As we step into 2025, I find myself reflecting on an incredible milestone—25 years in the real estate industry. It has been a journey filled with unforgettable experiences, wonderful clients, and an ever-evolving market that continues to keep us on our toes. Through it all, one thing has remained constant: the joy of helping people find not just a house, but a place to call home.
This winter edition of The Power to Move You is packed with insights, inspiration, and a touch of fun to keep you engaged. Whether you’re looking to buy or sell in 2025, curious about the latest market trends, or exploring the idea of fractional ownership, we’ve got you covered. Our team has also put together some fantastic lifestyle features—from making the most of Family Day to celebrating Valentine’s Day in your own unique way. And, of course, we couldn’t resist adding a little indulgence with a recipe for a Decadent Chocolate Fruit Tart (because what’s winter without a little chocolate?).
I’m also thrilled to share again Our Agent Favourites (OAF) segment—a collection of book reviews that bring fresh perspectives to personal growth and lifestyle. In this edition, I share my thoughts on Mel Robbins’ Let Them Theory, while Lindsay reviews Ina Garten’s Be Ready When the Luck Happens.
As always, we love connecting with you, whether you’re considering a move, looking for advice, or just enjoying our magazine. Thank you for being part of our journey, and here’s to another exciting year ahead!
Warmly,
Editor, The Power to Move You
The TB Realty Group at Keller Williams Real Estate Associates
Theresa Baird Broker
THEPOWER TO MOVEYOU
This year marks 25 incredible years in real estate! Since starting in 2000, I’ve had the privilege of helping clients across the GTA- Toronto, Mississauga, Oakville, Milton, Burlington, Durham and Vaughanfind their perfect home.
From first-time buyers to growing families and downsizing grandparents, every move has been a meaningful chapter. Along the way, I’ve earned designations like CIPS, RSPS, SRES and PREN, enhancing my ability to serve clients locally and internationally.
Thank you for your trust over the years! My team and I look forward to helping you, your family, and your friends find the perfect fit for years to come.
— Theresa Baird, Broker
About our team
At the TB Realty Group, we take great pride in being a dedicated group of professional realtors who strive to deliver the best possible service to our clients. Our team is passionate about inspiring and sharing the lifestyle that comes along with buying or selling a property, regardless of price point. With decades of combined real estate experience, we have the knowledge and expertise to provide exceptional representation and expert negotiation, all while building the long-lasting relationships and trusted partnerships that set us apart.
As members of the Keller Williams Luxury Brand, we have access to a global network allowing us to reach buyers not only locally but also internationally through our affiliation with Who’s Who in Luxury Marketing. This gives our clients a distinct advantage in the competitive world of real estate.
Our team is there through every step of the real estate process, holding ourselves accountable to the highest standard of integrity and always placing our client’s interests above all else. We ensure that the experience of buying, selling, or investing in real estate is as easy as possible. By prioritizing our client’s needs we work hard to exceed expectations and are committed to going above and beyond to provide an unmatched level of customer service. We are developing relationships that last a lifetime and invite you to take this journey with us!
WHAT OUR CLIENTS SAY
ATTENTIVE, RELIABLE, AND HIGHLY RECOMMENDED!
We wish to thank Lindsay, once again, for coming to the rescue and finding us a very suitable condominium, that met our needs and was so conveniently close by. She is so easy and attentive to work with, that it feels like family! We highly recommend Lindsay’s services to anyone buying, selling, or leasing a home in the future.
- The Mackereths
UNMATCHED LEVEL OF PROFESSIONALISM
Julia and the team were a pleasure to work with. From the start and throughout the entire process, she’s shown an unmatched level of professionalism. She’s very responsive, knowledgeable and understanding. She’s very passionate about what she does and that translates in all of her efforts made. I’d eagerly choose to work with Julia again in the future!
- Zofia
SECURED A TENANT FOR MY RENTAL PROPERTY WITHIN 24 HOURS!
Wow! Theresa and her team managed to set a new record! I have been working with Theresa’s team for a few years now. They were able to secure a tenant for my rental property within 24 hours! The previous record they held was 48 hours for reference. I’m always super happy with her communication and recommendations. Her advice is always on trend with the ever-changing market situations. I look forward to working with her team for years to come!
- Marc D.
Step into this bright and sun-filled 1+1 bedroom suite in the sought-after Palais at Port Royal Place, now at an even more irresistible price! Enjoy stunning south-facing views of the Toronto skyline and Lake Ontario from this thoughtfully designed space. The suite features modern finishes, including sleek granite countertops and stainless steel appliances, creating the perfect blend of style and functionality.
Ideally located in the southern building of the Michael Power Place complex, this home is just a short walk to Islington Subway, Kipling GO Station, and the charming shops and restaurants of Islington Village—making your daily commute and social life a breeze.
Indulge in top-tier amenities, including an indoor pool, a full fitness and aerobics centre, a stylish party lounge with a gourmet kitchen and fireplace, and even a private theatre. A 24 hour concierge and ample visitor parking add to the ease and luxury of living here.
Whether you’re a first-time buyer, downsizing, or seeking a chic city retreat, this suite delivers comfort, convenience, and a lifestyle you’ll love—now at a new, more attractive price! Don’t miss this opportunity—book your private viewing today!
HERE TO VIEW THIS LISTING
of Homeownership
Canada
Owning a home has long been a cornerstone of the Canadian Dream. Although the real estate market has shifted over the last century, homeownership continues to be a goal many hope to ultimately achieve.
1914-1918
Workers flocked to cities to work in war-related industries.
There was insufficient housing for this rise in population.
Building materials diverted to the war effort contributed to shortages.
1930-1960
The Great Depression’s widespread unemployment resulted in low homeownership.
1944’s National Housing Act helped homeowners with mortgage insurance and low-income housing.
1970 to today
The Canada Mortgage and Housing Corporation implemented programs to help housing affordability.
Suburbia grew in the 1950s as homeowners moved out of cities.
68%
Increased immigration during the ‘80s and ‘90s contributed to higher demand for housing.
Homeownership rate has hovered around 68% since 2019.
Looking Ahead — 2025 Market Projections
Median Home Sales Price: $713,375
Buying or Selling a Home
2025?
If you’re looking to buy
Preparing ahead of time as much as possible will help make the process go smoother.
Get preapproved by a qualified mortgage lender. Start a designated down payment account. Hold off on other major expenses.
If you’re looking to sell
Start getting organized and declutter.
Spruce up your curb appeal.
Make needed repairs and cosmetic updates.
If you’re a renter the number one thing you can do is improve your credit by paying down debt. Be sure to research first-time buyer programs.
If you or someone you know is considering a move, feel free to contact me with any questions. I’m here to offer clear, concise information you can trust.
Now even more appealing with a new price! Discover the charm and convenience of 243 Highview Drive, a fantastic 4-bedroom, 3-bathroom home in the heart of Kitchener-Waterloo. This family-friendly property offers incredible space and comfort, with a spacious main floor featuring a welcoming living and dining room ideal for entertaining. The separate eat-in kitchen flows effortlessly into the great family room, complete with a cozy fireplace and walkout to the deck and pool—your perfect outdoor oasis for relaxation and fun.
Cupid’s Mule
Cupid created yet another perfect match with this cocktail. Its bright, floral and refreshing, which makes it so easy to fall in love with.
INGREDIENTS
1 1/2 part(s) Vodka
1 part(s) Elderflower Liqueur
1/2 part(s) Strawberry syrup
Splash of lime juice
4 part(s) Ginger beer
Sliced strawberry, for garnish
DIRECTIONS
STEP 1: Add all ingredients but ginger beer to a cocktail shaker, add ice, and shake.
STEP 2: Strain into a stemless champagne flute.
STEP 3: Top with ginger beer.
STEP 4: Garnish with a sliced strawberry.
Serves 1
Ignite your business vision with this prime leasing opportunity at 56 James Street North, in the heart of Hamilton’s dynamic downtown core! Perfectly positioned near McMaster University, thriving office buildings, and the vibrant William Thomas Student Residence, this high-traffic location promises constant foot traffic and maximum exposure. With approximately 1,300 sq ft of versatile space, this unit is ideal for a trendy eatery, boutique café, or cozy bar. Its spacious layout and prime street-front presence offer endless potential to create a standout destination. Surrounded by popular shops and cafés and featuring coveted D2 zoning, this is your chance to make a lasting impact in one of Hamilton’s most energetic districts.
CLICK HERE TO VIEW THIS LISTING
GTA Realtors® Release
January Stats
TORONTO, ONTARIO, February 5th, 2024 – The Toronto Regional Real Estate Board’s (TRREB) Market Outlook and Year in Review report reveals that a well-supplied housing market will keep average annual home price growth at the rate inflation, with the average selling price increasing moderately in the Greater Toronto Area (GTA) over the course of the year.
“A growing number of homebuyers will take advantage of lower borrowing costs as we move toward the 2025 spring market, resulting in increased transactions and a moderate uptick in average selling prices in 2025. However, the positive impact of lower mortgage rates could be reduced, at least temporarily, by the negative impact of trade disruptions on the economy and consumer confidence,” said TRREB Chief Market Analyst Jason Mercer.
For 2025, TRREB forecasts: A total of 76,000 home sales in 2025, up by 12.4 per cent over 2024. Lower borrowing costs coupled with ample supply will improve affordability and prompt more buyers to move off the sidelines.
The average selling price to reach $1,147,000, up by 2.6 per cent over 2024, for all home types combined. Price growth will be stronger for single-family homes, as compared to the well-supplied condo apartment market. “As we look to the future, prioritizing housing diversity and supply remains paramount. Encouraging the development of missing-middle housing—such as townhomes, duplexes, and low-rise multi-unit buildingsis critical to delivering a range of attainable options for individuals and families. Purpose-built rentals also play a vital role in ensuring everyone has access to a place they can call home,” said TRREB President Elechia Barry-Sproule.
“At TRREB, we believe the solution starts with collaboration. Traffic congestion and affordability are interconnected challenges that require integrated approaches. The current system of high development charges, taxes, and administrative hurdles only exacerbates the issues. This stalls progress on building the housing supply we need to support our growing communities,” said TRREB CEO John DiMichele.
The year started off with GTA REALTORS® reporting 3,847 home sales through TRREB’s MLS® System in January 2025 – down by 7.9 per cent compared to the same period last year. New listings in the MLS® System amounted to 12,392 – up by 48.6 per cent year-over-year. On a seasonally adjusted basis, January sales were up month-over-month compared to December 2024. The MLS® Home Price Index Composite benchmark was up by 0.44 per cent year-over year in January 2025. The average selling price, at $1,040,994, was up by 1.5 per cent compared to January 2024.
Experience the pinnacle of waterfront luxury at 90 Stadium! This breathtaking condo spans over 2,000 sq. ft., offering an impeccable blend of sophistication and comfort. With 3 expansive bedrooms, 4 stylish bathrooms, and unparalleled panoramic views from floor-to-ceiling windows and private balconies, every detail is designed to impress.
Nestled near Toronto’s Exhibition Place, this residence puts you steps from scenic waterfront trails, lively parks, and a seamless commute to downtown. Plus, with Billy Bishop Airport just minutes away, your next getaway is always within reach. Book your private tour today!
Decadent Chocolate Fruit Tart
This is for the chocolate lovers. If you don’t have kirsch on hand, don’t sweat it too much. If you do, by all means use it to flavour the filling—it carries the cherry flavour throughout. Find the coolest spot in your house to let the tart set—but not in your fridge! Drastic changes in temperature would likely cause condensation on top of your tart and ruin your hard work. The proportions here work in a 10-inch (25-cm) round tart tin as well. Serves 6 - 8.
INGREDIENTS - CRUST
1 cup (250 mL) all-purpose flour
¼ cup (60 mL) toasted and skinned hazelnuts
¼ cup (60 mL) sugar
¼ cup (60 mL) cocoa powder
¼ tsp (1 mL) salt
½ cup (125 mL, 1 stick) cold unsalted butter cut into chunks, plus extra for greasing tin
1 egg yolk, lightly beaten
INGREDIENTS - FILLING
13 tbsp (45 mL) cherry jam
½ cup (125 mL) whipping cream
10 oz (285 g) milk chocolate, chopped
1 tbsp (15 mL) kirsch (optional)
24 cherries, halved and pitted
½ cup (125 mL) blueberries
DIRECTIONS
STEP 1: For the crust, preheat oven to 350°F (180°C).
STEP 2: Combine flour, hazelnuts, sugar, cocoa powder and salt in a food processor; pulse until hazelnuts are finely chopped. Add butter and process until mixture resembles coarse meal. With motor running add yolk through feed tube and combine..
STEP 3: Tip mixture into a lightly buttered 9-inch (23-cm) square tart tin with removable bottom. Press into bottom and up sides of pan (if dough sticks to fingers, use a sheet of plastic wrap between the dough and your fingers). Prick bottom all over with a fork; line with parchment and fill with pie weights (or dried beans); place tin in freezer for 20 minutes. Bake in preheated oven for 20 minutes. Remove weights and parchment and return to oven for an additional 20 minutes. Remove to a rack; cool completely.
STEP 4: Using a small offset spatula, spread jam in an even layer over bottom crust. Heat cream in a small pot over medium heat. Once bubbling, remove from heat and add chocolate; stir until chocolate is melted and mixture is glossy. Stir in kirsch if using. Scrape into prepared tart shell and smooth. Let firm at cool room temperature (not in fridge) for at least 2 hours before serving.
STEP 5: When ready to serve, decoratively arrange cherries and blueberries overtop.
Love is in the air! How to celebrate Valentine’s Day your way
Valentine’s Day isn’t just for starry-eyed couplesit’s a day to celebrate love in all its forms! Whether you’re planning a romantic evening with your partner, embracing your solo status with self-care, or making heart-shaped pancakes with the kids, we’ve got ideas to make this Valentine’s Day one to remember.
For the Lovebirds: A Date to Remember
If you’re in a relationship, Valentine’s Day is the perfect excuse to break from routine and do something special together. Here are a few ideas:
Recreate Your First Date: Whether it was a fancy dinner, a cozy café, or takeout on the couch, take a nostalgic trip down memory lane.
DIY Wine & Dine: Skip the crowded restaurants and cook a meal together. Bonus points if you both dress up!
Love Notes & Gratitude Jars: Write little love notes and exchange them over dessert. Or create a jar where you both add things you love about each other all year round.
Adventure Together: Try something new- axe throwing, a pottery class, or a scenic winter walk followed by hot cocoa.
Flying Solo? No Problem! Treat Yourself
Valentine’s Day is a great excuse to indulge in selfcare and self-love. Here’s how to make it special:
Host a Galentine’s (or Guy-entine’s) Night: Gather your best friends for a night of good food, games, or binge-watching your favourite shows.
Self-Care Extravaganza: Book that massage, light some candles, and soak in a long bath. Treat yourself like the royalty you are!
Splurge on Yourself: That cozy sweater, new book, or gourmet chocolates? You deserve it.
Random Acts of Kindness: Spread the love-buy coffee for a stranger, send a kind text, or donate to a local charity.
Family Fun: Love, Laughter & Chocolate Valentine’s Day is a great way to make memories with the kids!
Heart-Themed Breakfast: Think heart-shaped pancakes, pink smoothies, and lots of sprinkles!
Craft & Card-Making Station: Break out the glitter and glue for homemade Valentine’s cards.
Treasure Hunt of Love: Hide little notes around the house with reasons you love each family member.
Family Movie Night: Pick a feel-good movie, grab the popcorn, and enjoy some quality time together.
Local Love: Fun Events Happening Near You Make the day extra special by exploring what’s happening in your area:
Romantic Dinners – Many local restaurants offer Valentine’s prix-fixe menus. Check out [local fine dining options] in Mississauga, Toronto, Oakville, and Burlington.
Skating Under the Stars – Head to Celebration Square or Harbourfront Centre for a dreamy evening on the ice.
Valentine’s Market – Browse handmade gifts and sweet treats at a pop-up Valentine’s market near you.
Wine & Chocolate Tasting – Local wineries in Niagara-on-the-Lake often offer special tastings for the occasion.
Live Music & Entertainment – Catch a romantic jazz night or a lively tribute band performance.
No matter how you celebrate, Valentine’s Day is about love—romantic, platonic, and self-love included. So, whether you’re whispering sweet nothings, laughing with friends, or dancing in your living room, enjoy the day your way!
FOR SALE
8440 ABBINGTON CIRCLE NAPLES, FLORIDA
This beautifully renovated condo at The Crescent in Pelican Bay is a luxurious and modern living space. The combination of elegant updates like new tile and hardwood floors, a completely redesigned kitchen with white cabinetry and quartz countertops, and expanded living areas with hurricane doors, all contribute to a sophisticated home. The large primary bedroom suite, with its remodelled bathroom featuring modern finishes like new tile floors, quartz countertops, updated shower and tub, and custom-designed closets, adds a touch of opulence. The generously sized guest bedrooms, including one with an ensuite, offer comfort for visitors. The recent installation of a new air conditioning system and hot water heater in 2023 ensure comfort and energy efficiency. Square footage includes opened lanais. The Crescent community itself offers fantastic amenities like a clubhouse, pool, hot tub, and fitness center. Pelican Bay’s exclusive perks, such as private beach access, tennis courts, fitness center, walking and bike paths, and access to canoes and kayaks, make this an even more appealing place to call home. It’s a perfect blend of luxury, convenience, and resort-style living!
OUR AGENTS FAVOURITES
Theresa recommends Let Them Theory
By Mel Robbins
At TB Realty Group, we love a good book that challenges our thinking and helps us grow- not just as professionals, but as people. Right now, our whole team is immersed in Let Them by Mel Robbins, and we’re hooked.
Mel’s narration in the audiobook version brings her message to life, making it even more impactful. In fact, I found myself replaying multiple chapters because the insights were just that good! Her personal stories and practical advice on navigating relationships- whether in business, friendships, or family- offer a refreshing way to approach life’s everyday challenges. The core concept? Let people be who they are. Don’t waste energy trying to change, control, or convince. Instead, shift your focus to what you can control - your mindset, your reactions, and your next steps. It’s a simple yet powerful shift that can reduce stress, improve connections, and ultimately help you feel more at peace with the way life unfolds.
If you’re looking for a book that offers both wisdom and practical strategies, Let Them is a must-read (or must-listen!). Have you read it? We’d love to hear your thoughts!
Lindsay recommends Be Ready When the Luck Happens
by Ina Garten
Ina Garten’s newest book is a captivating memoir that offers a rare glimpse into her journey, from childhood to the culinary icon we see today. This beautifully written reflection chronicles the courage and serendipity that shaped her life, offering heartfelt stories about her family life, multiple careers, her enduring marriage to Jeffrey, and the lessons she’s learned along the way. Full of Ina’s signature warmth and charm, the memoir is both inspiring and deeply personal. What makes this book truly special is how authentically Ina shares not just moments of incredible success and unexpected opportunities but also her struggles and challenges along the way. Her reflections on pursuing passions, embracing risks, and cultivating meaningful relationships are both uplifting and thought-provoking. A wonderful read for longtime fans and new admirers alike, this memoir is a heartfelt reminder to seize life’s possibilities - making it a perfect gift for anyone seeking inspiration and a deeper connection to Ina’s remarkable story.
Family Day fun: How to make the most of the long weekend in the GTA
Family Day is all about spending quality time with loved ones, and the Greater Toronto Area is packed with exciting activities for all ages! Whether you prefer outdoor adventures, hands-on experiences, or cozy indoor fun, here’s how to make the most of the whole Family Day weekend.
Saturday: Outdoor Adventures
Bundle up and embrace winter fun!
• Skating Fun: Hit the ice at Nathan Phillips Square, Celebration Square in Mississauga, or one of the many scenic outdoor rinks across the GTA.
• Winter Wonderland Walks: Take a nature hike at High Park, Bronte Creek Provincial Park, or Rouge National Urban Park.
• Skiing & Tubing Thrills: Head to Glen Eden or Lakeridge or even Blue Mountain for a day of skiing, snowboarding, or tubing.
Sunday: Indoor Family Fun
Looking to stay warm while making memories?
• Museums & Science Centres: Visit the Ontario Science Centre, ROM, or the Aga Khan Museum for hands-on exhibits and fascinating discoveries.
• Live Theatre & Shows: Catch a kid-friendly performance at Young People’s Theatre or a magic show at Casa Loma.
• Bowling & Arcade Fun: Play the day away at The Rec Room, Playdium, or a classic bowling alley.
Monday (Family Day!): Cozy & Creative Fun
Enjoy a relaxing day of connection.
• Board Game Battles: Dust off your favourite board games for a little friendly competition.
• Storytime & DIY Crafts: Create fun crafts together or have a cozy read-aloud session with hot chocolate.
• DIY Pizza Party: Let the kids be chefs for the night with a make-your-own pizza station.
• Family Movie Night: End the weekend with a classic film and some popcorn.
Bonus: Family Day Events in the GTA
• Toronto Zoo’s Family Day Weekend – Enjoy winter animal experiences!
• Black Creek Pioneer Village – Step back in time with fun, interactive activities.
• Ripley’s Aquarium – See the underwater world up close!
• Harbourfront Centre’s Winter Festival – A mix of music, art, and outdoor fun.
No matter how you spend the weekend, Family Day is a perfect reminder to cherish time together. So grab your mittens, board games, or popcornadventure awaits.
Upcoming Events - February
Winterlicious Restuarants and Menus in Toronto
Winterlicious Restuarants and Menus in Toronto
Winterlicious Restuarants and Menus in Toronto
Winterlicious Restuarants and Menus in Toronto
Winterlicious Restuarants and Menus in Toronto
Toronto
Winterlicious Restuarants Menus in Toronto
Restuarants and Toronto Film
Winterlicious Restuarants and Menus in Toronto
Winterlicious Restuarants and Menus in Toronto
Restuarants and Toronto Winterlicious Restuarants and Menus in Toronto Toronto Black Film Festival
Restuarants and Menus in
VALENTINE’S DAY
Toronto Black Film Festival
International Auto Show Kids Fest
Winterlicious Restuarants and Menus in Toronto Food & Drink Fest in Hamilton
International Auto Show
Upcoming Events - March
Toronto Sketch Comedy Festival
Toronto Bicycle Show & E-Bike Expo
National Home Show
Lumiere: The Art of Light
Toronto Sketch Comedy Festival
National Home Show
Lumiere: The Art of Light
Toronto Short Film Festival
Toronto ComiCon
Lumiere: The Art of Light
Spring Cottage Life Show
Toronto Sketch Comedy Festival
National Home Show
Lumiere: The Art of Light
Toronto Sketch Comedy Festival
National Home Show
Lumiere: The Art of Light
The Art of Light
Lumiere: The Art of Light
Toronto Short Film Festival
The Art of Light
Lumiere: The Art of Light
Toronto Short Film Festival
The Art of Light
Toronto Sketch
Toronto Sketch
National Home
Lumiere: The Art
Lumiere:
Lumiere:
Lumiere: The Art
Lumiere: The Art
Lumiere:
Lumiere: The Art of Light
Toronto
Toronto Bicycle Show & E-Bike
National Home Show
Lumiere: The Art of Light Toronto
Lumiere: The Art of Light
Toronto Short Film Festival Toronto ComiCon
Toronto
Lumiere: The Art of Light
Toronto Short Film Festival Toronto ComiCon
Theresa Sells Pacaso
What is fractional ownership in real estate
Understanding fractional ownership
Fractional ownership in real estate is when individuals own a percentage of a property and share usage rights. Fractional ownership splits the cost of an expensive purchase among several people.
Fractional ownership is commonly used for buying vacation homes or luxury items like boats or planes, but is also used for other types of assets such as art, stock and fashion items. Owners are issued a deed representing their fraction of the property.
Fractional owners also take on the benefits and losses that come with ownership: If a vacation home grows in value over 10 years, individual shares appreciate, too. Co-owners share usage rights, income and access to their shared property proportionate to the percentage of the asset they own. Unlike a timeshare, fractional ownership means you own part of the second home itself, not just the time you can use it.
There are a few common fractional ownership structures that we’ll dive into later. One is called tenancy in common and another is via an entity, like an LLC.
Example: Sophie lives in Detroit, Michigan, and wants to buy a second home so she can winter on the West
Coast. Her budget is $110,000, so she’s able to become a 1/4 fractional owner of a beach house valued at $440,000. The home has two other owners: James, who owns 1/4 and the Jones family who own 1/2 of the property shares. A local management company facilitates their renovations and property maintenance.
Takeaways
Fractional ownership is:
• A more accessible way to buy and own than purchasing alone
• When the cost of an asset is divided into percentage shares
• Property that’s owned and shared by multiple unrelated parties
What are the pros and cons of fractional ownership?
The pros include each owner has express ownership of part of the property. Your capital goes further as a part of a collective buying power. You have
Written by Kayla Moss. Images from Pacaso
greater control over when and how you stay than a timeshare and there are typically fewer owners to share with than a timeshare. You can sell your shares in the property whenever you want and your shares can appreciate over time. The cons are that you aren’t the sole owner of the property. You pay management fees, if you choose an external manager. Your shares can depreciate over time and it can be difficult to sell shares versus a whole property.
What is tenancy in common?
With tenancy in common (TIC), each tenant holds an individual deed for a fraction or percentage of a commercial or residential property. There is one key difference between tenancy in common and fractional ownership: No one person or company is in charge. To be a TIC, individuals must own different percentages of the property while sharing the whole and managing it themselves.
What is fractional ownership through an entity?
Some properties split ownership via a structural
entity like an LLC (limited liability company) or LLP (limited liability partnership). Since a separate legal entity defines the ownership, it’s no longer a tenancy in common. It’s not necessary to have an LLC to make a fractional owner ship purchase.
Can fractional ownership apply to any purchase?
Many major purchases can be purchased via fractional ownership: luxury cars, yachts and boats, aircraft, recreational vehicles and, of course, real estate.
Theresa sells fractional properties
Don’t let your dream of owning a vacation home remain just that. Take the first step towards a life of luxury and contact Theresa at 647-2980997. With her guidance and Pacaso’s innovative co-ownership model, you can start living your best life now. For more information or to see some of the properities available for sale, visit www.theTBrealtygroup.com/fractional_ownership
FOR SALE | 1/8th ownership
MIRAMAR, PUERTO LOS CABOS MEXICO
This brand-new home’s vast, modern spaces make it easy to live the Cabo lifestyle, indoors and out.
Miramar is the stuff of dreams: A new-construction, 10,000-square-foot waterfront villa in Puerto Los Cabos. This luxurious home features vast indoor-outdoor living and dining areas, plus an entry reflecting pool, a heated pool and spa, and 1,500 square feet of patio space.
Modern design mixes with natural materials like the marble floors to create an open, luxurious and livable escape with incredible ocean views. The home has 5 spacious bedrooms, including 2 primary suites with spalike bathrooms and dual-sink vanities, indoor-outdoor showers and a cozy fire pit.
Miramar, part of a gated community, has 2 golf carts and is close to golf courses and beach clubs.
CLICK HERE TO VIEW THIS LISTING
Why so SAD?
Seasonal affective disorder is a type of depression that occurs during the same season each year. Researchers think that SAD is caused by changes in the level of exposure to sunlight. Light therapy is the main treatment for SAD. Medications and psychotherapy (talk therapy) may help reduce symptoms.
Signs & Symptoms
The list of signs and symptoms of SAD is the same as the list for major depression. However, with SAD, these signs and symptoms appear and disappear at about the same time each year.
The major symptom is a sad, despairing mood that:
1) Is present most days and lasts most of the day
2) Lasts for more than two weeks
3) Impairs the person’s performance at work, at school or in social relationships.
Other symptoms of depression include:
1) Changes in appetite and weight
2) Sleep problems
3) Loss of interest in work, hobbies, people or sex
4) Withdrawal from family members and friends
5) Feeling useless, hopeless, excessively guilty, pessimistic or having low self-esteem
6) Agitation or feeling slowed down
7) Irritability
8) Fatigue
9) Trouble concentrating, remembering and making decisions
10) Crying easily or feeling like crying but not being able to
11) Thoughts of suicide (which should always be taken seriously)
12) A loss of touch with reality, hearing voices (hallucinations) or having strange ideas (delusions).
Source: https://www.camh.ca/en/health-info/
Causes & Risk Factors
SAD appears to be triggered by changes in the amount of sunlight. Researchers have several theories about how this happens. Changes in light may:
• Upset a person’s biological clock, which controls sleep-wake patterns
1) Women are more likely than men to be diagnosed with SAD.
2) SAD is more common in people who live either far north or far south of the equator.
3) Young people are more likely to develop SAD. The risk decreases with age.
4) A family history of SAD or other forms of depression increases risk.
Diagnosis & Treatment
Light therapy - Many people who have SAD are helped by exposure to bright artificial light (light therapy). Various types of light devices are available and can be used at home. Side-effects of light therapy are usually mild. They include:
• Nausea
• Headaches
• Eye strain
Other treatments
Other treatments for depression including pharmacotherapy (medications); psychoeducation; psychotherapy; and brain intervention therapies, such as electroconvulsive therapy (ECT), repetitive transcranial magnetic stimulation (rTMS) and magnetic seizure therapy (MST), are also effective for people with SAD. These treatments may be used individually or in combination.
Increasing exercise and spending more time outdoors may also help to reduce symptoms.
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Master the art of accurate home pricing and avoid common mistakes that could cost you tens of thousands of dollars.
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