TGA Trust BYOD Catalogue 2013.07

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BUY B Y YO YOUR O RO OWN W D DEVICE EV CE Get the latest tablet, smartphone, laptop or desktop. Pay through your salary and make great savings.

12:34 PM

More Products and Handsets available online, including the new iMac!

VIEW THE FULL PRODUCT RANGE & Place your order online at:

www.clarkwoodenterprise.com/byode

CLARKWOOD ENTERPRISE


GET the latest device for use at home or work

Sav eo ver

20

%o

Savings example

RR

P

Our Bring Your Own Device (BYOD) offer is designed to help you get the latest Apple iPad or Macbook Air to use at home and at work within our learning environment. We want to support all staff who want to keep up with the very latest Apple Technology. To achieve this we have partnered with Clarkwood Enterprise to provide a BYOD offer. Our BYOD offer allows you to choose the latest device, benefit from education discounts and pay for it directly from your salary. You can bring the device to work and use it at home. When you choose your device it is delivered to you as a Benefit-in-Kind (BIK) through your payroll. This means you you pay less National Insurance on the device, than if you took the cash equivalent. The savings eample opposite provides an example of how this works. Your tax code will be adjusted to reflect the device as a BIK and your payslip will show your (gross) adjusted salary which will

ff

deliver reduced NI payments. Placing your order is simple. You can order online or by phone, by the end of the order period: 31st July 2012.

• iPad with Retina display 16GB Wi-Fi • 2 Year Warranty • 2 Year Insurance Wi-Fi • STM iPad cover • Pay Monthly

To order online visit: www.clarkwoodenterprise.com/byode Helpline: 0845 606 1117

16 GB

From net pay:

The online system will email you an employee hire agreement Step that you 1 can electronically sign and return to us by email. You can then pick up your new device from the Academy after the order period has closed. The products are scheduled to be available to collect from the second week in August However, we will contact you by email to inform you of the exact date and time for you to collect and sign for them.

£ 20.39

for 24 months1

iPad with Retina Display 16GB Wi-Fi Bundle - Includes an STM Case, iPad Warranty, Insurance (including screen damage cover) and pay monthly finance Your Price

£629.51

£26.22

Benefit in Kind - Difference in your Tax and NI (12%) liability

-£140.15

-£5.84

Effective Price Paid over 24 Months (Difference in take home pay)

£489.36

£20.39

YOU SAVE

£140.15

over 24 months

V iew the full range of products and place your order online at:

www.clarkwoodenterprise.com/byode Please ensure you read the FAQ, which explains how salary sacrifice affects you personally

1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

CLARKWOOD ENTERPRISE


Samsung Galaxy Tab 2

Options for you to choose from: Screen Size:

Your Tablet buddy on the go

7” Easy Access and rich content

Wi-Fi

8 GB

16 GB

Wi-Fi & 3G

Samsung Galaxy Tab 2 opens up the tablet experience, bringing a new level of interactivity and multimedia sharing to the entire family. Play movies, games, browse the internet, video calls, anything is possible on the latest Android operating system, Ice Cream Sandwich. This slim and light tablet is a popular alternative to the iPad.

16 GB Screen Size:

10.1“

Wi-Fi

16 GB

32 GB

Wi-Fi & 3G

16 GB

Extended warranty and insurance cover

7”

To protect your tablet you receive insurance to cover accidental damage and theft. You also have warranty on your tablet to 24 months to cover repalcement parts and repairs.

32 GB

10.1“

Ships with these extras:

From £18.54 per month / 24 months

24 mth

Warranty & Insurance Cover

More great products available online, see website for details.

Difference in take home pay £445.05* (RRP £587) 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

www.clarkwoodenterprise.com/byode


iPad Mini Options for you to choose from:

The year’s biggest gift. Only smaller.

Colour: Black or White

The full iPad experience Everything you love about iPad — the beautiful screen, fast and fluid performance, FaceTime and iSight cameras, thousands of amazing apps, 10-hour battery life — is everything you’ll love about iPad mini, too. And you can hold it in one hand.

A beautiful display, powerful A5 chip, FaceTime HD camera, iSight camera with 1080p HD video recording, ultrafast wireless, and over 275,000 apps ready to download from the App Store. iPad mini is an iPad in every way, shape, and slightly smaller form.

Wi-Fi

16 GB

32 GB

64 GB

32 GB

64 GB

Wi-Fi & 4G

16 GB

Ships with these extras:

From £15.72 per month / 24 months

24 mth

Difference in take home pay £377.21* (RRP £457)

Warranty & Insurance Cover

1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

More great products available online, see website for details.

www.clarkwoodenterprise.com/byode


iPad with retina display Just as stunning. Twice as fast.

The best display ever on a mobile device. Everything you do with iPad, you do through its large, beautiful display. And when the display is better, the entire iPad experience is better. The Retina display on iPad features a 2048-by-1536 resolution, rich color saturation, and an astounding 3.1 million pixels. That’s four times the number of pixels in iPad 2 and a million more than an HDTV.

Options for you to choose from: Colour: Black or White

Wi-Fi

16 GB

32 GB

64 GB

32 GB

64 GB

Wi-Fi & 4G

16 GB

Ships with these extras:

From £20.39 per month / 24 months

24 mth

Warranty & Insurance Cover

More great products available online, see website for details.

Difference in take home pay £489.36* (RRP £586) 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

www.clarkwoodenterprise.com/byode


Kindle Fire HD Stunning HD display

High Definition Touchscreen Display

When it comes to HD displays, great resolution is just the start. Unlike many other tablets, Kindle Fire HD also delivers rich color and deep contrast from every angle, with an advanced polarizing filter and custom anti-glare technology.

Rich, immersive, video. Beautiful, vivid photos. Crisp, detailed text. Enjoy your favorite content on a large, beautiful 1920x1200 display, capable of playing movies and TV shows in up to 1080p high definition. At 254 ppi, the display on Kindle Fire HD 8.9” is high enough quality that individual pixels are indistinguishable to the human eye. The result, an unparalleled viewing experience, no matter what you want to watch.

Options for you to choose from: Screen Size:

“ 7“ 7HD

Wi-Fi

8 GB

16 GB

32 GB Screen Size:

8.9“ HD

Wi-Fi

16 GB

32 GB

8.9“ HD 7“ HD

From £10.46 per month / 24 months Difference in take home pay £250.96* (RRP £317) 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

More great products available online, see website for details.

www.clarkwoodenterprise.com/byode


Sony VAIO Laptops

Options for you to choose from:

Stay in touch with VAIO

Screen Size:

VAIO® Pro Series

VAIO® Fit Series

Pick up and go with the World’s lightest and strongest Touch capable Ultrabook™ from Sony. Super thin VAIO Pro is crafted from two plates of uni-directional carbon fibre, one of the world’s most advanced materials..

Hear every sound loud and clear on the sleek VAIO Fit 14E. A notebook that puts the power back into your music and movies with large speakers, built-in subwoofer and the soul-shaking clarity of ClearAudio+. Hang out with friends, watch films together, enjoy YouTube videos with a richer, more life-like soundtrack.

Ships with these extras:

HDD / SSD:

RAM:

14“ 7“ Touchscreen

500GB

4 GB

15“ Screen

750GB

4 GB

15“ Screen

500GB

4 GB

13“ Touchscreen

128GB

4 GB

15“ Touchscreen

750GB

8 GB

From £16.66 per month / 36 months

36 mth

Warranty & Insurance Cover

More great products available online, see website for details.

Difference in take home pay £599.80* (RRP £840) 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

www.clarkwoodenterprise.com/byode


MacBook Air Now it is even faster than it looks

New integrated Intel Core i5 and i7 processors. Integrating a faster processor, more powerful graphics and a memory controller into a single chip makes for some serious performance. The new Intel HD Graphics 4000 offers up to 60 per cent faster graphics1 — performance you’ll really notice in the games you play, the films you watch and the FaceTime calls you make. And MacBook Air now supports up to 8GB of memory, so you can run more memory-intensive applications without compromising performance.

Options for you to choose from: Screen Size:

7“ 11“

Screen Size:

7“ 13“

Ships with these extras:

Processor:

Storage:

1.7 GHz

64 GB

1.7 GHz

128 GB

Processor:

Storage:

1.8 GHz

128 GB

1.8 GHz

256 GB

From £27.50 per month / 36 months

36 mth

Warranty & Insurance Cover

More great products available online, see website for details.

Difference in take home pay £989.98* (RRP £1,287) 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

www.clarkwoodenterprise.com/byode


MacBook Pro with Retina Display

The highest resolution notebook ever

See the big picture in never been seen before detail. A groundbreaking Retina display. All-flash architecture. The fastest mobile processors. Remarkably thin and light 13‑inch and 15‑inch designs. Together, these features take the notebook to a place it’s never been. And they’ll do the same for everything you create with it.

Options for you to choose from: Screen Size:

Processor:

RAM:

7“ 13“

2.5 GHz

4 GB

13“

2.9 GHz

8 GB

Retina Display

2.5 GHz

Screen Size:

Processor:

7“ 15“

2.3 GHz

Retina Display

2.4 GHz

RAM:

4 GB

Ships with these extras:

36 mth

Warranty & Insurance Cover

More great products available online, see website for details.

From £31.13 per month / 36 months Difference in take home pay £1,120.61* (RRP £1437) 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

www.clarkwoodenterprise.com/byode


The new iMac Performance and Design. Taken right to the edge.

Options for you to choose from: Screen Size:

The ultimate all-in-one. Honed to the cutting edge. The first iMac was a revolution: an all-in-one computer that put everything — display, processor, graphics, storage, memory and more — inside one simple, stylish enclosure. Countless innovations later, we’ve raised the bar yet again. The new iMac includes the most advanced, most brilliant desktop display we’ve ever built, and it’s filled with the latest high-performance technologies. Yet it’s just 5mm thin at its edge with up to 40 per cent less volume than the previous generation. To do all that required unprecedented feats of engineering — and imagination. We invented new technologies, pioneered new manufacturing techniques and devised all-new ways to do more in less space.

Processor:

RAM:

7“ 21.5“

2.7 GHz

8 GB

27“

2.9 GHz

8 GB

21.5“

27“

Includes:

36 mth

Warranty & Insurance Cover

From £31.40 per month / 36 months Difference in take home pay £1,130.34* (RRP £1,463) 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

More great products available online, see website for details.

www.clarkwoodenterprise.com/byode


iPhone 5

Samsung Galaxy SIII

Save on your total mobile phone costs Save money buying your handset, then have the choice to sign up to a contract or Pay as You Go (PAYG) deal. You can get cheaper packages of calls, texts and data on sim only offers, than if you signed up to a pay monthly contract offer offering a bundled handset.

Phone Essentials Kit When you change yor phone, you always need accessories. That is why we bundle a phone essentials kit and handset insurance with all our phone offers: In-car charger adaptor, black case, screen protector & USB cable. Included with every phone !

Not just smart. More human.

So much more than before. And so much less, too. A remarkably slim design that still makes room for a larger display and a faster chip. Ultrafast wireless that doesn’t sacrifice battery life. And all-new headphones designed to sound great and fit comfortably. So much went into this iPhone. So you could get even more out of it.

• Make life richer and easier with intuitive smart features • View entertainment in dazzling full HD on a large screen • Use all the latest apps and games with high performance • Take hold of design that looks elegant and feels natural

From £16.79 per month / 36 months Difference in take home pay £604.58* (RRP £747)

24 mth

Warranty & Insurance Cover

More great products available online, see website for details.

1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

www.clarkwoodenterprise.com/byode


Any Questions? Am I eligible to take part in this programme? This benefit is open to all employees that meet the eligibility criteria - You must: • Need to be 18 years old or over • Comply with Government rules on minimum wage. My employment is due to cease before the end of the Hire Agreement period, can I still participate? Although you can participate, the Hire Agreement will terminate when you leave employment (e.g. on retirement) and you would be liable to pay the outstanding instalments due to the end of the Hire Agreement. How much will the iPad / Macbook cost me? Your Reference Salary will be reduced in equal instalments over 24 months, equivalent to the gross / hire cost of the product(s) that you’ve chosen. Can I change my mind once I placed my order online? Yes, on signing you will have a 14 day period in which you can withdraw from the programme. You can notify us of your decision to withdraw using the Cancellation Form emailed to you in your Hire Agreement Pack. What do I do when the products are delivered? You are required to confirm receipt by signing the carrier’s delivery note. If the product packaging is damaged please ensure that this is noted on the carriers delivery note as “damaged packaging”; or if in doubt reject the delivery. Where such circumstances are applicable you will not be recharged for a subsequent delivery. What if I leave my employment for any reason?

What happens if I go on maternity, paternity or agreed unpaid leave? Where you take unpaid leave for any reason during the term of the Agreement, and, as a result, there is insufficient salary for you to make a payment, then your payments may be suspended and recommenced on your return from unpaid leave. This will be discussed with you at the time, depending on your individual circumstances. Where payments are suspended, deductions will recommence at the end of the unpaid leave period to cover the period missed, and the period of hire will be extended accordingly. What if my package (Hardware / Software) stops working? Should you have a hardware fault, your product can be fixed under warranty. For hardware and software support, phone the warranty help line - 0845 606 1117 - have ready the computer’s serial number and your warranty registration details. What happens at the end of the Agreement? The Agreement will terminate and your salary will be adjusted back to where it was before you joined the scheme. There are no fees to pay upon termination of the agreement as we have included all charges in the monthly hire payments. Does this offer make a difference to any other benefits? By exchanging your salary this will not affect any other benefits as your ‘nominal salary’ remains the same.

How to place your Order You can log on anywhere to review our device offers and place an order:

1 Go to www.clarkwoodenterprise.com/byode our full range of computer benefit offers. Our 2 Browse website works just like any online shopping site. Simply select the computer you wish to purchase in the shopping cart and complete the check out information. do not have to enter any credit card or bank 3 You information! When you check out your selection you will be sent a pre-populated Salary Sacrific Hire Agreement by email. You can sign this electornically and email it back to us.

I am due to retire soon, should I participate? This scheme may not be suitable for employees nearing retrement due to the potential impact on your pensions. You should seek independant finaicnal advice.

If you end your employment with us, the Hire Agreement will terminate. We will ask you to pay the remaining amounts unde rthe agreement on the package(s) you have chosen and any additional ‘Transfer / Disposal Fee(s)’ so that we can transfer the ownership of the product(s) to you.

If you have any problems placing your order you can call our Helpline on:

0845 606 1117 support@clarkwoodenterprise.com 1 Cost per month after Salary Sacrifice savings over 24 mths. Actual savings will depend on the individual’s personal tax situation. Errors and omissions excepted, products, prices and specications correct at time of publication. Clarkwood Enterprise’s terms & conditions apply. Clarkwood Enterprise Ltd is an Appointed Representative of Summit Insurance Services Limited, and regulated by the Financial Services Authority (FSA). Summit Insurance Services Ltd’s FSA Register No is 300172

More great products available online, see website for details.

www.clarkwoodenterprise.com/byode


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