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WIN! Tickets to Spring Live
48 Competition
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take part in wand-making workshops, let loose at the funfair and much more. There’s something for the whole family to enjoy, with live music on stage plus traditional countryside activities such as maypole dancing and axe throwing. We have a pair of tickets available for a one day pass at Spring Live at South of England showground, Ardingly. Winner can choose to go on Saturday 2nd May or Sunday 3rd May, subject to availability, children under 16 go free with an adult. www.seas.org.uk
Celebrate the great British outdoors and the arrival of spring at Spring Live! Taking place on 2nd and 3rd May and featuring live and interactive entertainment, inspirational gardening demonstrations, over 200 shopping stalls and a food hall jam-packed with mouthwatering artisan treats from local producers. Younger visitors can enjoy animal meet and greets,
To enter the competition answer the question below: Q: How many shopping stalls are at Spring Live? a) over 100 b) over 200 c) over 50 Send your answer and contact details to: Spring Live Competition, PO Box 2237, Pulborough, RH20 9AH or enter online at www.sussexlocal.net/ features/competitions Winner drawn after 23rd April 2020. Please indicate if you wish to remain on our mailing list.
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50 Finance
Lost pension? How to find it! Many will have paid into several schemes over the years says Ivan Lyons, MD Investment Solutions, Worthing
In today’s modern economy, people no longer have a job for life. Most people will have a number of jobs and will be contributing to pension schemes along the way. It is then easy to lose track of these pension schemes. We often have new clients contact us saying they have no idea how much they have saved into their pensions. With the average person having around six jobs in their lifetime, it can be difficult to keep up to date with all the paperwork. Getting up to date information on your pensions is a great starting point. So how do you find a lost pension? 1. If you have been paying into a pension via your employment, start by writing a list of where you have worked. Ideally try and include dates. Then it’s a case of trying to track down those missing pensions. 2. If the company still exists, contact them and ask for the HR or payroll team, or the department that looks after the pensions. You ideally want them to send you an up to date statement which includes your projected income at retirement from your pension scheme. If you have moved to a new house since you last received a statement, be armed with your old address and postcode. The pension tracing service If the company you used to work for no longer exists, or you are struggling to contact the right person, why not try the pension tracing service run by the department of work and pension. They can help you look for your lost workplace pension or occupational pension scheme.
Adding it all together Once you have all the details on your lost pensions, you should have an idea of how much you will receive from your existing schemes at retirement. Is it enough? Do you know how much you will need? Is the money invested in the right place according to your current situation and attitude to risk? For independent advice you can speak with our financial planners. Further information and resources are also available via our website (news section). Investment Solutions, Grafton House, 26 Grafton Road, Worthing, BN11 1QT. 01903 214640 email Ivan at: ilyons@graftonhouse.net or visit our website www.investment-solutions.co.uk. ‘Investment Solutions’ is the trading name of Investment Solutions Wealth Management Ltd who are authorised and regulated by the Financial Conduct Authority.
Award Winning Chartered Independent Financial Advisers
▪ Investment Advice ▪ Pensions & Retirement Planning ▪ Financial Protection ▪ Estate Planning & advice on Inheritances ▪ Equity Release & Long Term Care ▪ Specialist advice for High Net Worth Individuals & High Earners
Grafton House, 26 Grafton Road, Worthing, BN11 1QT Contact Ivan Lyons Tel: 01903 214640 www.investment-solutions.co.uk facebook: www.facebook.com/financialadviserworthing Twitter: @investment_sols Instagram: investmentsolutions5785
‘Investment Solutions’ is the trading name of Investment Solutions Wealth Management Ltd who are authorised & regulated by the Financial Conduct Authority.
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