Columbus OH 5

INTERIOR DESIGN TRENDS FOR 2023

In life there are constant changes, so too in the world of interior design. Trends are always shifting. The themes for 2023 seem to be: Sustainable living and health & wellness designs. There has been a move away from minimalism to individualism which has created more personalized and decorative styles. In this new, post-Covid world, there have been many changes to the way we live, both inside and outside of the home. Many of us spend much more time in the house, so people have adjusted their priorities in the way the home is used.

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Kitchens are central to this new lifestyle and the open kitchen is an important aspect of this new trend. Most desirable are large islands that seat the family comfortably and provide lots of workspace. Upper and lower cabinets of different colors are in fashion as are stainless steel cabinetry and fixtures. To update a kitchen, a coat of paint can completely change the feel and be extremely cost effective. Lighting is also a key component, particularly if natural light is not available. A growing number of homeowners are installing led lights underneath their cabinets to illuminate the kitchen counter top.

With so many people still working at home, a designated office is often a necessity and needs to be incorporated into the design of your home. First of all, it should be comfortable and functional. It is desirable to have natural light and natural materials wherever possible. Try colors that are inspired by nature for a calming environment. For a more dramatic approach, an interesting background wall color can be useful for

With a new focus on wellness and healthy living, more attention is paid to comfort and overall well-being. (.

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all of your zoom meetings.

Furnishings will feel more organic with the use of cotton, wool, and velvet fabrics. Of course fabric decisions can depend on the location within the home; it’s recommended that the home match its natural environment. There is still a movement toward coordinating the indoor and outdoor environments. Arches and architectural details are in as are soft edges, curved sofas, and personal pieces.

Multi-function rooms that cater to entertainment and exercise are in vogue. More people will want media rooms for movies and games as well as gyms and saunas.

Mud rooms and laundry rooms are no longer just utilitarian spaces. Today, homeowners want these spaces to coordinate with the rest of the home. Sometimes they even want to accommodate a pet with a special tub. Think about maximizing natural light throughout your home. Big open

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The focus of home design in 2023 is a calm, comfortable environment in harmony with nature that incorporates work, entertainment and relaxation spaces.

windows which bring in natural light can improve mood, focus and sleep patterns which will improve one’s health.

It looks like 2023 may bring with it the end of the white wall trend. Currently, designers are reporting

clients wanting jewel tones in blues, greens and even rust, which creates a cozier environment. This is part of the eco-friendly trend of the last few years which incorporates elements of nature. Gold will also be popular as an accent color.

It is important to revisit one’s estate planning periodically, as both circumstances and laws can change without notice. If you do not have an estate plan, it is time to create one. You probably have more assets than you think.

First of all, estate planning is an opportunity to designate who will receive your assets upon death or incapacitation. It will also allow you to designate a guardian for your children. With the advice of counsel, your plan will manage assets to minimize estate

taxes, gift taxes and any other tax issues. And most importantly, a good estate plan will avoid disagreements between heirs and probate which can be time consuming and expensive.

Begin with an assessment of all your assets, including your home and other real estate, art, collections, vehicles, and jewelry. List your checking and savings accounts, investment accounts, life insurance policies, IRA or 401 accounts and ownership interests in any businesses. Estimate the value in order to divide among your heirs.

SEVERAL DOCUMENTS:

A COMPLETE ESTATE PLAN INCLUDES

POWER OF ATTORNEY

A durable power of attorney allows a person of your choosing to handle financial, legal and other matters if you are otherwise incapacitated. It remains in effect until death or revocation.

REVOCABLE LIVING TRUST

A revocable living trust is an instrument that allows the owner (grantor) of assets to establish a trust for beneficiaries with the help of a trustee. You can be your own trustee with an alternate upon death or incapacity. This document can be amended or revoked as needed. The most important aspect of a consuming and expensive probate.

MEDICAL CARE DIRECTIVE

A living will specifies your wishes for medical care. A medical power of attorney gives authority to a trusted person to make decisions if you are unable.

WILL

A will, though desirable, is not essential if you have a revocable trust. The main reason to write a will is to include assets which may not be included in one’s trust. A will is meant to simplify things. You can designate child custody and also the recipients of your most valuable possession, such as cars, jewelry or other personal items.

FEB 23 - 26, 2023

MAR 2 - 5, 2023

MAR 2 - 5, 2023

MAR 9 - 12, 2023

MAR 16 - 19, 2023

MAR 22 - 26, 2023

2023 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

MAR 23 - 26, 2023

MAR 30 - APR 2, 2023

APR 6 - 9, 2023

APR 13 - 16, 2023

APR 20 - 23, 2023

Honda Classic PGA National Resort (The Champion), Palm Beach Gardens, FL

Puerto Rico Open Grand Reserve Golf Club, Rio Grande, PUR

Brehm $666,000

Arnold Palmer Invitational presented by Mastercard Arnold Palmer’s Bay Hill Club & Lodge, Orlando, FL Scottie Scheffler $2,160,000

THE PLAYERS Championship The Country Club of Jackson, Jackson, MS

Valspar Championship Innisbrook Resort (Copperhead Course), Palm Harbor, FL

Smith $3,600,000

Burns $1,404,000

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX Scottie Scheffler $2,100,000

Corales Puntacana Championship Puntacana Resort & Club (Corales Golf Course), Punta Cana, DOM Chad Ramey $ 666,000

Valero Texas Open

TPC San Antonio (Oaks Course), San Antonio, TX J.J. Spaun $1,548,000

Masters Tournament

Augusta National Golf Club, Augusta, GA

Scottie Scheffler $2,700,000

RBC Heritage Harbour Town Golf Links, Hilton Head Island, SC Jordan Spieth $1,440,000

Zurich Classic of New Orleans Harbour Town Golf Links, Hilton Head Island, SC P. Cantlay/X. Schauffele $1,199,350

2023 PGA TOURNAMENT SCHEDULE

DATESTOURNAMENT

APR 27 - 30, 2023

Mexico Open at Vidanta Vidanta Vallarta, Vallarta, MEX

MAY 4 - 7, 2023 Wells Fargo Championship Quail Hollow Club, Charlotte, NC

MAY 11 - 14, 2023 AT&T Byron Nelson TPC Craig Ranch, McKinney, TX

MAY 18 - 21, 2023 PGA Championship Q Oak HIll Country Club, Rochester, NY

MAY 25 - 28, 2023 Charles Schwab Challenge Colonial Country Club, Fort Worth, TX

JUN 1 - 4, 2023

JUN 8 - 11, 2023

The Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH

* Schedule subject to change

RBC Canadian Open Oakdale Golf & Country Club, Toronto, Ontario, CAN

JUN 15 - 18, 2023 U.S. Open The Los Angeles Country Club (North Course), Los Angeles, CA

JUN 22 - 25, 2023

Travelers Championship TPC River Highlands, Cromwell, CT

Burns $1,512,000

Horschel $2,160,000

Fitzpatrick $3,150,000

Schauffele $1,494,000

JUN 29 - JUL 2, 2023 Rocket Mortgage Classic. Detroit Golf Club, Detroit, MI Tony Finau $1,512,000

JUL 6 - 9, 2023

JUL 13 - 16, 2023

JUL 13 - 16, 2023

JUL 20 - 23, 2023

JUL 20 - 23, 2023

JUL 27 - 30, 2023

AUG 3 - 6, 2023

AUG 10 - 13, 2023

AUG 17 - 20, 2023

John Deere Classic PC Deere Run, Silvis, IL J.T. Posto $1,278,000

Barbasol Championship Keene Trace Golf Club (Champions Course), Nicholasville, KY Trey Mullinax $666,000

Genesis Scottish Open The Renaissance Club, North Berwick, SCO Xander Schauffele $1,400,000

Barracuda Championship Tahoe Mountain Club (Old Greenwood), Truckee, CA Chez Reavie $666,000

The Open Championship Royal Liverpool, Hoylake, Wirral, ENG Cameron Smith $2,500,000

3M Open TPC Twin Cities, Blaine, MN Tony Finau $1,350,000

Wyndham Championship Sedgefield Country Club, Greensboro, NC

Tom Kim $1,314,000

FedEx St. Jude Championship TPC Southwind, Memphis, TN Will Zalatoris $2,700,000

BMW Championship Olympia Fields Country Club (North Course), Olympia Fields, IL Patrick Cantlay Patrick Cantlay

2023 LPGA TOURNAMENT SCHEDULE

2023 LPGA TOURNAMENT SCHEDULE

LOCAL EVENTS GUIDE COLUMBUS

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

APRIL

APRIL 1 - 30 | COLUMBUS BLOOMS

More than 125,000 tulips, narcissus, pansies and other stars of the season will bloom in the botanical gardens and container displays. Throughout the Conservatory and Franklin Park, magnolias, lilacs, cherries, viburnum and thousands of perennials bring exciting bursts of scent and color after a long winter slumber.

For more info visit: https://tinyurl.com/4s96p8h6

APRIL 18 - 23 | AIN’T TOO PROUD

Ain’t Too Proud: The Life and Times of The Temptations is the electrifying, new smash-hit Broadway musical that follows The Temptations’ extraordinary journey from the streets of Detroit to the Rock & Roll Hall of Fame. With their signature dance moves and silky-smooth harmonies, they rose to the top of the charts creating an amazing 42 Top Ten Hits with 14 reaching number one. For more info visit: https://bit.ly/3ehZJZG

APRIL 26 - 30 | FILM FESTIVAL

In celebration of independent film and filmmakers, central Ohio’s premier cinemas and exhibition venues have joined forces creating the region’s grandest annual film event – a centerpiece of arts and culture in Columbus! For more info visit: cinemacolumbus.com

MAY

MAY 20 - 21 | TACO FEST

The annual Columbus Taco Fest returns next May with the best tacos, tequila, and Mexican beer you can find in the city. For more info visit: columbustacofest.com

MAY 27 | SUPERFEST

Beer and Country Music never broke a Buckeye’s heart, so come on by and enjoy this day of both! For more info visit: buckeyecountrysuperfest.com

MAY 27 - 29 |

ICE CREAM FEST

The festival is held Memorial Day weekend on the grounds of The

LOCAL EVENTS GUIDE COLUMBUS

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

Energy Cooperative grounds. Over 90 artisans from Ohio and other states exhibit handcrafted items. Pony rides, Columbus Zoo Saturday and Sunday. car show on Sunday, motorcycle show on Monday and magic show all three days. Contests including ice cream eating, balloon and egg toss all three days! For more info visit: https://bit.ly/3CiymGw

JUNE

JUNE 9 - 11 | ARTS FESTIVAL

The Columbus Arts Festival has grown into one of the most highly acclaimed arts festivals in the nation. The event will feature over 200 visual artists, three stages of performances and dozens of food vendors. The Columbus Arts Festival attracts the nation’s top artists, as well as art enthusiasts from all over the country. For more info visit: columbusartsfestival.org

JUNE 16 - 18 | BLUES & JAZZ FEST

The Creekside Blues & Jazz Festival gathers world famous groups

and performers at a single place for you to enjoy the best blues and jazz in Ohio. For more info visit: creeksidebluesandjazz.com

JULY

JULY 4 | INDEPENDENCE DAY

Celebrating the 4th of July is a big deal in Columbus! In addition to Red, White and Boom, which is one of the largest fireworks displays in the Midwest, there are so many July 4th celebrations, parades, and fireworks in Columbus in early July. For more info visit: https://tinyurl.com/2ww9pvcb

JULY

21 - 23 | JAZZ & RIB FEST

Jazz & Rib Fest, presented by the Columbus Recreation and Parks Department, is a highly anticipated summertime tradition offering both jazz and rib connoisseurs the finest in music and barbecue. For more info visit: hotribscooljazz.org

LOCAL EVENTS GUIDE COLUMBUS

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

AUGUST

AUG 1 - 6 | STATE FAIR

The Ohio State Fair is one of the largest state fairs in the United States. The annual event returns to Columbus, Ohio each year and features a range of exhibitions, activities and more. From food to thrilling rides and even a concert and event series.The Ohio State Fair has something for everyone! For more info visit: ohiostatefair.com

Extravaganza at the Annual Food Truck Festival in Columbus! The festival showcases delicious and unique fare from 50+ gourmet food trucks from Ohio and across the Midwest. There will also be over two dozen artisans and crafters and offers live music throughout the weekend. For more info visit: columbusfoodtruckfest.com

SEPTEMBER

SEPT 1 - 4 | GREEK FESTIVAL

AUG 4 - 6 | IRISH FESTIVAL

Irish attitude is all you need to experience the Dublin Irish Festival in Dublin, Ohio, USA. For more than three decades, the first weekend in August has been reserved for what is now the largest three-day Irish Festival on the planet. With 7 stages, 65 acts and more than 535 performers, there is something for everyone. For more info visit: dublinirishfestival.org

From its humble beginnings in the early 70s as a simple dinner dance to the current 4 day celebration of Greek culture, the Greek Festival has truly become a Central Ohio Labor Day weekend tradition. For more info visit: columbusgreekfestival.com

SEPT 8 - 10 | OKTOBERFEST!

AUG 19 - 20 | FOOD TRUCK FEST

It’s going to be a Food Truck

This community festival has been brewing up and serving smiles for 50+ years. There truly is something for everyone. Tasty food, lively music, bountiful brews, and games galore. The Columbus Oktoberfest

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LOCAL EVENTS GUIDE COLUMBUS

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

has it all! For more info visit: columbusoktoberfest.com

OCTOBER

OCT 19 | FILM, AUTHOR, AND PHOTOGRAPHY FESTIVAL

The Columbus Film, Author, and Photography Festival (CFAP Festival) encourages and supports the growing number of people in the film, author and photography world. This festival aims to reward the accomplishments of like-minded artists who aim to create interesting content. This festival is for new and veteran artists. For more info visit: columbusfapfestival.com

NOVEMBER

NOV 17 | CHRISTMAS FAIR

ChristmasFair is a holiday market featuring 150 artists and crafters with unique, handcrafted items…. pottery, folk art, paintings, stained glass, jewelry, photography and much, much more. 2023 is the 37th year for ChristmasFair! It’s the perfect place to find unique, made

in America gifts and items for your home.

For more info visit: christmasfairartsandcrafts.com

DECEMBER DEC TBA | THE NUTCRACKER

Treat your family to the enchanting confections of costuming, sets, and blissful choreography in Clara’s dreamy journey through BalletMet’s The Nutcracker—absolutely delightful and delectable in every way. Inspired by the sounds of Tchaikovsky, artists deliver a heartwarming classic holiday story that is a feast for the eyes and ears. For more info visit: https://bit.ly/3g2pkX3

DEC 1 - 31 | VILLAGE DICKENS OF A CHRISTMAS

Ohio Village celebrates a Victorian Christmas with Dickens of a Christmas, inspired by the stories of Charles Dickens. The village will come to life during 4 weekends this holiday season for some olde time Christmas fun.

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LOCAL EVENTS GUIDE COLUMBUS

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

For more info visit: https://bit.ly/3CTL0O2

JANUARY

JAN TBA | BEERFEST

Columbus’ largest craft beer festival will return at the Greater Columbus Convention Center. Try over 400 craft beers and cocktails with your friends. Don’t forget all of the many local restaurants & food trucks. There’s something for everyone! For more info visit: columbusbeerfest.com

FEBRUARY

FEB TBA | HOME AND GARDEN SHOW

Spring will be here eventually, so it’s a great time to start planning your projects for home and garden! The show features home and garden expertise from local gurus and craftsmen; how-to sessions and demonstrations; fun for the kids; giveaways; celebrity appearances and much more.

For more info visit: dispatchhomeandgardenshow.com

MARCH

MARCH TBA | BREW FESTIVAL

The Columbus Brew Festival takes over the Center of Science and Industry after hours, featuring over 50 breweries, 150 beers and access throughout the museum. Admission includes samplings from participating breweries, as well as access to all exhibits. For more info visit: columbusbrewfestival.com

SESSION DATE

2023 GRAND SLAM TOURNAMENT SCHEDULE

TIMEFEATURED MATCHES

1Mon,January16,202311:00amMen'sandWomen's1stRound

2Mon,January16,20237:00pmMen'sandWomen's1stRound

3Tue,January17,202311:00amMen’sandWomen’s1stRound

4Tue,January17,20237:00pmMen’sandWomen’s1stRound

5Wed,January18,202311:00amMen’sandWomen’s2ndRound

6Wed,January18,20237:00pmMen’sandWomen’s2ndRound

7Thu,January19,202311:00amMen’sandWomen’s2ndRound

8Thu,January19,20237:00pmMen’sandWomen’s2ndRound

9Fri,January20,202311:00amMen’sandWomen’s3rdRound

10Fri,January20,20237:00pmMen’sandWomen’s3rdRound

11Sat,January21,202311:00amMen’sandWomen’s3rdRound

12Sat,January21,20237:00pmMen’sandWomen’s3rdRound

13Sun,January22,202311:00amMen’sandWomen’s4thRound

14Sun,January22,20237:00pmMen’sandWomen’s4thRound

15Mon,January23,202311:00amMen’sandWomen’s4thRound

16Mon,January23,20237:00pmMen’sandWomen’s4thRound

2023 GRAND SLAM TOURNAMENT SCHEDULE

2023 GRAND SLAM TOURNAMENT SCHEDULE

2023 GRAND SLAM TOURNAMENT SCHEDULE

- TRAVEL TO -

If you haven’t been to Africa and are looking for an amazing experience, consider a safari. The only question is where to start, as there are many African countries with amazing national parks and various wildlife, all of which can provide a once-in-alifetime vacation. The top countries for safaris are Tanzania, Kenya, South Africa, Namibia and Botswana.

MASAI MARA

JUNE - OCTOBER

Masai Mara National Reserve is the most famous. It is known for its herds of plains’ game which include Masai lions, African leopards and Tanzanian cheetahs. The park is also home to the annual migration of zebra, gazelle and wildebeest to and from the Serengeti in Tanzania.

Lake Nakuru National Park is known for pink flamingos flocking along the shore of the lake. Also notable are the park’s white rhinos, warthogs, giraffes, zebras, hippos, ostriches and lions.

Amboseli National Park is best known for its view of Mount Kilimanjaro and over 300 species of birds. You will also see zebras, wildebeests, hyenas, lions, cheetahs, buffalo, jackals, giraffes and leopards.

Tsavo National Park, which is made up of two smaller parks, is the largest in Kenya and also the most remote. Famous for elephants playing in the Galana River, you will also find 500 species of birds and also giraffes, gazelles, lions, antelopes, impalas, hyenas and oryx.

Samburu Game Reserve is known for rare species such as Grevy’s zebra, Somali ostrich, and the Beisa Oryx. It is also home to around 900 elephants as well as lions, leopards, cheetahs and over 450 bird species. It is also famous for Kamunyak, the lioness that adopted 6 baby oryx.

Tanzania

There are 22 national parks in Tanzania, making it difficult to decide where to go. Serengeti, which is a UNESCO world heritage site, and Ngorongoro are the largest and most popular destinations and are often toured together along with Lake Manyara National Park. You will spot the big five mammals - buffaloes, elephants, rhinos, leopards and lions as well as giraffes, zebras, hippos and 500 species of birds on your nature walk, game drive, or in a hot air balloon.

LAKE MANYARA

JUNE - OCTOBER

Lake Manyara Park was established to protect large herds of elephants and is also famous for tree-climbing lions. With its beautiful setting on the lake, it is perfect for viewing pink flamingos and over 400 species of birds.

NGORONGORO

APRIL - MAY

The Ngorongoro Conservation Centre (world heritage site) is known for the Crater which was formed when an ancient volcano exploded and collapsed on itself, creating vast plains that attracted wild life. The big five can be viewed here as well as black rhino. The Massai tribe still grazes their livestock here. Also, the Olduval Gorge is found here. This is where the Leakeys, in 1959, discovered evidence of human origins, fossilized bones, and stone tools dating back millions of years.

TRENDS FOR 2023 Health Food

Rarely do we think about what is trending in the world of food and drink, but there are organizations that study this issue constantly, including Whole Foods, Innova Market Insights and even Martha Stewart herself. The current trend seems to be towards a focus on healthier eating due to an interest in sustainable agriculture, climate change and possibly as a result of correcting those bad habits acquired during Covid lock down.

In the drink space, mocktails, or virgin cocktails, have become more and more popular for health reasons, even spawning a number of new establishments devoted exclusively to alcohol-free night life. This trend expands well beyond Shirley Temples and there is an emphasis on alcohol free cosmopolitans, margaritas, mojitos

and other more original creative drinks. As an example, Whole Foods points to yaupon, a caffeinated plant, to be brewed for tea and also used in new mocktail creations. Also growing in popularity are milk substitutes like oat, soy, almond, and even potato. They are typically lower in fat, sugar and are also cholesterol free.

In the world of foods, there has been significant and growing interest in nutrition and sustainability. We will be interested in more natural less processed foods as well as more traditional ethnic menus. Plant based foods will be a growth area as the number of vegans has increased significantly and most of us have cut down on meat consumption for health and environmental concerns. We will want more locally produced ingredients due to interest in climate change. There is actually a new word for this - glocal. Think global and eat local!

Plant based pasta made from chickpeas, cauliflower and zucchini are already popular but new ones made from hearts of palm and green

bananas are coming. And of course there is spaghetti squash which is the true vegetable pasta. Plant based meats have been available for quite some time but expect to see more plant based chicken and cheese.

Interestingly, mushrooms are of particular interest as they are actually a super-food and contain so many necessary nutrients such as vitamins B and D, potassium, and antioxidants that can reduce signs of aging. With over 400 species, there is always a new one to try and the latest trend is toward oyster and trumpet mushrooms. What makes mushrooms such a versatile substitute is they are naturally chewy, crisp up when cooked, and absorb a variety of sauces. Don’t forget the portobello, which is a great meat replacement or even king oyster mushrooms as a replacement for scallops.

Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings.

For most of us the only way to financial security is a long term plan of saving and investing.

Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow.

Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things.

Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load.

If your employer offers a matching 401(k) contribution, be sure to take advantage of that option

and contribute at least enough to receive it. It is essentially extra income that will grow and compound and is not taxed until you withdraw it.

You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs.

Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.

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