Page 4 Friday, October 23, 2020
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Tackle your mess nemesis BRANDPOINT
Long-term mortgage rates hit new low; 30-year at 2.80% ASSOCIATED PRESS WASHINGTON — U.S. long-term mortgage rates slipped this week as the key 30-year loan marked a new all-time low for the 11th time this year. Home loan rates have notched a year-long decline amid economic anxiety in the recession set off by the coronavirus pandemic. Mortgage buyer Freddie Mac reported Thursday that the average rate on the 30-year benchmark loan edged down to 2.80% from 2.81% last week. By contrast, the rate averaged 3.75% a year ago. The average rate on the 15-year fixed-rate mortgage declined to 2.33% from 2.35%. The low borrowing rates have bolstered demand from prospective homebuyers. Real estate database Zillow noted that home sales have continued an impressive run into September, as buyers have “stayed their course” despite the ongoing pandemic and the persistent shortage of available homes for sale. Existing home sales last month rose at the fastest annual rate since 2010. In a sign that job losses may have eased slightly but are still at historically high levels, the government reported Thursday that the number of laid-off Americans seeking unemployment benefits fell last week to 787,000.
You know it has to get done, but you just don’t want to. It’s been on the to-do list for far too long. You may try to ignore it, dodge it or even cover it up. It’s your mess nemesis - your least-favorite cleaning task - and you’re dreading having to tackle it. Not all cleaning is equal While some people enjoy cleaning more than others, everyone can agree that not all cleaning tasks are created equal. In fact, 88% of American adults have a least-favorite cleaning task, according to a new survey from the makers of the home cleaning brand CLR® (pronounced “CLeaR”). When asked to liken their least-favorite cleaning task to a person, 33% of Americans said it’s like a scam caller. When asked to choose between activities, almost half (43%) would rather go to the dentist than handle their least-favorite cleaning task. Cleaning during quarantine Considering the COVID-19 pandemic and the extra time people are spending at home, messes are more frequent and can quickly become bothersome. The frequency of cleaning has increased for most Americans over the past several months, but Americans are, understandably, split on their level of cleaning productivity during this time: 53% have tackled a cleaning task they’ve been avoiding for years during the pandemic and 42% have avoided at least one cleaning task during the pandemic. Tips for conquering a mess nemesis Whether it’s soap scum, mil-
dew, rust, stinks, stains or spills, it’s time to show your mess nemesis you mean business. Follow these tips to get the job done right: Set a date: It’s easy to keep avoiding tasks you loathe, so set a time for when you plan to focus on cleaning and be specific. For example, 10 a.m. Saturday you’re finally giving the boot to that lime and calcium buildup on the shower door. Put on some cleaning clothes, play some motivational music and focus on getting the job done once and for all. Stock ample supplies: Stock necessities such as sponges, scrubbers and rags before diving into any cleaning mission. Having the
right supplies for the specific job makes tasks simpler. Use proper cleaning formulations for your task, such as the CLR line that has products designed to get rid of the grime in virtually every area of the home, from the kitchen and bathroom to the patio, garage and beyond. Follow directions and use safer products: Always follow the directions on any product to ensure you get the results you want without making the mess worse or damaging the items. What’s more, use products that clean effectively without unnecessary use of harsh chemicals. Many of the CLR products are approved by the EPA Safer Choice Program, meaning
they’re recognized as a safer alternative to traditional cleaning options that rely on the use of harsh chemicals to be effective, such as bleach. Look for the EPA Safer Choice label on the front of the product. Rally the troops: Whether it’s a big mess that requires multiple sets of hands or a tough mess that requires a few people strategizing, help can make a big difference. Even if you need to focus on the mess nemesis while other people handle regular household chores, this can keep things moving forward thanks to teamwork. Get your partner, spouse, kids or roommates in on the action.
September existing home sales climb, highest since ‘06 ASSOCIATED PRESS CHARLOTTE, N.C. — Sales of existing homes climbed 9.4% in September, the National Association of Realtors said Thursday, the latest sign that the housing market remains red hot despite the coronavirus pandemic. On a seasonally-adjusted rate, the selling pace of existing homes climbed to 6.54 million annualized units. That is the highest level for that metric since February 2006, at the peak of the previous housing bubble. The figure was well above economists’ expectations as well. The median selling price of a home also climbed to $311,800, up 15% from a year earlier, according to NAR. This is largely because of low inventory of existing homes. Housing inventory fell to only 2.7 months of home inventory on the market. That’s a record low for that metric since NAR started tracking that data in 1982. Homes are moving off the market quickly as well, due to the lack of inventory, with a median home on the market only 21 days. September is typically when home buying slows as the market enters into the fall and winter. But because of the pandemic, the spring home buying season was delayed a few months and pushed the bulk of the home buying season into the mid-to-late summer. Regionally, the strongest market was Northeast, with existing home sales up 16.2% from a year earlier. Much of the Northeast was heavily impacted by the coronavirus pandemic, which caused many families to look for homes in the suburbs or out of major urban centers as they readjust to the possibility of working remotely for the foreseeable future.
Is now the right time to refinance your mortgage? Consolidate your debt with a lower payment. You can get some of the lowest rates in the state, plus your money stays on Kaua‘i.
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3 Bed/2 Ba Interior Area: 1,056 sqft Lot Size: 9.182 sq.ft. Daniel B. Kurisu RS-79218 808-652-7302 Maile Properties of Kauai MLS 633563
Waimea- $225,000 Lot Size: 9,285 sq.ft. Daniel Kurisu (S) RS-79218 808-652-7302 MLS 635569
246-8828 4490 Puhi Road, Lihue Mon-Fri 7:30am to 4pm Sat 8am to 12 Noon
ON ALL MERCHANDISE ADS* Deadlines: Regular, single-column classifieds in The Garden Island can be placed until 4:45pm on Monday, Tuesday, Wednesday, and Thursday for the following day, noon on Friday for Sunday and Monday. Please call your sales executive or 246-0325 for deadlines for larger, multi-column ads.
noon on Friday for Sunday and Monday. (We are closed advertisers, The Garden Island does reserve the right to edit, Saturdays and Sundays). refuse, reject, or cancel any ad at any time. All ads are subject to approval prior to publication. We are not liable for losses The Garden Island Real Estate Deadlines: To place, correct or expenses resulting from publication errors or omission of or cancel a Friday real estate/rental single-column ad, please an ad at any time. All ads are subject to approval prior to call by noon on Thursday. publication. We are not liable for losses or expenses resulting from publication errors or omissions of an ad. Advertising rate Lihue-$595,000 Cancellation/Correction Deadlines: To cancel or change Check your ad for errors the first day it runs in the paper. cards are available from any sales executive. Ads are subject Bed/2.5 an4 ad in the Ba. Garden Island, call us by 4:45pm on Monday, We are unable to issue credit for errors reported after the to the rate card in effect at the time they are placed. Interior Area: 1,336 sq.ft. For Rent Tuesday, Wednesday, and Thursday for the following day, first day of publication. While we try to accommodate our Tad T. Miura RB-12398 KAPAA: The Courtyards 808-639-3675 at Waipouli 1, 2, & 3bd MLS 641619 units, granite counters, custom cabinets, stainless appls, solar hot Mark K. Tanaka, RB-9222 water, walk to beach & (808) 639-0367 Kintaro. PETS OK Call for availability (808) 822-1300 Ashley M. Carvalho, RB-73535 www.courtyardsatwaipouli.com
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Kapaa-$1,250,000 3 Bed/2.5 Ba. Interior Area: 2,283 sq.ft. Lot Size:1.81 acres Ann Tremain RS-82535 808-639-3675 MLS 641043
Lihue-$649,000 3 Bed/2 Ba. Interior Area: 2096 sq.ft. Lot Size: 8,428 sq.ft. Mark K. Tanaka RB-9222 808-639-0367 MLS 636748
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seed companies Westside in the toA.G., Kauai’s with reduction to of Syngenta iden- — starting of firms from four Kauai operations ate closely tal number of an impending and t had been a Swiss conglomer three. Rumors GMO agriculture at DowDuPon Brothers strains. tified with shake-up over pesticide , Hartung the Dow Meanwhile seed developer that widely criticized its GMO and rife for weeks. merger of Hybrids acquired de on Kauai year by the and E.I. DuPont Inc., a leading organic and con- it use. It will continue In 2016, Beck’s of BASF Corp., activities Co. operations in the process produces GMO, for farmers, said Chemical and techother research into production the Kauai and Co., is al chemical operations ventional seeds nature of its Allan Parachini ISLAND Nemours internation as it diversifies corporate , one of the GARDEN ent an become a farming. A8 dividing its changing SPECIAL TO THE t announcem divi- of three new companies on ag- was operations and will food SEE CHANGE, of into of developThe DowDuPon Kauai — The agriculture focus exclusively scale grower l markets in a series KEKAHA t has announced which will and DuPont changing production was the third Both Dow operaare rapidly operations products for commercia beyond. sion of DowDuPon in its Kauai ments that its riculture. had separate focused on statewide, and possibly previous major changes it will expandinpreviously the which of which both here, tions under Hartung acquired on Kauai, nt of improved genetiactivities as and soy Hawaii research on island by developme seed corn staffing creasing cally modified 50 percent. this much as created earlier The firm,
Lihue-$225,000 0 Bed/1 Ba. Interior Area: 307 sq.ft. Kevin M. Horita RB-19351 808-639-8213 MLS 640997
, Abuse victim keiki need Christmas cheer THE GARDEN
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DECEMBER
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15, 2017
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2000 HONDA CIVIC NOTICE IS HEREBY 2HGEJ6616YH514160 LIC# KCU 393 GIVEN that pursuant to the Provisions of Section 507-43, of the Hawaii 2004 NISSAN FRONTIER Revised Statutes, the 1N6ED27T14C407090 LIC# KVT 037 construction by Kenneth Souza DBA KenDo The above referenced Construction of that certain New Construction/ vehicles will be disposed New Home situated at of or sold, if not claimed by owners. 3746 Kakela Makai Dr., KAUI’S TOWING Kalaheo, Hawaii, TMK: Ph: 808-645-6145 4-2-3-23-3, has been (TGI1300153 10/23/20) completed. JAMES & SUSAN FAIN FAMILY TRUST Stay Informed Owner(s) Subscribe today 245-0433 (TGI1299197 10/16, thegardenisland.com 10/23/20)
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LIHUE $595,000 2120-B Kelikoli St. Unit 33 Interior Area: 1,336 sq ft 4 Bed/2.5 Ba MLS 641619
Tad T. Miura (R/B) GRI, CRS
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15, 2017
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Page 6 Friday, October 23, 2020
THE GARDEN ISLAND
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A Guide to Home Building and Remodeling Native, Edible and Herbal Water Plants By Ken Bernard and Sarah Herring of Garden Ponds Nursery Roofing Supplies
Stories connect us and help us make sense of the world. Plants carry many stories ranging from their very evolutionary origin, Furniture to their practical use by humans - woven into canoe sails, steeped into medicinal teas, or orchestrated as art or social commentary. Quality Furniture at
This pursuit of knowledge is the study Prices. of Kama‘aina Residential, Commercial, ethnobotany - the stories that illuminate the Vacation Rentals relationship between plants and people. Over 4-1624 knowledge Kuhio Highway, time, we extend our accumulated Kapaa of plants and their uses to increase wellness 808-822-7766 in ourselves, our communities,www.otsukas.com and our ecosystems. Using stories as a springboard for discussion, we find that adding native, edible, and herbal plants to water gardens can inspire us as responsible stewards of our Construction bodies and our ‘aina.
Luis and Eddie
Our favoritesSoltren are Aka Akai, Makaloa, Hala, Construction and Bacopa. Aka Akai (Schoenoplectus Proven Quality tabernaemontani) has a natural range on Ni‘hau, Kaua‘i, O‘ahu, Moloka‘i and 808-639-4836 Hawai‘i. Relatively easy to maintain, this tall reed is www.soltren wonderful for high winds due construction.com to its flexibility. In a large pot, the reeds Lic. Nos. can grow over 6 feet tall with thicker stalks BC13867, BC17338 and rhizomes. If you grow it in a small pot of dirt you can bonsai it to be thin and 2-3 feet high. Tall and strikingly beautiful, it is an excellent base for prized hala mats. This plant is a valuable addition in wetlands for native and migratory waterfowl that use them for food, shelter, and nesting material. A preferred perch for the native damselflies and pinao ‘ula, as a bonus!
On the edible side we have the amazing mat is on display at the Bishop Museum in Not to be underestimated for its delicate watercress, known as a super food, with appearance, this plant is a powerhouse when Honolulu that was made by an 80-year-old many amazing nutritional qualities. Ranked it comes to controlling erosion along stream woman from Waimea named Kala‘i as a gift number one on the US Centers for Disease banks, creating a root mat that stabilizes to the King. She and her husband spent 10 Credit Union Powerhouse Fruits and Vegetables Control’s the soil. Additional benefits also include months working on the mat together. After list, no other fruit or vegetable offers more food and shelter for native water birds such he died, she finished it in the 11th month Mortgage 4-1525 Kuhio Hwy, nutrition! Horsetail is also an amazing plant as the moorhen and the coot. It will grow alone. Plaited into the very fabric of the mat Kapaa Loans in the water garden for its many herbal uses, in brackish water and grows naturally at is a message of resistance to the changes 808-378-4446 at 150 feet to sea level, although we have had happening with land-tenure, and oppressive www.aloharoofingsupply.com success growing it as high as 4000 feet. Favorable taxation of the people – a fascinating medium for protest! Rates! Hala (Pandanus tectorius) is fun in the water garden since it slowly grows up onto 245-2463 We have a good supply of Makaloa and www.kgefcu.org stilts and can grow into a tree if you let it. We find it an especially attractive sedge for have a yellow and green variegated variety the smaller container water garden. It is with no thorns on its leaf edges and the said that each island has its own variety, green variety with thorns along its edges. and Makaloa we are cultivating at Garden Our favorite hala is a Japanese variety that Ponds grows to be about 18 inches high. has thorns, and its variegations turn almost white with dark Flooring green in the shade.
Makaloa (Cyperus laevigatus) is an amazing short sedge that is famous in Hawaii for its fine woven mats and hats. Sadly, it has almost become a lost art and it can be hard to find in nurseries statewide. Interestingly, a famous Makaloa woven
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Native bacopa (Bacopa monnieri) is an amazing ground cover and bog plant that can handle a little brackish condition and fish love lightly nibbling on it. It can be extremely attractive in a water container garden with the plant cascading down the side of the pot. Bacopa is also an amazing tea with many herbal qualities. New evidence is showing promising benefits in reducing inflammation, boosting brain function, reducing ADHD symptoms, reducing anxiety and stress, and lowering blood pressure. New research is looking into its treatment and prevention of Alzheimer’s.
Watercress, a superfood.
808-245-8808 including building bone density, hair growth, 3-3222 Kuhio Hwy, and lowering blood sugar. (Note: careful Lihue research must be done when using plants as Kauaifloors.com remedies as there are many precautions to be License # C-32054 aware of.) Come by to find some intriguing or helpful native, edible, or herbal plants to add to your water garden today. Also, we encourage you to share stories or discoveries of plants that you have come to know. Garden Ponds is located beside the Kaua‘i Mini Golf in Kilauea. We are open Wednesday to Sunday 12-5pm and you can visit our website at gardenpondskauai.com or call us at 808-828-6400 for more information. Read the blog post at http://www. gardenpondskauai.com/native-edibleherbal-waterplants-hawaii/
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