BusinessWeek M I N DA N A O CREDIBLE
Volume XII, No. 150
Market Indicators AS OF 6:00 PM MAY 30, 2022 (MONDAY)
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Drone crashes AN Israel-made unmanned aerial vehicle (UAV) of the Philippine Air Force crashed near a popular mountain resort in Baungon town, Bukidnon on Saturday afternoon. The military reported no casualties at the crash site and no major damage to any private property. Major Francisco Garello Jr., spokesman of the 4th Infantry Division said a Special Forces team is now guarding the crash site near Ultra Winds Mountain Resort in Baungon town.
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MisOr bans hogs, pork products from Zambo www.businessweekmindanao.com
Wed-Thu|June 1-2, 2022
T
HE Misamis Oriental provincial government imposed a temporary ban on the entry of hogs and pork products from three areas in the Zamboanga Peninsula region effective Monday.
Bikers for tourism DAVAO City — A group of bikers has entered into a partnership with the Department of Tourism in Davao Region (DOT-11) to promote the destination sites here through “safe, fun, and practical” motorcycle experience. Under the agreement, local group D Legends Bikers Club Inc. is tasked with touring all major tourism sites in the region and promoting it all over the country, DOT-11 Operations Officer Kat Anuta-Rubio said. "There are around 58 members of the group who are actively participating in the tour. They will help us promote the Davao Region tourism circuits through their fun rides via social media," Rubio said in an interview Monday.
Tulfo to DSWD PRESIDENT-elect Ferdinand "Bongbong" Marcos Jr. has named broadcaster Erwin Tulfo as the next secretary of the Department of Social Welfare and Development (DSWD). In a press briefing on Monday, Press Secretarydesignate Trixie Cruz-Angeles said Tulfo, brother of Senatorelect Raffy Tulfo, accepted the offer along with four others to join the incoming Cabinet of the Marcos administration. Aside from Tulfo, CruzAngeles said Christina Frasco, who is the spokesperson of vice president-elect Sara Duterte, will serve as secretary of the Department of Tourism.
TAKYAN. Takyan, a traditional Filipino game wherein participants kick up the air an improvised shuttlecock made from soft drink crown and feathers, is still very much alive for children who are not into video games on their smartphones or tablets, like these boys playing at the back of the public market in downtown Iligan City Sunday afternoon (29 May 2022). mindanews photo by bobby timonera
Ex-drug dependents in CDO find new lease on life in dragon boat BEING the first implementer of the Community Based Rehabilitation Program (CBRP) in this city, Barangay Carmen has discovered innovative interventions to support former drug dependents. Sunny Rae Cahayag, a barangay council member who oversees the CBRP, said the village's anti-drug
program has helped over 200 drug dependents from all walks of life since its inception in 2017. "In this program (CBRP), they (former drug dependents) had to undergo four months of rehabilitation (intervention), and an aftercare program," Cahayag said. As part of the aftercare support, which entails
continuous monitoring of the graduates after rehabilitation, Cahayag said the barangay organized activities, seminars, and livelihood training to keep the PWUDs (persons who use drugs) engaged. However, the official noted that the introduction of dragon boat sport into the after-care program on May LIFE/PAGE 11
Dr. Benjamin Resma, chief of the Provincial Veterinary Office (ProVet), said the ban was the result of the new detection of African swine fever (ASF) cases in Zamboanga City and Zamboanga Sibugay. “According to the Philippine ASF disease status, ASF now affects Zamboanga City and Zamboanga Sibugay. It was already confirmed. Therefore, we will not allow the entry of hogs and pork products from these BANS/PAGE 11
CHANNELING FOCUS. Former drug dependents in Barangay Carmen in Cagayan de Oro City learn the basics of dragon boat sports at the Cagayan River Sunday (May 29, 2022). The Barangay's Community Based Rehabilitation Program launched the water sport as another form of after-care intervention for its graduates.
Agusan Sur town imposes tighter curbs vs unvaxxed By CHRIS V. PANGANIBAN, MindaNews
TRENTO, Agusan del Sur -- Local officials here are enforcing stringent measures to residents who are not yet fully vaccinated in an effort to achieve the 80 percent threshold herd population immunity against COVID-19. Mayor William Calvez has issued Executive Order No. 008 Series of 2022 dubbed
“No Vaccine, No Benefits” to unvaccinated residents of this town, which consequently barred them from transacting business at the municipal hall. At the same time, the Sangguniang Bayan also passed Municipal Ordinance No. 0157 Series of 2022, regulating the mobility of
unvaccinated persons in their town. A l l e n Jo e Lu m ant a , mu n i c ip a l i n for mat i on officer, said the mayor’s directive would deprive i n d i g e nt u nv a c c i n at e d residents benefits from financial, medical and burial assistance from the municipal hall unless they would signify their willingness to get IMPOSES/PAGE 11
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Caraga wage hike still under review: DOLE-13
B
UTUAN City – The Department of Labor and Employment in Caraga (DOLE-13) said Friday it has
already endorsed the proposed wage hike for workers in the region to the National Wage and Productivity Commission (NWPC)
for approval. In a statement, DOLE-13 Director Joffrey Suyao said the Regional Tripartite Wages and
Productivity Board in the Caraga Region (RTWPB-13) approved the P30 wage increase for private-sector workers early this
ZAMBOANGA City – Lawmen have seized a total of P4.93 million worth of smuggled cigarettes and arrested seven people in two separate antismuggling campaigns in the Zamboanga Peninsula during the week, a top police official said Saturday. Brig. Gen. Franco Simborio, Police Regional Office 9 (Zamboanga Peninsula) director, said the bulk of the smuggled cigarettes were seized in an intelligence-driven antismuggling operation in
Barangay Cabatangan, this city on Tuesday. Simborio said the smuggled cigarettes, worth P4.23 million and loaded in a closed van covered with packs of assorted puffed corn snacks, were seized by operatives of the police, military, and Bureau of Customs (BOC). Three people were arrested. They were identified as Khan Jawari Adin, 24, the van driver, and two spotters aboard a motorcycle – Aldin Sabtal, 30, and Bensharif Bari, 32.
He said the confiscated smuggled cigarettes were supposed to be delivered to a warehouse in Barangay Divisoria here. The other shipment of smuggled cigarettes worth P700,000 was seized by joint police and BOC operatives at the coast of Barangay Lamao, Liloy, Zamboanga del Norte earlier. Simborio said the smuggled cigarettes that came from Tawi-Tawi were concealed in styrofoam coolers.
He said arrested in the anti-smuggling operation in Liloy were Warad John Uddin, 36; Ullia Talisan, 40; Mobi Ahajan, 50; and Rohit Ernie, 25. He said the vehicles, smuggled cigarettes, and arrested persons were turned over to the custody of the BOC for proper disposition. (PNA)
P4.9-M smuggled cigars seized in Zambo Peninsula
week. “The increase, as indicated in Wage Order No. RXIII-17 is now under review by the NWPC in Manila,” Suyao said. He said the wage order will be published in a newspaper of general circulation in the region and will take effect 15 days after its publication. Under the wage order, the P30 daily pay hike will be implemented upon its effectivity in the areas of Butuan City, Agusan
del Norte, Agusan del Sur, and Surigao del Sur. In the areas severely hit by typhoon Odette in December last year, particularly in Surigao del Norte and the Province of Dinagat Islands, the wage increase will be implemented in two tranches. The schedule of implementation under the tranches will be P20 upon effectivity of the wage order, and P10 on September 1, 2022. (PNA)
The Challenge of Hallmark By STEPHANIE AMPER
The worldwide populace is cognizant of what distance learning brought forth into the face of educators and learners alike, and that is the no-turning point, c on f ront at i on t ow a rd s the lack of inaccessibility and direct on sought of practical implementation and immersion. In the words of Hayashi (2021) in his article C OV I D - 1 9 I mp a c t o n Technical and Vocational Education and Training in Sri Lanka, I quote him, “the integrating responsibility for TVET into the Ministry of Education is essential so that all education subsectors (general education, skills development, and higher education) could be holistically geared toward skills development to meet the fast-changing demands of the fourth industrial revolution.” TVET, TVL, Tech-Voc, whatever term we deem, is a system of education that aims to realign
its focus on practical skills and work readiness. And the fact that this system of education contextualizes that the vitality of learning is acquired by doing it, distance learning undoubtedly poses a challenge to its mission. As a third-world country, we are susceptible to the phases this challenge brought. Number one, the idea of distance learning is a weak approach to honing the practical exercises we expect our learners will produce. Especially in Technical-Vocational institutes and programs, where the key mechanisms are through the use of pieces of equipment and materials untypically seen in a normal household, becomes a lacking factor. Number two, if not for the lack of equipment, the absence of direct supervision results in an unprecedented happening in the workplace of the learner, thus putting the security of the whole conduct and vulnerability of the student in precariousness.
And number three, the accessibility to whatever is necessary to their learning (e.g., internet connection, devices, electricity) will always be the most prominent factor. This could be accidents or unchecked regulatory. But then again, only those in specific programs that need to be heavily dependent to direct usage performance may face this issue. There are also programs under TVL that see online learning as an advantage since their pr i m a r y t o o l s i n c lu d e devices common to online involvement. However, TVL students do not completely face bleak circumstances; it is still fortunate to some students if they are allowed to perform their learning if they are being extended by businesses and programs that are legible to conclude manual activities during this time. Technical-Vocational programs have always been the window of hope to all individuals who are uncertain to classify themselves on other tracks. Moreover, it gives the opportunity of redeeming learning through engaging reskill and upskill, so that they could perform labor work and find jobs. The hallmark of the system which is practicality is severely challenged, and the best thing we could do, for now, is to focus on their improved knowledge-based skills and ethics development; things that we could do virtually. As much accessibility, we need the education sector, or even private businesses are willing to provide, then we must do so for the benefit of possible reality. On the brighter side, face-to-face learning is becoming a sight shortly, so this present challenge may soon be resolved. In the meantime, perseverance is the key. As this message does not only disclose the whole Technical-Vocational community but to all parts of the nationwide sector, the time will come that everything will soon be back to what it should be.
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SELEBRASYON WITH KULTURA
F
ILIPINOS love weddings! Perhaps it’s because of the romantic in us and these have a way of bringing families and friend together. While many still prefer traditional weddings, new concepts like destination weddings and ready two wear bridal gowns have become popular in recent years. Weddings have become more intimate occasions
attended by only immediate family members during the past two years because of the pandemic. But with the recent easing of restrictions, we see couples planning grander ones closer to their dream weddings. Whether you’re planning a simple or grand ceremony, you can still walk down the aisle in style with Kultura’s Selebrasyon collection. There are beautifully designed bridal gowns and
So, divine! Divina embroidered and beaded organza gown worn with pearl earrings and necklace.
Face to face By AMPARO G. SANCHEZ Teacher I Cugman Elementary School
THERE were no significant problems reported during the first week of implementation of limited face to face classes. We have not actually received reports of critical concerns such as Covid-19 infections but we are doing close monitoring to establish a sense of confidence for our parents to see that the schools are safe. Limited in-person classes reeled off May 16 with specific scheduled hours allocated for each batch of learners in every school. These schools were allowed to resume limited face to face classes after having passed the school safety assessment tool of
DOH against Covid-19 which guarantees the strict implementation of health and safety protocols to protect everyone at school. We are expecting the numbers to grow gradually as our schools move forward to the progressive expansion of face to face classes. The purpose of the limited face to face classes is to set the mechanisms for the full implementation by August and we do not want to provide abrupt changes in the pro cess. Slight adjustments will be made regularly on procedures, strategies and other areas of learning as the transition begins to full resumption of in-person classes.
barongs - traditional or reinvented for modern brides and grooms – and marked by the elegant craftsmanship of our local designers and artisans. All of these can also be worn by entourage, sponsors, and guests. Brides-to-be will love Kultura’s exquisite Filipiniana embroidered, beaded, or hand
painted ensembles. There are exquisite gowns that will make walking down the aisle breathtaking when worn with delicate veils from the store. For the modern bride, there are pieces like terno sleeved tops that can be mixed and matched with silk pants and long skirts. Grooms can choose from Kultura’s selection
of elegant barongs in Piña Silk, Silk Cocoon, Cotton Silk, Organdy, and Jusi materials with intricate embroidery details. Favors, tablescape dining accessories, entourage gifts, and decors are also available making Kultura a onestop shop for your Filipino-themed wedding. Check out
Kultura’s Selebrasyon Wedding Collection in store, online or thru call to deliver for all your Filipinothemed wedding needs. Kultura ships here and abroad. Kultura store locator: https://www. kulturafilipino.com/ pages/store-locator Shop online: www. kulturafilipino.com Call To Deliver: 09175174096 or 09676093407
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Opinion
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Painful Ecological & Socio-Economic Realities KIM'S DREAM
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ORLAN R. RAVANERA No less than the President of the United Nations-Food and Agricultural Organization (UN-FAO) Dr. Kent Carpenter has described the Philippine Archipelago before as the “Center of the center of marine life on earth.” Indeed, our archipelago was oozing then with marine and fishery life inherent only in our vast bays with magnificent coral reefs and vast mangroves, the spawning ground of fish. endemic only in our archipelago. Based on studies only 5% of our coral reefs is in excellent condition and 90% of our mangroves are almost gone. Of the thirteen (13) major bays in our country, ten (10) are already biologically dead; of the 25 major rivers, 15 have already dried-up or polluted. Why is this so? Our dipterocarp forest which is the “invisible water dam” had been plundered no end by powerful loggers. A century or so ago, three-fourths of the Philippines were wooded with some 17 million hectares of natural forest. Today, only half a million hectares are left. As our dipterocarp forest goes, so goes our mega-diversity composed of billions of living organisms – flora and fauna
which are found only in our country, many of which have become extinct even before being discovered. Don’t you know that the number of flora and fauna found in 5,000-ha. Kalatungan or Mt. Kitanglad Ranges, is far greater in number compared to those found in one billion- hectare continent of North America? The few powerful loggers, many of whom were elected to key positions because of their tremendous raking that were used to buy votes, have created a strong cabal of feted interest including those who are tasked to enforce environmental laws. The rains have carried thousands if not millions of tons of top soil to the rivers, then to the seas that killed fishery and marine life. Our once rich vast agricultural lands have become addicted to chemical dependent conventional agriculture that is only successful in polluting our watershed and in further impoverishing the peasantry as big agri-business corporations have robbed the rural communities of their farming. Our marine ecosystem fares no better as fishing communities continue to suffer from high poverty rate as the bays’ ecological integrity is fast vanishing due to the destruction of our mangroves and coral reefs. Indeed, massive siltation and toxic pollution from surrounding industries operating without anti-pollution devices have given the final death blows to the bays. Indeed, what evil deeds done by powerful loggers and corporations are felt by the people in the coastal communities.
A Study has shown that almost 70% of the ecological people (the farmers, fisherfolk and Indigenous Peoples) are below poverty line and are living in hunger and extreme poverty because of the destruction of the ecosystems aggravated by social injustices. Social injustice is where a few who are rich have much too much and the many who are poor have much too little. In fact, based on the recent Study by the UNFAO, to quote, “In the last decade, the contribution of the agriculture (including fishery) to the Gross National Products (GNPs) was only .02% and the rural and coastal people are the poorest of the poor and are the number victims of climate change and protracted war.” This is the reason why three of four young fisherfolk and farmers are leaving fishing and farming and are going to the urban centers to work as janitors, drivers, waiters and what have you, which are highly congesting the cities. A Study of concerned scientists has shown that in the 30 next years, the ocean level globally will rise up to about 16 meters high. We have now some 10 million homeless Filipinos; by that time, some 35 million Filipinos will become homeless, especially those living along the coastal areas. This is so because some one thousand hectares of the 386-meter high iceberg in the Arctic and the Antarctic including the Mekong Delta are melting everyday. Soon, it is predicted that the surrounding countries in the Mekong Delta that irrigates millions of hectares of rice land in India, Cambodia, Thailand and Vietnam will
not be able to produce rice anymore which means hunger to millions if not billions of people in Asia including those in the Philippines as country is the biggest rice importer in the world. Our fisherfolk can attest that before, the bays were oozing with fishery and marine resources, as fish would just literally jump into their bancas. Today, even after several hours of fishing, it is quite a pity that there is no catch at all and the children would just whisper, “wala na naman isda, gutom na naman.” This painful ecological and socio-economic realities should now dawn upon the incoming President to heal the blighted back to life or we will all perish. As our Indigenous Peoples had proclaimed: “Only when you have caught the last fish, only when you have cut the last tree, only when you have polluted the last river only then, will you realize that you cannot eat your money.” Nature is the reflection of the Creator and protecting God’s vanishing creation is the highest form of worship. Be therefore connected with the Unseen Being and feel the oneness of all life forms as all of these emanate from one Source of Life. You are life, feel that! Such is the essence of divinity. Let us debunk fallacies of life of unbridled materialism and consumerism that has sacrificed Mother Earth to the altar of greed and profit. To quote the bible, “What would profit a man if he gains the whole world but suffers the loss of his soul.” We are consciousness, can you not feel that!?
Meanwhile in Davao City
Oro Chamber
What's your name worth? T h i n k a m i nute… T he story is told about a band of musicians who traveled from town to town singing and playing their music to make a living. But times were hard and most people did not have the money to spend on shows and concerts. One evening before their concert, the music group discussed their problem and financial future. One of them said: “I cannot see any reason for us to perform tonight. It’s cold and snowing and no one will come out on a night like this.” Another one said: “I agree. Last night we performed for just a few people, and even fewer will come to hear us tonight.” Then the group leader said: “I’m also discouraged. But we have a responsibility to those who do come. So we’re going to perform our very best, because our audience should not be punished with anything less than our best.” Encouraged by their leader’s words, that night they gave their best performance ever. After the show their leader read a note to the band which had been
WED-THU|JUNE 1-2, 2022
Fishing Communities, Now hungry & in Extreme Poverty
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THINK A MINUTE
JHAN TIAFAU HURST handed to him at the end of the concert. The note said: “Thank you for a beautiful performance.” And it was signed simply, “Your King.” The band never knew until the concert was over that their king had been in the audience the entire time. The famous and brilliant Michelangelo went to Florence, Italy to sculpt a beautiful, large statue of King David out of a huge, rough block of white marble. Michelangelo worked long hours e ver y d ay, of ten sleeping in his work clothes to save time. He knew that nothing less than the very best of his time, talent and painful, precise work could WORTH/PAGE 10
HUGPONG ng Pagbabago r u le d over in t he just concluded elections. But what else will one expect? Except in the mayoral race where former congressman Ruy Elias Lopez challenged Sebastian “Baste” Duterte, While social activist Magz Maglana tested a bid for a congressional seat against incumbent Rep. Paolo “Polong” Duterte, everything else was bland and uneventful. Both Lopez and Maglana have the name but hardly do they have a perceptible political organization. They faced a formidable HnP chaired by Davao City Mayor Inday Sara Duterte. In fact, everybody who wants to be somebody in elective government posts gravitated toward the regional party. And because there is hardly an organized political opposition in this southern capital the HnP members slug it out among themselves agreeing to a pact: “may the best man …and woman win”. There is no truth that only a Duterte is heir to a post vacated by a Duterte. City councilors whose three terms had lapsed had their sons and daughters run and handily won. There are extremely lucky ones too. The Vice-mayor elect, Melchor Quitain Jr.,
son of the legal officer and speechwriter of Pres. Rodrigo Duterte (yes, he has one) ran unopposed. The other is re-electionist House Deputy Speaker and District 3 Rep. Sid Ungab. The demise of opposition in Davao City can be a cause of concern. While the leadership and integrity of the Duterte are held high it can lead to ennui in the government bureaucracy. And it can be infectious. Mayor Inday Sara’s landmark project, the underground laying of power and communications cables, was so slow nobody seemed to mind the diggings done on the main city roads that have become breeding grounds for mosquitoes and kangkong plantations. The langour also invites abuse. When the City Council invited DPWH, PLDT, and the power company to a council probe over the unconscionable delay of the project, the response was lackadaisical. Good thing there are still members of the City Council, like Pilar Braga, who had the guts to haul them before the legislative body and force them to action. Braga barely made it in the last polls. This time we hope that under the leadership of Baste, the City Council will initiate a probe into
why the city traffic lights stopped operating. Again, for a number of months, nobody seemed to mind. The opposition before was led by the late House Speaker Prospero Nograles. He had attempted to diminish the popularity of Mayor Rodrigo Duterte and of Inday Sara but to no avail. He created monstrous issues like extrajudicial killings and attributed these to nonexistent Davao death squads. “Nogie” filed a number of alleged corruption issues before the Ombudsman but not one prospered. He wanted to be mayor but he lost even to Sara in her first foray to be Mayor of Davao City. Fast forward, in a supreme irony, Nogie’s son Karlo was later appointed as Cabinet Secretary and Presidential Spokesman. Thus, whatever is left in a fragmented opposition in Davao City had been totally expunged. And so here we are. Inday Sara will take her oath as Vice President of the Philippines on June 19. That’s the birthday of our National Hero Jose Rizal. The venue will be in Davao City. President-elect Bongbong Marcos has nominated her as Department Secretary for Education and she has
LETTERS FROM DAVAO
JUN LEDESMA
accepted the challenge. In the meantime, friends and admirers of PRRD, who have not seen him for almost six years are looking forward to meeting and hobnobbing with private citizen Duterte again. True, he comes home to Davao quite frequently in the course of his presidency, but we hoi polloi never had the chance of meeting him. He is virtually incommunicado in his old bungalow (where once Japan Prime Minister Shinzo Abe visited) with layers of presidential security guards one has to pass through it is simply impossible to get to President Duterte. PSG will still be detailed to him and as usual, will still be on their toes. He just made a pledge that he will continue running after drug syndicates. This, and maybe act as an adviser to his youngest son and now Mayor Baste.
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names Improved alert level status to Marcos new finance chief and help gov't finances: economist central bank governor
T
HE continued reopening of the economy is seen to further lift the government’s revenue collections, as shown by the P4.9 billion budget surplus registered in April. The Bureau of the Treasury reported on Friday that revenues in the fourth month this year rose by 19.19 percent year-on-year to PHP348 billion due to the strong contribution of all government collecting agencies. The jump in revenues surpassed the 1.98 percent growth in expenditures to PHP343 billion.
Total revenues in the first four months of the year reached P1.132 trillion, up by 14.56 percent compared to the same period last year, while spending amounted to P1.444 trillion, 6.64 percent higher than in the same period last year. This brought the budget gap to P311.9 billion, lower by P54 billion, or 14.76 percent than in end-April 2021. Rizal Commercial Banking Corp. (RCBC) chief economist Michael Ricafort traced the budget surplus in April to several factors, among them the seasonal increase in tax revenues that month,
the 45-day election ban on some infrastructure projects, and the continued reopening of the economy that has allowed more businesses to operate. “Measures to further reopen the economy towards greater normalcy, such as the proposed nationwide Alert Level 1, would further help improve/increase the government’s tax revenue collections and also help curb the growth in government spending, especially on various Covid programs for the coming months/years,” Ricafort said. He explained that with the change in
government starting in the second half of this year, continuing the robust fiscal performance, along with the improvement in credit ratings of the country, “would depend on how the new Philippine president/administration would select a credible and competent Economic Team, intensified tax revenue collections, anticorruption/anti-wastage/ good governance for more effective government spending, as well as sustaining economic and fiscal/tax reform measures for the coming years when economic conditions improve further to at ALERT/PAGE 11
HIGHER levy on sin products such as alcohol, tobacco, and e-cigarettes as well as sugar-sweetened beverages has helped the government to deliver health and social services amid the global health and economic crisis. In a statement Friday, the National Economic and Development Authority (NEDA) said sin taxes raised revenues to fund the Universal Health
Care program and give Filipinos access to more comprehensive health care services. “Our efforts to reform sin taxes can be traced back to the previous administration. Through Republic Act No. 10351 or the Sin Tax Reform Law of 2012, we restructured the excise tax on tobacco and alcohol products,” Socioeconomic Planning Secretary and NEDA
Director General Karl Kendrick Chua said. Chua said the Duterte administration has pursued higher taxes on tobacco products and sweetened beverages under the Tax Reform for Acceleration and Inclusion (TRAIN) Law, the first package of the Comprehensive Tax Reform Program (CTRP). “Later on, we further increased taxes on tobacco
and alcohol products, and introduced a new tax on e-cigarettes through Package 2+ when our previous hikes proved to be insufficient to curtail consumption,” he added. Chua added that increasing the sin taxes has helped the government during the pandemic in terms of disbursing emergency cash aids, procure Covid-19 SERVICES/PAGE 11
Sin taxes help gov’t deliver services amid pandemic: NEDA
PHILIPPINE Presidentelect Ferdinand Marcos Jr. on Thursday announced the current central bank governor Benjamin Diokno would be his finance minister when he takes office next month. Diokno will be replaced by Felipe Medalla as Bangko Sentral ng Pilipinas (BSP) governor, Marcos said in an interview conducted by his press new secretary, which was streamed on his Facebook page. Medalla is a member of the central bank’s monetary board. Marcos said his first priority would be the economy, particularly addressing rising inflation and the need for job generation. The appointments indicate another continuity move by Marcos, who is expected to expand on many of the economic policies of incumbent Rodrigo Duterte, including a major infrastructure overhaul. Diokno, a budget secretary under the Duterte administration before he was appointed central bank governor, said he was committed to
carefully managing the economy. “As finance secretary, I will strive to continue prudently and carefully balancing the need to support economic growth, on one hand, and to maintain fiscal discipline, on the other, Diokno said in a statement. Marcos also named Emmanuel Bonoan as public works secretary and Alfredo Pascual as trade secretary. The broader stock index was flat on Thursday, after Marcos’s announcements about his economic team. The BSP raised interest rates for the first time since 2018 on May 19, joining peers around world in a rush to stem intensifying inflationary pressures. Marcos is inheriting an economy on a stronger footing, having expanded 8.3% in the first quarter from a year earlier. The current government this week narrowed its growth target to 7.0%-8.0% from the previous range of 7.0%9.0% to take into account external risks. NEW/PAGE 11
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Globe targets over 1,700 new cell sites by yearend GLOBE expects to end the year with about 1,700 new cell sites to reach more customers and provide Filipinos with a #1stWorldNetwork, aiming to beat last year’s builds of 1,407.
For the first three months of 2022, the leading digital solutions platform built 234 cell sites nationwide, upgraded 2,344 mobile sites to 4G, and installed 380 5G sites. The aggressive rollout
was enabled by Globe’s capital expenditures of P21 billion for the quarter, representing 24% of its P89 billion full-year Capex guidance. About 82% of the amount was for datarelated requirements.
The Power of Now
By: JENNIFER S. EGUIA, Master Teacher I City Central School, Cagayan de Oro City
Have you ever regretted things from the past? Or do you overthink what will happen in the future? These are the relevant questions that we ask today. What is more pressing is that we spend our time thinking over things that would have happened if bad choices were not m a d e in the past or if our future is any brighter. And in doing these things, we worry too much overthings that we can’t control and retract ourselves from focusing on what we have today. The past is not there for us to live our lives with regret moving forward, for the bad decisions that we made, the failures we have undergone, or the bitter memories that we reminisce. The past is not there to remind us of our inadequacies; they are there
to remind us of the lessons we have learned and how we have made these lessons better our lives today. It is inevitable to lose, and we cannot avoid failure; those are life's constants. So, what can we do better? We must live in the “today” and not meddle w i t h the past that we can’t change. Thelessons we learned yesterday will become our weapon to conquer the challenges of today. On the other hand, the future gives us a broader spectrum of worry and opportunity. Worry, in a sense, that we spend too much of our time tending to thoughts, like whether we ever become successful or achieve our dreams. We tend to become too forwardthinking about what cannot
be controlled and neglect what we can do today. And, in this neglect, we find ourselves lost and impatient. We can’t wait for the future to come, and we haven’t even prepared ourselves for what will happen. Today, we must take hold of the Power of Now. Now is not the time for us to meddle with the past. Now is not the time for us to worry about the future. Now is the time for us to maximize the power that we can control, releasing the past and letting time take its course, leading us to the future that we are building. Now is the time for us to look back to the things that made us more vital for us to trample the challenges of tomorrow and keep living our lives by wielding the Power of Now.
Globe’s continued investments and efforts to improve its network have been recognized by global analytics firms Ookla® and Opensignal. According to Ookla, Globe is the most consistent mobile operator in the Philippines for the first quarter of 2022. Likewise, Opensignal recognized Globe for delivering the most consistent mobile quality
The Social Security System (SSS) registered earnings of P28 billion in 2021 from its operations, with contributions and investment income exceeding benefit payments and operating expenses. In its 2021 unaudited financial statement, its cash inflows of P262 billion surpassed its cash outflows of P234 billion. In the last six years, SSS recorded cumulative earnings of P202 billion, even with a recordbreaking P1.1 trillion benefit payments and P254
By: HERMIE ISRAEL JACQUEZ
complained that they could hard ly underst and t he teacher’s words due to the face mask barrier. Some pupils said they do not have enough materials because their father or mother lost job due to pandemic. The worst is some learners cannot cope up with the lessons because of difficulty in basic literacy. For two years without proper learning in an actual classroom setting, their learning is also backward and behind of their actual grade level. Others also
Innovation short story reading a gateway to enhance pupils reading development By JEZAMIE B. PONTEMAYOR Minsacuba Elementary School
AS Roman philosopher Seneca said, “When we teach, we learn.” Even pretending to teach or h av i n g a n i m a g i n a r y audience can have desirable effects. This psychological phenomenon known as the protégé effect can help us improve our motor memory and enhance our social skills. Going into a teaching mood leads us to reading aloud and explaining the material we have been learning. Thus, everything we have previously learnt can be easily memorized. A major obstacle we face with memorization is forgetfulness. Active recalling can solve that pro b l e m an d h e lp i n
improving our long-term memory retention. Also known as the testing effect, it has been proven to be useful by many students. For every topic we revise, we can prepare a set of quest ions, b e t he y in the form of flashcards or quizzes and test ourselves repeatedly on these questions. Studies have shown that it aids in engaging our memory and retrieving lost pieces of information. As students, we are often required to memorize things in a specific order. Take the periodic table in chemistry for example. The sequence of each element must be memorized in a specific order.
said they could not see what is written on the board due to social distancing. On the othe side of the coin, teachers also expressed their concerns. The limited time allotment for teaching cannot accommodate all the lessons and activities they wanted to accomplish. Some teachers said they have limited teaching and learning resources. It is
also very stressful to impose minimum health protocols. Teachers also obser ved learning gaps in reading, writing and arithmetic. Behavioral issues are evident since they did not come to school for two years. Some students are not courteous and they love to have Tiktok in their free time rather than doing school related activities.
LIBRARY HUB By: MARICHU R. REYES Teacher I- Cugman Elementary School
With the opening of classes for school year 2022-2023, the three (3) Library Hubs in the Division of Cagayan de Oro City located at Cugman Elementar y School, Bulua National High School and Lumbia Central School are now ready to serve. The three hubs were activated in order to reduce the reading gaps of learners in the Division of Cagayan de Oro City. Teachers of the different schools in the division will borrow books in the Library Hub and bring it to their respective schools and classes for reading instruction. Library Hub c o o r d i n at o r s p r e p a r e the books that will be borrowed by the teachers soon. Assorted reading and reference books for elementary and secondary are a lre ady avai l able. Teachers and administrators are advised to visit the said hubs. Let’s maximize what
roles of infrastructure and innovation as crucial drivers of economic growth and development. “These metrics truly speak to the intensive investments that we've made to improve customer experience on our network as we believe that consistency is the most important experience metric because GLOBE/PAGE 10
SSS earns P28B in 2021; reported net loss due to new accounting standards
The Challenges Encountered by Teachers and Students During Limited Face to Face Classes in West City Central School In the early part of April, pilot face to face classes was conducted in West City Central School with three sections per grade level. Some teachers and students have shared the challenges they have experienced during the pilot limited face to face classes. Due to the limited time allotted in face-to-face learning, some students do not have enough opportunities to make clarifications on the lessons. Some learners
in its April 2022 Mobile Network Experience report for the Philippines*. Globe topped the list for both Core Consistent Quality and Excellent Consistent Quality. Its network buildup is in line with Globe’s commitment to the United Nations Sustainable Development Goals, particularly UN SDG No. 9, highlighting the
our hubs have offer for learners to develop the love of reading. Because reading is the key to understanding and learning. The first Library Hub was opened on 2006 at Cugman Elementary School under Dr. Arlan Paul R. Reyes as Division Library Hub Coordinator. Library Hub personnel and some of the administrators were trained by the national coordinator of the Library Hub. It was fully operationalized through the effort and support of the former Division Schools Superintendent Dr. Isabelita Borres and ASEC Bong Montesa of DepEd. The next Library Hub that was been opened and activated is in Bulua National High School and followed by Lumbia Central School. Come let us visit the Library Hub and let us love the hub. Hashtag “ Because of Hub I found my Love”.
billion loan releases to its members and pensioners. SSS’ adoption of the Philippine Financial Reporting Standards (PFRS) 4, which recognizes Social Benefit Liabilities (SBLs) and the Margin for Adverse Deviation (MfAD), resulted in an increase in policy reserves of P872 billion that contributed to the accounting net loss of nearly P844 billion for 2021. “We want to clarify that the increase in policy reserves is not actual cash that went out of the fund in 2021. These are simply estimates of the required reserves to fund future benefit claims,”
SSS President and CEO Michael G. Regino said. “We recognize these future liabilities as early as now to be more transparent in managing the SSS fund and to create a clearer view of our long-term financial standing. We assure our stakeholders that this does not affect our current cash flows and we remain financially viable in terms of providing benefits to our members,” he added. Notably, the SSS’ fund life is estimated to last until 2054. The estimated fund life of the social security institutions of other ASEAN countries such as Vietnam and SSS/PAGE 10
Parents’ Reaction in LF2F Classes By: ELLEN C. CABASAN Teacher III Barra Elementary School
Covid-19 really affects the education process, and it also affect the life of the learners especially in coming to school. Their learning space is their own homes which sometimes it is not conducive for learning. It took more than 2(two) years that the learners used to learn using modular modality wherein all their studies were done at home. According to some parents, their children sometimes compl aine d t hat t he y wanted to go to school again. S o, when the IATF declared level 1 in our areas, our school applied limited face to face classes and with the guidance of our school head we passed the DILG and IATF evaluation and we were given the safety seal that allow us to have a limited face to face classes. Orientation of parents were very much challenging. There were different questions asked ab out dif ferent “what ifs?”, but with the best of our knowledge about the guidelines in having the limited face to face classes, we were able to answer the questions that made the parents convinced to let their children go to school. They were very happy and contented to sign the waiver because they knew that
their learner will be taken cared even if there is still the presence of covid-19 virus in the environment. Parents were happy, and excited that at last! going back to school is now possible. They are very supportive with all their learners need. They are also very willing to render their services like attending meeting because they knew that having a face-to-face class can solve their problem in teaching their children in all subject areas in which according to them that they have hard time answering the modules because they did not know the topics. S o, L F 2 F h e lp t h e parents with their burden in explaining and teaching lessons to their children. If God allow and the situation may fair and good, it is very clear that parents wanted to let their children go to school every day so that they can acquire more clear understanding about the lessons which only the teachers can do.
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Landbank cuts Link.BizPortal payment fees to P7 from P15 LAND Bank of the Philippines (Landbank) reduced Link.BizPortal transaction fees to provide more accessible services and meet the growing digital needs of its customers. “We continue to encourage our customers to make cashless payments in a convenient, safe and cost-effective manner. The lowered LinkBiz transaction rates form part of Landbank's contribution towards building a cashlite society,” said Cecilia C. Borromeo, the bank’s president and chief executive, in a press release on Sunday. Starting on June 1, its customers will enjoy lower transaction fees when
making online payments using the Link.BizPortal digital payment platform. The state-run bank lowered fees to P7 from P15 per transaction on its digital payment platform and Overseas Filipino Bank’s ATM account and prepaid cardholders. Customers who use LandbankPay, the bank’s recently launched all-inone mobile wallet, will also be charged P7 per Link.Biz transaction, with additional P2 rebate. Additionally, transaction fees using other payment options will be reduced to P17 from P25 except over-thecounter cash and credit card payments. CUTS/PAGE 10
THERE will be no major changes in the line-up of undersecretaries for the next administration, Bangko Sentral ng Pilipinas (BSP) Governor and incoming finance chief Benjamin Diokno said on Thursday. “I intend to retain most of the Undersecretaries and also (National) Treasurer Lea (De Leon),” he said in a virtual briefing on Thursday. Diokno considers the financial chief position as equally challenging as heading the central bank “because we’re shooting for the same (goal) for the country, which is to make the country an uppermiddle income economy soon.”
“I think we’re almost there but because of the pandemic that goal was disrupted. So, we’ll focus on that,” he said. Economic managers earlier aimed to elevate the domestic economy to the upper-middle income status by this year given its sustained expansion. The pandemic delayed this goal but authorities said this remains feasible since the economy has started to recover from the virus-induced crisis. Another focus of the Department of Finance (DOF) under Diokno’s watch will be to further bring down the level of poverty in the country, he said. Philippine Statistics
Improved alert level status to help gov't finances: economist
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HE continued reopening of the economy is seen to further lift the government’s revenue collections, as shown by the P4.9 billion budget surplus registered in April. The Bureau of the Treasury reported on Friday that revenues in the fourth month this year rose by 19.19 percent yearon-year to P348 billion due to the strong contribution of all government collecting agencies. The jump in revenues surpassed the 1.98 percent growth in expenditures to
P343 billion. Total revenues in the first four months of the year reached P1.132 trillion, up by 14.56 percent compared to the same period last year, while spending amounted to P1.444 trillion, 6.64 percent higher than in the same period last year. This brought the budget gap to P311.9 billion, lower by P54 billion, or 14.76 percent than in end-April 2021. Rizal Commercial Banking Corp. (RCBC) chief economist Michael Ricafort traced the budget surplus in April to several
Authority (PSA) data show that as of the first semester of 2021, poverty incidence in the country, or the share of poor Filipinos whose per capita income is not enough to meet their basic food and non-food needs, is placed at 23.7 percent of the population or about 26.14 million Filipinos. Meanwhile, in terms of the accelerating rate of price increases, Diokno said there should be a coordinated action between the fiscal and monetary authorities but because the current
acceleration of inflation rate is caused by supplyside factors, he said this should be handled primarily by the fiscal side. Diokno has repeatedly said that acceleration of domestic inflation rate, which surpassed the government’s 2-4 percent annual target band until 2024 last April when it rose to 4.9 percent, should be addressed by focused measures such as the fuel subsidies for drivers and operators of public utility vehicles (PUVs) and RETAIN/PAGE 10
Incoming DOF chief to retain most undersecretaries, treasurer
Expansion phase of limited face to face classes By LIZL LISBO BACOLOD Camp Evangelista Elementary School
SCHOOLS must pass the IATF guidelines not just for compliance but for safety reasons. Implementation must be consistent. Implementation must be sustainable. Limited face to face classes may be conducted in colleges and universities provided that there is strict compliance with minimum public health standards, consultation with LGUs an d c ompl i an c e w it h guidelines set by Ched. Flexible learning is more encompassing than online learning which requires connectivity and full use of technology particularly the Internet. In the long term, faceto-face learning structures will have to be in smaller class sizes to accommodate social distancing. This will be a new arrangement for all basic education schools save for a handful of elite schools who already do some amount of online learning. For all public schools where 95% of all elementary students
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attend and 80+% of all high school students are enrolled and most nnelite private schools, this form of distance learning will be a new experience forced by the realities of this pandemic. The learning curve will be very steep. While the curriculum (the subjects comprising a course) is the same whether classes are face-to-face, remotely delivered, or through homeschooling, the pedagogy (the method and practice of teaching) is going to be different for each. Think of the difference between having a meeting where all participants are in the same room and a meeting via Zoom or Teams where all participants are plugged in remotely. Par ticipating in the latter requires different attentions, protocols and methods of managing meetings. (Think about how much more tiring participating in such online meetings are than in faceto-face meetings.)
Dealing with students and teachers in school canteen By LIGIE MAE CORTES-POLINAR Canteen-in-charge Cagayan de Oro National High School-Junior High
WE deal the customers by dealing good and quality ser vices, ensuring the safety with maintain good reputation and satisfaction. The values I observed for them they totally patronizing our products, appreciative, respecting others concerns and issues, fol lowing policies and guidelines and cooperative for whatever instances situation either difficult or manageable. Food we sell? Nutritious products, like root crops and fruits and vegetables. Only nutrient-rich foods such as root crops, noodles, rice and corn products in native preparation, fruits and vegetables in season, and fortified food products labeled rich in protein, energ y, v it amins and minerals shall be sold in the school canteen. Beverages shall include milk, shakes and juices prepared from fruits and vegetables in season. Sanitation Clearance/ Permit from the local Health Department Health Permit of canteen personnel/staff from the city/municipal health office But due to Covid 19 the health protocols added by the requirments from IATF such as we have marker and signages where to come in
and exit. We have barriers to maintain 1 meter apart as required to maintain social distancing. For entrance we have sanitation like alcohol and disinfectant in foothbath we also hand washing facility. And signages to remind maintain health protocols such as we ar ing face mask and maintain social distancing. And following floor markers. In garbage we have separated garbage bins such as covid waste, biodegradable and non biodegradable as requirment for CLENRO City Local Environment and Natural Resources Office as proper waste segregation. The consignor required to have a health certificate health card issued by cityhealt as a safety and requirement for food preparation.for the supplier of water it is registered supplier and for dry goods it is supply from legit stores. The canteen located at the school campus for the safety of the students and accessible to all and to protect the students by reducing the risk of food borne illness and have proper sanitary conditions and preventing adulterated foods.
factors, among them the seasonal increase in tax revenues that month, the 45-day election ban on some infrastructure projects, and the continued reopening of the economy that has allowed more businesses to operate. “Measures to further reopen the economy towards greater normalcy,
such as the proposed nationwide Alert Level 1, would further help improve/increase the government’s tax revenue collections and also help curb the growth in government spending, especially on various Covid programs for the coming months/years,” HELP/PAGE 10
RPMS/PPST (IPCRF) content knowledge and pedagogy By ANAMARY L. DELA PIÑA Teacher III West City Central School
FA I T H F U L t o t h e commitment of DepEd to quality teaching, it being recognized as vital to the attainment of desired learning outcomes, DepEd remains steadfast in the efforts to anchor its human resource systems and actions on well-defined standards for teacher quality. Consistent with DepEd Order 2-2015 prescribing the guidelines and implementation of the results-based performance management system in D e p E d a n d pu r s u a nt to Section 5 of DepEd Order 42-2017 on the national adoption and implementation of the Philippine professional standards for teachers which mandates that all performance appraisals for teachers shall be based on this set of standards, DepEd has been integrating and embedding the PPST into the RPMS of teachers since SY 2018-19. For SY 2021-22, DepEd
aims to complete the full cycle of embedding the 37 PPST indicators into teachers’ performance. This DepEd memorandum titled implementation of the results-based performance management system – Philippine professional standards for teachers for SY 2021-22 provides for the guidelines on the performance management and appraisal of teachers using the remaining 18 indicators in their RPMS. With the implementation of the basic education learning continuity plan, the sudden shift from face to face to remote learning and now the gradual implementation of the limited face to face classes, the tools, forms and protocols stipulated herein are developed and modified to ensure that the measures of performance this school ye ar are appropr i ate, adaptive and relevant to capture teachers’ actual performance in the context of the pandemic.
VACANCY OF JOB Vacancy is open for the post of "MANAGER" in Alli Auto Trading located at Diversion road, Zone 8, Bulua, Cagayan de Oro. Applicant should apply who have following qualifications: • Minimum 3 years experience in same business category • Should have experience and knowledge about imports Applicant must have to represent with CV and experience letters from the well-known companies.
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Significance of Music Education JAME M. HERNANE JR. Cagayan de Oro National High School - Junior High
Republic of the Philippines 10th Judicial Region REGIONAL TRIAL COURT OF MISAMIS ORIENTAL Branch 17 Cagayan de Oro City Cell phone Number; 0975-629-3302 Email Address: rtcbranch17cdo@gmail.com/rtc2cdo017@judiciary.gov.ph IN RE: PETITION FOR CANCELLATION OF ADVERSE CLAIM as annotated in Tax Declaration No. 0815000431806 issued by the Provincial Assessor’s Office and Municipal Assessor’s Office of Opol, Misamis Oriental in the name of Pedro Roa,
City Central School SPED center converted to inclusive learning resource center ROMEO V. BALANDRA II Master Teacher – I, City Central School
A verified petition seeking for the cancellation of adverse claim annotated in Tax Declaration (TD) No. 0815000431806 was filed on March 22, 2022 by ORO GEOMETRIC BUILDERS, INC. The property declared for taxation under Tax Declaration No. 0815000431806 in the name of Pedro N. Roa is known as Lot 6531, Cad-237 consisting of 8,638 square meters, more or less, located in Barra, Opol, Misamis Oriental. Petitioner Corporation, represented in this case by Daisy Marie F. Costejos, avers that is bought a portion of said lot, consisting of 5,633 square meters, known as Lot No. 6531-A from the Estate of Pedro N. Roa on March 27, 2019. However, petitioner discovered that a Notice of Adverse Claim is inscribed in TD No. 0815000431806 registered by Araceli Roa-Pascual, one of the heirs of Pedro N. Roa in relation to Criminal Case No. 90374. The following are appended to the petition: Board Resolution authorizing Daisy Marie F. Costejos to appear for and in behalf of petitioner in this case; Deed of Absolute Sale executed by the Hrs. of Pedro Roa in Favor of Petitioner Corporation; TD No. 0815000431806; Certification issued by the Clerk of Court of the Regional Trial Court of Misamis Oriental in Cagayan de Oro City attesting to the fact of the non-existence of the records of Criminal Case No. 90-374; Affidavit of Waiver executed by Araceli Roa-Pascual renouncing her interest over Lot 6531 and Judicial Affidavit of Daisy Marie F. Costejos. Finding the petition to be sufficient in form and substance, the Court hereby sets the petition for hearing on July 13, 2022 at 1:30 o’clock in the afternoon at the Court Session Hall of this Court in Cagayan de Oro City. Any person whose right or interest over the subject real property may be affected by this petition is directed to appear at the hearing and show cause why the petition should not be granted. At their expense, petitioner Corporation is directed to cause the publication of this Order in a newspaper of general circulation in the Province of Misamis Oriental and City of Cagayan de Oro City for three consecutive weeks; and to cause the posting of the notice of hearing with copy of the petition and the annexes at three conspicuous places namely: at the Bulletin Boards situated at the main entrance of the Municipal Hall of Opol, Misamis Oriental; Provincial Capitol of Misamis Oriental and Hall of Justice, all in Cagayan de Oro City Petitioner is directed to serve the adverse claimant Araceli Roa-Pascual with copy of the petition together with the annexes and to show proof of compliance during the initial hearing. Let summons issue to the Municipal Assessor of Opol, Misamis Oriental and the Provincial Assessor of Misamis Oriental. SO ORDERED. GIVEN this 29th day of April 2022 in Cagayan de Oro City.
BWM: May 18, 25 & June 1, 2022
the correlation between music education and academic performance, Philippine society still gives high importance to the core subjects. These lapses notwithstanding, the Philippine education system persists to pursue improvement and be globally competitive as it continuously improves its various education programs just like the establishment of the Special Program in the Arts (SPA). SPA was introduced in 2001 as a curriculum and has become a national program for students who have demonstrated talents and potentials not just in music, but also in other avenues of arts. It is a program which follows the system of cultivating thousands of diverse learners in an unstructured academic environment which is catered accordingly through their field or inclination such as music, dance, creative writing, theater, media arts, and visual arts. With that, having a well-established music education program in this country will not only improve the education system, but it will also help on the development and preservation of Philippine culture and enhancement of its nationalistic trait.
MISC. CASE NO. R-CDO-22-00973-LR
ORO GEOMETRIC BUILDERS, INC Represented by Ms. Daisy Marie F. Cortejos, Petitioner, -versusPROVINCIAL ASSESSOR’S OFFICE AND MUNICIPAL ASSESSOR’S OFFICE OF OPOL, MISAMIS ORIENTAL, Respondent. /------------------------------------------------------/ ORDER
Music education in public schools is an excellent opportunity for students to manifest their creative and artistic aspects. Every learner is unique in his ways, and some of them may excel in the field of music where the student may show skills in performance, composition, and the capability to recognize and compose through applying different musical elements (Gardner, 1983). With the face-to-face classes which have already been in sight for the upcoming school year, music education is believed to be a vital component in having a wellbalanced educational program, especially amidst the pandemic. Aside from the fact that music helps for the reduction of stress and anxiety among learners, there are still numerous positive impact music can bring to the table; it can enhance language capabilities, improve memory, and increase mental processing and problem-solving skills of a learner. Several studies show the correlation of music to different disciplines of education such as in the fields of science, mathematics, reading and language which serve as the core subjects in the Philippine curriculum. However, despite these numerous studies showing
(SGD) ANA CANDIDA N. CASIÑO Judge
In its effort to provide learners with disabilities more access to a learnercentered, culture-based, inclusive and rightsbased basic education, the Department of Education finally started the conversion of select Special Education Centers in the whole country into an Inclusive Learning Resource Center (ILRC)----the long awaited realization of the dream of a lot of parents to have a one-stop shop of free services for learners with disabilities which includes assessment, special education and allied medical services, to name a few. Initially, DEPED aims to develop at least one existing SPED Center per region into an ILRC which will serve as the model or the standard for the gradual expansion in the future. In Region X, City Central School Special Education Center has been selected as the pilot ILRC due to its accessibility, the availability of allied medical serviceproviders and qualified teachers, and the over-all readiness of the school, among others. During the monitoring and evaluation conducted on May 23 to 26, 2022, Schools Division Superintendent Cherry Mae Limbaco-Reyes expressed her gratitude for selecting Cagayan de Oro City as the first division in the region to have an ILRC and looks forward to accommodate learners from the other provinces and cities of
Northern Mindanao. For school year 2021 – 2022, four rooms were converted into four of the most availed of service areas: Assessment, Physical Therapy, Occupational Therapy and Behavioral Therapy, and Speech and Language Therapy. For the next two years, six more rooms will be converted into the following service areas: Daily Living Skills, Skills Development (Bread and Pastry, Arts and Crafts, ICT), E-Library, Management, Bridging and Hydrotherapy. To address the multifarious needs of our learners, the ILRC will be composed of a multi-disciplinary team which includes experts such as educational psychologists, guidance counselors, developmental pediatricians, physical therapists, speech and language therapists, special needs teachers and other allied medical professionals. “Congratulations, City Central School! We are happy to inform you that the first four service areas that were converted are now ready for operation. Strengthen your partnerships with your stakeholders to build more support for our learners. With the completion of the Inclusive Learning Resource Center in the next two years, there should be no more children left behind even those with disabilities,” said Dr. Nick San Gabriel, Jr. from DEPED Central Office during the last day of monitoring.
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WED-THU|JUNE 1-2, 2022
GCash achieves new milestone with over 60M registered users
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EADING Philippine fintech platform GCash now has over 60 million registered users nationwide, marking a milestone with a majority of the country’s adult population using the popular e-wallet service. At the same time, GCash now boasts of more than five million merchants and social sellers accepting digital money transfers or payments. Its app marketplace GLife also has over 420 merchant partners. “We have maintained a strong growth momentum with 60 million Filipinos now placing their trust in GCash. We are still the undisputed fintech leader in the country and we now cover 83 percent of the Philippines’ adult population. We vow to continue providing reliable service to our customers and innovate to deliver their fintech and lifestyle needs,” said GCash President and CEO Martha Sazon. GCash currently records a staggering 29 million daily logins, with a peak in daily transactions at 19 million. According to data.ai (formerly App Annie), GCash has 5x more smartphone monthly active users
They can already do so much more, such as paying for their online purchases without a credit card or a bank account, getting health insurance, and investing in Unit Investment Trust Fund,” Sazon said. GCash offers online insurance through GInsure for as low as ₱39 per month so everyone can stay prepared for emergencies. Its
than the next highest e-wallet app in the Philippines as of April 2022. Operated by Mynt under Globe’s corporate venture builder 917Ventures, GCash is committed to maintaining its market leadership status by introducing innovative products to further boost consumer engagement. It also continues to innovate and deliver novel products as it supports the Globe Group’s commitment to the United Nations Sustainable Development Goals, a set of targets that highlights the roles of infrastructure and innovation as crucial drivers of economic growth and
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development under SDG No. 9. It is the only e-wallet with a full suite of financial services such as money transfers, e-commerce, savings, investment, insurance, and just recently, cash loan and “buy now, pay later” products. Introduced in 2004, GCash became widely adopted by the public during the pandemic due to increased digitalization. Mobility restrictions gave rise to cashless transactions as consumer behavior shifted. “We now see an increased use of mobile wallets as people embrace e-commerce. With GCash, the unbanked and underserved population are finally empowered.
GInvest, meanwhile, allows easy investments for as low as P100 for local funds and P1,000 for international funds. GInvest has gained 70% of the home market for total UITF accounts in just seven months since its launch. GCash, the country’s lone double unicorn startup with a USD$2 billion valuation, has become embedded in the everyday lives of Filipinos. It is
determined to break barriers to bring financial inclusion to more people nationwide. GCash continues to build consumer trust to draw more users and help the country transition into a cash-lite economy as envisioned by the Bangko Sentral ng Pilipinas. To know more about GCash, visit www. gcash.com.
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Help... from page 7
DIRECTORY
Ricafort said. He explained that with the change in government starting in the second half of this year, continuing the robust fiscal performance, along with the improvement in credit ratings of the country, “would depend on how the new Philippine president/ administration would select a credible and competent Economic Team, intensified tax revenue collections, anticorruption/anti-wastage/ good governance for more effective government spending, as well as sustaining economic and fiscal/tax reform measures for the coming years when economic conditions improve further to at least pay for the increased government expenditures/ budget deficits/debts incurred since the pandemic started in 2020.” Ricafort said the decision to keep the excise taxes on petroleum products “would help sustain the government's recurring revenue collections and prevent (the) unnecessary widening of the country's budget deficit.” This, he said, would help “limit/temper the increase in government borrowings and overall debt/debt-to-GDP ratio, at the very least, partly to help sustain the country's relatively favorable credit ratings and relatively lower borrowing costs at better terms from a bigger roster of international creditors/ lenders.” He also noted that all measures aimed at further increasing economic activities in t he count r y “wou ld help narrow the country’s budget deficit and help also temper the growth in the government’s debt stock.” These factors are, however, seen to be countered by the possible continuation or increase in fuel subsidies for
the transport and agricultural sectors, as well as a lower tariff on imported food, such as fish, rice, and meat. “ The new Philippine president/administration needs to sustain the country’s economic and fiscal reform measures, in terms of tax reform measures, intensified tax collections, structurally improve further the government’s recurring tax revenue collections, as well as good governance/anticorruption/anti-wastage measures to further improve government expenditures,” Ricafort said. These factors, he said, would “help better manage (the) country’s budget deficit, fiscal performance, and overall debt management, by helping ease the country’s debt-to-GDP (gross domestic product) ratio from the 60 percent international threshold recently through faster economic/GDP growth as seen in recent years/decades, to support the country’s long-term economic growth and development, especially for the coming generations.” “These would also help sustain the country’s relatively favorable credit ratings of 1-three notches above the minimum investment grade,” Ricafort added. (PNA)
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farmers and fisherfolk. He, however, said another hike in the central bank’s key rates is up for the June 23 rate setting meet of the BSP’s policy-making Monetary Board (MB) following the 25 basis points increase last May 19, which is the first since 2018. BSP’s key rates have been slashed off by a total of 200 basis points in 2020, which brought the overnight reverse repurchase (RRP) rate to record-low 2 percent, as part of the central bank’s
DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH QUITCLAIM KNOW ALL MEN BY THESE PRESENTS: This deed of Extrajudicial Settlement of Estate made and executed by and Among: TOMAS V. TOMALE JR. RANDY V. TUMALE and RONNIE V. TUMALE, all residents of Villanueva Misamis Oriental, hereto referred to as the HEIRS. -WITNESSESTHWHEREAS, the above-named parties are the only forced and legal heirs of the late TOMAS BALERO TUMALE who died intestate on February 23, 2019 at Villanueva Misamis Oriental; WHEREAS at the time of her death, the decedent left a certain sum of money deposited at the EastWest Rural Bank, Inc. (EWRB) with savings account no. 500000311308 with total amount of P21,221.24. WHEREAS, there are no known debts or obligations due against the estate of the decedent; WHEREAS, it is to the best interest of the parties thereto to divine, partition, and adjudicate unto themselves the entire estate of the decedent extrajudicially, adjudicating as they do hereby adjudicate, the same to and among themselves extrajudicially in the manner hereinafter set forth. NOW THEREFORE, for and in consideration of the premises, and invoking the provisions of Rule 74, Section 1, of the Rules of Court, the parties hereto do by these presents agree to divide and partition the entire estate above described, adjudicating as they do hereby adjudicate the same to and among themselves in pro-indiviso EQUAL SHARES. WAIVER AND QUITCLAIM WE, TOMAS V. TOMALE JR. RANDY V. TUMALE and RONNIE V. TUMALE hereby waive our rights and interest over the above mentioned claims in favor to LUDINA VALCUEVA TUMALE.
pandemic-related measures. “Right now it (the RRP rate) is 2.25 percent and I have signaled that we are going to have another 25 basis points adjustment on our next monetary board meeting, which is on June 23,” Diokno said. On the proposed fiscal c ons ol i d at i on pro g r am made by the current DOF authorities for the next administration, Diokno said “we will certainly look” at this. “My own sense is our system right now is much, mu c h b e t t e r t h a n t h e system we inherited from the previous administration. This government has done a lot of reforms. I’m not saying it’s perfect. There are some areas that we can improve upon,” he said. On the proposal to increase taxes for the government to pay its pandemic-related debt and finance its programs, Diokno considers it “too early” for him to make a position. “I think it’s important to raise the growth momentum of the economy because a strong economy means strong resources, tax resources, government resources,” he added. (PNA)
Globe... from page 6
it’s not just speed that matters to the customers but also consistency. Depending on the activity, there is a recommended performance threshold wherein beyond that, it is already imperceptible to the customer,” said Joel Agustin, SVP and Head of Network Planning and Engineering, Globe Network Technical Group. He added: “It is more important to maintain a consistent level of quality so as not to disrupt customer experience. We have delivered on that front, and we plan to sustain this moving forward with our investments and initiatives on the network.” Globe’s superior network consistency also allowed its continued revenue gain in the mobile business, proving what is really important to customers. To know more about Globe, visit www.globe.com. ph. Disclaimer: Based on analysis by Ookla® of Speedtest Intelligence® data on mobile Consistency Score™ in the Philippines or Q1 2022. Ookla trademarks used under Publication Notice R.A. 10172 CCE-013-2022
license and reprinted with permission. *Opensignal Awards – Philippines: Mobile Network Experience Report April 2022, based on independent analysis of mobile measurements recorded during the period January 1 – March 31, 2022 © 2022 Opensignal Limited.
SSS...
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Thailand are until 2027 and 2054, respectively, while the United States Social Security Administration fund is expected to last only until 2034. Regino said that SSS is always open to dialogues with policymakers, which can be a platform to help the pension fund’s stakeholders understand the current account ing st andard it follows for the reporting of its financial performance.
Worth... from page 4
produce his masterpiece sculpture of King David. Even to this day, anything made by Michelangelo is priceless and commands the highest value and honor. Why? Because he worked so hard every single day to fully develop his natural talent given to him by God. Actually, we each paint a portrait of ourselves by the work that we do. When people hear your name and see your work, does it command their respect and honor? Do you sign and autograph your work with excellent quality and reliability? If you will give Jesus total control of your heart and daily way of living, He can help you start becoming the masterpiece He created you to be. Just think a minute.
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“ The L in k.BizPor t a l is Landbank's web-based payment channel that allows clients to pay for products and services online to over 870 government and private partner merchants nationwide,” the bank said. Link.BizPortal facilitated 660,490 transactions with value of P1.39 billion for the first three months of 2022. Year on year, transactions and value increased by 37% and 41%, respectively, as more customers prefer online banking. “L a n d b a n k ' s d i g it a l transformation fully supports the National Government’s digital and financial inclusion agenda in line with its expanded mandate of serving the nation,” the state-run bank said.
NOTICE TO THE PUBLIC MAY 23, 2022
In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No.2013-1 Guidelines in the implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172). Notice is hereby served to the public that CHARIE SUMINGUIT CAIRO has filed with this Office a petition for correction of entry in sex from “FEMALE” to “MALE” in the certificate of live birth of CHARIE SUMINGUIT CAIRO at Medina, Misamis Oriental and whose parents are CRISTITUTO A. CAIRO and AIDA A. SUMINGUIT. Any person adversely affected by said petition may file his written opposition with this office not later than JUNE 06, 2022.
A PUBLIC SERVICE BY:
BWM: May 18, 25 & June 1, 2022
BWM: May 25 & June 1, 2022
FRIETCHIE VIRTUDAZO-REYES Municipal Civil Registrar I
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WED-THU|JUNE 1-2, 2022
Bans... from page 1
areas,” Resma said in his weekly ASF report Monday. The ban also covers the province of Zamboanga del Sur, where Zamboanga City is geographically situated, as part of their precautionary measures against ASF. Resma declined to speculate on the possible price increase of the popular roasted pig or "lechon baboy" here, as most of the supply is coming from Zamboanga areas. He earlier confirmed the province was suffering from a limited supply of live hogs. ProVet has alerted its monitoring team to ensure that no live hogs and pork products from the ASFaffected areas can pass through the province. Resma said the provincial government has also intensified surveillance and monitoring to prevent the entry of poultry and its byproducts from the areas that have been affected by Avian Influenza. He said no new ASF case had been detected in the province for the past 60 days. The ASF-affected barangays in Misamis Oriental remained at 104 in two cities and 19 municipalities. (PNA)
Life...
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29 has attracted more interest from several PWUDs who otherwise were indifferent to the community-based activities. "This new sports program will help them (former drug dependents) sustain their recovery; it's one way that they will be embraced back into our community," Cahayag said. Carmen's journey In d e e d , 4 2 - ye ar- o l d Carmen Arsenal sees the dragon boat sport as an opportunity for her and other PWUDs to explore their athletics side, and draw out innate talents that would have been stunted by the effects of drug abuse. Arsenal who had been an addict for two decades, has been “clean” for five years, and hopes her newfound sport would help her move forward and to never look back. "It has come to a point when we ask ourselves, what holds the future for us if we keep this cycle (of drug addiction), so I made the choice (towards rehabilitation)," she said. Arsenal said she was the one who volunteered to be part of the CBRP in the barangay, with the help of local officials like Cahayag who encouraged her to stick with the program. Her dedication to the program eventually landed her a post as the current CBRP manager. Now, it's Arsenal's turn to convince other former drug dependents to continue with rehabilitation and group support, especially in engaging in sports like dragon boat. "There is potential to this
sport, and I believe we have the strength and the capacity to achieve this, especially to our younger fellows," she said. Potential team The dragon boat program was born from the partnership of the Barangay Carmen officials and the Dragon Boat Kagayan Inc. (DBK). John Asuncion, president and founder of DBK, said teams coming from CBRP graduates might be formed out of the program. Asuncion and his team have already started the groundwork for the reopening of the local dragon boat race in the city this coming August, with the easing of Covid-19 protocol restrictions. "We always believe in s e cond chances. Thes e former drug dependents h av e t h e p o t e nt i a l t o become an inspiration to the community," Asuncion said. (PNA)
Imposes... from page 1
vaccinated. The unvaccinated are also deprived of support from the Tulong Panghanapbuhay sa Ating Displaced Workers or TUPAD program of the Department of Labor and Employment, a communitybased package of assistance that provides emergency employment for displaced, underemployed and seasonal workers, for a minimum period of 10 days but not to exceed a maximum of 30 days. Calvez said that while his town has passed the 72 percent threshold to residents who were jabbed with antiCOVID-19 vaccines, there is a need to achieve an 80 percent total vaccination goal to be downgraded to Alert Level 1 status by the provincial Inter-Agency Task Force for the Management of Emerging Infectious Diseases. “I would really like to have our local economy return to normal but we could never be lowered down to Alert Level 1 if we cannot achieve the 80 percent herd immunity population,” Calvez said in a local media interview. The 80 p ercent f u l l vaccination target of the province was agreed upon by the Provincial Health Office and the Rural Health Units (RHU) in the municipalities to ensure they can achieve the Alert Level 1 downgrade status. The ordinance by the town council is even more stringent, as it would regulate
the movement of unvaccinated workers in both private and public offices and commercial establishments unless they can submit a negative Reverse Transcription-Polymerase Chain Reaction result every two weeks, at their own expense Lumanta said Calvez’s order would not allow unvaccinated persons to join public events unless they agree to be vaccinated by a team of RHU set up near the venue. He, however, assured that these strict policies will be lifted once the town’s population reaches the 80 percent fully-vaccinated goal.
Alert... from page 5
least pay for the increased government expenditures/ budget deficits/debts incurred since the pandemic started in 2020.” Ricafort said the decision to keep the excise taxes on petroleum products “would help sustain the government's recurring revenue collections and prevent (the) unnecessary widening of the country's budget deficit.” This, he said, would help “limit/temper the increase in government borrowings and overall debt/debt-to-GDP ratio, at the very least, partly to help sustain the country's relatively favorable credit ratings and relatively lower borrowing costs at better terms from a bigger roster of international creditors/ lenders.” He also noted that all measures aimed at further increasing economic activities in t he count r y “wou ld help narrow the country’s budget deficit and help also temper the growth in the government’s debt stock.” These factors are, however, seen to be countered by the possible continuation or increase in fuel subsidies for the transport and agricultural sectors, as well as a lower tariff on imported food, such as fish, rice, and meat. “ The new Philippine president/administration needs to sustain the country’s economic and fiscal reform measures, in terms of tax reform measures, intensified tax collections, structurally improve further the government’s recurring tax revenue collections, as well as good governance/anticorruption/anti-wastage measures to further improve government expenditures,” Ricafort said. These factors, he said,
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would “help better manage (the) country’s budget deficit, fiscal performance, and overall debt management, by helping ease the country’s debt-to-GDP (gross domestic product) ratio from the 60 percent international threshold recently through faster economic/GDP growth as seen in recent years/decades, to support the country’s long-term economic growth and development, especially for the coming generations.” “These would also help sustain the country’s relatively favorable credit ratings of 1-three notches above the minimum investment grade,” Ricafort added. (PNA)
Services... from page 5
vaccines, and invest in health and social services. “We remain confident that the bold policies we have instituted over the past six years will further drive our economy forward and help improve the lives of the people,” he said. (PNA)
New... from page 5
Analysts say the new administration will have to deal with huge amount of debt from the current government’s pandemic borrowing, which could limit his room to take on more debt to finance government projects or support growth.
Shell... from page 12
The launch event’s panel discussion featured industry veterans and artists from previous Shell NSACs who detailed their experiences and inspirations for aspiring artists. Acting as judges in this year’s competition, their participation heralds the formation of the Shell NSAC Alumni Association, c a l ling p ar t icip ants of previous competitions over the past 55 years to form a community that will support Shell NSAC’s past, present, and future generations. NSAC alumni over the years include legendary masters such as Ang Kiukok, Ben Cabrera, Angel Cacnio, Jose Joya, and Federico Alcuaz. Nestor Vinluan, a recipient of the 1974 CCP Thirteen Artists Award, described the importance of joining an art
contest: “[You] put yourself into a challenge, it’s not about winning, it’s more about the participation. I always tell my former students to be like a child again when doing their art. Be open- minded, look at things freely and imaginatively, though still being serious and honest with your work.” Gino Bueza, grand prize winner for the Oil/Acylic category for the 40th NSAC, affirmed this part of the artist’s journey: “Never-ending yung learning. Patuloy ang practice ng craft, tumitingin kung ano ang interesting na ilagay sa artwork, at mag-discover ng truth, hindi lang sa labas, sa sarili din.” (Learning is never-ending. It’s constantly practicing the craft, constantly looking at what is interesting to put into the artwork, and discovering truth, not just on the outside, but within myself as well). Storytelling for today Multi-award-winning artist Edgar Fernandez pointed out recent developments that have made artists grow even more: “Everybody is joining in to synergize concepts... This time, mas high-tech yung artists ngayon in terms of how to proceed with these issues.” (This time, the artists are more high-tech now in terms of how to proceed with these issues.) Charlie Co, co-owner of the Negros-based Museum Orange Project, summed up how NSAC can prepare today’s artists for tomorrow’s changes and challenges: “Shell can nurture and make them become mature on what’s happening. It’s very important to chronicle the times. The best artworks in the Philippines or in the world have strong images based on current events. I challenge all the future artists at Shell to make their story be heard and seen.” Students from all across the Philippines are invited to share their creative talents in the fields of visual arts: watercolor, ERRATUM In connection with the publication of DEED OF EXTRA-JUDICIAL PARTITION AMONG HEIRS, late RODRIGO L. POLICARPIO, published April 20, 27 & May 4, 2022 the correct DOC # should be DOC #349 not as published. OUR APOLOGY BWM: June 1, 2022
oil/acrylic, sculpture, and digital fine arts. Participants are also encouraged to join in numerous engagement activities throughout the year. Last year’s Shell NSAC saw the involvement of of more than 1700 students, the 2nd most number of entries in the competition’s history. Applicants may submit their entries from June 1 until September 5, 2022. More information on the mechanics will be released during the launch of the microsite in June.
EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF EUSEBIO PLAZA SANCHEZ WITH DEED OF ABSOLUTE SALE KNOW ALL MEN BY THESE PRESENTS: That the late LEOCADIO CUPIN SANCHEZ died intestate on August 20, 1940 at Brgy. Babag, Butuan City, and at the time of his death, left a parcel of land known as Lot No. 3698, Pls-22 situated in Brgy. Babag, Butuan City, Agusan del Norte with an area of FIFTYSEVEN THOUSAND FOUR HUNDRED (57,400) square meters, more or less with ORIGINAL CERTIFICATE OF TITLE NO. P-5243 and EUSEBIO PLAZA SANCHEZ married to JULIETA CUPIN-SANCHEZ, who died on May 19, 1983 at Butuan City, and October 25, 1983 at Butuan City, PROSERFINA SANCHEZ PAG-IWAYAN, married to PANFILO YUSOLA PAG-IWAYAN (both deceased) and is survived by their only heir, PANFILO ENRIQUE SANCHEZ PAG-IWAYAN, who died on March 11, 2005 at Butuan City and DOROTHEO CUPIN SANCHEZ who died single on April 15, 2010 at Butaun City and ALICIA SANCHEZ MARASIGAN who died on November 14, 2019 at Butuan City, married JULIO DONATO MARASIGAN (deceased) and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF EUSEBIO PLAZA SANCHEZ WITH DEED OF ABSOLUTE SALE, filed by the heirs of LEOCADIO CUPIN SANCHEZ and EUSEBIO PLAZA SANCHEZ married to JULIETA CUPINSANCHEZ PROSERFINA SANCHEZ PAG-IWAYAN and PANFILO YUSOLA PAG-IWAYAN and DOROTHEO CUPIN SANCHEZ and ALICIA SANCHEZ MARASIGAN and JULIO DONATO MARASIGAN (deceased), per DOC #14; PAGE #4; BOOK #674; Series of 2022 under the Notarial Registry of ATTY. JESUS MARIA JAMES L. BRINGAS. BWM: May 25, June 1 & 8, 2022
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FEATURE
IN-DEPTH
Wed-Thu|June 1-2, 2022
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Shell’s Sulong Sining challenges young Filipino artists to forge the future ahead P ILIPINAS Shell Petroleum Corporation launched its 55th National Students Arts Competition (NSAC) in its continuing bid to encourage the use of art to inspire nation-building. Aptly themed Sulong Sining, this year’s Shell NSAC challenges the
Filipino youth to take the lead in directing the country towards a brighter tomorrow through their art. By combining ‘Sulong’ which means charging forward, and ‘Sining’ meaning art, Pilipinas Shell encourages them to share their creative talents and showcase the bright future
that they envision through their art. Serge Bernal, Pilipinas Shell Vice President for Corporate Relations described NSAC in its 55th year as “the start of an exciting new chapter … A legacy founded on promoting Filipino art and inspiring the youth to greatness, Shell NSAC
The logo for the 55th Shell National Students Art Competition (NSAC) was designed by Gerard Lynn Mara Santos, first place winner in the 54th NSAC’s Digital Fine Arts Category. The Filipino Jeepney symbolizes Philippine history and the Filipino ingenuity to move forward.
has always endeavored to help student artists find their footing in the local art world, offering guidance and opportunities to push their talents ever forward. We are proud to have long been in service to the Filipino art community, with the competition recognized as a springboard and respected platform for the unique, creative voices of the student artists of the nation.” Ayala Museum Director Marlies Gustilo emphasized the theme’s relevance, “Sulong Sining is very encouraging with fervent hopes to motivate our young artists to learn, grow, and share that talent through this chosen medium. The theme aptly demonstrates our resilience as well as culture bearers and guardians surviving the many challenges, we all face
Pilipinas Shell Vice President for Corporate Relations Serge Bernal gives his opening remarks for the 55th Shell National Students Art Competition. The year’s theme, Sulong Sining, challenges the Filipino youth to take the lead in directing the country towards a brighter tomorrow through their art.
during the pandemic.” Association of artists Created in 1951, Shell NSAC has served as a platform for young Filipino visual artists, celebrating their accomplishments and talents by nurturing them through the competition. It has also led to the creation of countless masterpieces about different compelling
and important subjects, with students submitting thematic art in a variety of mediums every year. The competition has allowed young Filipino artists to have more opportunities in the local and international art scene, developing them further as creative talents and individuals. SHELL/PAGE 11