2012 Summer Newsletter by The Susan Horak Group Re/Max Boone Realty

THE

COLUMBIA REVIEW

S H G Q UA RT E R LY N E W S L E T T E R • S U M M E R 2 0 1 2 • V O L . 1 , I S S U E 1

Add Real Estate to Your Retirement Account Spooked by the stock market? Wondering what kind of return you’ll get with bonds? Getting minimal return in your money market fund? Susan Horak

Here’s an option you may not know about: The U.S. Internal Revenue Service allows you to have real estate investments in a self-directed IRA retirement account. The critical factor is that the investment must be in the name “It’s a wonderful way to increase of your IRA – not your own name. your retirement fund,” says RuthAnn McBride (CDPE, CIAS), a real estate Taxes are deferred agent with RE/MAX Estates in Estero, As with any tax-deferred retirement Fla. “You can take any or all of the account, income and capital gains money that you currently have in an accumulate tax-free until you tap into investment fund and buy real estate.” the funds. Once you do so – you can begin withdrawing funds with no You can invest in any type of real penalty at age 591⁄2 – you pay taxes estate – single-family homes or condos, on the gains. Rent or lease payments, multi-unit properties, commercial then, ﬂow directly into the retirement real estate, even vacant land – account. Expenses – maintenance and through your retirement account. repair, costs for ﬁnding new tenants and so on – are taken directly from the IRA. Realtor, CRS, GRI, ABR

S H G Q UA RT E R LY N E W S L E T T E R • S U M M E R 2 0 1 2 • V O L . 1 , I S S U E 1

“This is for your retirement,” * If you sell the property and make a McBride says. “Not for income proﬁt, the gains go into the IRA, not to that you can use right now.” yourself. If you choose to re-invest the proﬁts in real estate, you can do so – but Restrictions on real estate still in the name of the retirement account investments in retirement. Such investments aren’t for * The limit on the amount of new everyone, McBride cautions. money you can invest ($5,000 annually if you’re under 50, $6,000 if you’re 50 or older) applies to real estate, just as it does to any other tax-deferred retirement investment. The property must be a true investment. Neither you nor your spouse can live or vacation in it, nor can lineal family members (parents, grandparents, children, grandchildren, great-grandchildren) or their spouses.

Expenses – maintenance and repair, costs for ﬁnding new tenants and so on – are taken directly from the IRA.

“Liquidity might be an issue if you’re concerned about needing your money before retirement,” she says. “Like any other real estate investment, it may take time to sell. Your money is not liquid.”

McBride enthusiastically endorses * You can’t write off expenses real estate investments in an IRA. or losses on your taxes. * The investment must be in care “It’s the best of all worlds,” she says. of a government-approved custodian, “The beauty of it is, even when you begin which holds the investment. (Only withdrawing funds, you still have the a small number of such custodians underlying asset – the property – which exist in the U.S.; a RE/MAX real can continue to appreciate in value. Over estate agent experienced in investing the long-term, real estate traditionally can help you ﬁnd one.) And a has been more reliable and made separate administrator must handle more money for investors than more record-keeping and tax reporting. traditional retirement investments. continued page 5

In todayʼs real estate market you expect more from a realtor than just a sign in the yard. Sophisticated buyers and sellers want it all - virtual tours, ﬂoor plans, a great website and tons of advertising . . .

PROFESSIONAL PHOTOGRAPHY

&VIRTUAL TOURS

Our in-house graphic designers come to your home shortly after itʼs listed to take interior and exterior pictures, including 360 degree virtual tour photos of every room.

HIGH QUALITY, COLOR BROCHURES LOADED WITH PHOTOS, FLOOR PLANS, & DETAILS

Photos, measurements and ﬂoorplans (a Susan Horak trademark) are combined in professionally designed color brochures that are placed in the brochure box on the sign in front of your home, handed out to prospective buyers, and given to other agents in meetings.

EXTRAORDINARY INTERNET COVERAGE! Susan promotes your home on over 20 major, well advertised websites & search engines including: Google, Yahoo, Realtor.com, Trulia, Houselocator.com, Yellowpages.com, Superpages.com, Yellowbook.com, & many more. Her own site at Susanhorak.com averages over 300,000 visitors per month!

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Thi from Ca er. upp flrs, , & a Keega 801 , 2.5 t reacher sui bat yard house.Bould hlands The rble full BA L on ste ate Hig try. 4 BRling thael ma & priv ting theind the R on the & pan A w/ ma w/ a nt Path, BR d in cei in lev set separa beh Dr to ate island a MB 5th on Be ma lk-in clo line fields UMC e, loc an and room, Ct, R wa a tree cer L on hom w/ FP BA & a kit a gas g, rechland to l & socw to s lvin Hig , 4.5 LR, trai s Vie & she on 5 BR FP, R feature FP , L pu in thisw/ a gas MB a gas Pkwy nd w/ $144,900 • MLS# 316136 luxuryrth rm om. The UNIT 706 • $87,500 • MLS# 316299 FR Highla e to yro hom , a heaa pla a kit, lrgR on 2 BR, 2 BA, quiet upper level unit, 4 BR, 2 BA, walkout basement, reflrs , & w/ , me d Co hdw FR LL rum seperate 1-car garage, refridgerator, modeled kitchen & basement. N on w/ office, . The on Fo an closet rm. S washer & dryer. 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3912 CANNON CT.

EXCELLENT HOMES TOUR & FEATURED PROPERTIES

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5550 AUTUMN DR.

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15361 HOPPER DR.

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3502 CANYON RIDGE

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6745 WESTVIEW DR.

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5104 CHESAPEAKE

$119,900 • MLS# 317158 3 bedrooms, 2 bathrooms, 1,237 fin. sq. ft, Bus-70, R on Creasy Springs Rd., R on Brown School Rd, L on Clearview Rd, R on E. Clearview, L on Autumn.

$175,000 • MLS# 315259 2 spacious outbuildings with room for storage, 2 cars, & room for a workshop. Hwy 63N to MO-124, take L, Stay L on MO-124, turn R at Hopper Dr.

$239,900 • MLS# 308326 3,000+ sq. ft., 4 bedrooms, 3.5 bathrooms. Hwy 63N, Vandiver Exit, W on Vandiver, R on Woodard, R on Mexico Gravel, L on Wellington Dr., L on Canyon Ridge.

$99,900 • MLS# 317622 2 BR, 1 BA, newly remodeled, marble countertops, fresh paint throughout. N on Rt. B past 3M, R on Brown Station, L on Lane, R on Westview. 2nd house on L.

$239,900 • MLS# 313751 3 BR, 2.5 BA, hardwood floors. N on Rangeline, R on Brown School, L on Derby Ridge, L on Hatteras Dr, L on Caroline Dr, R on Chesapeake Ln.

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4908 SILVER CLIFF

$339,900 • MLS# 314530 4 bedrooms, 3.5 bathrooms, kitchen w/ wall-mounted gas oven, 2,731 finished sq. ft. Scott Blvd to Thornbrook Ridge, R on Silver Cliff.

702 QUICK SAND

$215,000 • #314288 5 bedrooms, 3.5 bathrooms, 3,035 fin. sq. ft, amazing kitchen w/ large pantry. N on Rangeline, L on Rainforest Pkwy, R on Quick Sand.

3508 CANYON RIDGE

$179,900 • MLS# 308108 1,788 sq. ft., 2 bedrooms, 1.5 bathrooms. Hwy 63N, Vandiver Exit, W on Vandiver, R on Woodard, R on Mexico Gravel, L on Wellington Dr., L on Canyon Ridge.

3508 WOODSIDE DR.

$123,900 • MLS# 318125 2100+ sq. ft., 3 Bedrooms, 1 BA. Rt. B Exit, L on Paris Rd., R on Brown Station, L on Leeway Dr., R on Woodland Dr., L on Southridge Dr., L on Woodside Dr.

1887 WATERFRONT

U N I T H • $84,900 • MLS# 318070 2 bedrooms, 1.5 bathrooms, wood burning fireplace. I-70 E to Lake of the Woods exit, N on St. Charles, R at 4-way stop to L on Lake of the Woods Rd, to L on N Waterfront Dr.

A weekly ad in the Columbia Daily Tribune boasts Susanʼs open houses, and the ﬁrst two full pages in the Real Estate Book are reserved for all of Susanʼs listings. There are pictures of each home, as well as the price, address, MLS number, features, and even directions included in each advertisement.

Call 876-2849 to Put Susan’s Proven Marketing PlAn to Work For You! 3

Brochures

4951 WILDBIRD LN • $239,900 • #340333

When Susan lists your home, her graphics department immediately creates a full color temporary brochure, with an exterior photo and details about your property. Her in-house graphic designers then come to your home to measure and photograph the interior and exterior, as well as make note of any other nearby selling points, such as parks, attractions, or schools.

Text T649108 to 85377 for more information

4BR, 3.5 BA, 3100 sq ft on 10 acres. Pantry, walk-in closet, and huge family room. Large deck overlooking backyard, lower level living room features wet bar and jr. master suite. 63N to 124 East to left on U to V to right on Gordon to Wildbird Lane.

High Quality, Professional Color Brochures Loaded with Photos, details, and Floorplans � � ��

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17355 W HWY 41 $274,900 • #338626

20 Acres, office 20 x 20, 5 acres parking area. West on I70 to the 4th Boonville exit (Pilot Grove) right at top of ramp then left on Hwy 41 Commercial Listing: Call 573-876-2849 for more info!

Text T736076 to 85377 for more information

4BR, 3BA, 1894 sq ft. Split foyer design, vinyl floor in kitchen, fireplace in family room downstairs. Deck over looking partially fenced and wooded backyard. Scott Blvd to Georgetown to Left on W. Lexington. House is on the right.

4305 COTTONWOOD DR. • $132,500 • #340625

Text T419732 to 85377 for more information

5503 THORNBROOK PKWY • $259,900 #340107

Text T625438 to 85377 for more information

3BR, 2 BA, bright and sunny kitchen. Fully fenced back yard, back patio and deck. Tiled entry way, spacious living room. Mexico Gravel to Wyatt Lane to right on Thompson Rd to left on Cottonwood.

2303 ROSLYN CT. • $239,900 • #340538

text T214277 to 85377 for more information

3 BR, 2 BA 2100+ sq ft, spacious KIT w/ tiled backsplash, stainless appliances & large pantry. Large LR with gas FP & crown molding, large master bath w/ dual-headed shower, custom tile flooring. Nifong to Sinclair to Cascades Dr. to Roslyn Ct.

6903 MADISON CREEK • $289,900 • #333424

4 BR, 3 BA 2825 sq ft, kitchen w/ huge pantry. Landscaped & fenced yard. LL w/ FR & huge workshop. Excellent trim & great ceiling detail. Nifong to S. on Sinclair, L on Port Orchard, R on Madison Creek. Text T214280 to 85377 for more information

1505 W LEXINGTON CR • $144,900 • # 340738

6595 W. HATTON CHAPEL RD $134,900 • #339492

Text T564395 to 85377 for more information

3 bed, 2 bath, 2-car garage. Home sits on middle of fenced property, large partitioned barn (45’11” x 49’5”), several outbuildings, freeze free hydrant. All brick exterior. MBR w/ private bath. Take Route E to Hatton Chapel Road, turn left. Take Hatton Chapel for 2 miles and the house will be on the Right

3 bed, 2.5 bath, 3 car garage. Stone and vinyl façade, kitchen features granite countertops, and custom cabinets. Formal dining, gas fireplace in living room, in ground sprinkler system. Take Nifong Blvd. West, turn left on South Scott Blvd, turn right onto Thornbrook Terrace, turn right onto Thornbrook Parkway, house is on the right.

HOMESITES & ACREAGE FOR SALE 5103 HATTERAS DR. MLS# 324450 73.57 x 123.34 5105 HATTERAS DR. MLS# 324452 167.53 x 137.99

$39,900 $39,900 4

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• Want a comfortable place for your new employees to stay while they are learning about the neighborhoods and all that Columbia has to offer? • Need a place to call home while you are house hunting or building? For Brochures, Floorplans & More Photos Visit www.SusanHorak.com or call (573) 876-2849

For More Information, Photos and Floorplans or to Receive a Full Color Brochure Call (573) 447-2146 or Visit

www.newtownrentals.com Directions to Newtown

South on Providence Rd, Continue on Route K (Providence) - go 2.7 mi, Turn left at Coneﬂower Ave

Another advantage is this: Suppose I buy stock in a company that folds. That money is gone. But real estate will always be there.” Realtors aren’t qualified or authorized to offer tax advice, so you should consult an accountant or other tax expert before deciding whether real estate makes sense as a retirement investment – and how to structure the transaction. When you do decide to invest in real estate, contact a RE/MAX real estate agent experienced in investing to help you find and purchase the right property. The advice offered here comes from sales associates affiliated with independently owned and operated RE/MAX real estate offices and may not be applicable to all areas. Contact an independent RE/MAX agent near you for expertise tailored to your locale. 5

www.susanhorak.com

(573)-876-2849

For Brochures & Floorplans Visit www.SusanHorak.com 7109 N MOBERLY DR

3601 CANYON RIDGE

300 CENTRAL ST • $174,900 • #338966

$114,900 • #338801

3BR 2BA, L a r g e lot, stone fireplace, hardwood

Text T504402 to 85377 for more information

1703 Villa Dr • $99,900 • #340119

$189,900 • #338971

3 BR, 2.5 BA Split level design with 1 car garage, floors, large rooms, 2 huge bedrooms up, huge back yard, master bedroom with private full Walk out basement I70 West to Hwy BB/ bath and walk-in closet. North on Rangeline to Rocheport Exit, north to Central St. left on VV to left on Mauller to right on Moberly. Text T443337 to 85377 for more information

Text T518711 to 85377 for more information

3 BR, 2 BA, Granite counter tops, custom cabinets, alarm system & sprinkler system. Year-round maintenance 63N to Vandiver Exit, west on Woodard, right on Mexico Gravel, left on Wellington Drive, left on Canyon Ridge.

Text T627409 to 85377 for more information

3BR, 2.5BA, 1865.635 sq ft. Brick fireplace, fenced backyard. MBR features walk-in closet and full bath. East on I-70 to left on St. Charles to left on Pinehurst to right on Villa.

5973 County Road 345

Text T349659 to 85377 for more information

$214,900 • #340716

13450 Robien Rd $449,995 • #340890

1654-1656 N DOULTON DR $189,900 #338595

4BR, 3.5BA, 2 car garage, 4760 sq ft on approx 5 acres. Kitchen features raised dishwasher and custom hickory cabinets. MBR features tray ceilings, jetted tub in MBA. Fruit trees outside including apple, peach, pear and persimmon. Covered porch. Frost free deep well pump. I-70 Exit #101 (Hwy 5), go south 4 miles, turn left on Robien Dr, 3/10 of a mile on the right.

3BR, 3BA, 2 car garage, 2037 sq ft on 5+ acres. Great room features hardwood floors and vaulted ceilings. East on WW from Columbia to Route J. Follow Route J until it turns, turn left on County Road 345.

Text T495462 to 85377 for more information

Text T214298 to 85377 for more information

Text T214277 to 85377 for more information

Text T214222 to 85377 for more information

606 Upland Creek $159,900 • #339060

3BR 2BA, backs to woods, quiet area. Tiled kitchen and baths, lots of closet space Directions: N. on St. Charles over I70 to left on Lake of the Woods to left on Limoges to right on Doulton Text T500232 to 85377 for more information

1705 STEAMBOAT $105,000 - #338668

3 Bedrooms, 2 Baths, Well maintained condo in a superb location. 763 Grindstone Parkway to Rock Quarry south to Steamboat Ln.

3BR 2BA ranch home in the Eastland Hills subdivision. Open floor plan, vaulted ceiling, and gas fireplace. Spacious master suite with double closets,, double vanities, tray ceiling, and a jetted tub. Directions: St. Charles to Upland Creek Rd

4408 HOCKADAY PL.

$199,900 • #334183 SPACIOUS BACKYARD! 5 BR, 3 BA, 2400+ sq ft home. tiled entry, front office w/ wi closet, lots of cabinets & counter space in KIT, wood burning fireplace. Jetted tub in MBA. Finished LL with FR and lots of storage. 763/Rangeline to Smiley Ln to Langham to Hockaday Place.

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Plat 1, Lot 115 - Andretti Circle - $49,000 Plat 1, Lot 124 - Bates Creek Dr. - $49,000 Plat 2A, Lot 206A - Bates Creek Dr. - $49,000 Plat 2A, Lot 224A - Bates Creek Dr. - $55,000 Plat 2A, Lot 233A - August Briggs Dr. - $49,000 , Plat 2A, Lot 234A - August Briggs Dr. - $49,000 Plat 2A, Lot 247A - Bates Creek Dr. - $45,000 , Plat 2A, Lot 249A - Bates Creek Dr. - $45,000

8 tracts of land now available in the Vineyards Subdivision. Ammenities include a clubhouse and swimming pool! For more information, log onto

WWW.SUSANHORAK.COM

page 6

1426 S Pecos Ave • $224,900 • #339587

5013-5015, 5017-5019, 5101-5103 ALPINE RIDGE $189,900 - $194,900 #330926-330928

2104 Bates Creek • $239,900 • # 340055 3BR, 2BA, 3 car garage. 2029.54 sq ft. East on WW from Broadway to right on Rolling Hills to right on Columbia George Parkway to right on August Briggs Dr. to Bates Creek. Text T624889 to 85377 for more information

3800 Saddlebrook Pl #108 $87,900 • #338912

A great condo in Spencer’s Crest, community pool. 3 BR, 2 BA, 1 car garage. 1179 sq ft. Directions: North on Rangeline/763 to right on Kennesaw Ridge Text T523188 to 85377 for more information

Text T605934 to 85377 for more information

4BR, 3BA, 2424 sq ft. Living and dining room feature hardwood floors, custom cabinets in kitchen, brick fireplace in family room. Broadway to El Chaparral to left on Santa Anna to right on Pecos.

3 bedrooms 1.5 bath condo, 1528 sq ft. Laminate hardwood floors, brick fireplace, custom 5’x6’ tile topped island, wood cabinets with custom pulls, stainless steel appliances, glass tile back splash, 2 pantries. Directions: St. Charles Rd. to Lakewood to left on Pinehurst

5591 E PINEHURST LN

$89,900 • #338383

Text T214272 to 85377 for more information

3 Side-by-side 3,380 sq ft duplexes. 4 BR, 2.5 BA, Laminate wood floors & tile, hardy plank siding. Package discount. North on Rangeline, west on Brown School, North on Providence, east to Alpine Ridge .

6340 River Birch Place $224,900 #339587

Text T575175 to 85377 for more information

Text T214283 to 85377 for more information

5BR, 2BA, Main floor LR and FR, formal DR, wood burning fp, 1/2 BA on main, tile floors, stainless appliances, central vac, updated vanities & lighting, sink in laundry, 1/2 bath & FR down with tons of built-ins, workbench and built-in shelving. Whole house attic fan and humidifier.

3BR, 2BA, 2 car garage. Hardwood floors in open living room, custom cabinets in kitchen, unfinished basement. 63N to Oakland Gravel Exit. Take a Right at Exit and Left on Oakland Gravel to Alfalfa. Right on Bulrush to Left on Dancing Willow to Left on River Birch.

Text T446603 to 85377 for more information

4103 COTTON WOOD • $187,500 • #338846

3105 Alsup Dr • $224,900 • #339587

Text T214282 to 85377 for more information

555 W. BUFFALO RIDGE $425,000 • #337357

3 BR, 3.5 BA, 5260 sq ft on 5.11 wooded acres. Library with double doors, 2 sided fireplace, billiards room wired for surround sound and projector. Route K to Hill Creek to Buffalo Ridge in Bonne Femme Estates.

Text T512360 to 85377 for more information

4BR 3BA Gas fireplace in living room, huge fenced backyard and deck. Mexico Gravel to Wyatt Lane to right on Thompson Rd. to left on Cotton Wood. Text T564391 to 85377 for more information

2201 Faulkner ct. $142,500 • #339477 3 bed, 2 bath, 2-car garage. Kitchen features wood cabinets, laminate countertops. Spacious master bedroom with walk-in closet. Oakland Gravel to Millay to right on Clemens to right on Faulkner Ct. Text T379509 to 85377 for more information

3333 S. Big Timber $359,900 • #338915

419 Hirth Ave • $99,900 • #340056

5006 Geetha Dr • $189,900 • #340316

3BR, 2BA. Large deck with privacy fence, hardwood floors in living room and second bedroom. West on Worley turn left on Hirth Ave, house is on the right.

5BR-one non-conforming, 3BA. Ceramic tile floor in entryway. Open floor plan. Fenced backyard partially wooded. 2 decks, gas fireplace, second living room plus rec room downstairs. Clark Lane to PP to Thessalia Subdivision to right on Lillian to left on Osage to right on Geetha.

Text T646831 to 85377 for more information

Text T214277 to 85377 for more information

5BR, 3.5BA, 5+ Garage, Huge Master, multiple living areas, FDR, huge sunroom, hardwood floors Directions Hwy 63 south to east on New Haven Rd. to left on Big Timber.

30 W HARPER RD • $194,900 • #337851

Text T443338 to 85377 for more information

Home on 5 acres, 3BR, 2.5BA, detailed trim package, covered porch front and back, custom cabinets, custom tile, walk-in closets, tray ceilings, 63N to left on E. Roy Barnes to left on E. Harper Rd. Home is on the left.

Text T580449 to 85377 for more information

4811 Shale Oaks ave • $172,500 • #339657

3 bed, 2 bath, 2-car garage. Great kitchen with cherry cabinets. Large breakfast room. Whole yard sprinkler, lovingly landscaped. Scott Blvd. to Gillespie Bridge to 1st entrance of Stonecrest to left on Shale Oak. 7

33 E. Bro ad w ay, ST E 2 0 0 Colum bi a, MO 6 5 2 0 3 COLUMBIA AREA EVENTS CALENDAR Thursday, August 16, 7:00pm

‘We Always Swing’ Jazz Series Presents MU Faculty All-Stars Saturday, August 18, 8:00am

Household Hazardous Waste Collection Facility open Sunday, August 19, 11:00am

Mid-Missouri Pridefest

Thursday, August 23-Sept 2, 7:00pm

“Wait Until Dark” Maplewood Barn Community Theatre Tuesday, August 28, 3:00pm, 6pm

City Bow Hunting Registration Class

Friday, September 7, 7:00pm

University Concert Series: Sinbad

Saturday, Sunday, September 8, 7:00am

Bike MS: Express Scripts Gateway Getaway Ride Thursday, Sept 13-Sept30, 7:30pm

Saturday, September 15, 8:00am

Household Hazardous Waste Collection Facility open Saturday, September 15, 10:00am

Sunday, October 7, 8:00pm

“Titanic, the Musical”

Tuesday, October 9, 7:00pm

Cirque Chinois

35th Annual Heritage Festival & Craft Show

Wednesday, October 10, 7:00pm

Friday, Saturday, September 21, All day

Friday, October 12, 6:00pm

Friday, September 28, 6:00am

Sunday, October 14, 10:00am

Roots N Blues N BBQ Festival

Callaway County United Way Radiothon/Campaign Kickoff

New Dance Horizons

Artrageous Fridays

One Sky, One World Day

Thursday, October 18, 7:00pm Friday, September 28, 5:00pm

Callaway Cruise

Friday, September 28, 7:00pm, 8:30pm

Wines and Champagnes

Saturday, September 29, All day

Show-Me 100 Bike Ride

Matt Haimovitz, Cellist

Friday, October 19, 7:00pm

Eighth Blackbird

Thursday, October 25-Nov10, 7:30pm

“The Rocky Horror Show” Columbia Entertainment Company Sunday, October 28, 7:00pm

“Annie” Columbia Entertainment Company

Friday, October 5, 7:00pm

University Concert Series: 38 Special

The Royal Drummers & Dancers of Burundi

Friday, September 14, 6:00pm

Sunday, October 7, 9:00am

Wednesday, October 31, 6:00pm

Black Tie Bingo

Old Wheels Car Show

Tiger Night of Fun