Power To Move You - December 2023

THE REALTY GROUP

theTBrealtygroup.com

DECEMBER 2023

POWER TO MOVE YOU

DECEMBER 2023 FEATURES 6

About our team

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First-time home buyer grants and assistance programs

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The ultimate guide to Canadian hockey slang

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The Bank of Canada’s rate update for Dec 2023

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How concerned are Canadian homeowners about meeting their mortgage obligations?

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What’s ahead for the housing market

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This classic champagne cocktail is batchable and not-too-sweet

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Why tiny homes are the future of profitable real estate

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What our clients say

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Creative alternatives to wrapping paper

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Pavlova Christmas tree

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OAF - Greenlights by Matthew McConaughey Reviewed by Theresa

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OAF - Winterfest at Canada’s Wonderland Reviewed by Julia

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Reach out this holiday season

PROPERTIES

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511 - 65 Port Street, Mississauga For Sale

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5521 Velda Road, Mississauga For Sale

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1608 Windmill Avenue, Marco Island, Florida For Sale - 1/8 ownership

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206 - 65 Port Street, Mississauga Coming Soon

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Dear Readers, As we approach the end of 2023, it is with great pleasure that we present to you the final issue of Power to Move You digital magazine for the year. This edition not only encapsulates informative articles and property listings but stands as a reflection of the incredible community we’ve built together.

In our “FEATURES” section, delve into articles such as “About Our Team,” providing insight into the dedicated individuals working tirelessly to bring your real estate dreams to fruition. Explore the “Ultimate Guide to Canadian Hockey Slang,” a light-hearted exploration of the language that unites us through our love for the game. Stay informed with our “Market Update” and gain valuable insights into “What’s Ahead for the Housing Market.”

Discover eco-friendly and imaginative ways to wrap your holiday gifts with “Creative Alternatives to Wrapping Paper.”

Indulge in the sweetness of the season with our “Pavlova Christmas Tree” recipe. Join us as our team members share their agents favourites including Theresa’s review of “Greenlights by Matthew McConaughey” and Julia’s thoughts on “Winterfest at Canada’s Wonderland.”

We also bring you “What Our Clients Say,” offering a firsthand look at the experiences of those who have chosen to embark on their real estate journey with us. In the spirit of the season, we extend a warm reminder to “Reach Out This Holiday Season” and connect with loved ones.

In the “PROPERTIES” section, explore enticing listings, including 65 Port Street Suite 511 , and 5521 Velda Road, both currently available for sale. For those seeking a slice of paradise, consider the 1/8 ownership opportunity at 1608 Windmill Avenue, Marco Island, Florida. Keep an eye out for the upcoming listing at 65 Port Street Suite 206.

As we share these stories and offerings, we want to express our deepest gratitude to all our readers and clients. We extend our heartfelt thanks to those who entrusted us with their real estate needs and to those who graciously referred us to their family, friends, and colleagues. Your support has meant the world to us, and we are genuinely thankful from the bottom of our hearts.

Looking ahead to 2024, our team is eager and prepared to continue serving you and your referrals. We anticipate new opportunities, challenges, and shared successes in the coming year.

Season’s Greetings to All! May your holidays be filled with warmth, joy, and the company of loved ones.

Warmest Wishes,

Theresa Baird Broker Keller Williams Real Estate Associates, Brokerage 103 Lakeshore Road East, Mississauga 647-298-0997 | tbaird@tbaird.com

REALTY GROUP theTBrealtygroup.com

Your Home Sold GUARANTEED Or I’ll Buy It!* * Some conditions apply. Inquire for details.

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HAPPY HOLIDAYS SOLD FOR SALE LAKEVIEWS CURB APPEAL STAINLESS STEEL CUSTOM-BUILT CONTEMPORARY OFFER ACCEPTED MORTGAGE FREE OASIS FIRST TIME BUYER CLASSIC FLOOR-TO-CEILING WINDOW PRIVATE BALCONY LUXURIOUS ENSUITE BATHROOM BRAND NEW LARGE WALK-IN CLOSET TURNKEY FULLY RENOVATED UPSCALE CLOSING DAY VACATION HOME RETREAT CHEF INSPIRED KITCHEN SLEEK ENTERTAINERS DREAM RARE VAULTED CEILING UPGRADED LIFESTYLE PROFESSIONAL APPLIANCES HIGH-END TOP OF THE LINE ENERGY EFFICIENT CROWN MOULDING FAMILY FRIENDLY TRANQUIL LOCATION LOCATION LOCATION TERRACE GRANITE HARDWOOD FLOORS FRACTURAL OWNERSHIP VACATION HOME PRIVATE SUN-FILLED EXQUISITE SUNLIGHT GRANITE GLAMOROUS BRIGHT SOUGHT-AFTER ATTENTION TO DETAIL CLAWFOOT TUB EXQUISITE EXQUISITE TREE-LINED STREETS CHARACTER FILLED WOOD BURNING FIREPLACE CHARMING PANORAMIC MARBLE GOURMET FARMHOUSE BEAUTIFULLY APPOINTED PRESTIGIOUS ATTENTION TO DETAIL WALKING TRAILS ELEGANT FIXTURES WATERFALL SHOWERHEADS ONE OF A KIND ROOM TO GROW PEACEFUL SUNLIGHT PRIMARY ENSUITE SUN-DRENCHED JAW DROPPING SOARING CEILINGS TIMELESS

LET US HELP YOU MAKE YOUR DREAMS BECOME A REALITY YOUR TRUSTED SOURCE FOR YOUR REAL ESTATE NEEDS

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THE TB REALTY GROUP

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About our team At the TB Realty Group, we take great pride in being a dedicated group of professional realtors who strive to deliver the best possible service to our clients. Our team is passionate about inspiring and sharing the lifestyle that comes along with buying or selling a property, regardless of price point. With decades of combined real estate experience, we have the knowledge and expertise to provide exceptional representation and expert negotiation, all while building the long-lasting relationships and trusted partnerships that set us apart.

As members of the Keller Williams Luxury Brand, we have access to a global network allowing us to reach buyers not only locally but also internationally through our affiliation with Who’s Who in Luxury Marketing. This gives our clients a distinct advantage in the competitive world of real estate.

Our team is there through every step of the real estate process, holding ourselves accountable to the highest standard of integrity and always placing our client’s interests above all else. We ensure that the experience of buying, selling, or investing in real estate is as easy as possible. By prioritizing our client’s needs we work hard to exceed expectations and are committed to going above and beyond to provide an unmatched level of customer service. We are developing relationships that last a lifetime and invite you to take this journey with us!

CLICK HERE TO MEET THE TEAM

REALTY GROUP theTBrealtygroup.com

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INTERNATIONAL 77

FOR SALE

511 - 65 PORT STREET, MISSISSAUGA

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Elevate your lifestyle with this sophisticated 2-bedroom plus den condominium at The Regatta, offering an unparalleled glimpse into the beauty of Lake Ontario from every principal room.

Meticulously designed for the discerning individual, this residence presents a daily spectacle of the sunrise, casting its warm hues across the tranquil waters. As daylight transitions to dusk, revel in the enchanting twinkle of lights over St. Lawrence Park, creating a captivating ambiance that defines lakeside living.

CLICK HERE TO VIEW THIS LISTING

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Step into a world of modern elegance with a thoughtfully designed interior, flooded with natural light that seamlessly blends with an open-concept living space. Your private balcony becomes a retreat, offering a front-row seat to the breathtaking views.

Ideally located, this condominium provides proximity to the waterfront trails and all the conveniences of a wellconnected lifestyle. To embark on this journey of lakeside luxury and witness the convergence of opulence and nature, we invite you to schedule a showing with us today.

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It’s that time again — Mo Hasham here to share exciting opportunities for our preferred realtors future homeowners. 43% of Canadians say that they plan to buy a home in the next 5 years. That’s almost half of the potential market, just waiting for the right guidance to make their move!

Today, we’ll explore mortgage grants and assistance programs our realtors can share with their clients to buy a home.

on the home, your clients could see 5% or even 10% of the price covered, which makes their mortgage payments smaller.

First-time Home Buyers’ Tax Credit This isn’t just small change - a $10,000 non-refundable tax credit could mean up to $1,500 back in your client’s wallet. It’s a sweet start to their home buying journey.

GST/HST New Housing Rebate If your clients are building a new home or renovating an old one, they could get back a part of the GST or HST they pay. It’s a nice way to save some money on a big project.

First-Time Home Buyer Incentive This program is like having the government chip in on the purchase price of a new home. Depending

Land Transfer Tax Rebate Buying a home in Ontario, Toronto, BC, or PEI has a perk. First-time home buyers can get some of the

Supplied by Mo Hasham Mortgages - Verico Mortgage Lenders

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tax they pay for transferring land back, leaving more money in their bank account. More savings, more smiles.

Home Buyers’ Plan If your clients need extra money for their down payment, they can borrow up to $35,000 from their retirement savings (RRSP). The best part? They won’t pay any tax on this money as long as they pay it back in time.

Canada Greener Homes Grant For clients who want to make their home eco-friendly, there’s up to $5,600 available to Power to Move You

help pay for things like energy assessments and green upgrades.

Key Tips for helping First-Time Home Buyers Encourage buyers to save for their down payment, usually 5% of the home’s price. Advise them to get pre-approved for a mortgage. It’s a good check to see if they can afford the mortgage under different interest rates.

Encourage them to work with a mortgage specialist to understand their options and get advice on available government assistance programs.

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The Ultimate Guide to Canadian Hockey Slang New to the good old hockey game? Here’s how to *not* sound like a hoser. Around this time of year, one thing begins to enter the minds of Canadians across the country: Hockey. To help us all keep up-to-date with the hockey chatter - and decode those watercooler conversations - the experts at language learning app Babbel have created a guide to all the Canadian hockey slang you’ll need to survive the season.

Canadian Hockey Slang 101: Barn Burner - This is the kind of hockey game you dream about: one that’s packed with action, fast paced and high scoring.

Birdcage - Slang for the goalie’s mask, or a helmet with a cage protecting the face. Not to be confused with “Fish Bowls” which have a clear face mask.

Chiclets - Teeth, usually used to describe the lack thereof.

Chirp - Trash talk thrown at opponents (including players, the team bench or the referees) throughout a hockey game. Players will “chirp” others to try and throw off their opponent’s concentration.

Biscuit - The puck. It goes into the basket (the goal).

Dangler - Refers to a player with slick puckmanoeuvring skills.

Can-Opener - When a player puts his stick between another player’s legs and twists.

Drop the mitts/drop the gloves - The act of throwing off your gloves (or mitts) to get into a fight.

Written by Babbel. Photos by Mike Shots/Shutterstock.com Source: https://www.readersdigest.ca/culture/canadian-hockey-slang/?_cmp=stf 14

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Dump and Chase - A tactic where players dump the puck into the opposition zone and then attack on a forecheck.

Flamingo - When a player is afraid to block a shot and lifts one leg up like a flamingo in order to avoid getting hit with the puck.

Gongshow - A chaotic situation during or after a game.

Gordie Howe Hat Trick - When a player registers a goal, an assist and a fight all in one game.

Heavy - Short form for “heavyweight,” used to describe a player who is an enforcer on a team or a designated fighter. Variations of this term include “Meathead” or “Cementhead.”

Hoser - Essentially, a loser. Originally referring to someone who syphons gasoline out of farm equipPower to Move You

ment with a hose. This common Canadian slang term also derives from a time when the losing team had to hose off the ice to make it smooth again for the next game.

Plumber - A player that loves to do all the dirty work in the corners. Although your average plumber might not be the most skilled player, they definitely work hard.

Pylon - A player who moves slowly on the ice, and can be easily skated around.

Sieve - A terrible goalie who lets many goals through.

Slewfoot - When a player kicks the legs out from behind an opponent. (A very dirty tactic.)

Tweeners/Five-hole - Scoring a goal between the goalie’s legs.

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CLICK HERE TO VIEW THE FULL MARKET UPDATE

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The Bank of Canada’s rate update for December 2023 As expected, Bank of Canada holds interest rate steady at 5%. Economists starting to think rate cuts will start happening in 2024. Bank of Canada governor Tiff Macklem and other members of the bank’s leadership group elected to hold the central bank’s trendsetting interest rate steady.

The Bank of Canada decided to keep its benchmark interest rate steady at five per cent. The move was widely expected, as after raising its trendsetting rate 10 times since early 2022 to slow down runaway inflation, the bank has been signalling recently that it thinks it may be nearing the end of that hiking cycle.

The bank’s rate influences the rate that Canadians get on things like variable-rate loans and some savings accounts. The bank raised the rate to its current level in July, but has stood still ever since, as the Canadian economy shows signs of cooling. “The slowdown in the economy is reducing inflationary pressures in a broadening range of goods and services prices,” the bank said in announcing its decision.

New data suggests Canadian consumers are falling into the ‘lipstick index,’ spending more on cosmetics when financial times are tough. Several Canadian beauty retailers say they’re stocking up on products, expecting to build on last year’s holiday boom. Economists who monitor the central bank think it is indeed now done with hiking, and expectations are that the bank will in fact start to cut its rate some time in 2024. In its statement, the central bank noted that the economy “stalled” in the middle quarters of this year, with GDP contracting in the third quarter and the jobless rate ticking higher from multi-decade lows. “The economy is no longer in excess demand,” the bank said.

Under normal circumstances, a statement like that would be a clear sign that a central bank is getting to stand on the sidelines, but the bank took great pains to note that it is in fact still willing to raise rates by even more, should the need arise. “Governing Council is still concerned about risks to the outlook for inflation and remains prepared to raise the policy rate further if needed,” the bank, led by governor Tiff Macklem, said.

For economist Royce Mendes with Desjardins, however, that’s mostly an empty threat aimed at making sure markets don’t react too forcefully in assuming cuts are coming. “Officials are probably just hesitant to prematurely declare victory in their battle with inflation,” Mendes said.

Despite what the bank is saying every six weeks in their policy decisions, Mendes has detected a change in the messaging from bank officials in recent weeks.

“In a recent speech, [Macklem] stated that the economy is approaching balance,” Mendes said. “In central bank speak, that means higher interest rates are working as intended. He also said that interest rates look restrictive enough to bring inflation back to the two per cent target, which is a pretty clear indication that rates will be held steady.”

Written by Pete Evans of CBC News Source: https://www.cbc.ca/news/business/bank-of-canada-rate-decision-1.7050476 Power to Move You

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FOR SALE

5521 VELDA ROAD, MISSISSAUGA

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This property, nestled in the heart of Churchill Meadows, is a true gem. Across from a delightful park and situated in a top-notch school district with a gifted program, excellent education, and outdoor physical activity is made easier for your entire family. With convenience at your doorstep, you will be able to enjoy easy access to public transit, parks, restaurants, and a soccer field, fostering an active and connected community lifestyle.

CLICK HERE TO VIEW THIS LISTING

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Nearby public parks like Sugar Maple Woods Trail, Middlebury Green Park, and Duncairn Downs Park offer additional outdoor recreation options. Welcome to a charming haven that combines comfort, education, and an active community spirit.

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How concerned are Canadian homeowners about meeting their mortgage obligations?

Canadian homeowners are continuing to express concern about their ability to meet their mortgage payments, according to a new report by ratesdotca. The new survey found that 35% of homeowners were concerned about not being able to pay their mortgages over the next three years. While 51% of these respondents were younger than 55, there were 59% of respondents said they were not concerned about such payments.

About 72% of these respondents were older than 55.

Minorities (53%) were more likely to be concerned about their ability to pay their mortgages compared to respondents that were non-visible minority (32%).

The report said that this difference was caused by visible minorities having less income on average compared to other Canadians.

Among those who expressed a lack of confidence regarding their financial future, 31% stated that inadequate income was a big factor. Nearly half of respondents said their current financial situations lacked stability as they could only afford $500 or less for extra monthly costs such as home repairs.

Out of all the regions, people residing in Quebec were the most confident in their ability to pay their mortgages with 71% saying that they were not concerned about meeting mortgage obligations. This comes with the findings that Quebec had lower average home prices and childcare costs which may be a reason behind residents’ higher level of confidence.

There were also 11% of homeowners who said that they could not afford their monthly expenses and were currently using their savings or credit to pay for their needs. This included 6% of respondents who were entirely or partially relying on credit to pay for their expenses.

Written by Abigail Adriatico Source: https://www.mpamag.com/ca/mortgage-industry/industry-trends/how-concerned-are-canadian-homeowners-about-meeting-their-mortgage-obligations/467805

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FOR SALE | 1/8th ownership

1608 WINDMILL AVENUE MARCO ISLAND, FLORIDA

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certified international property specialist

This new construction coastal contemporary offers two levels of luxurious living with water views and direct bay access.

Doors from the dining room lead to the relaxing lanai with a cozy fireplace and outdoor kitchen.

The bright, gourmet kitchen has stainless steel appliances and an island for food prep and dining. The home, which has a 3 car garage with a rear overhead door for yacht loading, comes fully furnished and professionally decorated.

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COMING SOON

206 - 65 PORT STREET, MISSISSAUGA

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Nestled in sophistication, this 1550 sq. ft. condominium is undergoing final enhancements before its debut in the real estate market. With two bedrooms, a den, and two parking spaces, the intelligent layout caters to a couple seeking a harmonious living space. Enjoy a serene lake view from the balcony, kitchen eating area, and spacious living room on the coveted west side of the building.

CLICK HERE TO VIEW THIS LISTING

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This classic Champagne cocktail is batchable and not-too-sweet As a freshly minted bartender, still learning the ropes at PDT, the neo-speakeasy where I worked, I spent a lot of time studying a Rolodex of cocktail recipes. This was the late 2000s, a time when smartphones were only accessible to well-off early adopters, so I mean a literal Rolodex—an acrylic box that contained alphabetical-ordered, plastic-sheathed notecards with hundreds of recipes, from original PDT drinks to long-forgotten classics.

One of these was the Air Mail. It’s an elegant concoction of rum, lime, honey, and sparkling wine that I would introduce to any bar guest of mine who liked a French 75 and perhaps wanted to try something “off menu.” It eventually ended up in my then-boss Jim Meehan’s excellent PDT Cocktail Book.

Written by John Debary. Photography Isa Zapata and Food Styling Thu Buster Source: https://tinyurl.com/yc4d86pk

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HOW TO MAKE AN AIR MAIL COCKTAIL: Stick some cocktail coupes in the freezer or fridge to chill. Combine 2 parts honey with 1 part warm water in an airtight jar with a lid. Shake until combined. Use immediately or transfer to the fridge for up to 2 weeks. (Besides the Air Mail, you can use this in other cocktails like a Bee’s Knees or Penicillin, or just a cup of tea.)

Combine 2 parts white rum, 1 part fresh lime juice, and 1 part honey syrup in a cocktail shaker. Add ice and shake for 20 seconds. Strain into the chilled cocktail coupes and top each with sparkling wine.

Garnish each glass with a lime wheel. (For example, for one cocktail, you’d need 1 oz. white rum, ½ oz. lime juice, ½ oz. honey syrup, and about 1 oz. sparkling wine.)

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Why Tiny Homes Are the Future of Profitable Real Estate Tiny homes are not merely a passing fad; they’ve evolved into a full-fledged worldwide movement that’s gaining traction from coast to coast in Canada. From the bustling streets of Vancouver to the vibrant neighbourhoods of Toronto, these compact, innovative living spaces are not just capturing attention - they’re transforming the way Canadians think about home, lifestyle, and investment.

The allure of tiny homes in Canada is more than just a ripple - it’s a wave that shows no signs of slowing down. The upward trajectory in demand is fueled by a complex blend of social, economic, and environmental factors.

Firstly, the issue of housing affordability is a significant driver. With the median price of homes in cities like Vancouver and Toronto skyrocketing, many Canadians find traditional real estate out of reach. Tiny homes offer a financially accessible entry point into homeownership, often without the burden of a 30year mortgage.

Secondly, there’s a growing appetite for a minimalist, simplified lifestyle. The tiny home movement aligns perfectly with the ethos of living more with less, offering a sense of freedom and simplicity that’s hard to find in today’s consumerist culture.

But it’s not just anecdotal evidence that supports this trend. According to a recent survey by the Canadian Real Estate Association, a staggering 30% of millennials view tiny homes as a viable first-time investment. This is a significant indicator, as millennials represent a large portion of first-time homebuyers in the country.

Moreover, municipalities across Canada are starting to amend zoning laws to accommodate tiny home communities, further legitimizing them as a longterm housing solution. Places like Okotoks in Alberta have already made strides in this direction, offering a glimpse into what the future could hold for tiny home enthusiasts nationwide.

Tiny homes are not just an affordable housing option; they’re a financial powerhouse in the real estate sector.

Written by Canadian Real Estate News Source: https://canadianrealestatemagazine.ca/news/why-tiny-homes-are-the-future-of-profitable-real-estate/

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Let’s break down the numbers: the average cost of constructing or purchasing a tiny home in Canada hovers around $50,000. When you compare this to the median price of a single-family home in major cities, which can easily exceed $500,000, the cost advantage becomes glaringly obvious.

But the financial perks extend far beyond the initial investment. One of the most lucrative aspects of owning a tiny home is the potential for multiple revenue streams. For instance, short-term rentals are a booming market, especially in tourist-heavy regions.

With platforms like Airbnb, you can turn your tiny home into a cash-generating asset with minimal effort. Some Canadian tiny homeowners report earning upwards of $20,000 a year through short-term rentals alone.

Resale value is another avenue worth exploring.

Given the rising demand for these compact dwellings, the market is ripe for high resale values. In some cases, tiny homes have appreciated in value at a rate comparable to, or even exceeding, traditional homes, particularly in high-demand areas.

Additionally, the lower maintenance and utility costs associated with tiny homes add another layer of financial benefit. Reduced energy bills and fewer repair costs mean more money in your pocket in the long run.

Environmental Impact and Sustainability Tiny homes are as good for the Earth as they are for your wallet. Their smaller size naturally leads to lower energy consumption, reducing your carbon footprint right off the bat. Many are designed with sustainability in mind, featuring eco-friendly materials such as reclaimed wood, energy-efficient windows, and solar panels for off-grid living.

But it’s not just about individual choices; tiny homes are also in sync with broader sustainability initiatives. They often meet or exceed the guidelines set by the Canadian Green Building Council, which advocates for environmentally responsible construction. This makes them a viable option for those looking to invest in real estate that aligns with Canada’s commitment to a greener future.

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Comparison of ROI Between Tiny Homes and Traditional Real Estate When it comes to return on investment (ROI), tiny homes are making a compelling case for themselves.

Let’s delve into some real numbers to illustrate this point. A recent case in British Columbia saw a tiny home selling for double its initial investment in just two years. That’s a 100% ROI in a fraction of the time it typically takes for traditional real estate investments to mature. In contrast, traditional homes in the same region showed an average ROI of 20% over a five-year period. While still a respectable return, it pales in comparison to the rapid gains seen in the tiny home market. But why is this the case? Several factors contribute to this disparity: Lower Initial Investment: The lower cost of entry for tiny homes means investors can diversify their portfolios or even purchase multiple properties.

Flexibility: The versatility of tiny homes allows for various income streams, from short-term rentals to long-term leases, increasing their profitability.

Market Demand: The rising popularity of tiny homes, especially among millennials and environmentally -conscious consumers, ensures a steady demand, which in turn drives up resale values.

Lower Operating Costs: Reduced maintenance and utility costs mean higher net profits, further boosting ROI. Sustainability: With an increasing focus on green living, tiny homes that feature sustainable technologies can command higher resale values.

Conclusion Tiny homes have proven themselves to be far more than a fleeting trend. They represent a confluence of financial wisdom and environmental stewardship, offering a unique blend of affordability, sustainability, and profitability. As we navigate the complexities of the Canadian real estate market, tiny homes emerge as a compelling investment avenue. They offer not just a home, but a lifestyle and an investment strategy that aligns with modern values and future-forward thinking. It’s clear that in the realm of real estate, tiny homes are a big deal.

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WHAT OUR CLIENTS SAY STRESS FREE MOVE! This is my second time the TB Realty Group has helped me move. They did all my paperwork, called my lawyers office, sent many emails. They also set up my condo to make it look better. I can’t say how much I appreciate all the work they did for me and they smiled all the time doing it. I would get them again if l moved! They took the stress out of my life.

- Donna

EXTREMELY PROFESSIONAL Theresa Baird is truly an outstanding, dynamic person. We have bought and sold 4 properties with Theresa and found her extremely professional and passionate about her clients and their property. If you’re buying or selling, Theresa and her team are the people to get the job done for you.

- Meri

BLOWN AWAY Wow Theresa, I was blown away that exactly what you described would happen with the sale of my mothers condo did. You even fought for more money than I expected to get. I am so pleased that you and “The TB Realty Group” made my mothers home look so good and that we had a fast sale. Thank you so much ladies for doing such a great job.

- Susan

REFER ALL OUR FRIENDS Thank you “The TB Realty Group” for totally taking over and assisting in the preparation of our condo at “The Regatta” to go on the open market. With us living out of the country, we were so pleased that you took control of having our home painted, coordinated and chose all new lighting, totally staging our place and then selling it for us. We couldn’t have selected a better team to work with and we were thrilled with the results you got for us. We will happily refer you to all our friends.

- Christiane and David

BEST PRICE Theresa and “The TB Realty Group”, thank you for selling my condo in Toronto not only so quickly but for the best price for a unit my size. With all the building obstacles that you faced, we found a way to get around them and make it all work out so quickly. I would be pleased to share your name with all my family and friends looking to buy, sell or invest in the future.

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- Jessica Power PowertotoMove MoveYou You

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Pavlova Christmas Tree A Pavlova Christmas Tree! A spectacular Christmas dessert standing almost 40cm/ 16” tall, made with pavlova rounds, decorated with cream and berries just like a traditional Pav. Easier than you think, and a great holiday dessert to get everyone involved building it together!

INGREDIENTS PAVLOVA 2/3 cup egg whites from 5 – 6 large eggs, at room temperature (Note 1) 1 1/4 cups caster sugar (superfine white sugar) 2 1/2 tsp cornflour/cornstarch 1 1/4 tsp white vinegar (Note 2) RASPBERRY COULIS (OR STRAWBERRY): 250g / 8oz frozen or fresh raspberries (no need to thaw, Note 3) 2 tbsp caster sugar (superfine white sugar) WHIPPED CREAM: 2 cups thickened/heavy cream (Note 8) 2 tsp vanilla extract 1 tbsp caster sugar (superfine white sugar) TO BUILD: 28cm/ 11” bamboo skewer – or 2 shorter skewers (Note 4) 10 strawberries , medium, cut into 1.75cm / 3/4” rounds (“Strawberry Pillars”) 12 strawberries cut into 1cm dices (for scattering between layers) DECORATING: Christmas tree star topper , edible or not, sticky taped to a toothpick 125g/ 4oz raspberries 16 small sprigs of rosemary 2 tbsp icing sugar/powdered sugar , for dusting SERVING: More strawberries (diced), raspberries, blueberries, and any other fruit you fancy!

Written by Nagi Source: https://www.recipetineats.com/pavlova-christmas-tree-dessert/

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PREPARATION: 1) Preheat oven to 150°C / 300°F (130°C fan) (We drop the temperature down later). Set the oven shelves in the centre and lowest racks.

2) Draw circles: Take two sheets of baking/parchment paper and, using a pen that shows on the other side of the paper, trace circles around bowls, cookie cutters, scone cutters or glasses as follows: 3) Tray 1: 15cm, 12cm, 6.5cm (6”, 4.8”, 2.5”) diameter rounds 4) Tray 2: 10cm, 8.5cm, 5cm, 4cm (4”, 3.5”, 2”, 1.7”) diameter rounds 5) Turn the paper over and bake on the unmarked side (otherwise pen may stain pav).

MERINGUE FOR PAVLOVA: 1) Soft peaks: Place egg whites in a bowl of a stand mixer and beat on Speed 8 for 1 1/2 minutes.

2) Add sugar gradually: With the beater still going, add sugar 1 tablespoon at a time until all used up – it should take around 90 seconds.

3) Beat 6 min: Beat for a further 6 minutes (still on Speed 8) until thick, glossy and no sugar grains remain (rub between fingers to check).

4) Add cornflour & vinegar: Stop beater, sift cornflour over surface. Add vinegar. Beat on speed 8 for a further 30 seconds.

5) Test: Flip bowl upside down. Meringue should be stiff enough that it does not fall out! If it does, keep beating.

PIPING PAVLOVA ROUNDS: 1) Fit a piping bag with a large 1.2cm / 1/2” diameter star shaped piping nozzle, fill with meringue mixture.

(Note 6 for alternatives) 2) Pipe tight coils, leaving a 1.2cm / 1/2” border within the guidelines for the decorative edge (except the two smallest ones, they are too small for decorative rims).

3) Then do another coil on top (ie two layers) so they are 2cm / 4/5” thick. Smooth surface.

Pipe decorative edge, if using (I just do tight up-and-down swirls, see video).

4) Repeat for all rounds. (Note: Pavs will expand ever so slightly but will not rise) BAKE: 1) Place Tray 1 on middle shelf in oven, Tray 2 underneath.

2) Turn oven DOWN: Immediately turn oven DOWN to 120°C/250°F (100°C fan).

3) Bake 1 hour. Check to ensure base of large ones are fully crisp and dry, not wet & sticky.

You should be able to lift off without sagging – be GENTLE, it’s fragile until dried out.

4) Cool 3 hours IN oven: Turn oven off. Leave pavlova to fully cool in oven, at least 3 hours, maybe longer.

I often leave overnight. In this step, the outside of pav dries out and becomes more sturdy. The pav should be fully crisp and dry to touch.

5) Store until needed in airtight containers, in a cool, dry part of your house (I keep mine in the downstairs laundry!

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RASPBERRY COULIS: (MAKE AT LEAST 2 HOURS AHEAD): Place ingredients in a saucepan over medium heat. Simmer 5 minutes, mashing with fork. Puree with stick blender (strain if you want, I do not). Cool fully before use.

WHIP CREAM: 1) Whip cream just before building – do not whip in advance and keep in fridge, it deflates.

2) Place cream, vanilla and sugar in a large chilled bowl. Beat on high for 5 minutes until stiff.

(Go beyond soft, lightly whipped, we need the structure!). Refrigerate until the very moment until you start building.

CONSTRUCTION: Be prepared: Have everything out, ready to use. Construct at or near where you plan to serve.

Layer 1: Place largest Pavlova Round on serving platter. Spread with 1cm / 2/5” thick layer of cream, right to the edge. Place 4 strawberry pillars around the edge, onto which the next layer will rest.

Gently press them into the cream so they rest on the pav surface. Scatter some chopped strawberries in the middle of the pillars – not too many as we do not want to weigh the pav down. Drizzle with raspberry coulis, especially near the edge so it oozes out prettily. Spread with a bit more cream to cover the strawberries – make sure the cream is level for the next layer. Stick a skewer into the centre, pointy end up.

Layer 2: Thread the centre of the next largest Pavlova Round onto the skewer, spinning back and forth gently to “screw” it through rather than pushing it through. It won’t shatter – pav is tougher than you think. Repeat the cream, strawberry pillars, strawberry dice, coulis and cream steps above.

Repeat Layers 3 to 7: Continue this with layers 3 to 7, finishing with the smallest meringue. You will only need 2 strawberry pillars on the smaller layers, and 1 under the centre of the smallest. If the skewer isn’t long enough, thread through another one for the upper part of the tree. With each layer, check that the tree is straight and level. Use strawberries to level up the layers.

Star topper: When the smallest Pavlova is placed on the very top, finish with a dollop of cream, small drizzle of coulis. Then insert the star, plus a raspberry and sprig or rosemary!

DECORATE: Decorate with sprigs of rosemary, and insert raspberries onto the edges between layers (halve if necessary, to fit), using them to level out crooked layers, if needed. Dust with icing sugar and then serve immediately!

SERVING: The top 2 layers are single serving size. The next 2 layers will serve 2 people each. The bottom 4 layers can be cut like traditional Pavs and will easily serve another 8 – 10 people.

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OUR AGENTS FAVOURITES

Theresa recommends Greenlights

By Matthew McConaughey

I recently immersed myself in the captivating world of “Greenlights” by Matthew McConaughey, and what a delightful journey it was! Opting for the audible version proved to be a brilliant decision, as McConaughey’s narration added an extra layer of authenticity to his already compelling storytelling. The book is a mosaic of life lessons, unconventional wisdom, and the unapologetic authenticity that defines McConaughey’s personality. From the unconventional green lights that guide him to the intricacies of his Hollywood journey, the book is a rollercoaster of laughter, introspection, and genuine moments. McConaughey’s raw and sincere delivery makes you feel like you’re having a personal conversation with the Oscar-winning actor. “Greenlights” isn’t just a memoir; it’s a roadmap for anyone seeking their own green lights in life. It’s a must-read (or must-listen) or those who appreciate a blend of humour, insight, and a dash of McConaughey’s signature charm.

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OUR AGENTS FAVOURITES

Julia recommends Winterfest At Canada’s Wonderland

Winterfest at Canada’s Wonderland is a magical escape that I eagerly anticipate each year. The enchanting holiday atmosphere, adorned with twinkling lights and festive decorations, captivate my heart. I revel in the joyous ambiance, surrounded by the whimsical winter wonderland. From the thrilling rides transformed into winter spectacles to the delightful holiday-themed shows, every moment is infused with a special seasonal charm. The crisp winter air, the aroma of seasonal treats, and the laughter echoing through the park create cherished memories. Winterfest at Canada’s Wonderland is not just an event; it’s a tradition that fills my soul with warmth and happiness.

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Reach out this Holiday Season As some revel in the magic of the holiday season, it’s important to recognize that for many individuals with ADHD, this time of year can bring about a unique set of challenges — ones filled with stress and anxiety, rather than joy and warmth. Your support can make a world of difference.

Imagine navigating the stress of buying presents, remembering dates, attending events on time, and meeting deadlines — all while feeling the pressure to keep pace with everyone else. These challenges can be overwhelming, and individuals with ADHD often lack the necessary skills and resources to cope effectively during the holidays. This is where you come in.

CLICK HERE TO DONATE TODAY

You can help alleviate the stress experienced by individuals with ADHD by supporting the Centre for ADHD Awareness, Canada’s (CADDAC) Adult and Youth coaching programs. Our programs equip those affected

by ADHD with the strategies and tools needed to navigate stressful situations, offering a lifeline during this season. There are hundreds of individuals awaiting to access our programs, and your donation can be the difference in someone’s life!

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