BusinessWeek M I N DA N A O CREDIBLE
Volume XII, No. 98
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CIVIC group in Marawi City on Thursday lauded the decision of the Senate to approve Senate Bill 2420 or the Mar aw i Compensation Bill.
AMID the pandemic, the city hall workers that formed the community kitchen here have prepared more than 2.1 million food packs from June 2020 up to December 2021 for coronavirus disease 2019 (Covid-19) patients. With this, the local government paid a video tribute to them on Wednesday highlighting their contribution to the city's Covid-19 response. In the video, Edwin Ebarat, the community kitchen's manager, said it has been the routine for everyone to begin work as early as 1 a.m. up to 5 p.m. daily.
Aussie aid THE Philippines on Friday received P48.7 million worth of cold chain equipment and other assistance from the Australian government, through the United Nations Children's Fund (Unicef) Philippines. Department of Health (DOH) Secretary Francisco Duque III said the Australian government has been a long-time ally of the Philippines and has provided technical, logistical, and inkind assistance throughout the coronavirus disease 2019 (Covid-19) pandemic. "These are life-saving equipment indeed critical in our pandemic response and also including some supplies and consumables, which have already arrived last year," Duque said during the ceremonial handover of the donations at the Goetz Cargo Center in Parañaque City.
ODETTE'S DAMAGE. Several resort owners in the municipality of General Luna have begun repairing their properties, like this one spotted on Saturday (January 29), after super typhoon “Odette” wreaked havoc in Siargao Island last December. mindanews photo by roel n . catoto
Workers retrenched under Alert Level 3 can get cash aid: DOLE THE Department of Labor and Employment – Northern Mindanao (DOLE-10) on Friday said workers in areas affected by the Alert Level 3 or higher that was set by the Inter-Agency Task Force (IATF) can avail of cash assistance. During an online media
Economic growth THE Philippine economy expanded by 7.7 percent in the last quarter of 2021 as easing mobility restrictions perked up consumer spending and business activities, bringing full-year growth to 5.6 percent and boosting optimism about staging a rapid rebound this year. “This (2021) growth performance was much faster than most analyst forecasts, making the country’s expansion among the highest in the region. This sends a strong signal that we are on track to rapid recovery despite the impact of typhoon Odette,” Socioeconomic Planning Secretary Karl Kendrick Chua said in a press briefing Thursday, reading a joint statement of the government’s economic managers. Citing data from Bloomberg, Chua said Singapore’s economy grew by 7.5 percent last year, Vietnam’s by 2.6 percent, while that of the rest of Association of Southeast Asian Nations (Asean) estimates were from 1 percent to 4 percent.
In a statement Thursday, the Marawi Reconstruction Conflict Watch (MRCW) said the Marawi Compensation Bill is the government’s recognition of its obligation to rebuild the lives and bring back the dignity of more than 300,000 Marawi siege victims. "We deeply appreciate our Senators’ efforts in proposing, amending, and pushing this bill forward. However, we reiterate and emphasize our call to push through with the bill's passage on the third and final reading before the Congress session adjourns next week on February 4," the group said. The MRCW also called on the House of Representatives to proactively support the bill's swift passage and for PASSAGE/PAGE 11
forum, DOLE-10 Director Alber Gutib said this is a one-time cash assistance of P5,000 under the agency's C ovid-19 Adjustment Measures Program (CAMP) 3. He said CAMP 3 is to help the workers who were affected AID/PAGE 11
DISINFORMATION. The Cagayan de Oro City government on Saturday (Jan. 29, 2022) debunks the manipulated image of Mayor Oscar Moreno used in a false quote card that claimed the city will be on lockdown starting Monday. The image has been circulated among local groups and communities on Facebook. supplied photo
Oro officials debunk fresh 'lockdown' disinformation T H E c i t y g o v e r n m e nt of C agayan de Oro on Saturday debunked another disinformation attempt about a looming "lockdown" due to the spike in coronavirus disease 2019 (Covid-19) cases. Dr. Ted Yu Jr., medical officer of the City Health Office (CHO), in a daily presser urged residents to stop spreading wrong information
and instead rely only on official sources like the CHO and the City Information Office. He said the city government will continue the daily virtual presser to provide updates on the measures to stop the spread of the virus. "There are some who are making fake news that city Mayor Oscar Moreno
will implement a lockdown. They spread fake news. That is why we are here daily in our press conference to give you relevant and true information," he said. This was not the first time the city had to deal with disinformation and misinformation since the pandemic started in March 2020. DEBUNK/PAGE 11
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Local
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CDO, MisOr amplify vax drive beyond borders
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OTH the Cagayan de Oro city government and Misamis Oriental have doubled their efforts in the coronavirus disease 2019 (Covid-19) vaccination drive by inoculating residents regardless of where they reside. As a chartered city separate from the province, Mayor Oscar Moreno said Friday the city government will continue to deploy its vaccination team, through mobile vaccination, despite the low vaccination turnout in Gitagum town of Misamis Oriental. "I don't know what happened as to why it turned out like that, but what is important is that we offered our help and support. I hope they will
realize that the vaccination we have offered is a protection to the people in the municipality," he said. The mobile vaccination team of the city has worked in Gitagum on January 26 and 27 to help in the immunization of villagers. Moreno confirmed that Gitagum is one of the towns with a low vaccination rate. Dr. Ted Yu Jr., a city health office (CHO) medical staff, said they only tallied 316 individuals who have been inoculated in Gitagum during the two-day vaccination rollout. Dr. Gina Itchon, the Northern Mindanao Medical Center (NMMC) research and development department head, echoed Moreno’s remarks, citing
this can be the best measure to prevent the possible surge of Covid-19 cases admitted in the hospitals within the city. Itchon said residents from Misamis Oriental towns with low vaccination rates would most likely go to the city if they need serious medical treatment. "It is also good to know the level of their vaccination rate because these people (living in towns with low vaccination rates) will probably go here if they get ill. (With this), we will help those towns with low vaccination rates," she said. As of Thursday, NMMC has catered to 267 Covid-19 positive cases; 168 cases of which are currently admitted in their Covid-19 facility. The remaining 99 cases
are currently admitted at another Covid-19 facility in Barangay San Simon that is also under the supervision of the NMMC. Out of the total
admitted Covid-19 cases, 98 are not Cagayan de Oro residents. Yu also confirmed that they are finalizing the start of the mobile vaccination
rollout in Laguindingan town in Misamis Oriental, which would probably last for several days. Meanwhile, Dr. Jerie AMPLIFY/PAGE 11
To celebrate the Civil Registration Month, slated every February, the Philippine Statistics Authority (PSA)-10 shares the lined up activities of the agency during the Talakayan sa PIA, January 27 at SM Downtown Premier. (RDM/PIA-10)
PSA-10 bares activities to highlight civil registration month CAGAYAN DE ORO CITY --The Philippine Statistics Authority (PSA)-10 has lined up activities to celebrate the 32nd Civil Registration Month 2022 with the theme, "Improving Civil Registration and Vital Statistics Implementation Strategies through Digital Transformation." "Ang atong katuyuan nga ang PSA i-deliver ang epektibo nga civil registration sa atong katawhan," PSA-10 Chief Administrative Officer Virgie Gayla said during the Talakayan sa PIA, January 27 at SM
Downtown Premier. (Our purpose is for PSA to deliver effective civil registration to our people) The agency's activities include the motorcade around the city that will be held February 2; conduct of quizzes in PSA-10's outlet on civil registration to heighten awareness on the significance of the celebration and its impact to the lives of the people; Conduct of national quiz bee; setting up of a photo booth at PSA-10 office dubbed, "Get every Pinoy and Pinay in the Picture;" holding events
for senior citizens and institutions for the 'adopta-daycare' activity. PSA-10 will also conduct a coastal cleanup, mass weddings in partnership with the local civil registrars, and mobile registrations to bring government services right on the doorstep of the people. "Ang una gyud ani nga ga-initiate ang simbahan; nakita nila nga ang ilang mga katawhan wala pa nakasal and then they will coordinate with the local civil registrar. Ang among role, i-invite mi nila to PSA/PAGE 11
CDO's vax pre-sign up for 5 to 11-yr-olds reaches 9K-mark A TOTAL of 9,000 children aged five to 11 years old have so far been enrolled in the Cagayan de Oro city's online coronavirus disease 2019 (Covid-19) preregistration program, the city health office (CHO) said Thursday. Dr. Ted Yu Jr., CHO medical officer, said during the daily press briefer the city government reached the number after the city Covid-19 vaccination team opened the online pre-registration on January 6. "We have news, in Metro Manila maybe they will start on February 4. So now, we are focusing on our pre-registration. For those 5-11 years old who have comorbidities, they can also pre-register," he said. VAX/PAGE 11
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CorporateWorld
Jollibee says UK branches post record sales
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OLLIBEE Foods Corp. announced that its branches in the United Kingdom reported record sales from January to September last year. “Jollibee’s new stores have contributed significantly to the brand’s strong performance in the UK,” the company said in a media release. Jollibee reported that overall sales grew 417% and over 1.3 million pieces of Chickenjoy had been sold since January. The Chicken Burger also had sales rising 566.9%. “Two weeks into its European Flagship Store opening in London’s West End
in the first half of 2021, the brand recorded nearly 14,000 customer visits and sold nearly 62,000 pieces of Chickenjoy,” it said. The company also saw a 51% increase in local, nonFilipino customers. “In one of the hardest years the industry has ever seen, we remain committed to our long-term strategy of investing in Europe, which will help us achieve the vision of becoming one of the top 5 restaurant companies in the world. We are seeing it pay off with many now able to find a Jollibee as they return to normal lives,” said Business Head of Jollibee
Europe Adam Parkinson. Since 2020, Jollibee opened eight new stores in the UK — in Liverpool, Leicester City, London’s West End, Cardiff, Leeds, Reading, Newcastle, and Nottingham. The company said it will continue to open more stores as part of its £50 million investment in Europe, of which £30 million is allotted to the UK. Richard Graham, MP for Gloucester and trade envoy to the Philippines, said Jollibee’s expansion is an example of what the UK market can deliver for the Philippines and other Southeast Asian
FamilyMart is giving away this limited-edition Kohi-san acrylic bottle for free until the end of January.
investors. “It’s good to see the success of Jollibee’s flagship store in Leicester Square, London and that its future investment plans are on track for at least 30 more stores in the next few years,” Mr. Graham said. “It’s another welcome chicken flavored step forward for the UK-Philippines trade and investment.” Michelle Fatima S. Sanchez, commercial counsellor and director of the Philippine Trade and Investment Center for the Embassy of the Philippines in the UK, said: “I see Jollibee’s entry and expansion in the UK as a win-win proposition for
Philippine-UK business. Here’s a Philippine company with the means and the gumption to continue investing and growing in a new market during a pandemic.” “It speaks well of the confidence that Philippine business places in the UK,” the official added. In the third quarter of 2021, the company’s net income reached P1.36 billion, turning around from a loss of P1.88 billion the earlier year. For the January-September period, the company returned to profitability with P2.25 billion from a net loss of P14.5 billion the year before.
Free limited-edition, acrylic bottle with your next FamilyMart purchase The local franchise of Japanese convenience store brand, FamilyMart, is giving away free acrylic bottles for a minimum of Php 2,000 worth of products purchased at its Metro Manila stores. Featuring Kohi-san, an original FamilyMart brand character, the limited edition bottle is available for redemption until January 31 at any of the 48 FamilyMart stores in the metro. It can be filled with water, milk, and other beverages, hot or cold. “For the past years, FamilyMart has been actively improving its offerings, and building better customer experience to be able to delight them beyond the typical convenience store transactions. Hence, in line with our
goal of providing products and services at the best value, we are gifting our loyal customers with branded, limited-edition FamilyMart merchandise,” FamilyMart General Manager Celina Matias said. Last year, FamilyMart offered limited-edition merchandise such as umbrellas and face masks featuring all the brands’ characters. The initiative was part of the company's strategy to build a stronger relationship with its customers through a value-added brand experience. True to its Japanese roots, the brand also started its own comics series regularly published on its official Facebook page, showcasing slice-oflife and daily routine depictions of FamilyMart characters.
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Opinion
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Bank of the Philippine Islands (BPI) continues to get excellent reviews from financial analysts. This was reported by Ma. Theresa Marcial, BPI Chief Financial and Sustainability Officer to the BPI board recently. CLSA, UBS, Bank of America and First Metro recently upgraded their outlook on the Ayala-led bank . The lone downgrade came from JP Morgan. CLSA praised BPI for reinventing itself, capitalizing on digital opportunities. CLSA sees BPI as regaining market leadership in deposits, and vie ws the bank as positioned for a multi-decade growth story. CLSA upgraded BPI to 125 (Buy). UBS views BPI as an under-appreciated digital leader. It forecasts that BPI will outperform peers in a post Covid environment. UBS upgraded BPI from 100 to 135 (Buy). Bank of America thinks that digital driver will sustain earnings momentum. Lower provisions, recovering loan
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credit cards (up 28 percent), microfinance (up 15 percent). 4. Corporate expected to pick up from last year’s 4-5 percent to 6-8 percent this year, basically signaling a pickup in loan growth momentum. 5 . Proj e c t e d h i g h e r interest rates signal higher NIMs and increased NII. 6. Digitalization initiatives will increase fee income by 20 percent in 2022. Ms. Javier reports that the bank has sufficient buffer for any modest NPL formation and because BPI has already aggressively provisioned in the last two years, the bank is significantly reducing credit cost this year. “With lower provisions, higher fee income, higher margins, we expect earnings growth in the mid-teens. And this is despite frontloading of opex,” Ms. Javier added. “We s ee 2022 as an invest ment ye ar w here we expect over 20 percent increase in expenses as we accelerate the execution of initiatives, particularly as we enhance existing platforms
SPEAKING OUT
IGNACIO BUNYE and develop and launch new platforms.” The bank is implementing a “branch transformation plan involving the reduction of branch fo otprint, rationalizing and modernizing existing branches, retooling and rescaling employees to become sales and financial advisers.” “We expect transaction volumes, and transaction related expenses to increase. This involves ramping up on marketing, promotions, sales and customer delight program, change in customer relationship management system.” Having recently failed DRIVERS/PAGE 11
By former USEC. VIRGILIO L. LEYRETAÑA SR.
OSCAR LEDESMA Bureau Chief, Bukidnon Contact No.: 0916-910-0019
Think a minute...The famous blind woman, Helen Keller, said: “It is better to be blind and see with your heart than to have two good eyes and not see yourself as you truly are.” Remember: “No one is as blind as those who refuse to see.” A man told me that in nearly 40 years of marriage his wife has never once said, “I’m sorry. I was wrong.” And on the rare occasion that she does recognize a possible weakness in her character or personality, her answer is always: “I can’t help it. That’s just the kind of person I am.” In her mind, she is never wrong or responsible to change anything in her character, because “that’s just the kind of person she is.” A counselor who met with a man I know suggested some areas the man needed to improve and grow in, but he replied: “I don’t want to change anything! I like the way I am.” Only a couple of years after, that this man’s wife divorced him and took their children leaving him all alone. Both he and his family paid a high price for his
growth and increasing fee income will also improve earnings outlook. However, frontloading of IT expense will offset earnings. BofA upgraded BPI to 110 (Buy). First Metro upgraded BPI to 111 (Buy). Other industry observers noted BPI’s Price to Book ratio above peers, its remarkable digitalization journey and its lower than industry NPL ratio. JP Morgan downgraded BPI because of projected cost increase. Nonetheless, JP Morgan noted BPI as being one of the first to adopt open banking. Fees are showing improvement and signs of monetization. Ms. Marcial forecasts the key growth drivers of BPI in 2022 as follows: 1. Expected acceleration in economic growth to 7.6 percent. 2. Lending rates will go up on the back of a possible 75 bps increase in policy rates. 3. Loans will grow faster this year than last year, 8 to 10 percent with acceleration in growth in personal loans and
The Question: WHY?
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Blind spots (Pt.2)
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Growth drivers of BPI in 2022
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In the theater of democracy we can never expect unanimity of opinion and, much more from among people with adversarial proclivities due to their anglosaxon orientation because of their colonization. In the commerce of ideas, however, we should encourage free expression of various opinions to evolve what could be an acceptable opinion, if not the best option according
to the democratic principle of majority rule. The Philippines is a country that is endowed with rich natural endowment - aboveground, underground and beneath the ocean. However, what is happening now to our land of birth is a paradox as well as an irony. It triggers a litany of questions that like the pendulum of time keeps swaying searching for answers. Among others is why this first democratic country in Asia, which used to be the envy of many, has been overtaken by its neighbors if not left virtually in the dustbin of history? What’s wrong with the Philippines? Is it because of our geography and the absence of a common denominator that can consolidate our archipelagic country into a unified and progressive and nation? Is it the system, or the people running
the system? What’s wrong with Filipinos? Have we become ungovernable? Is it because of our multiethnicity? Is it because of our religious and ideological diversity? Is it because of our economic and social disparity? O r, i s i t t h a t o u r historicity aggravated the discombobulation of our racial DNA and identity? Thus, we don’t share the same vision and aspiration for our common future. Premises considered, I am of the view that we cannot invoke our having been colonized for too long as reason for why we are what we are today. Colonization is not our monopoly. Our neighbors have their respective agonizing experience of how it was to be a colony. In fact, one of our neighboring country has been a colony for three hundred
fifty years while the other was colonized for seven hundred years. Yet, by all indications, they are much more resilient and progressive than we. Why? Is it because of our cultural character, attitude, behavior, values and work ethic? Accordingly, democracy does not elect its leaders - they just appear whenever convinced they are needed by the situation. Is there anyone on the horizon who can rally Filipinos to conquer themselves and rise above apathy, ambivalence and individualism, and help reshape and guide the country to an inclusive future? Virg ilio L. L e y retaña Sr. is the former chairman of the Mindanao Economic Development Council (MEDCo) who led the enactment of RA 9996 creating what is now the Mindanao Development Authority (MinDA).
Walden could never be like Sara WALDEN Bello has carved
labor group candidate for
that range from economy, environment, human rights and politics all anchored on communist ideology. With that credentials he thought he is good enough to be Vice President of the Philippines. Walden has always been a critic of any administration. Nobody minds him anyway as he is more of a theoretician. Back by impressive educational background that he gets to be invited to speak on many of his ideologies. He must be enamored with communism he became a member of the Communist Party of the Philippines Wikipedia states. Walden won a seat in Congress as partylist Laban ng Masa Representative. Last October he substituted a
His alliance with the leftist political parties and his hatred for Marcos dictatorship must have triggered his subconscious to badmouth Davao City Mayor Inday Sara Duterte on her proposal to make mandatory military service for Filipinos turning 18 years old. He branded the idea as “a mask off moment for dictatorial-in-waiting. Piqued by the snide remark of Bello, Inday Sara said her dream is to inspire patriotism among the youth and not to be “ungrateful” citizens like her fellow vice presidential candidate Walden Bello. “I truly hope that our youth do not grow up to be a Walden Bello — an ungrateful citizen who sleeps peacefully at the comfort of
JHAN TIAFAU HURST his name in various issues Vice President. selfish pride and blindness to his own character faults that everyone could see but him. Many of us go through our entire lifetime hurting ourselves and others by the way we handle our marriage, raise our children, and treat the people around us, yet never seeing ourselves as we really are. So we never change and correct our wrong, hurtful attitudes, thinking and behavior. Remember: “Character building begins when we are babies and continues to the day we die.” The famous philosopher S ocrates said: “Know yourself...The unexamined life is not worth living.” When SPOTS/PAGE 11
their homes, unable to say a prayer or a silent ‘thank you’ to the men and women who became martyrs while countering violent extremism, insurgency, and terrorism,” Sara said. I like my Mayor best when she fights for her principles. Walden Bello should have known that what Inday Sara proposes stemmed from her actual experience as an ordinary citizen and leader of Davao City. Walden was most of the time in the US when his party members, the CPP/NPA virtually took control of Davao City in early 1980s. Prior to that bloody regime, the Moro National Liberation Front was waging a separatist war pursued later by the Moro Islamic Liberation Front. When the communists were defeated
LETTERS FROM DAVAO
JUN LEDESMA in a counter-revolution, drugs syndicates” invaded Davao taking advantage of weary law enforcers. Like all Davaowenyos, Sara grew up in these environment. When Rodrigo Duterte, became Mayor of Davao he confronted the problems with sharpness of a tack and aplomb. The young Sara not yet in her teens witnessed WALDEN/PAGE 11
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BSP leads stronger bid towards financial inclusion
F
INANCIAL inclusion encompasses not just broader access to financial products but provides opportunities even for people in the lower bracket of society to move up the ladder, Bangko Sentral ng Pilipinas (BSP) Governor Benjamin Diokno said Friday. In his speech during the hybrid event held both virtually and physically for the launch of the National Strategy for Financial Inclusion (NSFI) 2022-2028, Diokno said stakeholders defined what financial inclusion is in the local setting when they launched the original NSFI in 2015. He said the initial program allowed greater public and private sector collaboration towards bringing more Filipinos into the formal banking system. These measures allowed previously unbanked Filipinos to open transaction accounts, obtain loans, invest, and purchase insurance products through the formal financial system. “These initiatives have been
instrumental in broadening access to essential financial products and services. In turn, they uplifted lives by giving the poor the means to protect and grow their livelihoods, improve their well-being, and ultimately, take greater control of their future,” he said. Diokno said other pluses to the program are the implementation of the national ID system and the digitalization of social protection benefits and financial services. He, however, noted that more work needs to be done since “the paramount vision of financial inclusion, after all, is to foster sustainable, broad-based growth that promotes shared prosperity and opportunities.” “Access to financial products and services must not only be broad, but also meaningful in a sense that it opens up opportunities for the man on the street to move up in life,” he said. Diokno said gains to include more adult Filipinos in the formal system are being registered but the 2019 Financial Inclusion Survey showed that 71 percent of
the estimated 51 million target beneficiaries remain unreached by the formal financial system. “With these realities and other significant developments transforming the country’s financial inclusion landscape, our vision and strategy must evolve to reflect new exigencies, new demands, and opportunities,” he said, pointing out that the latest program “signifies our greater collective commitment and aspiration for a more financially included and empowered citizenry.” Diokno noted that “it takes a deliberate stance to address the significant disparities in financial inclusion levels across demographics and segments.” “By articulating concrete desired outcomes, priorities, performance indicators, and targets, this landmark document will not only serve as a financial inclusion blueprint for the next six years but also as a powerful tool for communicating our bold commitment to the financial inclusion agenda,” he added. (PNA)
BSP, bankers assure public of measures vs. counterfeit notes THE Bangko Sentral ng Pilipinas (BSP) and the Bankers Association of the Philippines (BAP) said stringent measures are in place against the proliferation of fake banknotes, like those dispensed through the automated teller machines (ATMs). This, as the central bank earlier called on the public to be more vigilant on checking paper bills they get even from ATMs. “ATM services are part of core banking functions, and banks are bound by law to exercise the highest degree of diligence in protecting their clients’ interest. The BSP will hold the banks accountable should they fail to observe measures to protect their
clients,” BSP said in a public advisory on Friday. The central bank said financial institutions “have a responsibility to guarantee that banknotes coming from their ATMs are genuine, consistent with the BSP’s Financial Consumer Protection Framework, which requires financial service providers, such as banks, to conduct ethical business practices and not to engage in any practice that may cause harm to the consumer.” The ATM system, it said, “performs soundly under recognized risk management guidelines, and the BSP’s comprehensive approach to safeguarding the Philippine currency
includes well-defined mechanisms for reporting doubtful currencies, for examination by the BSP.” “Thus, the public is encouraged to report any untoward incident to their respective banks or the BSP, for appropriate action,” it said. The BSP also disclosed that it has requested lawmakers to enact the “Financial Products and Services Protection Act or the Financial Consumer Protection Act.” “The said legislative measure, if enacted, will address the gaps in our existing laws and better equip financial regulators, such as the BSP, with adequate legal authority to respond to complaints and enforce prudent,
responsible, and customercentric standards of business conduct. Said bill is currently pending in Congress,” it said. It assured the public that the central bank would continue to enforce rules and regulations to maintain a sound and stable financial system for consumers. The BAP, in a statement, has guaranteed the public “that the banking industry is a proactive partner in eradicating the circulation of counterfeit banknotes.” "Banks implement strict cash management services protocols and meticulous security procedures to follow Bangko Sentral ng Pilipinas (BSP) guidelines NOTES/PAGE 10
ADB eyes blockchain for Asia cross-border securities transactions THE Asian Development Bank (ADB) has launched a project to make cross-border securities transactions in Asia and the Pacific more efficient and secure through the use of blockchain technology. Working with leading blockchain companies, ADB will seek to develop ways to directly connect central banks and securities depositories in the Asean+3 region within a blockchain network. The region consists of the Association of Southeast Asian Nations (Asean) plus Japan, the People’s Republic of
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Banking&Finance
China, and the Republic of Korea. Directly connecting the institutions within a blockchain network could reduce both transaction costs and settlement risks –the possibility that securities are not exchanged within an agreed timeframe. Cross-border securities transactions in the Asean+3 region are currently processed through a global network of custodians and correspondent banks, which go through global centers in either the United States or Europe. As a result,
intraregional transaction settlements in Asean+3 take at least two days due to time differences as well as varying operating hours for markets within the same time zone. The project will be carried out in two phases: a designing phase, to be completed by the end of March 2022, and a prototyping phase, scheduled for the second quarter of 2022. The results will be discussed with Asean+3 government officials and members of the Cross-Border Settlement Infrastructure Forum of the Asian Bond Markets
Initiative, made up of central banks and securities depositories from across the region. ADB is partnering with ConsenSys, Fujitsu, R3, and Soramitsu on the project, which will also examine systems interoperability and the viability of central bank digital currencies in the region. The project is supported by ADB’s Digital Innovation Sandbox program, a platform for partners across the public and private sectors to collaborate on digital solutions. (PR)
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BDO – XU XU Lib. Annex Corrales St. Cdoc 8574108 / 8573796
METRO BANK- CORRALES Corrales Avenue, Cdoc | 8572635/728731
BDO – CDO HAYES Trendline Bldg.,Hayes Street, 8568151/727405
METRO BANK- GAISANO 8561720
BDO – COGON Sky hi Bldg JR Borja St. Cogon, Cdoc 8577963/ 725209/ 725203 BDO – OSMEÑA Osmeña corner Ramon Chavez St. Cdoc 724567/8563727 BDO – LAPASAN Lapasan Highway Cdoc 8563233 /8563234 / 725178 BDO – RN- PELAEZ George Town CyberMall Rn Pelaez Blvd Kauswagan Cdoc | 8562617/729052 BDO – CARMEN Maxsuniel cor.V Neri St. Carmen, .Cdoc 8584854 /8581133 BANK OF COMMERCE- VELEZ Akut- Velez St.Cdoc | 8564371 / 726880 BANK OF COMMERCE- LAPASAN
CM Recto Ave. Lapasan, Cdoc, 8563991/727731
BPI FAMILY SAVINGS BANK RER kauswagan,HW Cdoc 8573733 /722519 BPI FAMILY SAVINGS BANK Gaston Park Cdoc | 8801518 BPI – LAPASAN Cm Recto HW Lapasan Cdoc 724076/ 8524602 BPI- VELEZ Velez-JR Borja St.Cdoc 8564213/722406 BPI – CAPISTRANO Capistrano St. Cdoc 8574264/8574263 BPI- COGON Osmeña St. Cdoc 8571297/8571298 CHINA BANK –GAISANO 745887/745880 CHINA BANK- JR BORJA JR Borja St. Cdoc 8572212/8573274 CHINA BANK- LAPASAN CM Recto Lapasan HW Cdoc 8561325 /722240 CHINA BANK – CARMEN Max Suniel, Cor. Yakal St. Cdoc 8583903/723091 CHINA BANK – DIVISORIA RN Abejuela St. Divosoria Cdoc 8575759/722641 CITY SAVINGS BANK TS Fashion Ave.Justo Ramonal Corner St.Cdoc 2316060/ 2316059 CHINATRUST Suite U&5 G/LGateway Tower Lapasan Lkk Cdoc 8521846/8521844 D’ASIAN HILLS BANK HW. Lapasan Cdoc | 8564201/ 8564201 D’ASIAN HILLS BANK Vamenta Carmen Sts. Cdoc | 8585366 DBP – CORRALES Corrales Ave., St. Cdoc | 8572087/722649 DBP – CAPISTRANO JR Borja Capistrano St. Cdoc 8567776/722819
PBCOM Tiano-HayesSt. Cdoc | 726519/8571558 PLANTERS DEVELOPMENT BANK
Tiano Bros St. Cdoc | 727083 /727082 PHILTRUST BANK Ramonal OsmeñaSt. CDO 8807234/2316694/2316695 PNB- CORRALES Corrales Avenue Cdoc | 729500 / 729723
PNB- LKK MALL NORTH CONCOURSE
LKK Mall N.Concourse Cdoc 8574149/8575682
PNB- CARMEN Elipe Bldg.Carmen, Cdoc | 8583158/ 8584203 PNB- LKK LKK Lapasan, Cdoc | 8564347/722872 PNB CDO– DIVISORIA Tiano Bros.Cruz Taal St., Cdoc 722861 /722816 PNB CDO– LAPASAN LKK Center Lapasan, Cdoc | 8564732 / 723992 PNB CDO– COGON LKK Center Lapasan, Cdoc 8571991/ 723992 PHILIPPINE POSTAL SAVINGS BANK, INC. bels_domingo@yahoo.com.ph Rizal Chavez Cdoc 8572194/725438 PS BANK Velez Corner A. Mabini St., Cdoc 8574183/725184 PHILIPPINE VETERANS BANK Tiano-Abejuela St. Cdoc 722644/8573386 QUEEN CITY DEVELOPMENT BANK, INC. Sacred Heart Mont. Cm RectoAve., Cdoc 8562390 RCBC- VELEZ Velez-Borja St. Cdoc | 8564982/8568888 RCBC- COGON Simplex Bldg. Osmeña St. Cdoc 8562888/725863/8521329 RCBC- LAPASAN Cm. Recto Lapasan HW. Cdoc 8561888/722449 RCBC- LKK Gateway, Tower 1 LkkCenter, Cdoc 8563707/722449 RCBC SAVINGS- CARMEN Walingwaling St.,Carmen St. Cdoc 8585793/ 8586248 RCBC SAVINGS- VELEZ Velez St. Cdoc | 729083/8562460 RCBC SAVINGS- AGORA 8807891/8807892 RURAL BANK OF CABADBARAN, Inc.
#58 Tiano FernandezSt.CDO 727215/ 8563552 *805
SECURITY BANK- OSMEÑA Osmeña St. Cdoc | 8563965/ 723411/728774 SECURITY BANK- LKK Limketkai | 8801258/8801625
EAST WEST BANK #5 Juan Sia Bldg. Apolinar Velez St.Cdoc 8578801/720081
SECURITY BANK- VELEZ Velez Montalvan St., Cdoc | 728334/856632
EAST WEST BANK Cogon De Oro Constraction Bldg. LKK Drive 8500339/8500331
STERLING BANK OF ASIA Tiano Velez St. CDO | 8528171/8528168
ENTERPRISE BANK INC. Centro Mariano Bldg Osmeña St. Cdoc 723869/ 3093395 FIRST CONSOLIDATED BANK CM Recto Ave., Cor.Agudo Road Cdoc 8565360/2316678 LBP – CAPISTRANO Capsitrano St. Cdoc | 8565515/727678 LBP – VELEZ LunaVelez St. | 723549/8563198 LBP – PUERTO Puerto Cdoc | 8558858 MAYBANK JR Borja Tiano Cor. Bldg. Cdoc 8574439/726060 METRO BANK- DIVISORIA Pabayo Abejuela St. Divisoria Park, Cdoc 724783/8576999 METRO BANK- VELEZ A. Velez St. Cdoc | 8561724/726054 METRO BANK- JR BORJA JR Borja St. Cdoc | 8572999/724415
UCPB BANK- LAPASAN Osmeña Corner Lkk Drive, Cdoc 85771842/ 725135 UCPB BANK- VELEZ Velez Corner C. Pacana St. CDO 8564474/8564527 UCPB BANK SAVINGS-CAPISTRANO
Capistrano Corner CruzTaal St. CDO 8524099/722695
UCPB BANK SAVINGS- OPOL Gf forever Books Bldg.Bulua National CDO 754519/8588063 UNION BANK Lapasan Cm.Recto Cdoc | 8566847/8563805 WEALTHBANK Velez Gomez St. Cdoc | 8568942/722174 1ST VALLEY BANK Vamenta Blvd. CornerLirio St. Carmen, Cdoc 8501871/ 8584146 OROBANKERS CLUB Inc. Pnb Carmen | 09151850242
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Addressing Learners’ need in Modular Distance Learning CECILE CLYDE S. UBALDE Teacher 3 Claveria Central School
Over 300 college students in Mindanao attend Smart’s virtual 5G tech training More than 300 college students of the Notre Dame of Marbel University (NDMU) in Koronadal, South Cotabato recently attended the “5G for the Future,” a virtual technology training conducted by Smart Communications (Smart), preparing students for their future careers in cutting-edge technologies. The 5G tech training is part of Smart’s support for partner schools under Smart Wireless Engineering Education Program (SWEEP). The initiative underscores the commitment of Smart and
its parent firm, PLDT, to the companies’ core value of malasakit (compassion). “The telecom industry as we know it, continues to be at the epicenter of growth as the number of devices that require connectivity is growing every year,” said Smart Solutions Architect Supervisor Jon Ervir Cabiling, one of the speakers. A technology that surpasses the capabilities of its predecessors, “5G is the next generation wireless network technology that’s expected to change the way people
live and work,” Cabiling noted. Featuring fiberlike speeds, better user experience, and minimal delay or lower latency, 5G can transform the operations of various industries, including mining, healthcare, transportation, manufacturing, logistics, media, education, research and development, among others. “The training has taught me that there is no scientific evidence on 5G having bad effects on the environment and on human health,” pointed
out Lloyd Panlilio, a senior Electronics Communications Engineering student at NDMU. He said, “The training is helpful because it tackled the importance of 5G in terms of communication and advanced technology. As a future electronics engineer, one of my duties will be to provide the community with a faster internet speed to enable people to connect to the rest of the world.” Senior Computer Science student Kim John TRAINING/PAGE 10
Food experts turn okara wastes into flour, DOST-NCR provides funds under CRADLE R&D program By Bianca Claudette R. Canlas - DOST NCR
It was a long struggle for Queenbee Enterprises to process okara or soybean curd, a by-product of soybean milk processing that results in tons of wastes every day. The Department of Science and TechnologyNational Capital Region (DOST-NCR) facilitated industry dialogues and brainstorming sessions between Queenbee Enterprises and experts from the Polytechnic University of the Philippines to come up with a solution to process okara wastes into soy flour which may later be used in producing pastries, specifically pancake premix. This process will lead to repurposing waste materials coming from different products and creating added value, benefitting both the company and the consumers. The project is one of the many R&D initiatives under the Collaborative Research and Development to Leverage Philippine Economy (CRADLE)
Program, which is under the bigger Science for Change Program managed by the Office of the Undersecretary for Research and Development of the DOST. DOST-NCR funded the said project titled "Development of Optimum Dehydration Process and Characterization of Soy-
Residue for By-Product Utilization" to process okara wastes. The project aims to determine the optimum dehydration process parameters for soy residue and characterize the physicochemical, microbiological, and functional properties of wet and dried okara generated from soymilk
production. Dried okara derived from these tests will be optimized for food application. Outputs of the project are an optimized process of producing soy residue flour and a developed formulation for pancake premix which will later be marketed by Queenbee Enterprises as a part of its growing product line.
Schools and teachers face a whole new set of challenges as they try to make learning equal in this new context with distance learning. Teachers must consider how to meet children who had been performing well but are suddenly falling behind since this is a new learning environment. They may be having trouble adjusting to remote learning. Assist pupils in establishing new routines and tactics. Changes in habit and loss of structure are difficult for many students who learn and think differently. Allow them to utilize this time to experiment with new learning and focus tactics. Keep the simple stuff simple. What may appear insignificant to you could mean the difference between a student finishing a lesson or not. Adults have more coping techniques than children when it comes to overcoming obstacles. This resiliency is still being developed in children and teenagers. Maintain good ties with students and their families. Maintaining strong relationships with students and their families is critical,
especially when teaching from a distance. Students and their families who learn and think differently will most likely require more regular checkins. Teachers will need to collaborate with their school system and families to determine the most appropriate platform and method for checking in. Keep in mind that some families may be overwhelmed and unable to answer right now. Frequent check-ins with challenging students can help you figure out why they're struggling and what you can do to help them. Remember that long-term stress or trauma can make it extremely difficult to concentrate on academics. Right now, your pupils are dealing with a range of stressors that may have an impact on their ability to learn.
“Teachers as Life Coaches instead of Lesson Coaches” CECILLE T. UCAB
Before I start, what is life again, by the way? Ah, life. Our existence as individual beings. As an educator, my life goal has been contemplated to share my knowledge with the youth in the form of help. The help of cultivating t hem to re a lize t heir desired potentials; a time that goes on during their adolescence. Their high school years. But let me tell you, outside the insidethe-book comprehension, the school-based activities, and the seemingly necessary accomplishment of requirements, there’s been a signifying hint of inessentiality, an emptiness of reference to the realities of the harsh world. Sometimes, just to get through the endless cycle of every day, we perform and just ride roughshod over. We do what is asked by our duties, without really extending out of its boundaries. But it’s not exactly a consideration for the incorrect motive. The fact of staying inside the box is not a crime; however, it poses a question to us as individuals living life as it is. Are we meant to just do what is asked of us? As an educator, per se, to teach is an honor. But to teach beyond the four walls of the classroom bears a greater significance to me.
To teach is to give what is close to the realities of life. Despite the difference in the areas of our specializations, each educator must know what matters in the far end. Although there are specific courses that cater to these essential topics, what great it is if each one of us can be able to exercise our openness to give lessons on life other than what needs to be said out loud from the learning books? Life coaches teach us how to overcome obstacles in order to achieve our goals. Even though life coaching is also a business, is it better when our students are also susceptible to it? To teach is a mission, a mission to share consciousness. But moreover, a beautiful opportunity to influence values and show ideas that are very much helpful and momentous to the lives of students. And that becomes an admiration to our journey, to be able to have a direct impact on others’ existence. To be able to live life in preeminence.
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Lacson: Massive Govt Internal Cleansing to Enhance, Not Disrupt, Public Service Enhanced, not disrupted. This will be the state of public services rendered by the government following a massive internal cleansing in the first 100 days of a Lacson Presidency. This assurance came from Partido Reporma standard-bearer Sen. Panfilo "Ping" M. Lacson, who stressed Saturday that the cleansing will be evidencebased and follow the rule of law. "Ang massive internal cleansing, hindi ito indiscriminate. Base ito sa ebidensya na kung saan may mga kawani ng
gobyerno na sa halip na tumulong, nakakaperwisyo pa sa pamamagitan ng katiwalian (Such a massive internal cleansing will not be indiscriminate. It will be based on evidence against public servants who engage in corruption and other wrongdoing instead of helping their fellow Filipinos)," Lacson said in an interview on DZRH on Saturday. "This is without sacrificing public service. Yan ang objective, maimprove natin ang serbisyo publiko sa pamamagitan ng internal cleansing para
Graphic and semantic organizers: Its effects in understanding connotative meaning Author: ELBERT T. MAESTRE, MAEd-Eng.
The present study in CIBased form attempts to investigate the effect of g r ap h i c a n d s e m a nt i c organizer as strateg y instruction to enhance understanding of the students about connotative meaning. A descriptive experimental research with the pretest-posttest control group design was used in this study. The study was conducted to the grade 11 students of Salay National High School (Senior High School Department), Salay, Misamis Oriental. Based on the test, scores obtained had revealed that many students got frustrated
in determining authors’ purpose and interpreting idiomatic expressions. Thus, the researcher have c ome up i nto an effective strateg y on enhancing the above mentioned reading skills of the students where majority of them need remedial and intervention to develop reading comprehension and fluency reading most particularly on understanding connotative meaning. Consistent with reading research, the results showed that there was a strongly positive correlation between the use of graphic organizers
and semantics organizers to the understanding level of the students regarding connotative meaning. The research questions were: What is the relationship between the use of graphic organizers and semantic organizers to the understanding skill of the students on connotative meaning among grade 10 students? What is the relationship between the competency in determining author’s pur pose and idiomatic expression to the understanding level of connotative meaning among grade 10 students?
What other factors are involve d in incre asing understanding connotative meaning? Is there a significant relationship between attitude test in language test to the ability to determine connotative meaning of the text? The major implication of this study is that graphic organizers and semantic or g an i z e r s c ou l d h e lp increase understanding on connotative meaning, which results in another tool for teachers to use in teaching reading and enhancing f luenc y reading and reading comprehension.
MY SCHOOL, MY CURRICULUM By: MARK JASON DUNGOG
“It takes a village to raise a child.” -African Proverb This African proverb would certainly encapsulate the entire collaborative experience in our school on how we have implemented the Senior High School (SHS) program in accordance with the provisions of the Republic Act 10533 or the Enhanced Basic Education Act of 2013. Like any other schools in the Philippines which implemented the Senior High School curriculum, Bonifacio National High School (BNHS) took the grips of the challenges that have come along the way, notwithstanding the limited resources present at hand. To recall, our school started with three curriculum offerings, namely, (1) Academic TrackGeneral Academic Strand (GAS), (2) Academic Track- Humanities and Social Sciences (HUMSS), and (3) Technical-Vocational Livelihood with specializations in Bread and Pastr y Production (BPP) NCII and Food and Beverage Services (FBS) NCII. In 2016, I saw how the scarcity of our resources became our strength as we had discovered the potential of everyone's effort to help and support our school in its first phase of implementation. Back then, we did not have enough chairs and facilities for our class since the enrollment surprisingly went high. During the school year 2016-2017,
one hundred five senior high school learners enrolled and joined the first day of the class, with the three pioneering teachers. Irrespective of the shortcomings, the overwhelming odds were considerably on her (BNHS) favor. In a nutshell, the journey of implementing the senior high school program was never easy, yet it reaped success. The strong support of the internal and external stakeholders has genuinely empowered the entire educational community to become better to reach for greater heights. From the stakeholders' perspective, the success of the annual work immersion of our students across different tracks and strands was made successful because of them. Not just on the efforts of letting our learners be deployed and have the real experience from a workplace but also on the commitment they have shown throughout the years. For us, teachers who served as the executive department that implements the curriculum in our respective class, our role and functions became more efficient and effective since we all journey to raise our students. It is in this power of collaboration that we were able to add more to our curriculum offerings. In 2018 we added our TVL offerings with the following specializations, (1) Dressmaking NC II, (2) Computer Software Servicing NCII, and (3)
Carpentry NC II. Our family then gets bigger as some additional teachers were hired, which constitute our faculty in the senior high school. At present, we now have 11 senior high school teachers. It is also noteworthy that we produced 100 percent NC II holders from our Grade TVL students each year across different specializations. In terms of the four curriculum exits, our present data for our SHS graduates would show that most of our students choose to continue studying for higher education. Our TVL graduates took courses in the college concerning their field of specialization. Although some engaged in work, such as in different stores or businesses in the locality, this still show that our students are determined to continue life and find available means to sustain their everyday needs. This, I guess, is what is meant to be functional and contribute meaningfully in building our nation as stated in our DepEd mission, in different ways possible, little or big. I am thankful to God that I am part of the implementation of the Senior High School program. Historical and fulfilling since up to the present, the essential components of the educational community became a little village where everybody is heard, counted, and significant. Truly, it takes a village to raise a child and raising them is a collaboration in the community of Bonifacio National High School.
madama nila ang serbisyo ng gobyerno (This is without sacrificing public service. This is the objective, to improve public service through internal cleansing, so people will feel the benefits of services rendered by the government)," he added. He clarified that the first 100 days is not a selfimposed deadline but a starting point of a sustained cleansing of misfits and corrupt government officials and employees, similar to what he did in the Philippine National Police immediately after he assumed office as its Chief in November 1999. "Kailangan evidencebased. Kung maaari, caught in flagrante delicto (The cleansing will be evidencebased. If possible, the culprit should be caught in flagrante delicto)," he added. Also, Lacson made it clear that while he does not care if the bureaucracy may
shrink so long as those who will be left are hardworking and honest, "I will welcome honest and competent individuals who wish to join the government." Lacson said he will pattern his internal cleansing of the bureaucracy after the reforms he instituted at the PNP when he headed it from 1999 to 2001 that led to the elimination of the kotong cops as well as the kotong culture at all levels of command in the police organization. He reiterated as well that he will lead by example by signing a waiver of his rights under the Bank Secrecy Law in his first day in office - to send the message to the bureaucracy that transparency will be upheld and corruption will not be tolerated. "Kung magle-lead ka, kailangan meron kang moral ascendancy (If you are to lead, you need to have moral ascendancy)," he said.
AKO, IKAW, TAYONG LAHAT MAHALAGA ELLEN MAE D. OLASIMAN, PhD Iponan Elementary School
Isang musmos man na miyembro sa lipunan Magagawa ko ang mga gawain nang walang pagalinlangan Sa loob ng aming bahay at maging sa labas man Aking lakas at tiwala sa sarili ang kailangan. Ikaw din ba ay may ugaling ganyan at ganito? Pagiging matapat at matulungin sa ibang tao Lalo na sa mga buhay na nangangailangan Kailanma’y maipagmamalaki ka sa mga mamamayan. Tayong lahat na kabilang sa malaking pamayanan Kaakibat sa atin ang mga tungkulin na dapat gampanan Pagkakaisa at pakikibaka para sa isang layunin Hangad sa atin ng Maykapal, magagandang asal laging panatilihin.
Learning still best in classrooms MRS. MA.THISBE C. PAMISA Teacher 1 Grade 2-Purity adviser San Francisco ES Balingasag-Central District, Misamis Oriental
The interaction between students and teachers in physical classroom is still the best. Such interaction is nothing like the interaction in a virtual classroom. Under the online platform, there is short time to no time for clarifications for students. One of the many affected areas of the departments of the government is clearly the education department. The depar tment of Education (DepEd) has implemented a remote learning setup nationwide, which really affected almost everyone. Other countries have made the pandemic under their control which allowed them to resume the traditional method of teaching.
But in the Philippines, the pandemic is on the heels of education stakeholders. There is a data report by the United Nations Children’s Fund which states that, the Philippines will be one of only two countries worldwide that have not resumed faceto-face classes since the pandemic was declared in March 2020 The DepEd insists that blended learning is here to stay--- at least for the current school year--and recognizes that the resumption of classes is a shared responsibility that must be “joyfully implemented” with other sectors, including transportation, health, and infrastructure.
8 Silip sa Apoy now on Vivamax Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776
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BE like a moth to the flame and get attracted to the heat of the fire as we take a peek on the lustful world of Silip sa Apoy, premiering on Vivamax this January 28. It’s only the first month of the year yet Vivamax is about to showcase another controversial Vivamax Original Movie with Silip sa Apoy, an eroticdrama starring Vivamax’s K-Krush, Angeli Khang. Emma (Angeli Khang), a young woman who is tired of living with her alcoholic husband, Ben (Sid Lucero), for he becomes violent whenever
he’s drunk, finds a knight in shining armor through Alfred (Paolo Gumabao). He is their new neighbor who lives beside them. Every night he peeps through the holes of the wall and witnesses the marital abuse. Alfred and Emma eventually fall for one another and have a secret relationship and Alfred promises that they would run away together to escape the wrath and violence of Ben, giving Emma a hope to finally have the freedom she’s been longing for. Fresh from her successful Vivamax
The impacts of Covid-19 on Philippine education By: NIDA N. POSTRANO
The impact of COVID-19 have been experienced and felt all over the world since the beginning of 2020. In March, the Philippines began its strict lockdown measures were implemented. There were negative impacts of COVID-19 and lockdown to Philippine education. Schools were closed and learners have not been able to go to school in March 2020. But in June 2021, DepEd officials declared that learners would only return to school when vaccine is available. The school shutdown, brought new challenges to learners, te a che rs and p arents. While the DepEd officials announced that distance learning modality must be implemented. Many Filipinos found it difficult because they don’t have computer or good internet connectivity. Pandemic impacted the academic world that consist of millions of enrolled le ar ners and dynamic teachers who previously had regular classes in schools, and are now entangled at home. To continue the education process, various learning modalities were introduced. These include online class and modular learning which are new to the teaching and learning community. Closing schools naturally affects learners who refrain from face to face instruction and socializing with their peers. As the countr y continue struggling with the increasing COVID-19 cases, schools remain shuttered resu lte d to long-ter m consequences on children’s education and development. “When schools are closed for long periods, there is a higher risk for child labor and teen-age pregnancy”, according to UNICEF education specialist Teresita Felipe. Online learning modality happen through electronic devices such as phone,
tablet or computers, but the problem is the poor internet connectivity throughout the country. Online learning is made more difficult for poorer families who may not have access to a device. It can be a big challenge to adapt to online learning and teaching instead of being in a physical classroom with proficient teachers. The education secretary Leonor Magtolis Briones announced the use of modular learning to students which would be printed out and provided to them. By using selfstudy learning modules, learners become dependent to parents and other family members to accomplish the learning tasks. According to UNICEF study, more than 80% of parents said their children show slower learning improvement when studying from home. During the middle of the pandemic, examinations were cancelled and students were being taught remotely a n d h e l d re s p on s i b l e for their own studying. Learning actually taken place was not measured. Many students accepted the reality that their grades depend on the decision of their teachers, (Katie Gray). Since the Philippines still experiencing the spread of COVID-19 pandemic w it h its var i ants, it is encouraging to know that people are supporting each other amidst of the pandemic. In meantime, distance learning -online and modular modality are of great help while teacher and the learners undergo vaccines to combat the virus and slow down the infection so that children can get back to school to have face to face classes. All children have the right to education. With the use of different platforms, learning will continue with great hope that life may back to normal. Education must continue and no child will be left behind.
Originals last 2021 (Taya, Mahjong Nights, Eva), K-Krush Angeli Khang is set to spice up our 2022 using her angelic face, sexy body and brave acting. Produced by Viva Films, this movie is created by two of the most respected and well-known writer and director in the country. Silip sa Apoy is directed by FAMAS nominee, McArthur C. Alejandre, the director who brought us several Filipino movies like In Your Eyes and 2021's My Husband, My Lover. And this film is written by the award-winning writer, Ricky Lee. Take a peek and watch
yourself be drawn to the dangerous yet alluring story of Silip sa Apoy, showing on Vivamax starting January 28. Subscribe to Vivamax for only P149 per month or P399 for three months. Visit web.vivamax.net or download the app and subscribe via Google Play Store, Huawei App Gallery and App Store. For payments via website, you may choose EC Pay, 7 Eleven, All Day, All Day, Pay Mongo, GrabPay, GCash, or PayMaya. For payment thru app, you can have Globe, Smart, GCash, Paypal, Visa, or Mastercard as options. For payment
Distance learning and teaching Mrs. DIVINE JEAN G. SALVACION Teacher I Grade 1-Simplicity Adviser San Francisco ES Balingasag-Central District, Misamis Oriental
Our education officials used many words to describe the kind of method of teaching we have in this pandemic. It may be blended, distant learning, etc. This is no different to how they named the kinds of quarantines we have in our places. To d a y , w i t h t h e advanced technology, this new method of teaching becomes faster and easier to use. However, it must be noted that this advanced technology is only a tool. It must be emphasized that, it is, the teachers’ own skills in imparting learnings is the utmost important. Thus, there is need of training on how to teach effectively and properly using these technologies. The question now are, are our teachers prepared
to te a ch and us e t he technolog y to cope up with this unprecedented time and the turn of world events that has affected everyone in this world? Is our education system equipped not only for the tertiary level, but especially for the lower levels where basic learning takes place? It i s re a l ly i n ou r government where supports will come from and which may help our educators be equipped with the needed skills set to effectively and properly use these technologies to advance the intention of having the quality of teaching despite of the challenges the pandemic posts. Let us then strive for success through our collectives efforts.
Grappling with distance education MRS. MIRAFLOR A. CRUCIO Teacher I Kindergarten – Behave Adviser San Francisco ES BAligasag-Central District, Misamis Oriental
The Department of Education (DepEd) decided to shift to printed l e a r n i n g m o du l e s f or students. The creation of learning modules for distance education may be described as an industrialized form of education. The traditional face to face method of teaching is still the best way to convey learning because of the kind of interaction it gives. However , due to the Covid-19 pandemic, students and teachers have been deprived of such interaction. T h e s t u d e nt s h av e been forced to study and learn with their own paces without the presence of their teacher as the same way before. The challenge facing by the educators at present is how to use the interactive elements not on its usual
use during face to face but now on the materials as to creation and designing. These learning materials should be something having creativity way which encourage engagement among the students. In addition, at the very first year of the distance learning, the lack of devices needed and poor to no connection issues proved that digital interaction remains a big challenge to the new form of teaching. While this new way of teaching is promising, the challenge lies on how educators convey the same interaction it has in their classroom into their virtual classrooms. Without the support of the government through providing teachers with relevant trainings towards distance education, there will be a doubt as to its achievement.
thru Ecommerce, you may choose from Lazada, Shopee, Comworks, Clickstore, or Paymaya. For payment thru authorized outlets, choose from Load Manna, Comworks, Cebuana Lhuillier, Palawan Express, and Load Central. VivaMax’s cable partners are SkyCable, Cable Link, Wesfardell Connect, Fiber, BCTVI, Cebu Cable, Zenergy HD, Cotabato Cable Television Network Corporation, and Concepcion Pay TV Network, Inc. Silip sa Apoy is also streaming on Vivamax
Middle East. For fellow Pinoys in UAE, Saudi Arabia, Kuwait, Oman, Bahrain, and Qatar, watch all you can for only AED35/month. Vivamax can also be streamed in Europe for only 8 GBP/ month. Vivamax is also available in Hong Kong, Japan, Malaysia, and Singapore, Indonesia, Thailand, South Korea, Taiwan, Brunei, Macao, Vietnam, Maldives, Australia, New Zealand, and now also in Canada and the United States of America. Vivamax, atin ‘to!
Distance learning struggle continues Mrs. RUDELYN GRACE B. CALUSTRE Teacher I Grade 5- Charity Adviser San Francisco ES Balingasag-Central District, Misamis Oriental
Te a c h e r s s h a r e w i t h their students the same struggles- not stable internet connections, difficulties with lessons, etc. It was during the school year 2019-2020 that broke out which forced the classes to close and pushed the teachers and students into the online platform or distance learning. During the first year of the implementation of this new method of teaching, the education immediately faced with problems. First, students were behind in terms of att e n d an c e an d / or i n submitting modules and other requirements. Second, the lack of resources like gadget, no budget to pay load, etc.
Due to these reasons, many had missed the classes. As to the parents, they have shouldered another burden in providing the demand of their children. Last, parents were also concerned over difficulties in helping children with lessons as they lacked knowledge about subject matters because some of them never had a formal education. In addition, due to the concerns mentioned, the mental health of every student was greatly affected. These problems are the manifestation that the education system and its stakeholders are together in struggling to meet the quality education for the students under these hard times.
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Local Products Fuel Business Growth and Empower Communities
Winners of Shopee Celebrates Local campaign share how locally-made products impact the lives of other Filipinos
S
HOPEE, the leading e-commerce platform in Southeast Asia and Taiwan, continues to support local sellers through the #TatakPinoy: Shopee Celebrates Local campaign. During the campaign, Shopee held a contest where users voted for their favorite among 12 Filipino sellers. Uniq. mnl, Chelssydresstaytay, and Mighty Clean emerged as the top three winners, where they not only exemplified excellence in their businesses but also supported the community by providing job opportunities amidst difficult times. Sharing their success to empower others Sisters Ira and Ireen Cruz have been in the garment industry for five years, but when the pandemic hit in March 2020, their business was greatly affected. Instead of cutting their losses and ceasing operations, the siblings decided to try selling online through Shopee. Their business flourished and they have been consistently hitting their sales targets. The shop’s significant
growth also led to more employment opportunities for skilled Filipinos specializing in garments, a point of pride for the entrepreneurs. Ira Cruz, Owner of Uniq.mnl, said, “It was such an honor to be part of the ‘Shopee Celebrates Local’ campaign. We are happy to be able to provide job opportunities to our community. It is the most rewarding experience of all and we are truly blessed with loyal staff. Since we started, we have grown the team from a handful to now over 50 staff members. We hope to pay it forward and be able to offer more jobs to help improve the livelihood of EXTRA-JUDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND KNOW ALL MEN BY THESE PRESENTS:
That the late VICENTE RACINES DESCALLAR, who died intestate on May 26, 2019 at st. C. Old Corrales, Camp Philips, Manolo Fortich, Bukidnon, the deceased at the time his death left a certain parcel of land with TCT No. AT-1129 situated in the Barangay of San Jose, Municipality of Libona, Province of Bukidnon, Island of Mindanao, containing an area of SIXTEEN THOUSAND TWO HUNDRED FOURTEEN (16,214) SQUARE METERS, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF VICENTE RACINES DESCALLAR, filed by the heirs of VICENTE RACINES DESCALLAR, per DOC #473; PAGE #95; BOOK #LVII; Series of 2021 under the Notarial Registry of ATTY. FARRAH L. YONGCO-INIHAO.
That the late SPS. JOVITO QUIETA, who died on February 14, 2008 died at Agusan, Canyon, Phillips Bukidnon & FRANCISCA PACALDO QUIETA, who died on October 01, 1991 died at Agusan, Canyon, Phillips Bukidnon; Whereas, REMEDIOS QUIETA LAGUMBAY, who died on March 25, 2015 at Phillips Bukidnon; Whereas, NORMA QUIETA VILLANUEVA, who died on July 14, 2017 at Libona Bukidnon; Whereas, DOMINADOR PACALDO QUIETA, who died on November 05, 2013 at Saudi Arabia; that the said deceased, at the time of their death, left a parcel of land with Technical Description Original Certificate of Title No. P-16724 situated in the Barrio of Mat-I, Municipality of Claveria, Province of Misamis Oriental, Island of Mindanao, containing an area of ELEVEN THOUSAND SEVEN HUNDRED SEVENTY FIVE (11,775) SQUARE METERS, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND, filed by the heirs of SPS. JOVITO QUIETA & FRANCISCA PACALDO QUIETA, REMEDIOS QUIETA LAGUMBAY, NORMA QUIETA VILLANUEVA, DOMINADOR PACALDO QUIETA, in favor of SPOUSES PRESCILLA DIANO NAVARRA & FRANCISCO ALVE NAVARRA, per DOC #488; PAGE #98; BOOK #VI; Series of 2022 under the Notarial Registry of ATTY. ALBERT WENCES C. DABA III.
BWM: Jan 24, 31 & Feb 7, 2022
BWM: January 17, 24 & 31, 2022
EXTRAJUDICIAL SETTLEMENT OF ESTATE OF VICENTE RACINES DESCALLAR KNOW ALL MEN BY THESE PRESENTS:
the people around us.” In addition, they continue to encourage their team members, resellers, and other small business owners to explore and try out e-commerce and help others find a way to earn a living during this time. Providing locally-made quality products for the Filipino household Second runner-up
Mighty Clean has been manufacturing household chemicals that fit the needs of every Filipino home since 2004. With a desire for continuous improvement through extensive research and development, Mighty Clean stays true to its promise of providing consumers with highquality products at affordable prices.
Mico Cruz, Brand Manager at Mighty Clean, said, “We strive to create a difference in every Filipino’s household through high quality and value for money products. With Shopee’s support, we were able to grow and provide our customers with the kind of products and services that they deserve. ” Like Uniq.mnl, Mighty Clean pivoted to e-commerce in March 2020– a move that allowed them to thrive as they reached even more customers nationwide. Through Shopee’s extensive seller support tools and initiatives, Mighty Clean is able to grow brand awareness through innovative ways, and attract more customers by giving them deals such as flash sales, vouchers, discount promotions, bundle deals, and many more. Catering to the Filipina’s fashion needs First runner-up Rochelle Estandarte started joining bazaars and
Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10TH Judicial Region Branch 39 Cagayan de Oro City @rtc1cdo039@judiciary.gov.ph 09173218984 (incoming calls only) ADRIAN FIDEL D. HERNANDO, represented by His Attorney-in-fact, Marjorie G. Hernando Petitioner,
LRC CASE NO. R-CDO-21-03387-LR
-versusREGISTER OF DEEDS OF CAGAYAN DE ORO CITY, Respondent. NOTICE OF INITIAL HEARING Finding the verified Application for Land Registration over a parcel of land situated at Daguiangason, Carmen, Cagayan de Oro City, containing an area of two thousand and seventeen (2,017) square meters, more or less, to be sufficient in form and substance, the same is set for hearing on 17 May 2022, at 9:00am, hereby requiring all those who may have interest over said parcel of land to appear on such time and place, and show cause why the application should not be granted. Let copies of this Notice be published, at the expense of the applicant, in the Official Gazette, and once a week for three (3) consecutive weeks in a newspaper of general circulation in Cagayan de Oro City and the Province of Misamis Oriental. Let copies hereof with the Petition attached be posted at the bulletin boards of the following offices and buildings, to wit; City Hall of Cagayan de Oro City, Barangay Hall of Carmen, Cagayan de Oro City, where the land subject of this application is situated, and this Court, for at least thirty (30) days prior to the date of hearing. Applicant is further ordered to furnish a copy of this Notice and the Petition to the Office of the Solicitor General, the Office of the Registrar of Deeds of the City of Cagayan de Oro, the Land Registration Authority and to the occupants and adjoining owners of the lot subject of this Petition at least thirty (30) days prior to the date of hearing. SO ORDERED. Cagayan de Oro City, 19 October 2021. (SGD) MARITES FILOMENA B. RANA-BERNALES Presiding Judge BWM: January 17, 24 & 31, 2022
night markets when she was still in college. Armed with her love for fashion and the help of her mother who has been in the industry for 20 years, she began her own clothing business in 2005. Rochelle’s keen eye and ability to keep a pulse on Filipinas’ evolving fashion needs led to the growth of her sales and orders, as well as an increase in followers. After taking her business online in 2020, she was also able to hire more employees, giving other Filipinos an opportunity to earn and provide for their families amid the pandemic. She attributes her success FUEL/PAGE 10 EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF ALEJO BARING INIHAO KNOW ALL MEN BY THESE PRESENTS: That the late ALEJO BARING INIHAO who died on December 13, 2008 at Manolo Fortich, Bukidnon; died intestate without any outstanding debts, and at the time of his death, left the following properties registered to his name as well as his conjugal share of properties with 1. Transfer Certificate of Title No. 77036 Registered to Alejo B. Inihao situated in the Barangay of Mactan, City of Lapu-lapu, Province of Cebu, Island of Mactan, containing an area of SIX HUNDRED SEVENTYFOUR (674) SQUARE METERS, more or less, 2. Transfer Certificate of Title No. 77039 Registered to Alejo B. Inihao situated in the Barangay of Mactan, City of Lapu-lapu, Province of Cebu, Island of Mactan, containing an area of NINE HUNDRED FIFTY (950), 3. Transfer Certificate of Title No. T-62036 Registered to Alejo B. Inihao situated in Damilag, Manolo Fortich, Bukidnon, containing an area of FIVE HUNDRED NINETY-ONE (591) SQUARE METERS, more or less, 4. Transfer Certificate of Title No. T-46489 Registered to Alejo B. Inihao, situated in Damilag, Manolo Fortich, Bukidnon, containing an area of THREE HUNDRED FORTY-FIVE (345) SQUARE METERS, more or less, 5. Transfer Certificate of Title No. T-45981 Registered to Marilou G. Inihao situated Damilag, Manolo Fortich, Bukidnon containing an area of SIX HUNDRED SEVEN (607) SQUARE METERS, more or less, 6. Original Certificate of Title No. P-4841 (PART) Tax Declaration No. 02-15-17675 Declared Owner: Marilou G. Inihao, situated in Lunocan, Manolo Fortich, Bukidnon, containing an area of SIX THOUSAND FIVE HUNDRED THRITY-ONE (6,531) Square Meters, more or less, 7. Tax Declaration No. 02-15-42406 Declared Owner: Marilou G. Inihao, Building constructed on Property 4 located in damilag, Manolo Fortich, Bukidnon, 8. Tax Declaration No. 02-15-42677 Declared Owner: Marilou G. Inihao, Residential Building constructed on Property 4 located in Damilag, Manolo Fortich, Bukidnon, 9. Tax Declaration No. 02-15-11650 Declared Owner: Marilou G. Inihao, Building constructed on Property 5 located in Damilag, Manolo Fortich, Bukidnon, 10. Tax Declaration No. 02-15-11653 Declared Owner: Marilou G. Inihao, Residential Building constructed on Property 5 located in Damilag, Manolo Fortich, Bukidnon, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF ALEJO BARING INIHAO, filed by the heirs of ALEJO BARING INIHAO, per DOC #154; PAGE #31; BOOK #LII; Series of 2021 under the Notarial Registry of ATTY. FARRAH L. YONGCO-INIHAO. BWM: Jan 24, 31 & Feb 7, 2022
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Notes... from page 5
for the transit and loading of fit banknotes in ATMs," the BAP statement read. “While bills in ATMs do not come directly from a bank’s transactions of the day, banks have always maintained qualified personnel trained and equipped to identify counterfeit banknotes to prevent these fake banknotes from entering the banking system,” it said. It also encouraged the public to report to authorities any instances wherein they suspect that the banknotes they have are counterfeit. “The making and importing of counterfeit money is a criminal act, and we join the BSP’s call for vigilance in identifying counterfeit money. The partnership between the BSP and BAP, together with a vigilant public, will pave the way for ensuring that counterfeit money and their sources are fully eradicated,” it added. (PNA)
Training... from page 6
Bautista observed that it allowed him “to see the value and significance of the Smart Technology Revolution network.” “I learned that we
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should consider the potential applications of our technological developments,” Bautista related, adding that, “I also encountered, for the first time, the NB-IoT (Narrow Band-Internet of Things) technology, and I am so interested in how we could make use of it in the future.” The 5G tech training is a collaborative effort o f S m a r t Te c h n o l o g y Innovation Center, PLDT and Smart Group Corporate C ommunications, and SWEEP. It forms part of PLDT and Smart’s strong advocacy for education, aiming to help the country attain the United Nations’ Sustainable Development Goals (UNSDG), particularly SDG #4: Providing Quality Education. #LearnSmart
Fuel... from page 9
to Shopee’s marketing tools, campaigns, and support from relationship managers who helped her and her team understand the industry easily. Rochelle Estandarte, Owner of Chelssdresstaytay, said, “ We are very proud to market our locally-made apparel. We design our clothes with Filipinos in mind
DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE KNOW ALL MEN BY THESE PRESENTS: I, KARELL ANN R. APOSTOL, widow, of legal age, resident of Valencia, Bukidnon, hereby freely and voluntarily declare and state that: 1. I am the legal and sole heir of the deceased WILMER I. APOSTOL who died on September 28,2019 at J.R. Borja General Hospital, Cagayan de Oro City (the “Deceased”); 2. The Deceased died intestate, without leaving any Last Will and Testament, and without any outstanding debts; 3. The Deceased left the following property, to wit: a. Bank account SA # 003220107820 maintained with Cagayan de Oro – Carmen branch of BDO Unibank Inc (Bank), in the amount of P1,097,062.24 plus interest accruing; 4. Pursuant to Section 1 of Rule 74 of the Revised Rules of Court of the Philippines, I do hereby adjudicate unto myself the above described property. IN WITNESS WHEREOF, we have hereunto set our hands this day of JULY 15,2021 at CAGAYAN de Oro City.
and are happy to say that our products are also wellloved by shoppers overseas as well. Since my mother has been in this business for the past 20 years, I picked up a few lessons on ladies’ fashion trends, allowing me to provide a wider variety of clothing pieces that Filipinas can enjoy wearing. We are also grateful for all the support we have received from Shopee and we strive to scale our business further on Shopee.” These entrepreneurs are only three of the many MSMEs who found success and thrived on the e-commerce platform. At Shopee, sellers can leverage the extensive marketing tools, participate in monthly campaigns, and learn how to maximize the e-commerce landscape through proper guidance and support through the Shopee Seller Education Hub. For current and aspiring entrepreneurs looking to grow their business online, learn more about Getting Started on Shopee here.
Normin addresses increasing demand for medical oxygen CAGAYAN DE ORO CITY -- Aiming to address the increasing demand of medical oxygen among health facilities due to surge of COVID-19 cases in Region 10, the concerned member agencies of the Regional Oxygen Task Unit (ROTU)
R.A. 10172 Form No. (LCRO) NOTICE FOR PUBLICATION In compliance with Section 7 of R.A. No. 10172, a notice is hereby served to the public that MARIE D. ADREVAN-TAGDULANG has filed this Office a petition for Correction of Clerical Error in the Certificate of Live Birth from MALE to FEMALE, who was born on December 12, 1981 at Gitagum, Misamis Oriental and whose parents are WILLY A. ADREVAN and PACITA S. DAUMAR. Any person adversely affected by said petition may file his written opposition with this Office not later than ________. (SGD) FRANCIS Y. MIGALBIO Municipality Civil Registrar BWM: January 24 & 31, 2022
convened for its very first meeting, January 26. Among the roles and responsibilities of the task unit is to ensure the adequate supply and rational distribution of oxygen, especially in times of COVID-19 surge. Also, it aims to monitor the oxygen consumption of health facilities, vis-à-vis supply, to partner and closely coordinate with oxygen producers and hospitals— hence, ensuring immediate response to shortages in oxygen supply. Further, local policies shall also be implemented to address and prevent problems identified in the oxygen supply chain. Discussions during the meeting includes the presentation of the approved Regional Inter Agency Task Force for the Management of Emerging Infectious Diseases (RIATF-MEID) Resolution No. 11 (s.2022) entitled “A Resolution Creating the Northern Mindanao Regional Oxygen and Other COVID-19 Related Emergency Essential and Medical Devices Task Unit.” Also, practices done by the respective member
agencies and medical oxygen suppliers addressing the concerns on oxygen supply and consumption within the region were also tackled. On the other hand, manifestation on the inclusion of “Other Medical Supplies” in the resolution will be further raised to the RIATF-MEID for proper guidance as to the approval of the resolution. The creation of this task unit is pursuant to the NTF against COVID-19 Memorandum Circular No. 7 (s.2022), having the following agencies as its members: Department of Health (DOH), Department of Trade and Industry (DTI), Office of Civil Defense (OCD), Food and Drug Administration (FDA), and the Department of the Interior and Local Government (DILG). Additional members of the task unit are the medical oxygen suppliers in Region 10. The ROTU will serve as a platform for collaboration and coordination between and among the Regional Task Force (RTF), concerned NGAs, and Private and Public Hospitals. (DILG-10/ PIA-10)
Republic of the Philippines Bangsamoro Autonomous Region in Muslim Mindanao Province of Lanao del Sur MUNICIPALITY OF PUALAS OFFICE OF THE MUNICIPAL CIVIL REGISTRAR NOTICE TO THE PUBLIC CCE-000____-2020-R.A 10172
Date: _____________
In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-01, Guidelines in the implementation of the Administrative Order No. 1 series of 2012 (IRR OF R.A 10172), notice is hereby served to the public that JOHAIRAH TANOG POLAYAGAN has filed with this office, a petition for correction entries of her full name from “JOHAIRA POLAYAGAN TANOG” to “JOHAIRAH TANOG POLAYAGAN” and her SEX FROM “MALE” to “FEMALE” in her certificate of live birth at Municipality of Pualas, Lanao del Sur and whose parents ATONG SARIPADA POLAYAGAN and MANGOMINTA SARIPADA TANOG. Any person adversely affected by said petition may file his/her written opposition with the office not later than ___________, 2022. (SGD) ADALIN S. TANOG, J.D. Municipal Civil Registrar BWM: January 31 - February 1, 2022
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Spots... from page 4
we are blind to ourselves, we cannot see what we need to change in our character and life. Our blindness blocks us from ever reaching our potential and living our life to the fullest. “Ev e r y on e w ant s t o change the world, but no one wants to change himself.” The fact is the only person in the world you can change is yourself. So won’t you start today? Ask the One Who created you and all of your potential to help you start seeing your blind spots: your character faults, wrong thinking, attitudes, beliefs, behaviors, words, habits, and relationships that you need to change. Jesus will forgive you for your sinful heart and way of living. Then, He will free you with His power to start seeing and being all He created you to be. Just think a minute.
Walden... from page 4
these and saw up close how her father dealt with problems. Walden never had these in all his life. In fact when he learned about the atrocities of the CPP/NPAs all he did was to resign from CPP but did not sever his ties completely as his political career would show. So now he gets a mouthful from Mayor Inday.. “If only Walden Bello wasn’t so quick to jump the gun, he would know that my vision was not only to push for mandatory military service for the youth,” she said. “And an 18 year old is definitely not a child.” She said only the likes of Bello would think of mandatory military service for Filipino citizens “as arming them and telling them to kill – instead of looking at it as something that inspires patriotism in the youth.” “If only he wasn’t so quick to react, he would have realized that I also emphasized the need for the youth to be prepared for disasters and become proactive community partners in rescue operations and in aiding victims of calamities,” “I wanted them to be able to stand on their own, help themselves, help the communities, and help the nation,” Inday Sara tells Walden. T h e o b s e s s i on ov e r dictatorship in the Philippines, she added “is as ancient as the belief that the youth have no actual important role in building a nation that is progressive and peaceful.” “If only Mr. Bello did not stop at what he has been so stuck in over the past many years — dictatorship in the Philippines, something that we know is a lie in the present time — he would have a better understanding of what I truly stand for”. Walden could never be like Sara. They live in two different worlds. Walden in the safety of academic
campuses and pursuance of an irrelevant ideology while Sara in the real world. As the surveys show Sara is on a straight path to the vice presidency, while Walden is consigned to defeat.
Drivers...
from page 4 in its bid to acquire the P55 billion retail business of Citibank, “BPI is now aggressively positioning to organically grow its credit cards and wealth management business for 2022.” BPI President Jose Teodoro “TG” Limcaoco, meanwhile, briefed the BPI board on the launch of new products using GCash . BPI put two mutual funds under the GInvest platform on Dec 6. One is a dollar fund run by Black Rock where an investor can invest in pesos. The other fund tracks the Philippine Stock Exchange index. Without any marketing, BPI is getting 3,000 new customers every day without fail. Five weeks after launch, BPI was able to double its customer count base at BIMI (the mutual fund company of BPI) to 110,000 new customers which is the same number of customers they acquired in the last 20 years. A week later, BPI launched a new product with GCash where car registrants with LTO can actually buy Third Party Liability coverage on GCash and get a certificate which is immediately linked directly to the LTO database. So for those who personally register their vehicles, they can skip one step and not have to go to the shack on the side of an LTO office to buy TPL. Note: You may wish to share the foregoing via Facebook, Twitter, Linked-In or Viber.
Aid...
from page 1
by permanent closures of the establishments and those who were retrenched as a result of the pandemic. However, the assistance is for those working on a daily schedule, which excludes those business or office establishments i mpl e m e nt i ng f l e x i bl e , or work-from-home arrangements, including compressed workweek, and compressed work hours. "What we are going to do is a first-come, first-serve basis, since the budget is only P1 billion, which covers the entire country," Gutib
said. Applicant establishments should submit their report on p e r mane nt cl o su re, t e mp o r a r y c l o s u r e , o r retrenchment of workers to reports.dole.gov.ph. Gutib said the website has been up and running s i n c e Ja nu a r y 2 4 , a n d establishments applying can already avail of the program. He also said establishments should also submit attachments such as their latest payroll, logbook or l e d ge r, e mpl oy me nt contract, cash voucher or petty cash voucher, authority to debit accounts sent by the employers, list of remittance like Social Security System (SSS), PhilHealth and PagIBIG, or the list of employees with 13-month pay. D O L E - 1 0 Te c h n i c a l Ser vices and Support Division Director Atheneus Vasallo said as of January 28, they have only received 39 applications from est ablishments wit h 89 workers affected. He said the region was initially granted 228 slots or a P1.2 million budget. Aid for flood victims Meanwhile, the DOLE10 extended its emergency employment program or Tulong Panghanapbuhay para sa Ating Disadvantaged/ Displaced Workers (TUPAD) program to 11,256 flood survivors. Earlier, DOLE-10 Field Operations Chief, Emmanuel G. Toledo said the hired TUPAD workers were flood survivors from areas hit by Typhoon Odette on Dec. 16, 2021. The beneficiaries were tasked to disinfect or sanitize their respective residential surroundings and public areas in their barangays. Toledo said the first batch of 4,606 workers each received P3,650 during the simultaneous payout on December 30 and 31, 2021. Meanwhile, the second batch of 6,650 workers began the 10-day work on January 13 until 22, 2022. A total of 30 low-lying barangays have benefitted from the assistance worth P42,166,731. TUPAD is a communitybased package of assistance that provides emergency employment for displaced workers, underemployed and seasonal workers, for a minimum of 10 days, but not to exceed 30 days, depending on the nature of work to be performed. (PNA)
Kagay-an Festival 1st Oro Lechoneros Encuentro Champion
for Orders, Contact Yoyong:
09354145759 09169249371
Passage... from page 1
President Rodrigo Duterte to urgently sign the bill into law. On Wednesday, senators from Mindanao have announced the bill's passage through their respective Facebook pages. Sen. Juan Miguel Zubiri said he was "emotional" when it was approved, as this will help the affected residents, especially those who lived in the Most Affected Areas. "They will be able to receive (soon) Just Compensation or financial assistance so they can rise up again from the nightmares they had experienced," he said in the Facebook statement. Sen. Ronald Dela Rosa also said on his Facebook page that the bill aims to help Marawi residents rebuild their homes. (PNA)
Debunk... from page 1
On January 14, the city was placed under Alert Level 3 by the national Inter-agency Task Force (IATF) due to the rise in Covid-19 cases. The alert level will last until the end of the month. The city government on Friday reported 181 new Covid-19 cases, bringing the total to 23,042 cases, of which 2,121 are active, 20,049 are already recovered, and 872 have died. Moreno also commended the city's Covid-19 vaccination team for doing a great job on the vaccination rollout, as part of the city's measure to fight the spread of the virus. As of January 28, a total of 552,923 individuals or 96.34 percent of the city's target population have already been vaccinated. Moreno said the city’s health care utilization rate and bed utilization capacity are already being affected by the rise in cases. "This is due to the cases outside the city and yet it’s the city that bears the brunt (of a higher alert level). I hope that Northern Mindanao Medical Center (NMMC) finds a solution to help the city," he said. Moreno said the city might be upgraded to a higher alert level once the IATF sees the latest Covid-19 figures in the city. Dr. Gina Itchon, NMMC research and development
department chief, echoed Moreno’s assessment. "Cagayan de Oro City’s predicament is also the same problem faced by highly urbanized cities (where government regional hospitals are located). It doesn’t seem fair that just because we’re accepting patients from outside the city that the city will be penalized with a higher alert level (because of outside patients)," she said. (PNA)
Amplify... from page 2
Calingasan, chief of the Misamis Oriental Provincial Health Office (PHO) reported that thousands of residents f rom the province and Cagayan de Oro City have received booster shots after a walk-in vaccination site opened earlier this month. “We inoculated 3,997 people during the three-day walk-in vaccination. This is in line with the government’s ef for ts to intensif y its campaign to achieve mass population protection the soonest time possible,” he said. Based on government data, inoculated residents were given their shots based on their preferred type of booster vaccine. Of the 3,997 booster doses administered, Pfizer was provided to 2,681 vaccinees; Moderna, 973; Sinovac, 203; and AstraZeneca, 140. (PNA)
PSA... from page 2
join the activity kay from the local civil registrar, it (marriage certificate) will be forwarded to PSA para tuloy-tuloy na siya," Gayla added, (The church initiated it [mass wedding] because they have seen a lot of unmarried couples in their respective communities then they will coordinate with the local civil registrar. The local civil registrar will invite us to join the activity so they will just forward the marriage certificate to us; it will then be easier to get the documents done) As for the important documents commonly requested from PSA such as birth certificates, certificate of no marriage record (CENOMAR), death certificates and more, Gayla said starting February 2,
PSA-10 will no longer accept any walk-in clients in their outlet. "We are implementing now the online appointment and this is the link: appointment. psa.gov.ph. Sila na'y magpili sa adlaw, depende sa slot (They will be the one to choose the date, depending on the available slot)," she said. The Civil Registration Month is an annual celebration relevant to the mandate of the PSA to enforce civil registration functions in the country and is conducted pursuant to Presidential Proclamation No. 682 signed, January 28, 1991 by former President Corazon C. Aquino, declaring February as the Civil Registration Month. (RTP/PIA-10)
Vax...
from page 2
Yu encouraged parents who have children aged 5-11 years old to register their children for the upcoming Covid-19 vaccination. The official said parents who would want to register their children to go on the link: services.cagayandeoro. gov.ph:8087/vaccprereg and choose category E1.0 for children who do not have comorbidities and category E1.1 for children who have comorbidities. Dr. William Bernardo, acting city health officer, reiterated that the city government only conducts pre-registration for the particular age group as they are still waiting for guidelines that will come from the D e p ar t m e nt of He a lt h regarding the vaccination rollout for the pediatric group. The city has a target p opu l at i on of 5 7 4 , 5 9 1 individuals that included children 12 years old and above. Yu said the number does not include children aged five to 11 years old. Out of the targeted eligible population, a total of 506,070 individuals or 88.09 percent are fully vaccinated, of which 60,188 have received their booster shots. (PNA)
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Children’s book by Kagay-anons is child-approved, earns praise from American pediatrician, and Filipino teacher Well-written for children said the pediatrician, and a heartwarming story about patience, love, and charity according to the teacher. “I like how Oozy did tricks [for] the children,” said a child. A children’s book written by a Kagay-anon doctor in Delaware, USA, and her sister in Cagayan de Oro, has earned praise from an American pediatrician, a Filipino elementary school teacher, and a child who has read the book. Dr. Jona Gorra, a successful medical internist based in Sussex County, Delaware, and her sister, Annie Gorra, the author of The Mystery on 17th Street, wrote the book. The book is called Dr. Oozy, about a cat who wants to become a doctor but faced the challenge of having no hands and arms like humans. “I cannot hold children with my paws,” he thought sadly. He persevered with his dream, and his perseverance gave him an opportunity that he never expected. Janina Bianca G. Veron, a teacher at Everest International Academy in Metro Manila lauded the book for its “heartwarming story about patience, love, and charity.” “A reminder that everyone is vital to their community,” she said. Dr. Vibha Sanwal, a pediatrician in Delaware, USA, said that Dr Oozy
is an “excellent book and is wellwritten for children.” “It will bring a smile to their faces,” she said. She added that the book “conveys a very important message about the need for personal interaction between children and animals, which is easy to be overlooked in today’s world of virtual interactions.” The child, who read the book, loved the characters, Oozy, his sister, Buki, and their human companions, Dr Joy and Dr Ryan. “I love how Oozy almost gave up [but] he didn’t and Oozy got his dream come true,” said the child. The book is beautifully done and the drawings are very attractive and colourful and will appeal to children between the ages of 2 and 6. It was illustrated by Jennifer Pacuma, a local artist. The book is published by Two Bamboos Publishing OPC, a selfpublishing company based in Cagayan de Oro, with the email address of bamboos.publishing@ gmail.com. The book is available on print or ebook on Amazon at https://www. amazon.com/Dr-Oozy-Jona-Gorra/ dp/B09P8KJTJM.
iACADEMY holds first ever Virtual Open House Renowned IT and design school in Makati iACADEMY holds its first ever virtual open house featuring industry experts in design, business, and technology. With the theme Discover, the multi-awarded school invites incoming Senior High School and College students to discover its specialized
programs and take a sneak peek at its stateof-the-art facilities at the iACADEMY Nexus Campus located at the leading financial and central business district in the Philippines, Makati City. "We have been awarded Most Innovative Education Provider in the Philippines by four (4)
prestigious international publications. Following this success, I think it's a good time to hold a virtual open house not only to interested applicants in the Philippines but also to international students, and to those who have been curious to find out what is really game-changing about our school, " says
Alexandra Gozum, Senior Manager for Admissions, Corporate Communications, and Alumni Relations Office, iACADEMY. The said Virtual Open House will also hold talks from industry experts Jayson Sarmiento (Communications and Digital Marketing Expert), Paolo Yupangco
(Co-owner, Group and Boiler Coffee Co.), and Professor Bennett Tanyag (Software Engineering and Web Development Program Chair, iACADEMY) to give incoming students a foresight of the opportunities in the industry awaiting them in the School of Computing, School of Business and Liberal Arts, School of Design and the Arts. Alumni Game Changers from the Game Development and Animation Program Adam Parico and Joshua Villena are also set to talk about their experiences and student life in iACADEMY. Thriving professionals in the field of art and level design, both alumni recount highlights and challenges in their journeys as students and now professional life. Set on January 29,
Discover iACADEMY: Virtual Open House 2022 will also feature a virtual tour of the facilities at the Nexus Campus, top works and project-based learning outputs from SHS and College students, and specialized programs for interested applicants for school year 2022-2023. Discover iACADEMY: Virtual Open House 2022 is part of the 20th Foundation Celebration of iACADEMY from January to February 2022. It will be streamed live on January 29, 1-3PM via iACADEMY's Official Facebook Page. It is free and open to all incoming SHS and college students, parents, media, teaching professionals, school administrators, and other interested parties. See full details at tinyurl.com/iACADEMYVirtualOpenHouse.