Page 4 Friday, December 18, 2020
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UPGRADE YOUR INTERIORS
Kohler.com to explore the possibilities for your home.
4 ways to instantly make huge appearance impacts
Color your world What is the color palette of the room? Is it an eclectic mix, reflecting years of adding elements that don’t go with the walls? How recently was it painted? Especially if you’re not prepared to invest in new furniture, simply painting a room can make an enormous impact. Z Is the room on the small side, or doesn’t get much light? Paint a shade or two lighter to brighten the space. Z Does the room seem cold or impersonal? Choose a warm color, from yellow through red, to make the space feel more welcoming. Z Prefer neutral colors like whites or grays? Consider one colorful accent wall to make a statement.
BRANDPOINT There’s a simple reason for the recent boom in home improvement: Everyone’s spending more time at home. Staying at home more makes it clearer what areas are lacking and reveals opportunities for upgrades. Fortunately, there are many ways to make a huge impact on the appearance of those rooms - instantly. Here are four ways you can easily enhance and refresh your existing interiors. Start with the foundation If your room feels uninspired, refreshing the flooring can instantly transform it. Recent design trends favor using consistent flooring throughout the home, or at least on each floor, for a more continuous feel - especially for homes with an open plan. While hardwood flooring is still the top choice, many other quality products mimic the look of hardwood flooring, like vinyl, tile and porcelain flooring, often for a much lower price point. Area rugs are also trending for use on any kind of floor. Rugs can add a pop of color or provide a focal point, while also helping to protect the floor underneath. For a quick and easy fix involving zero installation, a high-quality area rug instantly upgrades your space.
improved lighting is most strongly felt in the kitchen and bath. “Decorative lighting has become a way to easily personalize a space,” said Erin Hoover, director of design, Kohler Lighting. “Years ago, matching suites were very popular, but as bathrooms and kitchens reflect more individual personality, more design elements Light up your life are being added. Lighting can help Lighting is an often overlooked you update these spaces without a home improvement. While the lot of investment and effort.” light itself brightens the room, the Here are two collections from lighting fixture can also add a strik- KOHLER Lighting to instantly uping visual accent or focal point. grade your kitchen or bathroom. In terms of utility, the impact of Z Kitchen: The Hauksbee Collec-
tion reinterprets rustic lighting from industrial farms and factories of the 1920s and ‘30s. Smooth glass and cool metal combine with mixed metal finish options and vintage details, along with decorative elements like a domed metal shade with a cage detail and ribbed glass shade. The collection is available in a range of singular and mixed metal finish combinations. Z Bathroom: The Arendela Collection is inspired by 1960s designer Vistosi, and the exquisite glassworks rendered through the art of briolette gemstone cutting and spun glass rondelles. Arendela
Adjust your window dressing Updated window treatments can boost the appearance of a room, while also providing more privacy and insulation. Consider not just the color and style as it affects the look of the room, but also the funcreflects sophisticated style with tion. How much privacy and light jewel-like, multifaceted and spun glass shades and cast metal works is needed? Options for window treatments today are more numerranging from a strikingly singular ous than ever. Blinds, shades, cursconce to show-stopping multilight designs. The collection’s time- tains or drapes all make distinct visual statements, while also poless sophistication complements tentially enhancing the room’s livamodern and traditional interiors. Complementing modern and tradi- bility. Updating a space doesn’t retional interiors, Arendela is available in polished chrome, polished quire a complete redesign, a lot of time or a lot of investment. Design nickel, brushed nickel and elements like lighting, window brushed brass finishes. treatments and color provide the Thoughtfully choosing lighting perfect tools to transform any fixtures to complement your current aesthetic can take your room room into the home of your dreams. from ho-hum to amazing. Visit
US long-term mortgage rates fall; 30-year at 2.67% ASSOCIATED PRESS WASHINGTON — U.S. long-term mortgage rates declined this week to record low levels for the 15th time this year against the backdrop of an economy ravaged by the pandemic. Mortgage finance giant Freddie Mac said Thursday that the average rate on the 30-year fixed-rate home loan fell to 2.67% from 2.71% last week. A year ago, the benchmark rate stood at 3.73%. The average rate on 15-year fixed-rate loans eased to 2.21% from 2.26%. The housing market continues as a rare bright spot in the stalled U.S. economy, as home-loan rates have trended downward through most of this year. That has bolstered demand from would-be homebuyers or people looking to refinance existing mortgages.
Building permits rise 6.2% in November, despite pandemic ASSOCIATED PRESS CHARLOTTE, N.C. — The number of newly issued permits to build fresh housing rose 6.2% in November on a seasonally adjusted basis. Housing starts rose 1.2%, and are 12.8% higher than a year ago, the Commerce Department reported Thursday, to an annualized rate of 1.547 million. That’s a bit slower than October figures, when housing starts increased 4.7%. Building permits, a good barometer of future activity, rose to 1.64 million annualized units. he figure remains up 8.5% from a year earlier, as the housing market remains one the strongest parts of the U.S. economy despite the widespread pandemic and increased lockdowns.
Is now the right time to refinance your mortgage? Consolidate your debt with a lower payment. You can get some of the lowest rates in the state, plus your money stays on Kaua‘i.
Visit us online at www.kgefcu.org to learn more. Anyone can be eligible for membership with KGEFCU
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246-0325
KAUAI’S
real estate directory P L A C E Y O U R A D today 2 4 6 - 0 3 2 5
t he g arden i slan d .com /clas s i f ieds
PRICE REDUCED!
WAILUA
Wailua Bay View Apartments Living Area: 686 sq. ft. Bed/Ba: 1/1 LIST PRICE: $485,000 MLS 644114
AROL C. CUMMINGS RB-14915 (RB) CRB, CRS, GRI, SFR
808-651-4766
kauairealty@gmail.com
KAUAI REALTY
Kapaa $650,000 2 Bed/1 Ba Interior Area: 768 sq.ft. Lot Size: 8,082 sq.ft. MLS644878 Leah Ragsac RS-80621 (808) 212-4086
Certified Inspector
Come home to this cute 2 bedroom home conveniently located near schools, shopping, and restaurants in Kapaa! Drive down a short drive way and pull up into a carport with lots of storage space. As you enter the home you will find many windows to let in lots of natural light. Ceramic tiles were laid throughout the home keeping the house cool as you enjoy nice cool breezes that flow throughout. You will also enjoy a large fenced yard with lots of space to play, start a garden, or entertain. This home is situated in a family-friendly neighborhood ready for you to come home to!
Joseph Quentin
We make your next home inspection a breeze
www.quentinllc.com (808) 855-5280
BBB Rating: A+ As of 9/30/2020
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FULL SERVICE REAL ESTATE COMPANY LOOKING FOR RENTALS
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Our rental units are 100% occupied. If you are looking for a Property Manager, we would love to talk with you! We offer you: Reasonable rates Tenant screening Oversee rent collection, taxes, and repairs Full service with attention to detail! Drop by our office or call for an appt. today!
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MERCHAN Furniture DISE Luxury Massage Chair.
Wailua
Complete body massage, heat, speakers, blue tooth, zero gravity,mint condition $3000. 639-6828
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Kapaa Wailua-$500,000 1 Bed/1 Ba. Interior Area: 686 sq.ft. Carol C. Cummings RB-14915 808-651-4766 MLS 644114
Kapaa-$419,000 1 Bed/1 Ba. Interior Area: 612 sq.ft. Eric N. Yama RB-10975 808-639-3414 MLS 643625
Wailua
Appliances Recycled Appliances Washers,Dryers, Stoves & Refrigerators $250+ Tankless Gas Hot Water Heaters $175 Compost Toilets Tashi 808-652-0551
Beautiful Male Goldendoodle Puppy with 1 set of shots & health chck.Avail now. Rehoming fee applies. Serious inquiries only. Call 808-346-2526
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Lawai Masonry Wailua-$525,000 1 Bed/2 Ba. Interior Area: 823 sq.ft. Kevin M. Horita RB-19351 808-639-8213 MLS 640234
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Lawai-$3,000,000 Lot Size 28.15 acres Ann Zaslow RS-82535 808-639-3675 MLS 641772
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B1 CC E R • KI F SO DERS R E D RAIUT S H UT OE R S VOYAG
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— Flooring WASHINGTON U.S. mortgages this week.said percent Mac year fixed-rate to 3.93 Freddie 30slipped buyer from Mortgagethat the benchmark Rd. was down Ahukini Thursday loan rate and 4.16 perHwy & year home last week of Kuhio 3.94 percentago. corner fixed-raterefiyear On the cent a on 15-year, those The rate popular with unwas percent. mortgages, their homes, at 3.36 nancing this week year ago. a changed percent adjust3.37 Kauai It was on five-year to 3.36 Kim Chee/ Miki Macs; Haole Girl Sweets; Kauai The rate Cofee rose Roasters/ last week Monkeypod Jam; Hanalei mortgages Aunty Lilikoi;able-rate percent Kauai; Mailelanis; Moloa'a Bay Coffee; 3.35Kala Hakus 'O ago. Kula from Bakery, Flowers Express; Heavenly Rea year Kookies; Kopercent Payments. Lures; Salty Wahine; Tropical percentWater White the Federal monthly Precious Kreations/ and 3.19 interest On Wednesday, Minimum short-term in 2017. “The raised approval. in the serve third time priced for the to credit rates had already 9am-6pm interest - Subject Mon-Fri rates, market so long-term Available OPEN: Sat 10am-3pm mortgageKiefer, a rate hike, Financing including said Len rates, moved,” hardly Mac economist.mortgage average lenders Freddie To calculate Mac surveys Monbetween Freddie rates, week. the country each across Wednesday day and ••• Press Associated
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activities it Co. operations in the process produces GMO, for farmers, said Chemical and techother research into production the Kauai and Co., is al chemical operations ventional seeds nature of its Allan Parachini ISLAND Nemours internation as it diversifies corporate , one of the GARDEN ent an become a farming. A8 dividing its changing SPECIAL TO THE t announcem divi- of three new companies on ag- was operations and will food SEE CHANGE, of into of developThe DowDuPon Kauai — The agriculture focus exclusively scale grower l markets in a series KEKAHA t has announced which will and DuPont changing production was the third Both Dow operaare rapidly operations products for commercia beyond. sion of DowDuPon riculture. in its Kauai ments that expand its previously had separate focused on statewide, and possibly major changes the previous which it will here, inboth of which tions under Hartung acquired on Kauai, nt of improved genetiactivities as and soy Hawaii research on island by developme seed corn staffing creasing percent. cally modified 50 this much as created earlier The firm,
Notices of Availability
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Notices of Availability
State of Hawaii HAWAII HOUSING FINANCE AND DEVELOPMENT CORPORATION Rental Housing Revolving Fund
Public Auctions
NOTICE OF FUNDING AVAILABILITY FOR: Project Awards
NOTICE OF LIEN SALE Pursuant of Hawaii Revised Statues, please take notice Aloha Island Movers -Kauai located 1811 Leleiona Street Lihue, HI 96766 intends to hold an auction of the good stores for Coco Palms Hui, LLC in default for non-payment of storage fees $4098.23. The sale will occur on 1/16/2021. This property consists of household goods and personal effects listed in our warehouse receipt issued on January 16, 2021.
The Hawaii Housing Finance and Development Corporation (HHFDC) has approximately $100,837,459 of uncommitted funds available for eligible Rental Housing Revolving Fund loans in connection with the Fiscal Year 2021 Funding Round. All applications will be subject to funding availability and eligibility/qualifying guidelines of the program. Funds may be used for development, construction, acquisition, preservation, and substantial rehabilitation of rental housing units that meet the program’s criteria for eligibility. Applications for Project Awards will be available on or about December 18, 2020, and may be viewed or downloaded from the HHFDC website at http://www.hawaii.gov/dbedt/hhfdc.
The proceeds of such sale will be applied toward For additional information about the program, an application packet, or if you payment of the amount of our lien, plus reasonable require special needs/auxiliary aids (i.e., large print, taped material, etc.), please charges for auction costs including cost of notice, contact Sherrie Kagawa at: advertisement, and sale. We expect you to pay the deficiency, if any. State of Hawaii HAWAII HOUSING FINANCE AND DEVELOPMENT CORPORATION Be advised that any partial payment in reference to Rental Housing Revolving Fund this account will be applied to the outstanding 677 Queen Street, Suite 300 balance, but will not stop the continuance of the sale. Honolulu, Hawaii 96813 (TGI1302763 12/18/20, 1/8/21) (808) 587-0567 or NOTICE OF LIEN SALE call toll free from the neighbor islands at 274-3141, ext. 70567 from Kauai Pursuant of Hawaii Revised Statues, please take notice 984-2400, ext. 70567 from Maui Aloha Island Movers -Kauai located 1811 Leleiona 974-4000, ext. 70567 from Hawaii Street Lihue, HI 96766 intends to hold an auction of 1-800-468-4644, ext. 70567 from Molokai or Lanai the good stores for Paula Wichman in default for nonpayment of storage fees $3,599.45. The sale will occur on 1/16/2021. This property consists of household The HHFDC does not discriminate against any person because of race, color, goods and personal effects listed in our warehouse religion, sex, including gender identity or expression, sexual orientation, disability, familial status, ancestry, age, marital status, or HIV infection. receipt issued on January 16, 2021. The proceeds of such sale will be applied toward payment of the amount of our lien, plus reasonable charges for auction costs including cost of notice, advertisement, and sale. We expect you to pay the deficiency, if any.
Denise Iseri-Matsubara Executive Director Hawaii Housing Finance and Development Corporation Department of Business, Economic Development and Tourism State of Hawaii
Be advised that any partial payment in reference to this account will be applied to the outstanding balance, but will not stop the continuance of the sale. (TGI1302767 12/18/20, 1/8/21) (TGI1308124 12/18/20)
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Waimea- $225,000 Lot Size: 9,285 sq.ft. Daniel Kurisu (S) RS-79218 808-652-7302 MLS 635569
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Charter School open in 2018 t John Steinhors ISLAND THE GARDEN
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Greetings
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from
• (808) 245-6791
enter.com KukuiGroveC
Lihue-$595,000 4 Bed/2.5 Ba. Interior Area: 1,336 sq.ft. Tad T. Miura RB-12398 808-639-3675 MLS 641619
Poipu
Apartments For Rent KAPAA: The Courtyards at Waipouli 1, 2, & 3bd units, granite counters, custom cabinets, stainless appls, solar hot water, walk to beach & Kintaro. PETS OK Call for availability (808) 822-1300 www.courtyardsatwaipouli.com
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Poipu-$649,000 1 Bed/1 Ba. Interior Area: 1,073 sq.ft. Mark K. Tanaka RB-9222 808-639-0367 MLS 643542
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Motorcycle Sales & Service ’79 Triumph Bonneville 750 CC $3,500 Call for info. 652-4528
HAMCO GLASS & GLAZING LLC 1770 Haleukana Street Suite 102 Lihue, HI 96766 Supplier of glass products and hardware. Repairs & installation.
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-rate ar, fixed to US 30-ye rate slips mortgage ent on 303.93 perc The rate
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Homes Kauai ing for ns Floor tyles & Lifes s & Optio product s of Style from n, 1000 with youinstallatio work nal We tion to fi budget selec llation n your and withi Insured Insta sed & Licen
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AY TGIFR!DSTATE E L REA
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