BusinessWeek Mindanao (September 28-29, 2022)

Briefly

Call to ban POGO

SURIGAO del Norte Rep. Robert Ace Barbers on Tuesday lauded the stance taken by a Filipino-Chinese anti-crime group for its strong support to ban Philippine Offshore Gaming Operators (POGOs) in the country due to their huge tax revenue shortfall and involvement in crimes.

Barbers’ long-held crusade against POGOs started way back in November 2019 when he assailed the online gambling firms for undermining the government’s war against illegal drugs, graft and corruption, prostitution, human trafficking, money laundering, and gambling-related crimes.

In a statement, Barbers, who is also chair of the House Committee on Dangerous Drugs, said the "muchballyhooed" claim by the Philippine Amusement and Gaming Corporation (PAGCOR) that POGO operations would provide at least PHP37 billion annually in much-needed tax revenues is a "complete or total failure from start to present".

Zambo’s first flyover

ZAMBOANGA City

Mayor John Dalipe led the groundbreaking ceremony for the construction of the first flyover in Zamboanga City on Friday, Sept. 23.

The P361-million project is located at the junction of Sta. Cruz and Gov. Camins Ave. and is expected to ease traffic congestion in the area. Construction is in two phases right-of-way acquisition and building of approaches.

The contractor, Frey-Fil Corp., has 504 days to complete the infrastructure and promised to complete the project before the deadline.

BARMMbillspriority

COTABATO City Lawmakers in the 2nd Bangsamoro Transition Authority of the Bangsamoro Autonomous Region in Muslim Mindanao (BTA-BARMM) are rushing deliberations of 12 reintroduced bills and an addition of four new proposals. Among the pending legislative measures, the Bangsamoro Electoral Code (BEC) and the Bangsamoro Local Governance Code (BLGC) are the priority bills stated in the Bangsamoro Organic Law as urgent. BARMM Chief Minister Ahod Ebrahim said he remains committed to enacting the BEC and BLGC by the end of the year or the first quarter of 2023.

TOURISM WEEK

MisOr pushes products from MSMEs, farmers

THE Misamis Oriental provincial tourism office joined Monday the national celebration of Tourism Week by providing a platform to local entrepreneurs and farmers. Lawyer Jeffrey Saclot, provincial tourism officer, said the week-long celebration also coincides with the International Tourism Day on Sept. 27 in time for the province’s revival of food exhibits dubbed "Pagkaon Sa MisOr Unlimited." "This will showcase again the local food products made by the micro, small, and medium enterprises in the province, and the produce from our agriculture sector," Saclot said. Saclot said this year's tourism activities are also aligned with Governor Peter Unabia's agenda on "goaloriented tourism" that encourages agriculture productivity in the FARMERS/PAGE 7

P1.1-M smuggled cigars seized in Zambo del Sur

ZAMBOANGA City –Authorities nabbed a suspected smuggler man while another eluded arrest during the seizure of more than PHP1.1 million worth of contraband in Zamboanga del Sur, a top police official said Friday. Col. Richard Verceles, Area Police Command-Western Mindanao operations chief, said Adsar Buhari, 29, was arrested in an anti-smuggling operation Thursday in Barangay Old Labangan,

Labangan, Zamboanga del Sur. Buhari’s companion, Mohammad Yasser Nakan, eluded arrest. Verceles said a team of police officers and soldiers in coordination with the Bureau of Customs (BOC) and Bureau of Internal Revenue went to Barangay Old Labangan after receiving information that smuggled cigarettes were being unloaded in the area. Verceles said upon inspection, Buhari failed to present any document

of the cargo while Nakan fled upon sensing the arrival of authorities. Buhari yielded at least 34 smuggled master cases of San Marino cigarettes with a market value of PHP1,190,000. Also seized were a four-wheel vehicle, a wallet containing PHP30,000 cash, a driver’s license and identification cards. The contraband and four-wheel vehicle were turned over to the custody of the BOC for proper disposition. (PNA)

Private sector supports MisOr PDLs neglected by family: official

THE private sector in Cagayan de Oro City is supporting Persons Deprived of Liberty (PDLs) at the Misamis Oriental Provincial Jail (MOPJ) who are either abandoned or neglected by their relatives, an official bared Monday. In a radio interview, MOPJ chief warden Robert Roy Bahian said some PDLs have no friends or relatives who visit them since their incarceration at the facility, which is why some of them depended only

on the food rations of the facility. "Our food (rations) are budgeted, it's limited. So whatever budget is available for food, that will be their meal (for the entire duration of the ration)," he said. There are about 640 PDLs at the MOPJ. With the budgetary limitations, Bahian said some civic organizations and cooperatives are providing additional food supplies to the PDLs. On Monday, a total of 15 sacks of rice

SMUGGLED CIGARETTES. Authorities seize some P1.1 million smuggled cigarettes as they arrest one person in Barangay Old Labangan, Labangan, Zamboanga del Sur Thursday, last week. The contraband was being unloaded when seized by a team of police officers and soldiers. (Photo courtesy of Area Police Command-Western Mindanao)

GRAND MOSQUE. A woman wearing a hijab walks past the Sultan Haji Hassanal Bolkiah Mosque in Tamontaka, Cotabato City before the Salat al-Jama’ah or congregational prayers on Friday, September 23, 2022. The mosque, among the largest in the Philippines and in Southeast Asia, was donated by Sultan Haji Hassanal Bolkiah of Brunei in 2011 and constructed on a five-hectare land donated by the Dilangalen clan. Mindanews photo by FROILAN GALLARDO

Mati City holds PH’s first freediving festival

MATI CITY, Davao Oriental – Pujada Bay, which made it to the list of the Most Beautiful Bays in the World in 2019, is hosting the four-day Bay Deep Mati Freediving Festival, the first in the country.

Sixty-five freedivers showed up Saturday during opening day, which also held a sunrise yoga, Pilates activities, and underwater photography and videography workshop at Dahican Beach and Waniban Island.

In an interview, Mayor Michelle Rabat said the Department of TourismDavao Region (DOT-11) intends to put Mati on the tourism map with the event and at the same time, flaunt the beauty of Pujada Bay.

"We want to position Mati as a tourism hub to invite foreigners and other diving enthusiasts," she said.

Rabat encouraged

freediving enthusiast to likewise explore Mayo and Balete bays.

"I do expect more activities like this. It will be a yearly thing. To all the enthusiasts, you are very much welcome here in Mati," she added.

Tanya Rabat Tan, DOT11 Director, said the event is a proof that tourism is bouncing back after the coronavirus pandemic.

"This is great news for us, now that we are starting to attract once again the attention of international tourists, most especially divers, as the world starts to move out and away from the pandemic," Tan said.

"We already know that our archipelago is full of underwater treasures, full of incredible marine life, making our islands attractive to international freedivers,"

Stringent measures vs. social media online service firms sought

SURIGAO del Norte – Surigao del Norte Representative Robert "Ace" Barbers has called on the Department of Trade and Industry (DTI) and other concerned government regulatory agencies to compel all online delivery services firms to adopt more stringent measures prior to processing shipment of products by online sellers.

This call is in response to the continuing rise of "budol-budol" online selling scams victimizing mostly low-income consumers.

Barbers said the latest modus of online budol is by targeting houses with people whose only shopping behavior is to receive and pay cash on delivery (COD) parcels. The scammer would review previous records from target’s Facebook (FB) and

other social media accounts, steal the personal data, and send them with low-value or worthless items.

Once the item/s had been delivered, mostly by bikeriding delivery men, the latter are instructed not to allow opening of the package, usually on COD basis, unless payment had been made by the unsuspecting would-be victims. If the package was opened before the delivery man leaves and was rejected, the victim would be required to pay RTS (return to sender) fees.

“I have received numerous reports of people victimized by online scammers who steal personal data from targeted victims’ FB, Messenger or other social media accounts and use them to deliver bogus goods to victims, some of whom did not even order such goods,” said Barbers, chair of the House Committee on Dangerous Drugs.

To prevent occurrence of such scams and protect online buyers, Barbers said, the DTI and other concerned offices should compel all online delivery service firms in the country to thoroughly check the identity of all online sellers transacting business with them, requiring the latter to produce valid documents such as government issued identification cards so that consumers can get back at them if necessary.

"Sa mga legit na online sellers, may option ang

online buyers/consumers tulad ng pag sauli ng items at makakuha ng refund kung mali o bogus yung nai-deliver sa kanila. Pero pag na scam ka, goodbye na sa pera mo," Barbers said, adding that more and more are being victimized by this kind of modus but are not reported to the authorities.

The Mindanao solon said majority of the victims, some of whom he knew personally, had been duped by amounts ranging from P100 to P5,000 and would just opt to “charge them to experience" rather than report and pursue a refund or file a case against the bogus sellers.

Barbers said delivery service firms such as J&T Express, LBC, Abest Express, JRS Express, GrabExpress, 2Go Express, Lalamove, Mr. Speedy, Fastrack, among others, must require all online sellers transacting business with them to produce valid IDs and addresses to protect all consumers from online scammers.

The Philippine National Police (PNP) and the National Bureau of Investigation (NBI) both have their respective Anti-Cybercrime Offices and “hotlines” where victims of digital scams can file their complaints.

“Pero alam natin na bihira lang sa mga mahihirap o low-income earners na biktima ang nagsa-sadya sa kanilang (PNP at NBI) mga opisina para mag-reklamo. Una, maliit lang naman na amount ang na-scam

sa kanila. Pangalawa, may takot sila na baka lalo pang lumaki gastos nila kung magre-reklamo pa sila,” he said.

The laws crafted against online/digital scams include the Cybercrime Prevention Act of 2012 (RA 10175) or crimes committed through and with the use of information and communications technologies; Consumer Act of the Philippines (RA 7394) or protection against deceptive, unfair and conscionable sales acts and practices; and Electric Commerce Act of 2000 (RA 8792) which penalizes fraudulent dealings, transactions, arrangements, agreements, contracts and exchanges, and storage of information through the utilization of electronic medium.

The other common modus operandi online scammers use include “phishing” where scammers use e-mail lures to fish for passwords and financial data from the sea of Internet users; “vishing” (also known as voice phishing), or a socially engineered technique used to steal information or money from consumers via voice calls; and “e-mail spoofing” which is the creation of email messages with a forged sender address, something which is simple to do because the core protocols do not need authentication, and steal personal and financial from victims. (PNA)

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MISAMIS Oriental Gov. Peter M. Unabia speaks during the opening of the National Tourism Week (September 26 to 30) Ms. Erlinda S. Unabia Chairperson Provincial Tourism Council at the provincial capitol kiosk Monday. photo by gerry lee gorit

Banking & finance

IMF slashes this year’s growth forecast for PH

THE International Monetary Fund (IMF) slashed its 2022 growth forecast for the Philippines from 6.7 percent to 6.5 percent after noting the impact of global economic slowdown.

In a briefing on Monday after the debt lender’s annual Article IV Consultation, Mission chief Cheng Hoon Lim said the 2023 growth forecast is at 5 percent, which is the same as the figure last July under the World Economic Outlook (WEO) update.

“The Philippines is not isolated from the rest of the

world. Its leading trading partners are the US and China and if these countries slow down, (the) Philippines will also slow down. And that’s the main reason why we revised our growth projections to 6.5 percent for this year and 5 percent next year,” she said.

Lim said the IMF has revised down its global growth projection for the world economy by 2 percentage points since October last year from 4.9 percent to 3.2 percent for 2022.

She said the revision in the Philippines’ growth forecast is not as drastic as

that of the outlook for the global economy “because domestic demand has been very strong.”

Lim said IMF’s growth outlook for the domestic economy “is subject to significant downside risks, where policy tradeoffs between output and inflation would become more acute.”

Among the downside risks to growth are the rise in coronavirus disease 2019 (Covid-19) infections, largerthan-expected changes in monetary policy around the world, deepening global slowdown, elevated inflation

rate, and natural disasters.

These are, however, expected to be countered by the impact of the ongoing conflict between Russia and Ukraine, and bids to address the elevated inflation rate elsewhere.

“Looking ahead, sustaining the economic recovery will require a focus on policies to address inflationary risks, increase fiscal and financial resilience to adverse shocks, and successful implementation of reforms to mitigate pandemic scarring and raise productivity growth,” she

Landbank warns public vs. phishing scam using Google

STATE-owned Land Bank of the Philippines (Landbank) has urged its clients and the general public to be wary of an online scam using Google Ads that is linked to a fake Landbank website.

“Landbank has not placed any ads on Google. The Bank is currently working with Google to bring down these misleading ads the soonest time possible,” the government financial institution (GFI) said in a statement on Friday.

Mobile Banking App (MBA) can also be used for safer online transactions,” it added.

The bank also advised the public “to remain vigilant against phishing scams and all other forms of online banking fraud.”

7

Metrobank urges clients in Karding-hit areas to go online

METROPOLITAN Bank & Trust Co. (Metrobank) said its platforms remain online even as operations of branches in areas affected by Typhoon “Karding” have been suspended on Monday.

In an advisory, the bank said its internet banking platform Metrobank online, the Metrobank mobile

app, the automated teller machines (ATMs), and the cash acceptance machines (CAMs) are available for financial transactions.

“In line with government office suspension, PESONet transactions are unavailable today,” it said.

Malacañang on Sunday suspended classes and work in government agencies in

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT 10th Judicial Region BRANCH 25 Cagayan de Oro City

“Karding”-affected areas after noting the report of the state-weather bureau. Areas covered by the suspension include the National Capital Region (NCR), Cordillera Administrative Region (CAR), Ilocos Region, Cagayan Valley, Central Luzon, Region IV-A, Region IV-B, and Bicol

Region.

For the list of over 50 branches affected by the work suspension during the day, Metrobank urged its customers to check these at www.metrobank.com. ph.

It said updates are posted on the bank’s Facebook page and Twitter account. (PNA)

It said the fake Landbank website conducts phishing activities to get account holders’ personal and financial information.

The bank advised its clients to directly visit its official website at www.landbank.com and to use the available links within the website to access the bank’s digital banking channels.

These channels include the official iAccess site, www. lbpiaccess.com, it said.

“The Landbank

Republic of the Philippines

“Please do not open suspicious e-mails, links and attachments, and never share your account and personal information to anyone. Official Landbank representatives will never ask for critical financial and banking information from our customers,” it said.

To report suspicious activities, the bank advised its customers to report these to their respective handling branch or through the bank’s customer care hotline at (02) 8-4057000 or 1-800-10-405-7000.

Landbank customers may also report any incident through e-mail to customercare@mail. landbank.com, the statement added. (PNA)

REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 17 Cagayan de Oro City

HOME DEVELOPMENT MUTUAL FUND

EJF FILE No. : 2022-1155 (otherwise known as Pag-IBIG Fund), Mortgagee, -versus-

For:

OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF-2022-1195

SUSAN A. OYONG , married to

EXTRA JUDICIAL GREGORIO A. OYONG, FORECLOSURE OF REAL Mortgagors, ESTATE MORTGAGE X ------------------------------------------------/

SHERIFF’S NOTICE OF SALE

Upon Extra-Judicial Petition for Sale under Act 3135 as amended, filed by HOME DEVELOPMENT MUTUAL FUND (otherwise known as Pag-IBIG Fund), Mortgagee, with principal office at The Petron Mega Plaza Building, No. 358 Sen. Gil Puyat Avenue, Makati City, against SUSAN A. OYONG , married to GREGORIO A. OYONG, Mortgagors, with postal address at Lot 21, Blk. 25, Bellevue, Upper Carmen, Cagayan de Oro City to satisfy the mortgage indebtedness which as of April 22, 2022, amounted to TWO MILLION FOUR HUNDRED FOURTEEN THOUSAND TWO HUNDRED NINETY-FIVE PESOS and EIGHTY-SEVEN CENTAVOS (P 2, 414, 295. 87) Philippine Currency, inclusive of interest and other charges, the undersigned Sheriff will sell at public auction on October 6, 2022, at 10: 00 a.m. to 4:00 p.m. at the Regional Trial Court, Branch 25, Hall of Justice, Goldridge Building, Masterson Avenue, cor. P. N. Roa Sr. Ave., Upper Carmen, Cagayan de Oro City, to the highest bidder for CASH and in Philippine Currency, the following property described below including all existing improvements found thereon, to wit:

Transfer Certificate of Title No. 137-2014002704

A PARCEL OF LAND (Lot 21 Block 25, Psd-10-058579, portion of Lot 1: Lot, PCS- 10-004054. Location at Carmen, Cagayan de Oro City. Boundaries: NE., Line 2-3 by Road Lot 30 (8.0 M.wide); SE., Line 3-4 by Lot 19, SW., Line 4-1 by Lot 22 all of Blk. 25; NW., Line 1-2 by Lot 23 Beginning at a point Marked “1” on plan, being N. 30 deg. 37’W., 519.33 M. from BLLM No. 45, Cad. 237, XXXXXXXXXXXX. containing an area of ONE HUNDRED FIFTY-FOUR (154) SQUARE METERS more or less. Registered in the name of SUSAN A. OYONG, married to GREGORIO A. OYONG”

XXXXXXXXXXXXXXXXXXXXXX

All sealed bids must be submitted to the undersigned on the above-stated time and date. In the event auction sale cannot take place on October 6, 2022 for whatever legal reason, the same will proceed on October 7, 2022, without further notice, posting and publication.

Prospective buyers may investigate for themselves the title herein above described property and encumbrance thereon, if any there be.

Cagayan de Oro City, September 7, 2022.

FOR THE EX-OFFICIO PROVINCIAL SHERIFF

(SGD) LOVE M. VERDADERO Sheriff IV

Upon extra-judicial petition for sale under Act No. 3135 filed by BDO UNIBANK, INC., mortgagee , with principal office address at 11th Floor, BDO Towers Valero (formerly Citibank Tower) 8741 Paseo de Roxas, Makati City, against GWEN MARIE M. OCOT , mortgagor, of legal age, Filipino and residing at (1) Lot 11, Blk. 42, Frontierra Subdivision, Gran Europa, Brgy. Lumbia, Cagayan de Oro City, Misamis Oriental; and (2) Lot 13, Blk. 3, Montierra Subd., Purok Panginuman, Brgy. Balulang, Cagayan de Oro City, Misamis Oriental, to satisfy the mortgage indebtedness which as of June 30, 2022, amounts to THREE MILLION TWO HUNDRED EIGHTY-FOUR THOUSAND SEVEN HUNDRED FIFTY-SEVEN PESOS & 57/100 ( Php 3, 284, 757.57), including interests, penalties and expenses incidental thereto, the undersigned or her duly authorized deputy will sell at public auction on October 6, 2022 at 10:00 A.M. or soon thereafter at the Office of the Clerk of Court, Regional Trial Court, Branch 17, Hall of Justice, Goldridge Bldg., Mastersons Ave., Cor. Pedro N. Roa Ave., Upper Carmen, Cagayan de Oro City to the highest bidder, for cash or manager’s check and in Philippine Currency the following property with all improvements, to wit:

TRANSFER CERTIFICATE OF TITLE NO. 137-2019009127

LOT : Lot 13, BLOCK NO. 3 PLAN NO. PSD-10-071358

PORTION OF : Lot 3010-F, PSD-10-043014

LOCATION : Upper Balulang, Cagayan de Oro City, Prov. Of Mis. Or. Island of Mindanao

OWNER : Gwen Marie M. Ocot

BOUNDARIES : SW., along line 1-2 by Lot 43, Block 3, Psd-10-071358; x x x.. AREA : Fifty Four (54) square meters, more or less

All sealed bids must be submitted to the undersigned on the above-stated date, time and place.

In the event the public auction should not take place on the said date for whatever reason, the public auction will proceed on the next working day, without further notice, posting and publication.

Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon, if any there be.

August 30, 2022, Cagayan de Oro City.

opinion

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Protecting God’s Vanishing Creation The Highest Form of Worship

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Managing Marriage

Think a minute… Someone said: “Marriage is like getting a phone call at midnight: first you get a ring, then you wake up!” One man said that his wife “went from hard-to-get, to hard-to-handle, to hard-to-take.” Yet a woman observed: “A husband expects his wife to be perfect, but to understand why he is not.”

Our problem is that when marriage does not give us total happiness like we expected, many of us blame our mate, or even marriage itself. But if you are not a happy person before you get married, you will not be happy afterwards either. In marriage, two people bring together not only their good qualities, but also their problems and weaknesses; so married life can become double trouble if we come into it with wrong, unrealistic expectations. But when we learn how to blend our two personalities and pasts, our love and joy together is more than doubled. Remember: “In the word wedding, the ‘we’ comes before the ‘I’.”

Our big mistake is thinking that if we change our mate or outward circumstances, it will solve our marriage problem, along with our other problems. So we get a better job, more money, a nicer house, even move to another city. But the problem is, “Wherever you go—there you are.” Even if we get a different wife or husband, the person we are inside is still the same; so until we stop blaming our

wife or husband, or our outward circumstances, and we ourselves change, our marriage and life cannot change either.

A wise man put it this way: “No clever arrangement of bad eggs ever made a good omelet.” A good omelet only comes from good eggs! And a good, satisfying marriage can only come from two people who love, accept and care as much about the other person’s needs as their own. “A marriage can be made in heaven, but the maintenance work is done on earth.”

I cannot change my mate’s personality and character, and neither can you! But if you ask Jesus to start changing you first, then after your wife or husband sees you growing better as a person and partner, they will likely want to start changing and growing with you. Won’t you be the first one in

ORLAN R. RAVANERA

“A country, even with a strong army is not secured at all with out ecological security.” This statement was pronounced by no less than the former Secre tary of National Defense, Sec. Orlando Mercado in the late ‘90s to signify his full support when we were taking direct actions through human bar ricade against illegal logging as some 50 ten-wheeler logging trucks were bringing down illegally cut logs every night till dawn during those years as six logging companies were plundering our dipterocarp forest. Each logging truck had armed men escorts carrying high-powered guns such as Armalite and AK-47 and pay ing checkpoint P5,000. Such truism was told to us by an official who resigned as his conscience could not bear it any longer.

The Philippines is the 4th worse hit country in the world by climate change as thousands would die even in just one night of typhoon as what hap pened in Cagayan de Oro on Dec. 17, 2011 due to Typhoon Sendong. Yes, the ingredients of ecological disasters were already existing minus the

rains after five decades of massive logging from 1950s to year 2000 that earned the loggers tremendous raking, boasting to one and all that no one can stop them, not even an office that is mandated to enforce environmental laws, bragging that 90% in that of fice were under their payroll. Well, it was indeed Res Ipsa Loquitor (the thing speaks for itself) because the dipterocarp forest then that the loggers were plundering should have not been the subject of logging for reason that these were protected areas, lying more than one thousand meters above sea level and in slopes whose gradients were more than 50 per cent where logging was prohibited. Too, there were laws that disallowed the cutting of hardwood, i.e., Almacega, Red Lauan, Nara, Mahogany but all of these were cut without mercy as these trees command higher price in the international market. Don’t you know that in one shipment of logs alone could earn a logger three hundred sixty million pesos, money that did not just go to their pockets but to the pockets of those who should enforce the laws. How powerful were the loggers then? Isn’t it that in this country no one is above the law, that all must bow down to the majesty of the law because we follow the rule of law and not of men? That state ment is just rhetorical as far as the powerful loggers were concerned then. They could not moderate their greed. Some have even become sena tors, congressmen, mayors or

governors using their massive raking to buy votes. Oozing with so much wealth, they were able to form a strong cabal of vested interest. No one was prosecuted, no one was penalized. It was so easy for these loggers to file cases against us barricaders every time we took direct action against them. We were the ones being arrested.

I remember in one of the court hearings, no less than then Sec. Orlando Mercado came to support us bringing with him two top lawyers from the Department of National Defense. The judge had no choice but to dismiss the case because Sec. Mercado said that it should be the loggers and their cohorts who must be arrested and not us, envi ronmentalists who dared to bring back the rule of law.

Ten years of human bar ricades against illegal logging from 1991 to 2000 saw us being harassed, arrested and even accused of 200 million damage suit by Vicmar Corporation. When we seized 5 logging trucks carrying illegally cut logs owned by a military of ficial named 2nd Lt. Modesto Eleazar, we were hunted by his goons. I together with my son Kim luckily evaded/ escaped the hunting attempts of the loggers’ armed goons with the help of Arch Tony Ledesma and non-government organizations. An m2k2 hand grenade had been thrown to us barricaders at dawn but miraculously did not explode. With our fervent prayers, we always thank God for the protection as we firmly believe

that if God is with us, who can triumph against us?

What was so amazing was the act of a 65-yr. old colleague, a fisherman leader from the coastal community of Barangay Agusan, Cagayan de Oro, Mr. Antonio Salcedo who was then dying of bone cancer and five days later, he would die. In his hospital bed, he asked the doctor to release him because he wanted to join us barricaders lying down on the streets in front of Manresa Farm daring the logging trucks to first run over us before they could pass. When asked why, he whispered to the doctor, “Doctor, I know am dying and soon I will die. What if God ask me, what have I done to protect His creation. I firmly believe that protecting God’s vanishing creation is the highest form of worship, doctor.”

Indeed, a week later, Nong Tonyo did leap to the Great Beyond. We were so saddened by his passing but we know that he ended up his life in God’s loving embrace as there is no greater grandeur sight on earth than one man willing to offer his life to stop the plunder and extinction of thousands if not millions of flora and fauna. Nong Tonyo had felt the inter-connectedness and oneness of all of God’s crea tion which is indeed true love! Nong Tonyo, where ever you are, now with us, then with the stars and in God’s loving embrace being rooted with the Unseen Being where all life emanates, to you – our firm salute and warm embrace!

Charity should animate our zeal

WE should see to it that our zeal to do the things of God is always animat ed by charity. Without charity, that zeal would do us more harm than good. It would be a zeal that defeats the purpose of serving God.

We are reminded of this danger in the gospel when some of the apostles told Christ to rain fire on those who did not welcome him who was then passing by a cer tain town on his way to Jerusalem. (cfr. Lk 9,54) Christ had to tell them, “You know not of what spirit you are. The Son of man came not to destroy souls, but to save.” (Lk 9,55-56)

When the zeal is not animated by charity, it can only mean that that zeal is not righteous, that it does not channel the zeal of Christ who himself once said, “I have come to set the earth on fire, and how I wish it were already blazing!” (Lk 12,49) It would be a zeal that would only satisfy one’s own desires.

It is a self-righteous zeal that often is marked by bitterness and reckless ness.

The zeal that is ani mated by charity is al ways marked by patience, understanding, compas sion, magnanimity. And while it can connote quickness of action, it is also very much com patible with prudence. While it is clear about its focus or goal, which is the glorification of God and salvation and sanctification of man, it is willing to adapt to the way people are. It is quite versatile.

This aspect of the zeal proper to us is very rel evant these days since we are bombarded with so many things and have to contend with so many confusing developments. A proper amount of re straint and moderation is needed if only to study things well and come out with a good action plan.

When we have a char ity-animated zeal, we would always end up energized and optimistic

in spite of the great effort and sacrifice that may be involved. It would be zeal that is self-perpetuating, since it would be fueled more by the grace of God than by our mere efforts.

We have to be careful with the phenomenon that is called bitter zeal. It is the wrong zeal of intending to do good but discarding the re quirements and details of charity. It is Machi avellian in spirit.

Bitter zeal makes a person hasty and reck less in his assessment of things. It makes him fail to consider all angles, to listen to both sides, so to speak. He is prone to imprudence.

Inflammatory, incen diary words are his main weapons. Being belliger ent is his style. He relishes in rousing controversies and sowing intrigues. He’s actually not as in terested in looking for the objective truth and justice as in carrying out his own personal cause.

He is prone to keeping resentments and to be

ing unable to forget the perceived wrongs done on him. He finds it hard to understand, much less, forgive others in their mistakes. He likes to exact vengeance of the tit-for-tat type, evil for evil.

We have to learn the art of loving with the love of God as shown by Christ on the cross. It is a love that is patient, will ing to suffer for others. It is gratuitously given, even if it is not reciprocated.

We have to make sure that we are always burn ing with the zeal of love!

* Chaplain Center for Industrial Technology and Enterprise (CITE), Talamban, Cebu City

Email: roycimagala@ gmail.com

THINK A MINUTE

JHAN TIAFAU HURST

HINTS AND TRACES

ROY CIMAGALA

corpWorLd

NEDA chief cites agri, mining as PH growth drivers

SOCIOECONOMIC Planning

Secretary Arsenio Balisacan on Thursday cited agriculture as a vital growth driver for the country, while mining industry should be further explored to increase its contribution to the economy.

"We have to reinvigorate agriculture, thus that the high price of food affect everyone and influence the movement of the economy," he said in a statement during the Philippine economic briefing in New York.

Balisacan, who is also

the National Economic and Development Authority (NEDA) chief, said agriculture is an "obvious" growth driver for the economy as President Ferdinand "Bongbong" Marcos Jr. has pronounced that this is a priority sector of his administration.

He said responsible mining is a major source of economic growth and the government should promote this industry.

"As we understand from our Environment Secretary, only 6 percent of extractable

resources have been mined. There's so much room for expanding that and transform that wealth into other forms of wealth," he added.

The country has been pitching investments in green metals such as nickel, cobalt, and copper to American investors as part of the Department of Trade and Industry's "Make It Happen in the Philippines" investment campaign.

Balisacan said the country has to revive its manufacturing sector as this

is a good source of quality jobs and has a tremendous impact on poverty reduction.

The economist cited tourism and information technology and business process management, along with health and pharmaceutical industry, as low-hanging fruit for the economy.

Other major growth drivers for the country include construction due to the huge housing backlogs, public-private partnerships, and connectivity. (PNA)

Include unplanned outages trend in power forecast: PEMC

THE Philippine Electricity Market Corporation (PEMC) has called for a “realistic forecast” of power supply that would include the trend of forced outages of power generation plants to secure reliable electricity sources throughout the years.

In a hearing of the Senate Committee on Energy Wednesday, PEMC Market Assessment Group head John Mark Catriz said the National Grid

Corporation of the Philippines (NGCP) should consider including the trend and pattern of unplanned outages of power plants in its supply forecast to avoid disruption of power services.

Catriz said the grid has sufficient supply of 21,000 megawatts (MW), enough to supply the demands of Luzon and Visayas, which only reach around 13,000 to 14,000 MW.

He added there should

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region Branch 28 Mambajao, Camiguin

In re: PETITION TO FURTHER RECTIFY

be strict compliance with the Grid Operating and Maintenance Program (GOMP) among power generation companies and avert forced shutdown.

“We believe that the strict compliance of generators to the schedules is important para ma-satisfy ang (to satisfy the) demand in all seasons of the year,” Catriz said in mixed English and Filipino.

In the same hearing, Department of Energy

(DOE) director Mario Marasigan said the agency is closely looking into the simultaneous forced outages of power plants last Sunday that brought the Luzon grid to be placed under yellow and red alerts.

But given that unexpected outages are always on the side, Catriz underscored the need to add more generation capacity to meet the country’s growing demand for power. (PNA)

Video industry backs bill boosting fight versus online piracy

THE Asia Video Industry Association (AVIA) and its members are pushing for the amendment to the country’s intellectual property (IP) code to make it more attuned to the digital age by addressing online piracy.

In a statement on Monday, Globe Telecom Inc. (Globe) and its entertainment arm KROMA -- both partners of AVIA -- said the proposed House Bill No. 0799 aims to boost the power of regulators against online piracy through permanent blocking orders, takedown orders, ceaseand-desist or disable access orders.

“Currently, the IP code’s definition of pirated goods does not cover electronic or online content, a loophole that has enabled online piracy to fester. The code also lacks a provision that would allow for the efficient and effective blocking of pirate sites, thereby inhibiting enforcement,” GlobeKROMA said.

It said the importance of IP rights would help the Marcos administration turn its eight-point agenda into reality by “increasing employability, encouraging

Republic of the Philippines SUPREME COURT

research and innovation, and enhancing the digital economy.”

On Sept. 2, Albay 2nd District Rep. Joey Salceda spoke about the urgency and necessity of updating the IP code to help transform the country into “one of the largest exporters of creative goods in developing economies” during the Digital Piracy Summit by the Coalition Against Piracy.

Salceda said the existing IP code could not anticipate the digital space's ubiquity when it was enacted in 1997, with the lack of IP protection becoming a “barrier to economic growth.”

He noted how the Metro Manila Film Festival earned an estimated gross revenue of P30 million in 2020 through digital platforms during the height of the Covid-19 pandemic, a far cry from the P1.06 billion earned in 2018 and P955 million in 2019 through cinemas.

HB 0799, or “An Act Establishing the Revised Intellectual Property Code of the Philippines,” was introduced by Salceda in July. (PNA)

SPL. PROC. CASE NO. 2022-538 THE CORRECTED ENTRY IN THE CIVIL REGISTRY OF CAGAYAN DE ORO CITY ON THE PATERNITY OF THE MINOR-CHILD ZACHARY ALEXANDER C. TAYLOR

KENNETH EDWARD TAYLOR, Petitioner, - versusZACHARY ALEXANDER C. TAYLOR

Assisted by her biological mother and legal Guardian ALMARIE CAILING-TAYLOR, Respondent, ALMARIE S. CAILING-TAYLOR and the LOCAL CIVIL REGISTRAR OF CAGAYAN DE ORO CITY, Respondent.

O R D E R

A petition to rectify the entry in the certificate of live birth of Zachary Alexander C. Taylor relative to his paternity was filed by Kenneth Edward Taylor, alleging that he is married to respondent Almarie S. Cailing on July 3, 2020 but prior to their marriage, Almarie S. Cailing had an illegitimate son Zachary Alexander who was born in Cagayan de Oro City on June 14, 2017. Believing that Zachary Alexander is his son, petitioner executed an affidavit of acknowledgment of paternity on November 15, 2019. Hence, the certificate of live birth of Zachary Alexander was amended and the latter then used the name Zachary Alexander C. Taylor. Sometime in the first week of June 2022, respondent Almarie Cailing Taylor casually told petitioner that he might not be the biological father of the minor so that the spouses decided to have a DNA test to determine the child’s paternity. Petitioner however agreed that whatever will be the outcome of DNA test, he will remain to be the father of the child as he loved the child as his own. The DNA result showed that the minor child is not petitioner’s biological child. Hence, the instant petition.

Finding the petition sufficient in form and substance, let this case be heard on OCTOBER 5, 2022 at 8:30AM at Hall of Justice, Mambajao, Camiguin. Any person having or claiming interest may within FIFTEEN (15) DAYS from notice of the petition, file his or her opposition thereto.

At the expense of the petitioner, let a copy of this Order be published once a week for three consecutive weeks in a newspaper of general circulation in Mindanao.

Petitioner is directed to furnish the Office of the Solicitor General, Local Civil Registrar of Cagayan de Oro City and the Philippine Statistics Authority with copies of this Order and the petition within five days from receipt hereof.

Respondent Almarie S. Cailing Taylor is directed to file her Comment/opposition thereto within ten days from receipt hereof. The Clerk of Court is directed to furnish the said respondent with a copy of the petition and its annexes, including this Order.

SO ORDERED

August 18, 2022 at Mambajao, Camiguin.

(SGD)NANNETTE MICHOTE E. LAO Presiding Judge

REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 21 Cagayan de Oro City

NATIONAL HOME MORTGAGE

EJF FILE NO. 2022-1175 FINANCE CORP. (NHMFC) Mortgagee

For: Extra-Judicial Foreclosure -versus- of Real Estate Mortgage Under Act No. 3135 as Amended by AVELINO S. MAGNETICO married to Act 4118

JUSTINE V. MAGNETICO, Mortgagors.

X---------------------------------------------/

NOTICE OF EXTRA-JUDICIAL FORECLOSURE SALE (EJF FILE NO. 2022-1175)

Upon extrajudicial petition for sale under Act No. 3135 as amended by Act No. 4118, filed by NATIONAL HOME MORTGAGE FINANCE CORPORATION against AVELINO S. MAGNETICO, married to JUSTINE V. MAGNETICO with postal address at VILLA MAR SUBD. Lot 30, BLK 4, IPONAN, CAGAYAN DE ORO CITY to satisfy the mortgage indebtedness which amounts to FIVE HUNDRED EIGHTY TWO THOUSAND TWO HUNDERED FORTY PESOS & 73/100 (P582, 240.73), exclusive interest and penalty charge as of FEBRUARY 28, 2022 the undersigned will sell at public auction on OCTOBER 10, 2022, at 10:00 A.M. to 4:00 P.M. AT THE REGIONAL TRIAL COURT, BRANCH 21, CAGAYAN DE ORO CITY, HALL OF JUSTICE, GOLDRIDGE BUILDING, MASTERSON AVENUE CORNER P.N.ROA, SR. AVENUE, UPPER CARMEN, CAGAYAN DE ORO CITY to the highest bidder, for cash or manager’s check and in Philippine Currency, the following property described below including all existing improvements found thereon, to wit:

TCT No. T-71403

A PARCEL OF LAND (Lot 30, BLCK 4, PCS-104305-001035, being a potion of Lot 6631, CAD-237, Cagayan Cadastre, Lot 24235-F, Psd-10-005313, Lot 1, Lot 2, Pcs-10-000039) situated in the Barrio of Iponan, City of Cagayan de Oro, island of Mindanao. Xxx containing an area of ONE HUNDRED FIVE (105) Square meters, more or less. Registered under the name of Avelino S. Magnetico married to Justine A. Magnetico.

All sealed bids must be submitted to the undersigned on the above stated time and date.

In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication.

Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon, if any there be.

Cagayan de Oro City, September 8, 2022.

(SGD) EFREN G. MACABAYA

Shopee teams up with the Department of Health to push Booster Vaccination

In line with its continuous commitment to help every Filipino increase their protection against COVID-19, Shopee has partnered with the Department of Health (DOH) for the Bakunahang Bayan: PinasLakas

Special Vaccination Days campaign from September 26-30, to facilitate the rapid mobilization of COVID-19 vaccination among all eligible populations.

As part of the campaign, a dedicated page will be accessible in-app to educate users on the benefits and importance of vaccination from September 26 to 30, 2022. Local government

CDOTC-MTC blessed with hundreds of talents pre-20th an niversary celebration last Sunday, September 18, 2022, held at Limketkai Rotunda. And also officially welcoming the Medina Talent Center under the JBD Train ing Consultan cy Services. Let’s make history and continue Dad dy Gabby’s legacy. LITO HOMONLAY/ BOOKER PHO TOGRAPHY

COVID-19 and the Educational Response

By: CATHERINE L. ENCABO Teacher II Pestañas Elementary School

Diverse online education and learning tools should be utilized in the context of essential closures. When possible, nations should employ their alreadyexisting online distance learning programs. They should also encourage educational technology providers to make their resources publicly available, diversity delivery methods based on student capacity and age, and promote teacher collaboration. The current COVID-19 epidemic has fundamentally altered the teaching-learning process and revolutionized the educational sector. The varied teaching methods employed by educational institutions around the globe offer a comprehensive grasp of the various steps governments and colleges

took to endure the severe crisis. With the fundamental change to digital pedagogy that was followed by online tests and exams, educators and students experienced new things.

The Philippines Department of Education (DepEd) established distance learning modes to guarantee learning continuity in response to the COVID-19 pandemic. DepEd is aware of the difficulties in providing alternative learning modalities to the 27.7 million pupils enrolled in basic education, nevertheless. The difficulties of distance learning and unequal access to resources could cause underachieving and marginalized students to lag behind even more. Prior to the pandemic, concerns about the quality of basic

education were brought up due to the Philippines' poor performance in recent regional and global learning tests. In order to address issues with learning outcomes as students move from online to in-person classes, DepEd is looking for novel solutions.

Many of the measures the countries in the region have taken in the area of education are related to the suspension of face-to-face classes at all levels, which has led to three main areas of action: the deployment of distance learning modalities through a variety of formats and platforms (with or without the use of technology); the support and mobilization of education personnel and communities; and concern for the health and overall well-being of the population.

units (LGUs) across the country are likewise encouraged to include vaccination sites such as schools, malls, plazas, and places of worship where Filipinos can conveniently walk-in to get their COVID-19 booster shot on special vaccination days.

Martin Yu, Director at Shopee Philippines, shared, “It is a great privilege for us to partner with the DOH once again. Through this partnership, we aim to leverage our platform to provide Filipinos with access to accurate and important information about booster shots and COVID-19 vaccination. Through proper education

and collaboration, we can work together to fight the spread of COVID-19 in the Philippines.”

This campaign is one of the multiple initiatives that Shopee has launched to support Filipinos in their pre to post vaccination journey. In 2021, Shopee launched the Resbakuna Vaccine Education Campaign, also in partnership with the DOH; the Fully Vaxxed package which incentivized users to complete their vaccination doses; and Vaccination Center Support, which provided food, health essentials, and air coolers to chosen vaccination centers in Makati, Taguig,

and Quezon City. Assistant Secretary Beverly Lorraine Ho, OIC-Undersecretary of the Department of Health shared “Every Filipino plays a vital role in achieving the wall of immunity and protecting every single member of our community, especially the most vulnerable. We are grateful to be partnering with Shopee once more to maximize their platform in effectively reaching, engaging, and educating even more Filipinos on the importance of getting their COVID-19 vaccines and booster doses.”

With the aim of boosting 50 percent of the general population and fully vaccinating 90 percent of the target senior citizens, the Bakunahang Bayan: PinasLakas Special Vaccination Days campaign is expected to educate Filipinos of the benefits the COVID-19 vaccines provide. Through these initiatives, the DOH hopes to encourage even more of our kababayans to receive their booster shots, most especially our senior citizens and the vulnerable population.

From September 26-30, users can learn more about Bakunahang Bayan: PinasLakas Special Vaccination Days through the dedicated in-app page on the Shopee app.

Curriculum Incorporates Technology

By:Felina J. Taraya Teacher III Gitagum Central School DepEd Misamis Oriental

In its broadest meaning, education is a type of learning in which a group of people's information, abilities, and practices are passed down from one generation to the next through instruction, training, or study. Although learning is typically done with the help of others, it is also possible to learn independently. An event can be deemed educational if it has a lasting impact on how someone feels, thinks, or behaves. Preschool, primary school, high school, followed by college, university, or an apprenticeship, are the typical phases of education.

Education is the process of learning new things and honing one's analytical and moral faculties. Additionally, education is the process of accelerating learning. We can receive official education from teachers in school, but we can also receive informal education from our parents or the oldest person outside of school. Education is

important in everyone's life nowadays since it may assist us enhance our wellbeing.

In addition, education is a process that changes constantly. To relate the past to the present, teachers must be familiar with the educational process. Teachers will be able to dynamically extract useful lessons from historical and current patterns in education and aid students in avoiding errors. Teachers will be able to develop more practical strategies that will provide pupils the tools they need to succeed in today's world.

Moreover, education evolves with the society around it. When we reflect on education in the past, we can see the sort of economy, government, and technology that existed at the time. Education was based on religion and preserving the power of government throughout the colonial era, when the church and the government were the most

significant institutions. In order for people to contribute to society, appropriate education was required. The only pupils were exclusively affluent guys who went to school. Public schools were developed as the United States gained greater independence to bring together all of the immigrant cultures and aid in the growth and development of the country.

Today, the curriculum strongly incorporates technology. The amount of knowledge available to pupils is enormous because to the development of the internet, which has opened up a worldwide world. Teachers may access a multitude of resources to help them with the materials they need to teach the extremely diverse population of pupils in today's classrooms. The way teachers instruct in the classroom is altered by technology. alternative to notebooks and chalkboards.

your marriage to pray this lifechanging prayer and fully mean it: “Lord, please start changing my marriage into the close, happy one I know you created it to be—and start by changing me.” Just think a minute…

Years...

from page 3

added.

Lim said depreciation of the Philippine peso is in line with those of other currencies as the Federal Reserve continues to hike its key rates to tame the US’ four-decade high inflation rate.

She added no one knows how much interest rates will really increase “but clearly, the peso will be affected by further monetary tightening in the US.”

To date, the peso is trading at the 58-level against the US dollar after starting the year at 51-level.

At the end of the Article IV Consultation, held from Sept. 12 to 26, among the policy recommendations include that the Bangko Sentral ng Pilipinas (BSP) will provide “clear communication about inflation.”

This, as it noted “BSP’s forward looking policy intentions can help reduce uncertainty and improve policy transmission.”

Lim declined to forecast how many more hikes the BSP’s policy-making Monetary Board (MB) will decide for the year.

She said whenever there are disorderly market conditions, there is really a need for a foreign exchange intervention (FSI).

“Now, how much and when that should take place? We leave it to the capable judgment of BSP. They can decide on the timing and by how much they could intervene,” she added.

The BSP’s key rates have been increased by a total of 225 basis points since last May due to the rise in domestic inflation rate and to address interest rate differential with the US.

Markets forecast the BSP to continue hiking rates as the Fed remains in tightening mode.

Philippine monetary authorities, in turn, vowed to do “follow-through action to anchor inflation expectations and prevent price pressures from becoming further entrenched.”

“The domestic economy can accommodate a

reasonable tightening of the monetary policy stance, as demand has generally held firm owing to improved employment outturns and ample liquidity and credit,” the BSP said in a statement issued after the MB’s rate setting meeting last Sept. 22. (PNA)

First...

from page 2

Tan added.

Tan said the DOT has long recognized the potential of freediving, which also brings livelihood opportunities to communities and promotes caring for the environment.

"It is an activity balances and respects nature. The practice of freediving can also greatly help us in improving our health, both physically and mentally," Rabat stressed.

Gert Leroy, an instructor, said freediving helps in relaxation of the mind and letting go of tension.

"It's not important how deep do you dive. At the end of the day, what's more important is what free diving does to you," he said.

In order to become a freediver, Leroy said one should at least know how to swim as it involves going deep without a breathing equipment.

"It would be dangerous if you start freediving without being comfortable in the water. It's not about being a good swimmer but being comfortable in the water. That should be the first step," he added. (PNA)

Farmers...

from page 1

complement tourism programs. Erlinda Unabia, the provincial tourism council co-chairperson, said with Misamis Oriental's nature-based tourism sites, the provincial government only needs to tap potential resources that can contribute to economic development. "The province is a gold mine in the tourism industry, and we must tap available resources and make the most out of this paradise. We need not seek treasures far away, because it is already in our land, culture, and hearts," she said. During the food tourism exhibit opening at a mall in this city, Opol Municipal Mayor Jay Bago said the local government has institutionalized tourism by integrating it the newly-organized Office of Culture, Arts, Tourism and

Sports. Bago said while the town is known mainly for its beaches, they also intend to promote natural resorts in the hinterland communities and as a means of promoting the indigenous culture of the Higaonon living in the communities. "We also give importance to the IPs (indigenous peoples), the Higaonon, their cultural and ancestral rights, they should not be left behind in the development of our local tourism," he said. (PNA)

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were donated by the Kusgan Volunteers Inc. and Climbs Cares, the latter being the community arm of Climbs Life and General Insurance Cooperative. Engr. Charles Magarin, Climbs Cares head, said they handed out food supplies after learning that some PDLs were neglected by their families. "We will include this in our next planning (of activities) in providing them the help they need," he said. Lanterns for sale Meanwhile, Bahian urged the public to support PDLs by buying the Christmas lanterns they made because the proceeds will go directly to them. He said the lanterns start at PHP50 depending on

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG

KNOW ALL MEN BY THESE PRESENTS:

That the late ARTEMIO L. BANUAG, who died intestate on ________, that the deceased at the time of his death left an owned a conjugal property, a parcel of land, identified Lot No. 1734, Pls 923, situated in Looc, Villanueva Misamis Oriental, comprising an area of 32,264 SQUARE METERS, more or less, covered by Tax Declaration No. 0813000907367, certified true copy of Tax DECLARATION No. 0813000907367 and has been a subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG filed by the heirs of ARTEMIO L. BANUAG, per DOC#162; PAGE#33; BOOK#131; Series of 2022 under the Notarial Registry of ATTY. FELIX D. LACUBTAN.

BWM: Sept. 28, Oct. 5, & 12, 2022

the design. For years, it has become an annual tradition of PDLs at MOPJ to create lanterns as an alternative to earning money. Between 2012 and 2018, the provincial government commissioned the works of the PDLs to

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG

KNOW ALL MEN BY THESE PRESENTS:

That the late ARTEMIO L. BANUAG, who died intestate on _______, that the deceased at the time of his death left and owned a conjugal property, a Parcel of Land, identified Lot No. Lot 6086 C-4, situated in Bulua, Cagayan de Oro City, comprising an area of 1,258 SQUARE METERS, more or less, covered by Katibayan ng Orihinal na Titulo Blg. P-4952 and Tax Declaration No. G-151385, certified true copy of Katibayan ng Orihinal na Titulo Blg.P-4952 and Tax Declaration No. G-151385 is hereto attached as Annex B, and has been a subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG filed by the heirs of ARTEMIO L. BANUAG, per DOC#163; PAGE#33; BOOK#131; Series of 2022 under the Notarial Registry of ATTY. FELIX D. LACUBTAN.

BWM: Sept. 28, Oct. 5, & 12, 2022

light up the Vicente de Lara Park during the holiday season within the Misamis Oriental Capitol compound. (PNA)

EXTRA-JUDICIAL SETTLEMENT OF ESTATE

KNOW ALL MEN BY THESE PRESENTS:

That the late CARMEN M. VELEZ died without a will in Cagayan de Oro City, at the time of her death she left a parcel of land with TCT No. T-26282 located at Cogon, Cagayan de Oro City, denominated as Lot 8; Block 9 of Subdivision Plan (LRC) Psd-138672, containing an area of FOUR HUNDRED EIGHTY-NINE (489) square meters, A parcel of land with TCT No. T-26281 located at Cogon, Cagayan de Oro City, denominated as Lot 12; Block 9 of Subdivision Plan (LRC) Psd-138672, containing an area of FOUR HUNDRED SIXTY-SIX (466) square meters, and A parcel of land with TCT No. 137-2016000425 located in the Poblacion, Cagayan de Oro City, denominated as Lot 18372B-2, Psd-10-067989, being a portion of Lot 18372-B, PSD-104305-020435, containing an area of ONE THOUSAND FIFTY-TWO (1,052) square meters, and has been subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE, filed by the heirs of CARMEN M. VELEZ, per DOC #089; PAGE#19; BOOK#XXXIX; Series of 2020 under the Notarial Registry of PATRIFLOR R. ROA-TURTOGO.

BWM: Sept. 28, Oct. 5, & 12, 2022

DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH WAIVER OF RIGHTS

KNOW ALL MEN BY THESE PRESENTS: That the late ROLANDO SOMBILON DEVEZA on August 15, 2021, died intestate at Northern Mindanao Medical Center, without any will or testament and without any outstanding debts or obligations in favor to any person or entity; at the time of his death, is a holder of an active bank savings account with the BANK OF THE PHILIPPINES ISLANDS, Cagayan de Oro City Main Branch, under Account Number 002043-4300-01 with a deposit of SIX HUNDRED THOUSAND TWO HUNDRED SIXTY-TWO AND TWENTYFIVE CENTAVOS (Php600,262.25) and has been the subject of an DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH WAIVER OF RIGHTS, filed by the heirs of ROLANDO SOMBILON DEVEZA, per DOC #38; PAGE #9; BOOK #I; Series of 2022 under the Notarial Registry of ATTY. NIÑA ERIKA S. TROPEL.

BWM: Sept. 21, 28, & Oct. 5, 2022

EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

That the late DIONESIO MABALACAD which died on July 15, 1952 and was buried at the City Cemeter of Cagayan de Oro City; that the deceased died leaving no will nor obligations than a parcels of land with 1. Lot No. 3862, 2. Lot No. 4319, 3. Lot No. 4348, 4. Lot No. 4356, 5. Lot No. 4534, 6. Lot No. 4594, 7. Lot No. 5679, 8. Lot No. 5898, 9. Lot No. 6580, 10. Lot No. 6582, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH SPECIAL POWER OF ATTORNEY, filed by the heirs of DIONESIO MABALACAD, per DOC #187; PAGE #38; BOOK #25; Series of 2021 under the Notarial Registry of ATTY. ARTURO C. UBAUB.

BWM: Sept. 21, 28, & Oct. 5, 2022

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SARA L. FERNANDEZ-LIM

KNOW ALL MEN BY THESE PRESENTS:

That the late SARA L. FERNANDEZLIM, died intestate in Quezon City, Philippines on November 12, 1977, at the time of her death, she was a resident of Gingoog City, during her lifetime, the said decedent acquired/ inherited properties with TRANSFER CERTIFICATE OF TITLE (TCT) NO. T-7701 situated in the Poblacion, City of Gingoog, containing an area of TEN THOUSAND FOUR HUNDRED AND SIXTY EIGHT (10, 468) Square Meters, more or less, Transfer Certificate of Title No. T-2834 located in Murallon, City of Gingoog, Island of Mindanao, containing an area of EIGHTEEN THOUSAND TWO HUNDRED AND NINETY SEVEN (18, 297) Square Meters, Transfer Certificate of Title No. T-7697 located in the Barrio of Murallon, City of Gingoog, containing an area of SEVEN THOUSAND SEVEN HUNDRED AND FIFTY EIGHT (7,758) square meters, more or less, Transfer Certificate of Title No. T-7430 situated in the Barrio of Maranding Santiago, City of Gingoog, Island of Mindanao, containing an area of SEVENTY TWO THOUSAND SIX HUNDRED ONE (72,601) square meters, more or less, Transfer Certificate of Title No. T-7435 situated in the Barrio of Maranding Santiago, City of Gingoog, Island of Mindanao, containing an area of TWENTY THOUSAND FOUR HUNDRED EIGHT (20,408) square meters, more or less, Transfer Certificate of Title No. T-7688 situated in the Barrio San Juan, City of Gingoog, Prov. Of Mis. Or., Island of Mindanao, containing an area of FORTY SEVEN THOUSAND SIX HUNDRED FIFTY SEVEN (47,657) square meters, more or less, Transfer Certificate of Title No. T-7704 situated in the Sitio of Cabuyoan, City of Gingoog, Province of Misamis Oriental, Island of Mindanao, containing an area of FOUR HUNDRED SQUARE METERS (400) square meters, more or less, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SARA L. FERNANDEZ-LIM, filed by the heirs of SARA L. FERNANDEZLIM, per DOC #178; PAGE #37; BOOK #III; Series of 2018 under the Notarial Registry of ATTY. CENON B. ALABA.

BWM: Sept. 21, 28, & Oct. 5, 2022

Cagayan de Oro-based designer Gil Macaibay III with his model wearing his creation during the recently held Kasalan at Kotilyon 2022 at Ayala Malls Centrio in Cagayan de Oro City. PHOTO BY ROGER LACTAO

International Triathlon Boosts

Davao Tourism; Ends Strong

The Province of Davao del Norte took a major leap in opening up its tourism frontiers by staging the Penong's 5150 Triathlon in Tagum City recently.

Almost 600 athletes from all over the country with 11 participants from overseas, mixed competitive racing with camaraderie and pure touristic instincts in a fun filled September 4, 2022 weekend at the Hijo Resorts in Tagum City.

No less than Governor Edwin Jubajib graced the occasion by welcoming the participants and officials. "It has been a long pause for sporting events in the province which is why we are all excited to once again help organize triathlons like this. We are ready to

welcome all our participants to the beautiful province of Davao del Norte, " he said in his welcoming address.

Ms. Rosanna Tuazon, President and CEO of Hijo Resorts Davao showed much delight in her resort being chosen as venue of the prestigious 5150 Triathlon series. "Visitors and athletes alike, enjoyed the beach, forest, banana plantation and mangroves along with our accommodation facilities of this vast eco and agri farm resort," she said.

Indeed, with this race,

which Tuazon hopes to support annually, Hijo Resorts has now gained recognition as a sports tourism venue. “Tagum City is the perfect city to host a triathlon event of this size and Hijo Resorts is the best strategic venue for the races. We’re thrilled to highlight the resort not only as a sports venue among our athletes but as the ultimate leisure destination for their families and supporters as

well,” Ms. Tuazon added. 5150 Triathlon Davao Del Norte title sponsor, Penong’s Barbecue Seafood and Grill expresses their unending support and love for triathlon events, “We love what the 5150 races represent which is why we’ve been a willing partner since the success of the previous 5150 race in Davao in 2019. Now that triathlons are back in the spotlight, we want to join in on the action as we welcome our athletes to our home province,” says Mr. Chad Regis, President of Penong’s. After two-year hiatus, Sunrise Events felt the success of the event with a higher note, “We have had a successful string of reigniting our triathlon events here in the country and we’re excited to add Tagum as another success story. We’ve had this on

pause since 2020 so we are in high spirits as we ensure a safe and memorable racing experience for all our athletes. Of course, none of this would be possible without the help of our partners so this collaborative event will be a success of many,” Sunrise Events General Manager Princess Galura stated.

During the Penong's 5150 Davao Triathlon, Joshua Ramos dominated the event from the beginning to the end, while KC Joy Garcia rallied in the bike stage and then held off Lourdes Ramos in the final run leg. Together, they shared the first place podium.

Appreciation goes out to Penong's and Sunrise Events for working together to bring this sports tourism event to Davao del Norte. (Selrahco Management and Consultancy Services)

Winners of the 20-24 Age Group, Female Category, first place, Sophia Gabrielle Munoz, Male Category, 1st place Joshua Alexander Ramos, 2nd place Lucian Antonio Alejo, and for 3rd place Ydnar Baldelovar. In front, (Left to right) Provincial Sports and Youth Development Officer, Giovanni I. Gulanes, Penong's BBQ and Grill President, Chad Regis and President and CEO of HIjo Resorts, Rosanna Tuazon.

Joshua Ramos, the overall champion of Penong's 5150.

Sunrise Events General Manager Princess Galura