Page 4 Friday, September 11, 2020
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BUILD A LASTING DREAM
3 ways to build steel framed deck
BRANDPOINT
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recent Houzz survey reports that 1 in 5 homeowners who underwent home renovations in the last year made exterior upgrades to their property. Breaking it down further, 1 in 8 of those weekend warriors funneled their energy into a complete deck overhaul. With the rising popularity of DIY home improvement projects in today’s ever-evolving landscape, these statistics will only continue to climb. If you’re like Houzz survey respondents, upgrading your outdoor space with a new deck may be the answer to elevating your stay-at-home experience. A deck addition will help you maximize your usable square footage by extending your living area beyond the indoors. And not to worry, when it comes time to sell your home, deck renovations can recoup up to 90% of their cost, according to HGTV’s “Top 15 Home Updates.” Before your project gets underway, it’s necessary to consider the type of building materials you’ll need to tackle this major upgrade. Your first inclination might be to track down deck board samples from your local home improvement store. While important, make sure not to overlook what kind of foundational materials will support the decking system itself. At one point in time, lumber was the only type of product available for use. However, since lumber typically starts deteriorating after 10 years in service, builders and homeowners alike may want to consider an alternative solution. Light-gauge steel framing, a lasting alternative to short-lived wood
framing, can help you create your dream outdoor living space. It will also defend against a spendy decking overhaul later down the road. Here are three tried-and-true ways steel framing can help you build a dream deck on a foundation that lasts: Lends to longevity If you’re looking to assemble a long-lasting deck, composite and PVC deck boards are likely at the top of your list, and with good reason. Their UV- and moisture-resistant properties, for one, offer protection from the irreversible effects of weathering. In fact, a growing number of manufacturers now back the performance of their surface boards with impressive 25-year-plus warranties. But why install 25-year deck boards on a
frame that is subject to deterioration? To avoid the headache of replacing your entire deck structure when the wood frame can no longer serve as adequate support, look to steel framing. Light-gauge steel, used in Evolution steel deck framing, offers commercial-grade strength and can last as long as today’s enduring PVC and composite deck boards. What’s more, steel sidelines problems associated with moisture absorption, one of the most common reasons for lumber decomposition. And, because steel doesn’t warp with changes in temperature, the sturdy frame profiles remain straight and true over time. This makes for a more enduring, dimensionally stable solution that keeps deck boards flat and smooth underfoot.
long-lasting foundation that will serve families for years to come.” You can take additional “steps” towards ensuring the integrity of your deck framing system by integrating a steel deck staircase into your renovation. Steel framing deck structures with a compatible staircase sidelines safety challenges rampant in older decks, such as miscalculations, poor stringers to deck connections and inconsistent rises and runs. These freshly introduced steel stair components and brackets make it possible to marry your deck framing and stairs for one unified build.
Supports design freedom To create a deck with lasting style from the bottom up, look for a manufacturer that offers a comprehensive, ready-to-assemble steel framing system. Whether you’re a weekend warrior or hiring a deck builder, integrated framing products will make it easy for you Makes safety a top priority to construct a dream deck without With your deck in use for much compromising your family’s safety. of the year, lives are on the line if To help you achieve your deyour deck structure fails. With sired aesthetic, these steel deck such high stakes, safety should be framing systems can work with top of mind when building your any type or brand of decking, indream deck. Fortunately, building cluding composite, PVC, alumiwith light-gauge steel allows you to num, tile, wood and tropical avoid any risk of deterioration that hardwoods. With this amount of can threaten the integrity of your design flexibility, your backyard deck system, including rot and decan look like a continuation of cay from water, fungi and pests. your interior hardwood floor, “When built right, framing is the sweeping your family from indoors supporting structure that is unto out without interruption. seen and unappreciated. But, if homeowners use an insufficient Dream big and build strong building material, their entire deckReady to turn your dream deck ing project can be compromised,” into a reality? Armed with steel said Toby Bostwick, VP of Product deck framing, you can support and Brand at Fortress Building those beautiful new surface boards Products. “The inherent strength for 25-plus years. And in building and stability of steel framing will strong with steel, you will create a support a deck build and ensure a deck that invites you to stay home.
US long-term mortgage rates fall; 30-year at 2.86% ASSOCIATED PRESS WASHINGTON — U.S. average rates on long-term mortgages fell this week amid signs that the halting economic recovery slowed over the summer. The key 30-year mortgage again marked an all-time low. Mortgage buyer Freddie Mac reported Thursday that the average rate on the 30-year home loan declined to 2.86% from 2.93% last week. By contrast, the rate averaged 3.56% a year ago. The average rate on the 15-year fixed-rate mortgage slipped to 2.37% from 2.42% last week. Housing demand continues as one of few bright spots in the pandemic-hobbled economy. Spurred by historically low rates, applications for mortgage loans are up 25% from a year ago, according to Freddie Mac. It said the momentum will be difficult to sustain going into the fall because of the lack of available homes for sale.
Consumer borrowing follows June gain with 3.6% rise in July ASSOCIATED PRESS WASHINGTON — U.S. consumer borrowing rose by a solid 3.6% in July, the second monthly gain after the coronavrius pandemic had sent borrowing down sharply in the previous three months. The Federal Reserve reported Tuesday that the 3.6% increase in July, which represented a $12.2 billion advance, followed a 3.3% rise in June and sharp declines in March, April and May. The strength in July came from a $12.5 billion rise in the category that includes auto loans and student loans. The category that covers credit cards fell by $293 million, the fifth straight month that the credit card category has declined. Nancy Vanden Houten, senior economist at Oxford Economics, said she expects a modest rebound in the credit card category in coming months. But she said, “a slow recovery in consumer spending and tight lending standards will limit the upside” for credit card gains.
Is now the right time to refinance your mortgage? Consolidate your debt with a lower payment. You can get some of the lowest rates in the state, plus your money stays on Kaua‘i.
Visit us online at www.kgefcu.org to learn more. Anyone can be eligible for membership with KGEFCU
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Made ~
will host its holiday recital Sunday
— Flooring WASHINGTONU.S. mortgages this week.said percent Mac year fixed-rate to 3.93 Freddie 30slipped buyer from Mortgagethat the benchmark Rd. was down Ahukini Thursday loan rate and 4.16 perHwy & year home last week of Kuhio 3.94 percentago. corner year 15-year, fixed-raterefiOn the cent a those on The rate popular with unwas mortgages, their homes,at 3.36 percent. nancing this week year ago. a changed percent adjust3.37 Kauai It was on five-year to 3.36 Kim Chee/ Miki Macs; Haole Girl Sweets; Kauai The rate Cofee rose Roasters/ last week Monkeypod Jam; mortgagespercent Aunty Lilikoi; Hanalei Moloa'a Bay Coffee; 3.35 able-ratefrom Hakus 'O ago.Kauai; Mailelanis; Bakery, Kula Kala Flowers Express; Heavenly Rea year Kookies; Kopercent Payments. Lures; Salty Wahine; Tropical percentWater White the Federal monthly Precious Kreations/ and 3.19 interest On Wednesday, Minimum short-term in 2017. “The raised approval. in the serve the third time priced for to credit rates had already interest 9am-6pm - Subject Mon-Fri market so long-term rates, Available OPEN: Sat 10am-3pm mortgageKiefer, a rate hike, Financing including said Len rates, moved,” hardly Mac economist.mortgage average lenders Freddie To calculate Mac surveys Monbetween Freddie rates, week. the country each across Wednesday day and ••• Press Associated
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Days Shopping as
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Kapaa- $510,000 3 Bed/2 Ba Interior Area: 1,056 sqft Lot Size: 9.182 sq.ft. Daniel B. Kurisu RS-79218 808-652-7302 Maile Properties of Kauai MLS 633563
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Regency Townhouseprice: $675,000sq. ft. 3 Bdr., Asking over 1700 ½ Bath, 2 size Total full air conditioning, garage, 2 with 1 car lanai & e in ready. views large mountain furnished-mov lot with to Puakea Corner for belt. Adjacent location & green Prime & Golf Course. services. to all access house on Saturday20 & 21 13 & 14, Open Glenn January Sunday, appointment: for or call 808-246-0091. Kaser
fixed-rateto US 30-year,rate slips mortgage on 303.93 percent The rate
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— Flooring WASHINGTONU.S. mortgages this week.said percent Mac year fixed-rate to 3.93 Freddie 30slipped buyer from Mortgagethat the benchmark Rd. was down Ahukini Thursday loan rate and 4.16 perHwy & year home last week of Kuhio 3.94 percentago. corner year 15-year, fixed-raterefiOn the cent a those on The rate popular with unwas mortgages, their homes,at 3.36 percent. nancing this week year ago. a changed percent adjust3.37 Kauai It was on five-year to 3.36 Kim Chee/ Miki Macs; Haole Girl Sweets; Kauai The rate Cofee rose Roasters/ last week Monkeypod Jam; Hanalei mortgagespercent Aunty Lilikoi;able-rate Moloa'a Bay Coffee; 3.35Kala 'O Hakus ago.Kauai; Mailelanis; Kula from Bakery, Flowers Express; Heavenly Rea year Kookies; Kopercent Payments. Lures; Salty Wahine; Tropical percentWater White the Federal monthly Precious Kreations/ and 3.19 interest On Wednesday, Minimum short-term in 2017. “The raised approval. in the serve the third time priced for to credit rates had already interest 9am-6pm - Subject Mon-Fri market so long-term rates, Available OPEN: Sat 10am-3pm mortgageKiefer, a rate hike, Financing including said Len rates, moved,” hardly Mac economist.mortgage average lenders Freddie To calculate Mac surveys Monbetween Freddie rates, week. the country each across Wednesday day and ••• Press Associated
kauaifl
On the Kauai Community
Homes for Kauai Flooring & Options & Lifestyles product of Styles from 1000s with youinstallation, work to final We budget n selection your and within Insured Installatio & Licensed
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$595,000 4BR 2.01BA Living Area: 1336 sqft MLS 641619
have BRANDPOINT that millennials than different Baby The world is a lot up in Gen Xers and revolugrown the digital the world knew. The of smartuse disruptive Boomers of sharing tion, widespread and adoption as ride just a such are phones apps technologies rental have althat and vacation the factors few of social landscape. student the , rising and other tered prices many Unfortunately home hit have rising debt, factors them to beeconomic and left afford a millennialsthey cannotthough they that as new opAmeriforth this lieve Many feel out of the be Road #4 brought home. location, priced will never have become a homebeen a great property homes to have and they rental price portunities Talk about home. your age, can dream sales vacation from buy a without owner. popular lots awayand Poipu to beable to matter what the average Fitwo an home In 2016, Beach But no plenty of ways just have is just Disclosure and - that’s you MortgageTrail, are $70,600 foot NMLS is a Brennecke’s for a manufactured there homeowner, creatively. the utiliPark! Vanderbilt500 Alcoa home a was around per squaresoluand very Beach 3 BD 3 BA Inc., 37804, 865-380-3000, that with and last come a little more mlsrental of $48.82 to land nance, first recent TN This combine average them an affordable to think vacationwith many rental to become Maryville, (http://www.n a re- you a deposit anda lot of money Lic. of the popular trends, #1561, ss.org/), AZ or arties, making renters looking you will rent, it’s NMLS The rise at current found that with living made well maintained Fimonth’son something tion to up to kitchen Looking study are now consumeracceLoans a California to upgrades. for to GA homeowners. manufactured choose area opens in the the last spend own. #BK-0902616, The spacious cent research pursuantLaw license,#6911), “We believea great solutionaffordmany time in of never U.S. households do people and dining lounging ranged more than at any number (Lic. seeking room lanai. Enjoy the stars! So why reason is thatlike phones, homes offer Lenders that nance Mortgage One that just renting With a rising households a split dining under third bedroom Mortgage things worried says Vanderbilt rent? many NH Inc. Presiother realize 50 years.many have nation of rentsun or lower-level area and with Residential Residential by the don’t a able housing,” countlessbasis, homes today and Finance Illinois Licensed MT Lic. of homerenters,becoming “We work Private, own living cars andon a daily of well. Call nation Mortgage Hamilton. find financ- Licensee, Dept. we are with its entry as than a we use to help needs and Banking Department, by PA dent Eric AT changed. ers rather separate with the their Licensed have mean OFFERED our customers that fit #1561, owners.is most evidentpeople under for a tour! 50 priorities .” 2017to |continue Vol. 5, No.Banking. ing options 15, MLS#612139 This inNew solution from Vanderbilt generation, Multifamily ex- December Friday, have for Week ofand circumstances for housing ••• don’t RB-13451, Content Inc. a new $1,790,000 younger the National found now check new Renters a monthly own. The Sponsoredand Finance, As demandprices on to rise, Rick Shaw 30, who Council have of all rentout and never and Mortgage adapted doling 808.639.0774 continue they’ll changed creases, Housing for 50 percent it’s homes housing has firstsomethingmarket has isting account U.S. because a today’s manufactured the housing either. manufactured of provides ers in aren’t renting option, throughsup- with this change, the standards and They up to homebuyers in short affordable know time a more residents are going for a market options. affordable As manycountry, rents and 2015, up solution quality, ply of out the Between 2012 has gone rent and up. gross to $959. When the median rising
2277 Nalo
OPEN
Waimea- $225,000 Lot Size: 9,285 sq.ft. Daniel Kurisu (S) RS-79218 808-652-7302 MLS 635569
245-0433
KAUAI REALTY
eowners g hom becomin
Poipu
island.com thegarden
thegardenisland.com
Lihue
are renters Ways
g; Hartung rease staffinmmercial m tivities, inc co of Syngenta A.G search ac food products for s re nd i operation rate closely ide pa Kaua lome er of t to ex Swiss cong agriculture and with GMO over pesticide DowDuPonoduction scalethegrDowow strains.nwhile, Hartung Brotlopehersr that atified criticized its GMO and pr year by the merger of DuPont de Meaa leading seed deve and con- widelyIt will continue on Kau become a , organic ess Inc., activities it use. Co. and E.I.
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Legals / Public Notices
808-245-0450
side be k r a d e h T Completion State/City & State/City & State/City & State/City & of Contract County Jobs County Jobs CountyA Jobs County Jobs tim, Abuse vic keiki need Christmas cheer
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OWNER’S NOTICE OF COMPLETION OF CONTRACT
HAWAl’I PAROLING AUTHORITY
MEMBER, HAWAl’I PAROLING AUTHORITY $51.81/HOUR TEMP PART-TIME
NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 50743, of the Hawaii Revised Statutes, the construction by Greenwood Homes of that certain Single Family Residence, situated at 5751 Ka Ho’okui Pl, Koloa, HI 96756, TMK: 26-017-043, has been completed.
Qualification: In accordance with the Hawai’i Revised Statutes (HRS) §353-61 & §353-63, applicants must be qualified to make decisions that will be compatible with the welfare of the community and of individual offenders, including the background and ability for appraisal of offenders and the circumstances sah ai findwhich 0 k 1 offenses were committed. Days Ala set to ing opp ool Sh DECEMBER
Terms of Office : Four (4) year term.
org • www.kcfcu.
Requirements : (1) Must be able to work up to 128 hours per month; and (2) must have the ability and means to attend hearings at various facilities and on all islands on flexible schedule as needed. Selection Process : Applications will be reviewed after the application deadline, and qualified applicants will be contacted to be scheduled for an oral interview before a selection panel whose members are chosen according to HRS §353-61. Qualified applicants will also need to provide answers to written questions prior to the oral interview. Upon completion of the oral interview and written examination, the selection panel will select the most qualified applicants to nominate for consideration by the Governor. The Governor will then select three nominees from the list of potential nominees that will be submitted to the Hawaii State Senate for confirmation. Position Description and Job Expectations : Applicants are encouraged to review the Position Description and Job Expectations. Qualified applicants will be asked if they understand the scope and nature of the position during the interview. To obtain a copy of the Position Description and Job Expectations go to http://dps.hawaii.gov/hpa/
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thegardenisland.com Friday,
THE GARDEN
December
15, 2017
Page
etin ’s Gre Season friends at from your
5
ISLAND
gs
www.thegardenisland.com
Featured Homes
renters
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OPEN
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have BRANDPOINT that millennials than different Baby The world is a lot up in Xers and grown the Gen digital revoluthe world knew. The of smartuse disruptive Boomers of sharing tion, widespread and adoption as ride just a such are phones apps technologies rental have althat and vacation the factors few of social landscape. student the rising and other tered prices many Unfortunately, home hit have rising debt, factors them to beeconomic and left afford a millennialsthey cannotthough they new opfeel as of the Amerilieve that forth Many be out brought home. priced will never have become a homebeen homes to have and they rental price portunities Talk home. your age, can dream sales vacation from buy a without owner. popular lots awayand Poipu to beable to matter what the average Fitwo an home In 2016, Beach But no plenty of ways just have is just Disclosure and - that’s you MortgageTrail, are $70,600 foot NMLS is a Brennecke’s for a manufactured there homeowner, creatively. the utiliVanderbilt500 Alcoa Park! home a was around per squaresolu865-380-3000, and very Beach 3 BD 3 BA Inc., that with and last come a little more rental recent to land of $48.82affordable nance, TN 37804, first This combine average them an to think vacationwith many rental a re- you deposit and lot of money to become Maryville, (http://www.nmlsAZ Lic. of the popular trends, #1561, ties, a rent, it’s a you will making renters looking or arNMLS The rise at current found that with living made well maintained Fimonth’son something tion to Loans California up to kitchen Looking study are now consumeraccess.org/), to upgrades. for to a GA homeowners. manufactured choose area opens in the the last spend own. #BK-0902616, The spacious cent research pursuantLaw license,#6911), “We believea great solutionaffordmany time in of never U.S. households do people and dining lounging ranged more than at any number (Lic. seeking room lanai. Enjoy the stars! So why reason is thatlike phones, homes offer Lenders rising nance Mortgage One that just things households a split dining under third bedroom renting With a worried that Mortgage says Vanderbilt rent? many NH Inc. Presiother 50 years.many have nation of rent- don’t realize sun or lower-level area and with Residential Residential by the a able housing,” countlessbasis, homes today and Finance Illinois Licensed MT Lic. of homerenters,becoming “We work Private, own living cars andon a daily of well. Call Mortgage Hamilton. find financ- Licensee, Dept. we are than a nation with its entry as we use to help needs and Banking Department, by PA dent Eric AT changed. ers rather separate with the their Licensed have mean OFFERED our customers that fit #1561, owners.is most evidentpeople under for a tour! 50 priorities Vol. 5, No.Banking. ing options 15, 2017to |continue MLS#612139 This inNew solution from Vanderbilt generation, Multifamily ex- December Friday, have for Week ofand circumstances.” for housing ••• don’t RB-13451, Content Inc. $1,790,000 younger the National found now a new check new Renters a monthly own. The Sponsoredand Finance, As demandprices on to rise, Rick Shaw 30, who Council have of all rentout and never and Mortgage adapted doling 808.639.0774 continue they’ll changed creases, Housing for 50 percent it’s homes housing has firstsomethingmarket has isting account U.S. because a today’s manufactured the housing either. manufactured of provides ers in aren’t renting option, throughsup- with this change, the standards and They up to homebuyers in short affordable know time for a market options. a more residents are going affordable As manycountry, rents and 2015, up solution quality, ply of out the Between 2012 has gone rent and up. gross to $959. When the median rising
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com ol for the i This is a scho Kaua lenged to munity that will put transfo to be chal education are going 21st century ahead of e meet thos tivity, collabora- mation.” school was the skills of crea ications, critin Whe oved b mun tion, com , problem-solving unanimously appr ter State Char 2 cal thinking nhorst in the Hawaii g.” John Stei D and carin ol will be at Kahili School Commission ISLAN THE GARDEN d members The scho ted school boar in Aug has a new Mountain Park, loca past i open Kaua to working KOLOA — the highway a mauka of , ending 2017. school. Kauai Public l, the scho Maluhia Road But in Apri Alakai O e. Bl inues en- lengthy search. hom cont y a ol man have at so didn’t Charter Scho y for a grand ton space w “We looked last couple toda the well felt greestudents rollment its places over kwell said. students. lies must for ore and g tal of 165 i and fami years,” Blac from children out ol. nature, expl “Kauai keik said Kani “Dr. Greetings “We’ve got ce,” this scho Season’s need a choill, principal coor- there, waiting for B” Blackwe school. “They the of tor dina 791 (808) 245-6
Charter Sch 8 open in 201
Preferred Experience : Criminal Justice System (Federal, State, City and/or Counties), judicial process, social work, corrections, probation, parole work.
Stay Informed
and.com thegardenisl
15, 2017
as until Christm
Kukui’ula Kauai LLC Owner(s) (TGI1294949 9/11, 9/18/20)
E R • B1 KI F SOCC DE RS R E D RAI SH UT OUT E RS VOYA G
245-0433
I NSI DE
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75¢
Serving Kauai since 1902
Payments.
and Niihau
1. 2. 3. 4. 5.
Go to https://forms.ehawaii.gov/pages/board-survey/ Click on Department of Public Safety and then select Hawai’i Paroling Authority Click on Submit at the bottom of the page Fill out application form You will be required to provide three references
HANGE SEEDS OF C
hers Inc. to Hartung Brotkets statewide ies ase staffing; mar seed compan n in the toities, incre for commercial A.G., Kauai’s Westside with reductio to of Syngenta iden- — starting of firms from four research activ products Kauai operationserate closely tal number of an impending to expand er of food a Swiss conglomagriculture and ont had been three. Rumors GMO at DowDuP DowDuPont uction scalethegrow strains. tified with shake-up over pesticide Hartung Brothers Dow Meanwhile, seed developer that widely criticized its GMO and prod year by the merger of DuPont rife for weeks. Hybrids acquired de continue a leading and conon Kauai become a In 2016, Beck’s ns of BASF Corp., use. It will activities it Co. and E.I. the process Inc., s GMO, organic l said on operatio research Chemica is in l and tech-
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Please call (808) 587-1251 if there are any questions. 9/10, 9/11, 9/13, 9/14, 9/15, 9/16/20)
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crowd Costumed what awaits anticipates e characters their favorit night of
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THE GARDEN
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3 245-043
DECEMBER
15, 2017
10
nds a Alakai fi
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g garden. governin for the comThe school’ssought agriculis a school eight ed to This that will put Kauai board of or remunity to be challeng n transfor- ture land, but free are going 21st century of educatio property a- ahead duced-pricedto find. meet those y, collabor proved hard criti- mation.” the school was by k, who skills of creativit When ications, d ago, Brittany Steinbec -solving usly approve tion, commun 10 months to , problem unanimo State Charter2016, moved here board cal thinking in the Hawaii the school’s and caring.” will be at Kahili School Commission s were joined charter school open member help the The school located year. a new school board in August Park, the following change the open Kauai has Mountain highway past working to KOLOA — the “We’re the make this a mauka of still to ending 2017. Road, school. Kauai Public the school world needs said. “I came But in April, s en- Maluhia search. she Alakai O continue a home. Blackhappen,” lengthy at so many didn’t have space was a Charter School for a grand to, A8 “We looked last couple today SEE ALAKAI to be in the well felt green rollment its students places over ll said. students. a must for tal of 165 and grow and families years,” Blackwe out from nature, explore children “Kauai keiki said Kani “Dr. Greetings “We’ve got this school. Season’s need a choice,”principal coor- there, waiting for ll, B” Blackwe school. “They the dinator of (808) 245-6791
Days Shopping mas until Christ
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