North Shore Homes - June 15, 2023

The Main House features an open floorplan that includes a newly renovated eat-in-kitchen, formal dining room, formal living room, den with fireplace, enclosed porch with stone floors, 18’x 26’ great room with lofty ceilings, separate professional office or 3 room guest quarters with private entrance, kitchen & full bath. This bonus space is handicapped accessible with its

own driveway. The 2nd floor offers a master suite with newly renovated master bath & walk-in closet, 3 additional bedrooms & beautifully updated hall bathroom with a jetted tub. The professionally landscaped yard with 20 x 60 in-ground heated pool, custom patios & walkways and detached 2 Car garage with a loft complete this incredibly special home!!

Miller Place |

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Welcome to this stunning ranch built in 2016, nestled in a serene and secluded setting.

Maintained Colonial Home Located in one of the Most Charming, Quiet Cul De Sac Streets of Setauket

Lake Ronkonkoma | $549,999 | Web # 3482238 Check off all your “must Haves” in this lovely Split Ranch

$589,999

Web # 3481195

Determining Resale Value

Even the property considered a ‘forever home’ might sell one day

You might be ready to level up, or maybe to downsize. Perhaps your job is taking you to a new town. Or maybe your local market is simply so hot that it just makes sense to sell. That’s when it’s time to determine the resale value.

HOW IT WORKS

A professional appraiser is the best person to give you an estimated resale value on a property. They’ll take into consideration a range of elements including square footage, structure quality and any improvements you’ve made. Their expertise is also critical when you are ready to purchase in order to ensure that you’re not overpaying. Real estate agents

and related websites can provide context in the form of prices for comparable homes in your area. Visiting local open houses and private agent showings may also help you get a better idea of how your property stacks up.

RED FLAGS

If you’re purchasing a property with an eye on its resale value, there are a number of red flags you should be on the lookout for. Beware of homes that have been on the market for an extended amount of time. There could be issues with the property, or it may simply be overpriced. Stay away from the highest priced home in a neighborhood. It’ll be harder to get a return on your investment. Buying a property with an eye on making some specific improvements may ultimately help with its resale value, depending on the work that’s done. But don’t buy

anything that needs extensive renovations — in particular, if they’re required to make the home suitable to live in. Research area schools, crime rates and related taxes.

LOCATION, LOCATION, LOCATION

You’ve probably heard the familiar saying that real estate is all about location. That’s because it’s true. You can make improvements to the physical structure, and decorate everything nicely. But a home’s value will inevitably suffer if it’s too far away from desirable amenities, in a faltering school district or in an economically depressed area. Take these factors into account before you buy, since you may not get your investment back. On the other hand, if you are already in an area that’s experiencing growth and the associated influx of homebuyers, it may be time to sell.

Staging a Home for Resale

An important step in the selling process is staging the home, as it can help make your home more attractive to potential buyers and increase its value. Here are the top 3 things you can do to stage your home for resale:

1. Declutter and Clean: Before you start staging your home, make sure to declutter and clean it thoroughly. Remove any unnecessary items and furniture, and clean the floors, walls, and windows to make your home look spacious and well-maintained.

2. Depersonalize: Buyers want to be able to envision themselves living in your home, so it’s important to remove personal items like family photos and other personalized decor. This helps potential buyers see the space as a blank canvas that they can make their own.

3. Maximize Curb Appeal: The first impression is crucial when selling a home, so make sure to create an inviting exterior. This can include adding potted plants, painting the front door, and cleaning up the yard to create a welcoming atmosphere.

Top 10 things you can do to get ready to sell your house:

1. Declutter and Depersonalize: Get rid of any unnecessary items and personal items to make your home look more spacious and inviting.

2. Deep Clean: Make sure your home is clean and tidy, paying attention to details like carpets, windows, and appliances.

3. Repairs and Maintenance: Fix any minor repairs and maintenance issues like leaky faucets, broken light switches, etc.

4. Upgrade and Enhance: Consider small upgrades like fresh paint, new fixtures, and landscaping to enhance your home’s appeal.

5. Stage Your Home: Arrange your furniture and decor in a way that highlights your home’s best features.

6. Price Your Home Right: Work with a real estate agent to determine the right price for your home based on market conditions and comparable properties.

7. Market Your Home E ectively: Use professional photographs, virtual tours, and online listings to market your home to potential buyers.

8. Be Flexible with Showings: Make your home available for showings at convenient times for potential buyers.

9. Be Prepared for Negotiations: Understand your home’s value and be prepared to negotiate with buyers to reach a fair agreement.

10. Work with a Professional: Work with a real estate agent who has experience selling homes in your area and can guide you through the process.

Time To Prequalify

Talk to a mortgage broker to begin your homebuying journey

Prequalifying for a home loan sounds just like what it is: experts analyze your financial situation and then estimate what you can comfortably borrow. This helps you narrow search parameters, while also instilling confidence with sellers.

HOW IT’S FIGURED

Banks and mortgage brokers develop a prequalification number based on provided information concerning your finances, including income, credit rating, how much you owe and assets like savings or retirement accounts. You may also learn more about various mortgage options, including those that may require smaller down payments. There are sometimes incentives available for first time buyers. Specific rules are also in place for

those who are seeking to purchase investment properties. Work with your lender to find the right fit for your budget and plans.

INSIDE THE PROCESS

You’ll begin by completing a mortgage application, with detailed information that your lender and their underwriting team will verify on the way to preapproval. There may be additional questions along the way, and more financial documentation might be required. In some cases, the process takes weeks. If everything checks out, the accompanying confirmation letter will include a specific amount that they’re willing to lend. This approval is typically valid for 90 days, though individual lenders may have different timelines.

GETTING PREPARED

Lenders will be looking deeply into your general financial health as this process unfolds. Key focus areas will include your payment

history, how much you owe and to whom, and how much you make. Understand that nothing involving your income, assets and debts will be off limits. This can admittedly feel invasive, in particular for first time home buyers. Get prepared by taking a deep dive into your finances beforehand so that you can easily and quickly provide needed answers and documentation.

ADDED BENEFITS

An added benefit of these preparations is that you’ll get a firmer grasp on how much is coming in and how much is going out, making it easier to make any needed budget adjustments. You may be surprised by your debt to income ratio, a key number in determining your ability to get credit approval. Cut back on unneeded expenses, pay down bills and commit to building your savings. With smart planning, you’ll be in a position to see a much bigger prequalification next time.

mls# 3378606 | port jefferson | $510,000

mls# 3402453 | port jefferson sta. | $515,000

mls# 3378463 | stony brook | $700,000

mls# 3391019 | old field | $2,675,000

mls# 3359730 | setauket | $1,625,000

mls# 3354917 | setauket | $680,000

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Moving Made Easier

The last step in the process can be the biggest stumbling block.

You’ve found a new home, secured a loan and closed on the property. It might seem like the hardest part is over. But moving can be a huge logistical challenge, beginning with how to deal with everything you’ve accumulated over the years. Then there’s booking a moving company, transporting your things to the next place and then getting it all into your new home.

PLAN IT OUT

Begin by deciding how you’ll move everything. Are you going to hire a moving company, or rent a truck and move it yourself? Will family and friends help out? If not, there will be added expense — and that figure can skyrocket, depending on how much and how far you

are moving. Moving companies typically require long lead times in order to fit moving jobs into their busy schedules. If you do it yourself, you might save some money, but it can be more difficult to coordinate. You also won’t have access to pros who know how to pack and ship your belongings so they arrive undamaged. There are also insurance options available with moving companies in case the worst happens.

BEFORE THE MOVE

It’s easy to get caught up in the details of your new life as moving day draws near. There are utilities to turn on and home insurance policies to update. You might even be picking out new furniture, drapes or decor. But you’ll also have to get everything packed and ready to go on an abbreviated time frame, since most closings happen over a period of 30 to 45 days.

Take stock of everything you have, building an inventory of belongings — including furniture, personal items, clothing and appliances. Contracted moving companies will often base their estimated cost based on how many rooms are involved, but they’ll also ask about larger pieces of furniture and things like refrigerators and washing machines. A detailed inventory will make it easier to give them a clear idea of what needs to go.

PACKING UP

As you go about packing, consider selling or donating unneeded items, or things that haven’t been used over a lengthy period of time. Next, begin assembling boxes of various sizes, packing tape and bubble wrap so the process goes as smoothly as possible. Running out of these needed items will only lead to frustrating delays.

East Setauket Commercial. Excellent Investment or Owner Occupied Opportunity! Award Winning, Free Standing 5800 sq ft Professional O ce/Medical Building. O 25A. Ample Parking. Minutes to Stony Brook University & Hospital, JT Mather Hospital, St. Charles Hospital. Low Maintenance. Close to Major Highways. ML#3456980 $2,500,000

Port Je erson Antique/Historical! Once in a lifetime opportunity to own the Zachariah Hawkins House, a historic home in the desirable Village of Port Je erson. 4 Br, 2.5 Ba. Legal Accessory Studio Apartment (gas heat) which is above the detached 1.5 car garage on Franklin St. Very Low taxes. Close to Stony Brook University and Hospital. ML#3396733 $799.900

Port Je erson This home has all of your most sought after “wish list features” Sun lled living spaces. Renovated EIK w/CI, all bathrooms renovated. Wood Flrs. LR w/Fplc. Primary BR w/en-suite bath. .47 acre. Close to town, shops, beaches and parks. ML#3480184

$699,000 - $739,000

East Setauket The Lakes. 3 Br, 2.5 Ba. Devon Model. Gran Kit, gas fplc. w/new mantle. Corner unit, lake views. Gated community. Oversized paver patio. Close to schools, shopping, SB Univ. hospitals. Clubhouse; tennis, children’s playground, 3 salt water pools, gym and more. LOW TAXES! 3VSD. ML#3478935 $625,000

Port Je erson Professional O ce. Bright And Well-Maintained.Close To Mather & St. Charles Hospitals. Suitable for Medical Ofc. Accounting Ofc. 4 Rooms, 1 Conference Rm, 1.5 Baths, Reception Area, Waiting Rm. Full Basement, Partial Fin. w/0.5 Bath. Low Taxes: $8038.99, Village Taxes: $1890,80. ML#3441001 $550,000

The Number One Brokerage in New York

Miller Place Amazing opportunity to own just shy of 4 Acres of J2 Zoned property. Perfect for a Medical Park, Bank, etc. Site Map done with up to 189 parking spots and multiple buildings. Aprox 665 feet of road frontage on Echo Ave. Already approved for 600 gallons per day per acre for septic. And 22,825 sq. ft for buildings. ML#3479533 $2,750,000

Setauket Custom built 4 Bedroom Ranch with large EIK, Living Room Dining Room, Family Room with Fireplace, sliders to deck. Two Full Updated Baths, Full Basement, Partially nished, two car garage with access to basement. Located in the community of Crane Neck with access to private beach. ML#3472782 $939,900

Port Je erson Spectacular home w/ private property! Billard room could be rst oor bdrm. w/ full bath. Five bdrms. on second oor include Mstr. suite w/ FPL & master bath. Lower level for Nanny or extended family, full bath, exercise room, storage, IG Pool, sports court, shed, fenced yard. ML#3480033

$880,000

Port Je erson 5 Bdrm. Home located in the Village of PJe . Updated w/New Gourmet EIK w/top of the line appliances, 3 Full baths all updated. Hwd. oors through out. Wine cellar. Billiards room and OSE. Large. Mstr. Suite, Mstr. bath w/ Jacuzzi/double shower. 3 addl. bdrms. Natural gas w/new burner, CAC. 1st oor bed, full bath. ML#3480473 $875,000

Miller Place Situated on over 2.6 acres of private property. Large Horse barn/ stable plus addl.out buildings Perfect for a Woodshop, horses, furniture rest., art studio, etc. Heated 20x40 IGP. Possibility to be subdivided where you can make this a family compound or sub divide to sell for a future home to be built. ML#3465609 $849,000

Mt Sinai Amagansett Model w/ Courtyard entrance. 3 Bdrms.w/possible 4th bedroom/loft area. 1st oor master w/ master Bath. 2nd 1st oor bdrm. w/ private entrance and full bath. Updated gourmet EIK w/SS appl. Private backyard w/ part covered patio. Located in the Ranches which o er indoor and outdoor pools. ML#3475307 $749,000

Rocky Point Hardwood oors, EIk, 2nd Floor Bath w/ radiant oors. Full n. Bsmt with CO for living space and walk out to the yard. Updated Windows,Siding,Roof,bathrooms ,Kitchen,basement remodeled.boiler, HW heater,stairs, repainted. Shed with electric. Fire pit, back yard landscaping. ML#3476820 $499-525,000

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$569,000

Mt Sinai Lovely 4 Bdrm.Capeh. Fam. Room, Den, EIK, FDR, Large Bdrm. In-law Suite or Mstr. bdrm w/its own separate entrance, New Large Full Bath, 1/2 Bath w/Laundry Room. Hwd. rs. 2nd : Mstr.Bdrm w/Full Bath, 2 Bdrms, Full bath, Sliding Doors out to Deck, Fenced Yard, 1 Car Garage, Full Bsmt. ML#3478631

The number one brokerage in New York

Wading River Stunning 3Br, 2.5Bth Ranch, nestled on .92 property. HW Floors throughout. EIK is a chef’s delight, w/Updated Appliances & Bkfst Bar. Well-appointed kitchen. Luxurious IG- berglass pool. Wraparound porch & Patio area w/Hot tub. Oversized driveway & spacious 2-car garg. Shoreham Wading River SD. ML#3480757 $825,000

Rocky Point This serene 3Br, 1FBth Ranch on .24 Prop has tremendous potential. Roof 10 yrs old, full bsmnt & Elec. Heat. This property extends to 2 adjacent lots, totaling .87 acres combined. One lot is a spacious .46 acres, located on Willow Rd & is potentially subdividable, subject to obtaining Proper Permits & approvals. The other, a .17-acre lot. Create your dream home. Rocky Point SD. ML#3478263 $499,999

Ridge Beautifully Appointed 4Br, 2.5 Bth Colonial w/Front Porch in 11 Year young development. EIK w/granite counters and Wood Floors. Hi hats, Custom Molding, and many custom-built ins. Primary BR & Main Br, have been newly remodeled. All new carpet upstairs. Fresh paint, New Lighting Fixtures & Cast Iron Tub. Fully Fenced ¾ Acre. 1Car Garg. Shed, Chicken Coop. ML#3479781 $749,900

Rocky Point The Tides: This Beautiful Ranch w/Spacious Open Floor Plan is all Brand New, Living Room with Fireplace. EIK

Features: White Cabinets w/Quartz Counter Tops, Primary Br w/ Master Bth. 2 Additional Bedrooms & Full Bath. Fully Finished Bsmnt w/FBth. 1 Car Garage, Central Air Conditioning, Hardwood Floors, New Asphalt Driveway, Beach Rights & More. ML#3478226 $599,999-$625,000

Rocky Point Spacious and Bright A ordable 1Br, 1FBth 2nd Floor unit o ers easy living in a maintained co-op setting. Lr/Dr Combination. Slider to walk out Balcony. EIK w/Countertop seating. Lg Primary Br. w/walk in closet. ML#3478102 $124,900