (LRA) PSD-348267, bounded on the NE., Points 3-4 by National Road, on the SE.. & SW. Points 4-1 & 1-2 by Lot 529-B of the Subdivision Plan. And on the NW. Points 2-3 by Lot 524, PLS-35, registered in the name of DELIA M. PEPITO, Filipino, of legal age, widow, residence of Poblacion, Sapad, Lanao del Norte. All sealed bids must be submitted to the undersigned on the above-mentioned time and date. In the event the Public Auction should not take place on the said date, it shall be held on May 25, 2022, without further notice. Kapatagan, Lanao del Norte, Philippines, March 21, 2022.

BWM: March 25, April 1 & 8, 2022

TRANSFER CERTIFICATE OF TITLE NO. 149-2017000754 Register of Deeds of Lanao del Norte A parcel of land situated at Buriasan, Poblacion, Salvador, Lanao del Norte. Containing an area of Six Hundred (600) square meters more or less including all the improvements found thereon, etc. Lot No. 3552-A-2-A, bounded on the LINE 1-2-3-4-1, of NE., SE., SW., NW., with adjoining Lot(s) By Lot 3552-A-2-1, PSD-10-073380, registered in the name of LILY MAMLE TAWANTAWAN, Filipino, of legal age, married to MADJED R. TAWANTAWAN, residence of Poblacion, Salvador, Lanao del Norte. All sealed bids must be submitted to the undersigned on the above-mentioned time and date. In the event the Public Auction should not take place on the said date, it shall be held on May 25, 2022, without further notice. Kapatagan, Lanao del Norte, Philippines, March 21, 2022.

ATTY. BERNARDINO M. BERING Clerk of Court VI & Ex-Officio Sheriff

ATTY. BERNARDINO M. BERING Clerk of Court VI & Ex-Officio Sheriff BWM: March 25, April 1 & 8, 2022


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When developing tech leaders, a global perspective is key Shopee cultivates tech talent with overseas training and exposure

O

VER the last decade, technology has radically changed the way businesses all over the world look and operate. Accompanying this meteoric change among businesses, is the need for different leadership traits. According to Forbes , key traits that future leaders will need to possess include the ability to embrace technology and employ a global citizen mindset. This mindset includes celebrating diversity and understanding new cultures in order to gain knowledge on how to enter and succeed in new global markets. On the other hand, embracing technology will allow leaders to improve efficiency in the organization. Shopee, the leading e-commerce platform in Southeast Asia and Taiwan, continues to instill these fundamental traits into young, techdriven talent through the Global Leaders Program. This year marks its fourth iteration as it continues to mold tech leaders of tomorrow. The Global Leaders Program is a 2-year graduate program consisting of four 6-month local and overseas rotations open to final-year students and young professionals with up to two years of working experience. Participants can expect to receive mentorship from senior management, a rigorous training curriculum under the various Shopee departments, and the opportunity to work on highly impactful projects. And one of the key experiences of the Global Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City RMKT TRANSPORT Rep. by: REY MICHAEL K. TAN

CASE NO. R10-EV-UV 2022-03-0419 (2020-10-2493)

NOTICE OF HEARING APPLICANT(s)/ PETITIONER(s) request/s authority to Extend the Validity of a Certificate of Public Convenience to operate UV SERVICE on the line: SALAY (MISAMIS ORIENTAL) TO CAGAYAN DE ORO CITY and vice versa with the use of TWO (2) unit/s. This application/petition shall be considered by this Board on April 20, 2022 at 10:00 A.M. at this board on which date Applicant(s)/Petitioner(s) shall formally submit his/her/their evidence. The Applicant(s)/Petitioner(s) shall publish said notice at least FIVE (5) DAYS prior to the date of hearing once in a newspaper of local circulation. Party(s) opposed to the approval/granting of the application/petition must file his/her/their written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/their oral testimony(s). WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 4th day of April 2022 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER BWM: April 8, 2022

Leaders Program is the opportunity to work in different Shopee markets across the region and gain pivotal exposure to the tech industry. Throughout the overseas rotation, Shopee will provide mobility support to GLP Associates to ensure hassle-free overseas accommodations and seamless visa applications. Karen Perez, Head of People at Shopee Philippines, said “At Shopee, we understand how crucial developing a global perspective is in pushing the Philippine tech industry forward. Through the overseas rotations of the Global Leaders Program, we believe that we can help broaden the horizons of young Filipino talent. We are deeply committed to delivering more opportunities to hone the skills of young Filipino professionals and support the growth of our local digital economy.” Jan, a GLP associate currently completing her second overseas rotation

in Thailand under the Marketing Department, has shared what influenced her decision to apply. “The promise of diverse rotation and regional exposure at such a young age attracted me to the Global Leaders Program. I believe the program brings in many

unique opportunities that would allow me to launch my career and create immediate impact.” she said. For Lance, another GLP associate that is also currently assigned to Thailand, the opportunity to gain regional exposure abroad

has provided him with a better understanding of our local situation. He shared, “Being able to live and work in the same company, but in a different country immediately provides me with a new ‘perspective’. This is quite useful because it helps me

notice the differences between Thailand and the Philippines in terms of the needs of our buyers and sellers, organizational structure, and workingstyle. These differences helped me strategize on how we can better tailor our solutions or ways of SHOPEE/PAGE 9


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Contract... from page 6

for the Magat BESS projec t were completed in 2021 as part of the preconstruction stage, which included site sur veys and basic engineering design. T h e f a c i l i t y, w h i c h i s e x p a nd a ble to 2 4 M W, i s e x p e c t e d to b e u s e d pr i ma r i ly for a nc i l l a r y ser vices. In connection with the BESS project, the upgrade o f t h e 2 3 0 - kV M a g a tS a nt i a g o t r a n s m i s s i o n l i ne h a s b e en i nc lud e d

i n t h e Tr a n s m i s s i o n Development Plan of the National Grid Corporation of t he Ph i l ippi nes. T he upgrade will allow SNAP to continue adding capacities within the Magat area for additiona l projects. The Ph i l ippi ne gover n ment has launched a Renewable Energ y Road map w it h a target of 35% share of renewable energ y in the power generation mix by 2030. DISCL A I M ER : This disclosure may contain for ward-look ing statements t hat are

Challenges in the new normal setting of education By MARVIN S. TUSOY Teacher III Ozamiz City National High School Lam-an, Ozamiz City

THE effects of the pandemic on pupils, staff and leaders were evident. It was clear that many schools were working hard to respond to these challenges including helping pupils to catch up academically. It is promising that leaders were noticing improvements in pupils’ learning, well-being and behavior this term. We also saw how schools were using effective strategies to check what pupils have learned and to appropriately adapt the curriculum to meet their needs. However, the pandemic continued to hinder pupils’ learning and personal development. In January 2022, many schools said

that Covid-19 had reduced pupils’ attendance. This was a particular challenge for special schools. Leaders also continued to mention the negative impact of the pandemic on pupils’ wellbeing and behavior. This term, more leaders have noticed improvements in these areas. The pandemic has also continued to affect pupils’ knowledge and skills, either because content had not been taught when schools were partially closed or because pupils did not learn well remotely. Some schools also reported a decline in pupils taking certain subjects for GCSE including triple science and English subjects.

Education amidst pandemic By MELCHIER JHON P. PATOTOY Teacher II Ozamiz City National High School Lam-an, Ozamiz City

WHAT we are facing is an education system in flux – or even under siege. Just like the year before, face to face classes are limited. Many prefer a return to the classroom for the sake of our students who are still adjusting to distance learning. Be that as it may, our education sector has already taken a huge hit since face to face classes were suspended in 2020. Almost 900 private basic education schools have closed and several private higher education institutions have suspended operations. For the public school system, the impact

on enrollment was not as bad as their private counterpart but there was a reduction nonetheless. What is often overlooked whenever such closures are discussed is the impact of these developments on our teachers. When schools close, the teaching staff are left without work. And for teachers who are fortunate enough to continue working including those in our public school system, the challenges they face on a daily basis are daunting to say the least. For many of our teachers, the new mode of learning has meant more expenses on their part.

RA Form No. 10.1 (LCRO) Republic of the Philippines Local Civil Registry Office Province of Lanao del Norte Municipality of Kapatagan NOTICE OF PUBLICATION In compliance with Section 87 of R.A. No. 10172, a notice is hereby served to the public that RUBY JANE RAGRAG BUHANGIN has filed with this Office a petition for Correction of Clerical Error to correct the Date of Birth from 27 JANUARY 1998 to 17 JANUARY 1998 in the Certificate of Live Birth of RUBY JANE BABARAN RAGRAG who was born on JANUARY17, 1998 at KAPATAGAN, LANAO DEL NORTE and whose parents are ROBERTO CENAS BUHANGIN and AFRILJOY BABARAN RAGRAG. Any person adversely affected by said petition may file his written opposition with this Office not later than 15 days. BWM: April 8 & 15, 2022

(SGD) IVY R. TONGCO, LPT, J.D. Municipal Civil Registrar

s u bj e c t t o r i s k f a c t o r s a nd opp or t u n it ie s t h at m a y a f f e c t S N A P ’s i mpl e m e nt a t i on of t h e pr oj e c t s u bj e c t of t h i s disclosure. The for wardlooking statements contained in this disclosure are based upon what management of the Compa ny bel ieves a re reasonable assumptions at the date of this disclosure. There can be no assurance t hat for ward-look ing statements w i l l prove to be accurate, as actual results and future events c ou ld d i f fer mater i a l ly from those anticipated in such statements. About SNAP SN Aboit iz Power (SNAP) is a joint venture of Scatec and Aboitiz Power Corporation (AP). Scatec is a leading renewable energy solutions p r o v i d e r, a c c e l e r a t i n g access to reliable a nd a f fordable clea n energ y in high grow th markets. As a long-term player, we develop, build, own and operate renewable energy pla nt s , w it h 3. 5 GW of

installed capacity across fou r c ont i n e nt s t o d ay. We are targeting 15 GW of renewable capacity to be in operation or under construction by the end of 2025, delivered by our 600 passionate employees who are driven by a common v ision of ‘Improv ing o u r F u t u r e ’. S c a t e c i s headqu a r tered i n Oslo, Norway and listed on the Oslo Stock Exchange under the ticker symbol ‘SCATC.’ AP is the holding company of the Philippines-based Aboitiz G r o u p ’s i n v e s t m e n t s in power generat ion, d ist r ibut ion, a nd ret a i l e l e c t r i c i t y s e r v i c e s . It a d v a nc e s bu s i ne s s a nd communities by providing reliable and ample power s up pl y at a re a s on a b le a nd c omp e t it i ve pr ic e , and with the least adverse effects on the environment and host communities. SNAP owns and operates the Magat hydroelectric power plant w h ic h h a s a na me pl ate capacity of 360 MW and ma x i mu m c apacit y of

388 M W on t he border of Isabela and Ifugao and the 8.5-MW Maris hydro in Isabela. It a lso ow ns and operates the 105-MW Ambuk lao and 140-MW Binga hydroelectric power pla nt s i n B eng uet . T he non-power component s such as dams, reser voirs, and spillways are owned, managed, and operated by the government. About AboitizPower A b oit i z Powe r i s t he holding compa ny for t h e A b o i t i z G r o u p ’s i nvest ments i n power generation, distribution, and retail electricit y ser v ices. It adva nces business and communities by providing reliable and ample power supply at a reasonable and competitive price, and with the least a d v e r s e e f fe c t s o n t h e e n v i r o n m e nt a n d h o s t communities. The company is one of the largest power producers i n t he Ph i l ippi nes w it h a ba la nced por t fol io of assets located across the c o u nt r y. It i s a m a j o r pro duc er of C le a nerg y,

t h e c o m p a n y ’s b r a n d for clean and renewable energ y with several hydroelectric, geothermal, and solar power generation facilities. AboitizPower, together with its partners, is the Philippines’ largest ow ne r a nd op e r ator of renewable energ y based on insta lled capacit y. It a lso has t herma l power pla nts i n its generat ion portfolio to support the cou nt r y ’s ba s eload a nd peak energ y demands. The company also owns distribution utilities that operate i n h ig h-g row t h areas in Luzon, Visayas, and Mindanao, including t h e c o u n t r y ’s s e c o n d and third largest private utilities. In the next 10 years, the company will significantly expand its Cleanerg y por t folio, in suppor t of the government's efforts to promote renewable e ne r g y i n t he c ou nt r y. AboitizPower w ill build an additional 3,700 MW of renewable energy, growing its ex ist ing Clea nerg y capacity threefold by 2030.

Information literacy as a 21st century skill By MARIA FE S. BALANCAR

Many people today are overreliant on search engines such as Google to find information when researching topics. They often overlook quality academic resources available from libraries. This situation creates a new challenge for reference librarians, who must EXTRA-JUDICIAL SETTLEMENT BETWEEN HEIRS WITH SALE KNOW ALL MEN BY THESE PRESENTS: That the late SPOUSES ANATALIA ELLEVERA who died intestate on July 31, 2000 at Taparak, Alubijid, Misamis Oriental and JOSE ESTRADA, who died intestate on April 10, 1942 at Lourdes, Alubijid, Misamis Oriental, at the time of their death died without any will but left one (1) parcel of land with Transfer Certificate of Title No. T-5999 136T-5999 situated in the Barrio of Taparac, Municipality of Alubijid, Province of Misamis Oriental, Island of Mindanao, containing an area of TWELVE THOUSAND NINETY-THREE (12,093) SQUARE METERS, more or less, that the parties hereto with full civil capacity to contract, hereby these presents as HEIRS/VENDORS agree to sell and alienate the TWO (2) LOTS PORTION OF TRANSFER CERTIFICATE OF TITLE NO. (T5999) 136-T-5999 and they hereby undertake to convey, cede, sell and transfer the ownership thereof to the following Lot 265-C-2-B-5 with an area of ONE THOUSAND EIGHT HUNDRED SIXTY NINE (1,869) square meters are sold to SPOUSES HONORATO ASOK NOB and PABLITA UBAUB NOB, of legal ages, Filipino Citizens and a resident of Taparak, Alubijid, Misamis Oriental in the amount of ONE HUNDRED FIFTY THOUSAND PESOS (150,000.00) Philippine Currency; Lot No. 265-C-2-B-2 with an area of ONE THOUSAND FIVE HUNDRED SIXTY EIGHT (1,568) square meters are sold to SPOUSES HONORATO ASOK NOB and PABLITA UBAUB NOB, of legal ages, Filipino Citizens and a residents of Taparak, Alubijid, Misamis Oriental in the amount of TWO HUNDRED TWENTY THOUSAND PESOS (220,000.00) Philippine Currency; and has been the subject of an EXTRA-JUDICIAL SETTLEMENT BETWEEN HEIRS WITH SALE, filed by the heirs of SPOUSES ANATALIA ELLEVERA and JOSE ESTRADA, per DOC #443; PAGE # 89; BOOK #20; Series of 2021 under the Notarial Registry of ATTY. ALMIRA B. VALDEZ. BWM: April 8, 15 & 22, 2022

now play a more important teaching role: directing learners to high-quality print and electronic sources and educating them on the need to evaluate web resources. Reference librarians need to shift their focus from providing technical assistance on using library resources to user education, thus assisting le ar ners in de veloping information literacy skills to identify when information is needed, and to locate, evaluate and use the needed information effectively. Essentially, we must prepare ourselves to become infor mat ion literate in the twenty-first century. EXTRA JUDICIAL SETTLEMENT OF ESTATE WITH PARTITION OF THE LATE SPOUSES ADELMO UBAUB GAID and MELCHORA PACAMALAN GAID KNOW ALL MEN BY THESE PRESENTS: That the late ADELMO UBAUB GAID who died intestate on October 23, 2018 at Lapad, Laguindingan, Misamis Oriental and MELCHORA PACAMALAN GAID who died intestate on August 11, 2001 at Cagayan de Oro City, at the time of their death, died without any will but left two (2) parcels of land with ORIGINAL CERTIFICATE OF TITLE NO. OE-125 situated in the Barrio of Lapad, Municipality of Laguindingan, Province of Misamis Oriental, Island of Mindanao, containing an area of FOUR THOUSAND FOUR HUNDRED SIXTY SIX (4,466) square meters more or less, and ORIGINAL CERTIFICATE OF TITLE NO. OE-160 situated in the Barrio of Lapad, Municipality of Laguindingan, Province of Misamis Oriental, Island of Mindanao, containing an area of TWENTY ONE THOUSAND FIVE HUNDRED TWENTY SIX (21,526) square meters, more or less, and has been the subject of an EXTRA JUDICIAL SETTLEMENT OF ESTATE WITH PARTITION OF THE LATE SPOUSES ADELMO UBAUB GAID and MELCHORA PACAMALAN GAID, filed by the heirs ADELMO UBAUB GAID and MELCHORA PACAMALAN GAID, per DOC #315; PAGE #63; BOOK #20; Series of 2021 under the Notarial Registry of ALMIRA B. VALDEZ. BWM: April 8, 15 & 22, 2022

Observations over a period of time show that learners' use of the library and its resources have gone down. This may be due to difficulties they face in accessing the library's resources especially the electronic databases. Information literac y i s t h e abi l it y t o f i n d , evaluate, organize, use, and communicate information in all its various formats, most notably in situations requiring decision making, problem solving, or the acquisition of knowledge. It is a combination of research skills, critical thinking skills, computer technology skills, and communication skills. Information literac y is essential for academic success, effective functioning in the workplace, and participation in society as knowledgeable citizens.

Significantly, outside of school, most of us also feel it’s important to be informed about current issues and ideas. Knowing what’s going on in the world is, arguably, a citizen’s responsibility. Plus, it feels good to join in a conversation and know the facts, or to be sure we’re sharing a meme, social media post, or news article that’s accurate and trustworthy. Definitely, information literacy is important for today’s self-development, it promotes problem solving approaches and thinking skills – asking questions and seeking answers, finding information, forming opinions, evaluating sources and making decisions fostering successful learners, e f f e c t i v e c ont r i but or s , confident individuals and responsible citizens.

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City EUGENE T. ABUEZA

CASE NO. R10-EV-S-SHB 2022-03-0450 (2013-10-1512)

NOTICE OF HEARING APPLICANT(s)/ PETITIONER(s) request/s authority to Extend the Validity of a Certificate of Public Convenience with Substitution of Unit/ sto operate SHUTTLE SERVICE on the line: WITHIN CAMIGUIN PROVINCE AND FROM SAID PLACE TO ANY POINT IN REGION X and vice versa with the use of ONE (1) unit/s. This application/petition shall be considered by this Board on April 13, 2022 at 10:00 A.M. at this board on which date Applicant(s)/Petitioner(s) shall formally submit his/her/their evidence. The Applicant(s)/Petitioner(s) shall publish said notice at least FIVE (5) DAYS prior to the date of hearing once in a newspaper of local circulation. Party(s) opposed to the approval/granting of the application/petition must file his/her/their written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/their oral testimony(s). WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 4th day of April 2022 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER

BWM: April 8, 2022

DEED OF EXTRAJUDICIAL SETTLEMENT ESTATE BETWEEN HEIRS WITH SALE OF A PORTION OF TRANSFER CERTIFICATE OF TITLE NO. T-5114 KNOW ALL MEN BY THESE PRESENTS: That t he lat e LUZMI NDA ESTRADA LEONO, who died intestate on December 2, 1995 at Iligan City, at the time of her death the said deceased left a certain parcel of land with Transfer Certificate of Title No. T-5114 situated at Barangay of Taparak Municipality of Alubijid, Misamis Oriental, containing an area of TWELVE THOUSAND SEVEN HUNDRED EIGHTY FOUR (12,784sqm) SQUARE METERS, and has been the subject of an DEED OF EXTRAJUDICIAL SETTLEMENT ESTATE BETWEEN HEIRS WITH SALE OF A PORTION OF TRANSFER CERTIFICATE OF TITLE NO. T-5114, filed by the heirs of LUZMINDA ESTRADA LEONO, in favor of ELEONOR N. BILBAO, per DOC #435; PAGE #84; BOOK #21; Series of 2021 under the Notarial Registry of ATTY. ALMIRA B. VALDEZ. BWM: April 8, 15 & 22, 2022


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Shopee...

Kahoot! EDGIN BAHADE MONERA Teacher III - DepEd Ph.D. II Student-Capitol University

Kahoot is a web-based tool enabling users to create and use "the Kahoot learning game platform consisting of multiple choice questions in any subject, as a quiz, or discussion. In a group setting, Kahoots can be pl aye d wel l. To pl ay a game you need to have one particular code. If you are the host of the game, you need a large screen. Players respond through their own gadgets/devices while questions appear on a shared screen. Also, the results of kahoot can then be downloaded in a Microsoft Excel spreadsheet which is a simple way to quantify grades to place in an e-class record. I have learned that, just like any other digital platform Kahoot has advantages and disadvantages. First, It's free, and will always be according to their site (Kahoot!, 2016). Hence, budget constraints do not concern its use. The website is then set up fine, easy to use and straight forward. You can scan for existing Kahoots and save them to your favorites, which

is very helpful particularly in time preparation. It is also flexible because it works on any type of device, so that students can use school or personal equipment. Some disadvantages are first, it needs for a student to have a web-enabled device such as computer, tablet, laptop, or smartphone as well as WiFi to accommodate multiple device use. Moreover, the quiz mode requires you to use a multiple choice format. Open answers can be used in discussion but only multiple choices are required for the types of activities most appropriate for this platform. I realized that there are so many digital resources widely available today that provide opportunities to promote creativity among students, and expand the way they learn. And Kahoot is one of the fantastic tools that can be used in the teaching and learning process. I have already used this seldom times in the class. But I have seen how beautiful it works since I was able to watch student create their own

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quizzes based on what they have learned in the previous material. In addition, what makes it interesting even more is that it promotes entertainment and fun at the same time. It enables a more fun and exploratory approach to learning, and allows learners to express themselves and their insights in different forms. Enjoyable and fun actvities really can encourage students’ engagement. As our educational system is facing many challenges which pertain to continuing education amid the Covid 19 pandemic the “new normal”. We educators need to accept the challenge to adapt to various alternative learning modalities that shall be implemented and explored. Just like Dr. Lauren (High School Teacher) and Dr. Audrey (College Professor) who meet through twitter, which results to exchanging Kahoot practices and beliefs, yes this is the best time for teacher collaboration. With technology, teachers in their schools are no longer limited to communicating only with other educators. They can now link with other educators and experts

in their communities or around the world to expand their experiences, share best practices and develop opportunities for students to l e ar n . In ad d it ion , educators from large urban to small rural districts can connect and collaborate with experts and peers from around the world to form online professional learning communities by using tools such as videoconferencing, online chats, and social media sites. One behind the other, students and teachers will become collaborative developers, learning e nv i r o n m e n t c r e a t o r s , leaders, guides and change catalysts. Together, we can provide nearly limitless possibilities to select and utilize technology in ways that link with the b est interest of our students and achieve their learning goals. All of these stuffs really sound scary; as we are embracing digitalization, we are heading to ne w directions with no assurance if everything will work out. But as long as we have our anchor, that is our heart to teach, I know “Makakarating din tayo sa nais nating pupuntahan”.

Importance of effective financial management in schools in the context of a stakeholder By FELY R. QUEZON

Sound fiscal management at the school levels means effective administration of the disbursements and expenses by the school authorities. This can also be equated to beneficial programs, projects, and activities for the learners. If the school exhibits poor fiscal management, its development and progress will also be hampered; however, if the school displays improvement, this says that the school authorities succeeds in the realm of effective financial management. According to Campher (2003), a school is therefore part of the system. Financial school management is not just simply economics and accounting applied to schools. It is a broad field of study that touches on many disciplines as part of the

Republic of the Philippines Local Civil Registry Office Province of Lanao del Norte Municipality of Kapatagan NOTICE OF PUBLICATION

BWM: April 8 & 15, 2022

(SGD) ISAIAS A. JARALES Municipal Civil Registrar

By CATHERINE S. MANUTA

Lower-order exercises are fairly common in existing curricula, while higher-order thinking activities are much less common. Higher-level thinking tends to be difficult for students because it requires them not only to understand the relationship between different variables (lowerorder thinking) but also how to apply—or transfer—that understanding to a new, uncharted context (higherorder thinking). Transfer (which we will discuss in more detail below), tends to be ver y difficult for most people. However, applying new understandings to a new, uncharted context is also exactly what students need to do to successfully negotiate the demands of the 21st century. Higher-level thinking skills take time to develop, and teaching them generally requires a tradeoff of breadth for depth. Critical thinking is a higher-order thinking skill. Higher-order thinking skills go beyond basic observation of

facts and memorization. They are what we are talking about when we want our students to be evaluative, creative and innovative. When most people think of critical thinking, they think that their words (or the words of others) are supposed to get “criticized” and torn apart in argument, when in fact all it means is that they are criteria-based. These criteria require that we distinguish fact from fiction; synthesize and evaluate information; and clearly communicate, solve problems and discover truths. Why is critical thinking i mp o r t a nt i n t e a c h i n g ? According to Paul and Elder (2007), “Much of our thinking, l e f t to it s e l f, i s bi a s e d, distorted, partial, uninformed or down-right prejudiced. Yet the quality of our life and that of which we produce, make, or build depends precisely on the quality of our thought.” Critical thinking is therefore the foundation of a strong education.

By MARIA FE S. BALANCAR

NOTICE TO THE PUBLIC

In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the implementation of the Administrative Order No.1 Series of 2012 (IRR on R.A.10172), Notice is hereby served to the public that NATHANIEL B. PAGALAN has filed with this Office, a petition for change of first name from “ “ to “ “and correction of entry in sex from “ “to “ ” or correction of entry in the date of birth from “18 JANUARY 1946” to “16 JANUARY 1946”in the certificate of live birth RUTH BULLECER WILLKOM at Initao, Misamis Oriental and whose parents are WILLIAM A. WILLKOM and DAMIANA R. BULLECER. Any person adversely affected by said petition may file his written opposition with this Office not later than April 25, 2022

Developing lower and higher order thinking skills

Importance of mental health among teachers in time of pandemic

education system. In order to understand and apply school financial management, it is necessary to have an understanding of the school context, basic accounting pro cedures, economic policies, the law relating to education and schools, as well as management skills such as planning, reporting procedures, and leadership. Thus, effective financial management of the schools does not boil down only to proper and prompt submission of liquidation reports but it also reflects the kind of leadership and governance styles the School Head possesses. It is quite important to note that the qualities of a good School Head is definitely a must, most especially when it comes to the fiscal management of the school’s resources.

Republic of the Philippines Province of Misamis Oriental Municipality of Initao April 1, 2022 CCE-0015-2022

working to fit different local contexts.” Koko, on the other hand, completed his overseas training in Singapore last August 2021. Being trained abroad gave him the opportunity to grow as both a professional and an individual. He said, “I was able to experience different work functions, roles, industries, and even markets in

the short span of two years. I also had the opportunity to take on a lot of responsibility early on in my career, which helped me build confidence in my own knowledge and skills.” Young Filipinos looking to challenge themselves and drive change in the tech industry are welcome to apply to Shopee’s Global Leaders Program here: https://careers.shopee.ph/GLP. The application period has been extended until April 30 2022.

In compliance with Section 7 of R.A. No. 10172, a notice is hereby served to the public that RUBY JANE RAGRAG BUHANGIN, has filed with this Office a petition for Correction of Clerical Error to correct the Date of Birth from 27 JANUARY 1998 to 17 JANUARY 1998 in the Certificate of Live Birth of RUBY JANE BABARAN RAGRAG who was born on JANUARY 17, 1998 at KAPATAGAN, LANAO DEL NORTE and whose parents are ROBERTO CENAS BUHANGIN and APRIL JOY BABARAN RAGRAG. Any person adversely affected by said petition may file his written opposition with this Office not later than 15 days. BWM: April 8 & 15, 2022

(SGD) IVY R. TONGCO, LPT,J.D Municipal Civil Registrar

The COVID-19 pandemic has led teachers to an unpredictable scenario where the lockdown situation has accelerated the shift from traditional to online educational methods, and relationships have been altered by the avoidance of direct contact with the others, with implications for their mental health. Physical activity seemed to be a factor that could prevent mental disorders such as anxiety or depression in this peculiar situation. B e t w e e n t h e unpredictability, the isolation and the newfound challenges in reaching their learners – not only the mental health experts worry but everyone is also struggling – what little mental health support is extended to teachers feels like nowhere near enough. As this pandemic encompasses a big challenge to the education system around the world, our teachers, our learning facilitators, and the prime movers of education are also suffering and struggling. Thus, it is very vital that we should intensify awareness on the mental health of our teachers, as their state of mind and body will greatly affect their work performance. One signifcant strategy is to boost our physical activity. As we spend hours in a day and even in the wee hours of the night just to finish all the reports and deliverables on our assigned tasks, it is very

important that we as teachers and education prime movers should do various physical exercises and activities in order to keep our minds and bodies healthy and active. With this, studies show that it can be concluded from previous experiences that physical activity and exercise could help to mitigate the effects caused by the current pandemic on the mental and physical health of citizens worldwide. According to Amatriain-Fernández (2020), being physically active should b e highly recommended considering that physical activity could help in preventing psychological or mood disorders and improving the quality of life by decreasing the negative psychosocial effects of lockdown due to the COVID-19 pandemic. Moreover, the pandemic has not only affected the mental state of students since teachers have also accumulated a high level of stress since the beginning of the crisis. Recent studies have pointed out that during lockdown, teachers have suffered stress from having to adapt (in record time) in order to provide online classes (Besser et al., 2020). This stress has often been accompanied by symptoms of anxiety, depression, and sleep disturbance as a consecuence of the increased workload resulting from home teaching.


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Boost... from page 3

meetings, seven prebicameral meetings and two bicameral conference committee meetings despite the limitations caused by the pandemic. “A total of 15 committee reports were filed which are of national significance,” Arroyo said. Arroyo, together with Senator Sherwin Gatchalian, also co-chaired the Joint Congressional Energ y Commission (JCEC) meeting and briefing on the “power supply and demand outlook” last year to get an update on the status of implementation of several landmark laws such as Republic Act 11285 or Energy Efficiency and Conservation Act and RA 9513 or the Renewable Energy Act. Arroyo said during the 18th Congress, the committee identified eight priority legislative measures and nine laws to be subject of legislative oversight function of the committee. The priority legislative measures include the creation of the Philippine Energy Research and Policy Institute; establishing the Regulatory Framework for the Liquefied Petroleum Gas Industry;

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Electric Vehicle Industry Development; Energ y Advocacy Council Office; Use of Microgrid Systems; Waste-to-Energy Technology; Downstream Natural Gas Industry Development; and Strengthening the Energy Regulatory Commission. Records from the chamber showed that in 2021 alone, 46 measures were referred to the committee, including 28 bills and 18 resolutions. The committee acted on 44 bills of national significance. In the whole 18th Congress, a total of 187 measures, including 131 bills and 56 resolutions were referred to the committee. Meanwhile, the House ratified a number of proposed measures, among them House Bill 8203 which promotes the use of Microgrid Systems to a c c el er ate t he tot a l electrification of unserved and unders er ve d are as nationwide. Un d e r d e l i b e r a t i o n a r e s e v e r a l i mp o r t a nt measures such as the proposed amendments to the Downstream Oil Industry Deregulation Act; installation of underground cables and wires; conversion of the National Electrification Administration to National Electrification Authority; government assistance to

distribution utilities and electricity end-users as well as several resolutions to help electric cooperatives and consumers. Arroyo said all of these measures were carefully studied, debated and acted upon by the House Committee on Energy with the Filipino consumers as the top consideration. (PR)

group’s plans to increase frequency on current routes and to add new city pairs and destinations,” it added. At the same time, the company expects to increase the number of its employees this year to 3,678 from 3,046 in 2021. It aims to restore more than 100% of its pre-pandemic domestic capacity this month.

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Enough...

for the next 12 months. “Accordingly, management has assessed that the group will have sufficient financial resources to enable the group to continue as a going concern for at least the next twelve months from Dec. 31, 2021.” The company incurred a net loss of P24.9 billion and 22.2 billion for 2021 and 2020, respectively. The pandemic has “disrupted the business of the group in 2021 and 2020, resulting in significant deterioration of earnings and cashflows, and may continue to significantly disrupt the business activities of the group,” Cebu Air noted. The airline company also said it will have 53 aircraft deliveries from this year to 2027. “The additional aircraft will support the Airline

Grant...

the matter with the Department of the Interior and L o cal Government (DILG) and the Union of Local Authorities of the Philippines. The DILG can exercise its powers to compel LGUs to comply with the honoraria rate based on RA 9994 and its implementing rules and regulations, he said. Espejo advised the OSCA heads and senior citizens federations to document their concerns and file proper complaints, if necessary. “Worst case scenario, you can go to the courts like what Mandanas did,” he said. Espejo was referring to the move of Governors He r m i l an d o Man d an a s of Batangas and Enrique Garcia of Bataan seeking a higher LGU share in the computation of the internal

revenue allotment. The Supreme Court ruled in favor of the petitioners in a landmark decision in 2019. (PNA)

Insurance... from page 5

underscore the resilience of the industries under the Commission. In addition, this impressive performance reflects the efficiency of the regulatory and supervisory measures that the Insurance Commission issued and implemented, during and even prior to the pandemic,” he added. In times of calamity, the IC was also able to act quickly, Dominguez said, citing the instance when Typhoon Odette struck and the Commission swiftly enjoined all its regulated entities to streamline their company procedures and mechanisms to facilitate the immediate processing and payment of claims related to the disaster. “There is much more work to be done to broaden insurance coverage in our society. As

we move forward to a new normal, I trust that the Insurance Commission will continue to invigorate the industry and make it a key player in helping fulfill President Duterte’s goal of financial inclusion,” Dominguez said. (PR)

Program... from page 5

“Based on studies, a strong capital base is critical in addressing the key challenges of rural banks. It will enable rural banks to enhance their risk management systems; upgrade resources and manage operational costs; meet prudential standards, and accelerate digital transformation,” he added. (PNA) EXTRA JUDICIAL SETTELEMENT OF THE INTESTATE ESTATE OF SPOUSES BENJAMIN AND ROSTICA GOCHOCO AND PARTITION WITH DEED OF ABSOLUTE SALE

That the late PASTOR ILOGON, SR., who died on November 05, 1956 and PILAR B. ILOGON, who died on March 10, 1995 both died at Cagayan de Oro City; that to the best of knowledge and information of the parties hereto, the deceased PASTOR ILOGON, SR. and PILAR B. ILOGON, left no last will and testament and left no known debts to any person, firm or entity; at the time of their death left a certain parcel with Original Certificate of Title No. P-72, Tax Declaration No. 94-7062026465 & 94706102464 situated at Laguindingan, Misamis Oriental, Island of Mindanao, containing an area of 221,408 Square Meters, and has been the subject of an EXTRA-JUDICIAL PARTITION OF REAL ESTATE OF THE LATE PASTOR ILOGON, SR., filed by the heirs of PASTOR ILOGON, SR. and PILAR B. ILOGON, per DOC #465; PAGE #93; BOOK #X; Series of 2022 under the Notarial Registry of ATTY. ALBERT WENCESS C. DABA III.

That the late BENJAMIN GOCHOCO died on January 22, 1995 and ROSTICA GOCHOCO died on August 7, 2007, both at Salay, Misamis Oriental without a will and debt, that during the lifetime of SPOUSES BENJAMIN AND ROSTICA GOCHOCO, they acquired a real property located at Lanise, Claveria, Misamis Oriental, covered by Tax Declaration No. 0512001004576, for and in consideration of the sum of FIFTY THOUSAND PESOS (Php 50,000.00) Philippines, the HEIRS/ VENDORS hereby TRANSFER AND CONVEY unto the VENDEE, JESSICA MARCIAL, her heirs, assigns and successors-in-interest Lot: 1199-C with an area of ONE THOUSAND HUNDRED SQUARE METERS (1,500), Absolute and irrevocable and free from any liens and encumbrances; for and in consideration of the sum of EIGHTY THOUSAND PESOS (Php 80,000.00) the HEIRS/ VENDORS hereby TRANSFER AND CONVEY unto the VENDEE, SPOUSES TEDDY AND CHAI AM AMBA, their heirs, assigns and successors-in-interest Lot 1199-B with an area of SIX HUNDRED (600) SQUARE METERS and Lot 1199F with an area of ONE THOUSAND (1,000) SQUARE METERS, absolute and irrevocable and free from any liens and encumbrances; For and in consideration of the sum of SIX HUNDRED THOUSAND PESOS (Php600,000.00) the HEIRS/ VENDORS hereby TRANSFER AND CONVEY unto the VENDEE, T86 VENTURE CORPORATION, with business address at Dayawan, Villanueva, Misamis Oriental, corporation duly organized and existing under laws of the Philippines, herein represented by SUSAN TONG, Lot 1199-G with an area of THIRTY ONE THOUSAND ONE HUNDRED THIRTEEN SQUARE METERS (31,113) SQUARE METERS, absolute and irrevocable and free from any liens and encumbrances; that heirs by agree that LOTS A, D, E, H, and I, shall be adjudicated to JULITA GANAPIN, and has been the subject of an EXTRA JUDICIAL SETTELEMENT OF THE INTESTATE ESTATE OF SPOUSES BENJAMIN AND ROSTICA GOCHOCO AND PARTITION WITH DEED OF ABSOLUTE SALE, filed by the heirs of BENJAMIN GOCHOCO and ROSTICA GOCHOCO, per DOC #216; PAGE #44; BOOK #3; Series of 2021 under the Notarial Registry of ATTY. SYLVAN GERALD L. SABIO.

BWM: April 1, 8 & 15, 2022

BWM: April 1, 8 & 15, 2022

EXTRA-JUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS K NOW A LL ME N B Y THE S E PRESENTS: That the late ROSELLER DELA TORRE PALER who died intestate on February 12, 2002 at Zone 1, Poblacion, Tagoloan, Misamis Oriental, at the of his death, died without any will but left a House and Lot with Transfer Certificate of Title No. T-67720 situated at Kauswagan, Cagayan de Oro City, containing an area of THREE HUNDRED (300) square meters more or less, filed by the heirs of ROSELLER DELA TORRE PALER, per DOC #114; PAGE #23; BOOK #24; Series of 2022 under the Notarial Registry of ATTY. ALMIRA B. VALDEZ. BWM: Mar. 25, April 1 & 8, 2022

EXTRA-JUDICIAL PARTITION OF REAL ESTATE OF THE LATE PASTOR ILOGON, SR. KNOW ALL MEN BY THESE PRESENTS:


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FRI-SAT|APRIL 8-9, 2022

NCIP... from page 4

of these commons at the expense of the Indigenous Peoples who are now living in extreme poverty and are now the most oppressed! “We have now collectively come together to harness our collective power as one Indigenous Peoples to fight for our rights. Because you NCIP HAS NOT DONE YOUR MANDATE, YOU B E T T E R B E C L O SE D ! T HAT I S N O W O U R ADVOCACY. The time has come to rectify a glaring SOCIAL WRONG - NCIP IS AN INUTILE OFFICE THAT HAS CONNIVED WITH THE RICH AND POWERFUL TO PRIVITIZE THE COMMONS! WE WILL NOT STOP TO RECTIFY SOCIAL WRONGS T O L I B E R AT E O U R PEOPLE FROM MASSIVE OPPRESSION AND BY OUR STRONG ADVOCACY TO CLOSE DOWN AN OFFICE THAT IS SUPPOSED TO PROTECT THE RIGHTS OF THE INDIGENOUS PEOPLES YET HAS REMAINED INUTILE AT SO MUCH EXPENSE TO THE FILIPINO PEOPLE! W E A R E T H E R E F OR E V E H E M E N T L Y C ON DE M N I NG SU C H GROSS NEGLIGENCE AND ARE CALLING FOR A REVIEW OF THE IPRA LAW! We now call on all the 15 million Indigenous Peoples in the country to fight for what is right, what EXTRAJUDICIAL SETTLEMENT OF ESTATE KNOW ALL MEN BY THESE PRESENTS: That the late RAFAEL SEMBRANO, who died intestate on July 19, 2014 that the deceased at the time of his death left a certain real property with Transfer Certificate of Title (TCT) No. 10,479 Lot No. 2829 E-psd-12-024861 situated at Purok 1 Lapinig Kapatagan Lanao de Norte, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE, made and enter into by and between TITA SEMBRANO, RANDY SEMBRANO, RENALYN S. ALFECHE, RACHEL SEMBRANO, RIZA S. DULAWAN, per DOC #440; PAGE #66; BOOK #LI; Series of 2022 under the Notarial Registry of ATTY. JONATHAN M. PUNO. BWM: April 1, 8 & 15, 2022

EXTRAJUDICIAL SETTLEMENT KNOW ALL MEN BY THESE PRESENTS: That the late MARC THEODORE S. ABANGAN who died on October 24, 2021 in National Kidney and Transplant Institute, East Ave., Quezon City, that the deceased left among others three (3) parcels of land with A. Transfer Certificate of Title NO. 137-2011000068 situated in the District of Canitoan, City of Cagayan de Oro, Island of Mindanao, containing an area of THREE HUNDRED AND SEVENTY TWO (372) square meters, more or less, B. Transfer Certificate of Title No. T-191129 situated at Lumbia, Cagayan de Oro City, Island of Mindanao, containing an area of FOUR HUNDRED FIFTY (450) Square Meters, more or less, C. Transfer Certificate of Title No. T191130 situated at Lumbia, Cagayan de Oro, Island of Mindanao, containing an area of FOUR HUNDRED FIFTY (450) Square Meters, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT, filed by the heirs of MARC THEODORE S. ABANGAN, per DOC #468; PAGE #94; BOOK #92; Series of 2022 under the Notarial Registry of ATTY. QUINTILIANITO S. BABARIN, JR. BWM: Mar. 25, April 1 & 8, 2022

is true and what is just to liberate the Indigenous Peoples from the quagmire of poverty and massive oppressive! “F OR T H I S NOB L E CAUSE, WE ARE SERVING NOTICE TO ONE AND A L L T HAT W E HAV E AWAKENED AND WILL NOT ALLOW ANYMORE T H I S G R E AT S O C IA L INJUSTICE TO CONTINUE. INDEED, LET JUSTICE BE DONE TILL HEAVEN FA L L . WITH OUR F I R M C OM M I TM E N T, W E AT TA C H O U R SIGNATURES.”

Signs... from page 4

Stone and his captain did not know the light flashes were desperate calls for help from the sinking Titanic. Jesus Himself said that by far the greatest tragedy is to watch yourself and the people you love sink into eternity, separated from God and lost forever in the worst pain, evil and agony there is. Jesus’ words! The question is: Will you read and follow the signs to safety? He has made them so clear and easy to understand that we have no excuse. Once and for all, you can ask Him to forgive you for your wrong heart and sinful living? Then ask Him to take full charge and start changing your daily way of life. Jesus said it is the one and only way you can have total security that if your ship goes down tonight, you are fully ready to face your Maker, Judge and Savior. Just think a minute. Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City NORTHERN BUKIDNON TRANSPORT SERVICE COOPERATIVE (NOBTSCO) Rep. by: ABRAHAM J.ABINOJA CASE NO. R10-EV-CC-PUJ 2021-04-1377

NOTICE OF HEARING APPLICANT(s)/ PETITIONER(s) request/s authority to Amend his/her/its application/ petition and to add TWO (2) unit/s in the previous Application/Petition for the Extension of Validity of a Certificate of Public Convenience with Consolidation of Case/s to operate PUJ SERVICE on the route: MALAYBALAY CITY TO VALENCIA CITY (BUKIDNON) and vice versa with the use of FOUR (4) unit/s. This application/petition shall be considered by this Board on April 13, 2022 at 10:00 A.M. at this board on which date Applicant(s)/Petitioner(s) shall formally submit his/her/their evidence. The Applicant(s)/Petitioner(s) shall publish said notice at least FIVE (5) DAYS prior to the date of hearing once in a newspaper of local circulation. Party(s) opposed to the approval/granting of the application/petition must file his/her/their written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/her/ their oral testimony(s). WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 4th day of April 2022 at Cagayan de Oro City, Philippines. (Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER BWM: April 8, 2022

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physical distancing since the threat of Covid-19 still exists and “is still around us.” “We hurdled the pandemic, I believe time will come that this pandemic will end,” he said in the vernacular. Ramadan, the holiest observance among Muslims worldwide, comes at a time when the country is at the peak of the campaign period for the May 9 national and local polls. “I hope peace will prevail during and after the local and national elections, I hope patience and understanding about our political stance will prevail,” Ebrahim said. “Let us not allow the political season to disrupt our fasting and religious activities, let us not allow our differences in choices to affect our fasting,” he said. (PNA)

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Because of the Covid-19 pandemic, she also noted that selling local products online has become a viable alternative, creating a niche for buyers to directly contact local sellers and producers. Costales said most demands for local coffee come from the provinces of Bukidnon and Misamis Oriental. Other than coffee products, she said the region also has an array of products to offer, especially in the tourism and agriculture industries. One of the other potential and emerging industries are citronella-based products. Recently, the DTI-Misamis Oriental office turned over PHP1.7 million worth of equipment and facilities to the Mat-i Man-ibay Civoleg Langguyod Higaonon Tribal Community (Mamacila, Inc.), an organization of the Higaonon Indigenous People (IP), for their citronella production. The 145-member group was given oil hydro steam distilling extractor, cutter and shredder equipment, heavy-duty digital industrial platform scale with 450 to 500- k i l og ram c ap acit y, stainless steel cabinet, and stainless table through the shared service facilities (SSF) of DTI-Misamis Oriental. SSF is a flagship project of DTI that aims at improving Micro, Small, and Medium productivity and efficiency through access to technology.

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The group's citronella oil processing started in 2006 in Sitio Civoleg, Barangay Lunotan, Gingoog City, Misamis Oriental. Costales said the equipment upgrade will enable the IP organization to improve production and create more jobs in the community. (PNA)

Cuenca said if settlers are looking for decent shelters, the city can provide such service through the city housing project. The Ecopark, located in Upper Dagong, in Barangay Carmen, was expropriated by the previous city administration to become a sanitary landfill until 2017 when it was redeveloped into a public recreation site. Peter Cabugao, one of the settlers, said they had no idea that the property they had intended to occupy was government-owned. Livema Taal, from Libona, Bukidnon, said they also took the opportunity to occupy a piece of land inside the Ecopark after seeing other families already doing so. Some irregular settlers, Taal said, managed to occupy areas belonging to a private owner situated beside the Ecopark. Cuenca said as early as March 6, they already received information about a number of settlers occupying the Ecopark premises. O n Marc h 1 4 , t h e y enforced the ban against the settlers and caught seven individuals, with the help of the city police office. On March 16, Prosecutor Monique Cajardo recommended charging the seven settlers with "Other Forms of Trespass" with a bail of PHP3,000 each. (PNA)

materials) is required,” Mercado said. He said that on one side, geotubes were installed for the reclamation as protection. Class I and Class II rocks were also put in place with hexapods, seawall and wave def lector to reduce the intensity of wave actions which is prevalent in the area during northeast monsoon season. On the other side, he added that grouted riprap slope protection was constructed over Class III rocks. The coastal road is a 1 7 . 3 5 2 - k i l om e t e r ro a d project, stretching from Jct. Bago (south), Jct. Talomo, Mat i n a Ap l ay a , R ox a s Avenue to Sta. Ana Wharf toward R. Castillo Avenue (north) and is divided into four segments: Segment A – Bago Aplaya Times Beach, 7.620 kilometers; Segment B – Times Beach – Roxas Avenue, 4.557 kilometers; Segment C- Roxas AvenueSta. Ana Wharf Road, 2.026; and Segment D – Sta. Ana Wharf Road – Alcantara, R. Castillo, 3.149 kilometers. Other facilities include detour/access road, metal guardrails, roundabouts at Times Beach and Roxas Avenue, concrete fence including posts, roadway lighting, plant boxes and drainage structures using high density polyethylene pipes for high level of impermeability. Other than these civil works components, the DPWH also had to deal with the difficulty in acquiring the road right of way, considering the numerous informal settlers around the project, the several resorts along the Talomo coastline, and several institutional str uctures which will be affected by, but necessary for the project.

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The entire widt h of the road including offcarriageway is 25.54 meters or almost equivalent to an 8-lane road. “Road facilities are also constructed on embankment with average height of around 6.50 meters complete with drainage and separation ge ote x t i l e s t he re fore a significant volume of earthworks (borrow

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in December and were paced by the manufacture of wood, bamboo, cane, rattan articles, and related products which attained a 122.6-percent growth year-on-year. Other gainers include the manufacture of machinery and equipment, as well as electrical as both grew by 50 percent. Other industries recorded double-digit growth, such as

coke and refined petroleum pro duc ts (48 p ercent), computer, electronic and optical products (27 percent), non-metallic mineral products (37 percent), food products (32 percent), and fabricated metal products (40 percent). All told, about a fourth of factories were at the fullcapacity operation. Growth in the Value of Production Index (VaPI) posted an increase of 18.6 percent in December from 27.2 percent in November. For the full year, VaPI increased by 47 percent, a turnaround from the 43 percent contraction in 2020. “The nine-month run expansion of manufacturing output played a key role in pushing our economic growth to 5.6 percent for 2021, above our target of 5 to 5.5 percent. By capping its run until the end of the year ushered a strong 7.7-percent GDP growth in the last quarter,” Trade Undersecretary and BOI managing head Ceferino Rodolfo said, noting that manufacturing was among the sectors that posted investment growth. The growth in the manufacturing sector was significantly supported by the surge in the country’s foreign direct investment (FDI) net inflows last year to reach an all-time high of US$10.518 billion, 54.2 percent higher than US$6.822 billion in 2020, according to the data from Bangko Sentral ng Pilipinas (BSP). The previous record level was US$10.3 billion in 2017. The 2021 net FDI also surpassed the earlier government projection of US$8.5 billion. “ The growth in FDI reflected continued positive foreign investor sentiment on the countr y amid expectations of a rebound in domestic economic activity and declining Covid-19 reported cases, as well as the strengthening of the global economy,” Rodolfo said. (PR)


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Phonipino Corporation inaugurates new office in CDO By MARK FRANCISCO

T

HE economy of Cagayan de Oro City has been moving quite a while lately. Movement of people and products has been vibrant as we transition from a Covid-filled world to one full of immune vaccinated individuals. In the midst of this busy culture lies the equally exciting smaller world of business process outsourcing (BPO). The local BPO industry has been relatively unaffected by the now two-year-old pandemic thanks to its innate

nature as an industry outsourced by companies based in other continents elsewhere. Phonipino Corporation is one of those BPO firms which grew even bigger in 2021. In fact, Phonipino opened its new offices at the third level of HCL Building along Kauswagan Highway, this city just last March 28. Phonipino Corporation started out in 2010 by couple JorEl Khalil Inso and the then Marilyn Orbe (now she’s already married to the former) – both ex-call center agents. The BPO business was

only manned by the duo minus other manpower but when they rented out a computer shop along Corrales Avenue to be converted as a BPO by night, their North American clientele flourished and they had to hire more agents to meet the clients’ demands. Through the years and despite the looming pandemic that followed, Phonipino Corporation continued to grow until they were able to secure a more laid-back spot in a building along Kauswagan highway where they are now based. Phonipino Corporation provides Philippine call center service and business process outsourcing at extremely competitive

rates. They experienced team supports small and mid-sized businesses whethey they need support daytime, overnight or 24/7

coverage. Phonipino can serve many business segments including retail, wholesale, medical, online, manufacturing, travel,

hospitality, health care, not for profit, educational, insurance and financial. All at a price your business can afford.


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