Bagi launches travel insurance

BHARTI AXA GENERAL INSURANCE TRAVEL INSURANCE LAUNCH

MENTION DE CONFIDENTIALITÉ

Our Parent Companies AXA GROUP

BHARTI GROUP

 No. 1 International General Insurance Company in  Operations in 21 countries, interests in Asia and No. 1 Global Insurance Brand for the 6th Telecom, Insurance, Retail, Fresh & year in a row(source Inter brand) processed Foods and Real Estate.  World Leader in Insurance and Asset



Bharti Airtel, is the largest Integrated

Management, serving 103 million clients,

Telecom Company in India and the 4th

individuals and businesses in 59 countries with an

largest telecom company worldwide.

employee strength of 1,57,000

 Entered the insurance business in 2006

 Euro 92 billion revenues for 2014

through a JV with AXA

 Euro 1,277 billion in assets under management as of December 31, 2014  General Insurance business represents 35% of

AXA Group’s revenues

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Bharti AXA GI Vision & Purpose

OUR VISION “TO BE THE PREFERRED GENERAL INSURANCE ORGANIZATION FOR OUR CUSTOMERS, EMPLOYEES, SHAREHOLDERS, BUSINESS PARTNERS & SOCIETY” OUR PURPOSE “Bharti AXA believes that insurance plays an important role in protecting organizations and individual aspirations. Through our comprehensive and innovative insurance solutions, we seek to redefine industry standards by offering unparalleled and empathetic service to every Indian.”

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Bharti AXA GI : Journey at a glance

69

Branches

57

Products

1660+

Employees

 1st Multiline GI company to reach GWP 1000 Crores in less than 4 years.  4.2% market share among multi-line private general insurance companies

5.4 Mn+ Policies sold

24x7 Call Center

Milestones

4500+ Hospitals

0.9 Mn+ Claims Paid

2300+ Garages

 Products distributed through dedicated agents and brokers

 Ease of purchase and customer service through our website www.bharti-axagi.co.in

TRAVEL INSURANCE Is it needed? What can go wrong..

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What can go wrong on an international Trip?

Cancelled/Delayed / Overbooked Flight

Personal Liability

Missed Connecting transport

Medical Emergency

Loss of Checked in Baggage / personal belongings

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Personal Emergency back home

Hijack Distress

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Personal Accident

Medical Emergency Medical expenses in developed nations can be massive Inability to arrange timely funds can even result in permanent damage Some Remote locations may have no medical facilities at all, and evacuation in case of a dire medical situation can be quite challenging

A single day of hospitalization in the US costs about INR 2.75 Lakhs. A root canal in Singapore costs around INR 70,000

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Lost & Damaged Baggage Loss of Checked in Baggage is a common problem in Airlines

Theft of belongings is yet another major issue; France, Italy and Greece are notorious for theft of personal belongings of tourists

As per the U.S. Department of Transportation Air Travel Consumer Report for 2014, USA has 1.6 million cases of lost baggage in first 9 months of 2014 alone

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Flight Issues Delayed flight is another common issue faced by travellers Delayed or cancelled flights result in missing connecting transport A “No – show” in most cases means full payment for the hired facility (cab, hotel room, sight seeing tour) despite not using it A missed or cancelled flight can therefore result in botching up the entire trip

Globally there are over 20,000 flights delayed every single day, while over 2000 are cancelled as per Global Flight Stats

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Personal Emergency A personal emergency (ex unfortunate demise of an immediate family member) back home may require immediate termination of a trip Last minute flight and transport can be extremely expensive

Booking a ticket last minute costs three times the price of booking one 3 months in advance

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Personal Liability Personal liability typically implies compensation to be legally paid to any individual/ establishment for any inadvertent damage you cause to property etc Examples include inadvertent damage to a facility of stay ( like damaging an expensive Vase/Carpet/ crockery )

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TRAVEL INSURANCE NEEDS WHILST STUDYING ABROAD

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What can go wrong while studying abroad?

Over and above issues of travel, studies abroad have additional concerns pertaining to sponsor protection, study interruption among others

Sponsor Protection

Study interruption Compassionate visit

Medical Emergency Personal Liability

Loss of Checked in Baggage personal belongings 13 | Titre de la prĂŠsentation I 30 Septembre 2014

Bail Bond

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Study Interruption Nearly all colleges in USA, Europe and Australia collect tuition fees in advance In case a student on account of illness is unable to complete the course he/she has to forfeit the fees for the duration he/she could not attend classes What’s more is that in all likelihood he/she will have to pay the fees once again when he/she attends the classes

Insurance can help in covering fees for a duration the student is unable to attend a given course

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Sponsor Protection A Sponsor is an individual who takes the financial liability of a student In case a student has chosen to come using the sponsor route, if his/her sponsorship is terminated on account of death of sponsor, he or she may have to discontinue studies

Insurance can provide Sponsorship protection by offering the necessary financial liability required

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SO HOW CAN BHARTI AXA HELP? Extensive Coverage Easy online purchase

Bharti AXA GI advantage

Catering to different travel needs

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Global assistance through AXA

Affordable

Bharti AXA General Insurance caters to multiple travel needs

Single

Individual Family floater

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Regions for visit

Multiple-trip

& Canada World Wide (w/o USA, Canada) including Japan

Nature of travel

Group Size

Frequency of travel

Our Travel Insurance caters to frequency of travel, regions visited, group size & nature of travel World wide including USA

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Asia excluding Japan Schengen ( Enlistment underway)

Business

Leisure

Studies

Extensive Coverage from Bharti AXA General Insurance Our Travel Insurance covers almost every travel related contingency.

Medical Expenses

Compassionate Visit

Travel Insurance Cover

Passport Loss Bail Bond Flight Delay /Missed connection Hijack distress Loss of Checked in Baggage Trip delay/cancellation Financial Emergency

Additional Student Travel benefits

Personal Accident

Personal Liability 18 | Titre de la prĂŠsentation I 30 Septembre 2014

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Sponsor Protection

Study Interruption Medical treatment for nervous & mental disorders including alcohol and drug dependency

Bharti AXA GI Individual and Family Offering is affordable

A week’s trip to Europe with a 100,000 Euro cover for a person aged 40 years or less costs just INR 606

A 2 week trip to USA with a 500,000 dollar cover for a person aged 40 years or less, costs just INR 1690

Not only is our travel insurance reliable but also very affordable. In most cases, it is less than 1% of the entire trip cost

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Simple & Easy Online Purchase

Now purchase your policy online in a matter of minutes.

Get Quote Input traveller details Make Payment

You can also buy it on the day of your departure on www.bharti-axagi.co.in

Print Policy

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Key Differentiator :AXA’s Global network for end to end assistance

•

One Single Company to assist our customers end to end from purchase to claims

•

Robust international network, leveraging the strength

of AXA, the Global No.1 Insurance Brand •

Toll free phone number for Claims assistance from

any part of the Globe

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A ROBUST INTERNATIONAL NETWORK WITH AXA ASSISTANCE

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AXA Assistance:

The global emergency response specialist we have strong experiences in travel, medical and also road side, automotive, home, concierge assistance Present in 200 countries – 38 alarm centers, one of them in India ~ 10 million cases handled in 2014 – each unique in its own way, managed by ~ 7000 medical employees > 70,000 high quality provider network – 30,000 of which are hospitals, doctors, nursing / paramedics, escort doctors, ambulatory services, cash carrying agencies,

air ambulance and charter plane services etc..

Majority of our operations are ISO 9000 certified or use the the Six Sigma approach (Globally).

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Our Alarm Centers

North America

Europe

Canada United States

Central and South America Argentina Brazil Chile Columbia Mexico Panama

Austria Belgium France Germany Greece Ireland Italy Portugal

Czech Republic Poland Russia Spain Switzerland Turkey UK

Africa

Asia- Pacific

Algeria Morocco Mauritius

China Hong Kong India Japan Singapore Taiwan Thailand

Service

7000+ employees

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provided in

>40,000

million cases handled

200

medical suppliers

countries

Capable of providing assistance - practically anywhere in the world 24 | Titre de la prĂŠsentation I 30 Septembre 2014

AXA Assistance Experience in Emergency Assistance / Evacuations / Repatriations Experience in Negotiations Strong global presence and relationships - 24/7 real time assistance anywhere

Global relationships with aviation authorities - can obtain permissions in hours and even on holidays

Global network of cashless medical facilities Medical evacuation in remote or hostile regions, Experience for emergency callouts Hassle Free Claims process – 7000+ international & highly trained assistance staff Ability to service in 33 languages globally – India Alarm Centre is an added value for India customers

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Negotiation powers with medical providers – help save costs for insurance companies – leading to savings for end customers

IN A NUTSHELL..

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Bharti AXA SmartTraveller

Comprehensive Coverage for better protection

Affordability & Value for Money

Simple, easy & quick to purchase

Robust International Network for end to end claims assistance globally

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THANK YOU! Questions Please

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