Synergy One Lending Recruiting

SYNERGY ONE LENDING SYNERGY ONE LENDING is a mortgage lender that puts the client first. Not only do we offer competitive rates, but we understand the needs, wants and concerns of the client which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it’s a state of mind.

Transparency and education are the cornerstones of our organization. We conduct ourselves in a manner that places our clients’ interests above our own while providing a process that is precise and consistent. We only hire people who embody our Core Values, and we equip them with the best products and systems available.

Hiring the best talent means we strive to set the bar in everything we do. High expectations create a continual cultivation of excellence in our team members, which means an incredible experience for you. Our Core Values shape our culture, and their execution is mastered daily by our team.

Alignment of interests is a critical but often overlooked component of successfully managing a growing enterprise. Our goal is to consistently serve the needs of our constituents, including our borrowers and referring partners, so everything we do rewards that specific outcome. Synergy One Lending accomplishes this through a strategic ownership program, servant leadership, and consistent collaboration with our employees, community, and customers. We turn your feedback into immediate change for the better.

Synergy One Lending NMLS #1025894

O N - B OA R D I N G LO A N O F F I C E R S

Synergy One Lending understands the importance of ensuring a seamless integration into the company. Our focus is to minimize any potential transition risk to the Loan Officer, their clients and business partners.

Our concierge on-boarding process gets you up and running quickly, so there is no down time.

• Dedicated point of contact for quick answers and all transition needs • Pipeline transition team • Company and branch training • Instant access to systems and technology (ready to roll when you start) • Loan scenario and help desk • Technology help desk • Personal announcements to past clients and business partners • Business cards • Personal web-page • Your personal information pre-loaded into the flyer platform • Customized marketing collateral for clients and business partners • Launch and management of social media campaigns – let us do the work for you

MARKETING LOA N O F F I C E R S

Marketing is at the core of our business, whether for clientele or business partners, we have you covered from print, digital to video production.

• Synergy Social – Personalized, turn-key social media solution • Facebook, Twitter, and LinkedIn • Synergy Online Store – Customized swag on demand • Marketing Department – Customized designed marketing collateral • Sales Tools – Turn-key marketing flyers, digital, HTML or print platform • Loan Officer Website – Customer application integrated into Encompass • Synergy Synx – Exclusive realtor/builder homebuyer incubator • Video Production – Full service video production studio for you and your business partners!

Marketing Collateral • Stand Out – Complete library of the most compelling marketing flyers • Provide Value – Co-brand with your business partners.

• Save Time – Editable rate flyers put you in control • Email and PDF – Print quality of pre-formatted documents for email campaigns • Stay Current – Flyer library is updated monthly • Safe Advertising – All flyers are prescreened and approved through Compliance

T E C H N O LO G Y LOA N O F F I C E R S

A key component of providing quality customer service in today’s marketplace is the ability to combine technology and process with an experienced professional staff. With the complexity of the typical mortgage loan transaction and the number of people involved, its imperative that fast and accurate information is communicated throughout the process.

We employ the industry’s foremost mortgage and communication technology • Encopass360 – LOS • Optimal Blue – Pricing engine • The HUB – Synergy One Lending’s proprietary intranet • SalesEngine – Industry specific CRM designed for the high level mortgage professional • Laptop – We make it easy to access information from anywhere • Client Only Website – Log on to a secure page where they can fill out an online secure application • LO Personal Website – Each loan officer is given a personal website

A D VA N TA G E S F O R YO U LOA N O F F I C E R S

I N HO US E T V P R OD U C TION STU D IO Create value in a compliant manner for your referral partners.

SE R VIC E The Loan Officer is the heartbeat of Synergy One, and your clientele and business partners are provided the highest level of support and customer service.

U N MATC HED O PER ATION S Underwriting is key. We process, underwrite and close all files in-house. Our proven process provides responsive turn times and allows you to communicate the appropriate expectations. When is the last time you could call and Underwriter directly?

Had a personal loan officer assistant? Or a non-producing Branch Manager that will always out you first?

I N D US T RY- L EADIN G COMEPN SATION An aggressive and complete package that yields higher pay and offers great benefits for you and your family.

COMP E T IT IV E PRICIN G Be confident that you will deliver interest rates that compete for new business and retain existing clientele.

P RO D UC TS A N D PROG R AMS In a market where one size does not fit all, you will be hard pressed to find a wider product set.

B E ST IN T EC H NOLOG Y We are equipped with Encompass, Optimal blue and Sales Engine CRM. Your efficiency and effectiveness are maximized and your clients experience a seamless process. This is the leading technology package.

MA RK E T IN G AN D SOCIAL MED IA SU PPO R T You will have access to a full suite of interactive marketing and turn-key social media platforms. Synergy One Lending exercises stellar branding and a personalized approach to social media that promotes new business and drives Real Estate Agent relationships.

E A RN E Q UIT Y IN TH E COMPANY Top Producers have the opportunity to earn stock and equity in the company you help to build. Be a partner and an employee.

W E C LO S E LOA N S At Synergy One Lending, the company has been built to support originators. Simple, clearly defined roles backed by process excellence and stellar communication. This allows us to effectively close your borrower’s loans on time and enhance the relationship with your Real Estate Agents. This represents your livelihood.

SYNERGY ONE LENDING PRESIDENT’S CLUB 2017 Synergy One Lending recognizes and honors the hard work and sacrifice that our partners make throughout the year.

The outstanding individuals who will qualify for these elite awards represent the top tier of Synergy’s professional and knowledgeable sales force and are a testament to the drive, expertise, and dedication necessary to perform at the highest level.

Both Gold Level and Silver Level winners will receive recognition company-wide as well as a special emblem to be utilized on their email signatures, business cards, websites, media and all marketing material they choose.

GOLD LEVEL QUALIFICATION *$30,000,000 in funded loan volume in year 2017, or 100 units. *Note: To qualify, a minimum of $15,000,000 in funded purchase volume, (of the minimum $30,000,000+) or 50 a minimum of purchase units, (of the minimum 100+ units total) is required depending if you are qualifying based on volume or units.

Gold Reward: Trip for you and a guest to spend quality time with your colleagues at an exclusive resort during Q1 2018. Location and details to be determined annually.

SILVER LEVEL QUALIFICATION *$24,000,000 in funded loan volume in year 2017, or 80 units. *Note: To qualify, a minimum of $12,000,000 in funded purchase volume, (of the minimum $24,000,000+) OR a minimum of 40 purchase units, (of the minimum 80+ units total) is required depending if you are qualifying based on volume or units.

Silver Reward: To be determined annually.

Example 1: LO closes $45,000,000 in total volume in 2017, with 95 units and $22,000,000 in total purchase volume. LO qualifies for gold level via volume metric, (not with total units), and hits the minimum qualifying standard of $15mm in purchase volume for qualifying.

Example 2: LO closes $45,000,000 in volume in 2017 with 95 units and $11,000,000 in total purchase volume. LO does not qualify for a president’s club reward because they did not hit a minimum purchase volume for either gold or silver level.

Example 3: LO closes 94 units in 2017, with $21,000,000 in total volume with 42 units in purchase loans for a total of $10,000,000. LO qualifies for silver level via units, not volume and has hit the minimum 40 units for purchase.

Example 4: LO closes 94 units in 2017, with $21,000,000 in total volume with 39 units in purchase loans for a total of $12,000,000. LO does not qualify for a president’s club reward because they did not meet the minimum purchase unit requirement since they would be qualifying on total unit count and did not meet the total volume level to meet a reward. ***Brokered loans and TCF loans do not count in production for this contest***

BENEFITS |

LOA N O F F I C E R S

Synergy One Lending provides access to the following voluntary benefits: M E D IC A L United Health Care – PPM/HMO (CA only) & health savings accounts.

D E N TA L United Health Care – PPO/HMO (CA only).

V I S ION Guardian.

L I F E IN S UR AN CE VO Long-Term, Critical Illness and AD&D – Guardian. Company paid $20,000 term life employer – paid plus the option to buy additional coverage as well as polices for spouse and dependents.

OT HER BE NEFITS 401K with online access - Semi-monthly payroll.

Please contact me for more information.

DAN REYNOLDS Branch Manager | NMLS #1258063 Your Colorado Mortgage Experts

C: 303.885.0607 dreynolds@s1lending.com www.s1lending.com Synergy One Lending Inc. NMLS 1025894. 3131 Camino Del Rio N 190, San Diego, CA 92108. Colorado Mortgage Company Registration 1025894.